贷款70万（公积金贷款）的房贷，还款11年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：70万
还款月数：11年
每月还款：6347.3元
利息总额：13.78万
本息合计：83.78万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 6347.30 | 1954.17 | 4393.14 | 695606.86 |
| 2 | 2024-12 | 6347.30 | 1941.90 | 4405.40 | 691201.46 |
| 3 | 2025-01 | 6347.30 | 1929.60 | 4417.70 | 686783.76 |
| 4 | 2025-02 | 6347.30 | 1917.27 | 4430.03 | 682353.73 |
| 5 | 2025-03 | 6347.30 | 1904.90 | 4442.40 | 677911.33 |
| 6 | 2025-04 | 6347.30 | 1892.50 | 4454.80 | 673456.53 |
| 7 | 2025-05 | 6347.30 | 1880.07 | 4467.24 | 668989.30 |
| 8 | 2025-06 | 6347.30 | 1867.60 | 4479.71 | 664509.59 |
| 9 | 2025-07 | 6347.30 | 1855.09 | 4492.21 | 660017.37 |
| 10 | 2025-08 | 6347.30 | 1842.55 | 4504.75 | 655512.62 |
| 11 | 2025-09 | 6347.30 | 1829.97 | 4517.33 | 650995.29 |
| 12 | 2025-10 | 6347.30 | 1817.36 | 4529.94 | 646465.35 |
| 13 | 2025-11 | 6347.30 | 1804.72 | 4542.59 | 641922.76 |
| 14 | 2025-12 | 6347.30 | 1792.03 | 4555.27 | 637367.49 |
| 15 | 2026-01 | 6347.30 | 1779.32 | 4567.99 | 632799.51 |
| 16 | 2026-02 | 6347.30 | 1766.57 | 4580.74 | 628218.77 |
| 17 | 2026-03 | 6347.30 | 1753.78 | 4593.53 | 623625.24 |
| 18 | 2026-04 | 6347.30 | 1740.95 | 4606.35 | 619018.89 |
| 19 | 2026-05 | 6347.30 | 1728.09 | 4619.21 | 614399.68 |
| 20 | 2026-06 | 6347.30 | 1715.20 | 4632.10 | 609767.58 |
| 21 | 2026-07 | 6347.30 | 1702.27 | 4645.04 | 605122.54 |
| 22 | 2026-08 | 6347.30 | 1689.30 | 4658.00 | 600464.54 |
| 23 | 2026-09 | 6347.30 | 1676.30 | 4671.01 | 595793.54 |
| 24 | 2026-10 | 6347.30 | 1663.26 | 4684.05 | 591109.49 |
| 25 | 2026-11 | 6347.30 | 1650.18 | 4697.12 | 586412.37 |
| 26 | 2026-12 | 6347.30 | 1637.07 | 4710.24 | 581702.13 |
| 27 | 2027-01 | 6347.30 | 1623.92 | 4723.38 | 576978.75 |
| 28 | 2027-02 | 6347.30 | 1610.73 | 4736.57 | 572242.18 |
| 29 | 2027-03 | 6347.30 | 1597.51 | 4749.79 | 567492.38 |
| 30 | 2027-04 | 6347.30 | 1584.25 | 4763.05 | 562729.33 |
| 31 | 2027-05 | 6347.30 | 1570.95 | 4776.35 | 557952.98 |
| 32 | 2027-06 | 6347.30 | 1557.62 | 4789.68 | 553163.29 |
| 33 | 2027-07 | 6347.30 | 1544.25 | 4803.06 | 548360.24 |
| 34 | 2027-08 | 6347.30 | 1530.84 | 4816.46 | 543543.77 |
| 35 | 2027-09 | 6347.30 | 1517.39 | 4829.91 | 538713.86 |
| 36 | 2027-10 | 6347.30 | 1503.91 | 4843.39 | 533870.47 |
