贷款369万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：369万
还款月数：10年
每月还款：37887.82元
利息总额：85.65万
本息合计：454.65万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 37887.82 | 13222.50 | 24665.32 | 3665334.68 |
| 2 | 2024-12 | 37887.82 | 13134.12 | 24753.71 | 3640580.97 |
| 3 | 2025-01 | 37887.82 | 13045.42 | 24842.41 | 3615738.56 |
| 4 | 2025-02 | 37887.82 | 12956.40 | 24931.43 | 3590807.13 |
| 5 | 2025-03 | 37887.82 | 12867.06 | 25020.77 | 3565786.36 |
| 6 | 2025-04 | 37887.82 | 12777.40 | 25110.42 | 3540675.94 |
| 7 | 2025-05 | 37887.82 | 12687.42 | 25200.40 | 3515475.54 |
| 8 | 2025-06 | 37887.82 | 12597.12 | 25290.70 | 3490184.84 |
| 9 | 2025-07 | 37887.82 | 12506.50 | 25381.33 | 3464803.51 |
| 10 | 2025-08 | 37887.82 | 12415.55 | 25472.28 | 3439331.23 |
| 11 | 2025-09 | 37887.82 | 12324.27 | 25563.55 | 3413767.67 |
| 12 | 2025-10 | 37887.82 | 12232.67 | 25655.16 | 3388112.52 |
| 13 | 2025-11 | 37887.82 | 12140.74 | 25747.09 | 3362365.43 |
| 14 | 2025-12 | 37887.82 | 12048.48 | 25839.35 | 3336526.08 |
| 15 | 2026-01 | 37887.82 | 11955.89 | 25931.94 | 3310594.14 |
| 16 | 2026-02 | 37887.82 | 11862.96 | 26024.86 | 3284569.28 |
| 17 | 2026-03 | 37887.82 | 11769.71 | 26118.12 | 3258451.16 |
| 18 | 2026-04 | 37887.82 | 11676.12 | 26211.71 | 3232239.46 |
| 19 | 2026-05 | 37887.82 | 11582.19 | 26305.63 | 3205933.82 |
| 20 | 2026-06 | 37887.82 | 11487.93 | 26399.89 | 3179533.93 |
| 21 | 2026-07 | 37887.82 | 11393.33 | 26494.49 | 3153039.43 |
| 22 | 2026-08 | 37887.82 | 11298.39 | 26589.43 | 3126450.00 |
| 23 | 2026-09 | 37887.82 | 11203.11 | 26684.71 | 3099765.29 |
| 24 | 2026-10 | 37887.82 | 11107.49 | 26780.33 | 3072984.96 |
| 25 | 2026-11 | 37887.82 | 11011.53 | 26876.29 | 3046108.66 |
| 26 | 2026-12 | 37887.82 | 10915.22 | 26972.60 | 3019136.06 |
| 27 | 2027-01 | 37887.82 | 10818.57 | 27069.25 | 2992066.81 |
| 28 | 2027-02 | 37887.82 | 10721.57 | 27166.25 | 2964900.55 |
| 29 | 2027-03 | 37887.82 | 10624.23 | 27263.60 | 2937636.96 |
| 30 | 2027-04 | 37887.82 | 10526.53 | 27361.29 | 2910275.67 |
| 31 | 2027-05 | 37887.82 | 10428.49 | 27459.34 | 2882816.33 |
| 32 | 2027-06 | 37887.82 | 10330.09 | 27557.73 | 2855258.60 |
| 33 | 2027-07 | 37887.82 | 10231.34 | 27656.48 | 2827602.12 |
| 34 | 2027-08 | 37887.82 | 10132.24 | 27755.58 | 2799846.53 |
| 35 | 2027-09 | 37887.82 | 10032.78 | 27855.04 | 2771991.49 |
| 36 | 2027-10 | 37887.82 | 9932.97 | 27954.85 | 2744036.64 |
| 37 | 2027-11 | 37887.82 | 9832.80 | 28055.03 | 2715981.61 |
| 38 | 2027-12 | 37887.82 | 9732.27 | 28155.56 | 2687826.05 |
| 39 | 2028-01 | 37887.82 | 9631.38 | 28256.45 | 2659569.61 |
