贷款380万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：380万
还款月数：10年
每月还款：36430.56元
利息总额：57.17万
本息合计：437.17万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 36430.56 | 9025.00 | 27405.56 | 3772594.44 |
| 2 | 2024-12 | 36430.56 | 8959.91 | 27470.65 | 3745123.80 |
| 3 | 2025-01 | 36430.56 | 8894.67 | 27535.89 | 3717587.91 |
| 4 | 2025-02 | 36430.56 | 8829.27 | 27601.29 | 3689986.62 |
| 5 | 2025-03 | 36430.56 | 8763.72 | 27666.84 | 3662319.79 |
| 6 | 2025-04 | 36430.56 | 8698.01 | 27732.55 | 3634587.24 |
| 7 | 2025-05 | 36430.56 | 8632.14 | 27798.41 | 3606788.83 |
| 8 | 2025-06 | 36430.56 | 8566.12 | 27864.43 | 3578924.39 |
| 9 | 2025-07 | 36430.56 | 8499.95 | 27930.61 | 3550993.78 |
| 10 | 2025-08 | 36430.56 | 8433.61 | 27996.95 | 3522996.83 |
| 11 | 2025-09 | 36430.56 | 8367.12 | 28063.44 | 3494933.39 |
| 12 | 2025-10 | 36430.56 | 8300.47 | 28130.09 | 3466803.30 |
| 13 | 2025-11 | 36430.56 | 8233.66 | 28196.90 | 3438606.40 |
| 14 | 2025-12 | 36430.56 | 8166.69 | 28263.87 | 3410342.54 |
| 15 | 2026-01 | 36430.56 | 8099.56 | 28330.99 | 3382011.54 |
| 16 | 2026-02 | 36430.56 | 8032.28 | 28398.28 | 3353613.26 |
| 17 | 2026-03 | 36430.56 | 7964.83 | 28465.73 | 3325147.54 |
| 18 | 2026-04 | 36430.56 | 7897.23 | 28533.33 | 3296614.21 |
| 19 | 2026-05 | 36430.56 | 7829.46 | 28601.10 | 3268013.11 |
| 20 | 2026-06 | 36430.56 | 7761.53 | 28669.03 | 3239344.08 |
| 21 | 2026-07 | 36430.56 | 7693.44 | 28737.11 | 3210606.97 |
| 22 | 2026-08 | 36430.56 | 7625.19 | 28805.37 | 3181801.60 |
| 23 | 2026-09 | 36430.56 | 7556.78 | 28873.78 | 3152927.83 |
| 24 | 2026-10 | 36430.56 | 7488.20 | 28942.35 | 3123985.47 |
| 25 | 2026-11 | 36430.56 | 7419.47 | 29011.09 | 3094974.38 |
| 26 | 2026-12 | 36430.56 | 7350.56 | 29079.99 | 3065894.39 |
| 27 | 2027-01 | 36430.56 | 7281.50 | 29149.06 | 3036745.33 |
| 28 | 2027-02 | 36430.56 | 7212.27 | 29218.29 | 3007527.04 |
| 29 | 2027-03 | 36430.56 | 7142.88 | 29287.68 | 2978239.36 |
| 30 | 2027-04 | 36430.56 | 7073.32 | 29357.24 | 2948882.12 |
| 31 | 2027-05 | 36430.56 | 7003.60 | 29426.96 | 2919455.16 |
| 32 | 2027-06 | 36430.56 | 6933.71 | 29496.85 | 2889958.31 |
| 33 | 2027-07 | 36430.56 | 6863.65 | 29566.91 | 2860391.40 |
| 34 | 2027-08 | 36430.56 | 6793.43 | 29637.13 | 2830754.28 |
| 35 | 2027-09 | 36430.56 | 6723.04 | 29707.52 | 2801046.76 |
| 36 | 2027-10 | 36430.56 | 6652.49 | 29778.07 | 2771268.69 |
| 37 | 2027-11 | 36430.56 | 6581.76 | 29848.79 | 2741419.90 |
| 38 | 2027-12 | 36430.56 | 6510.87 | 29919.68 | 2711500.21 |
| 39 | 2028-01 | 36430.56 | 6439.81 | 29990.74 | 2681509.47 |
