贷款230万(商业贷款)的房贷,还款10年的等额本息和等额本金,有两种还款方式明细说明解析。
还款方式一:等额本息
贷款总额:230万
还款月数:10年
每月还款:22262.09元
利息总额:37.15万
本息合计:267.15万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 22262.09 | 5845.83 | 16416.26 | 2283583.74 |
| 2 | 2024-12 | 22262.09 | 5804.11 | 16457.99 | 2267125.75 |
| 3 | 2025-01 | 22262.09 | 5762.28 | 16499.82 | 2250625.94 |
| 4 | 2025-02 | 22262.09 | 5720.34 | 16541.75 | 2234084.18 |
| 5 | 2025-03 | 22262.09 | 5678.30 | 16583.80 | 2217500.38 |
| 6 | 2025-04 | 22262.09 | 5636.15 | 16625.95 | 2200874.44 |
| 7 | 2025-05 | 22262.09 | 5593.89 | 16668.21 | 2184206.23 |
| 8 | 2025-06 | 22262.09 | 5551.52 | 16710.57 | 2167495.66 |
| 9 | 2025-07 | 22262.09 | 5509.05 | 16753.04 | 2150742.62 |
| 10 | 2025-08 | 22262.09 | 5466.47 | 16795.62 | 2133946.99 |
| 11 | 2025-09 | 22262.09 | 5423.78 | 16838.31 | 2117108.68 |
| 12 | 2025-10 | 22262.09 | 5380.98 | 16881.11 | 2100227.57 |
| 13 | 2025-11 | 22262.09 | 5338.08 | 16924.02 | 2083303.55 |
| 14 | 2025-12 | 22262.09 | 5295.06 | 16967.03 | 2066336.52 |
| 15 | 2026-01 | 22262.09 | 5251.94 | 17010.16 | 2049326.37 |
| 16 | 2026-02 | 22262.09 | 5208.70 | 17053.39 | 2032272.98 |
| 17 | 2026-03 | 22262.09 | 5165.36 | 17096.73 | 2015176.24 |
| 18 | 2026-04 | 22262.09 | 5121.91 | 17140.19 | 1998036.05 |
| 19 | 2026-05 | 22262.09 | 5078.34 | 17183.75 | 1980852.30 |
| 20 | 2026-06 | 22262.09 | 5034.67 | 17227.43 | 1963624.87 |
| 21 | 2026-07 | 22262.09 | 4990.88 | 17271.21 | 1946353.66 |
| 22 | 2026-08 | 22262.09 | 4946.98 | 17315.11 | 1929038.54 |
| 23 | 2026-09 | 22262.09 | 4902.97 | 17359.12 | 1911679.42 |
| 24 | 2026-10 | 22262.09 | 4858.85 | 17403.24 | 1894276.18 |
| 25 | 2026-11 | 22262.09 | 4814.62 | 17447.48 | 1876828.70 |
| 26 | 2026-12 | 22262.09 | 4770.27 | 17491.82 | 1859336.88 |
| 27 | 2027-01 | 22262.09 | 4725.81 | 17536.28 | 1841800.60 |
| 28 | 2027-02 | 22262.09 | 4681.24 | 17580.85 | 1824219.75 |
| 29 | 2027-03 | 22262.09 | 4636.56 | 17625.54 | 1806594.21 |
| 30 | 2027-04 | 22262.09 | 4591.76 | 17670.33 | 1788923.88 |
| 31 | 2027-05 | 22262.09 | 4546.85 | 17715.25 | 1771208.63 |
| 32 | 2027-06 | 22262.09 | 4501.82 | 17760.27 | 1753448.36 |
| 33 | 2027-07 | 22262.09 | 4456.68 | 17805.41 | 1735642.95 |
| 34 | 2027-08 | 22262.09 | 4411.43 | 17850.67 | 1717792.28 |
| 35 | 2027-09 | 22262.09 | 4366.06 | 17896.04 | 1699896.24 |
| 36 | 2027-10 | 22262.09 | 4320.57 | 17941.53 | 1681954.71 |
| 37 | 2027-11 | 22262.09 | 4274.97 | 17987.13 | 1663967.59 |
| 38 | 2027-12 | 22262.09 | 4229.25 | 18032.84 | 1645934.74 |
| 39 | 2028-01 | 22262.09 | 4183.42 | 18078.68 | 1627856.06 |
