贷款141万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：141万
还款月数：10年
每月还款：13615.07元
利息总额：22.38万
本息合计：163.38万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 13615.07 | 3525.00 | 10090.07 | 1399909.93 |
| 2 | 2025-02 | 13615.07 | 3499.77 | 10115.29 | 1389794.64 |
| 3 | 2025-03 | 13615.07 | 3474.49 | 10140.58 | 1379654.07 |
| 4 | 2025-04 | 13615.07 | 3449.14 | 10165.93 | 1369488.14 |
| 5 | 2025-05 | 13615.07 | 3423.72 | 10191.34 | 1359296.79 |
| 6 | 2025-06 | 13615.07 | 3398.24 | 10216.82 | 1349079.97 |
| 7 | 2025-07 | 13615.07 | 3372.70 | 10242.37 | 1338837.60 |
| 8 | 2025-08 | 13615.07 | 3347.09 | 10267.97 | 1328569.63 |
| 9 | 2025-09 | 13615.07 | 3321.42 | 10293.64 | 1318275.99 |
| 10 | 2025-10 | 13615.07 | 3295.69 | 10319.38 | 1307956.62 |
| 11 | 2025-11 | 13615.07 | 3269.89 | 10345.17 | 1297611.44 |
| 12 | 2025-12 | 13615.07 | 3244.03 | 10371.04 | 1287240.41 |
| 13 | 2026-01 | 13615.07 | 3218.10 | 10396.96 | 1276843.44 |
| 14 | 2026-02 | 13615.07 | 3192.11 | 10422.96 | 1266420.49 |
| 15 | 2026-03 | 13615.07 | 3166.05 | 10449.01 | 1255971.47 |
| 16 | 2026-04 | 13615.07 | 3139.93 | 10475.14 | 1245496.34 |
| 17 | 2026-05 | 13615.07 | 3113.74 | 10501.32 | 1234995.01 |
| 18 | 2026-06 | 13615.07 | 3087.49 | 10527.58 | 1224467.43 |
| 19 | 2026-07 | 13615.07 | 3061.17 | 10553.90 | 1213913.54 |
| 20 | 2026-08 | 13615.07 | 3034.78 | 10580.28 | 1203333.26 |
| 21 | 2026-09 | 13615.07 | 3008.33 | 10606.73 | 1192726.53 |
| 22 | 2026-10 | 13615.07 | 2981.82 | 10633.25 | 1182093.28 |
| 23 | 2026-11 | 13615.07 | 2955.23 | 10659.83 | 1171433.45 |
| 24 | 2026-12 | 13615.07 | 2928.58 | 10686.48 | 1160746.96 |
| 25 | 2027-01 | 13615.07 | 2901.87 | 10713.20 | 1150033.77 |
| 26 | 2027-02 | 13615.07 | 2875.08 | 10739.98 | 1139293.79 |
| 27 | 2027-03 | 13615.07 | 2848.23 | 10766.83 | 1128526.95 |
| 28 | 2027-04 | 13615.07 | 2821.32 | 10793.75 | 1117733.21 |
| 29 | 2027-05 | 13615.07 | 2794.33 | 10820.73 | 1106912.48 |
| 30 | 2027-06 | 13615.07 | 2767.28 | 10847.78 | 1096064.69 |
| 31 | 2027-07 | 13615.07 | 2740.16 | 10874.90 | 1085189.79 |
| 32 | 2027-08 | 13615.07 | 2712.97 | 10902.09 | 1074287.70 |
| 33 | 2027-09 | 13615.07 | 2685.72 | 10929.35 | 1063358.35 |
| 34 | 2027-10 | 13615.07 | 2658.40 | 10956.67 | 1052401.68 |
| 35 | 2027-11 | 13615.07 | 2631.00 | 10984.06 | 1041417.62 |
| 36 | 2027-12 | 13615.07 | 2603.54 | 11011.52 | 1030406.10 |
| 37 | 2028-01 | 13615.07 | 2576.02 | 11039.05 | 1019367.05 |
| 38 | 2028-02 | 13615.07 | 2548.42 | 11066.65 | 1008300.40 |
| 39 | 2028-03 | 13615.07 | 2520.75 | 11094.31 | 997206.09 |
