贷款138.61万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：138.61万
还款月数：10年
每月还款：13803.85元
利息总额：27.04万
本息合计：165.65万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 13803.85 | 4215.95 | 9587.90 | 1376479.33 |
| 2 | 2025-02 | 13803.85 | 4186.79 | 9617.06 | 1366862.27 |
| 3 | 2025-03 | 13803.85 | 4157.54 | 9646.31 | 1357215.96 |
| 4 | 2025-04 | 13803.85 | 4128.20 | 9675.65 | 1347540.30 |
| 5 | 2025-05 | 13803.85 | 4098.77 | 9705.08 | 1337835.22 |
| 6 | 2025-06 | 13803.85 | 4069.25 | 9734.60 | 1328100.61 |
| 7 | 2025-07 | 13803.85 | 4039.64 | 9764.21 | 1318336.40 |
| 8 | 2025-08 | 13803.85 | 4009.94 | 9793.91 | 1308542.48 |
| 9 | 2025-09 | 13803.85 | 3980.15 | 9823.70 | 1298718.78 |
| 10 | 2025-10 | 13803.85 | 3950.27 | 9853.58 | 1288865.20 |
| 11 | 2025-11 | 13803.85 | 3920.30 | 9883.55 | 1278981.64 |
| 12 | 2025-12 | 13803.85 | 3890.24 | 9913.62 | 1269068.03 |
| 13 | 2026-01 | 13803.85 | 3860.08 | 9943.77 | 1259124.25 |
| 14 | 2026-02 | 13803.85 | 3829.84 | 9974.02 | 1249150.24 |
| 15 | 2026-03 | 13803.85 | 3799.50 | 10004.35 | 1239145.88 |
| 16 | 2026-04 | 13803.85 | 3769.07 | 10034.78 | 1229111.10 |
| 17 | 2026-05 | 13803.85 | 3738.55 | 10065.31 | 1219045.79 |
| 18 | 2026-06 | 13803.85 | 3707.93 | 10095.92 | 1208949.87 |
| 19 | 2026-07 | 13803.85 | 3677.22 | 10126.63 | 1198823.24 |
| 20 | 2026-08 | 13803.85 | 3646.42 | 10157.43 | 1188665.81 |
| 21 | 2026-09 | 13803.85 | 3615.53 | 10188.33 | 1178477.48 |
| 22 | 2026-10 | 13803.85 | 3584.54 | 10219.32 | 1168258.16 |
| 23 | 2026-11 | 13803.85 | 3553.45 | 10250.40 | 1158007.76 |
| 24 | 2026-12 | 13803.85 | 3522.27 | 10281.58 | 1147726.18 |
| 25 | 2027-01 | 13803.85 | 3491.00 | 10312.85 | 1137413.33 |
| 26 | 2027-02 | 13803.85 | 3459.63 | 10344.22 | 1127069.11 |
| 27 | 2027-03 | 13803.85 | 3428.17 | 10375.68 | 1116693.42 |
| 28 | 2027-04 | 13803.85 | 3396.61 | 10407.24 | 1106286.18 |
| 29 | 2027-05 | 13803.85 | 3364.95 | 10438.90 | 1095847.28 |
| 30 | 2027-06 | 13803.85 | 3333.20 | 10470.65 | 1085376.63 |
| 31 | 2027-07 | 13803.85 | 3301.35 | 10502.50 | 1074874.13 |
| 32 | 2027-08 | 13803.85 | 3269.41 | 10534.44 | 1064339.68 |
| 33 | 2027-09 | 13803.85 | 3237.37 | 10566.49 | 1053773.20 |
| 34 | 2027-10 | 13803.85 | 3205.23 | 10598.63 | 1043174.57 |
| 35 | 2027-11 | 13803.85 | 3172.99 | 10630.86 | 1032543.71 |
| 36 | 2027-12 | 13803.85 | 3140.65 | 10663.20 | 1021880.51 |
| 37 | 2028-01 | 13803.85 | 3108.22 | 10695.63 | 1011184.87 |
| 38 | 2028-02 | 13803.85 | 3075.69 | 10728.17 | 1000456.71 |
| 39 | 2028-03 | 13803.85 | 3043.06 | 10760.80 | 989695.91 |
