贷款166.7万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：166.7万
还款月数：10年
每月还款：16367.4元
利息总额：29.71万
本息合计：196.41万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-06 | 16367.40 | 4653.71 | 11713.69 | 1655286.31 |
| 2 | 2025-07 | 16367.40 | 4621.01 | 11746.39 | 1643539.92 |
| 3 | 2025-08 | 16367.40 | 4588.22 | 11779.18 | 1631760.74 |
| 4 | 2025-09 | 16367.40 | 4555.33 | 11812.06 | 1619948.68 |
| 5 | 2025-10 | 16367.40 | 4522.36 | 11845.04 | 1608103.64 |
| 6 | 2025-11 | 16367.40 | 4489.29 | 11878.11 | 1596225.53 |
| 7 | 2025-12 | 16367.40 | 4456.13 | 11911.27 | 1584314.27 |
| 8 | 2026-01 | 16367.40 | 4422.88 | 11944.52 | 1572369.75 |
| 9 | 2026-02 | 16367.40 | 4389.53 | 11977.86 | 1560391.89 |
| 10 | 2026-03 | 16367.40 | 4356.09 | 12011.30 | 1548380.58 |
| 11 | 2026-04 | 16367.40 | 4322.56 | 12044.83 | 1536335.75 |
| 12 | 2026-05 | 16367.40 | 4288.94 | 12078.46 | 1524257.29 |
| 13 | 2026-06 | 16367.40 | 4255.22 | 12112.18 | 1512145.11 |
| 14 | 2026-07 | 16367.40 | 4221.41 | 12145.99 | 1499999.12 |
| 15 | 2026-08 | 16367.40 | 4187.50 | 12179.90 | 1487819.22 |
| 16 | 2026-09 | 16367.40 | 4153.50 | 12213.90 | 1475605.32 |
| 17 | 2026-10 | 16367.40 | 4119.40 | 12248.00 | 1463357.33 |
| 18 | 2026-11 | 16367.40 | 4085.21 | 12282.19 | 1451075.14 |
| 19 | 2026-12 | 16367.40 | 4050.92 | 12316.48 | 1438758.66 |
| 20 | 2027-01 | 16367.40 | 4016.53 | 12350.86 | 1426407.80 |
| 21 | 2027-02 | 16367.40 | 3982.06 | 12385.34 | 1414022.46 |
| 22 | 2027-03 | 16367.40 | 3947.48 | 12419.92 | 1401602.54 |
| 23 | 2027-04 | 16367.40 | 3912.81 | 12454.59 | 1389147.95 |
| 24 | 2027-05 | 16367.40 | 3878.04 | 12489.36 | 1376658.59 |
| 25 | 2027-06 | 16367.40 | 3843.17 | 12524.22 | 1364134.37 |
| 26 | 2027-07 | 16367.40 | 3808.21 | 12559.19 | 1351575.18 |
| 27 | 2027-08 | 16367.40 | 3773.15 | 12594.25 | 1338980.93 |
| 28 | 2027-09 | 16367.40 | 3737.99 | 12629.41 | 1326351.52 |
| 29 | 2027-10 | 16367.40 | 3702.73 | 12664.66 | 1313686.86 |
| 30 | 2027-11 | 16367.40 | 3667.38 | 12700.02 | 1300986.84 |
| 31 | 2027-12 | 16367.40 | 3631.92 | 12735.47 | 1288251.37 |
| 32 | 2028-01 | 16367.40 | 3596.37 | 12771.03 | 1275480.34 |
| 33 | 2028-02 | 16367.40 | 3560.72 | 12806.68 | 1262673.66 |
| 34 | 2028-03 | 16367.40 | 3524.96 | 12842.43 | 1249831.23 |
| 35 | 2028-04 | 16367.40 | 3489.11 | 12878.28 | 1236952.94 |
| 36 | 2028-05 | 16367.40 | 3453.16 | 12914.24 | 1224038.71 |
| 37 | 2028-06 | 16367.40 | 3417.11 | 12950.29 | 1211088.42 |
| 38 | 2028-07 | 16367.40 | 3380.96 | 12986.44 | 1198101.98 |
| 39 | 2028-08 | 16367.40 | 3344.70 | 13022.69 | 1185079.28 |
