贷款300万(商业贷款)的房贷,还款9年10个月的等额本息和等额本金,有两种还款方式明细说明解析。
还款方式一:等额本息
贷款总额:300万
还款月数:9年10个月
每月还款:32750.25元
利息总额:86.45万
本息合计:386.45万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 32750.25 | 13375.00 | 19375.25 | 2980624.75 |
| 2 | 2024-12 | 32750.25 | 13288.62 | 19461.63 | 2961163.12 |
| 3 | 2025-01 | 32750.25 | 13201.85 | 19548.40 | 2941614.72 |
| 4 | 2025-02 | 32750.25 | 13114.70 | 19635.55 | 2921979.16 |
| 5 | 2025-03 | 32750.25 | 13027.16 | 19723.09 | 2902256.07 |
| 6 | 2025-04 | 32750.25 | 12939.22 | 19811.03 | 2882445.04 |
| 7 | 2025-05 | 32750.25 | 12850.90 | 19899.35 | 2862545.69 |
| 8 | 2025-06 | 32750.25 | 12762.18 | 19988.07 | 2842557.62 |
| 9 | 2025-07 | 32750.25 | 12673.07 | 20077.18 | 2822480.44 |
| 10 | 2025-08 | 32750.25 | 12583.56 | 20166.69 | 2802313.75 |
| 11 | 2025-09 | 32750.25 | 12493.65 | 20256.60 | 2782057.14 |
| 12 | 2025-10 | 32750.25 | 12403.34 | 20346.91 | 2761710.23 |
| 13 | 2025-11 | 32750.25 | 12312.62 | 20437.63 | 2741272.60 |
| 14 | 2025-12 | 32750.25 | 12221.51 | 20528.74 | 2720743.86 |
| 15 | 2026-01 | 32750.25 | 12129.98 | 20620.27 | 2700123.59 |
| 16 | 2026-02 | 32750.25 | 12038.05 | 20712.20 | 2679411.39 |
| 17 | 2026-03 | 32750.25 | 11945.71 | 20804.54 | 2658606.85 |
| 18 | 2026-04 | 32750.25 | 11852.96 | 20897.30 | 2637709.55 |
| 19 | 2026-05 | 32750.25 | 11759.79 | 20990.46 | 2616719.09 |
| 20 | 2026-06 | 32750.25 | 11666.21 | 21084.05 | 2595635.04 |
| 21 | 2026-07 | 32750.25 | 11572.21 | 21178.05 | 2574456.99 |
| 22 | 2026-08 | 32750.25 | 11477.79 | 21272.46 | 2553184.53 |
| 23 | 2026-09 | 32750.25 | 11382.95 | 21367.30 | 2531817.23 |
| 24 | 2026-10 | 32750.25 | 11287.69 | 21462.57 | 2510354.66 |
| 25 | 2026-11 | 32750.25 | 11192.00 | 21558.25 | 2488796.41 |
| 26 | 2026-12 | 32750.25 | 11095.88 | 21654.37 | 2467142.04 |
| 27 | 2027-01 | 32750.25 | 10999.34 | 21750.91 | 2445391.13 |
| 28 | 2027-02 | 32750.25 | 10902.37 | 21847.88 | 2423543.24 |
| 29 | 2027-03 | 32750.25 | 10804.96 | 21945.29 | 2401597.96 |
| 30 | 2027-04 | 32750.25 | 10707.12 | 22043.13 | 2379554.83 |
| 31 | 2027-05 | 32750.25 | 10608.85 | 22141.40 | 2357413.43 |
| 32 | 2027-06 | 32750.25 | 10510.13 | 22240.12 | 2335173.31 |
| 33 | 2027-07 | 32750.25 | 10410.98 | 22339.27 | 2312834.04 |
| 34 | 2027-08 | 32750.25 | 10311.39 | 22438.87 | 2290395.17 |
| 35 | 2027-09 | 32750.25 | 10211.35 | 22538.91 | 2267856.26 |
| 36 | 2027-10 | 32750.25 | 10110.86 | 22639.39 | 2245216.87 |
| 37 | 2027-11 | 32750.25 | 10009.93 | 22740.33 | 2222476.55 |
| 38 | 2027-12 | 32750.25 | 9908.54 | 22841.71 | 2199634.83 |
