贷款28.15万（商业贷款）的房贷，还款10年3个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：28.15万
还款月数：10年3个月
每月还款：2780.56元
利息总额：6.05万
本息合计：34.2万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 2780.56 | 915.02 | 1865.54 | 279679.09 |
| 2 | 2024-12 | 2780.56 | 908.96 | 1871.60 | 277807.49 |
| 3 | 2025-01 | 2780.56 | 902.87 | 1877.69 | 275929.80 |
| 4 | 2025-02 | 2780.56 | 896.77 | 1883.79 | 274046.01 |
| 5 | 2025-03 | 2780.56 | 890.65 | 1889.91 | 272156.10 |
| 6 | 2025-04 | 2780.56 | 884.51 | 1896.05 | 270260.05 |
| 7 | 2025-05 | 2780.56 | 878.35 | 1902.21 | 268357.84 |
| 8 | 2025-06 | 2780.56 | 872.16 | 1908.40 | 266449.44 |
| 9 | 2025-07 | 2780.56 | 865.96 | 1914.60 | 264534.84 |
| 10 | 2025-08 | 2780.56 | 859.74 | 1920.82 | 262614.02 |
| 11 | 2025-09 | 2780.56 | 853.50 | 1927.06 | 260686.95 |
| 12 | 2025-10 | 2780.56 | 847.23 | 1933.33 | 258753.62 |
| 13 | 2025-11 | 2780.56 | 840.95 | 1939.61 | 256814.01 |
| 14 | 2025-12 | 2780.56 | 834.65 | 1945.91 | 254868.10 |
| 15 | 2026-01 | 2780.56 | 828.32 | 1952.24 | 252915.86 |
| 16 | 2026-02 | 2780.56 | 821.98 | 1958.58 | 250957.28 |
| 17 | 2026-03 | 2780.56 | 815.61 | 1964.95 | 248992.33 |
| 18 | 2026-04 | 2780.56 | 809.23 | 1971.33 | 247020.99 |
| 19 | 2026-05 | 2780.56 | 802.82 | 1977.74 | 245043.25 |
| 20 | 2026-06 | 2780.56 | 796.39 | 1984.17 | 243059.08 |
| 21 | 2026-07 | 2780.56 | 789.94 | 1990.62 | 241068.46 |
| 22 | 2026-08 | 2780.56 | 783.47 | 1997.09 | 239071.38 |
| 23 | 2026-09 | 2780.56 | 776.98 | 2003.58 | 237067.80 |
| 24 | 2026-10 | 2780.56 | 770.47 | 2010.09 | 235057.71 |
| 25 | 2026-11 | 2780.56 | 763.94 | 2016.62 | 233041.09 |
| 26 | 2026-12 | 2780.56 | 757.38 | 2023.18 | 231017.91 |
| 27 | 2027-01 | 2780.56 | 750.81 | 2029.75 | 228988.16 |
| 28 | 2027-02 | 2780.56 | 744.21 | 2036.35 | 226951.81 |
| 29 | 2027-03 | 2780.56 | 737.59 | 2042.97 | 224908.84 |
| 30 | 2027-04 | 2780.56 | 730.95 | 2049.61 | 222859.24 |
| 31 | 2027-05 | 2780.56 | 724.29 | 2056.27 | 220802.97 |
| 32 | 2027-06 | 2780.56 | 717.61 | 2062.95 | 218740.02 |
| 33 | 2027-07 | 2780.56 | 710.91 | 2069.65 | 216670.36 |
| 34 | 2027-08 | 2780.56 | 704.18 | 2076.38 | 214593.98 |
| 35 | 2027-09 | 2780.56 | 697.43 | 2083.13 | 212510.85 |
| 36 | 2027-10 | 2780.56 | 690.66 | 2089.90 | 210420.95 |
| 37 | 2027-11 | 2780.56 | 683.87 | 2096.69 | 208324.26 |
| 38 | 2027-12 | 2780.56 | 677.05 | 2103.51 | 206220.76 |
| 39 | 2028-01 | 2780.56 | 670.22 | 2110.34 | 204110.41 |
