贷款29万（商业贷款）的房贷，还款10年7个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：29万
还款月数：10年7个月
每月还款：2715.28元
利息总额：5.48万
本息合计：34.48万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 2715.28 | 809.58 | 1905.69 | 288094.31 |
| 2 | 2024-12 | 2715.28 | 804.26 | 1911.01 | 286183.29 |
| 3 | 2025-01 | 2715.28 | 798.93 | 1916.35 | 284266.94 |
| 4 | 2025-02 | 2715.28 | 793.58 | 1921.70 | 282345.24 |
| 5 | 2025-03 | 2715.28 | 788.21 | 1927.06 | 280418.18 |
| 6 | 2025-04 | 2715.28 | 782.83 | 1932.44 | 278485.73 |
| 7 | 2025-05 | 2715.28 | 777.44 | 1937.84 | 276547.89 |
| 8 | 2025-06 | 2715.28 | 772.03 | 1943.25 | 274604.64 |
| 9 | 2025-07 | 2715.28 | 766.60 | 1948.67 | 272655.97 |
| 10 | 2025-08 | 2715.28 | 761.16 | 1954.11 | 270701.86 |
| 11 | 2025-09 | 2715.28 | 755.71 | 1959.57 | 268742.29 |
| 12 | 2025-10 | 2715.28 | 750.24 | 1965.04 | 266777.25 |
| 13 | 2025-11 | 2715.28 | 744.75 | 1970.53 | 264806.72 |
| 14 | 2025-12 | 2715.28 | 739.25 | 1976.03 | 262830.70 |
| 15 | 2026-01 | 2715.28 | 733.74 | 1981.54 | 260849.15 |
| 16 | 2026-02 | 2715.28 | 728.20 | 1987.07 | 258862.08 |
| 17 | 2026-03 | 2715.28 | 722.66 | 1992.62 | 256869.46 |
| 18 | 2026-04 | 2715.28 | 717.09 | 1998.18 | 254871.27 |
| 19 | 2026-05 | 2715.28 | 711.52 | 2003.76 | 252867.51 |
| 20 | 2026-06 | 2715.28 | 705.92 | 2009.36 | 250858.16 |
| 21 | 2026-07 | 2715.28 | 700.31 | 2014.97 | 248843.19 |
| 22 | 2026-08 | 2715.28 | 694.69 | 2020.59 | 246822.60 |
| 23 | 2026-09 | 2715.28 | 689.05 | 2026.23 | 244796.37 |
| 24 | 2026-10 | 2715.28 | 683.39 | 2031.89 | 242764.48 |
| 25 | 2026-11 | 2715.28 | 677.72 | 2037.56 | 240726.92 |
| 26 | 2026-12 | 2715.28 | 672.03 | 2043.25 | 238683.67 |
| 27 | 2027-01 | 2715.28 | 666.33 | 2048.95 | 236634.72 |
| 28 | 2027-02 | 2715.28 | 660.61 | 2054.67 | 234580.04 |
| 29 | 2027-03 | 2715.28 | 654.87 | 2060.41 | 232519.63 |
| 30 | 2027-04 | 2715.28 | 649.12 | 2066.16 | 230453.47 |
| 31 | 2027-05 | 2715.28 | 643.35 | 2071.93 | 228381.54 |
| 32 | 2027-06 | 2715.28 | 637.57 | 2077.71 | 226303.83 |
| 33 | 2027-07 | 2715.28 | 631.76 | 2083.51 | 224220.32 |
| 34 | 2027-08 | 2715.28 | 625.95 | 2089.33 | 222130.99 |
| 35 | 2027-09 | 2715.28 | 620.12 | 2095.16 | 220035.82 |
| 36 | 2027-10 | 2715.28 | 614.27 | 2101.01 | 217934.81 |
| 37 | 2027-11 | 2715.28 | 608.40 | 2106.88 | 215827.94 |
| 38 | 2027-12 | 2715.28 | 602.52 | 2112.76 | 213715.18 |
| 39 | 2028-01 | 2715.28 | 596.62 | 2118.66 | 211596.52 |
| 40 | 2028-02 | 2715.28 | 590.71 | 2124.57 | 209471.95 |
| 41 | 2028-03 | 2715.28 | 584.78 | 2130.50 | 207341.45 |
