贷款165.67万(商业贷款)的房贷,还款10年的等额本息和等额本金,有两种还款方式明细说明解析。
还款方式一:等额本息
贷款总额:165.67万
还款月数:10年
每月还款:15996.89元
利息总额:26.3万
本息合计:191.96万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 15996.89 | 4141.66 | 11855.23 | 1644810.77 |
| 2 | 2024-12 | 15996.89 | 4112.03 | 11884.86 | 1632925.91 |
| 3 | 2025-01 | 15996.89 | 4082.31 | 11914.58 | 1621011.34 |
| 4 | 2025-02 | 15996.89 | 4052.53 | 11944.36 | 1609066.97 |
| 5 | 2025-03 | 15996.89 | 4022.67 | 11974.22 | 1597092.75 |
| 6 | 2025-04 | 15996.89 | 3992.73 | 12004.16 | 1585088.59 |
| 7 | 2025-05 | 15996.89 | 3962.72 | 12034.17 | 1573054.42 |
| 8 | 2025-06 | 15996.89 | 3932.64 | 12064.25 | 1560990.17 |
| 9 | 2025-07 | 15996.89 | 3902.48 | 12094.41 | 1548895.75 |
| 10 | 2025-08 | 15996.89 | 3872.24 | 12124.65 | 1536771.10 |
| 11 | 2025-09 | 15996.89 | 3841.93 | 12154.96 | 1524616.14 |
| 12 | 2025-10 | 15996.89 | 3811.54 | 12185.35 | 1512430.79 |
| 13 | 2025-11 | 15996.89 | 3781.08 | 12215.81 | 1500214.98 |
| 14 | 2025-12 | 15996.89 | 3750.54 | 12246.35 | 1487968.63 |
| 15 | 2026-01 | 15996.89 | 3719.92 | 12276.97 | 1475691.66 |
| 16 | 2026-02 | 15996.89 | 3689.23 | 12307.66 | 1463384.00 |
| 17 | 2026-03 | 15996.89 | 3658.46 | 12338.43 | 1451045.57 |
| 18 | 2026-04 | 15996.89 | 3627.61 | 12369.28 | 1438676.29 |
| 19 | 2026-05 | 15996.89 | 3596.69 | 12400.20 | 1426276.09 |
| 20 | 2026-06 | 15996.89 | 3565.69 | 12431.20 | 1413844.89 |
| 21 | 2026-07 | 15996.89 | 3534.61 | 12462.28 | 1401382.61 |
| 22 | 2026-08 | 15996.89 | 3503.46 | 12493.43 | 1388889.18 |
| 23 | 2026-09 | 15996.89 | 3472.22 | 12524.67 | 1376364.51 |
| 24 | 2026-10 | 15996.89 | 3440.91 | 12555.98 | 1363808.53 |
| 25 | 2026-11 | 15996.89 | 3409.52 | 12587.37 | 1351221.16 |
| 26 | 2026-12 | 15996.89 | 3378.05 | 12618.84 | 1338602.33 |
| 27 | 2027-01 | 15996.89 | 3346.51 | 12650.38 | 1325951.94 |
| 28 | 2027-02 | 15996.89 | 3314.88 | 12682.01 | 1313269.93 |
| 29 | 2027-03 | 15996.89 | 3283.17 | 12713.72 | 1300556.21 |
| 30 | 2027-04 | 15996.89 | 3251.39 | 12745.50 | 1287810.72 |
| 31 | 2027-05 | 15996.89 | 3219.53 | 12777.36 | 1275033.35 |
| 32 | 2027-06 | 15996.89 | 3187.58 | 12809.31 | 1262224.04 |
| 33 | 2027-07 | 15996.89 | 3155.56 | 12841.33 | 1249382.71 |
| 34 | 2027-08 | 15996.89 | 3123.46 | 12873.43 | 1236509.28 |
| 35 | 2027-09 | 15996.89 | 3091.27 | 12905.62 | 1223603.66 |
| 36 | 2027-10 | 15996.89 | 3059.01 | 12937.88 | 1210665.78 |
| 37 | 2027-11 | 15996.89 | 3026.66 | 12970.23 | 1197695.56 |
| 38 | 2027-12 | 15996.89 | 2994.24 | 13002.65 | 1184692.91 |
| 39 | 2028-01 | 15996.89 | 2961.73 | 13035.16 | 1171657.75 |
