贷款52万（商业贷款）的房贷，还款10年5个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：52万
还款月数：10年5个月
每月还款：4921.54元
利息总额：9.52万
本息合计：61.52万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-01 | 4921.54 | 1430.00 | 3491.54 | 516508.46 |
| 2 | 2024-02 | 4921.54 | 1420.40 | 3501.15 | 513007.31 |
| 3 | 2024-03 | 4921.54 | 1410.77 | 3510.77 | 509496.53 |
| 4 | 2024-04 | 4921.54 | 1401.12 | 3520.43 | 505976.11 |
| 5 | 2024-05 | 4921.54 | 1391.43 | 3530.11 | 502446.00 |
| 6 | 2024-06 | 4921.54 | 1381.73 | 3539.82 | 498906.18 |
| 7 | 2024-07 | 4921.54 | 1371.99 | 3549.55 | 495356.62 |
| 8 | 2024-08 | 4921.54 | 1362.23 | 3559.31 | 491797.31 |
| 9 | 2024-09 | 4921.54 | 1352.44 | 3569.10 | 488228.21 |
| 10 | 2024-10 | 4921.54 | 1342.63 | 3578.92 | 484649.29 |
| 11 | 2024-11 | 4921.54 | 1332.79 | 3588.76 | 481060.53 |
| 12 | 2024-12 | 4921.54 | 1322.92 | 3598.63 | 477461.90 |
| 13 | 2025-01 | 4921.54 | 1313.02 | 3608.52 | 473853.38 |
| 14 | 2025-02 | 4921.54 | 1303.10 | 3618.45 | 470234.93 |
| 15 | 2025-03 | 4921.54 | 1293.15 | 3628.40 | 466606.53 |
| 16 | 2025-04 | 4921.54 | 1283.17 | 3638.38 | 462968.16 |
| 17 | 2025-05 | 4921.54 | 1273.16 | 3648.38 | 459319.78 |
| 18 | 2025-06 | 4921.54 | 1263.13 | 3658.42 | 455661.36 |
| 19 | 2025-07 | 4921.54 | 1253.07 | 3668.48 | 451992.88 |
| 20 | 2025-08 | 4921.54 | 1242.98 | 3678.56 | 448314.32 |
| 21 | 2025-09 | 4921.54 | 1232.86 | 3688.68 | 444625.64 |
| 22 | 2025-10 | 4921.54 | 1222.72 | 3698.82 | 440926.82 |
| 23 | 2025-11 | 4921.54 | 1212.55 | 3709.00 | 437217.82 |
| 24 | 2025-12 | 4921.54 | 1202.35 | 3719.20 | 433498.62 |
| 25 | 2026-01 | 4921.54 | 1192.12 | 3729.42 | 429769.20 |
| 26 | 2026-02 | 4921.54 | 1181.87 | 3739.68 | 426029.52 |
| 27 | 2026-03 | 4921.54 | 1171.58 | 3749.96 | 422279.56 |
| 28 | 2026-04 | 4921.54 | 1161.27 | 3760.28 | 418519.28 |
| 29 | 2026-05 | 4921.54 | 1150.93 | 3770.62 | 414748.67 |
| 30 | 2026-06 | 4921.54 | 1140.56 | 3780.99 | 410967.68 |
| 31 | 2026-07 | 4921.54 | 1130.16 | 3791.38 | 407176.30 |
| 32 | 2026-08 | 4921.54 | 1119.73 | 3801.81 | 403374.49 |
| 33 | 2026-09 | 4921.54 | 1109.28 | 3812.26 | 399562.22 |
| 34 | 2026-10 | 4921.54 | 1098.80 | 3822.75 | 395739.47 |
| 35 | 2026-11 | 4921.54 | 1088.28 | 3833.26 | 391906.21 |
| 36 | 2026-12 | 4921.54 | 1077.74 | 3843.80 | 388062.41 |
| 37 | 2027-01 | 4921.54 | 1067.17 | 3854.37 | 384208.04 |
| 38 | 2027-02 | 4921.54 | 1056.57 | 3864.97 | 380343.06 |
| 39 | 2027-03 | 4921.54 | 1045.94 | 3875.60 | 376467.46 |
| 40 | 2027-04 | 4921.54 | 1035.29 | 3886.26 | 372581.20 |