| 37 | 2027-11 | 6347.30 | 1490.39 | 4856.91 | 529013.56 |
| 38 | 2027-12 | 6347.30 | 1476.83 | 4870.47 | 524143.08 |
| 39 | 2028-01 | 6347.30 | 1463.23 | 4884.07 | 519259.01 |
| 40 | 2028-02 | 6347.30 | 1449.60 | 4897.71 | 514361.31 |
| 41 | 2028-03 | 6347.30 | 1435.93 | 4911.38 | 509449.93 |
| 42 | 2028-04 | 6347.30 | 1422.21 | 4925.09 | 504524.84 |
| 43 | 2028-05 | 6347.30 | 1408.47 | 4938.84 | 499586.00 |
| 44 | 2028-06 | 6347.30 | 1394.68 | 4952.63 | 494633.38 |
| 45 | 2028-07 | 6347.30 | 1380.85 | 4966.45 | 489666.93 |
| 46 | 2028-08 | 6347.30 | 1366.99 | 4980.32 | 484686.61 |
| 47 | 2028-09 | 6347.30 | 1353.08 | 4994.22 | 479692.39 |
| 48 | 2028-10 | 6347.30 | 1339.14 | 5008.16 | 474684.23 |
| 49 | 2028-11 | 6347.30 | 1325.16 | 5022.14 | 469662.08 |
| 50 | 2028-12 | 6347.30 | 1311.14 | 5036.16 | 464625.92 |
| 51 | 2029-01 | 6347.30 | 1297.08 | 5050.22 | 459575.70 |
| 52 | 2029-02 | 6347.30 | 1282.98 | 5064.32 | 454511.38 |
| 53 | 2029-03 | 6347.30 | 1268.84 | 5078.46 | 449432.92 |
| 54 | 2029-04 | 6347.30 | 1254.67 | 5092.64 | 444340.28 |
| 55 | 2029-05 | 6347.30 | 1240.45 | 5106.85 | 439233.43 |
| 56 | 2029-06 | 6347.30 | 1226.19 | 5121.11 | 434112.32 |
| 57 | 2029-07 | 6347.30 | 1211.90 | 5135.41 | 428976.91 |
| 58 | 2029-08 | 6347.30 | 1197.56 | 5149.74 | 423827.17 |
| 59 | 2029-09 | 6347.30 | 1183.18 | 5164.12 | 418663.05 |
| 60 | 2029-10 | 6347.30 | 1168.77 | 5178.54 | 413484.52 |
| 61 | 2029-11 | 6347.30 | 1154.31 | 5192.99 | 408291.52 |
| 62 | 2029-12 | 6347.30 | 1139.81 | 5207.49 | 403084.04 |
| 63 | 2030-01 | 6347.30 | 1125.28 | 5222.03 | 397862.01 |
| 64 | 2030-02 | 6347.30 | 1110.70 | 5236.61 | 392625.40 |
| 65 | 2030-03 | 6347.30 | 1096.08 | 5251.22 | 387374.18 |
| 66 | 2030-04 | 6347.30 | 1081.42 | 5265.88 | 382108.30 |
| 67 | 2030-05 | 6347.30 | 1066.72 | 5280.58 | 376827.71 |
| 68 | 2030-06 | 6347.30 | 1051.98 | 5295.33 | 371532.39 |
| 69 | 2030-07 | 6347.30 | 1037.19 | 5310.11 | 366222.28 |
| 70 | 2030-08 | 6347.30 | 1022.37 | 5324.93 | 360897.35 |
| 71 | 2030-09 | 6347.30 | 1007.51 | 5339.80 | 355557.55 |
| 72 | 2030-10 | 6347.30 | 992.60 | 5354.70 | 350202.84 |
| 73 | 2030-11 | 6347.30 | 977.65 | 5369.65 | 344833.19 |
| 74 | 2030-12 | 6347.30 | 962.66 | 5384.64 | 339448.54 |
| 75 | 2031-01 | 6347.30 | 947.63 | 5399.68 | 334048.87 |
