贷款2000万(商业贷款)的房贷,还款9年10个月的等额本息和等额本金,有两种还款方式明细说明解析。
还款方式一:等额本息
贷款总额:2000万
还款月数:9年10个月
每月还款:216860.92元
利息总额:558.96万
本息合计:2558.96万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 216860.92 | 86666.67 | 130194.25 | 19869805.75 |
| 2 | 2024-12 | 216860.92 | 86102.49 | 130758.43 | 19739047.32 |
| 3 | 2025-01 | 216860.92 | 85535.87 | 131325.05 | 19607722.27 |
| 4 | 2025-02 | 216860.92 | 84966.80 | 131894.12 | 19475828.15 |
| 5 | 2025-03 | 216860.92 | 84395.26 | 132465.66 | 19343362.48 |
| 6 | 2025-04 | 216860.92 | 83821.24 | 133039.68 | 19210322.80 |
| 7 | 2025-05 | 216860.92 | 83244.73 | 133616.19 | 19076706.61 |
| 8 | 2025-06 | 216860.92 | 82665.73 | 134195.19 | 18942511.42 |
| 9 | 2025-07 | 216860.92 | 82084.22 | 134776.70 | 18807734.72 |
| 10 | 2025-08 | 216860.92 | 81500.18 | 135360.74 | 18672373.98 |
| 11 | 2025-09 | 216860.92 | 80913.62 | 135947.30 | 18536426.68 |
| 12 | 2025-10 | 216860.92 | 80324.52 | 136536.40 | 18399890.28 |
| 13 | 2025-11 | 216860.92 | 79732.86 | 137128.06 | 18262762.21 |
| 14 | 2025-12 | 216860.92 | 79138.64 | 137722.28 | 18125039.93 |
| 15 | 2026-01 | 216860.92 | 78541.84 | 138319.08 | 17986720.85 |
| 16 | 2026-02 | 216860.92 | 77942.46 | 138918.46 | 17847802.39 |
| 17 | 2026-03 | 216860.92 | 77340.48 | 139520.44 | 17708281.94 |
| 18 | 2026-04 | 216860.92 | 76735.89 | 140125.03 | 17568156.91 |
| 19 | 2026-05 | 216860.92 | 76128.68 | 140732.24 | 17427424.67 |
| 20 | 2026-06 | 216860.92 | 75518.84 | 141342.08 | 17286082.59 |
| 21 | 2026-07 | 216860.92 | 74906.36 | 141954.56 | 17144128.03 |
| 22 | 2026-08 | 216860.92 | 74291.22 | 142569.70 | 17001558.33 |
| 23 | 2026-09 | 216860.92 | 73673.42 | 143187.50 | 16858370.83 |
| 24 | 2026-10 | 216860.92 | 73052.94 | 143807.98 | 16714562.85 |
| 25 | 2026-11 | 216860.92 | 72429.77 | 144431.15 | 16570131.70 |
| 26 | 2026-12 | 216860.92 | 71803.90 | 145057.02 | 16425074.69 |
| 27 | 2027-01 | 216860.92 | 71175.32 | 145685.60 | 16279389.09 |
| 28 | 2027-02 | 216860.92 | 70544.02 | 146316.90 | 16133072.19 |
| 29 | 2027-03 | 216860.92 | 69909.98 | 146950.94 | 15986121.25 |
| 30 | 2027-04 | 216860.92 | 69273.19 | 147587.73 | 15838533.52 |
| 31 | 2027-05 | 216860.92 | 68633.65 | 148227.27 | 15690306.25 |
| 32 | 2027-06 | 216860.92 | 67991.33 | 148869.59 | 15541436.65 |
| 33 | 2027-07 | 216860.92 | 67346.23 | 149514.69 | 15391921.96 |
| 34 | 2027-08 | 216860.92 | 66698.33 | 150162.59 | 15241759.37 |
| 35 | 2027-09 | 216860.92 | 66047.62 | 150813.30 | 15090946.07 |
| 36 | 2027-10 | 216860.92 | 65394.10 | 151466.82 | 14939479.25 |
| 37 | 2027-11 | 216860.92 | 64737.74 | 152123.18 | 14787356.07 |
| 38 | 2027-12 | 216860.92 | 64078.54 | 152782.38 | 14634573.70 |
