贷款24万（商业贷款）的房贷，还款10年7个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：24万
还款月数：10年7个月
每月还款：2281.04元
利息总额：4.97万
本息合计：28.97万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 2281.04 | 730.00 | 1551.04 | 238448.96 |
| 2 | 2024-12 | 2281.04 | 725.28 | 1555.76 | 236893.20 |
| 3 | 2025-01 | 2281.04 | 720.55 | 1560.49 | 235332.71 |
| 4 | 2025-02 | 2281.04 | 715.80 | 1565.24 | 233767.47 |
| 5 | 2025-03 | 2281.04 | 711.04 | 1570.00 | 232197.47 |
| 6 | 2025-04 | 2281.04 | 706.27 | 1574.77 | 230622.69 |
| 7 | 2025-05 | 2281.04 | 701.48 | 1579.56 | 229043.13 |
| 8 | 2025-06 | 2281.04 | 696.67 | 1584.37 | 227458.76 |
| 9 | 2025-07 | 2281.04 | 691.85 | 1589.19 | 225869.57 |
| 10 | 2025-08 | 2281.04 | 687.02 | 1594.02 | 224275.55 |
| 11 | 2025-09 | 2281.04 | 682.17 | 1598.87 | 222676.68 |
| 12 | 2025-10 | 2281.04 | 677.31 | 1603.73 | 221072.94 |
| 13 | 2025-11 | 2281.04 | 672.43 | 1608.61 | 219464.33 |
| 14 | 2025-12 | 2281.04 | 667.54 | 1613.50 | 217850.83 |
| 15 | 2026-01 | 2281.04 | 662.63 | 1618.41 | 216232.42 |
| 16 | 2026-02 | 2281.04 | 657.71 | 1623.34 | 214609.08 |
| 17 | 2026-03 | 2281.04 | 652.77 | 1628.27 | 212980.81 |
| 18 | 2026-04 | 2281.04 | 647.82 | 1633.23 | 211347.58 |
| 19 | 2026-05 | 2281.04 | 642.85 | 1638.19 | 209709.39 |
| 20 | 2026-06 | 2281.04 | 637.87 | 1643.18 | 208066.21 |
| 21 | 2026-07 | 2281.04 | 632.87 | 1648.17 | 206418.04 |
| 22 | 2026-08 | 2281.04 | 627.85 | 1653.19 | 204764.85 |
| 23 | 2026-09 | 2281.04 | 622.83 | 1658.22 | 203106.64 |
| 24 | 2026-10 | 2281.04 | 617.78 | 1663.26 | 201443.38 |
| 25 | 2026-11 | 2281.04 | 612.72 | 1668.32 | 199775.06 |
| 26 | 2026-12 | 2281.04 | 607.65 | 1673.39 | 198101.66 |
| 27 | 2027-01 | 2281.04 | 602.56 | 1678.48 | 196423.18 |
| 28 | 2027-02 | 2281.04 | 597.45 | 1683.59 | 194739.59 |
| 29 | 2027-03 | 2281.04 | 592.33 | 1688.71 | 193050.88 |
| 30 | 2027-04 | 2281.04 | 587.20 | 1693.85 | 191357.04 |
| 31 | 2027-05 | 2281.04 | 582.04 | 1699.00 | 189658.04 |
| 32 | 2027-06 | 2281.04 | 576.88 | 1704.17 | 187953.88 |
| 33 | 2027-07 | 2281.04 | 571.69 | 1709.35 | 186244.53 |
| 34 | 2027-08 | 2281.04 | 566.49 | 1714.55 | 184529.98 |
| 35 | 2027-09 | 2281.04 | 561.28 | 1719.76 | 182810.21 |
| 36 | 2027-10 | 2281.04 | 556.05 | 1724.99 | 181085.22 |
| 37 | 2027-11 | 2281.04 | 550.80 | 1730.24 | 179354.98 |
| 38 | 2027-12 | 2281.04 | 545.54 | 1735.50 | 177619.47 |
| 39 | 2028-01 | 2281.04 | 540.26 | 1740.78 | 175878.69 |
| 40 | 2028-02 | 2281.04 | 534.96 | 1746.08 | 174132.61 |
| 41 | 2028-03 | 2281.04 | 529.65 | 1751.39 | 172381.23 |