| 76 | 2031-02 | 6347.30 | 932.55 | 5414.75 | 328634.12 |
| 77 | 2031-03 | 6347.30 | 917.44 | 5429.87 | 323204.25 |
| 78 | 2031-04 | 6347.30 | 902.28 | 5445.02 | 317759.23 |
| 79 | 2031-05 | 6347.30 | 887.08 | 5460.23 | 312299.00 |
| 80 | 2031-06 | 6347.30 | 871.83 | 5475.47 | 306823.53 |
| 81 | 2031-07 | 6347.30 | 856.55 | 5490.75 | 301332.78 |
| 82 | 2031-08 | 6347.30 | 841.22 | 5506.08 | 295826.70 |
| 83 | 2031-09 | 6347.30 | 825.85 | 5521.45 | 290305.24 |
| 84 | 2031-10 | 6347.30 | 810.44 | 5536.87 | 284768.38 |
| 85 | 2031-11 | 6347.30 | 794.98 | 5552.32 | 279216.05 |
| 86 | 2031-12 | 6347.30 | 779.48 | 5567.82 | 273648.23 |
| 87 | 2032-01 | 6347.30 | 763.93 | 5583.37 | 268064.86 |
| 88 | 2032-02 | 6347.30 | 748.35 | 5598.96 | 262465.90 |
| 89 | 2032-03 | 6347.30 | 732.72 | 5614.59 | 256851.32 |
| 90 | 2032-04 | 6347.30 | 717.04 | 5630.26 | 251221.06 |
| 91 | 2032-05 | 6347.30 | 701.33 | 5645.98 | 245575.08 |
| 92 | 2032-06 | 6347.30 | 685.56 | 5661.74 | 239913.34 |
| 93 | 2032-07 | 6347.30 | 669.76 | 5677.55 | 234235.80 |
| 94 | 2032-08 | 6347.30 | 653.91 | 5693.39 | 228542.40 |
| 95 | 2032-09 | 6347.30 | 638.01 | 5709.29 | 222833.11 |
| 96 | 2032-10 | 6347.30 | 622.08 | 5725.23 | 217107.88 |
| 97 | 2032-11 | 6347.30 | 606.09 | 5741.21 | 211366.67 |
| 98 | 2032-12 | 6347.30 | 590.07 | 5757.24 | 205609.44 |
| 99 | 2033-01 | 6347.30 | 573.99 | 5773.31 | 199836.13 |
| 100 | 2033-02 | 6347.30 | 557.88 | 5789.43 | 194046.70 |
| 101 | 2033-03 | 6347.30 | 541.71 | 5805.59 | 188241.11 |
| 102 | 2033-04 | 6347.30 | 525.51 | 5821.80 | 182419.31 |
| 103 | 2033-05 | 6347.30 | 509.25 | 5838.05 | 176581.26 |
| 104 | 2033-06 | 6347.30 | 492.96 | 5854.35 | 170726.92 |
| 105 | 2033-07 | 6347.30 | 476.61 | 5870.69 | 164856.23 |
| 106 | 2033-08 | 6347.30 | 460.22 | 5887.08 | 158969.15 |
| 107 | 2033-09 | 6347.30 | 443.79 | 5903.51 | 153065.63 |
| 108 | 2033-10 | 6347.30 | 427.31 | 5919.99 | 147145.64 |
| 109 | 2033-11 | 6347.30 | 410.78 | 5936.52 | 141209.12 |
| 110 | 2033-12 | 6347.30 | 394.21 | 5953.09 | 135256.02 |
| 111 | 2034-01 | 6347.30 | 377.59 | 5969.71 | 129286.31 |
| 112 | 2034-02 | 6347.30 | 360.92 | 5986.38 | 123299.93 |
| 113 | 2034-03 | 6347.30 | 344.21 | 6003.09 | 117296.84 |
| 114 | 2034-04 | 6347.30 | 327.45 | 6019.85 | 111276.99 |