| 40 | 2028-02 | 15996.89 | 2929.14 | 13067.75 | 1158590.00 |
| 41 | 2028-03 | 15996.89 | 2896.48 | 13100.42 | 1145489.59 |
| 42 | 2028-04 | 15996.89 | 2863.72 | 13133.17 | 1132356.42 |
| 43 | 2028-05 | 15996.89 | 2830.89 | 13166.00 | 1119190.42 |
| 44 | 2028-06 | 15996.89 | 2797.98 | 13198.91 | 1105991.51 |
| 45 | 2028-07 | 15996.89 | 2764.98 | 13231.91 | 1092759.60 |
| 46 | 2028-08 | 15996.89 | 2731.90 | 13264.99 | 1079494.60 |
| 47 | 2028-09 | 15996.89 | 2698.74 | 13298.15 | 1066196.45 |
| 48 | 2028-10 | 15996.89 | 2665.49 | 13331.40 | 1052865.05 |
| 49 | 2028-11 | 15996.89 | 2632.16 | 13364.73 | 1039500.32 |
| 50 | 2028-12 | 15996.89 | 2598.75 | 13398.14 | 1026102.18 |
| 51 | 2029-01 | 15996.89 | 2565.26 | 13431.63 | 1012670.55 |
| 52 | 2029-02 | 15996.89 | 2531.68 | 13465.21 | 999205.34 |
| 53 | 2029-03 | 15996.89 | 2498.01 | 13498.88 | 985706.46 |
| 54 | 2029-04 | 15996.89 | 2464.27 | 13532.62 | 972173.83 |
| 55 | 2029-05 | 15996.89 | 2430.43 | 13566.46 | 958607.38 |
| 56 | 2029-06 | 15996.89 | 2396.52 | 13600.37 | 945007.01 |
| 57 | 2029-07 | 15996.89 | 2362.52 | 13634.37 | 931372.63 |
| 58 | 2029-08 | 15996.89 | 2328.43 | 13668.46 | 917704.18 |
| 59 | 2029-09 | 15996.89 | 2294.26 | 13702.63 | 904001.55 |
| 60 | 2029-10 | 15996.89 | 2260.00 | 13736.89 | 890264.66 |
| 61 | 2029-11 | 15996.89 | 2225.66 | 13771.23 | 876493.43 |
| 62 | 2029-12 | 15996.89 | 2191.23 | 13805.66 | 862687.77 |
| 63 | 2030-01 | 15996.89 | 2156.72 | 13840.17 | 848847.60 |
| 64 | 2030-02 | 15996.89 | 2122.12 | 13874.77 | 834972.83 |
| 65 | 2030-03 | 15996.89 | 2087.43 | 13909.46 | 821063.37 |
| 66 | 2030-04 | 15996.89 | 2052.66 | 13944.23 | 807119.14 |
| 67 | 2030-05 | 15996.89 | 2017.80 | 13979.09 | 793140.05 |
| 68 | 2030-06 | 15996.89 | 1982.85 | 14014.04 | 779126.01 |
| 69 | 2030-07 | 15996.89 | 1947.82 | 14049.08 | 765076.93 |
| 70 | 2030-08 | 15996.89 | 1912.69 | 14084.20 | 750992.74 |
| 71 | 2030-09 | 15996.89 | 1877.48 | 14119.41 | 736873.33 |
| 72 | 2030-10 | 15996.89 | 1842.18 | 14154.71 | 722718.62 |
| 73 | 2030-11 | 15996.89 | 1806.80 | 14190.09 | 708528.53 |
| 74 | 2030-12 | 15996.89 | 1771.32 | 14225.57 | 694302.96 |
| 75 | 2031-01 | 15996.89 | 1735.76 | 14261.13 | 680041.82 |
| 76 | 2031-02 | 15996.89 | 1700.10 | 14296.79 | 665745.04 |
| 77 | 2031-03 | 15996.89 | 1664.36 | 14332.53 | 651412.51 |
| 78 | 2031-04 | 15996.89 | 1628.53 | 14368.36 | 637044.15 |
| 79 | 2031-05 | 15996.89 | 1592.61 | 14404.28 | 622639.87 |
| 80 | 2031-06 | 15996.89 | 1556.60 | 14440.29 | 608199.58 |