| 42 | 2028-04 | 2715.28 | 578.83 | 2136.45 | 205205.00 |
| 43 | 2028-05 | 2715.28 | 572.86 | 2142.41 | 203062.58 |
| 44 | 2028-06 | 2715.28 | 566.88 | 2148.40 | 200914.19 |
| 45 | 2028-07 | 2715.28 | 560.89 | 2154.39 | 198759.79 |
| 46 | 2028-08 | 2715.28 | 554.87 | 2160.41 | 196599.39 |
| 47 | 2028-09 | 2715.28 | 548.84 | 2166.44 | 194432.95 |
| 48 | 2028-10 | 2715.28 | 542.79 | 2172.49 | 192260.46 |
| 49 | 2028-11 | 2715.28 | 536.73 | 2178.55 | 190081.91 |
| 50 | 2028-12 | 2715.28 | 530.65 | 2184.63 | 187897.28 |
| 51 | 2029-01 | 2715.28 | 524.55 | 2190.73 | 185706.55 |
| 52 | 2029-02 | 2715.28 | 518.43 | 2196.85 | 183509.70 |
| 53 | 2029-03 | 2715.28 | 512.30 | 2202.98 | 181306.72 |
| 54 | 2029-04 | 2715.28 | 506.15 | 2209.13 | 179097.59 |
| 55 | 2029-05 | 2715.28 | 499.98 | 2215.30 | 176882.29 |
| 56 | 2029-06 | 2715.28 | 493.80 | 2221.48 | 174660.81 |
| 57 | 2029-07 | 2715.28 | 487.59 | 2227.68 | 172433.13 |
| 58 | 2029-08 | 2715.28 | 481.38 | 2233.90 | 170199.22 |
| 59 | 2029-09 | 2715.28 | 475.14 | 2240.14 | 167959.08 |
| 60 | 2029-10 | 2715.28 | 468.89 | 2246.39 | 165712.69 |
| 61 | 2029-11 | 2715.28 | 462.61 | 2252.66 | 163460.03 |
| 62 | 2029-12 | 2715.28 | 456.33 | 2258.95 | 161201.08 |
| 63 | 2030-01 | 2715.28 | 450.02 | 2265.26 | 158935.82 |
| 64 | 2030-02 | 2715.28 | 443.70 | 2271.58 | 156664.24 |
| 65 | 2030-03 | 2715.28 | 437.35 | 2277.92 | 154386.31 |
| 66 | 2030-04 | 2715.28 | 431.00 | 2284.28 | 152102.03 |
| 67 | 2030-05 | 2715.28 | 424.62 | 2290.66 | 149811.37 |
| 68 | 2030-06 | 2715.28 | 418.22 | 2297.05 | 147514.31 |
| 69 | 2030-07 | 2715.28 | 411.81 | 2303.47 | 145210.85 |
| 70 | 2030-08 | 2715.28 | 405.38 | 2309.90 | 142900.95 |
| 71 | 2030-09 | 2715.28 | 398.93 | 2316.35 | 140584.60 |
| 72 | 2030-10 | 2715.28 | 392.47 | 2322.81 | 138261.79 |
| 73 | 2030-11 | 2715.28 | 385.98 | 2329.30 | 135932.49 |
| 74 | 2030-12 | 2715.28 | 379.48 | 2335.80 | 133596.69 |
| 75 | 2031-01 | 2715.28 | 372.96 | 2342.32 | 131254.37 |
| 76 | 2031-02 | 2715.28 | 366.42 | 2348.86 | 128905.51 |
| 77 | 2031-03 | 2715.28 | 359.86 | 2355.42 | 126550.09 |
| 78 | 2031-04 | 2715.28 | 353.29 | 2361.99 | 124188.10 |
| 79 | 2031-05 | 2715.28 | 346.69 | 2368.59 | 121819.51 |
| 80 | 2031-06 | 2715.28 | 340.08 | 2375.20 | 119444.32 |
| 81 | 2031-07 | 2715.28 | 333.45 | 2381.83 | 117062.49 |
| 82 | 2031-08 | 2715.28 | 326.80 | 2388.48 | 114674.01 |
| 83 | 2031-09 | 2715.28 | 320.13 | 2395.15 | 112278.86 |
| 84 | 2031-10 | 2715.28 | 313.45 | 2401.83 | 109877.03 |
| 85 | 2031-11 | 2715.28 | 306.74 | 2408.54 | 107468.49 |