| 40 | 2028-02 | 36430.56 | 6368.58 | 30061.97 | 2651447.50 |
| 41 | 2028-03 | 36430.56 | 6297.19 | 30133.37 | 2621314.13 |
| 42 | 2028-04 | 36430.56 | 6225.62 | 30204.94 | 2591109.19 |
| 43 | 2028-05 | 36430.56 | 6153.88 | 30276.67 | 2560832.52 |
| 44 | 2028-06 | 36430.56 | 6081.98 | 30348.58 | 2530483.94 |
| 45 | 2028-07 | 36430.56 | 6009.90 | 30420.66 | 2500063.28 |
| 46 | 2028-08 | 36430.56 | 5937.65 | 30492.91 | 2469570.37 |
| 47 | 2028-09 | 36430.56 | 5865.23 | 30565.33 | 2439005.05 |
| 48 | 2028-10 | 36430.56 | 5792.64 | 30637.92 | 2408367.13 |
| 49 | 2028-11 | 36430.56 | 5719.87 | 30710.69 | 2377656.44 |
| 50 | 2028-12 | 36430.56 | 5646.93 | 30783.62 | 2346872.82 |
| 51 | 2029-01 | 36430.56 | 5573.82 | 30856.73 | 2316016.08 |
| 52 | 2029-02 | 36430.56 | 5500.54 | 30930.02 | 2285086.07 |
| 53 | 2029-03 | 36430.56 | 5427.08 | 31003.48 | 2254082.59 |
| 54 | 2029-04 | 36430.56 | 5353.45 | 31077.11 | 2223005.48 |
| 55 | 2029-05 | 36430.56 | 5279.64 | 31150.92 | 2191854.56 |
| 56 | 2029-06 | 36430.56 | 5205.65 | 31224.90 | 2160629.66 |
| 57 | 2029-07 | 36430.56 | 5131.50 | 31299.06 | 2129330.59 |
| 58 | 2029-08 | 36430.56 | 5057.16 | 31373.40 | 2097957.20 |
| 59 | 2029-09 | 36430.56 | 4982.65 | 31447.91 | 2066509.29 |
| 60 | 2029-10 | 36430.56 | 4907.96 | 31522.60 | 2034986.69 |
| 61 | 2029-11 | 36430.56 | 4833.09 | 31597.46 | 2003389.23 |
| 62 | 2029-12 | 36430.56 | 4758.05 | 31672.51 | 1971716.72 |
| 63 | 2030-01 | 36430.56 | 4682.83 | 31747.73 | 1939968.99 |
| 64 | 2030-02 | 36430.56 | 4607.43 | 31823.13 | 1908145.86 |
| 65 | 2030-03 | 36430.56 | 4531.85 | 31898.71 | 1876247.15 |
| 66 | 2030-04 | 36430.56 | 4456.09 | 31974.47 | 1844272.68 |
| 67 | 2030-05 | 36430.56 | 4380.15 | 32050.41 | 1812222.27 |
| 68 | 2030-06 | 36430.56 | 4304.03 | 32126.53 | 1780095.74 |
| 69 | 2030-07 | 36430.56 | 4227.73 | 32202.83 | 1747892.91 |
| 70 | 2030-08 | 36430.56 | 4151.25 | 32279.31 | 1715613.60 |
| 71 | 2030-09 | 36430.56 | 4074.58 | 32355.97 | 1683257.63 |
| 72 | 2030-10 | 36430.56 | 3997.74 | 32432.82 | 1650824.81 |
| 73 | 2030-11 | 36430.56 | 3920.71 | 32509.85 | 1618314.96 |
| 74 | 2030-12 | 36430.56 | 3843.50 | 32587.06 | 1585727.90 |
| 75 | 2031-01 | 36430.56 | 3766.10 | 32664.45 | 1553063.44 |
| 76 | 2031-02 | 36430.56 | 3688.53 | 32742.03 | 1520321.41 |
| 77 | 2031-03 | 36430.56 | 3610.76 | 32819.79 | 1487501.62 |
| 78 | 2031-04 | 36430.56 | 3532.82 | 32897.74 | 1454603.88 |
| 79 | 2031-05 | 36430.56 | 3454.68 | 32975.87 | 1421628.01 |
| 80 | 2031-06 | 36430.56 | 3376.37 | 33054.19 | 1388573.82 |