| 40 | 2028-02 | 37887.82 | 9530.12 | 28357.70 | 2631211.91 |
| 41 | 2028-03 | 37887.82 | 9428.51 | 28459.31 | 2602752.59 |
| 42 | 2028-04 | 37887.82 | 9326.53 | 28561.29 | 2574191.30 |
| 43 | 2028-05 | 37887.82 | 9224.19 | 28663.64 | 2545527.66 |
| 44 | 2028-06 | 37887.82 | 9121.47 | 28766.35 | 2516761.31 |
| 45 | 2028-07 | 37887.82 | 9018.39 | 28869.43 | 2487891.88 |
| 46 | 2028-08 | 37887.82 | 8914.95 | 28972.88 | 2458919.00 |
| 47 | 2028-09 | 37887.82 | 8811.13 | 29076.70 | 2429842.30 |
| 48 | 2028-10 | 37887.82 | 8706.93 | 29180.89 | 2400661.41 |
| 49 | 2028-11 | 37887.82 | 8602.37 | 29285.45 | 2371375.96 |
| 50 | 2028-12 | 37887.82 | 8497.43 | 29390.39 | 2341985.56 |
| 51 | 2029-01 | 37887.82 | 8392.11 | 29495.71 | 2312489.85 |
| 52 | 2029-02 | 37887.82 | 8286.42 | 29601.40 | 2282888.45 |
| 53 | 2029-03 | 37887.82 | 8180.35 | 29707.47 | 2253180.98 |
| 54 | 2029-04 | 37887.82 | 8073.90 | 29813.93 | 2223367.05 |
| 55 | 2029-05 | 37887.82 | 7967.07 | 29920.76 | 2193446.29 |
| 56 | 2029-06 | 37887.82 | 7859.85 | 30027.98 | 2163418.32 |
| 57 | 2029-07 | 37887.82 | 7752.25 | 30135.58 | 2133282.74 |
| 58 | 2029-08 | 37887.82 | 7644.26 | 30243.56 | 2103039.18 |
| 59 | 2029-09 | 37887.82 | 7535.89 | 30351.93 | 2072687.25 |
| 60 | 2029-10 | 37887.82 | 7427.13 | 30460.70 | 2042226.55 |
| 61 | 2029-11 | 37887.82 | 7317.98 | 30569.85 | 2011656.71 |
| 62 | 2029-12 | 37887.82 | 7208.44 | 30679.39 | 1980977.32 |
| 63 | 2030-01 | 37887.82 | 7098.50 | 30789.32 | 1950188.00 |
| 64 | 2030-02 | 37887.82 | 6988.17 | 30899.65 | 1919288.35 |
| 65 | 2030-03 | 37887.82 | 6877.45 | 31010.37 | 1888277.97 |
| 66 | 2030-04 | 37887.82 | 6766.33 | 31121.49 | 1857156.48 |
| 67 | 2030-05 | 37887.82 | 6654.81 | 31233.01 | 1825923.46 |
| 68 | 2030-06 | 37887.82 | 6542.89 | 31344.93 | 1794578.53 |
| 69 | 2030-07 | 37887.82 | 6430.57 | 31457.25 | 1763121.28 |
| 70 | 2030-08 | 37887.82 | 6317.85 | 31569.97 | 1731551.31 |
| 71 | 2030-09 | 37887.82 | 6204.73 | 31683.10 | 1699868.21 |
| 72 | 2030-10 | 37887.82 | 6091.19 | 31796.63 | 1668071.58 |
| 73 | 2030-11 | 37887.82 | 5977.26 | 31910.57 | 1636161.01 |
| 74 | 2030-12 | 37887.82 | 5862.91 | 32024.91 | 1604136.10 |
| 75 | 2031-01 | 37887.82 | 5748.15 | 32139.67 | 1571996.43 |
| 76 | 2031-02 | 37887.82 | 5632.99 | 32254.84 | 1539741.59 |
| 77 | 2031-03 | 37887.82 | 5517.41 | 32370.42 | 1507371.17 |
| 78 | 2031-04 | 37887.82 | 5401.41 | 32486.41 | 1474884.76 |
| 79 | 2031-05 | 37887.82 | 5285.00 | 32602.82 | 1442281.94 |
| 80 | 2031-06 | 37887.82 | 5168.18 | 32719.65 | 1409562.29 |