| 86 | 2031-12 | 2715.28 | 300.02 | 2415.26 | 105053.23 |
| 87 | 2032-01 | 2715.28 | 293.27 | 2422.00 | 102631.22 |
| 88 | 2032-02 | 2715.28 | 286.51 | 2428.77 | 100202.46 |
| 89 | 2032-03 | 2715.28 | 279.73 | 2435.55 | 97766.91 |
| 90 | 2032-04 | 2715.28 | 272.93 | 2442.35 | 95324.56 |
| 91 | 2032-05 | 2715.28 | 266.11 | 2449.16 | 92875.40 |
| 92 | 2032-06 | 2715.28 | 259.28 | 2456.00 | 90419.40 |
| 93 | 2032-07 | 2715.28 | 252.42 | 2462.86 | 87956.54 |
| 94 | 2032-08 | 2715.28 | 245.55 | 2469.73 | 85486.81 |
| 95 | 2032-09 | 2715.28 | 238.65 | 2476.63 | 83010.18 |
| 96 | 2032-10 | 2715.28 | 231.74 | 2483.54 | 80526.64 |
| 97 | 2032-11 | 2715.28 | 224.80 | 2490.47 | 78036.16 |
| 98 | 2032-12 | 2715.28 | 217.85 | 2497.43 | 75538.74 |
| 99 | 2033-01 | 2715.28 | 210.88 | 2504.40 | 73034.34 |
| 100 | 2033-02 | 2715.28 | 203.89 | 2511.39 | 70522.95 |
| 101 | 2033-03 | 2715.28 | 196.88 | 2518.40 | 68004.55 |
| 102 | 2033-04 | 2715.28 | 189.85 | 2525.43 | 65479.11 |
| 103 | 2033-05 | 2715.28 | 182.80 | 2532.48 | 62946.63 |
| 104 | 2033-06 | 2715.28 | 175.73 | 2539.55 | 60407.08 |
| 105 | 2033-07 | 2715.28 | 168.64 | 2546.64 | 57860.44 |
| 106 | 2033-08 | 2715.28 | 161.53 | 2553.75 | 55306.69 |
| 107 | 2033-09 | 2715.28 | 154.40 | 2560.88 | 52745.81 |
| 108 | 2033-10 | 2715.28 | 147.25 | 2568.03 | 50177.78 |
| 109 | 2033-11 | 2715.28 | 140.08 | 2575.20 | 47602.58 |
| 110 | 2033-12 | 2715.28 | 132.89 | 2582.39 | 45020.19 |
| 111 | 2034-01 | 2715.28 | 125.68 | 2589.60 | 42430.59 |
| 112 | 2034-02 | 2715.28 | 118.45 | 2596.83 | 39833.77 |
| 113 | 2034-03 | 2715.28 | 111.20 | 2604.08 | 37229.69 |
| 114 | 2034-04 | 2715.28 | 103.93 | 2611.35 | 34618.35 |
| 115 | 2034-05 | 2715.28 | 96.64 | 2618.64 | 31999.71 |
| 116 | 2034-06 | 2715.28 | 89.33 | 2625.95 | 29373.76 |
| 117 | 2034-07 | 2715.28 | 82.00 | 2633.28 | 26740.49 |
| 118 | 2034-08 | 2715.28 | 74.65 | 2640.63 | 24099.86 |
| 119 | 2034-09 | 2715.28 | 67.28 | 2648.00 | 21451.86 |
| 120 | 2034-10 | 2715.28 | 59.89 | 2655.39 | 18796.47 |
| 121 | 2034-11 | 2715.28 | 52.47 | 2662.80 | 16133.66 |
| 122 | 2034-12 | 2715.28 | 45.04 | 2670.24 | 13463.43 |
| 123 | 2035-01 | 2715.28 | 37.59 | 2677.69 | 10785.73 |
| 124 | 2035-02 | 2715.28 | 30.11 | 2685.17 | 8100.56 |
| 125 | 2035-03 | 2715.28 | 22.61 | 2692.66 | 5407.90 |
| 126 | 2035-04 | 2715.28 | 15.10 | 2700.18 | 2707.72 |
| 127 | 2035-05 | 2715.28 | 7.56 | 2707.72 | 0.00 |
还款方式二：等额本金
贷款总额：29万
还款月数：10年7个月
首月还款：3093.05元
每月递减：6.37元
利息总额：5.18万
本息合计：34.18万
