贷款368万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：368万
还款月数：10年
每月还款：37785.15元
利息总额：85.42万
本息合计：453.42万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 37785.15 | 13186.67 | 24598.48 | 3655401.52 |
| 2 | 2024-12 | 37785.15 | 13098.52 | 24686.63 | 3630714.89 |
| 3 | 2025-01 | 37785.15 | 13010.06 | 24775.09 | 3605939.81 |
| 4 | 2025-02 | 37785.15 | 12921.28 | 24863.86 | 3581075.95 |
| 5 | 2025-03 | 37785.15 | 12832.19 | 24952.96 | 3556122.99 |
| 6 | 2025-04 | 37785.15 | 12742.77 | 25042.37 | 3531080.61 |
| 7 | 2025-05 | 37785.15 | 12653.04 | 25132.11 | 3505948.51 |
| 8 | 2025-06 | 37785.15 | 12562.98 | 25222.17 | 3480726.34 |
| 9 | 2025-07 | 37785.15 | 12472.60 | 25312.54 | 3455413.80 |
| 10 | 2025-08 | 37785.15 | 12381.90 | 25403.25 | 3430010.55 |
| 11 | 2025-09 | 37785.15 | 12290.87 | 25494.28 | 3404516.27 |
| 12 | 2025-10 | 37785.15 | 12199.52 | 25585.63 | 3378930.64 |
| 13 | 2025-11 | 37785.15 | 12107.83 | 25677.31 | 3353253.33 |
| 14 | 2025-12 | 37785.15 | 12015.82 | 25769.32 | 3327484.01 |
| 15 | 2026-01 | 37785.15 | 11923.48 | 25861.66 | 3301622.34 |
| 16 | 2026-02 | 37785.15 | 11830.81 | 25954.33 | 3275668.01 |
| 17 | 2026-03 | 37785.15 | 11737.81 | 26047.34 | 3249620.67 |
| 18 | 2026-04 | 37785.15 | 11644.47 | 26140.67 | 3223480.00 |
| 19 | 2026-05 | 37785.15 | 11550.80 | 26234.34 | 3197245.65 |
| 20 | 2026-06 | 37785.15 | 11456.80 | 26328.35 | 3170917.30 |
| 21 | 2026-07 | 37785.15 | 11362.45 | 26422.69 | 3144494.61 |
| 22 | 2026-08 | 37785.15 | 11267.77 | 26517.37 | 3117977.24 |
| 23 | 2026-09 | 37785.15 | 11172.75 | 26612.40 | 3091364.84 |
| 24 | 2026-10 | 37785.15 | 11077.39 | 26707.76 | 3064657.08 |
| 25 | 2026-11 | 37785.15 | 10981.69 | 26803.46 | 3037853.62 |
| 26 | 2026-12 | 37785.15 | 10885.64 | 26899.51 | 3010954.12 |
| 27 | 2027-01 | 37785.15 | 10789.25 | 26995.90 | 2983958.22 |
| 28 | 2027-02 | 37785.15 | 10692.52 | 27092.63 | 2956865.59 |
| 29 | 2027-03 | 37785.15 | 10595.44 | 27189.71 | 2929675.88 |
| 30 | 2027-04 | 37785.15 | 10498.01 | 27287.14 | 2902388.74 |
| 31 | 2027-05 | 37785.15 | 10400.23 | 27384.92 | 2875003.82 |
| 32 | 2027-06 | 37785.15 | 10302.10 | 27483.05 | 2847520.77 |
| 33 | 2027-07 | 37785.15 | 10203.62 | 27581.53 | 2819939.24 |
| 34 | 2027-08 | 37785.15 | 10104.78 | 27680.37 | 2792258.87 |
| 35 | 2027-09 | 37785.15 | 10005.59 | 27779.55 | 2764479.32 |
| 36 | 2027-10 | 37785.15 | 9906.05 | 27879.10 | 2736600.22 |
| 37 | 2027-11 | 37785.15 | 9806.15 | 27979.00 | 2708621.23 |
| 38 | 2027-12 | 37785.15 | 9705.89 | 28079.25 | 2680541.97 |
| 39 | 2028-01 | 37785.15 | 9605.28 | 28179.87 | 2652362.10 |
