贷款46.73万（商业贷款）的房贷，还款10年6个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：46.73万
还款月数：10年6个月
每月还款：4392.9元
利息总额：8.63万
本息合计：55.35万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 4392.90 | 1284.94 | 3107.95 | 464144.05 |
| 2 | 2024-12 | 4392.90 | 1276.40 | 3116.50 | 461027.55 |
| 3 | 2025-01 | 4392.90 | 1267.83 | 3125.07 | 457902.48 |
| 4 | 2025-02 | 4392.90 | 1259.23 | 3133.66 | 454768.81 |
| 5 | 2025-03 | 4392.90 | 1250.61 | 3142.28 | 451626.53 |
| 6 | 2025-04 | 4392.90 | 1241.97 | 3150.92 | 448475.61 |
| 7 | 2025-05 | 4392.90 | 1233.31 | 3159.59 | 445316.02 |
| 8 | 2025-06 | 4392.90 | 1224.62 | 3168.28 | 442147.75 |
| 9 | 2025-07 | 4392.90 | 1215.91 | 3176.99 | 438970.76 |
| 10 | 2025-08 | 4392.90 | 1207.17 | 3185.73 | 435785.03 |
| 11 | 2025-09 | 4392.90 | 1198.41 | 3194.49 | 432590.55 |
| 12 | 2025-10 | 4392.90 | 1189.62 | 3203.27 | 429387.27 |
| 13 | 2025-11 | 4392.90 | 1180.82 | 3212.08 | 426175.19 |
| 14 | 2025-12 | 4392.90 | 1171.98 | 3220.91 | 422954.28 |
| 15 | 2026-01 | 4392.90 | 1163.12 | 3229.77 | 419724.51 |
| 16 | 2026-02 | 4392.90 | 1154.24 | 3238.65 | 416485.86 |
| 17 | 2026-03 | 4392.90 | 1145.34 | 3247.56 | 413238.30 |
| 18 | 2026-04 | 4392.90 | 1136.41 | 3256.49 | 409981.81 |
| 19 | 2026-05 | 4392.90 | 1127.45 | 3265.45 | 406716.36 |
| 20 | 2026-06 | 4392.90 | 1118.47 | 3274.43 | 403441.94 |
| 21 | 2026-07 | 4392.90 | 1109.47 | 3283.43 | 400158.51 |
| 22 | 2026-08 | 4392.90 | 1100.44 | 3292.46 | 396866.05 |
| 23 | 2026-09 | 4392.90 | 1091.38 | 3301.51 | 393564.53 |
| 24 | 2026-10 | 4392.90 | 1082.30 | 3310.59 | 390253.94 |
| 25 | 2026-11 | 4392.90 | 1073.20 | 3319.70 | 386934.24 |
| 26 | 2026-12 | 4392.90 | 1064.07 | 3328.83 | 383605.42 |
| 27 | 2027-01 | 4392.90 | 1054.91 | 3337.98 | 380267.44 |
| 28 | 2027-02 | 4392.90 | 1045.74 | 3347.16 | 376920.28 |
| 29 | 2027-03 | 4392.90 | 1036.53 | 3356.36 | 373563.91 |
| 30 | 2027-04 | 4392.90 | 1027.30 | 3365.59 | 370198.32 |
| 31 | 2027-05 | 4392.90 | 1018.05 | 3374.85 | 366823.47 |
| 32 | 2027-06 | 4392.90 | 1008.76 | 3384.13 | 363439.34 |
| 33 | 2027-07 | 4392.90 | 999.46 | 3393.44 | 360045.90 |
| 34 | 2027-08 | 4392.90 | 990.13 | 3402.77 | 356643.13 |
| 35 | 2027-09 | 4392.90 | 980.77 | 3412.13 | 353231.00 |
| 36 | 2027-10 | 4392.90 | 971.39 | 3421.51 | 349809.49 |
| 37 | 2027-11 | 4392.90 | 961.98 | 3430.92 | 346378.57 |
| 38 | 2027-12 | 4392.90 | 952.54 | 3440.35 | 342938.22 |
| 39 | 2028-01 | 4392.90 | 943.08 | 3449.82 | 339488.40 |
| 40 | 2028-02 | 4392.90 | 933.59 | 3459.30 | 336029.10 |