节省利息：3027.01元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 3093.05 | 809.58 | 2283.46 | 287716.54 |
| 2 | 2024-12 | 3086.67 | 803.21 | 2283.46 | 285433.07 |
| 3 | 2025-01 | 3080.30 | 796.83 | 2283.46 | 283149.61 |
| 4 | 2025-02 | 3073.92 | 790.46 | 2283.46 | 280866.14 |
| 5 | 2025-03 | 3067.55 | 784.08 | 2283.46 | 278582.68 |
| 6 | 2025-04 | 3061.17 | 777.71 | 2283.46 | 276299.21 |
| 7 | 2025-05 | 3054.80 | 771.34 | 2283.46 | 274015.75 |
| 8 | 2025-06 | 3048.43 | 764.96 | 2283.46 | 271732.28 |
| 9 | 2025-07 | 3042.05 | 758.59 | 2283.46 | 269448.82 |
| 10 | 2025-08 | 3035.68 | 752.21 | 2283.46 | 267165.35 |
| 11 | 2025-09 | 3029.30 | 745.84 | 2283.46 | 264881.89 |
| 12 | 2025-10 | 3022.93 | 739.46 | 2283.46 | 262598.43 |
| 13 | 2025-11 | 3016.55 | 733.09 | 2283.46 | 260314.96 |
| 14 | 2025-12 | 3010.18 | 726.71 | 2283.46 | 258031.50 |
| 15 | 2026-01 | 3003.80 | 720.34 | 2283.46 | 255748.03 |
| 16 | 2026-02 | 2997.43 | 713.96 | 2283.46 | 253464.57 |
| 17 | 2026-03 | 2991.05 | 707.59 | 2283.46 | 251181.10 |
| 18 | 2026-04 | 2984.68 | 701.21 | 2283.46 | 248897.64 |
| 19 | 2026-05 | 2978.30 | 694.84 | 2283.46 | 246614.17 |
| 20 | 2026-06 | 2971.93 | 688.46 | 2283.46 | 244330.71 |
| 21 | 2026-07 | 2965.55 | 682.09 | 2283.46 | 242047.24 |
| 22 | 2026-08 | 2959.18 | 675.72 | 2283.46 | 239763.78 |
| 23 | 2026-09 | 2952.81 | 669.34 | 2283.46 | 237480.31 |
| 24 | 2026-10 | 2946.43 | 662.97 | 2283.46 | 235196.85 |
| 25 | 2026-11 | 2940.06 | 656.59 | 2283.46 | 232913.39 |
| 26 | 2026-12 | 2933.68 | 650.22 | 2283.46 | 230629.92 |
| 27 | 2027-01 | 2927.31 | 643.84 | 2283.46 | 228346.46 |
| 28 | 2027-02 | 2920.93 | 637.47 | 2283.46 | 226062.99 |
| 29 | 2027-03 | 2914.56 | 631.09 | 2283.46 | 223779.53 |
| 30 | 2027-04 | 2908.18 | 624.72 | 2283.46 | 221496.06 |
| 31 | 2027-05 | 2901.81 | 618.34 | 2283.46 | 219212.60 |
| 32 | 2027-06 | 2895.43 | 611.97 | 2283.46 | 216929.13 |
| 33 | 2027-07 | 2889.06 | 605.59 | 2283.46 | 214645.67 |
| 34 | 2027-08 | 2882.68 | 599.22 | 2283.46 | 212362.20 |
| 35 | 2027-09 | 2876.31 | 592.84 | 2283.46 | 210078.74 |
| 36 | 2027-10 | 2869.93 | 586.47 | 2283.46 | 207795.28 |
| 37 | 2027-11 | 2863.56 | 580.10 | 2283.46 | 205511.81 |
| 38 | 2027-12 | 2857.19 | 573.72 | 2283.46 | 203228.35 |
| 39 | 2028-01 | 2850.81 | 567.35 | 2283.46 | 200944.88 |
| 40 | 2028-02 | 2844.44 | 560.97 | 2283.46 | 198661.42 |
| 41 | 2028-03 | 2838.06 | 554.60 | 2283.46 | 196377.95 |
| 42 | 2028-04 | 2831.69 | 548.22 | 2283.46 | 194094.49 |
| 43 | 2028-05 | 2825.31 | 541.85 | 2283.46 | 191811.02 |