| 41 | 2027-05 | 4921.54 | 1024.60 | 3896.95 | 368684.26 |
| 42 | 2027-06 | 4921.54 | 1013.88 | 3907.66 | 364776.60 |
| 43 | 2027-07 | 4921.54 | 1003.14 | 3918.41 | 360858.19 |
| 44 | 2027-08 | 4921.54 | 992.36 | 3929.18 | 356929.00 |
| 45 | 2027-09 | 4921.54 | 981.55 | 3939.99 | 352989.01 |
| 46 | 2027-10 | 4921.54 | 970.72 | 3950.82 | 349038.19 |
| 47 | 2027-11 | 4921.54 | 959.86 | 3961.69 | 345076.50 |
| 48 | 2027-12 | 4921.54 | 948.96 | 3972.58 | 341103.91 |
| 49 | 2028-01 | 4921.54 | 938.04 | 3983.51 | 337120.40 |
| 50 | 2028-02 | 4921.54 | 927.08 | 3994.46 | 333125.94 |
| 51 | 2028-03 | 4921.54 | 916.10 | 4005.45 | 329120.49 |
| 52 | 2028-04 | 4921.54 | 905.08 | 4016.46 | 325104.03 |
| 53 | 2028-05 | 4921.54 | 894.04 | 4027.51 | 321076.52 |
| 54 | 2028-06 | 4921.54 | 882.96 | 4038.58 | 317037.94 |
| 55 | 2028-07 | 4921.54 | 871.85 | 4049.69 | 312988.25 |
| 56 | 2028-08 | 4921.54 | 860.72 | 4060.83 | 308927.42 |
| 57 | 2028-09 | 4921.54 | 849.55 | 4071.99 | 304855.43 |
| 58 | 2028-10 | 4921.54 | 838.35 | 4083.19 | 300772.23 |
| 59 | 2028-11 | 4921.54 | 827.12 | 4094.42 | 296677.81 |
| 60 | 2028-12 | 4921.54 | 815.86 | 4105.68 | 292572.13 |
| 61 | 2029-01 | 4921.54 | 804.57 | 4116.97 | 288455.16 |
| 62 | 2029-02 | 4921.54 | 793.25 | 4128.29 | 284326.87 |
| 63 | 2029-03 | 4921.54 | 781.90 | 4139.65 | 280187.22 |
| 64 | 2029-04 | 4921.54 | 770.51 | 4151.03 | 276036.19 |
| 65 | 2029-05 | 4921.54 | 759.10 | 4162.45 | 271873.75 |
| 66 | 2029-06 | 4921.54 | 747.65 | 4173.89 | 267699.86 |
| 67 | 2029-07 | 4921.54 | 736.17 | 4185.37 | 263514.49 |
| 68 | 2029-08 | 4921.54 | 724.66 | 4196.88 | 259317.61 |
| 69 | 2029-09 | 4921.54 | 713.12 | 4208.42 | 255109.18 |
| 70 | 2029-10 | 4921.54 | 701.55 | 4219.99 | 250889.19 |
| 71 | 2029-11 | 4921.54 | 689.95 | 4231.60 | 246657.59 |
| 72 | 2029-12 | 4921.54 | 678.31 | 4243.24 | 242414.35 |
| 73 | 2030-01 | 4921.54 | 666.64 | 4254.91 | 238159.45 |
| 74 | 2030-02 | 4921.54 | 654.94 | 4266.61 | 233892.84 |
| 75 | 2030-03 | 4921.54 | 643.21 | 4278.34 | 229614.50 |
| 76 | 2030-04 | 4921.54 | 631.44 | 4290.10 | 225324.40 |
| 77 | 2030-05 | 4921.54 | 619.64 | 4301.90 | 221022.50 |
| 78 | 2030-06 | 4921.54 | 607.81 | 4313.73 | 216708.76 |
| 79 | 2030-07 | 4921.54 | 595.95 | 4325.60 | 212383.17 |
| 80 | 2030-08 | 4921.54 | 584.05 | 4337.49 | 208045.68 |
| 81 | 2030-09 | 4921.54 | 572.13 | 4349.42 | 203696.26 |
| 82 | 2030-10 | 4921.54 | 560.16 | 4361.38 | 199334.88 |
| 83 | 2030-11 | 4921.54 | 548.17 | 4373.37 | 194961.51 |