| 42 | 2028-04 | 2281.04 | 524.33 | 1756.72 | 170624.51 |
| 43 | 2028-05 | 2281.04 | 518.98 | 1762.06 | 168862.45 |
| 44 | 2028-06 | 2281.04 | 513.62 | 1767.42 | 167095.03 |
| 45 | 2028-07 | 2281.04 | 508.25 | 1772.79 | 165322.24 |
| 46 | 2028-08 | 2281.04 | 502.86 | 1778.19 | 163544.05 |
| 47 | 2028-09 | 2281.04 | 497.45 | 1783.60 | 161760.45 |
| 48 | 2028-10 | 2281.04 | 492.02 | 1789.02 | 159971.43 |
| 49 | 2028-11 | 2281.04 | 486.58 | 1794.46 | 158176.97 |
| 50 | 2028-12 | 2281.04 | 481.12 | 1799.92 | 156377.05 |
| 51 | 2029-01 | 2281.04 | 475.65 | 1805.40 | 154571.66 |
| 52 | 2029-02 | 2281.04 | 470.16 | 1810.89 | 152760.77 |
| 53 | 2029-03 | 2281.04 | 464.65 | 1816.39 | 150944.37 |
| 54 | 2029-04 | 2281.04 | 459.12 | 1821.92 | 149122.45 |
| 55 | 2029-05 | 2281.04 | 453.58 | 1827.46 | 147294.99 |
| 56 | 2029-06 | 2281.04 | 448.02 | 1833.02 | 145461.97 |
| 57 | 2029-07 | 2281.04 | 442.45 | 1838.60 | 143623.38 |
| 58 | 2029-08 | 2281.04 | 436.85 | 1844.19 | 141779.19 |
| 59 | 2029-09 | 2281.04 | 431.25 | 1849.80 | 139929.39 |
| 60 | 2029-10 | 2281.04 | 425.62 | 1855.42 | 138073.97 |
| 61 | 2029-11 | 2281.04 | 419.97 | 1861.07 | 136212.90 |
| 62 | 2029-12 | 2281.04 | 414.31 | 1866.73 | 134346.17 |
| 63 | 2030-01 | 2281.04 | 408.64 | 1872.41 | 132473.77 |
| 64 | 2030-02 | 2281.04 | 402.94 | 1878.10 | 130595.67 |
| 65 | 2030-03 | 2281.04 | 397.23 | 1883.81 | 128711.85 |
| 66 | 2030-04 | 2281.04 | 391.50 | 1889.54 | 126822.31 |
| 67 | 2030-05 | 2281.04 | 385.75 | 1895.29 | 124927.02 |
| 68 | 2030-06 | 2281.04 | 379.99 | 1901.06 | 123025.96 |
| 69 | 2030-07 | 2281.04 | 374.20 | 1906.84 | 121119.13 |
| 70 | 2030-08 | 2281.04 | 368.40 | 1912.64 | 119206.49 |
| 71 | 2030-09 | 2281.04 | 362.59 | 1918.46 | 117288.03 |
| 72 | 2030-10 | 2281.04 | 356.75 | 1924.29 | 115363.74 |
| 73 | 2030-11 | 2281.04 | 350.90 | 1930.14 | 113433.60 |
| 74 | 2030-12 | 2281.04 | 345.03 | 1936.01 | 111497.58 |
| 75 | 2031-01 | 2281.04 | 339.14 | 1941.90 | 109555.68 |
| 76 | 2031-02 | 2281.04 | 333.23 | 1947.81 | 107607.87 |
| 77 | 2031-03 | 2281.04 | 327.31 | 1953.73 | 105654.13 |
| 78 | 2031-04 | 2281.04 | 321.36 | 1959.68 | 103694.46 |
| 79 | 2031-05 | 2281.04 | 315.40 | 1965.64 | 101728.82 |
| 80 | 2031-06 | 2281.04 | 309.43 | 1971.62 | 99757.20 |
| 81 | 2031-07 | 2281.04 | 303.43 | 1977.61 | 97779.59 |
| 82 | 2031-08 | 2281.04 | 297.41 | 1983.63 | 95795.96 |
| 83 | 2031-09 | 2281.04 | 291.38 | 1989.66 | 93806.29 |
| 84 | 2031-10 | 2281.04 | 285.33 | 1995.71 | 91810.58 |