| 39 | 2028-01 | 32750.25 | 9806.71 | 22943.55 | 2176691.29 |
| 40 | 2028-02 | 32750.25 | 9704.42 | 23045.84 | 2153645.45 |
| 41 | 2028-03 | 32750.25 | 9601.67 | 23148.58 | 2130496.87 |
| 42 | 2028-04 | 32750.25 | 9498.47 | 23251.79 | 2107245.08 |
| 43 | 2028-05 | 32750.25 | 9394.80 | 23355.45 | 2083889.63 |
| 44 | 2028-06 | 32750.25 | 9290.67 | 23459.58 | 2060430.05 |
| 45 | 2028-07 | 32750.25 | 9186.08 | 23564.17 | 2036865.89 |
| 46 | 2028-08 | 32750.25 | 9081.03 | 23669.22 | 2013196.66 |
| 47 | 2028-09 | 32750.25 | 8975.50 | 23774.75 | 1989421.91 |
| 48 | 2028-10 | 32750.25 | 8869.51 | 23880.75 | 1965541.17 |
| 49 | 2028-11 | 32750.25 | 8763.04 | 23987.21 | 1941553.95 |
| 50 | 2028-12 | 32750.25 | 8656.09 | 24094.16 | 1917459.80 |
| 51 | 2029-01 | 32750.25 | 8548.67 | 24201.58 | 1893258.22 |
| 52 | 2029-02 | 32750.25 | 8440.78 | 24309.48 | 1868948.74 |
| 53 | 2029-03 | 32750.25 | 8332.40 | 24417.86 | 1844530.89 |
| 54 | 2029-04 | 32750.25 | 8223.53 | 24526.72 | 1820004.17 |
| 55 | 2029-05 | 32750.25 | 8114.19 | 24636.07 | 1795368.10 |
| 56 | 2029-06 | 32750.25 | 8004.35 | 24745.90 | 1770622.20 |
| 57 | 2029-07 | 32750.25 | 7894.02 | 24856.23 | 1745765.97 |
| 58 | 2029-08 | 32750.25 | 7783.21 | 24967.05 | 1720798.93 |
| 59 | 2029-09 | 32750.25 | 7671.90 | 25078.36 | 1695720.57 |
| 60 | 2029-10 | 32750.25 | 7560.09 | 25190.16 | 1670530.41 |
| 61 | 2029-11 | 32750.25 | 7447.78 | 25302.47 | 1645227.94 |
| 62 | 2029-12 | 32750.25 | 7334.97 | 25415.28 | 1619812.66 |
| 63 | 2030-01 | 32750.25 | 7221.66 | 25528.59 | 1594284.07 |
| 64 | 2030-02 | 32750.25 | 7107.85 | 25642.40 | 1568641.67 |
| 65 | 2030-03 | 32750.25 | 6993.53 | 25756.72 | 1542884.95 |
| 66 | 2030-04 | 32750.25 | 6878.70 | 25871.56 | 1517013.39 |
| 67 | 2030-05 | 32750.25 | 6763.35 | 25986.90 | 1491026.49 |
| 68 | 2030-06 | 32750.25 | 6647.49 | 26102.76 | 1464923.73 |
| 69 | 2030-07 | 32750.25 | 6531.12 | 26219.13 | 1438704.60 |
| 70 | 2030-08 | 32750.25 | 6414.22 | 26336.03 | 1412368.57 |
| 71 | 2030-09 | 32750.25 | 6296.81 | 26453.44 | 1385915.13 |
| 72 | 2030-10 | 32750.25 | 6178.87 | 26571.38 | 1359343.75 |
| 73 | 2030-11 | 32750.25 | 6060.41 | 26689.84 | 1332653.90 |
| 74 | 2030-12 | 32750.25 | 5941.42 | 26808.84 | 1305845.07 |
| 75 | 2031-01 | 32750.25 | 5821.89 | 26928.36 | 1278916.71 |
| 76 | 2031-02 | 32750.25 | 5701.84 | 27048.41 | 1251868.29 |
| 77 | 2031-03 | 32750.25 | 5581.25 | 27169.01 | 1224699.29 |
| 78 | 2031-04 | 32750.25 | 5460.12 | 27290.13 | 1197409.15 |
| 79 | 2031-05 | 32750.25 | 5338.45 | 27411.80 | 1169997.35 |