| 84 | 2030-12 | 4921.54 | 536.14 | 4385.40 | 190576.10 |
| 85 | 2031-01 | 4921.54 | 524.08 | 4397.46 | 186178.64 |
| 86 | 2031-02 | 4921.54 | 511.99 | 4409.55 | 181769.09 |
| 87 | 2031-03 | 4921.54 | 499.87 | 4421.68 | 177347.41 |
| 88 | 2031-04 | 4921.54 | 487.71 | 4433.84 | 172913.57 |
| 89 | 2031-05 | 4921.54 | 475.51 | 4446.03 | 168467.54 |
| 90 | 2031-06 | 4921.54 | 463.29 | 4458.26 | 164009.28 |
| 91 | 2031-07 | 4921.54 | 451.03 | 4470.52 | 159538.76 |
| 92 | 2031-08 | 4921.54 | 438.73 | 4482.81 | 155055.95 |
| 93 | 2031-09 | 4921.54 | 426.40 | 4495.14 | 150560.81 |
| 94 | 2031-10 | 4921.54 | 414.04 | 4507.50 | 146053.31 |
| 95 | 2031-11 | 4921.54 | 401.65 | 4519.90 | 141533.41 |
| 96 | 2031-12 | 4921.54 | 389.22 | 4532.33 | 137001.08 |
| 97 | 2032-01 | 4921.54 | 376.75 | 4544.79 | 132456.29 |
| 98 | 2032-02 | 4921.54 | 364.25 | 4557.29 | 127899.00 |
| 99 | 2032-03 | 4921.54 | 351.72 | 4569.82 | 123329.18 |
| 100 | 2032-04 | 4921.54 | 339.16 | 4582.39 | 118746.79 |
| 101 | 2032-05 | 4921.54 | 326.55 | 4594.99 | 114151.80 |
| 102 | 2032-06 | 4921.54 | 313.92 | 4607.63 | 109544.17 |
| 103 | 2032-07 | 4921.54 | 301.25 | 4620.30 | 104923.87 |
| 104 | 2032-08 | 4921.54 | 288.54 | 4633.00 | 100290.87 |
| 105 | 2032-09 | 4921.54 | 275.80 | 4645.74 | 95645.12 |
| 106 | 2032-10 | 4921.54 | 263.02 | 4658.52 | 90986.60 |
| 107 | 2032-11 | 4921.54 | 250.21 | 4671.33 | 86315.27 |
| 108 | 2032-12 | 4921.54 | 237.37 | 4684.18 | 81631.09 |
| 109 | 2033-01 | 4921.54 | 224.49 | 4697.06 | 76934.03 |
| 110 | 2033-02 | 4921.54 | 211.57 | 4709.98 | 72224.06 |
| 111 | 2033-03 | 4921.54 | 198.62 | 4722.93 | 67501.13 |
| 112 | 2033-04 | 4921.54 | 185.63 | 4735.92 | 62765.21 |
| 113 | 2033-05 | 4921.54 | 172.60 | 4748.94 | 58016.27 |
| 114 | 2033-06 | 4921.54 | 159.54 | 4762.00 | 53254.27 |
| 115 | 2033-07 | 4921.54 | 146.45 | 4775.10 | 48479.18 |
| 116 | 2033-08 | 4921.54 | 133.32 | 4788.23 | 43690.95 |
| 117 | 2033-09 | 4921.54 | 120.15 | 4801.39 | 38889.56 |
| 118 | 2033-10 | 4921.54 | 106.95 | 4814.60 | 34074.96 |
| 119 | 2033-11 | 4921.54 | 93.71 | 4827.84 | 29247.12 |
| 120 | 2033-12 | 4921.54 | 80.43 | 4841.12 | 24406.00 |
| 121 | 2034-01 | 4921.54 | 67.12 | 4854.43 | 19551.58 |
| 122 | 2034-02 | 4921.54 | 53.77 | 4867.78 | 14683.80 |
| 123 | 2034-03 | 4921.54 | 40.38 | 4881.16 | 9802.63 |
| 124 | 2034-04 | 4921.54 | 26.96 | 4894.59 | 4908.05 |
| 125 | 2034-05 | 4921.54 | 13.50 | 4908.05 | 0.00 |
还款方式二：等额本金
贷款总额：52万
还款月数：10年5个月
首月还款：5590元
每月递减：11.44元
利息总额：9.01万
本息合计：61.01万