| 40 | 2028-02 | 2780.56 | 663.36 | 2117.20 | 201993.21 |
| 41 | 2028-03 | 2780.56 | 656.48 | 2124.08 | 199869.13 |
| 42 | 2028-04 | 2780.56 | 649.57 | 2130.99 | 197738.14 |
| 43 | 2028-05 | 2780.56 | 642.65 | 2137.91 | 195600.23 |
| 44 | 2028-06 | 2780.56 | 635.70 | 2144.86 | 193455.37 |
| 45 | 2028-07 | 2780.56 | 628.73 | 2151.83 | 191303.54 |
| 46 | 2028-08 | 2780.56 | 621.74 | 2158.82 | 189144.72 |
| 47 | 2028-09 | 2780.56 | 614.72 | 2165.84 | 186978.88 |
| 48 | 2028-10 | 2780.56 | 607.68 | 2172.88 | 184806.00 |
| 49 | 2028-11 | 2780.56 | 600.62 | 2179.94 | 182626.06 |
| 50 | 2028-12 | 2780.56 | 593.53 | 2187.03 | 180439.04 |
| 51 | 2029-01 | 2780.56 | 586.43 | 2194.13 | 178244.90 |
| 52 | 2029-02 | 2780.56 | 579.30 | 2201.26 | 176043.64 |
| 53 | 2029-03 | 2780.56 | 572.14 | 2208.42 | 173835.22 |
| 54 | 2029-04 | 2780.56 | 564.96 | 2215.60 | 171619.62 |
| 55 | 2029-05 | 2780.56 | 557.76 | 2222.80 | 169396.83 |
| 56 | 2029-06 | 2780.56 | 550.54 | 2230.02 | 167166.81 |
| 57 | 2029-07 | 2780.56 | 543.29 | 2237.27 | 164929.54 |
| 58 | 2029-08 | 2780.56 | 536.02 | 2244.54 | 162685.00 |
| 59 | 2029-09 | 2780.56 | 528.73 | 2251.83 | 160433.17 |
| 60 | 2029-10 | 2780.56 | 521.41 | 2259.15 | 158174.02 |
| 61 | 2029-11 | 2780.56 | 514.07 | 2266.49 | 155907.52 |
| 62 | 2029-12 | 2780.56 | 506.70 | 2273.86 | 153633.66 |
| 63 | 2030-01 | 2780.56 | 499.31 | 2281.25 | 151352.41 |
| 64 | 2030-02 | 2780.56 | 491.90 | 2288.66 | 149063.74 |
| 65 | 2030-03 | 2780.56 | 484.46 | 2296.10 | 146767.64 |
| 66 | 2030-04 | 2780.56 | 476.99 | 2303.57 | 144464.08 |
| 67 | 2030-05 | 2780.56 | 469.51 | 2311.05 | 142153.02 |
| 68 | 2030-06 | 2780.56 | 462.00 | 2318.56 | 139834.46 |
| 69 | 2030-07 | 2780.56 | 454.46 | 2326.10 | 137508.36 |
| 70 | 2030-08 | 2780.56 | 446.90 | 2333.66 | 135174.71 |
| 71 | 2030-09 | 2780.56 | 439.32 | 2341.24 | 132833.46 |
| 72 | 2030-10 | 2780.56 | 431.71 | 2348.85 | 130484.61 |
| 73 | 2030-11 | 2780.56 | 424.07 | 2356.49 | 128128.13 |
| 74 | 2030-12 | 2780.56 | 416.42 | 2364.14 | 125763.98 |
| 75 | 2031-01 | 2780.56 | 408.73 | 2371.83 | 123392.16 |
| 76 | 2031-02 | 2780.56 | 401.02 | 2379.54 | 121012.62 |
| 77 | 2031-03 | 2780.56 | 393.29 | 2387.27 | 118625.35 |
| 78 | 2031-04 | 2780.56 | 385.53 | 2395.03 | 116230.32 |
| 79 | 2031-05 | 2780.56 | 377.75 | 2402.81 | 113827.51 |
| 80 | 2031-06 | 2780.56 | 369.94 | 2410.62 | 111416.89 |
| 81 | 2031-07 | 2780.56 | 362.10 | 2418.46 | 108998.44 |
| 82 | 2031-08 | 2780.56 | 354.24 | 2426.32 | 106572.12 |