| 81 | 2031-07 | 36430.56 | 3297.86 | 33132.69 | 1355441.12 |
| 82 | 2031-08 | 36430.56 | 3219.17 | 33211.38 | 1322229.74 |
| 83 | 2031-09 | 36430.56 | 3140.30 | 33290.26 | 1288939.48 |
| 84 | 2031-10 | 36430.56 | 3061.23 | 33369.33 | 1255570.15 |
| 85 | 2031-11 | 36430.56 | 2981.98 | 33448.58 | 1222121.57 |
| 86 | 2031-12 | 36430.56 | 2902.54 | 33528.02 | 1188593.55 |
| 87 | 2032-01 | 36430.56 | 2822.91 | 33607.65 | 1154985.91 |
| 88 | 2032-02 | 36430.56 | 2743.09 | 33687.47 | 1121298.44 |
| 89 | 2032-03 | 36430.56 | 2663.08 | 33767.47 | 1087530.97 |
| 90 | 2032-04 | 36430.56 | 2582.89 | 33847.67 | 1053683.30 |
| 91 | 2032-05 | 36430.56 | 2502.50 | 33928.06 | 1019755.24 |
| 92 | 2032-06 | 36430.56 | 2421.92 | 34008.64 | 985746.60 |
| 93 | 2032-07 | 36430.56 | 2341.15 | 34089.41 | 951657.19 |
| 94 | 2032-08 | 36430.56 | 2260.19 | 34170.37 | 917486.82 |
| 95 | 2032-09 | 36430.56 | 2179.03 | 34251.53 | 883235.29 |
| 96 | 2032-10 | 36430.56 | 2097.68 | 34332.87 | 848902.42 |
| 97 | 2032-11 | 36430.56 | 2016.14 | 34414.41 | 814488.01 |
| 98 | 2032-12 | 36430.56 | 1934.41 | 34496.15 | 779991.86 |
| 99 | 2033-01 | 36430.56 | 1852.48 | 34578.08 | 745413.78 |
| 100 | 2033-02 | 36430.56 | 1770.36 | 34660.20 | 710753.58 |
| 101 | 2033-03 | 36430.56 | 1688.04 | 34742.52 | 676011.07 |
| 102 | 2033-04 | 36430.56 | 1605.53 | 34825.03 | 641186.04 |
| 103 | 2033-05 | 36430.56 | 1522.82 | 34907.74 | 606278.30 |
| 104 | 2033-06 | 36430.56 | 1439.91 | 34990.65 | 571287.65 |
| 105 | 2033-07 | 36430.56 | 1356.81 | 35073.75 | 536213.90 |
| 106 | 2033-08 | 36430.56 | 1273.51 | 35157.05 | 501056.85 |
| 107 | 2033-09 | 36430.56 | 1190.01 | 35240.55 | 465816.30 |
| 108 | 2033-10 | 36430.56 | 1106.31 | 35324.24 | 430492.06 |
| 109 | 2033-11 | 36430.56 | 1022.42 | 35408.14 | 395083.92 |
| 110 | 2033-12 | 36430.56 | 938.32 | 35492.23 | 359591.69 |
| 111 | 2034-01 | 36430.56 | 854.03 | 35576.53 | 324015.16 |
| 112 | 2034-02 | 36430.56 | 769.54 | 35661.02 | 288354.14 |
| 113 | 2034-03 | 36430.56 | 684.84 | 35745.72 | 252608.43 |
| 114 | 2034-04 | 36430.56 | 599.95 | 35830.61 | 216777.81 |
| 115 | 2034-05 | 36430.56 | 514.85 | 35915.71 | 180862.10 |
| 116 | 2034-06 | 36430.56 | 429.55 | 36001.01 | 144861.10 |
| 117 | 2034-07 | 36430.56 | 344.05 | 36086.51 | 108774.58 |
| 118 | 2034-08 | 36430.56 | 258.34 | 36172.22 | 72602.37 |
| 119 | 2034-09 | 36430.56 | 172.43 | 36258.13 | 36344.24 |
| 120 | 2034-10 | 36430.56 | 86.32 | 36344.24 | 0.00 |
还款方式二：等额本金
贷款总额：380万
还款月数：10年
首月还款：40691.67元
每月递减：75.21元
利息总额：54.6万
本息合计：434.6万
