贷款136.4万(商业贷款)的房贷,还款10年的等额本息和等额本金,有两种还款方式明细说明解析。
还款方式一:等额本息
贷款总额:136.4万
还款月数:10年
每月还款:13745.1元
利息总额:28.54万
本息合计:164.94万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 13745.10 | 4433.00 | 9312.10 | 1354687.90 |
| 2 | 2024-12 | 13745.10 | 4402.74 | 9342.37 | 1345345.53 |
| 3 | 2025-01 | 13745.10 | 4372.37 | 9372.73 | 1335972.80 |
| 4 | 2025-02 | 13745.10 | 4341.91 | 9403.19 | 1326569.60 |
| 5 | 2025-03 | 13745.10 | 4311.35 | 9433.75 | 1317135.85 |
| 6 | 2025-04 | 13745.10 | 4280.69 | 9464.41 | 1307671.44 |
| 7 | 2025-05 | 13745.10 | 4249.93 | 9495.17 | 1298176.27 |
| 8 | 2025-06 | 13745.10 | 4219.07 | 9526.03 | 1288650.23 |
| 9 | 2025-07 | 13745.10 | 4188.11 | 9556.99 | 1279093.24 |
| 10 | 2025-08 | 13745.10 | 4157.05 | 9588.05 | 1269505.19 |
| 11 | 2025-09 | 13745.10 | 4125.89 | 9619.21 | 1259885.98 |
| 12 | 2025-10 | 13745.10 | 4094.63 | 9650.47 | 1250235.50 |
| 13 | 2025-11 | 13745.10 | 4063.27 | 9681.84 | 1240553.67 |
| 14 | 2025-12 | 13745.10 | 4031.80 | 9713.30 | 1230840.36 |
| 15 | 2026-01 | 13745.10 | 4000.23 | 9744.87 | 1221095.49 |
| 16 | 2026-02 | 13745.10 | 3968.56 | 9776.54 | 1211318.94 |
| 17 | 2026-03 | 13745.10 | 3936.79 | 9808.32 | 1201510.63 |
| 18 | 2026-04 | 13745.10 | 3904.91 | 9840.19 | 1191670.43 |
| 19 | 2026-05 | 13745.10 | 3872.93 | 9872.18 | 1181798.26 |
| 20 | 2026-06 | 13745.10 | 3840.84 | 9904.26 | 1171894.00 |
| 21 | 2026-07 | 13745.10 | 3808.66 | 9936.45 | 1161957.55 |
| 22 | 2026-08 | 13745.10 | 3776.36 | 9968.74 | 1151988.81 |
| 23 | 2026-09 | 13745.10 | 3743.96 | 10001.14 | 1141987.66 |
| 24 | 2026-10 | 13745.10 | 3711.46 | 10033.64 | 1131954.02 |
| 25 | 2026-11 | 13745.10 | 3678.85 | 10066.25 | 1121887.77 |
| 26 | 2026-12 | 13745.10 | 3646.14 | 10098.97 | 1111788.80 |
| 27 | 2027-01 | 13745.10 | 3613.31 | 10131.79 | 1101657.01 |
| 28 | 2027-02 | 13745.10 | 3580.39 | 10164.72 | 1091492.29 |
| 29 | 2027-03 | 13745.10 | 3547.35 | 10197.75 | 1081294.53 |
| 30 | 2027-04 | 13745.10 | 3514.21 | 10230.90 | 1071063.64 |
| 31 | 2027-05 | 13745.10 | 3480.96 | 10264.15 | 1060799.49 |
| 32 | 2027-06 | 13745.10 | 3447.60 | 10297.51 | 1050501.98 |
| 33 | 2027-07 | 13745.10 | 3414.13 | 10330.97 | 1040171.01 |
| 34 | 2027-08 | 13745.10 | 3380.56 | 10364.55 | 1029806.46 |
| 35 | 2027-09 | 13745.10 | 3346.87 | 10398.23 | 1019408.23 |
| 36 | 2027-10 | 13745.10 | 3313.08 | 10432.03 | 1008976.20 |
| 37 | 2027-11 | 13745.10 | 3279.17 | 10465.93 | 998510.27 |
| 38 | 2027-12 | 13745.10 | 3245.16 | 10499.95 | 988010.32 |
| 39 | 2028-01 | 13745.10 | 3211.03 | 10534.07 | 977476.25 |
