贷款378万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：378万
还款月数：10年
每月还款：36499.96元
利息总额：60万
本息合计：438万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 36499.96 | 9450.00 | 27049.96 | 3752950.04 |
| 2 | 2024-12 | 36499.96 | 9382.38 | 27117.59 | 3725832.45 |
| 3 | 2025-01 | 36499.96 | 9314.58 | 27185.38 | 3698647.07 |
| 4 | 2025-02 | 36499.96 | 9246.62 | 27253.34 | 3671393.73 |
| 5 | 2025-03 | 36499.96 | 9178.48 | 27321.48 | 3644072.25 |
| 6 | 2025-04 | 36499.96 | 9110.18 | 27389.78 | 3616682.47 |
| 7 | 2025-05 | 36499.96 | 9041.71 | 27458.26 | 3589224.21 |
| 8 | 2025-06 | 36499.96 | 8973.06 | 27526.90 | 3561697.31 |
| 9 | 2025-07 | 36499.96 | 8904.24 | 27595.72 | 3534101.60 |
| 10 | 2025-08 | 36499.96 | 8835.25 | 27664.71 | 3506436.89 |
| 11 | 2025-09 | 36499.96 | 8766.09 | 27733.87 | 3478703.02 |
| 12 | 2025-10 | 36499.96 | 8696.76 | 27803.20 | 3450899.81 |
| 13 | 2025-11 | 36499.96 | 8627.25 | 27872.71 | 3423027.10 |
| 14 | 2025-12 | 36499.96 | 8557.57 | 27942.39 | 3395084.71 |
| 15 | 2026-01 | 36499.96 | 8487.71 | 28012.25 | 3367072.46 |
| 16 | 2026-02 | 36499.96 | 8417.68 | 28082.28 | 3338990.18 |
| 17 | 2026-03 | 36499.96 | 8347.48 | 28152.49 | 3310837.69 |
| 18 | 2026-04 | 36499.96 | 8277.09 | 28222.87 | 3282614.83 |
| 19 | 2026-05 | 36499.96 | 8206.54 | 28293.42 | 3254321.40 |
| 20 | 2026-06 | 36499.96 | 8135.80 | 28364.16 | 3225957.24 |
| 21 | 2026-07 | 36499.96 | 8064.89 | 28435.07 | 3197522.17 |
| 22 | 2026-08 | 36499.96 | 7993.81 | 28506.16 | 3169016.02 |
| 23 | 2026-09 | 36499.96 | 7922.54 | 28577.42 | 3140438.60 |
| 24 | 2026-10 | 36499.96 | 7851.10 | 28648.87 | 3111789.73 |
| 25 | 2026-11 | 36499.96 | 7779.47 | 28720.49 | 3083069.25 |
| 26 | 2026-12 | 36499.96 | 7707.67 | 28792.29 | 3054276.96 |
| 27 | 2027-01 | 36499.96 | 7635.69 | 28864.27 | 3025412.69 |
| 28 | 2027-02 | 36499.96 | 7563.53 | 28936.43 | 2996476.26 |
| 29 | 2027-03 | 36499.96 | 7491.19 | 29008.77 | 2967467.49 |
| 30 | 2027-04 | 36499.96 | 7418.67 | 29081.29 | 2938386.19 |
| 31 | 2027-05 | 36499.96 | 7345.97 | 29154.00 | 2909232.20 |
| 32 | 2027-06 | 36499.96 | 7273.08 | 29226.88 | 2880005.32 |
| 33 | 2027-07 | 36499.96 | 7200.01 | 29299.95 | 2850705.37 |
| 34 | 2027-08 | 36499.96 | 7126.76 | 29373.20 | 2821332.17 |
| 35 | 2027-09 | 36499.96 | 7053.33 | 29446.63 | 2791885.54 |
| 36 | 2027-10 | 36499.96 | 6979.71 | 29520.25 | 2762365.29 |
| 37 | 2027-11 | 36499.96 | 6905.91 | 29594.05 | 2732771.24 |
| 38 | 2027-12 | 36499.96 | 6831.93 | 29668.03 | 2703103.21 |
| 39 | 2028-01 | 36499.96 | 6757.76 | 29742.20 | 2673361.01 |