| 40 | 2028-09 | 16367.40 | 3308.35 | 13059.05 | 1172020.23 |
| 41 | 2028-10 | 16367.40 | 3271.89 | 13095.51 | 1158924.73 |
| 42 | 2028-11 | 16367.40 | 3235.33 | 13132.06 | 1145792.66 |
| 43 | 2028-12 | 16367.40 | 3198.67 | 13168.72 | 1132623.94 |
| 44 | 2029-01 | 16367.40 | 3161.91 | 13205.49 | 1119418.45 |
| 45 | 2029-02 | 16367.40 | 3125.04 | 13242.35 | 1106176.10 |
| 46 | 2029-03 | 16367.40 | 3088.07 | 13279.32 | 1092896.78 |
| 47 | 2029-04 | 16367.40 | 3051.00 | 13316.39 | 1079580.38 |
| 48 | 2029-05 | 16367.40 | 3013.83 | 13353.57 | 1066226.82 |
| 49 | 2029-06 | 16367.40 | 2976.55 | 13390.85 | 1052835.97 |
| 50 | 2029-07 | 16367.40 | 2939.17 | 13428.23 | 1039407.74 |
| 51 | 2029-08 | 16367.40 | 2901.68 | 13465.72 | 1025942.03 |
| 52 | 2029-09 | 16367.40 | 2864.09 | 13503.31 | 1012438.72 |
| 53 | 2029-10 | 16367.40 | 2826.39 | 13541.00 | 998897.71 |
| 54 | 2029-11 | 16367.40 | 2788.59 | 13578.81 | 985318.91 |
| 55 | 2029-12 | 16367.40 | 2750.68 | 13616.71 | 971702.19 |
| 56 | 2030-01 | 16367.40 | 2712.67 | 13654.73 | 958047.47 |
| 57 | 2030-02 | 16367.40 | 2674.55 | 13692.85 | 944354.62 |
| 58 | 2030-03 | 16367.40 | 2636.32 | 13731.07 | 930623.55 |
| 59 | 2030-04 | 16367.40 | 2597.99 | 13769.41 | 916854.14 |
| 60 | 2030-05 | 16367.40 | 2559.55 | 13807.84 | 903046.30 |
| 61 | 2030-06 | 16367.40 | 2521.00 | 13846.39 | 889199.90 |
| 62 | 2030-07 | 16367.40 | 2482.35 | 13885.05 | 875314.86 |
| 63 | 2030-08 | 16367.40 | 2443.59 | 13923.81 | 861391.05 |
| 64 | 2030-09 | 16367.40 | 2404.72 | 13962.68 | 847428.37 |
| 65 | 2030-10 | 16367.40 | 2365.74 | 14001.66 | 833426.71 |
| 66 | 2030-11 | 16367.40 | 2326.65 | 14040.75 | 819385.97 |
| 67 | 2030-12 | 16367.40 | 2287.45 | 14079.94 | 805306.02 |
| 68 | 2031-01 | 16367.40 | 2248.15 | 14119.25 | 791186.77 |
| 69 | 2031-02 | 16367.40 | 2208.73 | 14158.67 | 777028.11 |
| 70 | 2031-03 | 16367.40 | 2169.20 | 14198.19 | 762829.91 |
| 71 | 2031-04 | 16367.40 | 2129.57 | 14237.83 | 748592.08 |
| 72 | 2031-05 | 16367.40 | 2089.82 | 14277.58 | 734314.51 |
| 73 | 2031-06 | 16367.40 | 2049.96 | 14317.43 | 719997.07 |
| 74 | 2031-07 | 16367.40 | 2009.99 | 14357.40 | 705639.67 |
| 75 | 2031-08 | 16367.40 | 1969.91 | 14397.49 | 691242.18 |
| 76 | 2031-09 | 16367.40 | 1929.72 | 14437.68 | 676804.51 |
| 77 | 2031-10 | 16367.40 | 1889.41 | 14477.98 | 662326.52 |
| 78 | 2031-11 | 16367.40 | 1848.99 | 14518.40 | 647808.12 |
| 79 | 2031-12 | 16367.40 | 1808.46 | 14558.93 | 633249.19 |
| 80 | 2032-01 | 16367.40 | 1767.82 | 14599.58 | 618649.61 |