| 40 | 2028-02 | 13745.10 | 3176.80 | 10568.31 | 966907.95 |
| 41 | 2028-03 | 13745.10 | 3142.45 | 10602.65 | 956305.29 |
| 42 | 2028-04 | 13745.10 | 3107.99 | 10637.11 | 945668.18 |
| 43 | 2028-05 | 13745.10 | 3073.42 | 10671.68 | 934996.50 |
| 44 | 2028-06 | 13745.10 | 3038.74 | 10706.37 | 924290.13 |
| 45 | 2028-07 | 13745.10 | 3003.94 | 10741.16 | 913548.97 |
| 46 | 2028-08 | 13745.10 | 2969.03 | 10776.07 | 902772.90 |
| 47 | 2028-09 | 13745.10 | 2934.01 | 10811.09 | 891961.81 |
| 48 | 2028-10 | 13745.10 | 2898.88 | 10846.23 | 881115.58 |
| 49 | 2028-11 | 13745.10 | 2863.63 | 10881.48 | 870234.10 |
| 50 | 2028-12 | 13745.10 | 2828.26 | 10916.84 | 859317.26 |
| 51 | 2029-01 | 13745.10 | 2792.78 | 10952.32 | 848364.94 |
| 52 | 2029-02 | 13745.10 | 2757.19 | 10987.92 | 837377.02 |
| 53 | 2029-03 | 13745.10 | 2721.48 | 11023.63 | 826353.39 |
| 54 | 2029-04 | 13745.10 | 2685.65 | 11059.46 | 815293.93 |
| 55 | 2029-05 | 13745.10 | 2649.71 | 11095.40 | 804198.53 |
| 56 | 2029-06 | 13745.10 | 2613.65 | 11131.46 | 793067.07 |
| 57 | 2029-07 | 13745.10 | 2577.47 | 11167.64 | 781899.44 |
| 58 | 2029-08 | 13745.10 | 2541.17 | 11203.93 | 770695.51 |
| 59 | 2029-09 | 13745.10 | 2504.76 | 11240.34 | 759455.16 |
| 60 | 2029-10 | 13745.10 | 2468.23 | 11276.87 | 748178.29 |
| 61 | 2029-11 | 13745.10 | 2431.58 | 11313.52 | 736864.76 |
| 62 | 2029-12 | 13745.10 | 2394.81 | 11350.29 | 725514.47 |
| 63 | 2030-01 | 13745.10 | 2357.92 | 11387.18 | 714127.29 |
| 64 | 2030-02 | 13745.10 | 2320.91 | 11424.19 | 702703.10 |
| 65 | 2030-03 | 13745.10 | 2283.79 | 11461.32 | 691241.78 |
| 66 | 2030-04 | 13745.10 | 2246.54 | 11498.57 | 679743.21 |
| 67 | 2030-05 | 13745.10 | 2209.17 | 11535.94 | 668207.27 |
| 68 | 2030-06 | 13745.10 | 2171.67 | 11573.43 | 656633.84 |
| 69 | 2030-07 | 13745.10 | 2134.06 | 11611.04 | 645022.80 |
| 70 | 2030-08 | 13745.10 | 2096.32 | 11648.78 | 633374.02 |
| 71 | 2030-09 | 13745.10 | 2058.47 | 11686.64 | 621687.38 |
| 72 | 2030-10 | 13745.10 | 2020.48 | 11724.62 | 609962.76 |
| 73 | 2030-11 | 13745.10 | 1982.38 | 11762.73 | 598200.03 |
| 74 | 2030-12 | 13745.10 | 1944.15 | 11800.95 | 586399.08 |
| 75 | 2031-01 | 13745.10 | 1905.80 | 11839.31 | 574559.77 |
| 76 | 2031-02 | 13745.10 | 1867.32 | 11877.79 | 562681.98 |
| 77 | 2031-03 | 13745.10 | 1828.72 | 11916.39 | 550765.60 |
| 78 | 2031-04 | 13745.10 | 1789.99 | 11955.12 | 538810.48 |
| 79 | 2031-05 | 13745.10 | 1751.13 | 11993.97 | 526816.51 |
| 80 | 2031-06 | 13745.10 | 1712.15 | 12032.95 | 514783.56 |
| 81 | 2031-07 | 13745.10 | 1673.05 | 12072.06 | 502711.50 |