| 80 | 2031-06 | 32750.25 | 5216.24 | 27534.01 | 1142463.34 |
| 81 | 2031-07 | 32750.25 | 5093.48 | 27656.77 | 1114806.57 |
| 82 | 2031-08 | 32750.25 | 4970.18 | 27780.07 | 1087026.50 |
| 83 | 2031-09 | 32750.25 | 4846.33 | 27903.93 | 1059122.57 |
| 84 | 2031-10 | 32750.25 | 4721.92 | 28028.33 | 1031094.24 |
| 85 | 2031-11 | 32750.25 | 4596.96 | 28153.29 | 1002940.95 |
| 86 | 2031-12 | 32750.25 | 4471.45 | 28278.81 | 974662.14 |
| 87 | 2032-01 | 32750.25 | 4345.37 | 28404.88 | 946257.26 |
| 88 | 2032-02 | 32750.25 | 4218.73 | 28531.52 | 917725.74 |
| 89 | 2032-03 | 32750.25 | 4091.53 | 28658.72 | 889067.01 |
| 90 | 2032-04 | 32750.25 | 3963.76 | 28786.49 | 860280.52 |
| 91 | 2032-05 | 32750.25 | 3835.42 | 28914.83 | 831365.69 |
| 92 | 2032-06 | 32750.25 | 3706.51 | 29043.75 | 802321.94 |
| 93 | 2032-07 | 32750.25 | 3577.02 | 29173.23 | 773148.71 |
| 94 | 2032-08 | 32750.25 | 3446.95 | 29303.30 | 743845.41 |
| 95 | 2032-09 | 32750.25 | 3316.31 | 29433.94 | 714411.47 |
| 96 | 2032-10 | 32750.25 | 3185.08 | 29565.17 | 684846.30 |
| 97 | 2032-11 | 32750.25 | 3053.27 | 29696.98 | 655149.32 |
| 98 | 2032-12 | 32750.25 | 2920.87 | 29829.38 | 625319.94 |
| 99 | 2033-01 | 32750.25 | 2787.88 | 29962.37 | 595357.58 |
| 100 | 2033-02 | 32750.25 | 2654.30 | 30095.95 | 565261.63 |
| 101 | 2033-03 | 32750.25 | 2520.12 | 30230.13 | 535031.50 |
| 102 | 2033-04 | 32750.25 | 2385.35 | 30364.90 | 504666.60 |
| 103 | 2033-05 | 32750.25 | 2249.97 | 30500.28 | 474166.32 |
| 104 | 2033-06 | 32750.25 | 2113.99 | 30636.26 | 443530.06 |
| 105 | 2033-07 | 32750.25 | 1977.40 | 30772.85 | 412757.21 |
| 106 | 2033-08 | 32750.25 | 1840.21 | 30910.04 | 381847.17 |
| 107 | 2033-09 | 32750.25 | 1702.40 | 31047.85 | 350799.32 |
| 108 | 2033-10 | 32750.25 | 1563.98 | 31186.27 | 319613.05 |
| 109 | 2033-11 | 32750.25 | 1424.94 | 31325.31 | 288287.74 |
| 110 | 2033-12 | 32750.25 | 1285.28 | 31464.97 | 256822.77 |
| 111 | 2034-01 | 32750.25 | 1145.00 | 31605.25 | 225217.52 |
| 112 | 2034-02 | 32750.25 | 1004.09 | 31746.16 | 193471.36 |
| 113 | 2034-03 | 32750.25 | 862.56 | 31887.69 | 161583.67 |
| 114 | 2034-04 | 32750.25 | 720.39 | 32029.86 | 129553.81 |
| 115 | 2034-05 | 32750.25 | 577.59 | 32172.66 | 97381.15 |
| 116 | 2034-06 | 32750.25 | 434.16 | 32316.09 | 65065.06 |
| 117 | 2034-07 | 32750.25 | 290.08 | 32460.17 | 32604.89 |
| 118 | 2034-08 | 32750.25 | 145.36 | 32604.89 | 0.00 |
还款方式二:等额本金
贷款总额:300万
还款月数:9年10个月
首月还款:38798.73元
每月递减:113.35元
利息总额:79.58万
本息合计:379.58万