| 40 | 2028-04 | 13615.07 | 2493.02 | 11122.05 | 986084.04 |
| 41 | 2028-05 | 13615.07 | 2465.21 | 11149.85 | 974934.19 |
| 42 | 2028-06 | 13615.07 | 2437.34 | 11177.73 | 963756.46 |
| 43 | 2028-07 | 13615.07 | 2409.39 | 11205.67 | 952550.78 |
| 44 | 2028-08 | 13615.07 | 2381.38 | 11233.69 | 941317.09 |
| 45 | 2028-09 | 13615.07 | 2353.29 | 11261.77 | 930055.32 |
| 46 | 2028-10 | 13615.07 | 2325.14 | 11289.93 | 918765.39 |
| 47 | 2028-11 | 13615.07 | 2296.91 | 11318.15 | 907447.24 |
| 48 | 2028-12 | 13615.07 | 2268.62 | 11346.45 | 896100.80 |
| 49 | 2029-01 | 13615.07 | 2240.25 | 11374.81 | 884725.98 |
| 50 | 2029-02 | 13615.07 | 2211.81 | 11403.25 | 873322.73 |
| 51 | 2029-03 | 13615.07 | 2183.31 | 11431.76 | 861890.98 |
| 52 | 2029-04 | 13615.07 | 2154.73 | 11460.34 | 850430.64 |
| 53 | 2029-05 | 13615.07 | 2126.08 | 11488.99 | 838941.65 |
| 54 | 2029-06 | 13615.07 | 2097.35 | 11517.71 | 827423.94 |
| 55 | 2029-07 | 13615.07 | 2068.56 | 11546.51 | 815877.43 |
| 56 | 2029-08 | 13615.07 | 2039.69 | 11575.37 | 804302.06 |
| 57 | 2029-09 | 13615.07 | 2010.76 | 11604.31 | 792697.75 |
| 58 | 2029-10 | 13615.07 | 1981.74 | 11633.32 | 781064.43 |
| 59 | 2029-11 | 13615.07 | 1952.66 | 11662.40 | 769402.03 |
| 60 | 2029-12 | 13615.07 | 1923.51 | 11691.56 | 757710.47 |
| 61 | 2030-01 | 13615.07 | 1894.28 | 11720.79 | 745989.68 |
| 62 | 2030-02 | 13615.07 | 1864.97 | 11750.09 | 734239.59 |
| 63 | 2030-03 | 13615.07 | 1835.60 | 11779.47 | 722460.12 |
| 64 | 2030-04 | 13615.07 | 1806.15 | 11808.91 | 710651.21 |
| 65 | 2030-05 | 13615.07 | 1776.63 | 11838.44 | 698812.77 |
| 66 | 2030-06 | 13615.07 | 1747.03 | 11868.03 | 686944.74 |
| 67 | 2030-07 | 13615.07 | 1717.36 | 11897.70 | 675047.03 |
| 68 | 2030-08 | 13615.07 | 1687.62 | 11927.45 | 663119.59 |
| 69 | 2030-09 | 13615.07 | 1657.80 | 11957.27 | 651162.32 |
| 70 | 2030-10 | 13615.07 | 1627.91 | 11987.16 | 639175.16 |
| 71 | 2030-11 | 13615.07 | 1597.94 | 12017.13 | 627158.03 |
| 72 | 2030-12 | 13615.07 | 1567.90 | 12047.17 | 615110.86 |
| 73 | 2031-01 | 13615.07 | 1537.78 | 12077.29 | 603033.58 |
| 74 | 2031-02 | 13615.07 | 1507.58 | 12107.48 | 590926.10 |
| 75 | 2031-03 | 13615.07 | 1477.32 | 12137.75 | 578788.35 |
| 76 | 2031-04 | 13615.07 | 1446.97 | 12168.09 | 566620.25 |
| 77 | 2031-05 | 13615.07 | 1416.55 | 12198.51 | 554421.74 |
| 78 | 2031-06 | 13615.07 | 1386.05 | 12229.01 | 542192.73 |
| 79 | 2031-07 | 13615.07 | 1355.48 | 12259.58 | 529933.14 |
| 80 | 2031-08 | 13615.07 | 1324.83 | 12290.23 | 517642.91 |