| 82 | 2031-08 | 13745.10 | 1633.81 | 12111.29 | 490600.21 |
| 83 | 2031-09 | 13745.10 | 1594.45 | 12150.65 | 478449.56 |
| 84 | 2031-10 | 13745.10 | 1554.96 | 12190.14 | 466259.41 |
| 85 | 2031-11 | 13745.10 | 1515.34 | 12229.76 | 454029.65 |
| 86 | 2031-12 | 13745.10 | 1475.60 | 12269.51 | 441760.14 |
| 87 | 2032-01 | 13745.10 | 1435.72 | 12309.38 | 429450.76 |
| 88 | 2032-02 | 13745.10 | 1395.71 | 12349.39 | 417101.37 |
| 89 | 2032-03 | 13745.10 | 1355.58 | 12389.52 | 404711.85 |
| 90 | 2032-04 | 13745.10 | 1315.31 | 12429.79 | 392282.06 |
| 91 | 2032-05 | 13745.10 | 1274.92 | 12470.19 | 379811.87 |
| 92 | 2032-06 | 13745.10 | 1234.39 | 12510.72 | 367301.15 |
| 93 | 2032-07 | 13745.10 | 1193.73 | 12551.38 | 354749.78 |
| 94 | 2032-08 | 13745.10 | 1152.94 | 12592.17 | 342157.61 |
| 95 | 2032-09 | 13745.10 | 1112.01 | 12633.09 | 329524.52 |
| 96 | 2032-10 | 13745.10 | 1070.95 | 12674.15 | 316850.37 |
| 97 | 2032-11 | 13745.10 | 1029.76 | 12715.34 | 304135.03 |
| 98 | 2032-12 | 13745.10 | 988.44 | 12756.67 | 291378.36 |
| 99 | 2033-01 | 13745.10 | 946.98 | 12798.12 | 278580.24 |
| 100 | 2033-02 | 13745.10 | 905.39 | 12839.72 | 265740.52 |
| 101 | 2033-03 | 13745.10 | 863.66 | 12881.45 | 252859.07 |
| 102 | 2033-04 | 13745.10 | 821.79 | 12923.31 | 239935.76 |
| 103 | 2033-05 | 13745.10 | 779.79 | 12965.31 | 226970.45 |
| 104 | 2033-06 | 13745.10 | 737.65 | 13007.45 | 213963.00 |
| 105 | 2033-07 | 13745.10 | 695.38 | 13049.72 | 200913.27 |
| 106 | 2033-08 | 13745.10 | 652.97 | 13092.14 | 187821.14 |
| 107 | 2033-09 | 13745.10 | 610.42 | 13134.69 | 174686.45 |
| 108 | 2033-10 | 13745.10 | 567.73 | 13177.37 | 161509.08 |
| 109 | 2033-11 | 13745.10 | 524.90 | 13220.20 | 148288.88 |
| 110 | 2033-12 | 13745.10 | 481.94 | 13263.17 | 135025.71 |
| 111 | 2034-01 | 13745.10 | 438.83 | 13306.27 | 121719.44 |
| 112 | 2034-02 | 13745.10 | 395.59 | 13349.52 | 108369.92 |
| 113 | 2034-03 | 13745.10 | 352.20 | 13392.90 | 94977.02 |
| 114 | 2034-04 | 13745.10 | 308.68 | 13436.43 | 81540.59 |
| 115 | 2034-05 | 13745.10 | 265.01 | 13480.10 | 68060.50 |
| 116 | 2034-06 | 13745.10 | 221.20 | 13523.91 | 54536.59 |
| 117 | 2034-07 | 13745.10 | 177.24 | 13567.86 | 40968.73 |
| 118 | 2034-08 | 13745.10 | 133.15 | 13611.96 | 27356.77 |
| 119 | 2034-09 | 13745.10 | 88.91 | 13656.19 | 13700.58 |
| 120 | 2034-10 | 13745.10 | 44.53 | 13700.58 | 0.00 |
还款方式二:等额本金
贷款总额:136.4万
还款月数:10年
首月还款:15799.67元
每月递减:36.94元
利息总额:26.82万
本息合计:163.22万
节省利息:17216.01元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 15799.67 | 4433.00 | 11366.67 | 1352633.33 |