| 81 | 2032-02 | 16367.40 | 1727.06 | 14640.33 | 604009.28 |
| 82 | 2032-03 | 16367.40 | 1686.19 | 14681.20 | 589328.08 |
| 83 | 2032-04 | 16367.40 | 1645.21 | 14722.19 | 574605.89 |
| 84 | 2032-05 | 16367.40 | 1604.11 | 14763.29 | 559842.60 |
| 85 | 2032-06 | 16367.40 | 1562.89 | 14804.50 | 545038.10 |
| 86 | 2032-07 | 16367.40 | 1521.56 | 14845.83 | 530192.27 |
| 87 | 2032-08 | 16367.40 | 1480.12 | 14887.28 | 515304.99 |
| 88 | 2032-09 | 16367.40 | 1438.56 | 14928.84 | 500376.16 |
| 89 | 2032-10 | 16367.40 | 1396.88 | 14970.51 | 485405.64 |
| 90 | 2032-11 | 16367.40 | 1355.09 | 15012.31 | 470393.34 |
| 91 | 2032-12 | 16367.40 | 1313.18 | 15054.21 | 455339.13 |
| 92 | 2033-01 | 16367.40 | 1271.16 | 15096.24 | 440242.88 |
| 93 | 2033-02 | 16367.40 | 1229.01 | 15138.38 | 425104.50 |
| 94 | 2033-03 | 16367.40 | 1186.75 | 15180.65 | 409923.85 |
| 95 | 2033-04 | 16367.40 | 1144.37 | 15223.03 | 394700.83 |
| 96 | 2033-05 | 16367.40 | 1101.87 | 15265.52 | 379435.31 |
| 97 | 2033-06 | 16367.40 | 1059.26 | 15308.14 | 364127.17 |
| 98 | 2033-07 | 16367.40 | 1016.52 | 15350.87 | 348776.29 |
| 99 | 2033-08 | 16367.40 | 973.67 | 15393.73 | 333382.56 |
| 100 | 2033-09 | 16367.40 | 930.69 | 15436.70 | 317945.86 |
| 101 | 2033-10 | 16367.40 | 887.60 | 15479.80 | 302466.06 |
| 102 | 2033-11 | 16367.40 | 844.38 | 15523.01 | 286943.05 |
| 103 | 2033-12 | 16367.40 | 801.05 | 15566.35 | 271376.71 |
| 104 | 2034-01 | 16367.40 | 757.59 | 15609.80 | 255766.90 |
| 105 | 2034-02 | 16367.40 | 714.02 | 15653.38 | 240113.52 |
| 106 | 2034-03 | 16367.40 | 670.32 | 15697.08 | 224416.44 |
| 107 | 2034-04 | 16367.40 | 626.50 | 15740.90 | 208675.54 |
| 108 | 2034-05 | 16367.40 | 582.55 | 15784.84 | 192890.70 |
| 109 | 2034-06 | 16367.40 | 538.49 | 15828.91 | 177061.79 |
| 110 | 2034-07 | 16367.40 | 494.30 | 15873.10 | 161188.69 |
| 111 | 2034-08 | 16367.40 | 449.99 | 15917.41 | 145271.28 |
| 112 | 2034-09 | 16367.40 | 405.55 | 15961.85 | 129309.43 |
| 113 | 2034-10 | 16367.40 | 360.99 | 16006.41 | 113303.03 |
| 114 | 2034-11 | 16367.40 | 316.30 | 16051.09 | 97251.94 |
| 115 | 2034-12 | 16367.40 | 271.49 | 16095.90 | 81156.03 |
| 116 | 2035-01 | 16367.40 | 226.56 | 16140.84 | 65015.20 |
| 117 | 2035-02 | 16367.40 | 181.50 | 16185.90 | 48829.30 |
| 118 | 2035-03 | 16367.40 | 136.32 | 16231.08 | 32598.22 |
| 119 | 2035-04 | 16367.40 | 91.00 | 16276.39 | 16321.83 |
| 120 | 2035-05 | 16367.40 | 45.57 | 16321.83 | 0.00 |
还款方式二：等额本金
贷款总额：166.7万
还款月数：10年
首月还款：18545.38元
每月递减：38.78元
利息总额：28.15万
本息合计：194.85万
