贷款18.24万（商业贷款）的房贷，还款11年2个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：18.24万
还款月数：11年2个月
每月还款：1681.22元
利息总额：4.29万
本息合计：22.53万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 1681.22 | 592.80 | 1088.42 | 181311.58 |
| 2 | 2024-12 | 1681.22 | 589.26 | 1091.95 | 180219.63 |
| 3 | 2025-01 | 1681.22 | 585.71 | 1095.50 | 179124.13 |
| 4 | 2025-02 | 1681.22 | 582.15 | 1099.06 | 178025.06 |
| 5 | 2025-03 | 1681.22 | 578.58 | 1102.63 | 176922.43 |
| 6 | 2025-04 | 1681.22 | 575.00 | 1106.22 | 175816.21 |
| 7 | 2025-05 | 1681.22 | 571.40 | 1109.81 | 174706.40 |
| 8 | 2025-06 | 1681.22 | 567.80 | 1113.42 | 173592.98 |
| 9 | 2025-07 | 1681.22 | 564.18 | 1117.04 | 172475.94 |
| 10 | 2025-08 | 1681.22 | 560.55 | 1120.67 | 171355.27 |
| 11 | 2025-09 | 1681.22 | 556.90 | 1124.31 | 170230.96 |
| 12 | 2025-10 | 1681.22 | 553.25 | 1127.97 | 169102.99 |
| 13 | 2025-11 | 1681.22 | 549.58 | 1131.63 | 167971.36 |
| 14 | 2025-12 | 1681.22 | 545.91 | 1135.31 | 166836.05 |
| 15 | 2026-01 | 1681.22 | 542.22 | 1139.00 | 165697.05 |
| 16 | 2026-02 | 1681.22 | 538.52 | 1142.70 | 164554.35 |
| 17 | 2026-03 | 1681.22 | 534.80 | 1146.41 | 163407.94 |
| 18 | 2026-04 | 1681.22 | 531.08 | 1150.14 | 162257.80 |
| 19 | 2026-05 | 1681.22 | 527.34 | 1153.88 | 161103.92 |
| 20 | 2026-06 | 1681.22 | 523.59 | 1157.63 | 159946.29 |
| 21 | 2026-07 | 1681.22 | 519.83 | 1161.39 | 158784.90 |
| 22 | 2026-08 | 1681.22 | 516.05 | 1165.17 | 157619.73 |
| 23 | 2026-09 | 1681.22 | 512.26 | 1168.95 | 156450.78 |
| 24 | 2026-10 | 1681.22 | 508.47 | 1172.75 | 155278.03 |
| 25 | 2026-11 | 1681.22 | 504.65 | 1176.56 | 154101.47 |
| 26 | 2026-12 | 1681.22 | 500.83 | 1180.39 | 152921.08 |
| 27 | 2027-01 | 1681.22 | 496.99 | 1184.22 | 151736.86 |
| 28 | 2027-02 | 1681.22 | 493.14 | 1188.07 | 150548.79 |
| 29 | 2027-03 | 1681.22 | 489.28 | 1191.93 | 149356.85 |
| 30 | 2027-04 | 1681.22 | 485.41 | 1195.81 | 148161.05 |
| 31 | 2027-05 | 1681.22 | 481.52 | 1199.69 | 146961.36 |
| 32 | 2027-06 | 1681.22 | 477.62 | 1203.59 | 145757.76 |
| 33 | 2027-07 | 1681.22 | 473.71 | 1207.50 | 144550.26 |
| 34 | 2027-08 | 1681.22 | 469.79 | 1211.43 | 143338.83 |
| 35 | 2027-09 | 1681.22 | 465.85 | 1215.37 | 142123.47 |
| 36 | 2027-10 | 1681.22 | 461.90 | 1219.31 | 140904.15 |