| 2 | 2024-12 | 15762.72 | 4396.06 | 11366.67 | 1341266.67 |
| 3 | 2025-01 | 15725.78 | 4359.12 | 11366.67 | 1329900.00 |
| 4 | 2025-02 | 15688.84 | 4322.18 | 11366.67 | 1318533.33 |
| 5 | 2025-03 | 15651.90 | 4285.23 | 11366.67 | 1307166.67 |
| 6 | 2025-04 | 15614.96 | 4248.29 | 11366.67 | 1295800.00 |
| 7 | 2025-05 | 15578.02 | 4211.35 | 11366.67 | 1284433.33 |
| 8 | 2025-06 | 15541.07 | 4174.41 | 11366.67 | 1273066.67 |
| 9 | 2025-07 | 15504.13 | 4137.47 | 11366.67 | 1261700.00 |
| 10 | 2025-08 | 15467.19 | 4100.52 | 11366.67 | 1250333.33 |
| 11 | 2025-09 | 15430.25 | 4063.58 | 11366.67 | 1238966.67 |
| 12 | 2025-10 | 15393.31 | 4026.64 | 11366.67 | 1227600.00 |
| 13 | 2025-11 | 15356.37 | 3989.70 | 11366.67 | 1216233.33 |
| 14 | 2025-12 | 15319.42 | 3952.76 | 11366.67 | 1204866.67 |
| 15 | 2026-01 | 15282.48 | 3915.82 | 11366.67 | 1193500.00 |
| 16 | 2026-02 | 15245.54 | 3878.88 | 11366.67 | 1182133.33 |
| 17 | 2026-03 | 15208.60 | 3841.93 | 11366.67 | 1170766.67 |
| 18 | 2026-04 | 15171.66 | 3804.99 | 11366.67 | 1159400.00 |
| 19 | 2026-05 | 15134.72 | 3768.05 | 11366.67 | 1148033.33 |
| 20 | 2026-06 | 15097.77 | 3731.11 | 11366.67 | 1136666.67 |
| 21 | 2026-07 | 15060.83 | 3694.17 | 11366.67 | 1125300.00 |
| 22 | 2026-08 | 15023.89 | 3657.22 | 11366.67 | 1113933.33 |
| 23 | 2026-09 | 14986.95 | 3620.28 | 11366.67 | 1102566.67 |
| 24 | 2026-10 | 14950.01 | 3583.34 | 11366.67 | 1091200.00 |
| 25 | 2026-11 | 14913.07 | 3546.40 | 11366.67 | 1079833.33 |
| 26 | 2026-12 | 14876.13 | 3509.46 | 11366.67 | 1068466.67 |
| 27 | 2027-01 | 14839.18 | 3472.52 | 11366.67 | 1057100.00 |
| 28 | 2027-02 | 14802.24 | 3435.57 | 11366.67 | 1045733.33 |
| 29 | 2027-03 | 14765.30 | 3398.63 | 11366.67 | 1034366.67 |
| 30 | 2027-04 | 14728.36 | 3361.69 | 11366.67 | 1023000.00 |
| 31 | 2027-05 | 14691.42 | 3324.75 | 11366.67 | 1011633.33 |
| 32 | 2027-06 | 14654.47 | 3287.81 | 11366.67 | 1000266.67 |
| 33 | 2027-07 | 14617.53 | 3250.87 | 11366.67 | 988900.00 |
| 34 | 2027-08 | 14580.59 | 3213.92 | 11366.67 | 977533.33 |
| 35 | 2027-09 | 14543.65 | 3176.98 | 11366.67 | 966166.67 |
| 36 | 2027-10 | 14506.71 | 3140.04 | 11366.67 | 954800.00 |
| 37 | 2027-11 | 14469.77 | 3103.10 | 11366.67 | 943433.33 |
| 38 | 2027-12 | 14432.82 | 3066.16 | 11366.67 | 932066.67 |
| 39 | 2028-01 | 14395.88 | 3029.22 | 11366.67 | 920700.00 |
| 40 | 2028-02 | 14358.94 | 2992.27 | 11366.67 | 909333.33 |
| 41 | 2028-03 | 14322.00 | 2955.33 | 11366.67 | 897966.67 |
| 42 | 2028-04 | 14285.06 | 2918.39 | 11366.67 | 886600.00 |