| 81 | 2031-09 | 13615.07 | 1294.11 | 12320.96 | 505321.95 |
| 82 | 2031-10 | 13615.07 | 1263.30 | 12351.76 | 492970.19 |
| 83 | 2031-11 | 13615.07 | 1232.43 | 12382.64 | 480587.55 |
| 84 | 2031-12 | 13615.07 | 1201.47 | 12413.60 | 468173.96 |
| 85 | 2032-01 | 13615.07 | 1170.43 | 12444.63 | 455729.33 |
| 86 | 2032-02 | 13615.07 | 1139.32 | 12475.74 | 443253.59 |
| 87 | 2032-03 | 13615.07 | 1108.13 | 12506.93 | 430746.65 |
| 88 | 2032-04 | 13615.07 | 1076.87 | 12538.20 | 418208.46 |
| 89 | 2032-05 | 13615.07 | 1045.52 | 12569.54 | 405638.91 |
| 90 | 2032-06 | 13615.07 | 1014.10 | 12600.97 | 393037.94 |
| 91 | 2032-07 | 13615.07 | 982.59 | 12632.47 | 380405.47 |
| 92 | 2032-08 | 13615.07 | 951.01 | 12664.05 | 367741.42 |
| 93 | 2032-09 | 13615.07 | 919.35 | 12695.71 | 355045.71 |
| 94 | 2032-10 | 13615.07 | 887.61 | 12727.45 | 342318.26 |
| 95 | 2032-11 | 13615.07 | 855.80 | 12759.27 | 329558.99 |
| 96 | 2032-12 | 13615.07 | 823.90 | 12791.17 | 316767.82 |
| 97 | 2033-01 | 13615.07 | 791.92 | 12823.15 | 303944.68 |
| 98 | 2033-02 | 13615.07 | 759.86 | 12855.20 | 291089.48 |
| 99 | 2033-03 | 13615.07 | 727.72 | 12887.34 | 278202.13 |
| 100 | 2033-04 | 13615.07 | 695.51 | 12919.56 | 265282.57 |
| 101 | 2033-05 | 13615.07 | 663.21 | 12951.86 | 252330.72 |
| 102 | 2033-06 | 13615.07 | 630.83 | 12984.24 | 239346.48 |
| 103 | 2033-07 | 13615.07 | 598.37 | 13016.70 | 226329.78 |
| 104 | 2033-08 | 13615.07 | 565.82 | 13049.24 | 213280.54 |
| 105 | 2033-09 | 13615.07 | 533.20 | 13081.86 | 200198.67 |
| 106 | 2033-10 | 13615.07 | 500.50 | 13114.57 | 187084.11 |
| 107 | 2033-11 | 13615.07 | 467.71 | 13147.35 | 173936.75 |
| 108 | 2033-12 | 13615.07 | 434.84 | 13180.22 | 160756.53 |
| 109 | 2034-01 | 13615.07 | 401.89 | 13213.17 | 147543.35 |
| 110 | 2034-02 | 13615.07 | 368.86 | 13246.21 | 134297.15 |
| 111 | 2034-03 | 13615.07 | 335.74 | 13279.32 | 121017.83 |
| 112 | 2034-04 | 13615.07 | 302.54 | 13312.52 | 107705.31 |
| 113 | 2034-05 | 13615.07 | 269.26 | 13345.80 | 94359.50 |
| 114 | 2034-06 | 13615.07 | 235.90 | 13379.17 | 80980.34 |
| 115 | 2034-07 | 13615.07 | 202.45 | 13412.61 | 67567.72 |
| 116 | 2034-08 | 13615.07 | 168.92 | 13446.15 | 54121.58 |
| 117 | 2034-09 | 13615.07 | 135.30 | 13479.76 | 40641.82 |
| 118 | 2034-10 | 13615.07 | 101.60 | 13513.46 | 27128.36 |
| 119 | 2034-11 | 13615.07 | 67.82 | 13547.24 | 13581.11 |
| 120 | 2034-12 | 13615.07 | 33.95 | 13581.11 | 0.00 |
还款方式二：等额本金
贷款总额：141万
还款月数：10年
首月还款：15275元
每月递减：29.38元
利息总额：21.33万
本息合计：162.33万