| 40 | 2028-04 | 13803.85 | 3010.33 | 10793.53 | 978902.38 |
| 41 | 2028-05 | 13803.85 | 2977.49 | 10826.36 | 968076.02 |
| 42 | 2028-06 | 13803.85 | 2944.56 | 10859.29 | 957216.74 |
| 43 | 2028-07 | 13803.85 | 2911.53 | 10892.32 | 946324.42 |
| 44 | 2028-08 | 13803.85 | 2878.40 | 10925.45 | 935398.97 |
| 45 | 2028-09 | 13803.85 | 2845.17 | 10958.68 | 924440.29 |
| 46 | 2028-10 | 13803.85 | 2811.84 | 10992.01 | 913448.27 |
| 47 | 2028-11 | 13803.85 | 2778.41 | 11025.45 | 902422.82 |
| 48 | 2028-12 | 13803.85 | 2744.87 | 11058.98 | 891363.84 |
| 49 | 2029-01 | 13803.85 | 2711.23 | 11092.62 | 880271.22 |
| 50 | 2029-02 | 13803.85 | 2677.49 | 11126.36 | 869144.86 |
| 51 | 2029-03 | 13803.85 | 2643.65 | 11160.20 | 857984.65 |
| 52 | 2029-04 | 13803.85 | 2609.70 | 11194.15 | 846790.50 |
| 53 | 2029-05 | 13803.85 | 2575.65 | 11228.20 | 835562.30 |
| 54 | 2029-06 | 13803.85 | 2541.50 | 11262.35 | 824299.95 |
| 55 | 2029-07 | 13803.85 | 2507.25 | 11296.61 | 813003.34 |
| 56 | 2029-08 | 13803.85 | 2472.89 | 11330.97 | 801672.38 |
| 57 | 2029-09 | 13803.85 | 2438.42 | 11365.43 | 790306.94 |
| 58 | 2029-10 | 13803.85 | 2403.85 | 11400.00 | 778906.94 |
| 59 | 2029-11 | 13803.85 | 2369.18 | 11434.68 | 767472.26 |
| 60 | 2029-12 | 13803.85 | 2334.39 | 11469.46 | 756002.80 |
| 61 | 2030-01 | 13803.85 | 2299.51 | 11504.34 | 744498.46 |
| 62 | 2030-02 | 13803.85 | 2264.52 | 11539.34 | 732959.12 |
| 63 | 2030-03 | 13803.85 | 2229.42 | 11574.44 | 721384.69 |
| 64 | 2030-04 | 13803.85 | 2194.21 | 11609.64 | 709775.05 |
| 65 | 2030-05 | 13803.85 | 2158.90 | 11644.95 | 698130.09 |
| 66 | 2030-06 | 13803.85 | 2123.48 | 11680.37 | 686449.72 |
| 67 | 2030-07 | 13803.85 | 2087.95 | 11715.90 | 674733.82 |
| 68 | 2030-08 | 13803.85 | 2052.32 | 11751.54 | 662982.28 |
| 69 | 2030-09 | 13803.85 | 2016.57 | 11787.28 | 651195.00 |
| 70 | 2030-10 | 13803.85 | 1980.72 | 11823.14 | 639371.86 |
| 71 | 2030-11 | 13803.85 | 1944.76 | 11859.10 | 627512.76 |
| 72 | 2030-12 | 13803.85 | 1908.68 | 11895.17 | 615617.59 |
| 73 | 2031-01 | 13803.85 | 1872.50 | 11931.35 | 603686.25 |
| 74 | 2031-02 | 13803.85 | 1836.21 | 11967.64 | 591718.60 |
| 75 | 2031-03 | 13803.85 | 1799.81 | 12004.04 | 579714.56 |
| 76 | 2031-04 | 13803.85 | 1763.30 | 12040.55 | 567674.01 |
| 77 | 2031-05 | 13803.85 | 1726.68 | 12077.18 | 555596.83 |
| 78 | 2031-06 | 13803.85 | 1689.94 | 12113.91 | 543482.92 |
| 79 | 2031-07 | 13803.85 | 1653.09 | 12150.76 | 531332.16 |
| 80 | 2031-08 | 13803.85 | 1616.14 | 12187.72 | 519144.44 |