| 115 | 2034-05 | 6347.30 | 310.65 | 6036.65 | 105240.33 |
| 116 | 2034-06 | 6347.30 | 293.80 | 6053.51 | 99186.83 |
| 117 | 2034-07 | 6347.30 | 276.90 | 6070.41 | 93116.42 |
| 118 | 2034-08 | 6347.30 | 259.95 | 6087.35 | 87029.07 |
| 119 | 2034-09 | 6347.30 | 242.96 | 6104.35 | 80924.72 |
| 120 | 2034-10 | 6347.30 | 225.91 | 6121.39 | 74803.33 |
| 121 | 2034-11 | 6347.30 | 208.83 | 6138.48 | 68664.85 |
| 122 | 2034-12 | 6347.30 | 191.69 | 6155.61 | 62509.24 |
| 123 | 2035-01 | 6347.30 | 174.50 | 6172.80 | 56336.44 |
| 124 | 2035-02 | 6347.30 | 157.27 | 6190.03 | 50146.41 |
| 125 | 2035-03 | 6347.30 | 139.99 | 6207.31 | 43939.10 |
| 126 | 2035-04 | 6347.30 | 122.66 | 6224.64 | 37714.46 |
| 127 | 2035-05 | 6347.30 | 105.29 | 6242.02 | 31472.44 |
| 128 | 2035-06 | 6347.30 | 87.86 | 6259.44 | 25213.00 |
| 129 | 2035-07 | 6347.30 | 70.39 | 6276.92 | 18936.08 |
| 130 | 2035-08 | 6347.30 | 52.86 | 6294.44 | 12641.64 |
| 131 | 2035-09 | 6347.30 | 35.29 | 6312.01 | 6329.63 |
| 132 | 2035-10 | 6347.30 | 17.67 | 6329.63 | 0.00 |
还款方式二：等额本金
贷款总额：70万
还款月数：11年
首月还款：7257.2元
每月递减：14.8元
利息总额：13万
本息合计：83万
节省利息：7891.93元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 7257.20 | 1954.17 | 5303.03 | 694696.97 |
| 2 | 2024-12 | 7242.39 | 1939.36 | 5303.03 | 689393.94 |
| 3 | 2025-01 | 7227.59 | 1924.56 | 5303.03 | 684090.91 |
| 4 | 2025-02 | 7212.78 | 1909.75 | 5303.03 | 678787.88 |
| 5 | 2025-03 | 7197.98 | 1894.95 | 5303.03 | 673484.85 |
| 6 | 2025-04 | 7183.18 | 1880.15 | 5303.03 | 668181.82 |
| 7 | 2025-05 | 7168.37 | 1865.34 | 5303.03 | 662878.79 |
| 8 | 2025-06 | 7153.57 | 1850.54 | 5303.03 | 657575.76 |
| 9 | 2025-07 | 7138.76 | 1835.73 | 5303.03 | 652272.73 |
| 10 | 2025-08 | 7123.96 | 1820.93 | 5303.03 | 646969.70 |
| 11 | 2025-09 | 7109.15 | 1806.12 | 5303.03 | 641666.67 |
| 12 | 2025-10 | 7094.35 | 1791.32 | 5303.03 | 636363.64 |
| 13 | 2025-11 | 7079.55 | 1776.52 | 5303.03 | 631060.61 |
| 14 | 2025-12 | 7064.74 | 1761.71 | 5303.03 | 625757.58 |
| 15 | 2026-01 | 7049.94 | 1746.91 | 5303.03 | 620454.55 |
| 16 | 2026-02 | 7035.13 | 1732.10 | 5303.03 | 615151.52 |
| 17 | 2026-03 | 7020.33 | 1717.30 | 5303.03 | 609848.48 |
| 18 | 2026-04 | 7005.52 | 1702.49 | 5303.03 | 604545.45 |
| 19 | 2026-05 | 6990.72 | 1687.69 | 5303.03 | 599242.42 |