| 41 | 2028-03 | 4392.90 | 924.08 | 3468.82 | 332560.29 |
| 42 | 2028-04 | 4392.90 | 914.54 | 3478.35 | 329081.93 |
| 43 | 2028-05 | 4392.90 | 904.98 | 3487.92 | 325594.01 |
| 44 | 2028-06 | 4392.90 | 895.38 | 3497.51 | 322096.50 |
| 45 | 2028-07 | 4392.90 | 885.77 | 3507.13 | 318589.37 |
| 46 | 2028-08 | 4392.90 | 876.12 | 3516.77 | 315072.59 |
| 47 | 2028-09 | 4392.90 | 866.45 | 3526.45 | 311546.15 |
| 48 | 2028-10 | 4392.90 | 856.75 | 3536.14 | 308010.00 |
| 49 | 2028-11 | 4392.90 | 847.03 | 3545.87 | 304464.14 |
| 50 | 2028-12 | 4392.90 | 837.28 | 3555.62 | 300908.52 |
| 51 | 2029-01 | 4392.90 | 827.50 | 3565.40 | 297343.12 |
| 52 | 2029-02 | 4392.90 | 817.69 | 3575.20 | 293767.92 |
| 53 | 2029-03 | 4392.90 | 807.86 | 3585.03 | 290182.88 |
| 54 | 2029-04 | 4392.90 | 798.00 | 3594.89 | 286587.99 |
| 55 | 2029-05 | 4392.90 | 788.12 | 3604.78 | 282983.21 |
| 56 | 2029-06 | 4392.90 | 778.20 | 3614.69 | 279368.52 |
| 57 | 2029-07 | 4392.90 | 768.26 | 3624.63 | 275743.89 |
| 58 | 2029-08 | 4392.90 | 758.30 | 3634.60 | 272109.29 |
| 59 | 2029-09 | 4392.90 | 748.30 | 3644.59 | 268464.70 |
| 60 | 2029-10 | 4392.90 | 738.28 | 3654.62 | 264810.08 |
| 61 | 2029-11 | 4392.90 | 728.23 | 3664.67 | 261145.41 |
| 62 | 2029-12 | 4392.90 | 718.15 | 3674.75 | 257470.66 |
| 63 | 2030-01 | 4392.90 | 708.04 | 3684.85 | 253785.81 |
| 64 | 2030-02 | 4392.90 | 697.91 | 3694.98 | 250090.83 |
| 65 | 2030-03 | 4392.90 | 687.75 | 3705.15 | 246385.68 |
| 66 | 2030-04 | 4392.90 | 677.56 | 3715.33 | 242670.35 |
| 67 | 2030-05 | 4392.90 | 667.34 | 3725.55 | 238944.80 |
| 68 | 2030-06 | 4392.90 | 657.10 | 3735.80 | 235209.00 |
| 69 | 2030-07 | 4392.90 | 646.82 | 3746.07 | 231462.93 |
| 70 | 2030-08 | 4392.90 | 636.52 | 3756.37 | 227706.56 |
| 71 | 2030-09 | 4392.90 | 626.19 | 3766.70 | 223939.85 |
| 72 | 2030-10 | 4392.90 | 615.83 | 3777.06 | 220162.79 |
| 73 | 2030-11 | 4392.90 | 605.45 | 3787.45 | 216375.35 |
| 74 | 2030-12 | 4392.90 | 595.03 | 3797.86 | 212577.48 |
| 75 | 2031-01 | 4392.90 | 584.59 | 3808.31 | 208769.18 |
| 76 | 2031-02 | 4392.90 | 574.12 | 3818.78 | 204950.39 |
| 77 | 2031-03 | 4392.90 | 563.61 | 3829.28 | 201121.11 |
| 78 | 2031-04 | 4392.90 | 553.08 | 3839.81 | 197281.30 |
| 79 | 2031-05 | 4392.90 | 542.52 | 3850.37 | 193430.93 |
| 80 | 2031-06 | 4392.90 | 531.94 | 3860.96 | 189569.97 |
| 81 | 2031-07 | 4392.90 | 521.32 | 3871.58 | 185698.39 |
| 82 | 2031-08 | 4392.90 | 510.67 | 3882.22 | 181816.17 |
| 83 | 2031-09 | 4392.90 | 499.99 | 3892.90 | 177923.26 |
| 84 | 2031-10 | 4392.90 | 489.29 | 3903.61 | 174019.66 |