| 40 | 2028-02 | 36499.96 | 6683.40 | 29816.56 | 2643544.45 |
| 41 | 2028-03 | 36499.96 | 6608.86 | 29891.10 | 2613653.35 |
| 42 | 2028-04 | 36499.96 | 6534.13 | 29965.83 | 2583687.52 |
| 43 | 2028-05 | 36499.96 | 6459.22 | 30040.74 | 2553646.78 |
| 44 | 2028-06 | 36499.96 | 6384.12 | 30115.84 | 2523530.93 |
| 45 | 2028-07 | 36499.96 | 6308.83 | 30191.13 | 2493339.80 |
| 46 | 2028-08 | 36499.96 | 6233.35 | 30266.61 | 2463073.19 |
| 47 | 2028-09 | 36499.96 | 6157.68 | 30342.28 | 2432730.91 |
| 48 | 2028-10 | 36499.96 | 6081.83 | 30418.13 | 2402312.77 |
| 49 | 2028-11 | 36499.96 | 6005.78 | 30494.18 | 2371818.59 |
| 50 | 2028-12 | 36499.96 | 5929.55 | 30570.42 | 2341248.18 |
| 51 | 2029-01 | 36499.96 | 5853.12 | 30646.84 | 2310601.34 |
| 52 | 2029-02 | 36499.96 | 5776.50 | 30723.46 | 2279877.88 |
| 53 | 2029-03 | 36499.96 | 5699.69 | 30800.27 | 2249077.61 |
| 54 | 2029-04 | 36499.96 | 5622.69 | 30877.27 | 2218200.35 |
| 55 | 2029-05 | 36499.96 | 5545.50 | 30954.46 | 2187245.88 |
| 56 | 2029-06 | 36499.96 | 5468.11 | 31031.85 | 2156214.04 |
| 57 | 2029-07 | 36499.96 | 5390.54 | 31109.43 | 2125104.61 |
| 58 | 2029-08 | 36499.96 | 5312.76 | 31187.20 | 2093917.41 |
| 59 | 2029-09 | 36499.96 | 5234.79 | 31265.17 | 2062652.24 |
| 60 | 2029-10 | 36499.96 | 5156.63 | 31343.33 | 2031308.91 |
| 61 | 2029-11 | 36499.96 | 5078.27 | 31421.69 | 1999887.22 |
| 62 | 2029-12 | 36499.96 | 4999.72 | 31500.24 | 1968386.98 |
| 63 | 2030-01 | 36499.96 | 4920.97 | 31578.99 | 1936807.99 |
| 64 | 2030-02 | 36499.96 | 4842.02 | 31657.94 | 1905150.04 |
| 65 | 2030-03 | 36499.96 | 4762.88 | 31737.09 | 1873412.96 |
| 66 | 2030-04 | 36499.96 | 4683.53 | 31816.43 | 1841596.53 |
| 67 | 2030-05 | 36499.96 | 4603.99 | 31895.97 | 1809700.56 |
| 68 | 2030-06 | 36499.96 | 4524.25 | 31975.71 | 1777724.85 |
| 69 | 2030-07 | 36499.96 | 4444.31 | 32055.65 | 1745669.20 |
| 70 | 2030-08 | 36499.96 | 4364.17 | 32135.79 | 1713533.41 |
| 71 | 2030-09 | 36499.96 | 4283.83 | 32216.13 | 1681317.28 |
| 72 | 2030-10 | 36499.96 | 4203.29 | 32296.67 | 1649020.61 |
| 73 | 2030-11 | 36499.96 | 4122.55 | 32377.41 | 1616643.20 |
| 74 | 2030-12 | 36499.96 | 4041.61 | 32458.35 | 1584184.85 |
| 75 | 2031-01 | 36499.96 | 3960.46 | 32539.50 | 1551645.35 |
| 76 | 2031-02 | 36499.96 | 3879.11 | 32620.85 | 1519024.50 |
| 77 | 2031-03 | 36499.96 | 3797.56 | 32702.40 | 1486322.10 |
| 78 | 2031-04 | 36499.96 | 3715.81 | 32784.16 | 1453537.95 |
| 79 | 2031-05 | 36499.96 | 3633.84 | 32866.12 | 1420671.83 |
| 80 | 2031-06 | 36499.96 | 3551.68 | 32948.28 | 1387723.55 |