| 39 | 2028-01 | 216860.92 | 63416.49 | 153444.43 | 14481129.26 |
| 40 | 2028-02 | 216860.92 | 62751.56 | 154109.36 | 14327019.90 |
| 41 | 2028-03 | 216860.92 | 62083.75 | 154777.17 | 14172242.74 |
| 42 | 2028-04 | 216860.92 | 61413.05 | 155447.87 | 14016794.87 |
| 43 | 2028-05 | 216860.92 | 60739.44 | 156121.48 | 13860673.39 |
| 44 | 2028-06 | 216860.92 | 60062.92 | 156798.00 | 13703875.39 |
| 45 | 2028-07 | 216860.92 | 59383.46 | 157477.46 | 13546397.93 |
| 46 | 2028-08 | 216860.92 | 58701.06 | 158159.86 | 13388238.07 |
| 47 | 2028-09 | 216860.92 | 58015.70 | 158845.22 | 13229392.85 |
| 48 | 2028-10 | 216860.92 | 57327.37 | 159533.55 | 13069859.29 |
| 49 | 2028-11 | 216860.92 | 56636.06 | 160224.86 | 12909634.43 |
| 50 | 2028-12 | 216860.92 | 55941.75 | 160919.17 | 12748715.26 |
| 51 | 2029-01 | 216860.92 | 55244.43 | 161616.49 | 12587098.77 |
| 52 | 2029-02 | 216860.92 | 54544.09 | 162316.83 | 12424781.95 |
| 53 | 2029-03 | 216860.92 | 53840.72 | 163020.20 | 12261761.75 |
| 54 | 2029-04 | 216860.92 | 53134.30 | 163726.62 | 12098035.13 |
| 55 | 2029-05 | 216860.92 | 52424.82 | 164436.10 | 11933599.03 |
| 56 | 2029-06 | 216860.92 | 51712.26 | 165148.66 | 11768450.37 |
| 57 | 2029-07 | 216860.92 | 50996.62 | 165864.30 | 11602586.07 |
| 58 | 2029-08 | 216860.92 | 50277.87 | 166583.05 | 11436003.02 |
| 59 | 2029-09 | 216860.92 | 49556.01 | 167304.91 | 11268698.12 |
| 60 | 2029-10 | 216860.92 | 48831.03 | 168029.89 | 11100668.22 |
| 61 | 2029-11 | 216860.92 | 48102.90 | 168758.02 | 10931910.20 |
| 62 | 2029-12 | 216860.92 | 47371.61 | 169489.31 | 10762420.89 |
| 63 | 2030-01 | 216860.92 | 46637.16 | 170223.76 | 10592197.12 |
| 64 | 2030-02 | 216860.92 | 45899.52 | 170961.40 | 10421235.73 |
| 65 | 2030-03 | 216860.92 | 45158.69 | 171702.23 | 10249533.49 |
| 66 | 2030-04 | 216860.92 | 44414.65 | 172446.27 | 10077087.22 |
| 67 | 2030-05 | 216860.92 | 43667.38 | 173193.54 | 9903893.68 |
| 68 | 2030-06 | 216860.92 | 42916.87 | 173944.05 | 9729949.63 |
| 69 | 2030-07 | 216860.92 | 42163.12 | 174697.81 | 9555251.82 |
| 70 | 2030-08 | 216860.92 | 41406.09 | 175454.83 | 9379796.99 |
| 71 | 2030-09 | 216860.92 | 40645.79 | 176215.13 | 9203581.86 |
| 72 | 2030-10 | 216860.92 | 39882.19 | 176978.73 | 9026603.13 |
| 73 | 2030-11 | 216860.92 | 39115.28 | 177745.64 | 8848857.49 |
| 74 | 2030-12 | 216860.92 | 38345.05 | 178515.87 | 8670341.62 |
| 75 | 2031-01 | 216860.92 | 37571.48 | 179289.44 | 8491052.18 |
| 76 | 2031-02 | 216860.92 | 36794.56 | 180066.36 | 8310985.82 |
| 77 | 2031-03 | 216860.92 | 36014.27 | 180846.65 | 8130139.17 |
| 78 | 2031-04 | 216860.92 | 35230.60 | 181630.32 | 7948508.85 |
| 79 | 2031-05 | 216860.92 | 34443.54 | 182417.38 | 7766091.47 |