| 43 | 2028-05 | 14248.12 | 2881.45 | 11366.67 | 875233.33 |
| 44 | 2028-06 | 14211.17 | 2844.51 | 11366.67 | 863866.67 |
| 45 | 2028-07 | 14174.23 | 2807.57 | 11366.67 | 852500.00 |
| 46 | 2028-08 | 14137.29 | 2770.63 | 11366.67 | 841133.33 |
| 47 | 2028-09 | 14100.35 | 2733.68 | 11366.67 | 829766.67 |
| 48 | 2028-10 | 14063.41 | 2696.74 | 11366.67 | 818400.00 |
| 49 | 2028-11 | 14026.47 | 2659.80 | 11366.67 | 807033.33 |
| 50 | 2028-12 | 13989.52 | 2622.86 | 11366.67 | 795666.67 |
| 51 | 2029-01 | 13952.58 | 2585.92 | 11366.67 | 784300.00 |
| 52 | 2029-02 | 13915.64 | 2548.97 | 11366.67 | 772933.33 |
| 53 | 2029-03 | 13878.70 | 2512.03 | 11366.67 | 761566.67 |
| 54 | 2029-04 | 13841.76 | 2475.09 | 11366.67 | 750200.00 |
| 55 | 2029-05 | 13804.82 | 2438.15 | 11366.67 | 738833.33 |
| 56 | 2029-06 | 13767.88 | 2401.21 | 11366.67 | 727466.67 |
| 57 | 2029-07 | 13730.93 | 2364.27 | 11366.67 | 716100.00 |
| 58 | 2029-08 | 13693.99 | 2327.32 | 11366.67 | 704733.33 |
| 59 | 2029-09 | 13657.05 | 2290.38 | 11366.67 | 693366.67 |
| 60 | 2029-10 | 13620.11 | 2253.44 | 11366.67 | 682000.00 |
| 61 | 2029-11 | 13583.17 | 2216.50 | 11366.67 | 670633.33 |
| 62 | 2029-12 | 13546.22 | 2179.56 | 11366.67 | 659266.67 |
| 63 | 2030-01 | 13509.28 | 2142.62 | 11366.67 | 647900.00 |
| 64 | 2030-02 | 13472.34 | 2105.67 | 11366.67 | 636533.33 |
| 65 | 2030-03 | 13435.40 | 2068.73 | 11366.67 | 625166.67 |
| 66 | 2030-04 | 13398.46 | 2031.79 | 11366.67 | 613800.00 |
| 67 | 2030-05 | 13361.52 | 1994.85 | 11366.67 | 602433.33 |
| 68 | 2030-06 | 13324.57 | 1957.91 | 11366.67 | 591066.67 |
| 69 | 2030-07 | 13287.63 | 1920.97 | 11366.67 | 579700.00 |
| 70 | 2030-08 | 13250.69 | 1884.02 | 11366.67 | 568333.33 |
| 71 | 2030-09 | 13213.75 | 1847.08 | 11366.67 | 556966.67 |
| 72 | 2030-10 | 13176.81 | 1810.14 | 11366.67 | 545600.00 |
| 73 | 2030-11 | 13139.87 | 1773.20 | 11366.67 | 534233.33 |
| 74 | 2030-12 | 13102.92 | 1736.26 | 11366.67 | 522866.67 |
| 75 | 2031-01 | 13065.98 | 1699.32 | 11366.67 | 511500.00 |
| 76 | 2031-02 | 13029.04 | 1662.38 | 11366.67 | 500133.33 |
| 77 | 2031-03 | 12992.10 | 1625.43 | 11366.67 | 488766.67 |
| 78 | 2031-04 | 12955.16 | 1588.49 | 11366.67 | 477400.00 |
| 79 | 2031-05 | 12918.22 | 1551.55 | 11366.67 | 466033.33 |
| 80 | 2031-06 | 12881.27 | 1514.61 | 11366.67 | 454666.67 |
| 81 | 2031-07 | 12844.33 | 1477.67 | 11366.67 | 443300.00 |
| 82 | 2031-08 | 12807.39 | 1440.72 | 11366.67 | 431933.33 |
| 83 | 2031-09 | 12770.45 | 1403.78 | 11366.67 | 420566.67 |