| 44 | 2028-06 | 2818.94 | 535.47 | 2283.46 | 189527.56 |
| 45 | 2028-07 | 2812.56 | 529.10 | 2283.46 | 187244.09 |
| 46 | 2028-08 | 2806.19 | 522.72 | 2283.46 | 184960.63 |
| 47 | 2028-09 | 2799.81 | 516.35 | 2283.46 | 182677.17 |
| 48 | 2028-10 | 2793.44 | 509.97 | 2283.46 | 180393.70 |
| 49 | 2028-11 | 2787.06 | 503.60 | 2283.46 | 178110.24 |
| 50 | 2028-12 | 2780.69 | 497.22 | 2283.46 | 175826.77 |
| 51 | 2029-01 | 2774.31 | 490.85 | 2283.46 | 173543.31 |
| 52 | 2029-02 | 2767.94 | 484.48 | 2283.46 | 171259.84 |
| 53 | 2029-03 | 2761.56 | 478.10 | 2283.46 | 168976.38 |
| 54 | 2029-04 | 2755.19 | 471.73 | 2283.46 | 166692.91 |
| 55 | 2029-05 | 2748.82 | 465.35 | 2283.46 | 164409.45 |
| 56 | 2029-06 | 2742.44 | 458.98 | 2283.46 | 162125.98 |
| 57 | 2029-07 | 2736.07 | 452.60 | 2283.46 | 159842.52 |
| 58 | 2029-08 | 2729.69 | 446.23 | 2283.46 | 157559.06 |
| 59 | 2029-09 | 2723.32 | 439.85 | 2283.46 | 155275.59 |
| 60 | 2029-10 | 2716.94 | 433.48 | 2283.46 | 152992.13 |
| 61 | 2029-11 | 2710.57 | 427.10 | 2283.46 | 150708.66 |
| 62 | 2029-12 | 2704.19 | 420.73 | 2283.46 | 148425.20 |
| 63 | 2030-01 | 2697.82 | 414.35 | 2283.46 | 146141.73 |
| 64 | 2030-02 | 2691.44 | 407.98 | 2283.46 | 143858.27 |
| 65 | 2030-03 | 2685.07 | 401.60 | 2283.46 | 141574.80 |
| 66 | 2030-04 | 2678.69 | 395.23 | 2283.46 | 139291.34 |
| 67 | 2030-05 | 2672.32 | 388.85 | 2283.46 | 137007.87 |
| 68 | 2030-06 | 2665.94 | 382.48 | 2283.46 | 134724.41 |
| 69 | 2030-07 | 2659.57 | 376.11 | 2283.46 | 132440.94 |
| 70 | 2030-08 | 2653.20 | 369.73 | 2283.46 | 130157.48 |
| 71 | 2030-09 | 2646.82 | 363.36 | 2283.46 | 127874.02 |
| 72 | 2030-10 | 2640.45 | 356.98 | 2283.46 | 125590.55 |
| 73 | 2030-11 | 2634.07 | 350.61 | 2283.46 | 123307.09 |
| 74 | 2030-12 | 2627.70 | 344.23 | 2283.46 | 121023.62 |
| 75 | 2031-01 | 2621.32 | 337.86 | 2283.46 | 118740.16 |
| 76 | 2031-02 | 2614.95 | 331.48 | 2283.46 | 116456.69 |
| 77 | 2031-03 | 2608.57 | 325.11 | 2283.46 | 114173.23 |
| 78 | 2031-04 | 2602.20 | 318.73 | 2283.46 | 111889.76 |
| 79 | 2031-05 | 2595.82 | 312.36 | 2283.46 | 109606.30 |
| 80 | 2031-06 | 2589.45 | 305.98 | 2283.46 | 107322.83 |
| 81 | 2031-07 | 2583.07 | 299.61 | 2283.46 | 105039.37 |
| 82 | 2031-08 | 2576.70 | 293.23 | 2283.46 | 102755.91 |
| 83 | 2031-09 | 2570.32 | 286.86 | 2283.46 | 100472.44 |
| 84 | 2031-10 | 2563.95 | 280.49 | 2283.46 | 98188.98 |
| 85 | 2031-11 | 2557.58 | 274.11 | 2283.46 | 95905.51 |
| 86 | 2031-12 | 2551.20 | 267.74 | 2283.46 | 93622.05 |
| 87 | 2032-01 | 2544.83 | 261.36 | 2283.46 | 91338.58 |