| 20 | 2026-06 | 6975.92 | 1672.89 | 5303.03 | 593939.39 |
| 21 | 2026-07 | 6961.11 | 1658.08 | 5303.03 | 588636.36 |
| 22 | 2026-08 | 6946.31 | 1643.28 | 5303.03 | 583333.33 |
| 23 | 2026-09 | 6931.50 | 1628.47 | 5303.03 | 578030.30 |
| 24 | 2026-10 | 6916.70 | 1613.67 | 5303.03 | 572727.27 |
| 25 | 2026-11 | 6901.89 | 1598.86 | 5303.03 | 567424.24 |
| 26 | 2026-12 | 6887.09 | 1584.06 | 5303.03 | 562121.21 |
| 27 | 2027-01 | 6872.29 | 1569.26 | 5303.03 | 556818.18 |
| 28 | 2027-02 | 6857.48 | 1554.45 | 5303.03 | 551515.15 |
| 29 | 2027-03 | 6842.68 | 1539.65 | 5303.03 | 546212.12 |
| 30 | 2027-04 | 6827.87 | 1524.84 | 5303.03 | 540909.09 |
| 31 | 2027-05 | 6813.07 | 1510.04 | 5303.03 | 535606.06 |
| 32 | 2027-06 | 6798.26 | 1495.23 | 5303.03 | 530303.03 |
| 33 | 2027-07 | 6783.46 | 1480.43 | 5303.03 | 525000.00 |
| 34 | 2027-08 | 6768.66 | 1465.63 | 5303.03 | 519696.97 |
| 35 | 2027-09 | 6753.85 | 1450.82 | 5303.03 | 514393.94 |
| 36 | 2027-10 | 6739.05 | 1436.02 | 5303.03 | 509090.91 |
| 37 | 2027-11 | 6724.24 | 1421.21 | 5303.03 | 503787.88 |
| 38 | 2027-12 | 6709.44 | 1406.41 | 5303.03 | 498484.85 |
| 39 | 2028-01 | 6694.63 | 1391.60 | 5303.03 | 493181.82 |
| 40 | 2028-02 | 6679.83 | 1376.80 | 5303.03 | 487878.79 |
| 41 | 2028-03 | 6665.03 | 1361.99 | 5303.03 | 482575.76 |
| 42 | 2028-04 | 6650.22 | 1347.19 | 5303.03 | 477272.73 |
| 43 | 2028-05 | 6635.42 | 1332.39 | 5303.03 | 471969.70 |
| 44 | 2028-06 | 6620.61 | 1317.58 | 5303.03 | 466666.67 |
| 45 | 2028-07 | 6605.81 | 1302.78 | 5303.03 | 461363.64 |
| 46 | 2028-08 | 6591.00 | 1287.97 | 5303.03 | 456060.61 |
| 47 | 2028-09 | 6576.20 | 1273.17 | 5303.03 | 450757.58 |
| 48 | 2028-10 | 6561.40 | 1258.36 | 5303.03 | 445454.55 |
| 49 | 2028-11 | 6546.59 | 1243.56 | 5303.03 | 440151.52 |
| 50 | 2028-12 | 6531.79 | 1228.76 | 5303.03 | 434848.48 |
| 51 | 2029-01 | 6516.98 | 1213.95 | 5303.03 | 429545.45 |
| 52 | 2029-02 | 6502.18 | 1199.15 | 5303.03 | 424242.42 |
| 53 | 2029-03 | 6487.37 | 1184.34 | 5303.03 | 418939.39 |
| 54 | 2029-04 | 6472.57 | 1169.54 | 5303.03 | 413636.36 |
| 55 | 2029-05 | 6457.77 | 1154.73 | 5303.03 | 408333.33 |
| 56 | 2029-06 | 6442.96 | 1139.93 | 5303.03 | 403030.30 |
| 57 | 2029-07 | 6428.16 | 1125.13 | 5303.03 | 397727.27 |
| 58 | 2029-08 | 6413.35 | 1110.32 | 5303.03 | 392424.24 |