| 81 | 2031-09 | 13803.85 | 1579.06 | 12224.79 | 506919.65 |
| 82 | 2031-10 | 13803.85 | 1541.88 | 12261.97 | 494657.68 |
| 83 | 2031-11 | 13803.85 | 1504.58 | 12299.27 | 482358.41 |
| 84 | 2031-12 | 13803.85 | 1467.17 | 12336.68 | 470021.73 |
| 85 | 2032-01 | 13803.85 | 1429.65 | 12374.20 | 457647.52 |
| 86 | 2032-02 | 13803.85 | 1392.01 | 12411.84 | 445235.68 |
| 87 | 2032-03 | 13803.85 | 1354.26 | 12449.59 | 432786.09 |
| 88 | 2032-04 | 13803.85 | 1316.39 | 12487.46 | 420298.63 |
| 89 | 2032-05 | 13803.85 | 1278.41 | 12525.44 | 407773.18 |
| 90 | 2032-06 | 13803.85 | 1240.31 | 12563.54 | 395209.64 |
| 91 | 2032-07 | 13803.85 | 1202.10 | 12601.76 | 382607.88 |
| 92 | 2032-08 | 13803.85 | 1163.77 | 12640.09 | 369967.79 |
| 93 | 2032-09 | 13803.85 | 1125.32 | 12678.53 | 357289.26 |
| 94 | 2032-10 | 13803.85 | 1086.75 | 12717.10 | 344572.16 |
| 95 | 2032-11 | 13803.85 | 1048.07 | 12755.78 | 331816.38 |
| 96 | 2032-12 | 13803.85 | 1009.27 | 12794.58 | 319021.80 |
| 97 | 2033-01 | 13803.85 | 970.36 | 12833.50 | 306188.31 |
| 98 | 2033-02 | 13803.85 | 931.32 | 12872.53 | 293315.78 |
| 99 | 2033-03 | 13803.85 | 892.17 | 12911.68 | 280404.09 |
| 100 | 2033-04 | 13803.85 | 852.90 | 12950.96 | 267453.14 |
| 101 | 2033-05 | 13803.85 | 813.50 | 12990.35 | 254462.79 |
| 102 | 2033-06 | 13803.85 | 773.99 | 13029.86 | 241432.92 |
| 103 | 2033-07 | 13803.85 | 734.36 | 13069.49 | 228363.43 |
| 104 | 2033-08 | 13803.85 | 694.61 | 13109.25 | 215254.18 |
| 105 | 2033-09 | 13803.85 | 654.73 | 13149.12 | 202105.06 |
| 106 | 2033-10 | 13803.85 | 614.74 | 13189.12 | 188915.94 |
| 107 | 2033-11 | 13803.85 | 574.62 | 13229.23 | 175686.71 |
| 108 | 2033-12 | 13803.85 | 534.38 | 13269.47 | 162417.24 |
| 109 | 2034-01 | 13803.85 | 494.02 | 13309.83 | 149107.40 |
| 110 | 2034-02 | 13803.85 | 453.54 | 13350.32 | 135757.08 |
| 111 | 2034-03 | 13803.85 | 412.93 | 13390.93 | 122366.16 |
| 112 | 2034-04 | 13803.85 | 372.20 | 13431.66 | 108934.50 |
| 113 | 2034-05 | 13803.85 | 331.34 | 13472.51 | 95461.99 |
| 114 | 2034-06 | 13803.85 | 290.36 | 13513.49 | 81948.50 |
| 115 | 2034-07 | 13803.85 | 249.26 | 13554.59 | 68393.91 |
| 116 | 2034-08 | 13803.85 | 208.03 | 13595.82 | 54798.09 |
| 117 | 2034-09 | 13803.85 | 166.68 | 13637.18 | 41160.91 |
| 118 | 2034-10 | 13803.85 | 125.20 | 13678.66 | 27482.26 |
| 119 | 2034-11 | 13803.85 | 83.59 | 13720.26 | 13761.99 |
| 120 | 2034-12 | 13803.85 | 41.86 | 13761.99 | 0.00 |
还款方式二：等额本金
贷款总额：138.61万
还款月数：10年
首月还款：15766.51元
每月递减：35.13元
利息总额：25.51万
本息合计：164.11万