| 88 | 2032-02 | 2538.45 | 254.99 | 2283.46 | 89055.12 |
| 89 | 2032-03 | 2532.08 | 248.61 | 2283.46 | 86771.65 |
| 90 | 2032-04 | 2525.70 | 242.24 | 2283.46 | 84488.19 |
| 91 | 2032-05 | 2519.33 | 235.86 | 2283.46 | 82204.72 |
| 92 | 2032-06 | 2512.95 | 229.49 | 2283.46 | 79921.26 |
| 93 | 2032-07 | 2506.58 | 223.11 | 2283.46 | 77637.80 |
| 94 | 2032-08 | 2500.20 | 216.74 | 2283.46 | 75354.33 |
| 95 | 2032-09 | 2493.83 | 210.36 | 2283.46 | 73070.87 |
| 96 | 2032-10 | 2487.45 | 203.99 | 2283.46 | 70787.40 |
| 97 | 2032-11 | 2481.08 | 197.61 | 2283.46 | 68503.94 |
| 98 | 2032-12 | 2474.70 | 191.24 | 2283.46 | 66220.47 |
| 99 | 2033-01 | 2468.33 | 184.87 | 2283.46 | 63937.01 |
| 100 | 2033-02 | 2461.96 | 178.49 | 2283.46 | 61653.54 |
| 101 | 2033-03 | 2455.58 | 172.12 | 2283.46 | 59370.08 |
| 102 | 2033-04 | 2449.21 | 165.74 | 2283.46 | 57086.61 |
| 103 | 2033-05 | 2442.83 | 159.37 | 2283.46 | 54803.15 |
| 104 | 2033-06 | 2436.46 | 152.99 | 2283.46 | 52519.69 |
| 105 | 2033-07 | 2430.08 | 146.62 | 2283.46 | 50236.22 |
| 106 | 2033-08 | 2423.71 | 140.24 | 2283.46 | 47952.76 |
| 107 | 2033-09 | 2417.33 | 133.87 | 2283.46 | 45669.29 |
| 108 | 2033-10 | 2410.96 | 127.49 | 2283.46 | 43385.83 |
| 109 | 2033-11 | 2404.58 | 121.12 | 2283.46 | 41102.36 |
| 110 | 2033-12 | 2398.21 | 114.74 | 2283.46 | 38818.90 |
| 111 | 2034-01 | 2391.83 | 108.37 | 2283.46 | 36535.43 |
| 112 | 2034-02 | 2385.46 | 101.99 | 2283.46 | 34251.97 |
| 113 | 2034-03 | 2379.08 | 95.62 | 2283.46 | 31968.50 |
| 114 | 2034-04 | 2372.71 | 89.25 | 2283.46 | 29685.04 |
| 115 | 2034-05 | 2366.34 | 82.87 | 2283.46 | 27401.57 |
| 116 | 2034-06 | 2359.96 | 76.50 | 2283.46 | 25118.11 |
| 117 | 2034-07 | 2353.59 | 70.12 | 2283.46 | 22834.65 |
| 118 | 2034-08 | 2347.21 | 63.75 | 2283.46 | 20551.18 |
| 119 | 2034-09 | 2340.84 | 57.37 | 2283.46 | 18267.72 |
| 120 | 2034-10 | 2334.46 | 51.00 | 2283.46 | 15984.25 |
| 121 | 2034-11 | 2328.09 | 44.62 | 2283.46 | 13700.79 |
| 122 | 2034-12 | 2321.71 | 38.25 | 2283.46 | 11417.32 |
| 123 | 2035-01 | 2315.34 | 31.87 | 2283.46 | 9133.86 |
| 124 | 2035-02 | 2308.96 | 25.50 | 2283.46 | 6850.39 |
| 125 | 2035-03 | 2302.59 | 19.12 | 2283.46 | 4566.93 |
| 126 | 2035-04 | 2296.21 | 12.75 | 2283.46 | 2283.46 |
| 127 | 2035-05 | 2289.84 | 6.37 | 2283.46 | 0.00 |
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采用2024年12月13日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2024年12月13日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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