| 85 | 2031-11 | 2281.04 | 279.26 | 2001.78 | 89808.79 |
| 86 | 2031-12 | 2281.04 | 273.17 | 2007.87 | 87800.92 |
| 87 | 2032-01 | 2281.04 | 267.06 | 2013.98 | 85786.94 |
| 88 | 2032-02 | 2281.04 | 260.94 | 2020.11 | 83766.83 |
| 89 | 2032-03 | 2281.04 | 254.79 | 2026.25 | 81740.58 |
| 90 | 2032-04 | 2281.04 | 248.63 | 2032.41 | 79708.17 |
| 91 | 2032-05 | 2281.04 | 242.45 | 2038.60 | 77669.57 |
| 92 | 2032-06 | 2281.04 | 236.24 | 2044.80 | 75624.77 |
| 93 | 2032-07 | 2281.04 | 230.03 | 2051.02 | 73573.76 |
| 94 | 2032-08 | 2281.04 | 223.79 | 2057.26 | 71516.50 |
| 95 | 2032-09 | 2281.04 | 217.53 | 2063.51 | 69452.99 |
| 96 | 2032-10 | 2281.04 | 211.25 | 2069.79 | 67383.20 |
| 97 | 2032-11 | 2281.04 | 204.96 | 2076.08 | 65307.11 |
| 98 | 2032-12 | 2281.04 | 198.64 | 2082.40 | 63224.72 |
| 99 | 2033-01 | 2281.04 | 192.31 | 2088.73 | 61135.98 |
| 100 | 2033-02 | 2281.04 | 185.96 | 2095.09 | 59040.89 |
| 101 | 2033-03 | 2281.04 | 179.58 | 2101.46 | 56939.44 |
| 102 | 2033-04 | 2281.04 | 173.19 | 2107.85 | 54831.58 |
| 103 | 2033-05 | 2281.04 | 166.78 | 2114.26 | 52717.32 |
| 104 | 2033-06 | 2281.04 | 160.35 | 2120.69 | 50596.63 |
| 105 | 2033-07 | 2281.04 | 153.90 | 2127.14 | 48469.48 |
| 106 | 2033-08 | 2281.04 | 147.43 | 2133.61 | 46335.87 |
| 107 | 2033-09 | 2281.04 | 140.94 | 2140.10 | 44195.77 |
| 108 | 2033-10 | 2281.04 | 134.43 | 2146.61 | 42049.15 |
| 109 | 2033-11 | 2281.04 | 127.90 | 2153.14 | 39896.01 |
| 110 | 2033-12 | 2281.04 | 121.35 | 2159.69 | 37736.32 |
| 111 | 2034-01 | 2281.04 | 114.78 | 2166.26 | 35570.06 |
| 112 | 2034-02 | 2281.04 | 108.19 | 2172.85 | 33397.21 |
| 113 | 2034-03 | 2281.04 | 101.58 | 2179.46 | 31217.75 |
| 114 | 2034-04 | 2281.04 | 94.95 | 2186.09 | 29031.66 |
| 115 | 2034-05 | 2281.04 | 88.30 | 2192.74 | 26838.92 |
| 116 | 2034-06 | 2281.04 | 81.64 | 2199.41 | 24639.52 |
| 117 | 2034-07 | 2281.04 | 74.95 | 2206.10 | 22433.42 |
| 118 | 2034-08 | 2281.04 | 68.23 | 2212.81 | 20220.61 |
| 119 | 2034-09 | 2281.04 | 61.50 | 2219.54 | 18001.07 |
| 120 | 2034-10 | 2281.04 | 54.75 | 2226.29 | 15774.79 |
| 121 | 2034-11 | 2281.04 | 47.98 | 2233.06 | 13541.72 |
| 122 | 2034-12 | 2281.04 | 41.19 | 2239.85 | 11301.87 |
| 123 | 2035-01 | 2281.04 | 34.38 | 2246.67 | 9055.21 |
| 124 | 2035-02 | 2281.04 | 27.54 | 2253.50 | 6801.71 |
| 125 | 2035-03 | 2281.04 | 20.69 | 2260.35 | 4541.35 |
| 126 | 2035-04 | 2281.04 | 13.81 | 2267.23 | 2274.12 |
| 127 | 2035-05 | 2281.04 | 6.92 | 2274.12 | 0.00 |
还款方式二：等额本金
贷款总额：24万
还款月数：10年7个月
首月还款：2619.76元
每月递减：5.75元
利息总额：4.67万
本息合计：28.67万