节省利息：25654.34元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 40691.67 | 9025.00 | 31666.67 | 3768333.33 |
| 2 | 2024-12 | 40616.46 | 8949.79 | 31666.67 | 3736666.67 |
| 3 | 2025-01 | 40541.25 | 8874.58 | 31666.67 | 3705000.00 |
| 4 | 2025-02 | 40466.04 | 8799.38 | 31666.67 | 3673333.33 |
| 5 | 2025-03 | 40390.83 | 8724.17 | 31666.67 | 3641666.67 |
| 6 | 2025-04 | 40315.63 | 8648.96 | 31666.67 | 3610000.00 |
| 7 | 2025-05 | 40240.42 | 8573.75 | 31666.67 | 3578333.33 |
| 8 | 2025-06 | 40165.21 | 8498.54 | 31666.67 | 3546666.67 |
| 9 | 2025-07 | 40090.00 | 8423.33 | 31666.67 | 3515000.00 |
| 10 | 2025-08 | 40014.79 | 8348.13 | 31666.67 | 3483333.33 |
| 11 | 2025-09 | 39939.58 | 8272.92 | 31666.67 | 3451666.67 |
| 12 | 2025-10 | 39864.38 | 8197.71 | 31666.67 | 3420000.00 |
| 13 | 2025-11 | 39789.17 | 8122.50 | 31666.67 | 3388333.33 |
| 14 | 2025-12 | 39713.96 | 8047.29 | 31666.67 | 3356666.67 |
| 15 | 2026-01 | 39638.75 | 7972.08 | 31666.67 | 3325000.00 |
| 16 | 2026-02 | 39563.54 | 7896.88 | 31666.67 | 3293333.33 |
| 17 | 2026-03 | 39488.33 | 7821.67 | 31666.67 | 3261666.67 |
| 18 | 2026-04 | 39413.13 | 7746.46 | 31666.67 | 3230000.00 |
| 19 | 2026-05 | 39337.92 | 7671.25 | 31666.67 | 3198333.33 |
| 20 | 2026-06 | 39262.71 | 7596.04 | 31666.67 | 3166666.67 |
| 21 | 2026-07 | 39187.50 | 7520.83 | 31666.67 | 3135000.00 |
| 22 | 2026-08 | 39112.29 | 7445.63 | 31666.67 | 3103333.33 |
| 23 | 2026-09 | 39037.08 | 7370.42 | 31666.67 | 3071666.67 |
| 24 | 2026-10 | 38961.88 | 7295.21 | 31666.67 | 3040000.00 |
| 25 | 2026-11 | 38886.67 | 7220.00 | 31666.67 | 3008333.33 |
| 26 | 2026-12 | 38811.46 | 7144.79 | 31666.67 | 2976666.67 |
| 27 | 2027-01 | 38736.25 | 7069.58 | 31666.67 | 2945000.00 |
| 28 | 2027-02 | 38661.04 | 6994.38 | 31666.67 | 2913333.33 |
| 29 | 2027-03 | 38585.83 | 6919.17 | 31666.67 | 2881666.67 |
| 30 | 2027-04 | 38510.63 | 6843.96 | 31666.67 | 2850000.00 |
| 31 | 2027-05 | 38435.42 | 6768.75 | 31666.67 | 2818333.33 |
| 32 | 2027-06 | 38360.21 | 6693.54 | 31666.67 | 2786666.67 |
| 33 | 2027-07 | 38285.00 | 6618.33 | 31666.67 | 2755000.00 |
| 34 | 2027-08 | 38209.79 | 6543.13 | 31666.67 | 2723333.33 |
| 35 | 2027-09 | 38134.58 | 6467.92 | 31666.67 | 2691666.67 |
| 36 | 2027-10 | 38059.38 | 6392.71 | 31666.67 | 2660000.00 |
| 37 | 2027-11 | 37984.17 | 6317.50 | 31666.67 | 2628333.33 |
| 38 | 2027-12 | 37908.96 | 6242.29 | 31666.67 | 2596666.67 |
| 39 | 2028-01 | 37833.75 | 6167.08 | 31666.67 | 2565000.00 |
| 40 | 2028-02 | 37758.54 | 6091.88 | 31666.67 | 2533333.33 |
| 41 | 2028-03 | 37683.33 | 6016.67 | 31666.67 | 2501666.67 |