| 85 | 2031-11 | 4392.90 | 478.55 | 3914.34 | 170105.32 |
| 86 | 2031-12 | 4392.90 | 467.79 | 3925.11 | 166180.21 |
| 87 | 2032-01 | 4392.90 | 457.00 | 3935.90 | 162244.31 |
| 88 | 2032-02 | 4392.90 | 446.17 | 3946.72 | 158297.59 |
| 89 | 2032-03 | 4392.90 | 435.32 | 3957.58 | 154340.01 |
| 90 | 2032-04 | 4392.90 | 424.44 | 3968.46 | 150371.55 |
| 91 | 2032-05 | 4392.90 | 413.52 | 3979.37 | 146392.18 |
| 92 | 2032-06 | 4392.90 | 402.58 | 3990.32 | 142401.86 |
| 93 | 2032-07 | 4392.90 | 391.61 | 4001.29 | 138400.57 |
| 94 | 2032-08 | 4392.90 | 380.60 | 4012.29 | 134388.28 |
| 95 | 2032-09 | 4392.90 | 369.57 | 4023.33 | 130364.95 |
| 96 | 2032-10 | 4392.90 | 358.50 | 4034.39 | 126330.56 |
| 97 | 2032-11 | 4392.90 | 347.41 | 4045.49 | 122285.07 |
| 98 | 2032-12 | 4392.90 | 336.28 | 4056.61 | 118228.46 |
| 99 | 2033-01 | 4392.90 | 325.13 | 4067.77 | 114160.69 |
| 100 | 2033-02 | 4392.90 | 313.94 | 4078.95 | 110081.74 |
| 101 | 2033-03 | 4392.90 | 302.72 | 4090.17 | 105991.57 |
| 102 | 2033-04 | 4392.90 | 291.48 | 4101.42 | 101890.15 |
| 103 | 2033-05 | 4392.90 | 280.20 | 4112.70 | 97777.45 |
| 104 | 2033-06 | 4392.90 | 268.89 | 4124.01 | 93653.44 |
| 105 | 2033-07 | 4392.90 | 257.55 | 4135.35 | 89518.09 |
| 106 | 2033-08 | 4392.90 | 246.17 | 4146.72 | 85371.37 |
| 107 | 2033-09 | 4392.90 | 234.77 | 4158.12 | 81213.25 |
| 108 | 2033-10 | 4392.90 | 223.34 | 4169.56 | 77043.69 |
| 109 | 2033-11 | 4392.90 | 211.87 | 4181.03 | 72862.67 |
| 110 | 2033-12 | 4392.90 | 200.37 | 4192.52 | 68670.14 |
| 111 | 2034-01 | 4392.90 | 188.84 | 4204.05 | 64466.09 |
| 112 | 2034-02 | 4392.90 | 177.28 | 4215.61 | 60250.48 |
| 113 | 2034-03 | 4392.90 | 165.69 | 4227.21 | 56023.27 |
| 114 | 2034-04 | 4392.90 | 154.06 | 4238.83 | 51784.44 |
| 115 | 2034-05 | 4392.90 | 142.41 | 4250.49 | 47533.95 |
| 116 | 2034-06 | 4392.90 | 130.72 | 4262.18 | 43271.77 |
| 117 | 2034-07 | 4392.90 | 119.00 | 4273.90 | 38997.87 |
| 118 | 2034-08 | 4392.90 | 107.24 | 4285.65 | 34712.22 |
| 119 | 2034-09 | 4392.90 | 95.46 | 4297.44 | 30414.79 |
| 120 | 2034-10 | 4392.90 | 83.64 | 4309.25 | 26105.53 |
| 121 | 2034-11 | 4392.90 | 71.79 | 4321.11 | 21784.43 |
| 122 | 2034-12 | 4392.90 | 59.91 | 4332.99 | 17451.44 |
| 123 | 2035-01 | 4392.90 | 47.99 | 4344.90 | 13106.53 |
| 124 | 2035-02 | 4392.90 | 36.04 | 4356.85 | 8749.68 |
| 125 | 2035-03 | 4392.90 | 24.06 | 4368.83 | 4380.85 |
| 126 | 2035-04 | 4392.90 | 12.05 | 4380.85 | 0.00 |
还款方式二：等额本金
贷款总额：46.73万
还款月数：10年6个月
首月还款：4993.29元
每月递减：10.2元
利息总额：8.16万
本息合计：54.88万