| 81 | 2031-07 | 36499.96 | 3469.31 | 33030.65 | 1354692.90 |
| 82 | 2031-08 | 36499.96 | 3386.73 | 33113.23 | 1321579.67 |
| 83 | 2031-09 | 36499.96 | 3303.95 | 33196.01 | 1288383.65 |
| 84 | 2031-10 | 36499.96 | 3220.96 | 33279.00 | 1255104.65 |
| 85 | 2031-11 | 36499.96 | 3137.76 | 33362.20 | 1221742.45 |
| 86 | 2031-12 | 36499.96 | 3054.36 | 33445.61 | 1188296.85 |
| 87 | 2032-01 | 36499.96 | 2970.74 | 33529.22 | 1154767.63 |
| 88 | 2032-02 | 36499.96 | 2886.92 | 33613.04 | 1121154.59 |
| 89 | 2032-03 | 36499.96 | 2802.89 | 33697.08 | 1087457.51 |
| 90 | 2032-04 | 36499.96 | 2718.64 | 33781.32 | 1053676.19 |
| 91 | 2032-05 | 36499.96 | 2634.19 | 33865.77 | 1019810.42 |
| 92 | 2032-06 | 36499.96 | 2549.53 | 33950.44 | 985859.99 |
| 93 | 2032-07 | 36499.96 | 2464.65 | 34035.31 | 951824.67 |
| 94 | 2032-08 | 36499.96 | 2379.56 | 34120.40 | 917704.27 |
| 95 | 2032-09 | 36499.96 | 2294.26 | 34205.70 | 883498.57 |
| 96 | 2032-10 | 36499.96 | 2208.75 | 34291.22 | 849207.36 |
| 97 | 2032-11 | 36499.96 | 2123.02 | 34376.94 | 814830.42 |
| 98 | 2032-12 | 36499.96 | 2037.08 | 34462.89 | 780367.53 |
| 99 | 2033-01 | 36499.96 | 1950.92 | 34549.04 | 745818.49 |
| 100 | 2033-02 | 36499.96 | 1864.55 | 34635.42 | 711183.07 |
| 101 | 2033-03 | 36499.96 | 1777.96 | 34722.00 | 676461.07 |
| 102 | 2033-04 | 36499.96 | 1691.15 | 34808.81 | 641652.26 |
| 103 | 2033-05 | 36499.96 | 1604.13 | 34895.83 | 606756.43 |
| 104 | 2033-06 | 36499.96 | 1516.89 | 34983.07 | 571773.36 |
| 105 | 2033-07 | 36499.96 | 1429.43 | 35070.53 | 536702.83 |
| 106 | 2033-08 | 36499.96 | 1341.76 | 35158.20 | 501544.63 |
| 107 | 2033-09 | 36499.96 | 1253.86 | 35246.10 | 466298.53 |
| 108 | 2033-10 | 36499.96 | 1165.75 | 35334.22 | 430964.31 |
| 109 | 2033-11 | 36499.96 | 1077.41 | 35422.55 | 395541.76 |
| 110 | 2033-12 | 36499.96 | 988.85 | 35511.11 | 360030.65 |
| 111 | 2034-01 | 36499.96 | 900.08 | 35599.88 | 324430.77 |
| 112 | 2034-02 | 36499.96 | 811.08 | 35688.88 | 288741.88 |
| 113 | 2034-03 | 36499.96 | 721.85 | 35778.11 | 252963.78 |
| 114 | 2034-04 | 36499.96 | 632.41 | 35867.55 | 217096.22 |
| 115 | 2034-05 | 36499.96 | 542.74 | 35957.22 | 181139.00 |
| 116 | 2034-06 | 36499.96 | 452.85 | 36047.11 | 145091.89 |
| 117 | 2034-07 | 36499.96 | 362.73 | 36137.23 | 108954.66 |
| 118 | 2034-08 | 36499.96 | 272.39 | 36227.57 | 72727.08 |
| 119 | 2034-09 | 36499.96 | 181.82 | 36318.14 | 36408.94 |
| 120 | 2034-10 | 36499.96 | 91.02 | 36408.94 | 0.00 |
还款方式二：等额本金
贷款总额：378万
还款月数：10年
首月还款：40950元
每月递减：78.75元
利息总额：57.17万
本息合计：435.17万