| 40 | 2028-02 | 22262.09 | 4137.47 | 18124.63 | 1609731.44 |
| 41 | 2028-03 | 22262.09 | 4091.40 | 18170.69 | 1591560.74 |
| 42 | 2028-04 | 22262.09 | 4045.22 | 18216.88 | 1573343.86 |
| 43 | 2028-05 | 22262.09 | 3998.92 | 18263.18 | 1555080.69 |
| 44 | 2028-06 | 22262.09 | 3952.50 | 18309.60 | 1536771.09 |
| 45 | 2028-07 | 22262.09 | 3905.96 | 18356.13 | 1518414.95 |
| 46 | 2028-08 | 22262.09 | 3859.30 | 18402.79 | 1500012.16 |
| 47 | 2028-09 | 22262.09 | 3812.53 | 18449.56 | 1481562.60 |
| 48 | 2028-10 | 22262.09 | 3765.64 | 18496.46 | 1463066.14 |
| 49 | 2028-11 | 22262.09 | 3718.63 | 18543.47 | 1444522.67 |
| 50 | 2028-12 | 22262.09 | 3671.50 | 18590.60 | 1425932.07 |
| 51 | 2029-01 | 22262.09 | 3624.24 | 18637.85 | 1407294.22 |
| 52 | 2029-02 | 22262.09 | 3576.87 | 18685.22 | 1388609.00 |
| 53 | 2029-03 | 22262.09 | 3529.38 | 18732.71 | 1369876.29 |
| 54 | 2029-04 | 22262.09 | 3481.77 | 18780.33 | 1351095.96 |
| 55 | 2029-05 | 22262.09 | 3434.04 | 18828.06 | 1332267.90 |
| 56 | 2029-06 | 22262.09 | 3386.18 | 18875.91 | 1313391.99 |
| 57 | 2029-07 | 22262.09 | 3338.20 | 18923.89 | 1294468.10 |
| 58 | 2029-08 | 22262.09 | 3290.11 | 18971.99 | 1275496.11 |
| 59 | 2029-09 | 22262.09 | 3241.89 | 19020.21 | 1256475.90 |
| 60 | 2029-10 | 22262.09 | 3193.54 | 19068.55 | 1237407.35 |
| 61 | 2029-11 | 22262.09 | 3145.08 | 19117.02 | 1218290.33 |
| 62 | 2029-12 | 22262.09 | 3096.49 | 19165.61 | 1199124.73 |
| 63 | 2030-01 | 22262.09 | 3047.78 | 19214.32 | 1179910.41 |
| 64 | 2030-02 | 22262.09 | 2998.94 | 19263.16 | 1160647.25 |
| 65 | 2030-03 | 22262.09 | 2949.98 | 19312.12 | 1141335.13 |
| 66 | 2030-04 | 22262.09 | 2900.89 | 19361.20 | 1121973.93 |
| 67 | 2030-05 | 22262.09 | 2851.68 | 19410.41 | 1102563.52 |
| 68 | 2030-06 | 22262.09 | 2802.35 | 19459.75 | 1083103.78 |
| 69 | 2030-07 | 22262.09 | 2752.89 | 19509.21 | 1063594.57 |
| 70 | 2030-08 | 22262.09 | 2703.30 | 19558.79 | 1044035.78 |
| 71 | 2030-09 | 22262.09 | 2653.59 | 19608.50 | 1024427.27 |
| 72 | 2030-10 | 22262.09 | 2603.75 | 19658.34 | 1004768.93 |
| 73 | 2030-11 | 22262.09 | 2553.79 | 19708.31 | 985060.62 |
| 74 | 2030-12 | 22262.09 | 2503.70 | 19758.40 | 965302.23 |
| 75 | 2031-01 | 22262.09 | 2453.48 | 19808.62 | 945493.61 |
| 76 | 2031-02 | 22262.09 | 2403.13 | 19858.97 | 925634.64 |
| 77 | 2031-03 | 22262.09 | 2352.65 | 19909.44 | 905725.20 |
| 78 | 2031-04 | 22262.09 | 2302.05 | 19960.04 | 885765.16 |
| 79 | 2031-05 | 22262.09 | 2251.32 | 20010.78 | 865754.38 |
| 80 | 2031-06 | 22262.09 | 2200.46 | 20061.64 | 845692.75 |