节省利息：4658.94元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 4993.29 | 1284.94 | 3708.35 | 463543.65 |
| 2 | 2024-12 | 4983.09 | 1274.75 | 3708.35 | 459835.30 |
| 3 | 2025-01 | 4972.90 | 1264.55 | 3708.35 | 456126.95 |
| 4 | 2025-02 | 4962.70 | 1254.35 | 3708.35 | 452418.60 |
| 5 | 2025-03 | 4952.50 | 1244.15 | 3708.35 | 448710.25 |
| 6 | 2025-04 | 4942.30 | 1233.95 | 3708.35 | 445001.90 |
| 7 | 2025-05 | 4932.10 | 1223.76 | 3708.35 | 441293.56 |
| 8 | 2025-06 | 4921.91 | 1213.56 | 3708.35 | 437585.21 |
| 9 | 2025-07 | 4911.71 | 1203.36 | 3708.35 | 433876.86 |
| 10 | 2025-08 | 4901.51 | 1193.16 | 3708.35 | 430168.51 |
| 11 | 2025-09 | 4891.31 | 1182.96 | 3708.35 | 426460.16 |
| 12 | 2025-10 | 4881.11 | 1172.77 | 3708.35 | 422751.81 |
| 13 | 2025-11 | 4870.92 | 1162.57 | 3708.35 | 419043.46 |
| 14 | 2025-12 | 4860.72 | 1152.37 | 3708.35 | 415335.11 |
| 15 | 2026-01 | 4850.52 | 1142.17 | 3708.35 | 411626.76 |
| 16 | 2026-02 | 4840.32 | 1131.97 | 3708.35 | 407918.41 |
| 17 | 2026-03 | 4830.12 | 1121.78 | 3708.35 | 404210.06 |
| 18 | 2026-04 | 4819.93 | 1111.58 | 3708.35 | 400501.71 |
| 19 | 2026-05 | 4809.73 | 1101.38 | 3708.35 | 396793.37 |
| 20 | 2026-06 | 4799.53 | 1091.18 | 3708.35 | 393085.02 |
| 21 | 2026-07 | 4789.33 | 1080.98 | 3708.35 | 389376.67 |
| 22 | 2026-08 | 4779.14 | 1070.79 | 3708.35 | 385668.32 |
| 23 | 2026-09 | 4768.94 | 1060.59 | 3708.35 | 381959.97 |
| 24 | 2026-10 | 4758.74 | 1050.39 | 3708.35 | 378251.62 |
| 25 | 2026-11 | 4748.54 | 1040.19 | 3708.35 | 374543.27 |
| 26 | 2026-12 | 4738.34 | 1029.99 | 3708.35 | 370834.92 |
| 27 | 2027-01 | 4728.15 | 1019.80 | 3708.35 | 367126.57 |
| 28 | 2027-02 | 4717.95 | 1009.60 | 3708.35 | 363418.22 |
| 29 | 2027-03 | 4707.75 | 999.40 | 3708.35 | 359709.87 |
| 30 | 2027-04 | 4697.55 | 989.20 | 3708.35 | 356001.52 |
| 31 | 2027-05 | 4687.35 | 979.00 | 3708.35 | 352293.17 |
| 32 | 2027-06 | 4677.16 | 968.81 | 3708.35 | 348584.83 |
| 33 | 2027-07 | 4666.96 | 958.61 | 3708.35 | 344876.48 |
| 34 | 2027-08 | 4656.76 | 948.41 | 3708.35 | 341168.13 |
| 35 | 2027-09 | 4646.56 | 938.21 | 3708.35 | 337459.78 |
| 36 | 2027-10 | 4636.36 | 928.01 | 3708.35 | 333751.43 |
| 37 | 2027-11 | 4626.17 | 917.82 | 3708.35 | 330043.08 |
| 38 | 2027-12 | 4615.97 | 907.62 | 3708.35 | 326334.73 |
| 39 | 2028-01 | 4605.77 | 897.42 | 3708.35 | 322626.38 |
| 40 | 2028-02 | 4595.57 | 887.22 | 3708.35 | 318918.03 |
| 41 | 2028-03 | 4585.37 | 877.02 | 3708.35 | 315209.68 |
| 42 | 2028-04 | 4575.18 | 866.83 | 3708.35 | 311501.33 |
| 43 | 2028-05 | 4564.98 | 856.63 | 3708.35 | 307792.98 |