| 81 | 2031-07 | 15996.89 | 1520.50 | 14476.39 | 593723.19 |
| 82 | 2031-08 | 15996.89 | 1484.31 | 14512.58 | 579210.61 |
| 83 | 2031-09 | 15996.89 | 1448.03 | 14548.86 | 564661.74 |
| 84 | 2031-10 | 15996.89 | 1411.65 | 14585.24 | 550076.51 |
| 85 | 2031-11 | 15996.89 | 1375.19 | 14621.70 | 535454.81 |
| 86 | 2031-12 | 15996.89 | 1338.64 | 14658.25 | 520796.56 |
| 87 | 2032-01 | 15996.89 | 1301.99 | 14694.90 | 506101.66 |
| 88 | 2032-02 | 15996.89 | 1265.25 | 14731.64 | 491370.02 |
| 89 | 2032-03 | 15996.89 | 1228.43 | 14768.47 | 476601.56 |
| 90 | 2032-04 | 15996.89 | 1191.50 | 14805.39 | 461796.17 |
| 91 | 2032-05 | 15996.89 | 1154.49 | 14842.40 | 446953.77 |
| 92 | 2032-06 | 15996.89 | 1117.38 | 14879.51 | 432074.26 |
| 93 | 2032-07 | 15996.89 | 1080.19 | 14916.70 | 417157.56 |
| 94 | 2032-08 | 15996.89 | 1042.89 | 14954.00 | 402203.56 |
| 95 | 2032-09 | 15996.89 | 1005.51 | 14991.38 | 387212.18 |
| 96 | 2032-10 | 15996.89 | 968.03 | 15028.86 | 372183.32 |
| 97 | 2032-11 | 15996.89 | 930.46 | 15066.43 | 357116.89 |
| 98 | 2032-12 | 15996.89 | 892.79 | 15104.10 | 342012.79 |
| 99 | 2033-01 | 15996.89 | 855.03 | 15141.86 | 326870.93 |
| 100 | 2033-02 | 15996.89 | 817.18 | 15179.71 | 311691.22 |
| 101 | 2033-03 | 15996.89 | 779.23 | 15217.66 | 296473.56 |
| 102 | 2033-04 | 15996.89 | 741.18 | 15255.71 | 281217.85 |
| 103 | 2033-05 | 15996.89 | 703.04 | 15293.85 | 265924.01 |
| 104 | 2033-06 | 15996.89 | 664.81 | 15332.08 | 250591.93 |
| 105 | 2033-07 | 15996.89 | 626.48 | 15370.41 | 235221.52 |
| 106 | 2033-08 | 15996.89 | 588.05 | 15408.84 | 219812.68 |
| 107 | 2033-09 | 15996.89 | 549.53 | 15447.36 | 204365.32 |
| 108 | 2033-10 | 15996.89 | 510.91 | 15485.98 | 188879.34 |
| 109 | 2033-11 | 15996.89 | 472.20 | 15524.69 | 173354.65 |
| 110 | 2033-12 | 15996.89 | 433.39 | 15563.50 | 157791.15 |
| 111 | 2034-01 | 15996.89 | 394.48 | 15602.41 | 142188.74 |
| 112 | 2034-02 | 15996.89 | 355.47 | 15641.42 | 126547.32 |
| 113 | 2034-03 | 15996.89 | 316.37 | 15680.52 | 110866.80 |
| 114 | 2034-04 | 15996.89 | 277.17 | 15719.72 | 95147.07 |
| 115 | 2034-05 | 15996.89 | 237.87 | 15759.02 | 79388.05 |
| 116 | 2034-06 | 15996.89 | 198.47 | 15798.42 | 63589.63 |
| 117 | 2034-07 | 15996.89 | 158.97 | 15837.92 | 47751.71 |
| 118 | 2034-08 | 15996.89 | 119.38 | 15877.51 | 31874.20 |
| 119 | 2034-09 | 15996.89 | 79.69 | 15917.20 | 15957.00 |
| 120 | 2034-10 | 15996.89 | 39.89 | 15957.00 | 0.00 |
还款方式二:等额本金
贷款总额:165.67万
还款月数:10年
首月还款:17947.22元
每月递减:34.51元
利息总额:25.06万
本息合计:190.72万