| 40 | 2028-02 | 37785.15 | 9504.30 | 28280.85 | 2624081.25 |
| 41 | 2028-03 | 37785.15 | 9402.96 | 28382.19 | 2595699.06 |
| 42 | 2028-04 | 37785.15 | 9301.25 | 28483.89 | 2567215.17 |
| 43 | 2028-05 | 37785.15 | 9199.19 | 28585.96 | 2538629.21 |
| 44 | 2028-06 | 37785.15 | 9096.75 | 28688.39 | 2509940.82 |
| 45 | 2028-07 | 37785.15 | 8993.95 | 28791.19 | 2481149.62 |
| 46 | 2028-08 | 37785.15 | 8890.79 | 28894.36 | 2452255.26 |
| 47 | 2028-09 | 37785.15 | 8787.25 | 28997.90 | 2423257.36 |
| 48 | 2028-10 | 37785.15 | 8683.34 | 29101.81 | 2394155.55 |
| 49 | 2028-11 | 37785.15 | 8579.06 | 29206.09 | 2364949.46 |
| 50 | 2028-12 | 37785.15 | 8474.40 | 29310.75 | 2335638.72 |
| 51 | 2029-01 | 37785.15 | 8369.37 | 29415.78 | 2306222.94 |
| 52 | 2029-02 | 37785.15 | 8263.97 | 29521.18 | 2276701.76 |
| 53 | 2029-03 | 37785.15 | 8158.18 | 29626.97 | 2247074.80 |
| 54 | 2029-04 | 37785.15 | 8052.02 | 29733.13 | 2217341.67 |
| 55 | 2029-05 | 37785.15 | 7945.47 | 29839.67 | 2187501.99 |
| 56 | 2029-06 | 37785.15 | 7838.55 | 29946.60 | 2157555.40 |
| 57 | 2029-07 | 37785.15 | 7731.24 | 30053.91 | 2127501.49 |
| 58 | 2029-08 | 37785.15 | 7623.55 | 30161.60 | 2097339.89 |
| 59 | 2029-09 | 37785.15 | 7515.47 | 30269.68 | 2067070.21 |
| 60 | 2029-10 | 37785.15 | 7407.00 | 30378.15 | 2036692.06 |
| 61 | 2029-11 | 37785.15 | 7298.15 | 30487.00 | 2006205.06 |
| 62 | 2029-12 | 37785.15 | 7188.90 | 30596.25 | 1975608.82 |
| 63 | 2030-01 | 37785.15 | 7079.26 | 30705.88 | 1944902.93 |
| 64 | 2030-02 | 37785.15 | 6969.24 | 30815.91 | 1914087.02 |
| 65 | 2030-03 | 37785.15 | 6858.81 | 30926.34 | 1883160.69 |
| 66 | 2030-04 | 37785.15 | 6747.99 | 31037.15 | 1852123.53 |
| 67 | 2030-05 | 37785.15 | 6636.78 | 31148.37 | 1820975.16 |
| 68 | 2030-06 | 37785.15 | 6525.16 | 31259.99 | 1789715.17 |
| 69 | 2030-07 | 37785.15 | 6413.15 | 31372.00 | 1758343.17 |
| 70 | 2030-08 | 37785.15 | 6300.73 | 31484.42 | 1726858.76 |
| 71 | 2030-09 | 37785.15 | 6187.91 | 31597.24 | 1695261.52 |
| 72 | 2030-10 | 37785.15 | 6074.69 | 31710.46 | 1663551.06 |
| 73 | 2030-11 | 37785.15 | 5961.06 | 31824.09 | 1631726.97 |
| 74 | 2030-12 | 37785.15 | 5847.02 | 31938.13 | 1599788.84 |
| 75 | 2031-01 | 37785.15 | 5732.58 | 32052.57 | 1567736.27 |
| 76 | 2031-02 | 37785.15 | 5617.72 | 32167.43 | 1535568.85 |
| 77 | 2031-03 | 37785.15 | 5502.46 | 32282.69 | 1503286.16 |
| 78 | 2031-04 | 37785.15 | 5386.78 | 32398.37 | 1470887.78 |
| 79 | 2031-05 | 37785.15 | 5270.68 | 32514.47 | 1438373.32 |
| 80 | 2031-06 | 37785.15 | 5154.17 | 32630.98 | 1405742.34 |
