贷款194万(商业贷款)的房贷,还款10年的等额本息和等额本金,有两种还款方式明细说明解析。
还款方式一:等额本息
贷款总额:194万
还款月数:10年
每月还款:18024.91元
利息总额:22.3万
本息合计:216.3万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 18024.91 | 3556.67 | 14468.24 | 1925531.76 |
| 2 | 2024-12 | 18024.91 | 3530.14 | 14494.77 | 1911036.99 |
| 3 | 2025-01 | 18024.91 | 3503.57 | 14521.34 | 1896515.65 |
| 4 | 2025-02 | 18024.91 | 3476.95 | 14547.96 | 1881967.69 |
| 5 | 2025-03 | 18024.91 | 3450.27 | 14574.63 | 1867393.05 |
| 6 | 2025-04 | 18024.91 | 3423.55 | 14601.35 | 1852791.70 |
| 7 | 2025-05 | 18024.91 | 3396.78 | 14628.12 | 1838163.58 |
| 8 | 2025-06 | 18024.91 | 3369.97 | 14654.94 | 1823508.63 |
| 9 | 2025-07 | 18024.91 | 3343.10 | 14681.81 | 1808826.82 |
| 10 | 2025-08 | 18024.91 | 3316.18 | 14708.73 | 1794118.10 |
| 11 | 2025-09 | 18024.91 | 3289.22 | 14735.69 | 1779382.41 |
| 12 | 2025-10 | 18024.91 | 3262.20 | 14762.71 | 1764619.70 |
| 13 | 2025-11 | 18024.91 | 3235.14 | 14789.77 | 1749829.93 |
| 14 | 2025-12 | 18024.91 | 3208.02 | 14816.89 | 1735013.04 |
| 15 | 2026-01 | 18024.91 | 3180.86 | 14844.05 | 1720168.99 |
| 16 | 2026-02 | 18024.91 | 3153.64 | 14871.27 | 1705297.72 |
| 17 | 2026-03 | 18024.91 | 3126.38 | 14898.53 | 1690399.19 |
| 18 | 2026-04 | 18024.91 | 3099.07 | 14925.84 | 1675473.35 |
| 19 | 2026-05 | 18024.91 | 3071.70 | 14953.21 | 1660520.14 |
| 20 | 2026-06 | 18024.91 | 3044.29 | 14980.62 | 1645539.52 |
| 21 | 2026-07 | 18024.91 | 3016.82 | 15008.09 | 1630531.44 |
| 22 | 2026-08 | 18024.91 | 2989.31 | 15035.60 | 1615495.84 |
| 23 | 2026-09 | 18024.91 | 2961.74 | 15063.17 | 1600432.67 |
| 24 | 2026-10 | 18024.91 | 2934.13 | 15090.78 | 1585341.89 |
| 25 | 2026-11 | 18024.91 | 2906.46 | 15118.45 | 1570223.44 |
| 26 | 2026-12 | 18024.91 | 2878.74 | 15146.17 | 1555077.27 |
| 27 | 2027-01 | 18024.91 | 2850.98 | 15173.93 | 1539903.34 |
| 28 | 2027-02 | 18024.91 | 2823.16 | 15201.75 | 1524701.59 |
| 29 | 2027-03 | 18024.91 | 2795.29 | 15229.62 | 1509471.97 |
| 30 | 2027-04 | 18024.91 | 2767.37 | 15257.54 | 1494214.42 |
| 31 | 2027-05 | 18024.91 | 2739.39 | 15285.52 | 1478928.91 |
| 32 | 2027-06 | 18024.91 | 2711.37 | 15313.54 | 1463615.37 |
| 33 | 2027-07 | 18024.91 | 2683.29 | 15341.61 | 1448273.76 |
| 34 | 2027-08 | 18024.91 | 2655.17 | 15369.74 | 1432904.02 |
| 35 | 2027-09 | 18024.91 | 2626.99 | 15397.92 | 1417506.10 |
| 36 | 2027-10 | 18024.91 | 2598.76 | 15426.15 | 1402079.95 |
| 37 | 2027-11 | 18024.91 | 2570.48 | 15454.43 | 1386625.52 |
| 38 | 2027-12 | 18024.91 | 2542.15 | 15482.76 | 1371142.76 |
| 39 | 2028-01 | 18024.91 | 2513.76 | 15511.15 | 1355631.61 |