| 37 | 2027-11 | 1681.22 | 457.94 | 1223.28 | 139680.87 |
| 38 | 2027-12 | 1681.22 | 453.96 | 1227.25 | 138453.62 |
| 39 | 2028-01 | 1681.22 | 449.97 | 1231.24 | 137222.38 |
| 40 | 2028-02 | 1681.22 | 445.97 | 1235.24 | 135987.14 |
| 41 | 2028-03 | 1681.22 | 441.96 | 1239.26 | 134747.88 |
| 42 | 2028-04 | 1681.22 | 437.93 | 1243.29 | 133504.59 |
| 43 | 2028-05 | 1681.22 | 433.89 | 1247.33 | 132257.27 |
| 44 | 2028-06 | 1681.22 | 429.84 | 1251.38 | 131005.89 |
| 45 | 2028-07 | 1681.22 | 425.77 | 1255.45 | 129750.44 |
| 46 | 2028-08 | 1681.22 | 421.69 | 1259.53 | 128490.91 |
| 47 | 2028-09 | 1681.22 | 417.60 | 1263.62 | 127227.29 |
| 48 | 2028-10 | 1681.22 | 413.49 | 1267.73 | 125959.56 |
| 49 | 2028-11 | 1681.22 | 409.37 | 1271.85 | 124687.72 |
| 50 | 2028-12 | 1681.22 | 405.24 | 1275.98 | 123411.73 |
| 51 | 2029-01 | 1681.22 | 401.09 | 1280.13 | 122131.61 |
| 52 | 2029-02 | 1681.22 | 396.93 | 1284.29 | 120847.32 |
| 53 | 2029-03 | 1681.22 | 392.75 | 1288.46 | 119558.86 |
| 54 | 2029-04 | 1681.22 | 388.57 | 1292.65 | 118266.21 |
| 55 | 2029-05 | 1681.22 | 384.37 | 1296.85 | 116969.35 |
| 56 | 2029-06 | 1681.22 | 380.15 | 1301.07 | 115668.29 |
| 57 | 2029-07 | 1681.22 | 375.92 | 1305.29 | 114362.99 |
| 58 | 2029-08 | 1681.22 | 371.68 | 1309.54 | 113053.46 |
| 59 | 2029-09 | 1681.22 | 367.42 | 1313.79 | 111739.67 |
| 60 | 2029-10 | 1681.22 | 363.15 | 1318.06 | 110421.60 |
| 61 | 2029-11 | 1681.22 | 358.87 | 1322.35 | 109099.26 |
| 62 | 2029-12 | 1681.22 | 354.57 | 1326.64 | 107772.61 |
| 63 | 2030-01 | 1681.22 | 350.26 | 1330.96 | 106441.66 |
| 64 | 2030-02 | 1681.22 | 345.94 | 1335.28 | 105106.38 |
| 65 | 2030-03 | 1681.22 | 341.60 | 1339.62 | 103766.76 |
| 66 | 2030-04 | 1681.22 | 337.24 | 1343.97 | 102422.78 |
| 67 | 2030-05 | 1681.22 | 332.87 | 1348.34 | 101074.44 |
| 68 | 2030-06 | 1681.22 | 328.49 | 1352.72 | 99721.72 |
| 69 | 2030-07 | 1681.22 | 324.10 | 1357.12 | 98364.60 |
| 70 | 2030-08 | 1681.22 | 319.68 | 1361.53 | 97003.06 |
| 71 | 2030-09 | 1681.22 | 315.26 | 1365.96 | 95637.11 |
| 72 | 2030-10 | 1681.22 | 310.82 | 1370.40 | 94266.71 |
| 73 | 2030-11 | 1681.22 | 306.37 | 1374.85 | 92891.86 |
| 74 | 2030-12 | 1681.22 | 301.90 | 1379.32 | 91512.55 |
| 75 | 2031-01 | 1681.22 | 297.42 | 1383.80 | 90128.74 |
| 76 | 2031-02 | 1681.22 | 292.92 | 1388.30 | 88740.45 |