| 81 | 2031-07 | 37887.82 | 5050.93 | 32836.89 | 1376725.40 |
| 82 | 2031-08 | 37887.82 | 4933.27 | 32954.56 | 1343770.84 |
| 83 | 2031-09 | 37887.82 | 4815.18 | 33072.65 | 1310698.20 |
| 84 | 2031-10 | 37887.82 | 4696.67 | 33191.16 | 1277507.04 |
| 85 | 2031-11 | 37887.82 | 4577.73 | 33310.09 | 1244196.95 |
| 86 | 2031-12 | 37887.82 | 4458.37 | 33429.45 | 1210767.50 |
| 87 | 2032-01 | 37887.82 | 4338.58 | 33549.24 | 1177218.26 |
| 88 | 2032-02 | 37887.82 | 4218.37 | 33669.46 | 1143548.80 |
| 89 | 2032-03 | 37887.82 | 4097.72 | 33790.11 | 1109758.69 |
| 90 | 2032-04 | 37887.82 | 3976.64 | 33911.19 | 1075847.50 |
| 91 | 2032-05 | 37887.82 | 3855.12 | 34032.70 | 1041814.80 |
| 92 | 2032-06 | 37887.82 | 3733.17 | 34154.65 | 1007660.14 |
| 93 | 2032-07 | 37887.82 | 3610.78 | 34277.04 | 973383.10 |
| 94 | 2032-08 | 37887.82 | 3487.96 | 34399.87 | 938983.23 |
| 95 | 2032-09 | 37887.82 | 3364.69 | 34523.13 | 904460.10 |
| 96 | 2032-10 | 37887.82 | 3240.98 | 34646.84 | 869813.26 |
| 97 | 2032-11 | 37887.82 | 3116.83 | 34770.99 | 835042.26 |
| 98 | 2032-12 | 37887.82 | 2992.23 | 34895.59 | 800146.67 |
| 99 | 2033-01 | 37887.82 | 2867.19 | 35020.63 | 765126.04 |
| 100 | 2033-02 | 37887.82 | 2741.70 | 35146.12 | 729979.92 |
| 101 | 2033-03 | 37887.82 | 2615.76 | 35272.06 | 694707.86 |
| 102 | 2033-04 | 37887.82 | 2489.37 | 35398.45 | 659309.40 |
| 103 | 2033-05 | 37887.82 | 2362.53 | 35525.30 | 623784.10 |
| 104 | 2033-06 | 37887.82 | 2235.23 | 35652.60 | 588131.50 |
| 105 | 2033-07 | 37887.82 | 2107.47 | 35780.35 | 552351.15 |
| 106 | 2033-08 | 37887.82 | 1979.26 | 35908.57 | 516442.59 |
| 107 | 2033-09 | 37887.82 | 1850.59 | 36037.24 | 480405.35 |
| 108 | 2033-10 | 37887.82 | 1721.45 | 36166.37 | 444238.97 |
| 109 | 2033-11 | 37887.82 | 1591.86 | 36295.97 | 407943.01 |
| 110 | 2033-12 | 37887.82 | 1461.80 | 36426.03 | 371516.98 |
| 111 | 2034-01 | 37887.82 | 1331.27 | 36556.56 | 334960.42 |
| 112 | 2034-02 | 37887.82 | 1200.27 | 36687.55 | 298272.87 |
| 113 | 2034-03 | 37887.82 | 1068.81 | 36819.01 | 261453.86 |
| 114 | 2034-04 | 37887.82 | 936.88 | 36950.95 | 224502.91 |
| 115 | 2034-05 | 37887.82 | 804.47 | 37083.36 | 187419.56 |
| 116 | 2034-06 | 37887.82 | 671.59 | 37216.24 | 150203.32 |
| 117 | 2034-07 | 37887.82 | 538.23 | 37349.60 | 112853.72 |
| 118 | 2034-08 | 37887.82 | 404.39 | 37483.43 | 75370.29 |
| 119 | 2034-09 | 37887.82 | 270.08 | 37617.75 | 37752.54 |
| 120 | 2034-10 | 37887.82 | 135.28 | 37752.54 | 0.00 |
还款方式二：等额本金
贷款总额：369万
还款月数：10年
首月还款：43972.5元
每月递减：110.19元
利息总额：80万
本息合计：449万