节省利息：15329.91元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 15766.51 | 4215.95 | 11550.56 | 1374516.67 |
| 2 | 2025-02 | 15731.38 | 4180.82 | 11550.56 | 1362966.11 |
| 3 | 2025-03 | 15696.25 | 4145.69 | 11550.56 | 1351415.55 |
| 4 | 2025-04 | 15661.12 | 4110.56 | 11550.56 | 1339864.99 |
| 5 | 2025-05 | 15625.98 | 4075.42 | 11550.56 | 1328314.43 |
| 6 | 2025-06 | 15590.85 | 4040.29 | 11550.56 | 1316763.87 |
| 7 | 2025-07 | 15555.72 | 4005.16 | 11550.56 | 1305213.31 |
| 8 | 2025-08 | 15520.58 | 3970.02 | 11550.56 | 1293662.75 |
| 9 | 2025-09 | 15485.45 | 3934.89 | 11550.56 | 1282112.19 |
| 10 | 2025-10 | 15450.32 | 3899.76 | 11550.56 | 1270561.63 |
| 11 | 2025-11 | 15415.19 | 3864.62 | 11550.56 | 1259011.07 |
| 12 | 2025-12 | 15380.05 | 3829.49 | 11550.56 | 1247460.51 |
| 13 | 2026-01 | 15344.92 | 3794.36 | 11550.56 | 1235909.95 |
| 14 | 2026-02 | 15309.79 | 3759.23 | 11550.56 | 1224359.39 |
| 15 | 2026-03 | 15274.65 | 3724.09 | 11550.56 | 1212808.83 |
| 16 | 2026-04 | 15239.52 | 3688.96 | 11550.56 | 1201258.27 |
| 17 | 2026-05 | 15204.39 | 3653.83 | 11550.56 | 1189707.71 |
| 18 | 2026-06 | 15169.25 | 3618.69 | 11550.56 | 1178157.15 |
| 19 | 2026-07 | 15134.12 | 3583.56 | 11550.56 | 1166606.59 |
| 20 | 2026-08 | 15098.99 | 3548.43 | 11550.56 | 1155056.02 |
| 21 | 2026-09 | 15063.86 | 3513.30 | 11550.56 | 1143505.46 |
| 22 | 2026-10 | 15028.72 | 3478.16 | 11550.56 | 1131954.90 |
| 23 | 2026-11 | 14993.59 | 3443.03 | 11550.56 | 1120404.34 |
| 24 | 2026-12 | 14958.46 | 3407.90 | 11550.56 | 1108853.78 |
| 25 | 2027-01 | 14923.32 | 3372.76 | 11550.56 | 1097303.22 |
| 26 | 2027-02 | 14888.19 | 3337.63 | 11550.56 | 1085752.66 |
| 27 | 2027-03 | 14853.06 | 3302.50 | 11550.56 | 1074202.10 |
| 28 | 2027-04 | 14817.92 | 3267.36 | 11550.56 | 1062651.54 |
| 29 | 2027-05 | 14782.79 | 3232.23 | 11550.56 | 1051100.98 |
| 30 | 2027-06 | 14747.66 | 3197.10 | 11550.56 | 1039550.42 |
| 31 | 2027-07 | 14712.53 | 3161.97 | 11550.56 | 1027999.86 |
| 32 | 2027-08 | 14677.39 | 3126.83 | 11550.56 | 1016449.30 |
| 33 | 2027-09 | 14642.26 | 3091.70 | 11550.56 | 1004898.74 |
| 34 | 2027-10 | 14607.13 | 3056.57 | 11550.56 | 993348.18 |
| 35 | 2027-11 | 14571.99 | 3021.43 | 11550.56 | 981797.62 |
| 36 | 2027-12 | 14536.86 | 2986.30 | 11550.56 | 970247.06 |
| 37 | 2028-01 | 14501.73 | 2951.17 | 11550.56 | 958696.50 |
| 38 | 2028-02 | 14466.60 | 2916.04 | 11550.56 | 947145.94 |
| 39 | 2028-03 | 14431.46 | 2880.90 | 11550.56 | 935595.38 |
| 40 | 2028-04 | 14396.33 | 2845.77 | 11550.56 | 924044.82 |
| 41 | 2028-05 | 14361.20 | 2810.64 | 11550.56 | 912494.26 |