| 40 | 2028-02 | 18024.91 | 2485.32 | 15539.58 | 1340092.03 |
| 41 | 2028-03 | 18024.91 | 2456.84 | 15568.07 | 1324523.96 |
| 42 | 2028-04 | 18024.91 | 2428.29 | 15596.61 | 1308927.34 |
| 43 | 2028-05 | 18024.91 | 2399.70 | 15625.21 | 1293302.14 |
| 44 | 2028-06 | 18024.91 | 2371.05 | 15653.85 | 1277648.28 |
| 45 | 2028-07 | 18024.91 | 2342.36 | 15682.55 | 1261965.73 |
| 46 | 2028-08 | 18024.91 | 2313.60 | 15711.30 | 1246254.42 |
| 47 | 2028-09 | 18024.91 | 2284.80 | 15740.11 | 1230514.31 |
| 48 | 2028-10 | 18024.91 | 2255.94 | 15768.97 | 1214745.35 |
| 49 | 2028-11 | 18024.91 | 2227.03 | 15797.88 | 1198947.47 |
| 50 | 2028-12 | 18024.91 | 2198.07 | 15826.84 | 1183120.64 |
| 51 | 2029-01 | 18024.91 | 2169.05 | 15855.85 | 1167264.78 |
| 52 | 2029-02 | 18024.91 | 2139.99 | 15884.92 | 1151379.86 |
| 53 | 2029-03 | 18024.91 | 2110.86 | 15914.05 | 1135465.81 |
| 54 | 2029-04 | 18024.91 | 2081.69 | 15943.22 | 1119522.59 |
| 55 | 2029-05 | 18024.91 | 2052.46 | 15972.45 | 1103550.14 |
| 56 | 2029-06 | 18024.91 | 2023.18 | 16001.73 | 1087548.41 |
| 57 | 2029-07 | 18024.91 | 1993.84 | 16031.07 | 1071517.34 |
| 58 | 2029-08 | 18024.91 | 1964.45 | 16060.46 | 1055456.88 |
| 59 | 2029-09 | 18024.91 | 1935.00 | 16089.90 | 1039366.98 |
| 60 | 2029-10 | 18024.91 | 1905.51 | 16119.40 | 1023247.57 |
| 61 | 2029-11 | 18024.91 | 1875.95 | 16148.95 | 1007098.62 |
| 62 | 2029-12 | 18024.91 | 1846.35 | 16178.56 | 990920.06 |
| 63 | 2030-01 | 18024.91 | 1816.69 | 16208.22 | 974711.84 |
| 64 | 2030-02 | 18024.91 | 1786.97 | 16237.94 | 958473.90 |
| 65 | 2030-03 | 18024.91 | 1757.20 | 16267.71 | 942206.19 |
| 66 | 2030-04 | 18024.91 | 1727.38 | 16297.53 | 925908.66 |
| 67 | 2030-05 | 18024.91 | 1697.50 | 16327.41 | 909581.25 |
| 68 | 2030-06 | 18024.91 | 1667.57 | 16357.34 | 893223.91 |
| 69 | 2030-07 | 18024.91 | 1637.58 | 16387.33 | 876836.58 |
| 70 | 2030-08 | 18024.91 | 1607.53 | 16417.37 | 860419.21 |
| 71 | 2030-09 | 18024.91 | 1577.44 | 16447.47 | 843971.73 |
| 72 | 2030-10 | 18024.91 | 1547.28 | 16477.63 | 827494.11 |
| 73 | 2030-11 | 18024.91 | 1517.07 | 16507.84 | 810986.27 |
| 74 | 2030-12 | 18024.91 | 1486.81 | 16538.10 | 794448.17 |
| 75 | 2031-01 | 18024.91 | 1456.49 | 16568.42 | 777879.75 |
| 76 | 2031-02 | 18024.91 | 1426.11 | 16598.80 | 761280.95 |
| 77 | 2031-03 | 18024.91 | 1395.68 | 16629.23 | 744651.73 |
| 78 | 2031-04 | 18024.91 | 1365.19 | 16659.71 | 727992.01 |
| 79 | 2031-05 | 18024.91 | 1334.65 | 16690.26 | 711301.76 |
| 80 | 2031-06 | 18024.91 | 1304.05 | 16720.86 | 694580.90 |