| 83 | 2031-09 | 2780.56 | 346.36 | 2434.20 | 104137.92 |
| 84 | 2031-10 | 2780.56 | 338.45 | 2442.11 | 101695.81 |
| 85 | 2031-11 | 2780.56 | 330.51 | 2450.05 | 99245.76 |
| 86 | 2031-12 | 2780.56 | 322.55 | 2458.01 | 96787.75 |
| 87 | 2032-01 | 2780.56 | 314.56 | 2466.00 | 94321.75 |
| 88 | 2032-02 | 2780.56 | 306.55 | 2474.01 | 91847.74 |
| 89 | 2032-03 | 2780.56 | 298.51 | 2482.05 | 89365.68 |
| 90 | 2032-04 | 2780.56 | 290.44 | 2490.12 | 86875.56 |
| 91 | 2032-05 | 2780.56 | 282.35 | 2498.21 | 84377.34 |
| 92 | 2032-06 | 2780.56 | 274.23 | 2506.33 | 81871.01 |
| 93 | 2032-07 | 2780.56 | 266.08 | 2514.48 | 79356.53 |
| 94 | 2032-08 | 2780.56 | 257.91 | 2522.65 | 76833.88 |
| 95 | 2032-09 | 2780.56 | 249.71 | 2530.85 | 74303.03 |
| 96 | 2032-10 | 2780.56 | 241.48 | 2539.08 | 71763.96 |
| 97 | 2032-11 | 2780.56 | 233.23 | 2547.33 | 69216.63 |
| 98 | 2032-12 | 2780.56 | 224.95 | 2555.61 | 66661.02 |
| 99 | 2033-01 | 2780.56 | 216.65 | 2563.91 | 64097.11 |
| 100 | 2033-02 | 2780.56 | 208.32 | 2572.24 | 61524.87 |
| 101 | 2033-03 | 2780.56 | 199.96 | 2580.60 | 58944.26 |
| 102 | 2033-04 | 2780.56 | 191.57 | 2588.99 | 56355.27 |
| 103 | 2033-05 | 2780.56 | 183.15 | 2597.41 | 53757.87 |
| 104 | 2033-06 | 2780.56 | 174.71 | 2605.85 | 51152.02 |
| 105 | 2033-07 | 2780.56 | 166.24 | 2614.32 | 48537.70 |
| 106 | 2033-08 | 2780.56 | 157.75 | 2622.81 | 45914.89 |
| 107 | 2033-09 | 2780.56 | 149.22 | 2631.34 | 43283.55 |
| 108 | 2033-10 | 2780.56 | 140.67 | 2639.89 | 40643.66 |
| 109 | 2033-11 | 2780.56 | 132.09 | 2648.47 | 37995.20 |
| 110 | 2033-12 | 2780.56 | 123.48 | 2657.08 | 35338.12 |
| 111 | 2034-01 | 2780.56 | 114.85 | 2665.71 | 32672.41 |
| 112 | 2034-02 | 2780.56 | 106.19 | 2674.37 | 29998.04 |
| 113 | 2034-03 | 2780.56 | 97.49 | 2683.07 | 27314.97 |
| 114 | 2034-04 | 2780.56 | 88.77 | 2691.79 | 24623.18 |
| 115 | 2034-05 | 2780.56 | 80.03 | 2700.53 | 21922.65 |
| 116 | 2034-06 | 2780.56 | 71.25 | 2709.31 | 19213.34 |
| 117 | 2034-07 | 2780.56 | 62.44 | 2718.12 | 16495.22 |
| 118 | 2034-08 | 2780.56 | 53.61 | 2726.95 | 13768.27 |
| 119 | 2034-09 | 2780.56 | 44.75 | 2735.81 | 11032.46 |
| 120 | 2034-10 | 2780.56 | 35.86 | 2744.70 | 8287.75 |
| 121 | 2034-11 | 2780.56 | 26.94 | 2753.62 | 5534.13 |
| 122 | 2034-12 | 2780.56 | 17.99 | 2762.57 | 2771.55 |
| 123 | 2035-01 | 2780.56 | 9.01 | 2771.55 | 0.00 |
还款方式二：等额本金
贷款总额：28.15万
还款月数：10年3个月
首月还款：3204元
每月递减：7.44元
利息总额：5.67万
本息合计：33.83万