| 59 | 2029-09 | 6398.55 | 1095.52 | 5303.03 | 387121.21 |
| 60 | 2029-10 | 6383.74 | 1080.71 | 5303.03 | 381818.18 |
| 61 | 2029-11 | 6368.94 | 1065.91 | 5303.03 | 376515.15 |
| 62 | 2029-12 | 6354.14 | 1051.10 | 5303.03 | 371212.12 |
| 63 | 2030-01 | 6339.33 | 1036.30 | 5303.03 | 365909.09 |
| 64 | 2030-02 | 6324.53 | 1021.50 | 5303.03 | 360606.06 |
| 65 | 2030-03 | 6309.72 | 1006.69 | 5303.03 | 355303.03 |
| 66 | 2030-04 | 6294.92 | 991.89 | 5303.03 | 350000.00 |
| 67 | 2030-05 | 6280.11 | 977.08 | 5303.03 | 344696.97 |
| 68 | 2030-06 | 6265.31 | 962.28 | 5303.03 | 339393.94 |
| 69 | 2030-07 | 6250.51 | 947.47 | 5303.03 | 334090.91 |
| 70 | 2030-08 | 6235.70 | 932.67 | 5303.03 | 328787.88 |
| 71 | 2030-09 | 6220.90 | 917.87 | 5303.03 | 323484.85 |
| 72 | 2030-10 | 6206.09 | 903.06 | 5303.03 | 318181.82 |
| 73 | 2030-11 | 6191.29 | 888.26 | 5303.03 | 312878.79 |
| 74 | 2030-12 | 6176.48 | 873.45 | 5303.03 | 307575.76 |
| 75 | 2031-01 | 6161.68 | 858.65 | 5303.03 | 302272.73 |
| 76 | 2031-02 | 6146.88 | 843.84 | 5303.03 | 296969.70 |
| 77 | 2031-03 | 6132.07 | 829.04 | 5303.03 | 291666.67 |
| 78 | 2031-04 | 6117.27 | 814.24 | 5303.03 | 286363.64 |
| 79 | 2031-05 | 6102.46 | 799.43 | 5303.03 | 281060.61 |
| 80 | 2031-06 | 6087.66 | 784.63 | 5303.03 | 275757.58 |
| 81 | 2031-07 | 6072.85 | 769.82 | 5303.03 | 270454.55 |
| 82 | 2031-08 | 6058.05 | 755.02 | 5303.03 | 265151.52 |
| 83 | 2031-09 | 6043.24 | 740.21 | 5303.03 | 259848.48 |
| 84 | 2031-10 | 6028.44 | 725.41 | 5303.03 | 254545.45 |
| 85 | 2031-11 | 6013.64 | 710.61 | 5303.03 | 249242.42 |
| 86 | 2031-12 | 5998.83 | 695.80 | 5303.03 | 243939.39 |
| 87 | 2032-01 | 5984.03 | 681.00 | 5303.03 | 238636.36 |
| 88 | 2032-02 | 5969.22 | 666.19 | 5303.03 | 233333.33 |
| 89 | 2032-03 | 5954.42 | 651.39 | 5303.03 | 228030.30 |
| 90 | 2032-04 | 5939.61 | 636.58 | 5303.03 | 222727.27 |
| 91 | 2032-05 | 5924.81 | 621.78 | 5303.03 | 217424.24 |
| 92 | 2032-06 | 5910.01 | 606.98 | 5303.03 | 212121.21 |
| 93 | 2032-07 | 5895.20 | 592.17 | 5303.03 | 206818.18 |
| 94 | 2032-08 | 5880.40 | 577.37 | 5303.03 | 201515.15 |
| 95 | 2032-09 | 5865.59 | 562.56 | 5303.03 | 196212.12 |
| 96 | 2032-10 | 5850.79 | 547.76 | 5303.03 | 190909.09 |
| 97 | 2032-11 | 5835.98 | 532.95 | 5303.03 | 185606.06 |