节省利息：10545.3元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 15275.00 | 3525.00 | 11750.00 | 1398250.00 |
| 2 | 2025-02 | 15245.63 | 3495.63 | 11750.00 | 1386500.00 |
| 3 | 2025-03 | 15216.25 | 3466.25 | 11750.00 | 1374750.00 |
| 4 | 2025-04 | 15186.88 | 3436.88 | 11750.00 | 1363000.00 |
| 5 | 2025-05 | 15157.50 | 3407.50 | 11750.00 | 1351250.00 |
| 6 | 2025-06 | 15128.13 | 3378.13 | 11750.00 | 1339500.00 |
| 7 | 2025-07 | 15098.75 | 3348.75 | 11750.00 | 1327750.00 |
| 8 | 2025-08 | 15069.38 | 3319.38 | 11750.00 | 1316000.00 |
| 9 | 2025-09 | 15040.00 | 3290.00 | 11750.00 | 1304250.00 |
| 10 | 2025-10 | 15010.63 | 3260.63 | 11750.00 | 1292500.00 |
| 11 | 2025-11 | 14981.25 | 3231.25 | 11750.00 | 1280750.00 |
| 12 | 2025-12 | 14951.88 | 3201.88 | 11750.00 | 1269000.00 |
| 13 | 2026-01 | 14922.50 | 3172.50 | 11750.00 | 1257250.00 |
| 14 | 2026-02 | 14893.13 | 3143.13 | 11750.00 | 1245500.00 |
| 15 | 2026-03 | 14863.75 | 3113.75 | 11750.00 | 1233750.00 |
| 16 | 2026-04 | 14834.38 | 3084.38 | 11750.00 | 1222000.00 |
| 17 | 2026-05 | 14805.00 | 3055.00 | 11750.00 | 1210250.00 |
| 18 | 2026-06 | 14775.63 | 3025.63 | 11750.00 | 1198500.00 |
| 19 | 2026-07 | 14746.25 | 2996.25 | 11750.00 | 1186750.00 |
| 20 | 2026-08 | 14716.88 | 2966.88 | 11750.00 | 1175000.00 |
| 21 | 2026-09 | 14687.50 | 2937.50 | 11750.00 | 1163250.00 |
| 22 | 2026-10 | 14658.13 | 2908.13 | 11750.00 | 1151500.00 |
| 23 | 2026-11 | 14628.75 | 2878.75 | 11750.00 | 1139750.00 |
| 24 | 2026-12 | 14599.38 | 2849.38 | 11750.00 | 1128000.00 |
| 25 | 2027-01 | 14570.00 | 2820.00 | 11750.00 | 1116250.00 |
| 26 | 2027-02 | 14540.63 | 2790.63 | 11750.00 | 1104500.00 |
| 27 | 2027-03 | 14511.25 | 2761.25 | 11750.00 | 1092750.00 |
| 28 | 2027-04 | 14481.88 | 2731.88 | 11750.00 | 1081000.00 |
| 29 | 2027-05 | 14452.50 | 2702.50 | 11750.00 | 1069250.00 |
| 30 | 2027-06 | 14423.13 | 2673.13 | 11750.00 | 1057500.00 |
| 31 | 2027-07 | 14393.75 | 2643.75 | 11750.00 | 1045750.00 |
| 32 | 2027-08 | 14364.38 | 2614.38 | 11750.00 | 1034000.00 |
| 33 | 2027-09 | 14335.00 | 2585.00 | 11750.00 | 1022250.00 |
| 34 | 2027-10 | 14305.63 | 2555.63 | 11750.00 | 1010500.00 |
| 35 | 2027-11 | 14276.25 | 2526.25 | 11750.00 | 998750.00 |
| 36 | 2027-12 | 14246.88 | 2496.88 | 11750.00 | 987000.00 |
| 37 | 2028-01 | 14217.50 | 2467.50 | 11750.00 | 975250.00 |
| 38 | 2028-02 | 14188.13 | 2438.13 | 11750.00 | 963500.00 |
| 39 | 2028-03 | 14158.75 | 2408.75 | 11750.00 | 951750.00 |
| 40 | 2028-04 | 14129.38 | 2379.38 | 11750.00 | 940000.00 |
| 41 | 2028-05 | 14100.00 | 2350.00 | 11750.00 | 928250.00 |