节省利息：3733.01元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 3204.00 | 915.02 | 2288.98 | 279255.65 |
| 2 | 2024-12 | 3196.56 | 907.58 | 2288.98 | 276966.67 |
| 3 | 2025-01 | 3189.12 | 900.14 | 2288.98 | 274677.69 |
| 4 | 2025-02 | 3181.68 | 892.70 | 2288.98 | 272388.71 |
| 5 | 2025-03 | 3174.24 | 885.26 | 2288.98 | 270099.73 |
| 6 | 2025-04 | 3166.80 | 877.82 | 2288.98 | 267810.75 |
| 7 | 2025-05 | 3159.37 | 870.38 | 2288.98 | 265521.76 |
| 8 | 2025-06 | 3151.93 | 862.95 | 2288.98 | 263232.78 |
| 9 | 2025-07 | 3144.49 | 855.51 | 2288.98 | 260943.80 |
| 10 | 2025-08 | 3137.05 | 848.07 | 2288.98 | 258654.82 |
| 11 | 2025-09 | 3129.61 | 840.63 | 2288.98 | 256365.84 |
| 12 | 2025-10 | 3122.17 | 833.19 | 2288.98 | 254076.86 |
| 13 | 2025-11 | 3114.73 | 825.75 | 2288.98 | 251787.88 |
| 14 | 2025-12 | 3107.29 | 818.31 | 2288.98 | 249498.90 |
| 15 | 2026-01 | 3099.85 | 810.87 | 2288.98 | 247209.92 |
| 16 | 2026-02 | 3092.41 | 803.43 | 2288.98 | 244920.94 |
| 17 | 2026-03 | 3084.97 | 795.99 | 2288.98 | 242631.96 |
| 18 | 2026-04 | 3077.53 | 788.55 | 2288.98 | 240342.98 |
| 19 | 2026-05 | 3070.10 | 781.11 | 2288.98 | 238054.00 |
| 20 | 2026-06 | 3062.66 | 773.68 | 2288.98 | 235765.02 |
| 21 | 2026-07 | 3055.22 | 766.24 | 2288.98 | 233476.03 |
| 22 | 2026-08 | 3047.78 | 758.80 | 2288.98 | 231187.05 |
| 23 | 2026-09 | 3040.34 | 751.36 | 2288.98 | 228898.07 |
| 24 | 2026-10 | 3032.90 | 743.92 | 2288.98 | 226609.09 |
| 25 | 2026-11 | 3025.46 | 736.48 | 2288.98 | 224320.11 |
| 26 | 2026-12 | 3018.02 | 729.04 | 2288.98 | 222031.13 |
| 27 | 2027-01 | 3010.58 | 721.60 | 2288.98 | 219742.15 |
| 28 | 2027-02 | 3003.14 | 714.16 | 2288.98 | 217453.17 |
| 29 | 2027-03 | 2995.70 | 706.72 | 2288.98 | 215164.19 |
| 30 | 2027-04 | 2988.26 | 699.28 | 2288.98 | 212875.21 |
| 31 | 2027-05 | 2980.83 | 691.84 | 2288.98 | 210586.23 |
| 32 | 2027-06 | 2973.39 | 684.41 | 2288.98 | 208297.25 |
| 33 | 2027-07 | 2965.95 | 676.97 | 2288.98 | 206008.27 |
| 34 | 2027-08 | 2958.51 | 669.53 | 2288.98 | 203719.29 |
| 35 | 2027-09 | 2951.07 | 662.09 | 2288.98 | 201430.30 |
| 36 | 2027-10 | 2943.63 | 654.65 | 2288.98 | 199141.32 |
| 37 | 2027-11 | 2936.19 | 647.21 | 2288.98 | 196852.34 |
| 38 | 2027-12 | 2928.75 | 639.77 | 2288.98 | 194563.36 |
| 39 | 2028-01 | 2921.31 | 632.33 | 2288.98 | 192274.38 |
| 40 | 2028-02 | 2913.87 | 624.89 | 2288.98 | 189985.40 |
| 41 | 2028-03 | 2906.43 | 617.45 | 2288.98 | 187696.42 |
| 42 | 2028-04 | 2898.99 | 610.01 | 2288.98 | 185407.44 |