| 81 | 2031-07 | 22262.09 | 2149.47 | 20112.63 | 825580.12 |
| 82 | 2031-08 | 22262.09 | 2098.35 | 20163.75 | 805416.38 |
| 83 | 2031-09 | 22262.09 | 2047.10 | 20214.99 | 785201.38 |
| 84 | 2031-10 | 22262.09 | 1995.72 | 20266.37 | 764935.01 |
| 85 | 2031-11 | 22262.09 | 1944.21 | 20317.88 | 744617.12 |
| 86 | 2031-12 | 22262.09 | 1892.57 | 20369.53 | 724247.60 |
| 87 | 2032-01 | 22262.09 | 1840.80 | 20421.30 | 703826.30 |
| 88 | 2032-02 | 22262.09 | 1788.89 | 20473.20 | 683353.09 |
| 89 | 2032-03 | 22262.09 | 1736.86 | 20525.24 | 662827.86 |
| 90 | 2032-04 | 22262.09 | 1684.69 | 20577.41 | 642250.45 |
| 91 | 2032-05 | 22262.09 | 1632.39 | 20629.71 | 621620.74 |
| 92 | 2032-06 | 22262.09 | 1579.95 | 20682.14 | 600938.60 |
| 93 | 2032-07 | 22262.09 | 1527.39 | 20734.71 | 580203.89 |
| 94 | 2032-08 | 22262.09 | 1474.68 | 20787.41 | 559416.48 |
| 95 | 2032-09 | 22262.09 | 1421.85 | 20840.24 | 538576.23 |
| 96 | 2032-10 | 22262.09 | 1368.88 | 20893.21 | 517683.02 |
| 97 | 2032-11 | 22262.09 | 1315.78 | 20946.32 | 496736.70 |
| 98 | 2032-12 | 22262.09 | 1262.54 | 20999.56 | 475737.15 |
| 99 | 2033-01 | 22262.09 | 1209.17 | 21052.93 | 454684.22 |
| 100 | 2033-02 | 22262.09 | 1155.66 | 21106.44 | 433577.78 |
| 101 | 2033-03 | 22262.09 | 1102.01 | 21160.08 | 412417.69 |
| 102 | 2033-04 | 22262.09 | 1048.23 | 21213.87 | 391203.83 |
| 103 | 2033-05 | 22262.09 | 994.31 | 21267.79 | 369936.04 |
| 104 | 2033-06 | 22262.09 | 940.25 | 21321.84 | 348614.20 |
| 105 | 2033-07 | 22262.09 | 886.06 | 21376.03 | 327238.17 |
| 106 | 2033-08 | 22262.09 | 831.73 | 21430.36 | 305807.80 |
| 107 | 2033-09 | 22262.09 | 777.26 | 21484.83 | 284322.97 |
| 108 | 2033-10 | 22262.09 | 722.65 | 21539.44 | 262783.53 |
| 109 | 2033-11 | 22262.09 | 667.91 | 21594.19 | 241189.34 |
| 110 | 2033-12 | 22262.09 | 613.02 | 21649.07 | 219540.27 |
| 111 | 2034-01 | 22262.09 | 558.00 | 21704.10 | 197836.18 |
| 112 | 2034-02 | 22262.09 | 502.83 | 21759.26 | 176076.91 |
| 113 | 2034-03 | 22262.09 | 447.53 | 21814.57 | 154262.35 |
| 114 | 2034-04 | 22262.09 | 392.08 | 21870.01 | 132392.34 |
| 115 | 2034-05 | 22262.09 | 336.50 | 21925.60 | 110466.74 |
| 116 | 2034-06 | 22262.09 | 280.77 | 21981.33 | 88485.41 |
| 117 | 2034-07 | 22262.09 | 224.90 | 22037.19 | 66448.22 |
| 118 | 2034-08 | 22262.09 | 168.89 | 22093.21 | 44355.01 |
| 119 | 2034-09 | 22262.09 | 112.74 | 22149.36 | 22205.66 |
| 120 | 2034-10 | 22262.09 | 56.44 | 22205.66 | 0.00 |
还款方式二:等额本金
贷款总额:230万
还款月数:10年
首月还款:25012.5元
每月递减:48.72元
利息总额:35.37万
本息合计:265.37万