| 42 | 2028-06 | 14070.63 | 2320.63 | 11750.00 | 916500.00 |
| 43 | 2028-07 | 14041.25 | 2291.25 | 11750.00 | 904750.00 |
| 44 | 2028-08 | 14011.88 | 2261.88 | 11750.00 | 893000.00 |
| 45 | 2028-09 | 13982.50 | 2232.50 | 11750.00 | 881250.00 |
| 46 | 2028-10 | 13953.13 | 2203.13 | 11750.00 | 869500.00 |
| 47 | 2028-11 | 13923.75 | 2173.75 | 11750.00 | 857750.00 |
| 48 | 2028-12 | 13894.38 | 2144.38 | 11750.00 | 846000.00 |
| 49 | 2029-01 | 13865.00 | 2115.00 | 11750.00 | 834250.00 |
| 50 | 2029-02 | 13835.63 | 2085.63 | 11750.00 | 822500.00 |
| 51 | 2029-03 | 13806.25 | 2056.25 | 11750.00 | 810750.00 |
| 52 | 2029-04 | 13776.88 | 2026.88 | 11750.00 | 799000.00 |
| 53 | 2029-05 | 13747.50 | 1997.50 | 11750.00 | 787250.00 |
| 54 | 2029-06 | 13718.13 | 1968.13 | 11750.00 | 775500.00 |
| 55 | 2029-07 | 13688.75 | 1938.75 | 11750.00 | 763750.00 |
| 56 | 2029-08 | 13659.38 | 1909.38 | 11750.00 | 752000.00 |
| 57 | 2029-09 | 13630.00 | 1880.00 | 11750.00 | 740250.00 |
| 58 | 2029-10 | 13600.63 | 1850.63 | 11750.00 | 728500.00 |
| 59 | 2029-11 | 13571.25 | 1821.25 | 11750.00 | 716750.00 |
| 60 | 2029-12 | 13541.88 | 1791.88 | 11750.00 | 705000.00 |
| 61 | 2030-01 | 13512.50 | 1762.50 | 11750.00 | 693250.00 |
| 62 | 2030-02 | 13483.13 | 1733.13 | 11750.00 | 681500.00 |
| 63 | 2030-03 | 13453.75 | 1703.75 | 11750.00 | 669750.00 |
| 64 | 2030-04 | 13424.38 | 1674.38 | 11750.00 | 658000.00 |
| 65 | 2030-05 | 13395.00 | 1645.00 | 11750.00 | 646250.00 |
| 66 | 2030-06 | 13365.63 | 1615.63 | 11750.00 | 634500.00 |
| 67 | 2030-07 | 13336.25 | 1586.25 | 11750.00 | 622750.00 |
| 68 | 2030-08 | 13306.88 | 1556.88 | 11750.00 | 611000.00 |
| 69 | 2030-09 | 13277.50 | 1527.50 | 11750.00 | 599250.00 |
| 70 | 2030-10 | 13248.13 | 1498.13 | 11750.00 | 587500.00 |
| 71 | 2030-11 | 13218.75 | 1468.75 | 11750.00 | 575750.00 |
| 72 | 2030-12 | 13189.38 | 1439.38 | 11750.00 | 564000.00 |
| 73 | 2031-01 | 13160.00 | 1410.00 | 11750.00 | 552250.00 |
| 74 | 2031-02 | 13130.63 | 1380.63 | 11750.00 | 540500.00 |
| 75 | 2031-03 | 13101.25 | 1351.25 | 11750.00 | 528750.00 |
| 76 | 2031-04 | 13071.88 | 1321.88 | 11750.00 | 517000.00 |
| 77 | 2031-05 | 13042.50 | 1292.50 | 11750.00 | 505250.00 |
| 78 | 2031-06 | 13013.13 | 1263.13 | 11750.00 | 493500.00 |
| 79 | 2031-07 | 12983.75 | 1233.75 | 11750.00 | 481750.00 |
| 80 | 2031-08 | 12954.38 | 1204.38 | 11750.00 | 470000.00 |
| 81 | 2031-09 | 12925.00 | 1175.00 | 11750.00 | 458250.00 |
| 82 | 2031-10 | 12895.63 | 1145.63 | 11750.00 | 446500.00 |