| 42 | 2028-06 | 14326.06 | 2775.50 | 11550.56 | 900943.70 |
| 43 | 2028-07 | 14290.93 | 2740.37 | 11550.56 | 889393.14 |
| 44 | 2028-08 | 14255.80 | 2705.24 | 11550.56 | 877842.58 |
| 45 | 2028-09 | 14220.66 | 2670.10 | 11550.56 | 866292.02 |
| 46 | 2028-10 | 14185.53 | 2634.97 | 11550.56 | 854741.46 |
| 47 | 2028-11 | 14150.40 | 2599.84 | 11550.56 | 843190.90 |
| 48 | 2028-12 | 14115.27 | 2564.71 | 11550.56 | 831640.34 |
| 49 | 2029-01 | 14080.13 | 2529.57 | 11550.56 | 820089.78 |
| 50 | 2029-02 | 14045.00 | 2494.44 | 11550.56 | 808539.22 |
| 51 | 2029-03 | 14009.87 | 2459.31 | 11550.56 | 796988.66 |
| 52 | 2029-04 | 13974.73 | 2424.17 | 11550.56 | 785438.10 |
| 53 | 2029-05 | 13939.60 | 2389.04 | 11550.56 | 773887.54 |
| 54 | 2029-06 | 13904.47 | 2353.91 | 11550.56 | 762336.98 |
| 55 | 2029-07 | 13869.34 | 2318.77 | 11550.56 | 750786.42 |
| 56 | 2029-08 | 13834.20 | 2283.64 | 11550.56 | 739235.86 |
| 57 | 2029-09 | 13799.07 | 2248.51 | 11550.56 | 727685.30 |
| 58 | 2029-10 | 13763.94 | 2213.38 | 11550.56 | 716134.74 |
| 59 | 2029-11 | 13728.80 | 2178.24 | 11550.56 | 704584.18 |
| 60 | 2029-12 | 13693.67 | 2143.11 | 11550.56 | 693033.61 |
| 61 | 2030-01 | 13658.54 | 2107.98 | 11550.56 | 681483.05 |
| 62 | 2030-02 | 13623.40 | 2072.84 | 11550.56 | 669932.49 |
| 63 | 2030-03 | 13588.27 | 2037.71 | 11550.56 | 658381.93 |
| 64 | 2030-04 | 13553.14 | 2002.58 | 11550.56 | 646831.37 |
| 65 | 2030-05 | 13518.01 | 1967.45 | 11550.56 | 635280.81 |
| 66 | 2030-06 | 13482.87 | 1932.31 | 11550.56 | 623730.25 |
| 67 | 2030-07 | 13447.74 | 1897.18 | 11550.56 | 612179.69 |
| 68 | 2030-08 | 13412.61 | 1862.05 | 11550.56 | 600629.13 |
| 69 | 2030-09 | 13377.47 | 1826.91 | 11550.56 | 589078.57 |
| 70 | 2030-10 | 13342.34 | 1791.78 | 11550.56 | 577528.01 |
| 71 | 2030-11 | 13307.21 | 1756.65 | 11550.56 | 565977.45 |
| 72 | 2030-12 | 13272.08 | 1721.51 | 11550.56 | 554426.89 |
| 73 | 2031-01 | 13236.94 | 1686.38 | 11550.56 | 542876.33 |
| 74 | 2031-02 | 13201.81 | 1651.25 | 11550.56 | 531325.77 |
| 75 | 2031-03 | 13166.68 | 1616.12 | 11550.56 | 519775.21 |
| 76 | 2031-04 | 13131.54 | 1580.98 | 11550.56 | 508224.65 |
| 77 | 2031-05 | 13096.41 | 1545.85 | 11550.56 | 496674.09 |
| 78 | 2031-06 | 13061.28 | 1510.72 | 11550.56 | 485123.53 |
| 79 | 2031-07 | 13026.14 | 1475.58 | 11550.56 | 473572.97 |
| 80 | 2031-08 | 12991.01 | 1440.45 | 11550.56 | 462022.41 |
| 81 | 2031-09 | 12955.88 | 1405.32 | 11550.56 | 450471.85 |
| 82 | 2031-10 | 12920.75 | 1370.19 | 11550.56 | 438921.29 |