节省利息：56577.67元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 43972.50 | 13222.50 | 30750.00 | 3659250.00 |
| 2 | 2024-12 | 43862.31 | 13112.31 | 30750.00 | 3628500.00 |
| 3 | 2025-01 | 43752.13 | 13002.12 | 30750.00 | 3597750.00 |
| 4 | 2025-02 | 43641.94 | 12891.94 | 30750.00 | 3567000.00 |
| 5 | 2025-03 | 43531.75 | 12781.75 | 30750.00 | 3536250.00 |
| 6 | 2025-04 | 43421.56 | 12671.56 | 30750.00 | 3505500.00 |
| 7 | 2025-05 | 43311.38 | 12561.37 | 30750.00 | 3474750.00 |
| 8 | 2025-06 | 43201.19 | 12451.19 | 30750.00 | 3444000.00 |
| 9 | 2025-07 | 43091.00 | 12341.00 | 30750.00 | 3413250.00 |
| 10 | 2025-08 | 42980.81 | 12230.81 | 30750.00 | 3382500.00 |
| 11 | 2025-09 | 42870.63 | 12120.62 | 30750.00 | 3351750.00 |
| 12 | 2025-10 | 42760.44 | 12010.44 | 30750.00 | 3321000.00 |
| 13 | 2025-11 | 42650.25 | 11900.25 | 30750.00 | 3290250.00 |
| 14 | 2025-12 | 42540.06 | 11790.06 | 30750.00 | 3259500.00 |
| 15 | 2026-01 | 42429.88 | 11679.87 | 30750.00 | 3228750.00 |
| 16 | 2026-02 | 42319.69 | 11569.69 | 30750.00 | 3198000.00 |
| 17 | 2026-03 | 42209.50 | 11459.50 | 30750.00 | 3167250.00 |
| 18 | 2026-04 | 42099.31 | 11349.31 | 30750.00 | 3136500.00 |
| 19 | 2026-05 | 41989.13 | 11239.12 | 30750.00 | 3105750.00 |
| 20 | 2026-06 | 41878.94 | 11128.94 | 30750.00 | 3075000.00 |
| 21 | 2026-07 | 41768.75 | 11018.75 | 30750.00 | 3044250.00 |
| 22 | 2026-08 | 41658.56 | 10908.56 | 30750.00 | 3013500.00 |
| 23 | 2026-09 | 41548.38 | 10798.37 | 30750.00 | 2982750.00 |
| 24 | 2026-10 | 41438.19 | 10688.19 | 30750.00 | 2952000.00 |
| 25 | 2026-11 | 41328.00 | 10578.00 | 30750.00 | 2921250.00 |
| 26 | 2026-12 | 41217.81 | 10467.81 | 30750.00 | 2890500.00 |
| 27 | 2027-01 | 41107.63 | 10357.62 | 30750.00 | 2859750.00 |
| 28 | 2027-02 | 40997.44 | 10247.44 | 30750.00 | 2829000.00 |
| 29 | 2027-03 | 40887.25 | 10137.25 | 30750.00 | 2798250.00 |
| 30 | 2027-04 | 40777.06 | 10027.06 | 30750.00 | 2767500.00 |
| 31 | 2027-05 | 40666.88 | 9916.87 | 30750.00 | 2736750.00 |
| 32 | 2027-06 | 40556.69 | 9806.69 | 30750.00 | 2706000.00 |
| 33 | 2027-07 | 40446.50 | 9696.50 | 30750.00 | 2675250.00 |
| 34 | 2027-08 | 40336.31 | 9586.31 | 30750.00 | 2644500.00 |
| 35 | 2027-09 | 40226.13 | 9476.12 | 30750.00 | 2613750.00 |
| 36 | 2027-10 | 40115.94 | 9365.94 | 30750.00 | 2583000.00 |
| 37 | 2027-11 | 40005.75 | 9255.75 | 30750.00 | 2552250.00 |
| 38 | 2027-12 | 39895.56 | 9145.56 | 30750.00 | 2521500.00 |
| 39 | 2028-01 | 39785.38 | 9035.37 | 30750.00 | 2490750.00 |
| 40 | 2028-02 | 39675.19 | 8925.19 | 30750.00 | 2460000.00 |
| 41 | 2028-03 | 39565.00 | 8815.00 | 30750.00 | 2429250.00 |