| 81 | 2031-07 | 37785.15 | 5037.24 | 32747.90 | 1372994.44 |
| 82 | 2031-08 | 37785.15 | 4919.90 | 32865.25 | 1340129.19 |
| 83 | 2031-09 | 37785.15 | 4802.13 | 32983.02 | 1307146.17 |
| 84 | 2031-10 | 37785.15 | 4683.94 | 33101.21 | 1274044.96 |
| 85 | 2031-11 | 37785.15 | 4565.33 | 33219.82 | 1240825.14 |
| 86 | 2031-12 | 37785.15 | 4446.29 | 33338.86 | 1207486.29 |
| 87 | 2032-01 | 37785.15 | 4326.83 | 33458.32 | 1174027.96 |
| 88 | 2032-02 | 37785.15 | 4206.93 | 33578.21 | 1140449.75 |
| 89 | 2032-03 | 37785.15 | 4086.61 | 33698.54 | 1106751.21 |
| 90 | 2032-04 | 37785.15 | 3965.86 | 33819.29 | 1072931.93 |
| 91 | 2032-05 | 37785.15 | 3844.67 | 33940.47 | 1038991.45 |
| 92 | 2032-06 | 37785.15 | 3723.05 | 34062.09 | 1004929.36 |
| 93 | 2032-07 | 37785.15 | 3601.00 | 34184.15 | 970745.21 |
| 94 | 2032-08 | 37785.15 | 3478.50 | 34306.64 | 936438.56 |
| 95 | 2032-09 | 37785.15 | 3355.57 | 34429.58 | 902008.99 |
| 96 | 2032-10 | 37785.15 | 3232.20 | 34552.95 | 867456.04 |
| 97 | 2032-11 | 37785.15 | 3108.38 | 34676.76 | 832779.28 |
| 98 | 2032-12 | 37785.15 | 2984.13 | 34801.02 | 797978.25 |
| 99 | 2033-01 | 37785.15 | 2859.42 | 34925.73 | 763052.53 |
| 100 | 2033-02 | 37785.15 | 2734.27 | 35050.88 | 728001.65 |
| 101 | 2033-03 | 37785.15 | 2608.67 | 35176.47 | 692825.18 |
| 102 | 2033-04 | 37785.15 | 2482.62 | 35302.52 | 657522.65 |
| 103 | 2033-05 | 37785.15 | 2356.12 | 35429.02 | 622093.63 |
| 104 | 2033-06 | 37785.15 | 2229.17 | 35555.98 | 586537.65 |
| 105 | 2033-07 | 37785.15 | 2101.76 | 35683.39 | 550854.26 |
| 106 | 2033-08 | 37785.15 | 1973.89 | 35811.25 | 515043.01 |
| 107 | 2033-09 | 37785.15 | 1845.57 | 35939.58 | 479103.44 |
| 108 | 2033-10 | 37785.15 | 1716.79 | 36068.36 | 443035.08 |
| 109 | 2033-11 | 37785.15 | 1587.54 | 36197.60 | 406837.47 |
| 110 | 2033-12 | 37785.15 | 1457.83 | 36327.31 | 370510.16 |
| 111 | 2034-01 | 37785.15 | 1327.66 | 36457.49 | 334052.67 |
| 112 | 2034-02 | 37785.15 | 1197.02 | 36588.13 | 297464.55 |
| 113 | 2034-03 | 37785.15 | 1065.91 | 36719.23 | 260745.31 |
| 114 | 2034-04 | 37785.15 | 934.34 | 36850.81 | 223894.50 |
| 115 | 2034-05 | 37785.15 | 802.29 | 36982.86 | 186911.64 |
| 116 | 2034-06 | 37785.15 | 669.77 | 37115.38 | 149796.26 |
| 117 | 2034-07 | 37785.15 | 536.77 | 37248.38 | 112547.89 |
| 118 | 2034-08 | 37785.15 | 403.30 | 37381.85 | 75166.04 |
| 119 | 2034-09 | 37785.15 | 269.34 | 37515.80 | 37650.23 |
| 120 | 2034-10 | 37785.15 | 134.91 | 37650.23 | 0.00 |
还款方式二：等额本金
贷款总额：368万
还款月数：10年
首月还款：43853.33元
每月递减：109.89元
利息总额：79.78万
本息合计：447.78万