节省利息：5103.07元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-01 | 5590.00 | 1430.00 | 4160.00 | 515840.00 |
| 2 | 2024-02 | 5578.56 | 1418.56 | 4160.00 | 511680.00 |
| 3 | 2024-03 | 5567.12 | 1407.12 | 4160.00 | 507520.00 |
| 4 | 2024-04 | 5555.68 | 1395.68 | 4160.00 | 503360.00 |
| 5 | 2024-05 | 5544.24 | 1384.24 | 4160.00 | 499200.00 |
| 6 | 2024-06 | 5532.80 | 1372.80 | 4160.00 | 495040.00 |
| 7 | 2024-07 | 5521.36 | 1361.36 | 4160.00 | 490880.00 |
| 8 | 2024-08 | 5509.92 | 1349.92 | 4160.00 | 486720.00 |
| 9 | 2024-09 | 5498.48 | 1338.48 | 4160.00 | 482560.00 |
| 10 | 2024-10 | 5487.04 | 1327.04 | 4160.00 | 478400.00 |
| 11 | 2024-11 | 5475.60 | 1315.60 | 4160.00 | 474240.00 |
| 12 | 2024-12 | 5464.16 | 1304.16 | 4160.00 | 470080.00 |
| 13 | 2025-01 | 5452.72 | 1292.72 | 4160.00 | 465920.00 |
| 14 | 2025-02 | 5441.28 | 1281.28 | 4160.00 | 461760.00 |
| 15 | 2025-03 | 5429.84 | 1269.84 | 4160.00 | 457600.00 |
| 16 | 2025-04 | 5418.40 | 1258.40 | 4160.00 | 453440.00 |
| 17 | 2025-05 | 5406.96 | 1246.96 | 4160.00 | 449280.00 |
| 18 | 2025-06 | 5395.52 | 1235.52 | 4160.00 | 445120.00 |
| 19 | 2025-07 | 5384.08 | 1224.08 | 4160.00 | 440960.00 |
| 20 | 2025-08 | 5372.64 | 1212.64 | 4160.00 | 436800.00 |
| 21 | 2025-09 | 5361.20 | 1201.20 | 4160.00 | 432640.00 |
| 22 | 2025-10 | 5349.76 | 1189.76 | 4160.00 | 428480.00 |
| 23 | 2025-11 | 5338.32 | 1178.32 | 4160.00 | 424320.00 |
| 24 | 2025-12 | 5326.88 | 1166.88 | 4160.00 | 420160.00 |
| 25 | 2026-01 | 5315.44 | 1155.44 | 4160.00 | 416000.00 |
| 26 | 2026-02 | 5304.00 | 1144.00 | 4160.00 | 411840.00 |
| 27 | 2026-03 | 5292.56 | 1132.56 | 4160.00 | 407680.00 |
| 28 | 2026-04 | 5281.12 | 1121.12 | 4160.00 | 403520.00 |
| 29 | 2026-05 | 5269.68 | 1109.68 | 4160.00 | 399360.00 |
| 30 | 2026-06 | 5258.24 | 1098.24 | 4160.00 | 395200.00 |
| 31 | 2026-07 | 5246.80 | 1086.80 | 4160.00 | 391040.00 |
| 32 | 2026-08 | 5235.36 | 1075.36 | 4160.00 | 386880.00 |
| 33 | 2026-09 | 5223.92 | 1063.92 | 4160.00 | 382720.00 |
| 34 | 2026-10 | 5212.48 | 1052.48 | 4160.00 | 378560.00 |
| 35 | 2026-11 | 5201.04 | 1041.04 | 4160.00 | 374400.00 |
| 36 | 2026-12 | 5189.60 | 1029.60 | 4160.00 | 370240.00 |
| 37 | 2027-01 | 5178.16 | 1018.16 | 4160.00 | 366080.00 |
| 38 | 2027-02 | 5166.72 | 1006.72 | 4160.00 | 361920.00 |
| 39 | 2027-03 | 5155.28 | 995.28 | 4160.00 | 357760.00 |
| 40 | 2027-04 | 5143.84 | 983.84 | 4160.00 | 353600.00 |
| 41 | 2027-05 | 5132.40 | 972.40 | 4160.00 | 349440.00 |
| 42 | 2027-06 | 5120.96 | 960.96 | 4160.00 | 345280.00 |