| 81 | 2031-07 | 18024.91 | 1273.40 | 16751.51 | 677829.39 |
| 82 | 2031-08 | 18024.91 | 1242.69 | 16782.22 | 661047.17 |
| 83 | 2031-09 | 18024.91 | 1211.92 | 16812.99 | 644234.18 |
| 84 | 2031-10 | 18024.91 | 1181.10 | 16843.81 | 627390.37 |
| 85 | 2031-11 | 18024.91 | 1150.22 | 16874.69 | 610515.68 |
| 86 | 2031-12 | 18024.91 | 1119.28 | 16905.63 | 593610.05 |
| 87 | 2032-01 | 18024.91 | 1088.29 | 16936.62 | 576673.42 |
| 88 | 2032-02 | 18024.91 | 1057.23 | 16967.67 | 559705.75 |
| 89 | 2032-03 | 18024.91 | 1026.13 | 16998.78 | 542706.97 |
| 90 | 2032-04 | 18024.91 | 994.96 | 17029.95 | 525677.02 |
| 91 | 2032-05 | 18024.91 | 963.74 | 17061.17 | 508615.86 |
| 92 | 2032-06 | 18024.91 | 932.46 | 17092.45 | 491523.41 |
| 93 | 2032-07 | 18024.91 | 901.13 | 17123.78 | 474399.63 |
| 94 | 2032-08 | 18024.91 | 869.73 | 17155.18 | 457244.45 |
| 95 | 2032-09 | 18024.91 | 838.28 | 17186.63 | 440057.83 |
| 96 | 2032-10 | 18024.91 | 806.77 | 17218.14 | 422839.69 |
| 97 | 2032-11 | 18024.91 | 775.21 | 17249.70 | 405589.99 |
| 98 | 2032-12 | 18024.91 | 743.58 | 17281.33 | 388308.66 |
| 99 | 2033-01 | 18024.91 | 711.90 | 17313.01 | 370995.65 |
| 100 | 2033-02 | 18024.91 | 680.16 | 17344.75 | 353650.90 |
| 101 | 2033-03 | 18024.91 | 648.36 | 17376.55 | 336274.35 |
| 102 | 2033-04 | 18024.91 | 616.50 | 17408.41 | 318865.95 |
| 103 | 2033-05 | 18024.91 | 584.59 | 17440.32 | 301425.63 |
| 104 | 2033-06 | 18024.91 | 552.61 | 17472.29 | 283953.33 |
| 105 | 2033-07 | 18024.91 | 520.58 | 17504.33 | 266449.01 |
| 106 | 2033-08 | 18024.91 | 488.49 | 17536.42 | 248912.59 |
| 107 | 2033-09 | 18024.91 | 456.34 | 17568.57 | 231344.02 |
| 108 | 2033-10 | 18024.91 | 424.13 | 17600.78 | 213743.24 |
| 109 | 2033-11 | 18024.91 | 391.86 | 17633.05 | 196110.19 |
| 110 | 2033-12 | 18024.91 | 359.54 | 17665.37 | 178444.82 |
| 111 | 2034-01 | 18024.91 | 327.15 | 17697.76 | 160747.06 |
| 112 | 2034-02 | 18024.91 | 294.70 | 17730.21 | 143016.86 |
| 113 | 2034-03 | 18024.91 | 262.20 | 17762.71 | 125254.15 |
| 114 | 2034-04 | 18024.91 | 229.63 | 17795.28 | 107458.87 |
| 115 | 2034-05 | 18024.91 | 197.01 | 17827.90 | 89630.97 |
| 116 | 2034-06 | 18024.91 | 164.32 | 17860.58 | 71770.38 |
| 117 | 2034-07 | 18024.91 | 131.58 | 17893.33 | 53877.06 |
| 118 | 2034-08 | 18024.91 | 98.77 | 17926.13 | 35950.92 |
| 119 | 2034-09 | 18024.91 | 65.91 | 17959.00 | 17991.92 |
| 120 | 2034-10 | 18024.91 | 32.99 | 17991.92 | 0.00 |
还款方式二:等额本金
贷款总额:194万
还款月数:10年
首月还款:19723.33元
每月递减:29.64元
利息总额:21.52万
本息合计:215.52万