节省利息：28270.38元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 40950.00 | 9450.00 | 31500.00 | 3748500.00 |
| 2 | 2024-12 | 40871.25 | 9371.25 | 31500.00 | 3717000.00 |
| 3 | 2025-01 | 40792.50 | 9292.50 | 31500.00 | 3685500.00 |
| 4 | 2025-02 | 40713.75 | 9213.75 | 31500.00 | 3654000.00 |
| 5 | 2025-03 | 40635.00 | 9135.00 | 31500.00 | 3622500.00 |
| 6 | 2025-04 | 40556.25 | 9056.25 | 31500.00 | 3591000.00 |
| 7 | 2025-05 | 40477.50 | 8977.50 | 31500.00 | 3559500.00 |
| 8 | 2025-06 | 40398.75 | 8898.75 | 31500.00 | 3528000.00 |
| 9 | 2025-07 | 40320.00 | 8820.00 | 31500.00 | 3496500.00 |
| 10 | 2025-08 | 40241.25 | 8741.25 | 31500.00 | 3465000.00 |
| 11 | 2025-09 | 40162.50 | 8662.50 | 31500.00 | 3433500.00 |
| 12 | 2025-10 | 40083.75 | 8583.75 | 31500.00 | 3402000.00 |
| 13 | 2025-11 | 40005.00 | 8505.00 | 31500.00 | 3370500.00 |
| 14 | 2025-12 | 39926.25 | 8426.25 | 31500.00 | 3339000.00 |
| 15 | 2026-01 | 39847.50 | 8347.50 | 31500.00 | 3307500.00 |
| 16 | 2026-02 | 39768.75 | 8268.75 | 31500.00 | 3276000.00 |
| 17 | 2026-03 | 39690.00 | 8190.00 | 31500.00 | 3244500.00 |
| 18 | 2026-04 | 39611.25 | 8111.25 | 31500.00 | 3213000.00 |
| 19 | 2026-05 | 39532.50 | 8032.50 | 31500.00 | 3181500.00 |
| 20 | 2026-06 | 39453.75 | 7953.75 | 31500.00 | 3150000.00 |
| 21 | 2026-07 | 39375.00 | 7875.00 | 31500.00 | 3118500.00 |
| 22 | 2026-08 | 39296.25 | 7796.25 | 31500.00 | 3087000.00 |
| 23 | 2026-09 | 39217.50 | 7717.50 | 31500.00 | 3055500.00 |
| 24 | 2026-10 | 39138.75 | 7638.75 | 31500.00 | 3024000.00 |
| 25 | 2026-11 | 39060.00 | 7560.00 | 31500.00 | 2992500.00 |
| 26 | 2026-12 | 38981.25 | 7481.25 | 31500.00 | 2961000.00 |
| 27 | 2027-01 | 38902.50 | 7402.50 | 31500.00 | 2929500.00 |
| 28 | 2027-02 | 38823.75 | 7323.75 | 31500.00 | 2898000.00 |
| 29 | 2027-03 | 38745.00 | 7245.00 | 31500.00 | 2866500.00 |
| 30 | 2027-04 | 38666.25 | 7166.25 | 31500.00 | 2835000.00 |
| 31 | 2027-05 | 38587.50 | 7087.50 | 31500.00 | 2803500.00 |
| 32 | 2027-06 | 38508.75 | 7008.75 | 31500.00 | 2772000.00 |
| 33 | 2027-07 | 38430.00 | 6930.00 | 31500.00 | 2740500.00 |
| 34 | 2027-08 | 38351.25 | 6851.25 | 31500.00 | 2709000.00 |
| 35 | 2027-09 | 38272.50 | 6772.50 | 31500.00 | 2677500.00 |
| 36 | 2027-10 | 38193.75 | 6693.75 | 31500.00 | 2646000.00 |
| 37 | 2027-11 | 38115.00 | 6615.00 | 31500.00 | 2614500.00 |
| 38 | 2027-12 | 38036.25 | 6536.25 | 31500.00 | 2583000.00 |
| 39 | 2028-01 | 37957.50 | 6457.50 | 31500.00 | 2551500.00 |
| 40 | 2028-02 | 37878.75 | 6378.75 | 31500.00 | 2520000.00 |
| 41 | 2028-03 | 37800.00 | 6300.00 | 31500.00 | 2488500.00 |