节省利息:17778.46元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 25012.50 | 5845.83 | 19166.67 | 2280833.33 |
| 2 | 2024-12 | 24963.78 | 5797.12 | 19166.67 | 2261666.67 |
| 3 | 2025-01 | 24915.07 | 5748.40 | 19166.67 | 2242500.00 |
| 4 | 2025-02 | 24866.35 | 5699.69 | 19166.67 | 2223333.33 |
| 5 | 2025-03 | 24817.64 | 5650.97 | 19166.67 | 2204166.67 |
| 6 | 2025-04 | 24768.92 | 5602.26 | 19166.67 | 2185000.00 |
| 7 | 2025-05 | 24720.21 | 5553.54 | 19166.67 | 2165833.33 |
| 8 | 2025-06 | 24671.49 | 5504.83 | 19166.67 | 2146666.67 |
| 9 | 2025-07 | 24622.78 | 5456.11 | 19166.67 | 2127500.00 |
| 10 | 2025-08 | 24574.06 | 5407.40 | 19166.67 | 2108333.33 |
| 11 | 2025-09 | 24525.35 | 5358.68 | 19166.67 | 2089166.67 |
| 12 | 2025-10 | 24476.63 | 5309.97 | 19166.67 | 2070000.00 |
| 13 | 2025-11 | 24427.92 | 5261.25 | 19166.67 | 2050833.33 |
| 14 | 2025-12 | 24379.20 | 5212.53 | 19166.67 | 2031666.67 |
| 15 | 2026-01 | 24330.49 | 5163.82 | 19166.67 | 2012500.00 |
| 16 | 2026-02 | 24281.77 | 5115.10 | 19166.67 | 1993333.33 |
| 17 | 2026-03 | 24233.06 | 5066.39 | 19166.67 | 1974166.67 |
| 18 | 2026-04 | 24184.34 | 5017.67 | 19166.67 | 1955000.00 |
| 19 | 2026-05 | 24135.63 | 4968.96 | 19166.67 | 1935833.33 |
| 20 | 2026-06 | 24086.91 | 4920.24 | 19166.67 | 1916666.67 |
| 21 | 2026-07 | 24038.19 | 4871.53 | 19166.67 | 1897500.00 |
| 22 | 2026-08 | 23989.48 | 4822.81 | 19166.67 | 1878333.33 |
| 23 | 2026-09 | 23940.76 | 4774.10 | 19166.67 | 1859166.67 |
| 24 | 2026-10 | 23892.05 | 4725.38 | 19166.67 | 1840000.00 |
| 25 | 2026-11 | 23843.33 | 4676.67 | 19166.67 | 1820833.33 |
| 26 | 2026-12 | 23794.62 | 4627.95 | 19166.67 | 1801666.67 |
| 27 | 2027-01 | 23745.90 | 4579.24 | 19166.67 | 1782500.00 |
| 28 | 2027-02 | 23697.19 | 4530.52 | 19166.67 | 1763333.33 |
| 29 | 2027-03 | 23648.47 | 4481.81 | 19166.67 | 1744166.67 |
| 30 | 2027-04 | 23599.76 | 4433.09 | 19166.67 | 1725000.00 |
| 31 | 2027-05 | 23551.04 | 4384.38 | 19166.67 | 1705833.33 |
| 32 | 2027-06 | 23502.33 | 4335.66 | 19166.67 | 1686666.67 |
| 33 | 2027-07 | 23453.61 | 4286.94 | 19166.67 | 1667500.00 |
| 34 | 2027-08 | 23404.90 | 4238.23 | 19166.67 | 1648333.33 |
| 35 | 2027-09 | 23356.18 | 4189.51 | 19166.67 | 1629166.67 |
| 36 | 2027-10 | 23307.47 | 4140.80 | 19166.67 | 1610000.00 |
| 37 | 2027-11 | 23258.75 | 4092.08 | 19166.67 | 1590833.33 |
| 38 | 2027-12 | 23210.03 | 4043.37 | 19166.67 | 1571666.67 |
| 39 | 2028-01 | 23161.32 | 3994.65 | 19166.67 | 1552500.00 |
| 40 | 2028-02 | 23112.60 | 3945.94 | 19166.67 | 1533333.33 |
| 41 | 2028-03 | 23063.89 | 3897.22 | 19166.67 | 1514166.67 |