| 77 | 2031-03 | 1681.22 | 288.41 | 1392.81 | 87347.64 |
| 78 | 2031-04 | 1681.22 | 283.88 | 1397.34 | 85950.30 |
| 79 | 2031-05 | 1681.22 | 279.34 | 1401.88 | 84548.42 |
| 80 | 2031-06 | 1681.22 | 274.78 | 1406.43 | 83141.99 |
| 81 | 2031-07 | 1681.22 | 270.21 | 1411.00 | 81730.98 |
| 82 | 2031-08 | 1681.22 | 265.63 | 1415.59 | 80315.39 |
| 83 | 2031-09 | 1681.22 | 261.03 | 1420.19 | 78895.20 |
| 84 | 2031-10 | 1681.22 | 256.41 | 1424.81 | 77470.40 |
| 85 | 2031-11 | 1681.22 | 251.78 | 1429.44 | 76040.96 |
| 86 | 2031-12 | 1681.22 | 247.13 | 1434.08 | 74606.88 |
| 87 | 2032-01 | 1681.22 | 242.47 | 1438.74 | 73168.13 |
| 88 | 2032-02 | 1681.22 | 237.80 | 1443.42 | 71724.71 |
| 89 | 2032-03 | 1681.22 | 233.11 | 1448.11 | 70276.60 |
| 90 | 2032-04 | 1681.22 | 228.40 | 1452.82 | 68823.78 |
| 91 | 2032-05 | 1681.22 | 223.68 | 1457.54 | 67366.24 |
| 92 | 2032-06 | 1681.22 | 218.94 | 1462.28 | 65903.97 |
| 93 | 2032-07 | 1681.22 | 214.19 | 1467.03 | 64436.94 |
| 94 | 2032-08 | 1681.22 | 209.42 | 1471.80 | 62965.14 |
| 95 | 2032-09 | 1681.22 | 204.64 | 1476.58 | 61488.56 |
| 96 | 2032-10 | 1681.22 | 199.84 | 1481.38 | 60007.19 |
| 97 | 2032-11 | 1681.22 | 195.02 | 1486.19 | 58520.99 |
| 98 | 2032-12 | 1681.22 | 190.19 | 1491.02 | 57029.97 |
| 99 | 2033-01 | 1681.22 | 185.35 | 1495.87 | 55534.10 |
| 100 | 2033-02 | 1681.22 | 180.49 | 1500.73 | 54033.37 |
| 101 | 2033-03 | 1681.22 | 175.61 | 1505.61 | 52527.76 |
| 102 | 2033-04 | 1681.22 | 170.72 | 1510.50 | 51017.26 |
| 103 | 2033-05 | 1681.22 | 165.81 | 1515.41 | 49501.85 |
| 104 | 2033-06 | 1681.22 | 160.88 | 1520.34 | 47981.52 |
| 105 | 2033-07 | 1681.22 | 155.94 | 1525.28 | 46456.24 |
| 106 | 2033-08 | 1681.22 | 150.98 | 1530.23 | 44926.01 |
| 107 | 2033-09 | 1681.22 | 146.01 | 1535.21 | 43390.80 |
| 108 | 2033-10 | 1681.22 | 141.02 | 1540.20 | 41850.60 |
| 109 | 2033-11 | 1681.22 | 136.01 | 1545.20 | 40305.40 |
| 110 | 2033-12 | 1681.22 | 130.99 | 1550.22 | 38755.18 |
| 111 | 2034-01 | 1681.22 | 125.95 | 1555.26 | 37199.92 |
| 112 | 2034-02 | 1681.22 | 120.90 | 1560.32 | 35639.60 |
| 113 | 2034-03 | 1681.22 | 115.83 | 1565.39 | 34074.21 |
| 114 | 2034-04 | 1681.22 | 110.74 | 1570.48 | 32503.74 |
| 115 | 2034-05 | 1681.22 | 105.64 | 1575.58 | 30928.16 |