| 98 | 2032-12 | 5821.18 | 518.15 | 5303.03 | 180303.03 |
| 99 | 2033-01 | 5806.38 | 503.35 | 5303.03 | 175000.00 |
| 100 | 2033-02 | 5791.57 | 488.54 | 5303.03 | 169696.97 |
| 101 | 2033-03 | 5776.77 | 473.74 | 5303.03 | 164393.94 |
| 102 | 2033-04 | 5761.96 | 458.93 | 5303.03 | 159090.91 |
| 103 | 2033-05 | 5747.16 | 444.13 | 5303.03 | 153787.88 |
| 104 | 2033-06 | 5732.35 | 429.32 | 5303.03 | 148484.85 |
| 105 | 2033-07 | 5717.55 | 414.52 | 5303.03 | 143181.82 |
| 106 | 2033-08 | 5702.75 | 399.72 | 5303.03 | 137878.79 |
| 107 | 2033-09 | 5687.94 | 384.91 | 5303.03 | 132575.76 |
| 108 | 2033-10 | 5673.14 | 370.11 | 5303.03 | 127272.73 |
| 109 | 2033-11 | 5658.33 | 355.30 | 5303.03 | 121969.70 |
| 110 | 2033-12 | 5643.53 | 340.50 | 5303.03 | 116666.67 |
| 111 | 2034-01 | 5628.72 | 325.69 | 5303.03 | 111363.64 |
| 112 | 2034-02 | 5613.92 | 310.89 | 5303.03 | 106060.61 |
| 113 | 2034-03 | 5599.12 | 296.09 | 5303.03 | 100757.58 |
| 114 | 2034-04 | 5584.31 | 281.28 | 5303.03 | 95454.55 |
| 115 | 2034-05 | 5569.51 | 266.48 | 5303.03 | 90151.52 |
| 116 | 2034-06 | 5554.70 | 251.67 | 5303.03 | 84848.48 |
| 117 | 2034-07 | 5539.90 | 236.87 | 5303.03 | 79545.45 |
| 118 | 2034-08 | 5525.09 | 222.06 | 5303.03 | 74242.42 |
| 119 | 2034-09 | 5510.29 | 207.26 | 5303.03 | 68939.39 |
| 120 | 2034-10 | 5495.49 | 192.46 | 5303.03 | 63636.36 |
| 121 | 2034-11 | 5480.68 | 177.65 | 5303.03 | 58333.33 |
| 122 | 2034-12 | 5465.88 | 162.85 | 5303.03 | 53030.30 |
| 123 | 2035-01 | 5451.07 | 148.04 | 5303.03 | 47727.27 |
| 124 | 2035-02 | 5436.27 | 133.24 | 5303.03 | 42424.24 |
| 125 | 2035-03 | 5421.46 | 118.43 | 5303.03 | 37121.21 |
| 126 | 2035-04 | 5406.66 | 103.63 | 5303.03 | 31818.18 |
| 127 | 2035-05 | 5391.86 | 88.83 | 5303.03 | 26515.15 |
| 128 | 2035-06 | 5377.05 | 74.02 | 5303.03 | 21212.12 |
| 129 | 2035-07 | 5362.25 | 59.22 | 5303.03 | 15909.09 |
| 130 | 2035-08 | 5347.44 | 44.41 | 5303.03 | 10606.06 |
| 131 | 2035-09 | 5332.64 | 29.61 | 5303.03 | 5303.03 |
| 132 | 2035-10 | 5317.83 | 14.80 | 5303.03 | 0.00 |
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采用2025年11月29日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年11月29日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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