节省利息:68717.21元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 38798.73 | 13375.00 | 25423.73 | 2974576.27 |
| 2 | 2024-12 | 38685.38 | 13261.65 | 25423.73 | 2949152.54 |
| 3 | 2025-01 | 38572.03 | 13148.31 | 25423.73 | 2923728.81 |
| 4 | 2025-02 | 38458.69 | 13034.96 | 25423.73 | 2898305.08 |
| 5 | 2025-03 | 38345.34 | 12921.61 | 25423.73 | 2872881.36 |
| 6 | 2025-04 | 38231.99 | 12808.26 | 25423.73 | 2847457.63 |
| 7 | 2025-05 | 38118.64 | 12694.92 | 25423.73 | 2822033.90 |
| 8 | 2025-06 | 38005.30 | 12581.57 | 25423.73 | 2796610.17 |
| 9 | 2025-07 | 37891.95 | 12468.22 | 25423.73 | 2771186.44 |
| 10 | 2025-08 | 37778.60 | 12354.87 | 25423.73 | 2745762.71 |
| 11 | 2025-09 | 37665.25 | 12241.53 | 25423.73 | 2720338.98 |
| 12 | 2025-10 | 37551.91 | 12128.18 | 25423.73 | 2694915.25 |
| 13 | 2025-11 | 37438.56 | 12014.83 | 25423.73 | 2669491.53 |
| 14 | 2025-12 | 37325.21 | 11901.48 | 25423.73 | 2644067.80 |
| 15 | 2026-01 | 37211.86 | 11788.14 | 25423.73 | 2618644.07 |
| 16 | 2026-02 | 37098.52 | 11674.79 | 25423.73 | 2593220.34 |
| 17 | 2026-03 | 36985.17 | 11561.44 | 25423.73 | 2567796.61 |
| 18 | 2026-04 | 36871.82 | 11448.09 | 25423.73 | 2542372.88 |
| 19 | 2026-05 | 36758.47 | 11334.75 | 25423.73 | 2516949.15 |
| 20 | 2026-06 | 36645.13 | 11221.40 | 25423.73 | 2491525.42 |
| 21 | 2026-07 | 36531.78 | 11108.05 | 25423.73 | 2466101.69 |
| 22 | 2026-08 | 36418.43 | 10994.70 | 25423.73 | 2440677.97 |
| 23 | 2026-09 | 36305.08 | 10881.36 | 25423.73 | 2415254.24 |
| 24 | 2026-10 | 36191.74 | 10768.01 | 25423.73 | 2389830.51 |
| 25 | 2026-11 | 36078.39 | 10654.66 | 25423.73 | 2364406.78 |
| 26 | 2026-12 | 35965.04 | 10541.31 | 25423.73 | 2338983.05 |
| 27 | 2027-01 | 35851.69 | 10427.97 | 25423.73 | 2313559.32 |
| 28 | 2027-02 | 35738.35 | 10314.62 | 25423.73 | 2288135.59 |
| 29 | 2027-03 | 35625.00 | 10201.27 | 25423.73 | 2262711.86 |
| 30 | 2027-04 | 35511.65 | 10087.92 | 25423.73 | 2237288.14 |
| 31 | 2027-05 | 35398.31 | 9974.58 | 25423.73 | 2211864.41 |
| 32 | 2027-06 | 35284.96 | 9861.23 | 25423.73 | 2186440.68 |
| 33 | 2027-07 | 35171.61 | 9747.88 | 25423.73 | 2161016.95 |
| 34 | 2027-08 | 35058.26 | 9634.53 | 25423.73 | 2135593.22 |
| 35 | 2027-09 | 34944.92 | 9521.19 | 25423.73 | 2110169.49 |
| 36 | 2027-10 | 34831.57 | 9407.84 | 25423.73 | 2084745.76 |
| 37 | 2027-11 | 34718.22 | 9294.49 | 25423.73 | 2059322.03 |
| 38 | 2027-12 | 34604.87 | 9181.14 | 25423.73 | 2033898.31 |
| 39 | 2028-01 | 34491.53 | 9067.80 | 25423.73 | 2008474.58 |
| 40 | 2028-02 | 34378.18 | 8954.45 | 25423.73 | 1983050.85 |