| 80 | 2031-06 | 216860.92 | 33653.06 | 183207.86 | 7582883.61 |
| 81 | 2031-07 | 216860.92 | 32859.16 | 184001.76 | 7398881.86 |
| 82 | 2031-08 | 216860.92 | 32061.82 | 184799.10 | 7214082.76 |
| 83 | 2031-09 | 216860.92 | 31261.03 | 185599.89 | 7028482.86 |
| 84 | 2031-10 | 216860.92 | 30456.76 | 186404.16 | 6842078.70 |
| 85 | 2031-11 | 216860.92 | 29649.01 | 187211.91 | 6654866.79 |
| 86 | 2031-12 | 216860.92 | 28837.76 | 188023.16 | 6466843.63 |
| 87 | 2032-01 | 216860.92 | 28022.99 | 188837.93 | 6278005.70 |
| 88 | 2032-02 | 216860.92 | 27204.69 | 189656.23 | 6088349.47 |
| 89 | 2032-03 | 216860.92 | 26382.85 | 190478.07 | 5897871.39 |
| 90 | 2032-04 | 216860.92 | 25557.44 | 191303.48 | 5706567.92 |
| 91 | 2032-05 | 216860.92 | 24728.46 | 192132.46 | 5514435.46 |
| 92 | 2032-06 | 216860.92 | 23895.89 | 192965.03 | 5321470.42 |
| 93 | 2032-07 | 216860.92 | 23059.71 | 193801.21 | 5127669.21 |
| 94 | 2032-08 | 216860.92 | 22219.90 | 194641.02 | 4933028.19 |
| 95 | 2032-09 | 216860.92 | 21376.46 | 195484.46 | 4737543.73 |
| 96 | 2032-10 | 216860.92 | 20529.36 | 196331.56 | 4541212.16 |
| 97 | 2032-11 | 216860.92 | 19678.59 | 197182.33 | 4344029.83 |
| 98 | 2032-12 | 216860.92 | 18824.13 | 198036.79 | 4145993.04 |
| 99 | 2033-01 | 216860.92 | 17965.97 | 198894.95 | 3947098.09 |
| 100 | 2033-02 | 216860.92 | 17104.09 | 199756.83 | 3747341.26 |
| 101 | 2033-03 | 216860.92 | 16238.48 | 200622.44 | 3546718.82 |
| 102 | 2033-04 | 216860.92 | 15369.11 | 201491.81 | 3345227.01 |
| 103 | 2033-05 | 216860.92 | 14495.98 | 202364.94 | 3142862.07 |
| 104 | 2033-06 | 216860.92 | 13619.07 | 203241.85 | 2939620.22 |
| 105 | 2033-07 | 216860.92 | 12738.35 | 204122.57 | 2735497.66 |
| 106 | 2033-08 | 216860.92 | 11853.82 | 205007.10 | 2530490.56 |
| 107 | 2033-09 | 216860.92 | 10965.46 | 205895.46 | 2324595.10 |
| 108 | 2033-10 | 216860.92 | 10073.25 | 206787.67 | 2117807.43 |
| 109 | 2033-11 | 216860.92 | 9177.17 | 207683.75 | 1910123.67 |
| 110 | 2033-12 | 216860.92 | 8277.20 | 208583.72 | 1701539.95 |
| 111 | 2034-01 | 216860.92 | 7373.34 | 209487.58 | 1492052.37 |
| 112 | 2034-02 | 216860.92 | 6465.56 | 210395.36 | 1281657.01 |
| 113 | 2034-03 | 216860.92 | 5553.85 | 211307.07 | 1070349.94 |
| 114 | 2034-04 | 216860.92 | 4638.18 | 212222.74 | 858127.20 |
| 115 | 2034-05 | 216860.92 | 3718.55 | 213142.37 | 644984.83 |
| 116 | 2034-06 | 216860.92 | 2794.93 | 214065.99 | 430918.85 |
| 117 | 2034-07 | 216860.92 | 1867.32 | 214993.61 | 215925.24 |
| 118 | 2034-08 | 216860.92 | 935.68 | 215925.24 | 0.00 |
还款方式二:等额本金
贷款总额:2000万
还款月数:9年10个月
首月还款:256158.19元
每月递减:734.46元
利息总额:515.67万
本息合计:2515.67万