| 44 | 2028-06 | 4554.78 | 846.43 | 3708.35 | 304084.63 |
| 45 | 2028-07 | 4544.58 | 836.23 | 3708.35 | 300376.29 |
| 46 | 2028-08 | 4534.38 | 826.03 | 3708.35 | 296667.94 |
| 47 | 2028-09 | 4524.19 | 815.84 | 3708.35 | 292959.59 |
| 48 | 2028-10 | 4513.99 | 805.64 | 3708.35 | 289251.24 |
| 49 | 2028-11 | 4503.79 | 795.44 | 3708.35 | 285542.89 |
| 50 | 2028-12 | 4493.59 | 785.24 | 3708.35 | 281834.54 |
| 51 | 2029-01 | 4483.39 | 775.04 | 3708.35 | 278126.19 |
| 52 | 2029-02 | 4473.20 | 764.85 | 3708.35 | 274417.84 |
| 53 | 2029-03 | 4463.00 | 754.65 | 3708.35 | 270709.49 |
| 54 | 2029-04 | 4452.80 | 744.45 | 3708.35 | 267001.14 |
| 55 | 2029-05 | 4442.60 | 734.25 | 3708.35 | 263292.79 |
| 56 | 2029-06 | 4432.40 | 724.06 | 3708.35 | 259584.44 |
| 57 | 2029-07 | 4422.21 | 713.86 | 3708.35 | 255876.10 |
| 58 | 2029-08 | 4412.01 | 703.66 | 3708.35 | 252167.75 |
| 59 | 2029-09 | 4401.81 | 693.46 | 3708.35 | 248459.40 |
| 60 | 2029-10 | 4391.61 | 683.26 | 3708.35 | 244751.05 |
| 61 | 2029-11 | 4381.41 | 673.07 | 3708.35 | 241042.70 |
| 62 | 2029-12 | 4371.22 | 662.87 | 3708.35 | 237334.35 |
| 63 | 2030-01 | 4361.02 | 652.67 | 3708.35 | 233626.00 |
| 64 | 2030-02 | 4350.82 | 642.47 | 3708.35 | 229917.65 |
| 65 | 2030-03 | 4340.62 | 632.27 | 3708.35 | 226209.30 |
| 66 | 2030-04 | 4330.42 | 622.08 | 3708.35 | 222500.95 |
| 67 | 2030-05 | 4320.23 | 611.88 | 3708.35 | 218792.60 |
| 68 | 2030-06 | 4310.03 | 601.68 | 3708.35 | 215084.25 |
| 69 | 2030-07 | 4299.83 | 591.48 | 3708.35 | 211375.90 |
| 70 | 2030-08 | 4289.63 | 581.28 | 3708.35 | 207667.56 |
| 71 | 2030-09 | 4279.43 | 571.09 | 3708.35 | 203959.21 |
| 72 | 2030-10 | 4269.24 | 560.89 | 3708.35 | 200250.86 |
| 73 | 2030-11 | 4259.04 | 550.69 | 3708.35 | 196542.51 |
| 74 | 2030-12 | 4248.84 | 540.49 | 3708.35 | 192834.16 |
| 75 | 2031-01 | 4238.64 | 530.29 | 3708.35 | 189125.81 |
| 76 | 2031-02 | 4228.45 | 520.10 | 3708.35 | 185417.46 |
| 77 | 2031-03 | 4218.25 | 509.90 | 3708.35 | 181709.11 |
| 78 | 2031-04 | 4208.05 | 499.70 | 3708.35 | 178000.76 |
| 79 | 2031-05 | 4197.85 | 489.50 | 3708.35 | 174292.41 |
| 80 | 2031-06 | 4187.65 | 479.30 | 3708.35 | 170584.06 |
| 81 | 2031-07 | 4177.46 | 469.11 | 3708.35 | 166875.71 |
| 82 | 2031-08 | 4167.26 | 458.91 | 3708.35 | 163167.37 |
| 83 | 2031-09 | 4157.06 | 448.71 | 3708.35 | 159459.02 |
| 84 | 2031-10 | 4146.86 | 438.51 | 3708.35 | 155750.67 |
| 85 | 2031-11 | 4136.66 | 428.31 | 3708.35 | 152042.32 |
| 86 | 2031-12 | 4126.47 | 418.12 | 3708.35 | 148333.97 |