| 42 | 2028-04 | 37721.25 | 6221.25 | 31500.00 | 2457000.00 |
| 43 | 2028-05 | 37642.50 | 6142.50 | 31500.00 | 2425500.00 |
| 44 | 2028-06 | 37563.75 | 6063.75 | 31500.00 | 2394000.00 |
| 45 | 2028-07 | 37485.00 | 5985.00 | 31500.00 | 2362500.00 |
| 46 | 2028-08 | 37406.25 | 5906.25 | 31500.00 | 2331000.00 |
| 47 | 2028-09 | 37327.50 | 5827.50 | 31500.00 | 2299500.00 |
| 48 | 2028-10 | 37248.75 | 5748.75 | 31500.00 | 2268000.00 |
| 49 | 2028-11 | 37170.00 | 5670.00 | 31500.00 | 2236500.00 |
| 50 | 2028-12 | 37091.25 | 5591.25 | 31500.00 | 2205000.00 |
| 51 | 2029-01 | 37012.50 | 5512.50 | 31500.00 | 2173500.00 |
| 52 | 2029-02 | 36933.75 | 5433.75 | 31500.00 | 2142000.00 |
| 53 | 2029-03 | 36855.00 | 5355.00 | 31500.00 | 2110500.00 |
| 54 | 2029-04 | 36776.25 | 5276.25 | 31500.00 | 2079000.00 |
| 55 | 2029-05 | 36697.50 | 5197.50 | 31500.00 | 2047500.00 |
| 56 | 2029-06 | 36618.75 | 5118.75 | 31500.00 | 2016000.00 |
| 57 | 2029-07 | 36540.00 | 5040.00 | 31500.00 | 1984500.00 |
| 58 | 2029-08 | 36461.25 | 4961.25 | 31500.00 | 1953000.00 |
| 59 | 2029-09 | 36382.50 | 4882.50 | 31500.00 | 1921500.00 |
| 60 | 2029-10 | 36303.75 | 4803.75 | 31500.00 | 1890000.00 |
| 61 | 2029-11 | 36225.00 | 4725.00 | 31500.00 | 1858500.00 |
| 62 | 2029-12 | 36146.25 | 4646.25 | 31500.00 | 1827000.00 |
| 63 | 2030-01 | 36067.50 | 4567.50 | 31500.00 | 1795500.00 |
| 64 | 2030-02 | 35988.75 | 4488.75 | 31500.00 | 1764000.00 |
| 65 | 2030-03 | 35910.00 | 4410.00 | 31500.00 | 1732500.00 |
| 66 | 2030-04 | 35831.25 | 4331.25 | 31500.00 | 1701000.00 |
| 67 | 2030-05 | 35752.50 | 4252.50 | 31500.00 | 1669500.00 |
| 68 | 2030-06 | 35673.75 | 4173.75 | 31500.00 | 1638000.00 |
| 69 | 2030-07 | 35595.00 | 4095.00 | 31500.00 | 1606500.00 |
| 70 | 2030-08 | 35516.25 | 4016.25 | 31500.00 | 1575000.00 |
| 71 | 2030-09 | 35437.50 | 3937.50 | 31500.00 | 1543500.00 |
| 72 | 2030-10 | 35358.75 | 3858.75 | 31500.00 | 1512000.00 |
| 73 | 2030-11 | 35280.00 | 3780.00 | 31500.00 | 1480500.00 |
| 74 | 2030-12 | 35201.25 | 3701.25 | 31500.00 | 1449000.00 |
| 75 | 2031-01 | 35122.50 | 3622.50 | 31500.00 | 1417500.00 |
| 76 | 2031-02 | 35043.75 | 3543.75 | 31500.00 | 1386000.00 |
| 77 | 2031-03 | 34965.00 | 3465.00 | 31500.00 | 1354500.00 |
| 78 | 2031-04 | 34886.25 | 3386.25 | 31500.00 | 1323000.00 |
| 79 | 2031-05 | 34807.50 | 3307.50 | 31500.00 | 1291500.00 |
| 80 | 2031-06 | 34728.75 | 3228.75 | 31500.00 | 1260000.00 |
| 81 | 2031-07 | 34650.00 | 3150.00 | 31500.00 | 1228500.00 |
| 82 | 2031-08 | 34571.25 | 3071.25 | 31500.00 | 1197000.00 |