| 41 | 2028-03 | 34264.83 | 8841.10 | 25423.73 | 1957627.12 |
| 42 | 2028-04 | 34151.48 | 8727.75 | 25423.73 | 1932203.39 |
| 43 | 2028-05 | 34038.14 | 8614.41 | 25423.73 | 1906779.66 |
| 44 | 2028-06 | 33924.79 | 8501.06 | 25423.73 | 1881355.93 |
| 45 | 2028-07 | 33811.44 | 8387.71 | 25423.73 | 1855932.20 |
| 46 | 2028-08 | 33698.09 | 8274.36 | 25423.73 | 1830508.47 |
| 47 | 2028-09 | 33584.75 | 8161.02 | 25423.73 | 1805084.75 |
| 48 | 2028-10 | 33471.40 | 8047.67 | 25423.73 | 1779661.02 |
| 49 | 2028-11 | 33358.05 | 7934.32 | 25423.73 | 1754237.29 |
| 50 | 2028-12 | 33244.70 | 7820.97 | 25423.73 | 1728813.56 |
| 51 | 2029-01 | 33131.36 | 7707.63 | 25423.73 | 1703389.83 |
| 52 | 2029-02 | 33018.01 | 7594.28 | 25423.73 | 1677966.10 |
| 53 | 2029-03 | 32904.66 | 7480.93 | 25423.73 | 1652542.37 |
| 54 | 2029-04 | 32791.31 | 7367.58 | 25423.73 | 1627118.64 |
| 55 | 2029-05 | 32677.97 | 7254.24 | 25423.73 | 1601694.92 |
| 56 | 2029-06 | 32564.62 | 7140.89 | 25423.73 | 1576271.19 |
| 57 | 2029-07 | 32451.27 | 7027.54 | 25423.73 | 1550847.46 |
| 58 | 2029-08 | 32337.92 | 6914.19 | 25423.73 | 1525423.73 |
| 59 | 2029-09 | 32224.58 | 6800.85 | 25423.73 | 1500000.00 |
| 60 | 2029-10 | 32111.23 | 6687.50 | 25423.73 | 1474576.27 |
| 61 | 2029-11 | 31997.88 | 6574.15 | 25423.73 | 1449152.54 |
| 62 | 2029-12 | 31884.53 | 6460.81 | 25423.73 | 1423728.81 |
| 63 | 2030-01 | 31771.19 | 6347.46 | 25423.73 | 1398305.08 |
| 64 | 2030-02 | 31657.84 | 6234.11 | 25423.73 | 1372881.36 |
| 65 | 2030-03 | 31544.49 | 6120.76 | 25423.73 | 1347457.63 |
| 66 | 2030-04 | 31431.14 | 6007.42 | 25423.73 | 1322033.90 |
| 67 | 2030-05 | 31317.80 | 5894.07 | 25423.73 | 1296610.17 |
| 68 | 2030-06 | 31204.45 | 5780.72 | 25423.73 | 1271186.44 |
| 69 | 2030-07 | 31091.10 | 5667.37 | 25423.73 | 1245762.71 |
| 70 | 2030-08 | 30977.75 | 5554.03 | 25423.73 | 1220338.98 |
| 71 | 2030-09 | 30864.41 | 5440.68 | 25423.73 | 1194915.25 |
| 72 | 2030-10 | 30751.06 | 5327.33 | 25423.73 | 1169491.53 |
| 73 | 2030-11 | 30637.71 | 5213.98 | 25423.73 | 1144067.80 |
| 74 | 2030-12 | 30524.36 | 5100.64 | 25423.73 | 1118644.07 |
| 75 | 2031-01 | 30411.02 | 4987.29 | 25423.73 | 1093220.34 |
| 76 | 2031-02 | 30297.67 | 4873.94 | 25423.73 | 1067796.61 |
| 77 | 2031-03 | 30184.32 | 4760.59 | 25423.73 | 1042372.88 |
| 78 | 2031-04 | 30070.97 | 4647.25 | 25423.73 | 1016949.15 |
| 79 | 2031-05 | 29957.63 | 4533.90 | 25423.73 | 991525.42 |
| 80 | 2031-06 | 29844.28 | 4420.55 | 25423.73 | 966101.69 |
| 81 | 2031-07 | 29730.93 | 4307.20 | 25423.73 | 940677.97 |