| 87 | 2032-01 | 4116.27 | 407.92 | 3708.35 | 144625.62 |
| 88 | 2032-02 | 4106.07 | 397.72 | 3708.35 | 140917.27 |
| 89 | 2032-03 | 4095.87 | 387.52 | 3708.35 | 137208.92 |
| 90 | 2032-04 | 4085.67 | 377.32 | 3708.35 | 133500.57 |
| 91 | 2032-05 | 4075.48 | 367.13 | 3708.35 | 129792.22 |
| 92 | 2032-06 | 4065.28 | 356.93 | 3708.35 | 126083.87 |
| 93 | 2032-07 | 4055.08 | 346.73 | 3708.35 | 122375.52 |
| 94 | 2032-08 | 4044.88 | 336.53 | 3708.35 | 118667.17 |
| 95 | 2032-09 | 4034.68 | 326.33 | 3708.35 | 114958.83 |
| 96 | 2032-10 | 4024.49 | 316.14 | 3708.35 | 111250.48 |
| 97 | 2032-11 | 4014.29 | 305.94 | 3708.35 | 107542.13 |
| 98 | 2032-12 | 4004.09 | 295.74 | 3708.35 | 103833.78 |
| 99 | 2033-01 | 3993.89 | 285.54 | 3708.35 | 100125.43 |
| 100 | 2033-02 | 3983.69 | 275.34 | 3708.35 | 96417.08 |
| 101 | 2033-03 | 3973.50 | 265.15 | 3708.35 | 92708.73 |
| 102 | 2033-04 | 3963.30 | 254.95 | 3708.35 | 89000.38 |
| 103 | 2033-05 | 3953.10 | 244.75 | 3708.35 | 85292.03 |
| 104 | 2033-06 | 3942.90 | 234.55 | 3708.35 | 81583.68 |
| 105 | 2033-07 | 3932.70 | 224.36 | 3708.35 | 77875.33 |
| 106 | 2033-08 | 3922.51 | 214.16 | 3708.35 | 74166.98 |
| 107 | 2033-09 | 3912.31 | 203.96 | 3708.35 | 70458.63 |
| 108 | 2033-10 | 3902.11 | 193.76 | 3708.35 | 66750.29 |
| 109 | 2033-11 | 3891.91 | 183.56 | 3708.35 | 63041.94 |
| 110 | 2033-12 | 3881.71 | 173.37 | 3708.35 | 59333.59 |
| 111 | 2034-01 | 3871.52 | 163.17 | 3708.35 | 55625.24 |
| 112 | 2034-02 | 3861.32 | 152.97 | 3708.35 | 51916.89 |
| 113 | 2034-03 | 3851.12 | 142.77 | 3708.35 | 48208.54 |
| 114 | 2034-04 | 3840.92 | 132.57 | 3708.35 | 44500.19 |
| 115 | 2034-05 | 3830.72 | 122.38 | 3708.35 | 40791.84 |
| 116 | 2034-06 | 3820.53 | 112.18 | 3708.35 | 37083.49 |
| 117 | 2034-07 | 3810.33 | 101.98 | 3708.35 | 33375.14 |
| 118 | 2034-08 | 3800.13 | 91.78 | 3708.35 | 29666.79 |
| 119 | 2034-09 | 3789.93 | 81.58 | 3708.35 | 25958.44 |
| 120 | 2034-10 | 3779.73 | 71.39 | 3708.35 | 22250.10 |
| 121 | 2034-11 | 3769.54 | 61.19 | 3708.35 | 18541.75 |
| 122 | 2034-12 | 3759.34 | 50.99 | 3708.35 | 14833.40 |
| 123 | 2035-01 | 3749.14 | 40.79 | 3708.35 | 11125.05 |
| 124 | 2035-02 | 3738.94 | 30.59 | 3708.35 | 7416.70 |
| 125 | 2035-03 | 3728.75 | 20.40 | 3708.35 | 3708.35 |
| 126 | 2035-04 | 3718.55 | 10.20 | 3708.35 | 0.00 |
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采用2025年08月14日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年08月14日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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