| 43 | 2028-05 | 2891.55 | 602.57 | 2288.98 | 183118.46 |
| 44 | 2028-06 | 2884.12 | 595.13 | 2288.98 | 180829.48 |
| 45 | 2028-07 | 2876.68 | 587.70 | 2288.98 | 178540.50 |
| 46 | 2028-08 | 2869.24 | 580.26 | 2288.98 | 176251.52 |
| 47 | 2028-09 | 2861.80 | 572.82 | 2288.98 | 173962.54 |
| 48 | 2028-10 | 2854.36 | 565.38 | 2288.98 | 171673.55 |
| 49 | 2028-11 | 2846.92 | 557.94 | 2288.98 | 169384.57 |
| 50 | 2028-12 | 2839.48 | 550.50 | 2288.98 | 167095.59 |
| 51 | 2029-01 | 2832.04 | 543.06 | 2288.98 | 164806.61 |
| 52 | 2029-02 | 2824.60 | 535.62 | 2288.98 | 162517.63 |
| 53 | 2029-03 | 2817.16 | 528.18 | 2288.98 | 160228.65 |
| 54 | 2029-04 | 2809.72 | 520.74 | 2288.98 | 157939.67 |
| 55 | 2029-05 | 2802.28 | 513.30 | 2288.98 | 155650.69 |
| 56 | 2029-06 | 2794.85 | 505.86 | 2288.98 | 153361.71 |
| 57 | 2029-07 | 2787.41 | 498.43 | 2288.98 | 151072.73 |
| 58 | 2029-08 | 2779.97 | 490.99 | 2288.98 | 148783.75 |
| 59 | 2029-09 | 2772.53 | 483.55 | 2288.98 | 146494.77 |
| 60 | 2029-10 | 2765.09 | 476.11 | 2288.98 | 144205.79 |
| 61 | 2029-11 | 2757.65 | 468.67 | 2288.98 | 141916.81 |
| 62 | 2029-12 | 2750.21 | 461.23 | 2288.98 | 139627.82 |
| 63 | 2030-01 | 2742.77 | 453.79 | 2288.98 | 137338.84 |
| 64 | 2030-02 | 2735.33 | 446.35 | 2288.98 | 135049.86 |
| 65 | 2030-03 | 2727.89 | 438.91 | 2288.98 | 132760.88 |
| 66 | 2030-04 | 2720.45 | 431.47 | 2288.98 | 130471.90 |
| 67 | 2030-05 | 2713.01 | 424.03 | 2288.98 | 128182.92 |
| 68 | 2030-06 | 2705.58 | 416.59 | 2288.98 | 125893.94 |
| 69 | 2030-07 | 2698.14 | 409.16 | 2288.98 | 123604.96 |
| 70 | 2030-08 | 2690.70 | 401.72 | 2288.98 | 121315.98 |
| 71 | 2030-09 | 2683.26 | 394.28 | 2288.98 | 119027.00 |
| 72 | 2030-10 | 2675.82 | 386.84 | 2288.98 | 116738.02 |
| 73 | 2030-11 | 2668.38 | 379.40 | 2288.98 | 114449.04 |
| 74 | 2030-12 | 2660.94 | 371.96 | 2288.98 | 112160.06 |
| 75 | 2031-01 | 2653.50 | 364.52 | 2288.98 | 109871.08 |
| 76 | 2031-02 | 2646.06 | 357.08 | 2288.98 | 107582.09 |
| 77 | 2031-03 | 2638.62 | 349.64 | 2288.98 | 105293.11 |
| 78 | 2031-04 | 2631.18 | 342.20 | 2288.98 | 103004.13 |
| 79 | 2031-05 | 2623.74 | 334.76 | 2288.98 | 100715.15 |
| 80 | 2031-06 | 2616.30 | 327.32 | 2288.98 | 98426.17 |
| 81 | 2031-07 | 2608.87 | 319.89 | 2288.98 | 96137.19 |
| 82 | 2031-08 | 2601.43 | 312.45 | 2288.98 | 93848.21 |
| 83 | 2031-09 | 2593.99 | 305.01 | 2288.98 | 91559.23 |
| 84 | 2031-10 | 2586.55 | 297.57 | 2288.98 | 89270.25 |