节省利息:12390.1元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 17947.22 | 4141.66 | 13805.55 | 1642860.45 |
| 2 | 2024-12 | 17912.70 | 4107.15 | 13805.55 | 1629054.90 |
| 3 | 2025-01 | 17878.19 | 4072.64 | 13805.55 | 1615249.35 |
| 4 | 2025-02 | 17843.67 | 4038.12 | 13805.55 | 1601443.80 |
| 5 | 2025-03 | 17809.16 | 4003.61 | 13805.55 | 1587638.25 |
| 6 | 2025-04 | 17774.65 | 3969.10 | 13805.55 | 1573832.70 |
| 7 | 2025-05 | 17740.13 | 3934.58 | 13805.55 | 1560027.15 |
| 8 | 2025-06 | 17705.62 | 3900.07 | 13805.55 | 1546221.60 |
| 9 | 2025-07 | 17671.10 | 3865.55 | 13805.55 | 1532416.05 |
| 10 | 2025-08 | 17636.59 | 3831.04 | 13805.55 | 1518610.50 |
| 11 | 2025-09 | 17602.08 | 3796.53 | 13805.55 | 1504804.95 |
| 12 | 2025-10 | 17567.56 | 3762.01 | 13805.55 | 1490999.40 |
| 13 | 2025-11 | 17533.05 | 3727.50 | 13805.55 | 1477193.85 |
| 14 | 2025-12 | 17498.53 | 3692.98 | 13805.55 | 1463388.30 |
| 15 | 2026-01 | 17464.02 | 3658.47 | 13805.55 | 1449582.75 |
| 16 | 2026-02 | 17429.51 | 3623.96 | 13805.55 | 1435777.20 |
| 17 | 2026-03 | 17394.99 | 3589.44 | 13805.55 | 1421971.65 |
| 18 | 2026-04 | 17360.48 | 3554.93 | 13805.55 | 1408166.10 |
| 19 | 2026-05 | 17325.97 | 3520.42 | 13805.55 | 1394360.55 |
| 20 | 2026-06 | 17291.45 | 3485.90 | 13805.55 | 1380555.00 |
| 21 | 2026-07 | 17256.94 | 3451.39 | 13805.55 | 1366749.45 |
| 22 | 2026-08 | 17222.42 | 3416.87 | 13805.55 | 1352943.90 |
| 23 | 2026-09 | 17187.91 | 3382.36 | 13805.55 | 1339138.35 |
| 24 | 2026-10 | 17153.40 | 3347.85 | 13805.55 | 1325332.80 |
| 25 | 2026-11 | 17118.88 | 3313.33 | 13805.55 | 1311527.25 |
| 26 | 2026-12 | 17084.37 | 3278.82 | 13805.55 | 1297721.70 |
| 27 | 2027-01 | 17049.85 | 3244.30 | 13805.55 | 1283916.15 |
| 28 | 2027-02 | 17015.34 | 3209.79 | 13805.55 | 1270110.60 |
| 29 | 2027-03 | 16980.83 | 3175.28 | 13805.55 | 1256305.05 |
| 30 | 2027-04 | 16946.31 | 3140.76 | 13805.55 | 1242499.50 |
| 31 | 2027-05 | 16911.80 | 3106.25 | 13805.55 | 1228693.95 |
| 32 | 2027-06 | 16877.28 | 3071.73 | 13805.55 | 1214888.40 |
| 33 | 2027-07 | 16842.77 | 3037.22 | 13805.55 | 1201082.85 |
| 34 | 2027-08 | 16808.26 | 3002.71 | 13805.55 | 1187277.30 |
| 35 | 2027-09 | 16773.74 | 2968.19 | 13805.55 | 1173471.75 |
| 36 | 2027-10 | 16739.23 | 2933.68 | 13805.55 | 1159666.20 |
| 37 | 2027-11 | 16704.72 | 2899.17 | 13805.55 | 1145860.65 |
| 38 | 2027-12 | 16670.20 | 2864.65 | 13805.55 | 1132055.10 |
| 39 | 2028-01 | 16635.69 | 2830.14 | 13805.55 | 1118249.55 |
| 40 | 2028-02 | 16601.17 | 2795.62 | 13805.55 | 1104444.00 |
| 41 | 2028-03 | 16566.66 | 2761.11 | 13805.55 | 1090638.45 |