节省利息：15538.16元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-06 | 18545.38 | 4653.71 | 13891.67 | 1653108.33 |
| 2 | 2025-07 | 18506.59 | 4614.93 | 13891.67 | 1639216.67 |
| 3 | 2025-08 | 18467.81 | 4576.15 | 13891.67 | 1625325.00 |
| 4 | 2025-09 | 18429.03 | 4537.37 | 13891.67 | 1611433.33 |
| 5 | 2025-10 | 18390.25 | 4498.58 | 13891.67 | 1597541.67 |
| 6 | 2025-11 | 18351.47 | 4459.80 | 13891.67 | 1583650.00 |
| 7 | 2025-12 | 18312.69 | 4421.02 | 13891.67 | 1569758.33 |
| 8 | 2026-01 | 18273.91 | 4382.24 | 13891.67 | 1555866.67 |
| 9 | 2026-02 | 18235.13 | 4343.46 | 13891.67 | 1541975.00 |
| 10 | 2026-03 | 18196.35 | 4304.68 | 13891.67 | 1528083.33 |
| 11 | 2026-04 | 18157.57 | 4265.90 | 13891.67 | 1514191.67 |
| 12 | 2026-05 | 18118.79 | 4227.12 | 13891.67 | 1500300.00 |
| 13 | 2026-06 | 18080.00 | 4188.34 | 13891.67 | 1486408.33 |
| 14 | 2026-07 | 18041.22 | 4149.56 | 13891.67 | 1472516.67 |
| 15 | 2026-08 | 18002.44 | 4110.78 | 13891.67 | 1458625.00 |
| 16 | 2026-09 | 17963.66 | 4071.99 | 13891.67 | 1444733.33 |
| 17 | 2026-10 | 17924.88 | 4033.21 | 13891.67 | 1430841.67 |
| 18 | 2026-11 | 17886.10 | 3994.43 | 13891.67 | 1416950.00 |
| 19 | 2026-12 | 17847.32 | 3955.65 | 13891.67 | 1403058.33 |
| 20 | 2027-01 | 17808.54 | 3916.87 | 13891.67 | 1389166.67 |
| 21 | 2027-02 | 17769.76 | 3878.09 | 13891.67 | 1375275.00 |
| 22 | 2027-03 | 17730.98 | 3839.31 | 13891.67 | 1361383.33 |
| 23 | 2027-04 | 17692.20 | 3800.53 | 13891.67 | 1347491.67 |
| 24 | 2027-05 | 17653.41 | 3761.75 | 13891.67 | 1333600.00 |
| 25 | 2027-06 | 17614.63 | 3722.97 | 13891.67 | 1319708.33 |
| 26 | 2027-07 | 17575.85 | 3684.19 | 13891.67 | 1305816.67 |
| 27 | 2027-08 | 17537.07 | 3645.40 | 13891.67 | 1291925.00 |
| 28 | 2027-09 | 17498.29 | 3606.62 | 13891.67 | 1278033.33 |
| 29 | 2027-10 | 17459.51 | 3567.84 | 13891.67 | 1264141.67 |
| 30 | 2027-11 | 17420.73 | 3529.06 | 13891.67 | 1250250.00 |
| 31 | 2027-12 | 17381.95 | 3490.28 | 13891.67 | 1236358.33 |
| 32 | 2028-01 | 17343.17 | 3451.50 | 13891.67 | 1222466.67 |
| 33 | 2028-02 | 17304.39 | 3412.72 | 13891.67 | 1208575.00 |
| 34 | 2028-03 | 17265.61 | 3373.94 | 13891.67 | 1194683.33 |
| 35 | 2028-04 | 17226.82 | 3335.16 | 13891.67 | 1180791.67 |
| 36 | 2028-05 | 17188.04 | 3296.38 | 13891.67 | 1166900.00 |
| 37 | 2028-06 | 17149.26 | 3257.60 | 13891.67 | 1153008.33 |
| 38 | 2028-07 | 17110.48 | 3218.81 | 13891.67 | 1139116.67 |
| 39 | 2028-08 | 17071.70 | 3180.03 | 13891.67 | 1125225.00 |
| 40 | 2028-09 | 17032.92 | 3141.25 | 13891.67 | 1111333.33 |
| 41 | 2028-10 | 16994.14 | 3102.47 | 13891.67 | 1097441.67 |