| 43 | 2027-07 | 5109.52 | 949.52 | 4160.00 | 341120.00 |
| 44 | 2027-08 | 5098.08 | 938.08 | 4160.00 | 336960.00 |
| 45 | 2027-09 | 5086.64 | 926.64 | 4160.00 | 332800.00 |
| 46 | 2027-10 | 5075.20 | 915.20 | 4160.00 | 328640.00 |
| 47 | 2027-11 | 5063.76 | 903.76 | 4160.00 | 324480.00 |
| 48 | 2027-12 | 5052.32 | 892.32 | 4160.00 | 320320.00 |
| 49 | 2028-01 | 5040.88 | 880.88 | 4160.00 | 316160.00 |
| 50 | 2028-02 | 5029.44 | 869.44 | 4160.00 | 312000.00 |
| 51 | 2028-03 | 5018.00 | 858.00 | 4160.00 | 307840.00 |
| 52 | 2028-04 | 5006.56 | 846.56 | 4160.00 | 303680.00 |
| 53 | 2028-05 | 4995.12 | 835.12 | 4160.00 | 299520.00 |
| 54 | 2028-06 | 4983.68 | 823.68 | 4160.00 | 295360.00 |
| 55 | 2028-07 | 4972.24 | 812.24 | 4160.00 | 291200.00 |
| 56 | 2028-08 | 4960.80 | 800.80 | 4160.00 | 287040.00 |
| 57 | 2028-09 | 4949.36 | 789.36 | 4160.00 | 282880.00 |
| 58 | 2028-10 | 4937.92 | 777.92 | 4160.00 | 278720.00 |
| 59 | 2028-11 | 4926.48 | 766.48 | 4160.00 | 274560.00 |
| 60 | 2028-12 | 4915.04 | 755.04 | 4160.00 | 270400.00 |
| 61 | 2029-01 | 4903.60 | 743.60 | 4160.00 | 266240.00 |
| 62 | 2029-02 | 4892.16 | 732.16 | 4160.00 | 262080.00 |
| 63 | 2029-03 | 4880.72 | 720.72 | 4160.00 | 257920.00 |
| 64 | 2029-04 | 4869.28 | 709.28 | 4160.00 | 253760.00 |
| 65 | 2029-05 | 4857.84 | 697.84 | 4160.00 | 249600.00 |
| 66 | 2029-06 | 4846.40 | 686.40 | 4160.00 | 245440.00 |
| 67 | 2029-07 | 4834.96 | 674.96 | 4160.00 | 241280.00 |
| 68 | 2029-08 | 4823.52 | 663.52 | 4160.00 | 237120.00 |
| 69 | 2029-09 | 4812.08 | 652.08 | 4160.00 | 232960.00 |
| 70 | 2029-10 | 4800.64 | 640.64 | 4160.00 | 228800.00 |
| 71 | 2029-11 | 4789.20 | 629.20 | 4160.00 | 224640.00 |
| 72 | 2029-12 | 4777.76 | 617.76 | 4160.00 | 220480.00 |
| 73 | 2030-01 | 4766.32 | 606.32 | 4160.00 | 216320.00 |
| 74 | 2030-02 | 4754.88 | 594.88 | 4160.00 | 212160.00 |
| 75 | 2030-03 | 4743.44 | 583.44 | 4160.00 | 208000.00 |
| 76 | 2030-04 | 4732.00 | 572.00 | 4160.00 | 203840.00 |
| 77 | 2030-05 | 4720.56 | 560.56 | 4160.00 | 199680.00 |
| 78 | 2030-06 | 4709.12 | 549.12 | 4160.00 | 195520.00 |
| 79 | 2030-07 | 4697.68 | 537.68 | 4160.00 | 191360.00 |
| 80 | 2030-08 | 4686.24 | 526.24 | 4160.00 | 187200.00 |
| 81 | 2030-09 | 4674.80 | 514.80 | 4160.00 | 183040.00 |
| 82 | 2030-10 | 4663.36 | 503.36 | 4160.00 | 178880.00 |
| 83 | 2030-11 | 4651.92 | 491.92 | 4160.00 | 174720.00 |
| 84 | 2030-12 | 4640.48 | 480.48 | 4160.00 | 170560.00 |
| 85 | 2031-01 | 4629.04 | 469.04 | 4160.00 | 166400.00 |