| 116 | 2034-06 | 1681.22 | 100.52 | 1580.70 | 29347.46 |
| 117 | 2034-07 | 1681.22 | 95.38 | 1585.84 | 27761.62 |
| 118 | 2034-08 | 1681.22 | 90.23 | 1590.99 | 26170.63 |
| 119 | 2034-09 | 1681.22 | 85.05 | 1596.16 | 24574.47 |
| 120 | 2034-10 | 1681.22 | 79.87 | 1601.35 | 22973.12 |
| 121 | 2034-11 | 1681.22 | 74.66 | 1606.55 | 21366.57 |
| 122 | 2034-12 | 1681.22 | 69.44 | 1611.77 | 19754.79 |
| 123 | 2035-01 | 1681.22 | 64.20 | 1617.01 | 18137.78 |
| 124 | 2035-02 | 1681.22 | 58.95 | 1622.27 | 16515.51 |
| 125 | 2035-03 | 1681.22 | 53.68 | 1627.54 | 14887.97 |
| 126 | 2035-04 | 1681.22 | 48.39 | 1632.83 | 13255.14 |
| 127 | 2035-05 | 1681.22 | 43.08 | 1638.14 | 11617.00 |
| 128 | 2035-06 | 1681.22 | 37.76 | 1643.46 | 9973.54 |
| 129 | 2035-07 | 1681.22 | 32.41 | 1648.80 | 8324.74 |
| 130 | 2035-08 | 1681.22 | 27.06 | 1654.16 | 6670.58 |
| 131 | 2035-09 | 1681.22 | 21.68 | 1659.54 | 5011.04 |
| 132 | 2035-10 | 1681.22 | 16.29 | 1664.93 | 3346.11 |
| 133 | 2035-11 | 1681.22 | 10.87 | 1670.34 | 1675.77 |
| 134 | 2035-12 | 1681.22 | 5.45 | 1675.77 | 0.00 |
还款方式二：等额本金
贷款总额：18.24万
还款月数：11年2个月
首月还款：1953.99元
每月递减：4.42元
利息总额：4万
本息合计：22.24万
节省利息：2868.97元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 1953.99 | 592.80 | 1361.19 | 181038.81 |
| 2 | 2024-12 | 1949.57 | 588.38 | 1361.19 | 179677.61 |
| 3 | 2025-01 | 1945.15 | 583.95 | 1361.19 | 178316.42 |
| 4 | 2025-02 | 1940.72 | 579.53 | 1361.19 | 176955.22 |
| 5 | 2025-03 | 1936.30 | 575.10 | 1361.19 | 175594.03 |
| 6 | 2025-04 | 1931.87 | 570.68 | 1361.19 | 174232.84 |
| 7 | 2025-05 | 1927.45 | 566.26 | 1361.19 | 172871.64 |
| 8 | 2025-06 | 1923.03 | 561.83 | 1361.19 | 171510.45 |
| 9 | 2025-07 | 1918.60 | 557.41 | 1361.19 | 170149.25 |
| 10 | 2025-08 | 1914.18 | 552.99 | 1361.19 | 168788.06 |
| 11 | 2025-09 | 1909.76 | 548.56 | 1361.19 | 167426.87 |
| 12 | 2025-10 | 1905.33 | 544.14 | 1361.19 | 166065.67 |
| 13 | 2025-11 | 1900.91 | 539.71 | 1361.19 | 164704.48 |
| 14 | 2025-12 | 1896.48 | 535.29 | 1361.19 | 163343.28 |
| 15 | 2026-01 | 1892.06 | 530.87 | 1361.19 | 161982.09 |
| 16 | 2026-02 | 1887.64 | 526.44 | 1361.19 | 160620.90 |
| 17 | 2026-03 | 1883.21 | 522.02 | 1361.19 | 159259.70 |
| 18 | 2026-04 | 1878.79 | 517.59 | 1361.19 | 157898.51 |
| 19 | 2026-05 | 1874.36 | 513.17 | 1361.19 | 156537.31 |