| 42 | 2028-11 | 16955.36 | 3063.69 | 13891.67 | 1083550.00 |
| 43 | 2028-12 | 16916.58 | 3024.91 | 13891.67 | 1069658.33 |
| 44 | 2029-01 | 16877.80 | 2986.13 | 13891.67 | 1055766.67 |
| 45 | 2029-02 | 16839.02 | 2947.35 | 13891.67 | 1041875.00 |
| 46 | 2029-03 | 16800.23 | 2908.57 | 13891.67 | 1027983.33 |
| 47 | 2029-04 | 16761.45 | 2869.79 | 13891.67 | 1014091.67 |
| 48 | 2029-05 | 16722.67 | 2831.01 | 13891.67 | 1000200.00 |
| 49 | 2029-06 | 16683.89 | 2792.22 | 13891.67 | 986308.33 |
| 50 | 2029-07 | 16645.11 | 2753.44 | 13891.67 | 972416.67 |
| 51 | 2029-08 | 16606.33 | 2714.66 | 13891.67 | 958525.00 |
| 52 | 2029-09 | 16567.55 | 2675.88 | 13891.67 | 944633.33 |
| 53 | 2029-10 | 16528.77 | 2637.10 | 13891.67 | 930741.67 |
| 54 | 2029-11 | 16489.99 | 2598.32 | 13891.67 | 916850.00 |
| 55 | 2029-12 | 16451.21 | 2559.54 | 13891.67 | 902958.33 |
| 56 | 2030-01 | 16412.43 | 2520.76 | 13891.67 | 889066.67 |
| 57 | 2030-02 | 16373.64 | 2481.98 | 13891.67 | 875175.00 |
| 58 | 2030-03 | 16334.86 | 2443.20 | 13891.67 | 861283.33 |
| 59 | 2030-04 | 16296.08 | 2404.42 | 13891.67 | 847391.67 |
| 60 | 2030-05 | 16257.30 | 2365.64 | 13891.67 | 833500.00 |
| 61 | 2030-06 | 16218.52 | 2326.85 | 13891.67 | 819608.33 |
| 62 | 2030-07 | 16179.74 | 2288.07 | 13891.67 | 805716.67 |
| 63 | 2030-08 | 16140.96 | 2249.29 | 13891.67 | 791825.00 |
| 64 | 2030-09 | 16102.18 | 2210.51 | 13891.67 | 777933.33 |
| 65 | 2030-10 | 16063.40 | 2171.73 | 13891.67 | 764041.67 |
| 66 | 2030-11 | 16024.62 | 2132.95 | 13891.67 | 750150.00 |
| 67 | 2030-12 | 15985.84 | 2094.17 | 13891.67 | 736258.33 |
| 68 | 2031-01 | 15947.05 | 2055.39 | 13891.67 | 722366.67 |
| 69 | 2031-02 | 15908.27 | 2016.61 | 13891.67 | 708475.00 |
| 70 | 2031-03 | 15869.49 | 1977.83 | 13891.67 | 694583.33 |
| 71 | 2031-04 | 15830.71 | 1939.05 | 13891.67 | 680691.67 |
| 72 | 2031-05 | 15791.93 | 1900.26 | 13891.67 | 666800.00 |
| 73 | 2031-06 | 15753.15 | 1861.48 | 13891.67 | 652908.33 |
| 74 | 2031-07 | 15714.37 | 1822.70 | 13891.67 | 639016.67 |
| 75 | 2031-08 | 15675.59 | 1783.92 | 13891.67 | 625125.00 |
| 76 | 2031-09 | 15636.81 | 1745.14 | 13891.67 | 611233.33 |
| 77 | 2031-10 | 15598.03 | 1706.36 | 13891.67 | 597341.67 |
| 78 | 2031-11 | 15559.25 | 1667.58 | 13891.67 | 583450.00 |
| 79 | 2031-12 | 15520.46 | 1628.80 | 13891.67 | 569558.33 |
| 80 | 2032-01 | 15481.68 | 1590.02 | 13891.67 | 555666.67 |
| 81 | 2032-02 | 15442.90 | 1551.24 | 13891.67 | 541775.00 |
| 82 | 2032-03 | 15404.12 | 1512.46 | 13891.67 | 527883.33 |