| 83 | 2031-11 | 12885.61 | 1335.05 | 11550.56 | 427370.73 |
| 84 | 2031-12 | 12850.48 | 1299.92 | 11550.56 | 415820.17 |
| 85 | 2032-01 | 12815.35 | 1264.79 | 11550.56 | 404269.61 |
| 86 | 2032-02 | 12780.21 | 1229.65 | 11550.56 | 392719.05 |
| 87 | 2032-03 | 12745.08 | 1194.52 | 11550.56 | 381168.49 |
| 88 | 2032-04 | 12709.95 | 1159.39 | 11550.56 | 369617.93 |
| 89 | 2032-05 | 12674.81 | 1124.25 | 11550.56 | 358067.37 |
| 90 | 2032-06 | 12639.68 | 1089.12 | 11550.56 | 346516.81 |
| 91 | 2032-07 | 12604.55 | 1053.99 | 11550.56 | 334966.25 |
| 92 | 2032-08 | 12569.42 | 1018.86 | 11550.56 | 323415.69 |
| 93 | 2032-09 | 12534.28 | 983.72 | 11550.56 | 311865.13 |
| 94 | 2032-10 | 12499.15 | 948.59 | 11550.56 | 300314.57 |
| 95 | 2032-11 | 12464.02 | 913.46 | 11550.56 | 288764.01 |
| 96 | 2032-12 | 12428.88 | 878.32 | 11550.56 | 277213.45 |
| 97 | 2033-01 | 12393.75 | 843.19 | 11550.56 | 265662.89 |
| 98 | 2033-02 | 12358.62 | 808.06 | 11550.56 | 254112.33 |
| 99 | 2033-03 | 12323.49 | 772.92 | 11550.56 | 242561.77 |
| 100 | 2033-04 | 12288.35 | 737.79 | 11550.56 | 231011.20 |
| 101 | 2033-05 | 12253.22 | 702.66 | 11550.56 | 219460.64 |
| 102 | 2033-06 | 12218.09 | 667.53 | 11550.56 | 207910.08 |
| 103 | 2033-07 | 12182.95 | 632.39 | 11550.56 | 196359.52 |
| 104 | 2033-08 | 12147.82 | 597.26 | 11550.56 | 184808.96 |
| 105 | 2033-09 | 12112.69 | 562.13 | 11550.56 | 173258.40 |
| 106 | 2033-10 | 12077.55 | 526.99 | 11550.56 | 161707.84 |
| 107 | 2033-11 | 12042.42 | 491.86 | 11550.56 | 150157.28 |
| 108 | 2033-12 | 12007.29 | 456.73 | 11550.56 | 138606.72 |
| 109 | 2034-01 | 11972.16 | 421.60 | 11550.56 | 127056.16 |
| 110 | 2034-02 | 11937.02 | 386.46 | 11550.56 | 115505.60 |
| 111 | 2034-03 | 11901.89 | 351.33 | 11550.56 | 103955.04 |
| 112 | 2034-04 | 11866.76 | 316.20 | 11550.56 | 92404.48 |
| 113 | 2034-05 | 11831.62 | 281.06 | 11550.56 | 80853.92 |
| 114 | 2034-06 | 11796.49 | 245.93 | 11550.56 | 69303.36 |
| 115 | 2034-07 | 11761.36 | 210.80 | 11550.56 | 57752.80 |
| 116 | 2034-08 | 11726.23 | 175.66 | 11550.56 | 46202.24 |
| 117 | 2034-09 | 11691.09 | 140.53 | 11550.56 | 34651.68 |
| 118 | 2034-10 | 11655.96 | 105.40 | 11550.56 | 23101.12 |
| 119 | 2034-11 | 11620.83 | 70.27 | 11550.56 | 11550.56 |
| 120 | 2034-12 | 11585.69 | 35.13 | 11550.56 | 0.00 |
友情链接:
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采用2025年08月01日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年08月01日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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