| 83 | 2031-09 | 34492.50 | 2992.50 | 31500.00 | 1165500.00 |
| 84 | 2031-10 | 34413.75 | 2913.75 | 31500.00 | 1134000.00 |
| 85 | 2031-11 | 34335.00 | 2835.00 | 31500.00 | 1102500.00 |
| 86 | 2031-12 | 34256.25 | 2756.25 | 31500.00 | 1071000.00 |
| 87 | 2032-01 | 34177.50 | 2677.50 | 31500.00 | 1039500.00 |
| 88 | 2032-02 | 34098.75 | 2598.75 | 31500.00 | 1008000.00 |
| 89 | 2032-03 | 34020.00 | 2520.00 | 31500.00 | 976500.00 |
| 90 | 2032-04 | 33941.25 | 2441.25 | 31500.00 | 945000.00 |
| 91 | 2032-05 | 33862.50 | 2362.50 | 31500.00 | 913500.00 |
| 92 | 2032-06 | 33783.75 | 2283.75 | 31500.00 | 882000.00 |
| 93 | 2032-07 | 33705.00 | 2205.00 | 31500.00 | 850500.00 |
| 94 | 2032-08 | 33626.25 | 2126.25 | 31500.00 | 819000.00 |
| 95 | 2032-09 | 33547.50 | 2047.50 | 31500.00 | 787500.00 |
| 96 | 2032-10 | 33468.75 | 1968.75 | 31500.00 | 756000.00 |
| 97 | 2032-11 | 33390.00 | 1890.00 | 31500.00 | 724500.00 |
| 98 | 2032-12 | 33311.25 | 1811.25 | 31500.00 | 693000.00 |
| 99 | 2033-01 | 33232.50 | 1732.50 | 31500.00 | 661500.00 |
| 100 | 2033-02 | 33153.75 | 1653.75 | 31500.00 | 630000.00 |
| 101 | 2033-03 | 33075.00 | 1575.00 | 31500.00 | 598500.00 |
| 102 | 2033-04 | 32996.25 | 1496.25 | 31500.00 | 567000.00 |
| 103 | 2033-05 | 32917.50 | 1417.50 | 31500.00 | 535500.00 |
| 104 | 2033-06 | 32838.75 | 1338.75 | 31500.00 | 504000.00 |
| 105 | 2033-07 | 32760.00 | 1260.00 | 31500.00 | 472500.00 |
| 106 | 2033-08 | 32681.25 | 1181.25 | 31500.00 | 441000.00 |
| 107 | 2033-09 | 32602.50 | 1102.50 | 31500.00 | 409500.00 |
| 108 | 2033-10 | 32523.75 | 1023.75 | 31500.00 | 378000.00 |
| 109 | 2033-11 | 32445.00 | 945.00 | 31500.00 | 346500.00 |
| 110 | 2033-12 | 32366.25 | 866.25 | 31500.00 | 315000.00 |
| 111 | 2034-01 | 32287.50 | 787.50 | 31500.00 | 283500.00 |
| 112 | 2034-02 | 32208.75 | 708.75 | 31500.00 | 252000.00 |
| 113 | 2034-03 | 32130.00 | 630.00 | 31500.00 | 220500.00 |
| 114 | 2034-04 | 32051.25 | 551.25 | 31500.00 | 189000.00 |
| 115 | 2034-05 | 31972.50 | 472.50 | 31500.00 | 157500.00 |
| 116 | 2034-06 | 31893.75 | 393.75 | 31500.00 | 126000.00 |
| 117 | 2034-07 | 31815.00 | 315.00 | 31500.00 | 94500.00 |
| 118 | 2034-08 | 31736.25 | 236.25 | 31500.00 | 63000.00 |
| 119 | 2034-09 | 31657.50 | 157.50 | 31500.00 | 31500.00 |
| 120 | 2034-10 | 31578.75 | 78.75 | 31500.00 | 0.00 |
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采用2025年08月07日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年08月07日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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