| 42 | 2028-04 | 37608.13 | 5941.46 | 31666.67 | 2470000.00 |
| 43 | 2028-05 | 37532.92 | 5866.25 | 31666.67 | 2438333.33 |
| 44 | 2028-06 | 37457.71 | 5791.04 | 31666.67 | 2406666.67 |
| 45 | 2028-07 | 37382.50 | 5715.83 | 31666.67 | 2375000.00 |
| 46 | 2028-08 | 37307.29 | 5640.63 | 31666.67 | 2343333.33 |
| 47 | 2028-09 | 37232.08 | 5565.42 | 31666.67 | 2311666.67 |
| 48 | 2028-10 | 37156.88 | 5490.21 | 31666.67 | 2280000.00 |
| 49 | 2028-11 | 37081.67 | 5415.00 | 31666.67 | 2248333.33 |
| 50 | 2028-12 | 37006.46 | 5339.79 | 31666.67 | 2216666.67 |
| 51 | 2029-01 | 36931.25 | 5264.58 | 31666.67 | 2185000.00 |
| 52 | 2029-02 | 36856.04 | 5189.38 | 31666.67 | 2153333.33 |
| 53 | 2029-03 | 36780.83 | 5114.17 | 31666.67 | 2121666.67 |
| 54 | 2029-04 | 36705.63 | 5038.96 | 31666.67 | 2090000.00 |
| 55 | 2029-05 | 36630.42 | 4963.75 | 31666.67 | 2058333.33 |
| 56 | 2029-06 | 36555.21 | 4888.54 | 31666.67 | 2026666.67 |
| 57 | 2029-07 | 36480.00 | 4813.33 | 31666.67 | 1995000.00 |
| 58 | 2029-08 | 36404.79 | 4738.13 | 31666.67 | 1963333.33 |
| 59 | 2029-09 | 36329.58 | 4662.92 | 31666.67 | 1931666.67 |
| 60 | 2029-10 | 36254.38 | 4587.71 | 31666.67 | 1900000.00 |
| 61 | 2029-11 | 36179.17 | 4512.50 | 31666.67 | 1868333.33 |
| 62 | 2029-12 | 36103.96 | 4437.29 | 31666.67 | 1836666.67 |
| 63 | 2030-01 | 36028.75 | 4362.08 | 31666.67 | 1805000.00 |
| 64 | 2030-02 | 35953.54 | 4286.88 | 31666.67 | 1773333.33 |
| 65 | 2030-03 | 35878.33 | 4211.67 | 31666.67 | 1741666.67 |
| 66 | 2030-04 | 35803.13 | 4136.46 | 31666.67 | 1710000.00 |
| 67 | 2030-05 | 35727.92 | 4061.25 | 31666.67 | 1678333.33 |
| 68 | 2030-06 | 35652.71 | 3986.04 | 31666.67 | 1646666.67 |
| 69 | 2030-07 | 35577.50 | 3910.83 | 31666.67 | 1615000.00 |
| 70 | 2030-08 | 35502.29 | 3835.63 | 31666.67 | 1583333.33 |
| 71 | 2030-09 | 35427.08 | 3760.42 | 31666.67 | 1551666.67 |
| 72 | 2030-10 | 35351.88 | 3685.21 | 31666.67 | 1520000.00 |
| 73 | 2030-11 | 35276.67 | 3610.00 | 31666.67 | 1488333.33 |
| 74 | 2030-12 | 35201.46 | 3534.79 | 31666.67 | 1456666.67 |
| 75 | 2031-01 | 35126.25 | 3459.58 | 31666.67 | 1425000.00 |
| 76 | 2031-02 | 35051.04 | 3384.38 | 31666.67 | 1393333.33 |
| 77 | 2031-03 | 34975.83 | 3309.17 | 31666.67 | 1361666.67 |
| 78 | 2031-04 | 34900.63 | 3233.96 | 31666.67 | 1330000.00 |
| 79 | 2031-05 | 34825.42 | 3158.75 | 31666.67 | 1298333.33 |
| 80 | 2031-06 | 34750.21 | 3083.54 | 31666.67 | 1266666.67 |
| 81 | 2031-07 | 34675.00 | 3008.33 | 31666.67 | 1235000.00 |
| 82 | 2031-08 | 34599.79 | 2933.13 | 31666.67 | 1203333.33 |