节省利息：2972.35元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 2619.76 | 730.00 | 1889.76 | 238110.24 |
| 2 | 2024-12 | 2614.02 | 724.25 | 1889.76 | 236220.47 |
| 3 | 2025-01 | 2608.27 | 718.50 | 1889.76 | 234330.71 |
| 4 | 2025-02 | 2602.52 | 712.76 | 1889.76 | 232440.94 |
| 5 | 2025-03 | 2596.77 | 707.01 | 1889.76 | 230551.18 |
| 6 | 2025-04 | 2591.02 | 701.26 | 1889.76 | 228661.42 |
| 7 | 2025-05 | 2585.28 | 695.51 | 1889.76 | 226771.65 |
| 8 | 2025-06 | 2579.53 | 689.76 | 1889.76 | 224881.89 |
| 9 | 2025-07 | 2573.78 | 684.02 | 1889.76 | 222992.13 |
| 10 | 2025-08 | 2568.03 | 678.27 | 1889.76 | 221102.36 |
| 11 | 2025-09 | 2562.28 | 672.52 | 1889.76 | 219212.60 |
| 12 | 2025-10 | 2556.54 | 666.77 | 1889.76 | 217322.83 |
| 13 | 2025-11 | 2550.79 | 661.02 | 1889.76 | 215433.07 |
| 14 | 2025-12 | 2545.04 | 655.28 | 1889.76 | 213543.31 |
| 15 | 2026-01 | 2539.29 | 649.53 | 1889.76 | 211653.54 |
| 16 | 2026-02 | 2533.54 | 643.78 | 1889.76 | 209763.78 |
| 17 | 2026-03 | 2527.80 | 638.03 | 1889.76 | 207874.02 |
| 18 | 2026-04 | 2522.05 | 632.28 | 1889.76 | 205984.25 |
| 19 | 2026-05 | 2516.30 | 626.54 | 1889.76 | 204094.49 |
| 20 | 2026-06 | 2510.55 | 620.79 | 1889.76 | 202204.72 |
| 21 | 2026-07 | 2504.80 | 615.04 | 1889.76 | 200314.96 |
| 22 | 2026-08 | 2499.06 | 609.29 | 1889.76 | 198425.20 |
| 23 | 2026-09 | 2493.31 | 603.54 | 1889.76 | 196535.43 |
| 24 | 2026-10 | 2487.56 | 597.80 | 1889.76 | 194645.67 |
| 25 | 2026-11 | 2481.81 | 592.05 | 1889.76 | 192755.91 |
| 26 | 2026-12 | 2476.06 | 586.30 | 1889.76 | 190866.14 |
| 27 | 2027-01 | 2470.31 | 580.55 | 1889.76 | 188976.38 |
| 28 | 2027-02 | 2464.57 | 574.80 | 1889.76 | 187086.61 |
| 29 | 2027-03 | 2458.82 | 569.06 | 1889.76 | 185196.85 |
| 30 | 2027-04 | 2453.07 | 563.31 | 1889.76 | 183307.09 |
| 31 | 2027-05 | 2447.32 | 557.56 | 1889.76 | 181417.32 |
| 32 | 2027-06 | 2441.57 | 551.81 | 1889.76 | 179527.56 |
| 33 | 2027-07 | 2435.83 | 546.06 | 1889.76 | 177637.80 |
| 34 | 2027-08 | 2430.08 | 540.31 | 1889.76 | 175748.03 |
| 35 | 2027-09 | 2424.33 | 534.57 | 1889.76 | 173858.27 |
| 36 | 2027-10 | 2418.58 | 528.82 | 1889.76 | 171968.50 |
| 37 | 2027-11 | 2412.83 | 523.07 | 1889.76 | 170078.74 |
| 38 | 2027-12 | 2407.09 | 517.32 | 1889.76 | 168188.98 |
| 39 | 2028-01 | 2401.34 | 511.57 | 1889.76 | 166299.21 |
| 40 | 2028-02 | 2395.59 | 505.83 | 1889.76 | 164409.45 |
| 41 | 2028-03 | 2389.84 | 500.08 | 1889.76 | 162519.69 |
| 42 | 2028-04 | 2384.09 | 494.33 | 1889.76 | 160629.92 |
| 43 | 2028-05 | 2378.35 | 488.58 | 1889.76 | 158740.16 |