节省利息:432921.9元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 256158.19 | 86666.67 | 169491.53 | 19830508.47 |
| 2 | 2024-12 | 255423.73 | 85932.20 | 169491.53 | 19661016.95 |
| 3 | 2025-01 | 254689.27 | 85197.74 | 169491.53 | 19491525.42 |
| 4 | 2025-02 | 253954.80 | 84463.28 | 169491.53 | 19322033.90 |
| 5 | 2025-03 | 253220.34 | 83728.81 | 169491.53 | 19152542.37 |
| 6 | 2025-04 | 252485.88 | 82994.35 | 169491.53 | 18983050.85 |
| 7 | 2025-05 | 251751.41 | 82259.89 | 169491.53 | 18813559.32 |
| 8 | 2025-06 | 251016.95 | 81525.42 | 169491.53 | 18644067.80 |
| 9 | 2025-07 | 250282.49 | 80790.96 | 169491.53 | 18474576.27 |
| 10 | 2025-08 | 249548.02 | 80056.50 | 169491.53 | 18305084.75 |
| 11 | 2025-09 | 248813.56 | 79322.03 | 169491.53 | 18135593.22 |
| 12 | 2025-10 | 248079.10 | 78587.57 | 169491.53 | 17966101.69 |
| 13 | 2025-11 | 247344.63 | 77853.11 | 169491.53 | 17796610.17 |
| 14 | 2025-12 | 246610.17 | 77118.64 | 169491.53 | 17627118.64 |
| 15 | 2026-01 | 245875.71 | 76384.18 | 169491.53 | 17457627.12 |
| 16 | 2026-02 | 245141.24 | 75649.72 | 169491.53 | 17288135.59 |
| 17 | 2026-03 | 244406.78 | 74915.25 | 169491.53 | 17118644.07 |
| 18 | 2026-04 | 243672.32 | 74180.79 | 169491.53 | 16949152.54 |
| 19 | 2026-05 | 242937.85 | 73446.33 | 169491.53 | 16779661.02 |
| 20 | 2026-06 | 242203.39 | 72711.86 | 169491.53 | 16610169.49 |
| 21 | 2026-07 | 241468.93 | 71977.40 | 169491.53 | 16440677.97 |
| 22 | 2026-08 | 240734.46 | 71242.94 | 169491.53 | 16271186.44 |
| 23 | 2026-09 | 240000.00 | 70508.47 | 169491.53 | 16101694.92 |
| 24 | 2026-10 | 239265.54 | 69774.01 | 169491.53 | 15932203.39 |
| 25 | 2026-11 | 238531.07 | 69039.55 | 169491.53 | 15762711.86 |
| 26 | 2026-12 | 237796.61 | 68305.08 | 169491.53 | 15593220.34 |
| 27 | 2027-01 | 237062.15 | 67570.62 | 169491.53 | 15423728.81 |
| 28 | 2027-02 | 236327.68 | 66836.16 | 169491.53 | 15254237.29 |
| 29 | 2027-03 | 235593.22 | 66101.69 | 169491.53 | 15084745.76 |
| 30 | 2027-04 | 234858.76 | 65367.23 | 169491.53 | 14915254.24 |
| 31 | 2027-05 | 234124.29 | 64632.77 | 169491.53 | 14745762.71 |
| 32 | 2027-06 | 233389.83 | 63898.31 | 169491.53 | 14576271.19 |
| 33 | 2027-07 | 232655.37 | 63163.84 | 169491.53 | 14406779.66 |
| 34 | 2027-08 | 231920.90 | 62429.38 | 169491.53 | 14237288.14 |
| 35 | 2027-09 | 231186.44 | 61694.92 | 169491.53 | 14067796.61 |
| 36 | 2027-10 | 230451.98 | 60960.45 | 169491.53 | 13898305.08 |
| 37 | 2027-11 | 229717.51 | 60225.99 | 169491.53 | 13728813.56 |
| 38 | 2027-12 | 228983.05 | 59491.53 | 169491.53 | 13559322.03 |
| 39 | 2028-01 | 228248.59 | 58757.06 | 169491.53 | 13389830.51 |
| 40 | 2028-02 | 227514.12 | 58022.60 | 169491.53 | 13220338.98 |