节省利息：56424.34元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 43853.33 | 13186.67 | 30666.67 | 3649333.33 |
| 2 | 2024-12 | 43743.44 | 13076.78 | 30666.67 | 3618666.67 |
| 3 | 2025-01 | 43633.56 | 12966.89 | 30666.67 | 3588000.00 |
| 4 | 2025-02 | 43523.67 | 12857.00 | 30666.67 | 3557333.33 |
| 5 | 2025-03 | 43413.78 | 12747.11 | 30666.67 | 3526666.67 |
| 6 | 2025-04 | 43303.89 | 12637.22 | 30666.67 | 3496000.00 |
| 7 | 2025-05 | 43194.00 | 12527.33 | 30666.67 | 3465333.33 |
| 8 | 2025-06 | 43084.11 | 12417.44 | 30666.67 | 3434666.67 |
| 9 | 2025-07 | 42974.22 | 12307.56 | 30666.67 | 3404000.00 |
| 10 | 2025-08 | 42864.33 | 12197.67 | 30666.67 | 3373333.33 |
| 11 | 2025-09 | 42754.44 | 12087.78 | 30666.67 | 3342666.67 |
| 12 | 2025-10 | 42644.56 | 11977.89 | 30666.67 | 3312000.00 |
| 13 | 2025-11 | 42534.67 | 11868.00 | 30666.67 | 3281333.33 |
| 14 | 2025-12 | 42424.78 | 11758.11 | 30666.67 | 3250666.67 |
| 15 | 2026-01 | 42314.89 | 11648.22 | 30666.67 | 3220000.00 |
| 16 | 2026-02 | 42205.00 | 11538.33 | 30666.67 | 3189333.33 |
| 17 | 2026-03 | 42095.11 | 11428.44 | 30666.67 | 3158666.67 |
| 18 | 2026-04 | 41985.22 | 11318.56 | 30666.67 | 3128000.00 |
| 19 | 2026-05 | 41875.33 | 11208.67 | 30666.67 | 3097333.33 |
| 20 | 2026-06 | 41765.44 | 11098.78 | 30666.67 | 3066666.67 |
| 21 | 2026-07 | 41655.56 | 10988.89 | 30666.67 | 3036000.00 |
| 22 | 2026-08 | 41545.67 | 10879.00 | 30666.67 | 3005333.33 |
| 23 | 2026-09 | 41435.78 | 10769.11 | 30666.67 | 2974666.67 |
| 24 | 2026-10 | 41325.89 | 10659.22 | 30666.67 | 2944000.00 |
| 25 | 2026-11 | 41216.00 | 10549.33 | 30666.67 | 2913333.33 |
| 26 | 2026-12 | 41106.11 | 10439.44 | 30666.67 | 2882666.67 |
| 27 | 2027-01 | 40996.22 | 10329.56 | 30666.67 | 2852000.00 |
| 28 | 2027-02 | 40886.33 | 10219.67 | 30666.67 | 2821333.33 |
| 29 | 2027-03 | 40776.44 | 10109.78 | 30666.67 | 2790666.67 |
| 30 | 2027-04 | 40666.56 | 9999.89 | 30666.67 | 2760000.00 |
| 31 | 2027-05 | 40556.67 | 9890.00 | 30666.67 | 2729333.33 |
| 32 | 2027-06 | 40446.78 | 9780.11 | 30666.67 | 2698666.67 |
| 33 | 2027-07 | 40336.89 | 9670.22 | 30666.67 | 2668000.00 |
| 34 | 2027-08 | 40227.00 | 9560.33 | 30666.67 | 2637333.33 |
| 35 | 2027-09 | 40117.11 | 9450.44 | 30666.67 | 2606666.67 |
| 36 | 2027-10 | 40007.22 | 9340.56 | 30666.67 | 2576000.00 |
| 37 | 2027-11 | 39897.33 | 9230.67 | 30666.67 | 2545333.33 |
| 38 | 2027-12 | 39787.44 | 9120.78 | 30666.67 | 2514666.67 |
| 39 | 2028-01 | 39677.56 | 9010.89 | 30666.67 | 2484000.00 |
| 40 | 2028-02 | 39567.67 | 8901.00 | 30666.67 | 2453333.33 |
| 41 | 2028-03 | 39457.78 | 8791.11 | 30666.67 | 2422666.67 |