| 84 | 2031-10 | 12733.51 | 1366.84 | 11366.67 | 409200.00 |
| 85 | 2031-11 | 12696.57 | 1329.90 | 11366.67 | 397833.33 |
| 86 | 2031-12 | 12659.63 | 1292.96 | 11366.67 | 386466.67 |
| 87 | 2032-01 | 12622.68 | 1256.02 | 11366.67 | 375100.00 |
| 88 | 2032-02 | 12585.74 | 1219.08 | 11366.67 | 363733.33 |
| 89 | 2032-03 | 12548.80 | 1182.13 | 11366.67 | 352366.67 |
| 90 | 2032-04 | 12511.86 | 1145.19 | 11366.67 | 341000.00 |
| 91 | 2032-05 | 12474.92 | 1108.25 | 11366.67 | 329633.33 |
| 92 | 2032-06 | 12437.97 | 1071.31 | 11366.67 | 318266.67 |
| 93 | 2032-07 | 12401.03 | 1034.37 | 11366.67 | 306900.00 |
| 94 | 2032-08 | 12364.09 | 997.42 | 11366.67 | 295533.33 |
| 95 | 2032-09 | 12327.15 | 960.48 | 11366.67 | 284166.67 |
| 96 | 2032-10 | 12290.21 | 923.54 | 11366.67 | 272800.00 |
| 97 | 2032-11 | 12253.27 | 886.60 | 11366.67 | 261433.33 |
| 98 | 2032-12 | 12216.33 | 849.66 | 11366.67 | 250066.67 |
| 99 | 2033-01 | 12179.38 | 812.72 | 11366.67 | 238700.00 |
| 100 | 2033-02 | 12142.44 | 775.77 | 11366.67 | 227333.33 |
| 101 | 2033-03 | 12105.50 | 738.83 | 11366.67 | 215966.67 |
| 102 | 2033-04 | 12068.56 | 701.89 | 11366.67 | 204600.00 |
| 103 | 2033-05 | 12031.62 | 664.95 | 11366.67 | 193233.33 |
| 104 | 2033-06 | 11994.67 | 628.01 | 11366.67 | 181866.67 |
| 105 | 2033-07 | 11957.73 | 591.07 | 11366.67 | 170500.00 |
| 106 | 2033-08 | 11920.79 | 554.13 | 11366.67 | 159133.33 |
| 107 | 2033-09 | 11883.85 | 517.18 | 11366.67 | 147766.67 |
| 108 | 2033-10 | 11846.91 | 480.24 | 11366.67 | 136400.00 |
| 109 | 2033-11 | 11809.97 | 443.30 | 11366.67 | 125033.33 |
| 110 | 2033-12 | 11773.02 | 406.36 | 11366.67 | 113666.67 |
| 111 | 2034-01 | 11736.08 | 369.42 | 11366.67 | 102300.00 |
| 112 | 2034-02 | 11699.14 | 332.47 | 11366.67 | 90933.33 |
| 113 | 2034-03 | 11662.20 | 295.53 | 11366.67 | 79566.67 |
| 114 | 2034-04 | 11625.26 | 258.59 | 11366.67 | 68200.00 |
| 115 | 2034-05 | 11588.32 | 221.65 | 11366.67 | 56833.33 |
| 116 | 2034-06 | 11551.38 | 184.71 | 11366.67 | 45466.67 |
| 117 | 2034-07 | 11514.43 | 147.77 | 11366.67 | 34100.00 |
| 118 | 2034-08 | 11477.49 | 110.82 | 11366.67 | 22733.33 |
| 119 | 2034-09 | 11440.55 | 73.88 | 11366.67 | 11366.67 |
| 120 | 2034-10 | 11403.61 | 36.94 | 11366.67 | 0.00 |
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采用2025年11月30日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布,采用2025年11月30日贷款市场报价利率(LPR)为:1年期LPR为3.35%,5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
2025年11月30日最新贷款计算器计算最新房贷基准利率,房贷利率表,提供贷款、商业贷款、公积金买房、个人按揭月供购房等银行房贷利率计算公式在线使用,2025年11月30日年最好用的房贷计算器,房贷利息计算专家。