| 42 | 2028-04 | 39454.81 | 8704.81 | 30750.00 | 2398500.00 |
| 43 | 2028-05 | 39344.63 | 8594.62 | 30750.00 | 2367750.00 |
| 44 | 2028-06 | 39234.44 | 8484.44 | 30750.00 | 2337000.00 |
| 45 | 2028-07 | 39124.25 | 8374.25 | 30750.00 | 2306250.00 |
| 46 | 2028-08 | 39014.06 | 8264.06 | 30750.00 | 2275500.00 |
| 47 | 2028-09 | 38903.88 | 8153.87 | 30750.00 | 2244750.00 |
| 48 | 2028-10 | 38793.69 | 8043.69 | 30750.00 | 2214000.00 |
| 49 | 2028-11 | 38683.50 | 7933.50 | 30750.00 | 2183250.00 |
| 50 | 2028-12 | 38573.31 | 7823.31 | 30750.00 | 2152500.00 |
| 51 | 2029-01 | 38463.13 | 7713.12 | 30750.00 | 2121750.00 |
| 52 | 2029-02 | 38352.94 | 7602.94 | 30750.00 | 2091000.00 |
| 53 | 2029-03 | 38242.75 | 7492.75 | 30750.00 | 2060250.00 |
| 54 | 2029-04 | 38132.56 | 7382.56 | 30750.00 | 2029500.00 |
| 55 | 2029-05 | 38022.38 | 7272.37 | 30750.00 | 1998750.00 |
| 56 | 2029-06 | 37912.19 | 7162.19 | 30750.00 | 1968000.00 |
| 57 | 2029-07 | 37802.00 | 7052.00 | 30750.00 | 1937250.00 |
| 58 | 2029-08 | 37691.81 | 6941.81 | 30750.00 | 1906500.00 |
| 59 | 2029-09 | 37581.63 | 6831.62 | 30750.00 | 1875750.00 |
| 60 | 2029-10 | 37471.44 | 6721.44 | 30750.00 | 1845000.00 |
| 61 | 2029-11 | 37361.25 | 6611.25 | 30750.00 | 1814250.00 |
| 62 | 2029-12 | 37251.06 | 6501.06 | 30750.00 | 1783500.00 |
| 63 | 2030-01 | 37140.88 | 6390.87 | 30750.00 | 1752750.00 |
| 64 | 2030-02 | 37030.69 | 6280.69 | 30750.00 | 1722000.00 |
| 65 | 2030-03 | 36920.50 | 6170.50 | 30750.00 | 1691250.00 |
| 66 | 2030-04 | 36810.31 | 6060.31 | 30750.00 | 1660500.00 |
| 67 | 2030-05 | 36700.13 | 5950.12 | 30750.00 | 1629750.00 |
| 68 | 2030-06 | 36589.94 | 5839.94 | 30750.00 | 1599000.00 |
| 69 | 2030-07 | 36479.75 | 5729.75 | 30750.00 | 1568250.00 |
| 70 | 2030-08 | 36369.56 | 5619.56 | 30750.00 | 1537500.00 |
| 71 | 2030-09 | 36259.38 | 5509.37 | 30750.00 | 1506750.00 |
| 72 | 2030-10 | 36149.19 | 5399.19 | 30750.00 | 1476000.00 |
| 73 | 2030-11 | 36039.00 | 5289.00 | 30750.00 | 1445250.00 |
| 74 | 2030-12 | 35928.81 | 5178.81 | 30750.00 | 1414500.00 |
| 75 | 2031-01 | 35818.63 | 5068.62 | 30750.00 | 1383750.00 |
| 76 | 2031-02 | 35708.44 | 4958.44 | 30750.00 | 1353000.00 |
| 77 | 2031-03 | 35598.25 | 4848.25 | 30750.00 | 1322250.00 |
| 78 | 2031-04 | 35488.06 | 4738.06 | 30750.00 | 1291500.00 |
| 79 | 2031-05 | 35377.88 | 4627.87 | 30750.00 | 1260750.00 |
| 80 | 2031-06 | 35267.69 | 4517.69 | 30750.00 | 1230000.00 |
| 81 | 2031-07 | 35157.50 | 4407.50 | 30750.00 | 1199250.00 |
| 82 | 2031-08 | 35047.31 | 4297.31 | 30750.00 | 1168500.00 |