| 42 | 2028-04 | 39347.89 | 8681.22 | 30666.67 | 2392000.00 |
| 43 | 2028-05 | 39238.00 | 8571.33 | 30666.67 | 2361333.33 |
| 44 | 2028-06 | 39128.11 | 8461.44 | 30666.67 | 2330666.67 |
| 45 | 2028-07 | 39018.22 | 8351.56 | 30666.67 | 2300000.00 |
| 46 | 2028-08 | 38908.33 | 8241.67 | 30666.67 | 2269333.33 |
| 47 | 2028-09 | 38798.44 | 8131.78 | 30666.67 | 2238666.67 |
| 48 | 2028-10 | 38688.56 | 8021.89 | 30666.67 | 2208000.00 |
| 49 | 2028-11 | 38578.67 | 7912.00 | 30666.67 | 2177333.33 |
| 50 | 2028-12 | 38468.78 | 7802.11 | 30666.67 | 2146666.67 |
| 51 | 2029-01 | 38358.89 | 7692.22 | 30666.67 | 2116000.00 |
| 52 | 2029-02 | 38249.00 | 7582.33 | 30666.67 | 2085333.33 |
| 53 | 2029-03 | 38139.11 | 7472.44 | 30666.67 | 2054666.67 |
| 54 | 2029-04 | 38029.22 | 7362.56 | 30666.67 | 2024000.00 |
| 55 | 2029-05 | 37919.33 | 7252.67 | 30666.67 | 1993333.33 |
| 56 | 2029-06 | 37809.44 | 7142.78 | 30666.67 | 1962666.67 |
| 57 | 2029-07 | 37699.56 | 7032.89 | 30666.67 | 1932000.00 |
| 58 | 2029-08 | 37589.67 | 6923.00 | 30666.67 | 1901333.33 |
| 59 | 2029-09 | 37479.78 | 6813.11 | 30666.67 | 1870666.67 |
| 60 | 2029-10 | 37369.89 | 6703.22 | 30666.67 | 1840000.00 |
| 61 | 2029-11 | 37260.00 | 6593.33 | 30666.67 | 1809333.33 |
| 62 | 2029-12 | 37150.11 | 6483.44 | 30666.67 | 1778666.67 |
| 63 | 2030-01 | 37040.22 | 6373.56 | 30666.67 | 1748000.00 |
| 64 | 2030-02 | 36930.33 | 6263.67 | 30666.67 | 1717333.33 |
| 65 | 2030-03 | 36820.44 | 6153.78 | 30666.67 | 1686666.67 |
| 66 | 2030-04 | 36710.56 | 6043.89 | 30666.67 | 1656000.00 |
| 67 | 2030-05 | 36600.67 | 5934.00 | 30666.67 | 1625333.33 |
| 68 | 2030-06 | 36490.78 | 5824.11 | 30666.67 | 1594666.67 |
| 69 | 2030-07 | 36380.89 | 5714.22 | 30666.67 | 1564000.00 |
| 70 | 2030-08 | 36271.00 | 5604.33 | 30666.67 | 1533333.33 |
| 71 | 2030-09 | 36161.11 | 5494.44 | 30666.67 | 1502666.67 |
| 72 | 2030-10 | 36051.22 | 5384.56 | 30666.67 | 1472000.00 |
| 73 | 2030-11 | 35941.33 | 5274.67 | 30666.67 | 1441333.33 |
| 74 | 2030-12 | 35831.44 | 5164.78 | 30666.67 | 1410666.67 |
| 75 | 2031-01 | 35721.56 | 5054.89 | 30666.67 | 1380000.00 |
| 76 | 2031-02 | 35611.67 | 4945.00 | 30666.67 | 1349333.33 |
| 77 | 2031-03 | 35501.78 | 4835.11 | 30666.67 | 1318666.67 |
| 78 | 2031-04 | 35391.89 | 4725.22 | 30666.67 | 1288000.00 |
| 79 | 2031-05 | 35282.00 | 4615.33 | 30666.67 | 1257333.33 |
| 80 | 2031-06 | 35172.11 | 4505.44 | 30666.67 | 1226666.67 |
| 81 | 2031-07 | 35062.22 | 4395.56 | 30666.67 | 1196000.00 |
| 82 | 2031-08 | 34952.33 | 4285.67 | 30666.67 | 1165333.33 |