| 20 | 2026-06 | 1869.94 | 508.75 | 1361.19 | 155176.12 |
| 21 | 2026-07 | 1865.52 | 504.32 | 1361.19 | 153814.93 |
| 22 | 2026-08 | 1861.09 | 499.90 | 1361.19 | 152453.73 |
| 23 | 2026-09 | 1856.67 | 495.47 | 1361.19 | 151092.54 |
| 24 | 2026-10 | 1852.24 | 491.05 | 1361.19 | 149731.34 |
| 25 | 2026-11 | 1847.82 | 486.63 | 1361.19 | 148370.15 |
| 26 | 2026-12 | 1843.40 | 482.20 | 1361.19 | 147008.96 |
| 27 | 2027-01 | 1838.97 | 477.78 | 1361.19 | 145647.76 |
| 28 | 2027-02 | 1834.55 | 473.36 | 1361.19 | 144286.57 |
| 29 | 2027-03 | 1830.13 | 468.93 | 1361.19 | 142925.37 |
| 30 | 2027-04 | 1825.70 | 464.51 | 1361.19 | 141564.18 |
| 31 | 2027-05 | 1821.28 | 460.08 | 1361.19 | 140202.99 |
| 32 | 2027-06 | 1816.85 | 455.66 | 1361.19 | 138841.79 |
| 33 | 2027-07 | 1812.43 | 451.24 | 1361.19 | 137480.60 |
| 34 | 2027-08 | 1808.01 | 446.81 | 1361.19 | 136119.40 |
| 35 | 2027-09 | 1803.58 | 442.39 | 1361.19 | 134758.21 |
| 36 | 2027-10 | 1799.16 | 437.96 | 1361.19 | 133397.01 |
| 37 | 2027-11 | 1794.73 | 433.54 | 1361.19 | 132035.82 |
| 38 | 2027-12 | 1790.31 | 429.12 | 1361.19 | 130674.63 |
| 39 | 2028-01 | 1785.89 | 424.69 | 1361.19 | 129313.43 |
| 40 | 2028-02 | 1781.46 | 420.27 | 1361.19 | 127952.24 |
| 41 | 2028-03 | 1777.04 | 415.84 | 1361.19 | 126591.04 |
| 42 | 2028-04 | 1772.61 | 411.42 | 1361.19 | 125229.85 |
| 43 | 2028-05 | 1768.19 | 407.00 | 1361.19 | 123868.66 |
| 44 | 2028-06 | 1763.77 | 402.57 | 1361.19 | 122507.46 |
| 45 | 2028-07 | 1759.34 | 398.15 | 1361.19 | 121146.27 |
| 46 | 2028-08 | 1754.92 | 393.73 | 1361.19 | 119785.07 |
| 47 | 2028-09 | 1750.50 | 389.30 | 1361.19 | 118423.88 |
| 48 | 2028-10 | 1746.07 | 384.88 | 1361.19 | 117062.69 |
| 49 | 2028-11 | 1741.65 | 380.45 | 1361.19 | 115701.49 |
| 50 | 2028-12 | 1737.22 | 376.03 | 1361.19 | 114340.30 |
| 51 | 2029-01 | 1732.80 | 371.61 | 1361.19 | 112979.10 |
| 52 | 2029-02 | 1728.38 | 367.18 | 1361.19 | 111617.91 |
| 53 | 2029-03 | 1723.95 | 362.76 | 1361.19 | 110256.72 |
| 54 | 2029-04 | 1719.53 | 358.33 | 1361.19 | 108895.52 |
| 55 | 2029-05 | 1715.10 | 353.91 | 1361.19 | 107534.33 |
| 56 | 2029-06 | 1710.68 | 349.49 | 1361.19 | 106173.13 |
| 57 | 2029-07 | 1706.26 | 345.06 | 1361.19 | 104811.94 |
| 58 | 2029-08 | 1701.83 | 340.64 | 1361.19 | 103450.75 |