| 86 | 2031-02 | 4617.60 | 457.60 | 4160.00 | 162240.00 |
| 87 | 2031-03 | 4606.16 | 446.16 | 4160.00 | 158080.00 |
| 88 | 2031-04 | 4594.72 | 434.72 | 4160.00 | 153920.00 |
| 89 | 2031-05 | 4583.28 | 423.28 | 4160.00 | 149760.00 |
| 90 | 2031-06 | 4571.84 | 411.84 | 4160.00 | 145600.00 |
| 91 | 2031-07 | 4560.40 | 400.40 | 4160.00 | 141440.00 |
| 92 | 2031-08 | 4548.96 | 388.96 | 4160.00 | 137280.00 |
| 93 | 2031-09 | 4537.52 | 377.52 | 4160.00 | 133120.00 |
| 94 | 2031-10 | 4526.08 | 366.08 | 4160.00 | 128960.00 |
| 95 | 2031-11 | 4514.64 | 354.64 | 4160.00 | 124800.00 |
| 96 | 2031-12 | 4503.20 | 343.20 | 4160.00 | 120640.00 |
| 97 | 2032-01 | 4491.76 | 331.76 | 4160.00 | 116480.00 |
| 98 | 2032-02 | 4480.32 | 320.32 | 4160.00 | 112320.00 |
| 99 | 2032-03 | 4468.88 | 308.88 | 4160.00 | 108160.00 |
| 100 | 2032-04 | 4457.44 | 297.44 | 4160.00 | 104000.00 |
| 101 | 2032-05 | 4446.00 | 286.00 | 4160.00 | 99840.00 |
| 102 | 2032-06 | 4434.56 | 274.56 | 4160.00 | 95680.00 |
| 103 | 2032-07 | 4423.12 | 263.12 | 4160.00 | 91520.00 |
| 104 | 2032-08 | 4411.68 | 251.68 | 4160.00 | 87360.00 |
| 105 | 2032-09 | 4400.24 | 240.24 | 4160.00 | 83200.00 |
| 106 | 2032-10 | 4388.80 | 228.80 | 4160.00 | 79040.00 |
| 107 | 2032-11 | 4377.36 | 217.36 | 4160.00 | 74880.00 |
| 108 | 2032-12 | 4365.92 | 205.92 | 4160.00 | 70720.00 |
| 109 | 2033-01 | 4354.48 | 194.48 | 4160.00 | 66560.00 |
| 110 | 2033-02 | 4343.04 | 183.04 | 4160.00 | 62400.00 |
| 111 | 2033-03 | 4331.60 | 171.60 | 4160.00 | 58240.00 |
| 112 | 2033-04 | 4320.16 | 160.16 | 4160.00 | 54080.00 |
| 113 | 2033-05 | 4308.72 | 148.72 | 4160.00 | 49920.00 |
| 114 | 2033-06 | 4297.28 | 137.28 | 4160.00 | 45760.00 |
| 115 | 2033-07 | 4285.84 | 125.84 | 4160.00 | 41600.00 |
| 116 | 2033-08 | 4274.40 | 114.40 | 4160.00 | 37440.00 |
| 117 | 2033-09 | 4262.96 | 102.96 | 4160.00 | 33280.00 |
| 118 | 2033-10 | 4251.52 | 91.52 | 4160.00 | 29120.00 |
| 119 | 2033-11 | 4240.08 | 80.08 | 4160.00 | 24960.00 |
| 120 | 2033-12 | 4228.64 | 68.64 | 4160.00 | 20800.00 |
| 121 | 2034-01 | 4217.20 | 57.20 | 4160.00 | 16640.00 |
| 122 | 2034-02 | 4205.76 | 45.76 | 4160.00 | 12480.00 |
| 123 | 2034-03 | 4194.32 | 34.32 | 4160.00 | 8320.00 |
| 124 | 2034-04 | 4182.88 | 22.88 | 4160.00 | 4160.00 |
| 125 | 2034-05 | 4171.44 | 11.44 | 4160.00 | 0.00 |
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采用2025年08月06日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年08月06日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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