| 82 | 2031-08 | 29617.58 | 4193.86 | 25423.73 | 915254.24 |
| 83 | 2031-09 | 29504.24 | 4080.51 | 25423.73 | 889830.51 |
| 84 | 2031-10 | 29390.89 | 3967.16 | 25423.73 | 864406.78 |
| 85 | 2031-11 | 29277.54 | 3853.81 | 25423.73 | 838983.05 |
| 86 | 2031-12 | 29164.19 | 3740.47 | 25423.73 | 813559.32 |
| 87 | 2032-01 | 29050.85 | 3627.12 | 25423.73 | 788135.59 |
| 88 | 2032-02 | 28937.50 | 3513.77 | 25423.73 | 762711.86 |
| 89 | 2032-03 | 28824.15 | 3400.42 | 25423.73 | 737288.14 |
| 90 | 2032-04 | 28710.81 | 3287.08 | 25423.73 | 711864.41 |
| 91 | 2032-05 | 28597.46 | 3173.73 | 25423.73 | 686440.68 |
| 92 | 2032-06 | 28484.11 | 3060.38 | 25423.73 | 661016.95 |
| 93 | 2032-07 | 28370.76 | 2947.03 | 25423.73 | 635593.22 |
| 94 | 2032-08 | 28257.42 | 2833.69 | 25423.73 | 610169.49 |
| 95 | 2032-09 | 28144.07 | 2720.34 | 25423.73 | 584745.76 |
| 96 | 2032-10 | 28030.72 | 2606.99 | 25423.73 | 559322.03 |
| 97 | 2032-11 | 27917.37 | 2493.64 | 25423.73 | 533898.31 |
| 98 | 2032-12 | 27804.03 | 2380.30 | 25423.73 | 508474.58 |
| 99 | 2033-01 | 27690.68 | 2266.95 | 25423.73 | 483050.85 |
| 100 | 2033-02 | 27577.33 | 2153.60 | 25423.73 | 457627.12 |
| 101 | 2033-03 | 27463.98 | 2040.25 | 25423.73 | 432203.39 |
| 102 | 2033-04 | 27350.64 | 1926.91 | 25423.73 | 406779.66 |
| 103 | 2033-05 | 27237.29 | 1813.56 | 25423.73 | 381355.93 |
| 104 | 2033-06 | 27123.94 | 1700.21 | 25423.73 | 355932.20 |
| 105 | 2033-07 | 27010.59 | 1586.86 | 25423.73 | 330508.47 |
| 106 | 2033-08 | 26897.25 | 1473.52 | 25423.73 | 305084.75 |
| 107 | 2033-09 | 26783.90 | 1360.17 | 25423.73 | 279661.02 |
| 108 | 2033-10 | 26670.55 | 1246.82 | 25423.73 | 254237.29 |
| 109 | 2033-11 | 26557.20 | 1133.47 | 25423.73 | 228813.56 |
| 110 | 2033-12 | 26443.86 | 1020.13 | 25423.73 | 203389.83 |
| 111 | 2034-01 | 26330.51 | 906.78 | 25423.73 | 177966.10 |
| 112 | 2034-02 | 26217.16 | 793.43 | 25423.73 | 152542.37 |
| 113 | 2034-03 | 26103.81 | 680.08 | 25423.73 | 127118.64 |
| 114 | 2034-04 | 25990.47 | 566.74 | 25423.73 | 101694.92 |
| 115 | 2034-05 | 25877.12 | 453.39 | 25423.73 | 76271.19 |
| 116 | 2034-06 | 25763.77 | 340.04 | 25423.73 | 50847.46 |
| 117 | 2034-07 | 25650.42 | 226.69 | 25423.73 | 25423.73 |
| 118 | 2034-08 | 25537.08 | 113.35 | 25423.73 | 0.00 |
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采用2025年11月30日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布,采用2025年11月30日贷款市场报价利率(LPR)为:1年期LPR为3.35%,5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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