| 59 | 2029-09 | 1697.41 | 336.21 | 1361.19 | 102089.55 |
| 60 | 2029-10 | 1692.99 | 331.79 | 1361.19 | 100728.36 |
| 61 | 2029-11 | 1688.56 | 327.37 | 1361.19 | 99367.16 |
| 62 | 2029-12 | 1684.14 | 322.94 | 1361.19 | 98005.97 |
| 63 | 2030-01 | 1679.71 | 318.52 | 1361.19 | 96644.78 |
| 64 | 2030-02 | 1675.29 | 314.10 | 1361.19 | 95283.58 |
| 65 | 2030-03 | 1670.87 | 309.67 | 1361.19 | 93922.39 |
| 66 | 2030-04 | 1666.44 | 305.25 | 1361.19 | 92561.19 |
| 67 | 2030-05 | 1662.02 | 300.82 | 1361.19 | 91200.00 |
| 68 | 2030-06 | 1657.59 | 296.40 | 1361.19 | 89838.81 |
| 69 | 2030-07 | 1653.17 | 291.98 | 1361.19 | 88477.61 |
| 70 | 2030-08 | 1648.75 | 287.55 | 1361.19 | 87116.42 |
| 71 | 2030-09 | 1644.32 | 283.13 | 1361.19 | 85755.22 |
| 72 | 2030-10 | 1639.90 | 278.70 | 1361.19 | 84394.03 |
| 73 | 2030-11 | 1635.47 | 274.28 | 1361.19 | 83032.84 |
| 74 | 2030-12 | 1631.05 | 269.86 | 1361.19 | 81671.64 |
| 75 | 2031-01 | 1626.63 | 265.43 | 1361.19 | 80310.45 |
| 76 | 2031-02 | 1622.20 | 261.01 | 1361.19 | 78949.25 |
| 77 | 2031-03 | 1617.78 | 256.59 | 1361.19 | 77588.06 |
| 78 | 2031-04 | 1613.36 | 252.16 | 1361.19 | 76226.87 |
| 79 | 2031-05 | 1608.93 | 247.74 | 1361.19 | 74865.67 |
| 80 | 2031-06 | 1604.51 | 243.31 | 1361.19 | 73504.48 |
| 81 | 2031-07 | 1600.08 | 238.89 | 1361.19 | 72143.28 |
| 82 | 2031-08 | 1595.66 | 234.47 | 1361.19 | 70782.09 |
| 83 | 2031-09 | 1591.24 | 230.04 | 1361.19 | 69420.90 |
| 84 | 2031-10 | 1586.81 | 225.62 | 1361.19 | 68059.70 |
| 85 | 2031-11 | 1582.39 | 221.19 | 1361.19 | 66698.51 |
| 86 | 2031-12 | 1577.96 | 216.77 | 1361.19 | 65337.31 |
| 87 | 2032-01 | 1573.54 | 212.35 | 1361.19 | 63976.12 |
| 88 | 2032-02 | 1569.12 | 207.92 | 1361.19 | 62614.93 |
| 89 | 2032-03 | 1564.69 | 203.50 | 1361.19 | 61253.73 |
| 90 | 2032-04 | 1560.27 | 199.07 | 1361.19 | 59892.54 |
| 91 | 2032-05 | 1555.84 | 194.65 | 1361.19 | 58531.34 |
| 92 | 2032-06 | 1551.42 | 190.23 | 1361.19 | 57170.15 |
| 93 | 2032-07 | 1547.00 | 185.80 | 1361.19 | 55808.96 |
| 94 | 2032-08 | 1542.57 | 181.38 | 1361.19 | 54447.76 |
| 95 | 2032-09 | 1538.15 | 176.96 | 1361.19 | 53086.57 |
| 96 | 2032-10 | 1533.73 | 172.53 | 1361.19 | 51725.37 |
| 97 | 2032-11 | 1529.30 | 168.11 | 1361.19 | 50364.18 |
| 98 | 2032-12 | 1524.88 | 163.68 | 1361.19 | 49002.99 |