| 41 | 2028-03 | 226779.66 | 57288.14 | 169491.53 | 13050847.46 |
| 42 | 2028-04 | 226045.20 | 56553.67 | 169491.53 | 12881355.93 |
| 43 | 2028-05 | 225310.73 | 55819.21 | 169491.53 | 12711864.41 |
| 44 | 2028-06 | 224576.27 | 55084.75 | 169491.53 | 12542372.88 |
| 45 | 2028-07 | 223841.81 | 54350.28 | 169491.53 | 12372881.36 |
| 46 | 2028-08 | 223107.34 | 53615.82 | 169491.53 | 12203389.83 |
| 47 | 2028-09 | 222372.88 | 52881.36 | 169491.53 | 12033898.31 |
| 48 | 2028-10 | 221638.42 | 52146.89 | 169491.53 | 11864406.78 |
| 49 | 2028-11 | 220903.95 | 51412.43 | 169491.53 | 11694915.25 |
| 50 | 2028-12 | 220169.49 | 50677.97 | 169491.53 | 11525423.73 |
| 51 | 2029-01 | 219435.03 | 49943.50 | 169491.53 | 11355932.20 |
| 52 | 2029-02 | 218700.56 | 49209.04 | 169491.53 | 11186440.68 |
| 53 | 2029-03 | 217966.10 | 48474.58 | 169491.53 | 11016949.15 |
| 54 | 2029-04 | 217231.64 | 47740.11 | 169491.53 | 10847457.63 |
| 55 | 2029-05 | 216497.18 | 47005.65 | 169491.53 | 10677966.10 |
| 56 | 2029-06 | 215762.71 | 46271.19 | 169491.53 | 10508474.58 |
| 57 | 2029-07 | 215028.25 | 45536.72 | 169491.53 | 10338983.05 |
| 58 | 2029-08 | 214293.79 | 44802.26 | 169491.53 | 10169491.53 |
| 59 | 2029-09 | 213559.32 | 44067.80 | 169491.53 | 10000000.00 |
| 60 | 2029-10 | 212824.86 | 43333.33 | 169491.53 | 9830508.47 |
| 61 | 2029-11 | 212090.40 | 42598.87 | 169491.53 | 9661016.95 |
| 62 | 2029-12 | 211355.93 | 41864.41 | 169491.53 | 9491525.42 |
| 63 | 2030-01 | 210621.47 | 41129.94 | 169491.53 | 9322033.90 |
| 64 | 2030-02 | 209887.01 | 40395.48 | 169491.53 | 9152542.37 |
| 65 | 2030-03 | 209152.54 | 39661.02 | 169491.53 | 8983050.85 |
| 66 | 2030-04 | 208418.08 | 38926.55 | 169491.53 | 8813559.32 |
| 67 | 2030-05 | 207683.62 | 38192.09 | 169491.53 | 8644067.80 |
| 68 | 2030-06 | 206949.15 | 37457.63 | 169491.53 | 8474576.27 |
| 69 | 2030-07 | 206214.69 | 36723.16 | 169491.53 | 8305084.75 |
| 70 | 2030-08 | 205480.23 | 35988.70 | 169491.53 | 8135593.22 |
| 71 | 2030-09 | 204745.76 | 35254.24 | 169491.53 | 7966101.69 |
| 72 | 2030-10 | 204011.30 | 34519.77 | 169491.53 | 7796610.17 |
| 73 | 2030-11 | 203276.84 | 33785.31 | 169491.53 | 7627118.64 |
| 74 | 2030-12 | 202542.37 | 33050.85 | 169491.53 | 7457627.12 |
| 75 | 2031-01 | 201807.91 | 32316.38 | 169491.53 | 7288135.59 |
| 76 | 2031-02 | 201073.45 | 31581.92 | 169491.53 | 7118644.07 |
| 77 | 2031-03 | 200338.98 | 30847.46 | 169491.53 | 6949152.54 |
| 78 | 2031-04 | 199604.52 | 30112.99 | 169491.53 | 6779661.02 |
| 79 | 2031-05 | 198870.06 | 29378.53 | 169491.53 | 6610169.49 |
| 80 | 2031-06 | 198135.59 | 28644.07 | 169491.53 | 6440677.97 |
| 81 | 2031-07 | 197401.13 | 27909.60 | 169491.53 | 6271186.44 |