| 85 | 2031-11 | 2579.11 | 290.13 | 2288.98 | 86981.27 |
| 86 | 2031-12 | 2571.67 | 282.69 | 2288.98 | 84692.29 |
| 87 | 2032-01 | 2564.23 | 275.25 | 2288.98 | 82403.31 |
| 88 | 2032-02 | 2556.79 | 267.81 | 2288.98 | 80114.33 |
| 89 | 2032-03 | 2549.35 | 260.37 | 2288.98 | 77825.34 |
| 90 | 2032-04 | 2541.91 | 252.93 | 2288.98 | 75536.36 |
| 91 | 2032-05 | 2534.47 | 245.49 | 2288.98 | 73247.38 |
| 92 | 2032-06 | 2527.03 | 238.05 | 2288.98 | 70958.40 |
| 93 | 2032-07 | 2519.60 | 230.61 | 2288.98 | 68669.42 |
| 94 | 2032-08 | 2512.16 | 223.18 | 2288.98 | 66380.44 |
| 95 | 2032-09 | 2504.72 | 215.74 | 2288.98 | 64091.46 |
| 96 | 2032-10 | 2497.28 | 208.30 | 2288.98 | 61802.48 |
| 97 | 2032-11 | 2489.84 | 200.86 | 2288.98 | 59513.50 |
| 98 | 2032-12 | 2482.40 | 193.42 | 2288.98 | 57224.52 |
| 99 | 2033-01 | 2474.96 | 185.98 | 2288.98 | 54935.54 |
| 100 | 2033-02 | 2467.52 | 178.54 | 2288.98 | 52646.56 |
| 101 | 2033-03 | 2460.08 | 171.10 | 2288.98 | 50357.58 |
| 102 | 2033-04 | 2452.64 | 163.66 | 2288.98 | 48068.60 |
| 103 | 2033-05 | 2445.20 | 156.22 | 2288.98 | 45779.61 |
| 104 | 2033-06 | 2437.76 | 148.78 | 2288.98 | 43490.63 |
| 105 | 2033-07 | 2430.33 | 141.34 | 2288.98 | 41201.65 |
| 106 | 2033-08 | 2422.89 | 133.91 | 2288.98 | 38912.67 |
| 107 | 2033-09 | 2415.45 | 126.47 | 2288.98 | 36623.69 |
| 108 | 2033-10 | 2408.01 | 119.03 | 2288.98 | 34334.71 |
| 109 | 2033-11 | 2400.57 | 111.59 | 2288.98 | 32045.73 |
| 110 | 2033-12 | 2393.13 | 104.15 | 2288.98 | 29756.75 |
| 111 | 2034-01 | 2385.69 | 96.71 | 2288.98 | 27467.77 |
| 112 | 2034-02 | 2378.25 | 89.27 | 2288.98 | 25178.79 |
| 113 | 2034-03 | 2370.81 | 81.83 | 2288.98 | 22889.81 |
| 114 | 2034-04 | 2363.37 | 74.39 | 2288.98 | 20600.83 |
| 115 | 2034-05 | 2355.93 | 66.95 | 2288.98 | 18311.85 |
| 116 | 2034-06 | 2348.49 | 59.51 | 2288.98 | 16022.87 |
| 117 | 2034-07 | 2341.06 | 52.07 | 2288.98 | 13733.88 |
| 118 | 2034-08 | 2333.62 | 44.64 | 2288.98 | 11444.90 |
| 119 | 2034-09 | 2326.18 | 37.20 | 2288.98 | 9155.92 |
| 120 | 2034-10 | 2318.74 | 29.76 | 2288.98 | 6866.94 |
| 121 | 2034-11 | 2311.30 | 22.32 | 2288.98 | 4577.96 |
| 122 | 2034-12 | 2303.86 | 14.88 | 2288.98 | 2288.98 |
| 123 | 2035-01 | 2296.42 | 7.44 | 2288.98 | 0.00 |
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采用2025年08月15日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年08月15日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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