节省利息:7810.67元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 19723.33 | 3556.67 | 16166.67 | 1923833.33 |
| 2 | 2024-12 | 19693.69 | 3527.03 | 16166.67 | 1907666.67 |
| 3 | 2025-01 | 19664.06 | 3497.39 | 16166.67 | 1891500.00 |
| 4 | 2025-02 | 19634.42 | 3467.75 | 16166.67 | 1875333.33 |
| 5 | 2025-03 | 19604.78 | 3438.11 | 16166.67 | 1859166.67 |
| 6 | 2025-04 | 19575.14 | 3408.47 | 16166.67 | 1843000.00 |
| 7 | 2025-05 | 19545.50 | 3378.83 | 16166.67 | 1826833.33 |
| 8 | 2025-06 | 19515.86 | 3349.19 | 16166.67 | 1810666.67 |
| 9 | 2025-07 | 19486.22 | 3319.56 | 16166.67 | 1794500.00 |
| 10 | 2025-08 | 19456.58 | 3289.92 | 16166.67 | 1778333.33 |
| 11 | 2025-09 | 19426.94 | 3260.28 | 16166.67 | 1762166.67 |
| 12 | 2025-10 | 19397.31 | 3230.64 | 16166.67 | 1746000.00 |
| 13 | 2025-11 | 19367.67 | 3201.00 | 16166.67 | 1729833.33 |
| 14 | 2025-12 | 19338.03 | 3171.36 | 16166.67 | 1713666.67 |
| 15 | 2026-01 | 19308.39 | 3141.72 | 16166.67 | 1697500.00 |
| 16 | 2026-02 | 19278.75 | 3112.08 | 16166.67 | 1681333.33 |
| 17 | 2026-03 | 19249.11 | 3082.44 | 16166.67 | 1665166.67 |
| 18 | 2026-04 | 19219.47 | 3052.81 | 16166.67 | 1649000.00 |
| 19 | 2026-05 | 19189.83 | 3023.17 | 16166.67 | 1632833.33 |
| 20 | 2026-06 | 19160.19 | 2993.53 | 16166.67 | 1616666.67 |
| 21 | 2026-07 | 19130.56 | 2963.89 | 16166.67 | 1600500.00 |
| 22 | 2026-08 | 19100.92 | 2934.25 | 16166.67 | 1584333.33 |
| 23 | 2026-09 | 19071.28 | 2904.61 | 16166.67 | 1568166.67 |
| 24 | 2026-10 | 19041.64 | 2874.97 | 16166.67 | 1552000.00 |
| 25 | 2026-11 | 19012.00 | 2845.33 | 16166.67 | 1535833.33 |
| 26 | 2026-12 | 18982.36 | 2815.69 | 16166.67 | 1519666.67 |
| 27 | 2027-01 | 18952.72 | 2786.06 | 16166.67 | 1503500.00 |
| 28 | 2027-02 | 18923.08 | 2756.42 | 16166.67 | 1487333.33 |
| 29 | 2027-03 | 18893.44 | 2726.78 | 16166.67 | 1471166.67 |
| 30 | 2027-04 | 18863.81 | 2697.14 | 16166.67 | 1455000.00 |
| 31 | 2027-05 | 18834.17 | 2667.50 | 16166.67 | 1438833.33 |
| 32 | 2027-06 | 18804.53 | 2637.86 | 16166.67 | 1422666.67 |
| 33 | 2027-07 | 18774.89 | 2608.22 | 16166.67 | 1406500.00 |
| 34 | 2027-08 | 18745.25 | 2578.58 | 16166.67 | 1390333.33 |
| 35 | 2027-09 | 18715.61 | 2548.94 | 16166.67 | 1374166.67 |
| 36 | 2027-10 | 18685.97 | 2519.31 | 16166.67 | 1358000.00 |
| 37 | 2027-11 | 18656.33 | 2489.67 | 16166.67 | 1341833.33 |
| 38 | 2027-12 | 18626.69 | 2460.03 | 16166.67 | 1325666.67 |
| 39 | 2028-01 | 18597.06 | 2430.39 | 16166.67 | 1309500.00 |
| 40 | 2028-02 | 18567.42 | 2400.75 | 16166.67 | 1293333.33 |
| 41 | 2028-03 | 18537.78 | 2371.11 | 16166.67 | 1277166.67 |