| 44 | 2028-06 | 2372.60 | 482.83 | 1889.76 | 156850.39 |
| 45 | 2028-07 | 2366.85 | 477.09 | 1889.76 | 154960.63 |
| 46 | 2028-08 | 2361.10 | 471.34 | 1889.76 | 153070.87 |
| 47 | 2028-09 | 2355.35 | 465.59 | 1889.76 | 151181.10 |
| 48 | 2028-10 | 2349.61 | 459.84 | 1889.76 | 149291.34 |
| 49 | 2028-11 | 2343.86 | 454.09 | 1889.76 | 147401.57 |
| 50 | 2028-12 | 2338.11 | 448.35 | 1889.76 | 145511.81 |
| 51 | 2029-01 | 2332.36 | 442.60 | 1889.76 | 143622.05 |
| 52 | 2029-02 | 2326.61 | 436.85 | 1889.76 | 141732.28 |
| 53 | 2029-03 | 2320.87 | 431.10 | 1889.76 | 139842.52 |
| 54 | 2029-04 | 2315.12 | 425.35 | 1889.76 | 137952.76 |
| 55 | 2029-05 | 2309.37 | 419.61 | 1889.76 | 136062.99 |
| 56 | 2029-06 | 2303.62 | 413.86 | 1889.76 | 134173.23 |
| 57 | 2029-07 | 2297.87 | 408.11 | 1889.76 | 132283.46 |
| 58 | 2029-08 | 2292.13 | 402.36 | 1889.76 | 130393.70 |
| 59 | 2029-09 | 2286.38 | 396.61 | 1889.76 | 128503.94 |
| 60 | 2029-10 | 2280.63 | 390.87 | 1889.76 | 126614.17 |
| 61 | 2029-11 | 2274.88 | 385.12 | 1889.76 | 124724.41 |
| 62 | 2029-12 | 2269.13 | 379.37 | 1889.76 | 122834.65 |
| 63 | 2030-01 | 2263.39 | 373.62 | 1889.76 | 120944.88 |
| 64 | 2030-02 | 2257.64 | 367.87 | 1889.76 | 119055.12 |
| 65 | 2030-03 | 2251.89 | 362.13 | 1889.76 | 117165.35 |
| 66 | 2030-04 | 2246.14 | 356.38 | 1889.76 | 115275.59 |
| 67 | 2030-05 | 2240.39 | 350.63 | 1889.76 | 113385.83 |
| 68 | 2030-06 | 2234.65 | 344.88 | 1889.76 | 111496.06 |
| 69 | 2030-07 | 2228.90 | 339.13 | 1889.76 | 109606.30 |
| 70 | 2030-08 | 2223.15 | 333.39 | 1889.76 | 107716.54 |
| 71 | 2030-09 | 2217.40 | 327.64 | 1889.76 | 105826.77 |
| 72 | 2030-10 | 2211.65 | 321.89 | 1889.76 | 103937.01 |
| 73 | 2030-11 | 2205.91 | 316.14 | 1889.76 | 102047.24 |
| 74 | 2030-12 | 2200.16 | 310.39 | 1889.76 | 100157.48 |
| 75 | 2031-01 | 2194.41 | 304.65 | 1889.76 | 98267.72 |
| 76 | 2031-02 | 2188.66 | 298.90 | 1889.76 | 96377.95 |
| 77 | 2031-03 | 2182.91 | 293.15 | 1889.76 | 94488.19 |
| 78 | 2031-04 | 2177.17 | 287.40 | 1889.76 | 92598.43 |
| 79 | 2031-05 | 2171.42 | 281.65 | 1889.76 | 90708.66 |
| 80 | 2031-06 | 2165.67 | 275.91 | 1889.76 | 88818.90 |
| 81 | 2031-07 | 2159.92 | 270.16 | 1889.76 | 86929.13 |
| 82 | 2031-08 | 2154.17 | 264.41 | 1889.76 | 85039.37 |
| 83 | 2031-09 | 2148.43 | 258.66 | 1889.76 | 83149.61 |
| 84 | 2031-10 | 2142.68 | 252.91 | 1889.76 | 81259.84 |
| 85 | 2031-11 | 2136.93 | 247.17 | 1889.76 | 79370.08 |
| 86 | 2031-12 | 2131.18 | 241.42 | 1889.76 | 77480.31 |
| 87 | 2032-01 | 2125.43 | 235.67 | 1889.76 | 75590.55 |