| 42 | 2028-04 | 23015.17 | 3848.51 | 19166.67 | 1495000.00 |
| 43 | 2028-05 | 22966.46 | 3799.79 | 19166.67 | 1475833.33 |
| 44 | 2028-06 | 22917.74 | 3751.08 | 19166.67 | 1456666.67 |
| 45 | 2028-07 | 22869.03 | 3702.36 | 19166.67 | 1437500.00 |
| 46 | 2028-08 | 22820.31 | 3653.65 | 19166.67 | 1418333.33 |
| 47 | 2028-09 | 22771.60 | 3604.93 | 19166.67 | 1399166.67 |
| 48 | 2028-10 | 22722.88 | 3556.22 | 19166.67 | 1380000.00 |
| 49 | 2028-11 | 22674.17 | 3507.50 | 19166.67 | 1360833.33 |
| 50 | 2028-12 | 22625.45 | 3458.78 | 19166.67 | 1341666.67 |
| 51 | 2029-01 | 22576.74 | 3410.07 | 19166.67 | 1322500.00 |
| 52 | 2029-02 | 22528.02 | 3361.35 | 19166.67 | 1303333.33 |
| 53 | 2029-03 | 22479.31 | 3312.64 | 19166.67 | 1284166.67 |
| 54 | 2029-04 | 22430.59 | 3263.92 | 19166.67 | 1265000.00 |
| 55 | 2029-05 | 22381.88 | 3215.21 | 19166.67 | 1245833.33 |
| 56 | 2029-06 | 22333.16 | 3166.49 | 19166.67 | 1226666.67 |
| 57 | 2029-07 | 22284.44 | 3117.78 | 19166.67 | 1207500.00 |
| 58 | 2029-08 | 22235.73 | 3069.06 | 19166.67 | 1188333.33 |
| 59 | 2029-09 | 22187.01 | 3020.35 | 19166.67 | 1169166.67 |
| 60 | 2029-10 | 22138.30 | 2971.63 | 19166.67 | 1150000.00 |
| 61 | 2029-11 | 22089.58 | 2922.92 | 19166.67 | 1130833.33 |
| 62 | 2029-12 | 22040.87 | 2874.20 | 19166.67 | 1111666.67 |
| 63 | 2030-01 | 21992.15 | 2825.49 | 19166.67 | 1092500.00 |
| 64 | 2030-02 | 21943.44 | 2776.77 | 19166.67 | 1073333.33 |
| 65 | 2030-03 | 21894.72 | 2728.06 | 19166.67 | 1054166.67 |
| 66 | 2030-04 | 21846.01 | 2679.34 | 19166.67 | 1035000.00 |
| 67 | 2030-05 | 21797.29 | 2630.63 | 19166.67 | 1015833.33 |
| 68 | 2030-06 | 21748.58 | 2581.91 | 19166.67 | 996666.67 |
| 69 | 2030-07 | 21699.86 | 2533.19 | 19166.67 | 977500.00 |
| 70 | 2030-08 | 21651.15 | 2484.48 | 19166.67 | 958333.33 |
| 71 | 2030-09 | 21602.43 | 2435.76 | 19166.67 | 939166.67 |
| 72 | 2030-10 | 21553.72 | 2387.05 | 19166.67 | 920000.00 |
| 73 | 2030-11 | 21505.00 | 2338.33 | 19166.67 | 900833.33 |
| 74 | 2030-12 | 21456.28 | 2289.62 | 19166.67 | 881666.67 |
| 75 | 2031-01 | 21407.57 | 2240.90 | 19166.67 | 862500.00 |
| 76 | 2031-02 | 21358.85 | 2192.19 | 19166.67 | 843333.33 |
| 77 | 2031-03 | 21310.14 | 2143.47 | 19166.67 | 824166.67 |
| 78 | 2031-04 | 21261.42 | 2094.76 | 19166.67 | 805000.00 |
| 79 | 2031-05 | 21212.71 | 2046.04 | 19166.67 | 785833.33 |
| 80 | 2031-06 | 21163.99 | 1997.33 | 19166.67 | 766666.67 |
| 81 | 2031-07 | 21115.28 | 1948.61 | 19166.67 | 747500.00 |
| 82 | 2031-08 | 21066.56 | 1899.90 | 19166.67 | 728333.33 |