| 42 | 2028-04 | 18508.14 | 2341.47 | 16166.67 | 1261000.00 |
| 43 | 2028-05 | 18478.50 | 2311.83 | 16166.67 | 1244833.33 |
| 44 | 2028-06 | 18448.86 | 2282.19 | 16166.67 | 1228666.67 |
| 45 | 2028-07 | 18419.22 | 2252.56 | 16166.67 | 1212500.00 |
| 46 | 2028-08 | 18389.58 | 2222.92 | 16166.67 | 1196333.33 |
| 47 | 2028-09 | 18359.94 | 2193.28 | 16166.67 | 1180166.67 |
| 48 | 2028-10 | 18330.31 | 2163.64 | 16166.67 | 1164000.00 |
| 49 | 2028-11 | 18300.67 | 2134.00 | 16166.67 | 1147833.33 |
| 50 | 2028-12 | 18271.03 | 2104.36 | 16166.67 | 1131666.67 |
| 51 | 2029-01 | 18241.39 | 2074.72 | 16166.67 | 1115500.00 |
| 52 | 2029-02 | 18211.75 | 2045.08 | 16166.67 | 1099333.33 |
| 53 | 2029-03 | 18182.11 | 2015.44 | 16166.67 | 1083166.67 |
| 54 | 2029-04 | 18152.47 | 1985.81 | 16166.67 | 1067000.00 |
| 55 | 2029-05 | 18122.83 | 1956.17 | 16166.67 | 1050833.33 |
| 56 | 2029-06 | 18093.19 | 1926.53 | 16166.67 | 1034666.67 |
| 57 | 2029-07 | 18063.56 | 1896.89 | 16166.67 | 1018500.00 |
| 58 | 2029-08 | 18033.92 | 1867.25 | 16166.67 | 1002333.33 |
| 59 | 2029-09 | 18004.28 | 1837.61 | 16166.67 | 986166.67 |
| 60 | 2029-10 | 17974.64 | 1807.97 | 16166.67 | 970000.00 |
| 61 | 2029-11 | 17945.00 | 1778.33 | 16166.67 | 953833.33 |
| 62 | 2029-12 | 17915.36 | 1748.69 | 16166.67 | 937666.67 |
| 63 | 2030-01 | 17885.72 | 1719.06 | 16166.67 | 921500.00 |
| 64 | 2030-02 | 17856.08 | 1689.42 | 16166.67 | 905333.33 |
| 65 | 2030-03 | 17826.44 | 1659.78 | 16166.67 | 889166.67 |
| 66 | 2030-04 | 17796.81 | 1630.14 | 16166.67 | 873000.00 |
| 67 | 2030-05 | 17767.17 | 1600.50 | 16166.67 | 856833.33 |
| 68 | 2030-06 | 17737.53 | 1570.86 | 16166.67 | 840666.67 |
| 69 | 2030-07 | 17707.89 | 1541.22 | 16166.67 | 824500.00 |
| 70 | 2030-08 | 17678.25 | 1511.58 | 16166.67 | 808333.33 |
| 71 | 2030-09 | 17648.61 | 1481.94 | 16166.67 | 792166.67 |
| 72 | 2030-10 | 17618.97 | 1452.31 | 16166.67 | 776000.00 |
| 73 | 2030-11 | 17589.33 | 1422.67 | 16166.67 | 759833.33 |
| 74 | 2030-12 | 17559.69 | 1393.03 | 16166.67 | 743666.67 |
| 75 | 2031-01 | 17530.06 | 1363.39 | 16166.67 | 727500.00 |
| 76 | 2031-02 | 17500.42 | 1333.75 | 16166.67 | 711333.33 |
| 77 | 2031-03 | 17470.78 | 1304.11 | 16166.67 | 695166.67 |
| 78 | 2031-04 | 17441.14 | 1274.47 | 16166.67 | 679000.00 |
| 79 | 2031-05 | 17411.50 | 1244.83 | 16166.67 | 662833.33 |
| 80 | 2031-06 | 17381.86 | 1215.19 | 16166.67 | 646666.67 |
| 81 | 2031-07 | 17352.22 | 1185.56 | 16166.67 | 630500.00 |
| 82 | 2031-08 | 17322.58 | 1155.92 | 16166.67 | 614333.33 |
| 83 | 2031-09 | 17292.94 | 1126.28 | 16166.67 | 598166.67 |