| 99 | 2033-01 | 1520.45 | 159.26 | 1361.19 | 47641.79 |
| 100 | 2033-02 | 1516.03 | 154.84 | 1361.19 | 46280.60 |
| 101 | 2033-03 | 1511.61 | 150.41 | 1361.19 | 44919.40 |
| 102 | 2033-04 | 1507.18 | 145.99 | 1361.19 | 43558.21 |
| 103 | 2033-05 | 1502.76 | 141.56 | 1361.19 | 42197.01 |
| 104 | 2033-06 | 1498.33 | 137.14 | 1361.19 | 40835.82 |
| 105 | 2033-07 | 1493.91 | 132.72 | 1361.19 | 39474.63 |
| 106 | 2033-08 | 1489.49 | 128.29 | 1361.19 | 38113.43 |
| 107 | 2033-09 | 1485.06 | 123.87 | 1361.19 | 36752.24 |
| 108 | 2033-10 | 1480.64 | 119.44 | 1361.19 | 35391.04 |
| 109 | 2033-11 | 1476.21 | 115.02 | 1361.19 | 34029.85 |
| 110 | 2033-12 | 1471.79 | 110.60 | 1361.19 | 32668.66 |
| 111 | 2034-01 | 1467.37 | 106.17 | 1361.19 | 31307.46 |
| 112 | 2034-02 | 1462.94 | 101.75 | 1361.19 | 29946.27 |
| 113 | 2034-03 | 1458.52 | 97.33 | 1361.19 | 28585.07 |
| 114 | 2034-04 | 1454.10 | 92.90 | 1361.19 | 27223.88 |
| 115 | 2034-05 | 1449.67 | 88.48 | 1361.19 | 25862.69 |
| 116 | 2034-06 | 1445.25 | 84.05 | 1361.19 | 24501.49 |
| 117 | 2034-07 | 1440.82 | 79.63 | 1361.19 | 23140.30 |
| 118 | 2034-08 | 1436.40 | 75.21 | 1361.19 | 21779.10 |
| 119 | 2034-09 | 1431.98 | 70.78 | 1361.19 | 20417.91 |
| 120 | 2034-10 | 1427.55 | 66.36 | 1361.19 | 19056.72 |
| 121 | 2034-11 | 1423.13 | 61.93 | 1361.19 | 17695.52 |
| 122 | 2034-12 | 1418.70 | 57.51 | 1361.19 | 16334.33 |
| 123 | 2035-01 | 1414.28 | 53.09 | 1361.19 | 14973.13 |
| 124 | 2035-02 | 1409.86 | 48.66 | 1361.19 | 13611.94 |
| 125 | 2035-03 | 1405.43 | 44.24 | 1361.19 | 12250.75 |
| 126 | 2035-04 | 1401.01 | 39.81 | 1361.19 | 10889.55 |
| 127 | 2035-05 | 1396.59 | 35.39 | 1361.19 | 9528.36 |
| 128 | 2035-06 | 1392.16 | 30.97 | 1361.19 | 8167.16 |
| 129 | 2035-07 | 1387.74 | 26.54 | 1361.19 | 6805.97 |
| 130 | 2035-08 | 1383.31 | 22.12 | 1361.19 | 5444.78 |
| 131 | 2035-09 | 1378.89 | 17.70 | 1361.19 | 4083.58 |
| 132 | 2035-10 | 1374.47 | 13.27 | 1361.19 | 2722.39 |
| 133 | 2035-11 | 1370.04 | 8.85 | 1361.19 | 1361.19 |
| 134 | 2035-12 | 1365.62 | 4.42 | 1361.19 | 0.00 |
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采用2025年11月30日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年11月30日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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