| 83 | 2031-09 | 34524.58 | 2857.92 | 31666.67 | 1171666.67 |
| 84 | 2031-10 | 34449.38 | 2782.71 | 31666.67 | 1140000.00 |
| 85 | 2031-11 | 34374.17 | 2707.50 | 31666.67 | 1108333.33 |
| 86 | 2031-12 | 34298.96 | 2632.29 | 31666.67 | 1076666.67 |
| 87 | 2032-01 | 34223.75 | 2557.08 | 31666.67 | 1045000.00 |
| 88 | 2032-02 | 34148.54 | 2481.88 | 31666.67 | 1013333.33 |
| 89 | 2032-03 | 34073.33 | 2406.67 | 31666.67 | 981666.67 |
| 90 | 2032-04 | 33998.13 | 2331.46 | 31666.67 | 950000.00 |
| 91 | 2032-05 | 33922.92 | 2256.25 | 31666.67 | 918333.33 |
| 92 | 2032-06 | 33847.71 | 2181.04 | 31666.67 | 886666.67 |
| 93 | 2032-07 | 33772.50 | 2105.83 | 31666.67 | 855000.00 |
| 94 | 2032-08 | 33697.29 | 2030.63 | 31666.67 | 823333.33 |
| 95 | 2032-09 | 33622.08 | 1955.42 | 31666.67 | 791666.67 |
| 96 | 2032-10 | 33546.88 | 1880.21 | 31666.67 | 760000.00 |
| 97 | 2032-11 | 33471.67 | 1805.00 | 31666.67 | 728333.33 |
| 98 | 2032-12 | 33396.46 | 1729.79 | 31666.67 | 696666.67 |
| 99 | 2033-01 | 33321.25 | 1654.58 | 31666.67 | 665000.00 |
| 100 | 2033-02 | 33246.04 | 1579.38 | 31666.67 | 633333.33 |
| 101 | 2033-03 | 33170.83 | 1504.17 | 31666.67 | 601666.67 |
| 102 | 2033-04 | 33095.63 | 1428.96 | 31666.67 | 570000.00 |
| 103 | 2033-05 | 33020.42 | 1353.75 | 31666.67 | 538333.33 |
| 104 | 2033-06 | 32945.21 | 1278.54 | 31666.67 | 506666.67 |
| 105 | 2033-07 | 32870.00 | 1203.33 | 31666.67 | 475000.00 |
| 106 | 2033-08 | 32794.79 | 1128.13 | 31666.67 | 443333.33 |
| 107 | 2033-09 | 32719.58 | 1052.92 | 31666.67 | 411666.67 |
| 108 | 2033-10 | 32644.38 | 977.71 | 31666.67 | 380000.00 |
| 109 | 2033-11 | 32569.17 | 902.50 | 31666.67 | 348333.33 |
| 110 | 2033-12 | 32493.96 | 827.29 | 31666.67 | 316666.67 |
| 111 | 2034-01 | 32418.75 | 752.08 | 31666.67 | 285000.00 |
| 112 | 2034-02 | 32343.54 | 676.88 | 31666.67 | 253333.33 |
| 113 | 2034-03 | 32268.33 | 601.67 | 31666.67 | 221666.67 |
| 114 | 2034-04 | 32193.13 | 526.46 | 31666.67 | 190000.00 |
| 115 | 2034-05 | 32117.92 | 451.25 | 31666.67 | 158333.33 |
| 116 | 2034-06 | 32042.71 | 376.04 | 31666.67 | 126666.67 |
| 117 | 2034-07 | 31967.50 | 300.83 | 31666.67 | 95000.00 |
| 118 | 2034-08 | 31892.29 | 225.63 | 31666.67 | 63333.33 |
| 119 | 2034-09 | 31817.08 | 150.42 | 31666.67 | 31666.67 |
| 120 | 2034-10 | 31741.88 | 75.21 | 31666.67 | 0.00 |
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采用2025年08月02日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年08月02日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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