| 83 | 2031-09 | 21017.85 | 1851.18 | 19166.67 | 709166.67 |
| 84 | 2031-10 | 20969.13 | 1802.47 | 19166.67 | 690000.00 |
| 85 | 2031-11 | 20920.42 | 1753.75 | 19166.67 | 670833.33 |
| 86 | 2031-12 | 20871.70 | 1705.03 | 19166.67 | 651666.67 |
| 87 | 2032-01 | 20822.99 | 1656.32 | 19166.67 | 632500.00 |
| 88 | 2032-02 | 20774.27 | 1607.60 | 19166.67 | 613333.33 |
| 89 | 2032-03 | 20725.56 | 1558.89 | 19166.67 | 594166.67 |
| 90 | 2032-04 | 20676.84 | 1510.17 | 19166.67 | 575000.00 |
| 91 | 2032-05 | 20628.13 | 1461.46 | 19166.67 | 555833.33 |
| 92 | 2032-06 | 20579.41 | 1412.74 | 19166.67 | 536666.67 |
| 93 | 2032-07 | 20530.69 | 1364.03 | 19166.67 | 517500.00 |
| 94 | 2032-08 | 20481.98 | 1315.31 | 19166.67 | 498333.33 |
| 95 | 2032-09 | 20433.26 | 1266.60 | 19166.67 | 479166.67 |
| 96 | 2032-10 | 20384.55 | 1217.88 | 19166.67 | 460000.00 |
| 97 | 2032-11 | 20335.83 | 1169.17 | 19166.67 | 440833.33 |
| 98 | 2032-12 | 20287.12 | 1120.45 | 19166.67 | 421666.67 |
| 99 | 2033-01 | 20238.40 | 1071.74 | 19166.67 | 402500.00 |
| 100 | 2033-02 | 20189.69 | 1023.02 | 19166.67 | 383333.33 |
| 101 | 2033-03 | 20140.97 | 974.31 | 19166.67 | 364166.67 |
| 102 | 2033-04 | 20092.26 | 925.59 | 19166.67 | 345000.00 |
| 103 | 2033-05 | 20043.54 | 876.87 | 19166.67 | 325833.33 |
| 104 | 2033-06 | 19994.83 | 828.16 | 19166.67 | 306666.67 |
| 105 | 2033-07 | 19946.11 | 779.44 | 19166.67 | 287500.00 |
| 106 | 2033-08 | 19897.40 | 730.73 | 19166.67 | 268333.33 |
| 107 | 2033-09 | 19848.68 | 682.01 | 19166.67 | 249166.67 |
| 108 | 2033-10 | 19799.97 | 633.30 | 19166.67 | 230000.00 |
| 109 | 2033-11 | 19751.25 | 584.58 | 19166.67 | 210833.33 |
| 110 | 2033-12 | 19702.53 | 535.87 | 19166.67 | 191666.67 |
| 111 | 2034-01 | 19653.82 | 487.15 | 19166.67 | 172500.00 |
| 112 | 2034-02 | 19605.10 | 438.44 | 19166.67 | 153333.33 |
| 113 | 2034-03 | 19556.39 | 389.72 | 19166.67 | 134166.67 |
| 114 | 2034-04 | 19507.67 | 341.01 | 19166.67 | 115000.00 |
| 115 | 2034-05 | 19458.96 | 292.29 | 19166.67 | 95833.33 |
| 116 | 2034-06 | 19410.24 | 243.58 | 19166.67 | 76666.67 |
| 117 | 2034-07 | 19361.53 | 194.86 | 19166.67 | 57500.00 |
| 118 | 2034-08 | 19312.81 | 146.15 | 19166.67 | 38333.33 |
| 119 | 2034-09 | 19264.10 | 97.43 | 19166.67 | 19166.67 |
| 120 | 2034-10 | 19215.38 | 48.72 | 19166.67 | 0.00 |
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采用2025年11月30日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布,采用2025年11月30日贷款市场报价利率(LPR)为:1年期LPR为3.35%,5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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