| 84 | 2031-10 | 17263.31 | 1096.64 | 16166.67 | 582000.00 |
| 85 | 2031-11 | 17233.67 | 1067.00 | 16166.67 | 565833.33 |
| 86 | 2031-12 | 17204.03 | 1037.36 | 16166.67 | 549666.67 |
| 87 | 2032-01 | 17174.39 | 1007.72 | 16166.67 | 533500.00 |
| 88 | 2032-02 | 17144.75 | 978.08 | 16166.67 | 517333.33 |
| 89 | 2032-03 | 17115.11 | 948.44 | 16166.67 | 501166.67 |
| 90 | 2032-04 | 17085.47 | 918.81 | 16166.67 | 485000.00 |
| 91 | 2032-05 | 17055.83 | 889.17 | 16166.67 | 468833.33 |
| 92 | 2032-06 | 17026.19 | 859.53 | 16166.67 | 452666.67 |
| 93 | 2032-07 | 16996.56 | 829.89 | 16166.67 | 436500.00 |
| 94 | 2032-08 | 16966.92 | 800.25 | 16166.67 | 420333.33 |
| 95 | 2032-09 | 16937.28 | 770.61 | 16166.67 | 404166.67 |
| 96 | 2032-10 | 16907.64 | 740.97 | 16166.67 | 388000.00 |
| 97 | 2032-11 | 16878.00 | 711.33 | 16166.67 | 371833.33 |
| 98 | 2032-12 | 16848.36 | 681.69 | 16166.67 | 355666.67 |
| 99 | 2033-01 | 16818.72 | 652.06 | 16166.67 | 339500.00 |
| 100 | 2033-02 | 16789.08 | 622.42 | 16166.67 | 323333.33 |
| 101 | 2033-03 | 16759.44 | 592.78 | 16166.67 | 307166.67 |
| 102 | 2033-04 | 16729.81 | 563.14 | 16166.67 | 291000.00 |
| 103 | 2033-05 | 16700.17 | 533.50 | 16166.67 | 274833.33 |
| 104 | 2033-06 | 16670.53 | 503.86 | 16166.67 | 258666.67 |
| 105 | 2033-07 | 16640.89 | 474.22 | 16166.67 | 242500.00 |
| 106 | 2033-08 | 16611.25 | 444.58 | 16166.67 | 226333.33 |
| 107 | 2033-09 | 16581.61 | 414.94 | 16166.67 | 210166.67 |
| 108 | 2033-10 | 16551.97 | 385.31 | 16166.67 | 194000.00 |
| 109 | 2033-11 | 16522.33 | 355.67 | 16166.67 | 177833.33 |
| 110 | 2033-12 | 16492.69 | 326.03 | 16166.67 | 161666.67 |
| 111 | 2034-01 | 16463.06 | 296.39 | 16166.67 | 145500.00 |
| 112 | 2034-02 | 16433.42 | 266.75 | 16166.67 | 129333.33 |
| 113 | 2034-03 | 16403.78 | 237.11 | 16166.67 | 113166.67 |
| 114 | 2034-04 | 16374.14 | 207.47 | 16166.67 | 97000.00 |
| 115 | 2034-05 | 16344.50 | 177.83 | 16166.67 | 80833.33 |
| 116 | 2034-06 | 16314.86 | 148.19 | 16166.67 | 64666.67 |
| 117 | 2034-07 | 16285.22 | 118.56 | 16166.67 | 48500.00 |
| 118 | 2034-08 | 16255.58 | 88.92 | 16166.67 | 32333.33 |
| 119 | 2034-09 | 16225.94 | 59.28 | 16166.67 | 16166.67 |
| 120 | 2034-10 | 16196.31 | 29.64 | 16166.67 | 0.00 |
友情链接:
广告合作商务QQ: 81849964
采用2025年11月29日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布,采用2025年11月29日贷款市场报价利率(LPR)为:1年期LPR为3.35%,5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
2025年11月29日最新贷款计算器计算最新房贷基准利率,房贷利率表,提供贷款、商业贷款、公积金买房、个人按揭月供购房等银行房贷利率计算公式在线使用,2025年11月29日年最好用的房贷计算器,房贷利息计算专家。