| 88 | 2032-02 | 2119.69 | 229.92 | 1889.76 | 73700.79 |
| 89 | 2032-03 | 2113.94 | 224.17 | 1889.76 | 71811.02 |
| 90 | 2032-04 | 2108.19 | 218.43 | 1889.76 | 69921.26 |
| 91 | 2032-05 | 2102.44 | 212.68 | 1889.76 | 68031.50 |
| 92 | 2032-06 | 2096.69 | 206.93 | 1889.76 | 66141.73 |
| 93 | 2032-07 | 2090.94 | 201.18 | 1889.76 | 64251.97 |
| 94 | 2032-08 | 2085.20 | 195.43 | 1889.76 | 62362.20 |
| 95 | 2032-09 | 2079.45 | 189.69 | 1889.76 | 60472.44 |
| 96 | 2032-10 | 2073.70 | 183.94 | 1889.76 | 58582.68 |
| 97 | 2032-11 | 2067.95 | 178.19 | 1889.76 | 56692.91 |
| 98 | 2032-12 | 2062.20 | 172.44 | 1889.76 | 54803.15 |
| 99 | 2033-01 | 2056.46 | 166.69 | 1889.76 | 52913.39 |
| 100 | 2033-02 | 2050.71 | 160.94 | 1889.76 | 51023.62 |
| 101 | 2033-03 | 2044.96 | 155.20 | 1889.76 | 49133.86 |
| 102 | 2033-04 | 2039.21 | 149.45 | 1889.76 | 47244.09 |
| 103 | 2033-05 | 2033.46 | 143.70 | 1889.76 | 45354.33 |
| 104 | 2033-06 | 2027.72 | 137.95 | 1889.76 | 43464.57 |
| 105 | 2033-07 | 2021.97 | 132.20 | 1889.76 | 41574.80 |
| 106 | 2033-08 | 2016.22 | 126.46 | 1889.76 | 39685.04 |
| 107 | 2033-09 | 2010.47 | 120.71 | 1889.76 | 37795.28 |
| 108 | 2033-10 | 2004.72 | 114.96 | 1889.76 | 35905.51 |
| 109 | 2033-11 | 1998.98 | 109.21 | 1889.76 | 34015.75 |
| 110 | 2033-12 | 1993.23 | 103.46 | 1889.76 | 32125.98 |
| 111 | 2034-01 | 1987.48 | 97.72 | 1889.76 | 30236.22 |
| 112 | 2034-02 | 1981.73 | 91.97 | 1889.76 | 28346.46 |
| 113 | 2034-03 | 1975.98 | 86.22 | 1889.76 | 26456.69 |
| 114 | 2034-04 | 1970.24 | 80.47 | 1889.76 | 24566.93 |
| 115 | 2034-05 | 1964.49 | 74.72 | 1889.76 | 22677.17 |
| 116 | 2034-06 | 1958.74 | 68.98 | 1889.76 | 20787.40 |
| 117 | 2034-07 | 1952.99 | 63.23 | 1889.76 | 18897.64 |
| 118 | 2034-08 | 1947.24 | 57.48 | 1889.76 | 17007.87 |
| 119 | 2034-09 | 1941.50 | 51.73 | 1889.76 | 15118.11 |
| 120 | 2034-10 | 1935.75 | 45.98 | 1889.76 | 13228.35 |
| 121 | 2034-11 | 1930.00 | 40.24 | 1889.76 | 11338.58 |
| 122 | 2034-12 | 1924.25 | 34.49 | 1889.76 | 9448.82 |
| 123 | 2035-01 | 1918.50 | 28.74 | 1889.76 | 7559.06 |
| 124 | 2035-02 | 1912.76 | 22.99 | 1889.76 | 5669.29 |
| 125 | 2035-03 | 1907.01 | 17.24 | 1889.76 | 3779.53 |
| 126 | 2035-04 | 1901.26 | 11.50 | 1889.76 | 1889.76 |
| 127 | 2035-05 | 1895.51 | 5.75 | 1889.76 | 0.00 |
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采用2025年08月01日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年08月01日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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