| 83 | 2031-11 | 12866.25 | 1116.25 | 11750.00 | 434750.00 |
| 84 | 2031-12 | 12836.88 | 1086.88 | 11750.00 | 423000.00 |
| 85 | 2032-01 | 12807.50 | 1057.50 | 11750.00 | 411250.00 |
| 86 | 2032-02 | 12778.13 | 1028.13 | 11750.00 | 399500.00 |
| 87 | 2032-03 | 12748.75 | 998.75 | 11750.00 | 387750.00 |
| 88 | 2032-04 | 12719.38 | 969.38 | 11750.00 | 376000.00 |
| 89 | 2032-05 | 12690.00 | 940.00 | 11750.00 | 364250.00 |
| 90 | 2032-06 | 12660.63 | 910.63 | 11750.00 | 352500.00 |
| 91 | 2032-07 | 12631.25 | 881.25 | 11750.00 | 340750.00 |
| 92 | 2032-08 | 12601.88 | 851.88 | 11750.00 | 329000.00 |
| 93 | 2032-09 | 12572.50 | 822.50 | 11750.00 | 317250.00 |
| 94 | 2032-10 | 12543.13 | 793.13 | 11750.00 | 305500.00 |
| 95 | 2032-11 | 12513.75 | 763.75 | 11750.00 | 293750.00 |
| 96 | 2032-12 | 12484.38 | 734.38 | 11750.00 | 282000.00 |
| 97 | 2033-01 | 12455.00 | 705.00 | 11750.00 | 270250.00 |
| 98 | 2033-02 | 12425.63 | 675.63 | 11750.00 | 258500.00 |
| 99 | 2033-03 | 12396.25 | 646.25 | 11750.00 | 246750.00 |
| 100 | 2033-04 | 12366.88 | 616.88 | 11750.00 | 235000.00 |
| 101 | 2033-05 | 12337.50 | 587.50 | 11750.00 | 223250.00 |
| 102 | 2033-06 | 12308.13 | 558.13 | 11750.00 | 211500.00 |
| 103 | 2033-07 | 12278.75 | 528.75 | 11750.00 | 199750.00 |
| 104 | 2033-08 | 12249.38 | 499.38 | 11750.00 | 188000.00 |
| 105 | 2033-09 | 12220.00 | 470.00 | 11750.00 | 176250.00 |
| 106 | 2033-10 | 12190.63 | 440.63 | 11750.00 | 164500.00 |
| 107 | 2033-11 | 12161.25 | 411.25 | 11750.00 | 152750.00 |
| 108 | 2033-12 | 12131.88 | 381.88 | 11750.00 | 141000.00 |
| 109 | 2034-01 | 12102.50 | 352.50 | 11750.00 | 129250.00 |
| 110 | 2034-02 | 12073.13 | 323.13 | 11750.00 | 117500.00 |
| 111 | 2034-03 | 12043.75 | 293.75 | 11750.00 | 105750.00 |
| 112 | 2034-04 | 12014.38 | 264.38 | 11750.00 | 94000.00 |
| 113 | 2034-05 | 11985.00 | 235.00 | 11750.00 | 82250.00 |
| 114 | 2034-06 | 11955.63 | 205.63 | 11750.00 | 70500.00 |
| 115 | 2034-07 | 11926.25 | 176.25 | 11750.00 | 58750.00 |
| 116 | 2034-08 | 11896.88 | 146.88 | 11750.00 | 47000.00 |
| 117 | 2034-09 | 11867.50 | 117.50 | 11750.00 | 35250.00 |
| 118 | 2034-10 | 11838.13 | 88.13 | 11750.00 | 23500.00 |
| 119 | 2034-11 | 11808.75 | 58.75 | 11750.00 | 11750.00 |
| 120 | 2034-12 | 11779.38 | 29.38 | 11750.00 | 0.00 |
友情链接:
广告合作商务QQ: 81849964
采用2025年08月19日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年08月19日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
2025年08月19日最新贷款计算器计算最新房贷基准利率，房贷利率表，提供贷款、商业贷款、公积金买房、个人按揭月供购房等银行房贷利率计算公式在线使用，2025年08月19日年最好用的房贷计算器,房贷利息计算专家。