| 83 | 2032-04 | 15365.34 | 1473.67 | 13891.67 | 513991.67 |
| 84 | 2032-05 | 15326.56 | 1434.89 | 13891.67 | 500100.00 |
| 85 | 2032-06 | 15287.78 | 1396.11 | 13891.67 | 486208.33 |
| 86 | 2032-07 | 15249.00 | 1357.33 | 13891.67 | 472316.67 |
| 87 | 2032-08 | 15210.22 | 1318.55 | 13891.67 | 458425.00 |
| 88 | 2032-09 | 15171.44 | 1279.77 | 13891.67 | 444533.33 |
| 89 | 2032-10 | 15132.66 | 1240.99 | 13891.67 | 430641.67 |
| 90 | 2032-11 | 15093.87 | 1202.21 | 13891.67 | 416750.00 |
| 91 | 2032-12 | 15055.09 | 1163.43 | 13891.67 | 402858.33 |
| 92 | 2033-01 | 15016.31 | 1124.65 | 13891.67 | 388966.67 |
| 93 | 2033-02 | 14977.53 | 1085.87 | 13891.67 | 375075.00 |
| 94 | 2033-03 | 14938.75 | 1047.08 | 13891.67 | 361183.33 |
| 95 | 2033-04 | 14899.97 | 1008.30 | 13891.67 | 347291.67 |
| 96 | 2033-05 | 14861.19 | 969.52 | 13891.67 | 333400.00 |
| 97 | 2033-06 | 14822.41 | 930.74 | 13891.67 | 319508.33 |
| 98 | 2033-07 | 14783.63 | 891.96 | 13891.67 | 305616.67 |
| 99 | 2033-08 | 14744.85 | 853.18 | 13891.67 | 291725.00 |
| 100 | 2033-09 | 14706.07 | 814.40 | 13891.67 | 277833.33 |
| 101 | 2033-10 | 14667.28 | 775.62 | 13891.67 | 263941.67 |
| 102 | 2033-11 | 14628.50 | 736.84 | 13891.67 | 250050.00 |
| 103 | 2033-12 | 14589.72 | 698.06 | 13891.67 | 236158.33 |
| 104 | 2034-01 | 14550.94 | 659.28 | 13891.67 | 222266.67 |
| 105 | 2034-02 | 14512.16 | 620.49 | 13891.67 | 208375.00 |
| 106 | 2034-03 | 14473.38 | 581.71 | 13891.67 | 194483.33 |
| 107 | 2034-04 | 14434.60 | 542.93 | 13891.67 | 180591.67 |
| 108 | 2034-05 | 14395.82 | 504.15 | 13891.67 | 166700.00 |
| 109 | 2034-06 | 14357.04 | 465.37 | 13891.67 | 152808.33 |
| 110 | 2034-07 | 14318.26 | 426.59 | 13891.67 | 138916.67 |
| 111 | 2034-08 | 14279.48 | 387.81 | 13891.67 | 125025.00 |
| 112 | 2034-09 | 14240.69 | 349.03 | 13891.67 | 111133.33 |
| 113 | 2034-10 | 14201.91 | 310.25 | 13891.67 | 97241.67 |
| 114 | 2034-11 | 14163.13 | 271.47 | 13891.67 | 83350.00 |
| 115 | 2034-12 | 14124.35 | 232.69 | 13891.67 | 69458.33 |
| 116 | 2035-01 | 14085.57 | 193.90 | 13891.67 | 55566.67 |
| 117 | 2035-02 | 14046.79 | 155.12 | 13891.67 | 41675.00 |
| 118 | 2035-03 | 14008.01 | 116.34 | 13891.67 | 27783.33 |
| 119 | 2035-04 | 13969.23 | 77.56 | 13891.67 | 13891.67 |
| 120 | 2035-05 | 13930.45 | 38.78 | 13891.67 | 0.00 |
友情链接:
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采用2025年06月28日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年06月28日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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