| 83 | 2031-09 | 34842.44 | 4175.78 | 30666.67 | 1134666.67 |
| 84 | 2031-10 | 34732.56 | 4065.89 | 30666.67 | 1104000.00 |
| 85 | 2031-11 | 34622.67 | 3956.00 | 30666.67 | 1073333.33 |
| 86 | 2031-12 | 34512.78 | 3846.11 | 30666.67 | 1042666.67 |
| 87 | 2032-01 | 34402.89 | 3736.22 | 30666.67 | 1012000.00 |
| 88 | 2032-02 | 34293.00 | 3626.33 | 30666.67 | 981333.33 |
| 89 | 2032-03 | 34183.11 | 3516.44 | 30666.67 | 950666.67 |
| 90 | 2032-04 | 34073.22 | 3406.56 | 30666.67 | 920000.00 |
| 91 | 2032-05 | 33963.33 | 3296.67 | 30666.67 | 889333.33 |
| 92 | 2032-06 | 33853.44 | 3186.78 | 30666.67 | 858666.67 |
| 93 | 2032-07 | 33743.56 | 3076.89 | 30666.67 | 828000.00 |
| 94 | 2032-08 | 33633.67 | 2967.00 | 30666.67 | 797333.33 |
| 95 | 2032-09 | 33523.78 | 2857.11 | 30666.67 | 766666.67 |
| 96 | 2032-10 | 33413.89 | 2747.22 | 30666.67 | 736000.00 |
| 97 | 2032-11 | 33304.00 | 2637.33 | 30666.67 | 705333.33 |
| 98 | 2032-12 | 33194.11 | 2527.44 | 30666.67 | 674666.67 |
| 99 | 2033-01 | 33084.22 | 2417.56 | 30666.67 | 644000.00 |
| 100 | 2033-02 | 32974.33 | 2307.67 | 30666.67 | 613333.33 |
| 101 | 2033-03 | 32864.44 | 2197.78 | 30666.67 | 582666.67 |
| 102 | 2033-04 | 32754.56 | 2087.89 | 30666.67 | 552000.00 |
| 103 | 2033-05 | 32644.67 | 1978.00 | 30666.67 | 521333.33 |
| 104 | 2033-06 | 32534.78 | 1868.11 | 30666.67 | 490666.67 |
| 105 | 2033-07 | 32424.89 | 1758.22 | 30666.67 | 460000.00 |
| 106 | 2033-08 | 32315.00 | 1648.33 | 30666.67 | 429333.33 |
| 107 | 2033-09 | 32205.11 | 1538.44 | 30666.67 | 398666.67 |
| 108 | 2033-10 | 32095.22 | 1428.56 | 30666.67 | 368000.00 |
| 109 | 2033-11 | 31985.33 | 1318.67 | 30666.67 | 337333.33 |
| 110 | 2033-12 | 31875.44 | 1208.78 | 30666.67 | 306666.67 |
| 111 | 2034-01 | 31765.56 | 1098.89 | 30666.67 | 276000.00 |
| 112 | 2034-02 | 31655.67 | 989.00 | 30666.67 | 245333.33 |
| 113 | 2034-03 | 31545.78 | 879.11 | 30666.67 | 214666.67 |
| 114 | 2034-04 | 31435.89 | 769.22 | 30666.67 | 184000.00 |
| 115 | 2034-05 | 31326.00 | 659.33 | 30666.67 | 153333.33 |
| 116 | 2034-06 | 31216.11 | 549.44 | 30666.67 | 122666.67 |
| 117 | 2034-07 | 31106.22 | 439.56 | 30666.67 | 92000.00 |
| 118 | 2034-08 | 30996.33 | 329.67 | 30666.67 | 61333.33 |
| 119 | 2034-09 | 30886.44 | 219.78 | 30666.67 | 30666.67 |
| 120 | 2034-10 | 30776.56 | 109.89 | 30666.67 | 0.00 |
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采用2025年11月29日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年11月29日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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