| 42 | 2028-04 | 16532.15 | 2726.60 | 13805.55 | 1076832.90 |
| 43 | 2028-05 | 16497.63 | 2692.08 | 13805.55 | 1063027.35 |
| 44 | 2028-06 | 16463.12 | 2657.57 | 13805.55 | 1049221.80 |
| 45 | 2028-07 | 16428.60 | 2623.05 | 13805.55 | 1035416.25 |
| 46 | 2028-08 | 16394.09 | 2588.54 | 13805.55 | 1021610.70 |
| 47 | 2028-09 | 16359.58 | 2554.03 | 13805.55 | 1007805.15 |
| 48 | 2028-10 | 16325.06 | 2519.51 | 13805.55 | 993999.60 |
| 49 | 2028-11 | 16290.55 | 2485.00 | 13805.55 | 980194.05 |
| 50 | 2028-12 | 16256.04 | 2450.49 | 13805.55 | 966388.50 |
| 51 | 2029-01 | 16221.52 | 2415.97 | 13805.55 | 952582.95 |
| 52 | 2029-02 | 16187.01 | 2381.46 | 13805.55 | 938777.40 |
| 53 | 2029-03 | 16152.49 | 2346.94 | 13805.55 | 924971.85 |
| 54 | 2029-04 | 16117.98 | 2312.43 | 13805.55 | 911166.30 |
| 55 | 2029-05 | 16083.47 | 2277.92 | 13805.55 | 897360.75 |
| 56 | 2029-06 | 16048.95 | 2243.40 | 13805.55 | 883555.20 |
| 57 | 2029-07 | 16014.44 | 2208.89 | 13805.55 | 869749.65 |
| 58 | 2029-08 | 15979.92 | 2174.37 | 13805.55 | 855944.10 |
| 59 | 2029-09 | 15945.41 | 2139.86 | 13805.55 | 842138.55 |
| 60 | 2029-10 | 15910.90 | 2105.35 | 13805.55 | 828333.00 |
| 61 | 2029-11 | 15876.38 | 2070.83 | 13805.55 | 814527.45 |
| 62 | 2029-12 | 15841.87 | 2036.32 | 13805.55 | 800721.90 |
| 63 | 2030-01 | 15807.35 | 2001.80 | 13805.55 | 786916.35 |
| 64 | 2030-02 | 15772.84 | 1967.29 | 13805.55 | 773110.80 |
| 65 | 2030-03 | 15738.33 | 1932.78 | 13805.55 | 759305.25 |
| 66 | 2030-04 | 15703.81 | 1898.26 | 13805.55 | 745499.70 |
| 67 | 2030-05 | 15669.30 | 1863.75 | 13805.55 | 731694.15 |
| 68 | 2030-06 | 15634.79 | 1829.24 | 13805.55 | 717888.60 |
| 69 | 2030-07 | 15600.27 | 1794.72 | 13805.55 | 704083.05 |
| 70 | 2030-08 | 15565.76 | 1760.21 | 13805.55 | 690277.50 |
| 71 | 2030-09 | 15531.24 | 1725.69 | 13805.55 | 676471.95 |
| 72 | 2030-10 | 15496.73 | 1691.18 | 13805.55 | 662666.40 |
| 73 | 2030-11 | 15462.22 | 1656.67 | 13805.55 | 648860.85 |
| 74 | 2030-12 | 15427.70 | 1622.15 | 13805.55 | 635055.30 |
| 75 | 2031-01 | 15393.19 | 1587.64 | 13805.55 | 621249.75 |
| 76 | 2031-02 | 15358.67 | 1553.12 | 13805.55 | 607444.20 |
| 77 | 2031-03 | 15324.16 | 1518.61 | 13805.55 | 593638.65 |
| 78 | 2031-04 | 15289.65 | 1484.10 | 13805.55 | 579833.10 |
| 79 | 2031-05 | 15255.13 | 1449.58 | 13805.55 | 566027.55 |
| 80 | 2031-06 | 15220.62 | 1415.07 | 13805.55 | 552222.00 |
| 81 | 2031-07 | 15186.10 | 1380.56 | 13805.55 | 538416.45 |
| 82 | 2031-08 | 15151.59 | 1346.04 | 13805.55 | 524610.90 |