| 82 | 2031-08 | 196666.67 | 27175.14 | 169491.53 | 6101694.92 |
| 83 | 2031-09 | 195932.20 | 26440.68 | 169491.53 | 5932203.39 |
| 84 | 2031-10 | 195197.74 | 25706.21 | 169491.53 | 5762711.86 |
| 85 | 2031-11 | 194463.28 | 24971.75 | 169491.53 | 5593220.34 |
| 86 | 2031-12 | 193728.81 | 24237.29 | 169491.53 | 5423728.81 |
| 87 | 2032-01 | 192994.35 | 23502.82 | 169491.53 | 5254237.29 |
| 88 | 2032-02 | 192259.89 | 22768.36 | 169491.53 | 5084745.76 |
| 89 | 2032-03 | 191525.42 | 22033.90 | 169491.53 | 4915254.24 |
| 90 | 2032-04 | 190790.96 | 21299.44 | 169491.53 | 4745762.71 |
| 91 | 2032-05 | 190056.50 | 20564.97 | 169491.53 | 4576271.19 |
| 92 | 2032-06 | 189322.03 | 19830.51 | 169491.53 | 4406779.66 |
| 93 | 2032-07 | 188587.57 | 19096.05 | 169491.53 | 4237288.14 |
| 94 | 2032-08 | 187853.11 | 18361.58 | 169491.53 | 4067796.61 |
| 95 | 2032-09 | 187118.64 | 17627.12 | 169491.53 | 3898305.08 |
| 96 | 2032-10 | 186384.18 | 16892.66 | 169491.53 | 3728813.56 |
| 97 | 2032-11 | 185649.72 | 16158.19 | 169491.53 | 3559322.03 |
| 98 | 2032-12 | 184915.25 | 15423.73 | 169491.53 | 3389830.51 |
| 99 | 2033-01 | 184180.79 | 14689.27 | 169491.53 | 3220338.98 |
| 100 | 2033-02 | 183446.33 | 13954.80 | 169491.53 | 3050847.46 |
| 101 | 2033-03 | 182711.86 | 13220.34 | 169491.53 | 2881355.93 |
| 102 | 2033-04 | 181977.40 | 12485.88 | 169491.53 | 2711864.41 |
| 103 | 2033-05 | 181242.94 | 11751.41 | 169491.53 | 2542372.88 |
| 104 | 2033-06 | 180508.47 | 11016.95 | 169491.53 | 2372881.36 |
| 105 | 2033-07 | 179774.01 | 10282.49 | 169491.53 | 2203389.83 |
| 106 | 2033-08 | 179039.55 | 9548.02 | 169491.53 | 2033898.31 |
| 107 | 2033-09 | 178305.08 | 8813.56 | 169491.53 | 1864406.78 |
| 108 | 2033-10 | 177570.62 | 8079.10 | 169491.53 | 1694915.25 |
| 109 | 2033-11 | 176836.16 | 7344.63 | 169491.53 | 1525423.73 |
| 110 | 2033-12 | 176101.69 | 6610.17 | 169491.53 | 1355932.20 |
| 111 | 2034-01 | 175367.23 | 5875.71 | 169491.53 | 1186440.68 |
| 112 | 2034-02 | 174632.77 | 5141.24 | 169491.53 | 1016949.15 |
| 113 | 2034-03 | 173898.31 | 4406.78 | 169491.53 | 847457.63 |
| 114 | 2034-04 | 173163.84 | 3672.32 | 169491.53 | 677966.10 |
| 115 | 2034-05 | 172429.38 | 2937.85 | 169491.53 | 508474.58 |
| 116 | 2034-06 | 171694.92 | 2203.39 | 169491.53 | 338983.05 |
| 117 | 2034-07 | 170960.45 | 1468.93 | 169491.53 | 169491.53 |
| 118 | 2034-08 | 170225.99 | 734.46 | 169491.53 | 0.00 |
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采用2025年11月30日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布,采用2025年11月30日贷款市场报价利率(LPR)为:1年期LPR为3.35%,5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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