| 83 | 2031-09 | 34937.13 | 4187.12 | 30750.00 | 1137750.00 |
| 84 | 2031-10 | 34826.94 | 4076.94 | 30750.00 | 1107000.00 |
| 85 | 2031-11 | 34716.75 | 3966.75 | 30750.00 | 1076250.00 |
| 86 | 2031-12 | 34606.56 | 3856.56 | 30750.00 | 1045500.00 |
| 87 | 2032-01 | 34496.38 | 3746.37 | 30750.00 | 1014750.00 |
| 88 | 2032-02 | 34386.19 | 3636.19 | 30750.00 | 984000.00 |
| 89 | 2032-03 | 34276.00 | 3526.00 | 30750.00 | 953250.00 |
| 90 | 2032-04 | 34165.81 | 3415.81 | 30750.00 | 922500.00 |
| 91 | 2032-05 | 34055.63 | 3305.62 | 30750.00 | 891750.00 |
| 92 | 2032-06 | 33945.44 | 3195.44 | 30750.00 | 861000.00 |
| 93 | 2032-07 | 33835.25 | 3085.25 | 30750.00 | 830250.00 |
| 94 | 2032-08 | 33725.06 | 2975.06 | 30750.00 | 799500.00 |
| 95 | 2032-09 | 33614.88 | 2864.87 | 30750.00 | 768750.00 |
| 96 | 2032-10 | 33504.69 | 2754.69 | 30750.00 | 738000.00 |
| 97 | 2032-11 | 33394.50 | 2644.50 | 30750.00 | 707250.00 |
| 98 | 2032-12 | 33284.31 | 2534.31 | 30750.00 | 676500.00 |
| 99 | 2033-01 | 33174.13 | 2424.12 | 30750.00 | 645750.00 |
| 100 | 2033-02 | 33063.94 | 2313.94 | 30750.00 | 615000.00 |
| 101 | 2033-03 | 32953.75 | 2203.75 | 30750.00 | 584250.00 |
| 102 | 2033-04 | 32843.56 | 2093.56 | 30750.00 | 553500.00 |
| 103 | 2033-05 | 32733.38 | 1983.37 | 30750.00 | 522750.00 |
| 104 | 2033-06 | 32623.19 | 1873.19 | 30750.00 | 492000.00 |
| 105 | 2033-07 | 32513.00 | 1763.00 | 30750.00 | 461250.00 |
| 106 | 2033-08 | 32402.81 | 1652.81 | 30750.00 | 430500.00 |
| 107 | 2033-09 | 32292.63 | 1542.62 | 30750.00 | 399750.00 |
| 108 | 2033-10 | 32182.44 | 1432.44 | 30750.00 | 369000.00 |
| 109 | 2033-11 | 32072.25 | 1322.25 | 30750.00 | 338250.00 |
| 110 | 2033-12 | 31962.06 | 1212.06 | 30750.00 | 307500.00 |
| 111 | 2034-01 | 31851.88 | 1101.87 | 30750.00 | 276750.00 |
| 112 | 2034-02 | 31741.69 | 991.69 | 30750.00 | 246000.00 |
| 113 | 2034-03 | 31631.50 | 881.50 | 30750.00 | 215250.00 |
| 114 | 2034-04 | 31521.31 | 771.31 | 30750.00 | 184500.00 |
| 115 | 2034-05 | 31411.13 | 661.12 | 30750.00 | 153750.00 |
| 116 | 2034-06 | 31300.94 | 550.94 | 30750.00 | 123000.00 |
| 117 | 2034-07 | 31190.75 | 440.75 | 30750.00 | 92250.00 |
| 118 | 2034-08 | 31080.56 | 330.56 | 30750.00 | 61500.00 |
| 119 | 2034-09 | 30970.38 | 220.37 | 30750.00 | 30750.00 |
| 120 | 2034-10 | 30860.19 | 110.19 | 30750.00 | 0.00 |
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采用2025年11月29日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年11月29日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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