| 83 | 2031-09 | 15117.08 | 1311.53 | 13805.55 | 510805.35 |
| 84 | 2031-10 | 15082.56 | 1277.01 | 13805.55 | 496999.80 |
| 85 | 2031-11 | 15048.05 | 1242.50 | 13805.55 | 483194.25 |
| 86 | 2031-12 | 15013.54 | 1207.99 | 13805.55 | 469388.70 |
| 87 | 2032-01 | 14979.02 | 1173.47 | 13805.55 | 455583.15 |
| 88 | 2032-02 | 14944.51 | 1138.96 | 13805.55 | 441777.60 |
| 89 | 2032-03 | 14909.99 | 1104.44 | 13805.55 | 427972.05 |
| 90 | 2032-04 | 14875.48 | 1069.93 | 13805.55 | 414166.50 |
| 91 | 2032-05 | 14840.97 | 1035.42 | 13805.55 | 400360.95 |
| 92 | 2032-06 | 14806.45 | 1000.90 | 13805.55 | 386555.40 |
| 93 | 2032-07 | 14771.94 | 966.39 | 13805.55 | 372749.85 |
| 94 | 2032-08 | 14737.42 | 931.87 | 13805.55 | 358944.30 |
| 95 | 2032-09 | 14702.91 | 897.36 | 13805.55 | 345138.75 |
| 96 | 2032-10 | 14668.40 | 862.85 | 13805.55 | 331333.20 |
| 97 | 2032-11 | 14633.88 | 828.33 | 13805.55 | 317527.65 |
| 98 | 2032-12 | 14599.37 | 793.82 | 13805.55 | 303722.10 |
| 99 | 2033-01 | 14564.86 | 759.31 | 13805.55 | 289916.55 |
| 100 | 2033-02 | 14530.34 | 724.79 | 13805.55 | 276111.00 |
| 101 | 2033-03 | 14495.83 | 690.28 | 13805.55 | 262305.45 |
| 102 | 2033-04 | 14461.31 | 655.76 | 13805.55 | 248499.90 |
| 103 | 2033-05 | 14426.80 | 621.25 | 13805.55 | 234694.35 |
| 104 | 2033-06 | 14392.29 | 586.74 | 13805.55 | 220888.80 |
| 105 | 2033-07 | 14357.77 | 552.22 | 13805.55 | 207083.25 |
| 106 | 2033-08 | 14323.26 | 517.71 | 13805.55 | 193277.70 |
| 107 | 2033-09 | 14288.74 | 483.19 | 13805.55 | 179472.15 |
| 108 | 2033-10 | 14254.23 | 448.68 | 13805.55 | 165666.60 |
| 109 | 2033-11 | 14219.72 | 414.17 | 13805.55 | 151861.05 |
| 110 | 2033-12 | 14185.20 | 379.65 | 13805.55 | 138055.50 |
| 111 | 2034-01 | 14150.69 | 345.14 | 13805.55 | 124249.95 |
| 112 | 2034-02 | 14116.17 | 310.62 | 13805.55 | 110444.40 |
| 113 | 2034-03 | 14081.66 | 276.11 | 13805.55 | 96638.85 |
| 114 | 2034-04 | 14047.15 | 241.60 | 13805.55 | 82833.30 |
| 115 | 2034-05 | 14012.63 | 207.08 | 13805.55 | 69027.75 |
| 116 | 2034-06 | 13978.12 | 172.57 | 13805.55 | 55222.20 |
| 117 | 2034-07 | 13943.61 | 138.06 | 13805.55 | 41416.65 |
| 118 | 2034-08 | 13909.09 | 103.54 | 13805.55 | 27611.10 |
| 119 | 2034-09 | 13874.58 | 69.03 | 13805.55 | 13805.55 |
| 120 | 2034-10 | 13840.06 | 34.51 | 13805.55 | 0.00 |
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采用2025年11月30日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布,采用2025年11月30日贷款市场报价利率(LPR)为:1年期LPR为3.35%,5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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