贷款260万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：260万
还款月数：10年
每月还款：25528.03元
利息总额：46.34万
本息合计：306.34万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 25528.03 | 7258.33 | 18269.70 | 2581730.30 |
| 2 | 2024-12 | 25528.03 | 7207.33 | 18320.70 | 2563409.60 |
| 3 | 2025-01 | 25528.03 | 7156.19 | 18371.85 | 2545037.75 |
| 4 | 2025-02 | 25528.03 | 7104.90 | 18423.14 | 2526614.62 |
| 5 | 2025-03 | 25528.03 | 7053.47 | 18474.57 | 2508140.05 |
| 6 | 2025-04 | 25528.03 | 7001.89 | 18526.14 | 2489613.91 |
| 7 | 2025-05 | 25528.03 | 6950.17 | 18577.86 | 2471036.05 |
| 8 | 2025-06 | 25528.03 | 6898.31 | 18629.72 | 2452406.33 |
| 9 | 2025-07 | 25528.03 | 6846.30 | 18681.73 | 2433724.60 |
| 10 | 2025-08 | 25528.03 | 6794.15 | 18733.88 | 2414990.71 |
| 11 | 2025-09 | 25528.03 | 6741.85 | 18786.18 | 2396204.53 |
| 12 | 2025-10 | 25528.03 | 6689.40 | 18838.63 | 2377365.90 |
| 13 | 2025-11 | 25528.03 | 6636.81 | 18891.22 | 2358474.68 |
| 14 | 2025-12 | 25528.03 | 6584.08 | 18943.96 | 2339530.73 |
| 15 | 2026-01 | 25528.03 | 6531.19 | 18996.84 | 2320533.88 |
| 16 | 2026-02 | 25528.03 | 6478.16 | 19049.87 | 2301484.01 |
| 17 | 2026-03 | 25528.03 | 6424.98 | 19103.06 | 2282380.95 |
| 18 | 2026-04 | 25528.03 | 6371.65 | 19156.39 | 2263224.57 |
| 19 | 2026-05 | 25528.03 | 6318.17 | 19209.86 | 2244014.70 |
| 20 | 2026-06 | 25528.03 | 6264.54 | 19263.49 | 2224751.21 |
| 21 | 2026-07 | 25528.03 | 6210.76 | 19317.27 | 2205433.94 |
| 22 | 2026-08 | 25528.03 | 6156.84 | 19371.20 | 2186062.75 |
| 23 | 2026-09 | 25528.03 | 6102.76 | 19425.27 | 2166637.47 |
| 24 | 2026-10 | 25528.03 | 6048.53 | 19479.50 | 2147157.97 |
| 25 | 2026-11 | 25528.03 | 5994.15 | 19533.88 | 2127624.09 |
| 26 | 2026-12 | 25528.03 | 5939.62 | 19588.41 | 2108035.67 |
| 27 | 2027-01 | 25528.03 | 5884.93 | 19643.10 | 2088392.58 |
| 28 | 2027-02 | 25528.03 | 5830.10 | 19697.94 | 2068694.64 |
| 29 | 2027-03 | 25528.03 | 5775.11 | 19752.93 | 2048941.71 |
| 30 | 2027-04 | 25528.03 | 5719.96 | 19808.07 | 2029133.64 |
| 31 | 2027-05 | 25528.03 | 5664.66 | 19863.37 | 2009270.28 |
| 32 | 2027-06 | 25528.03 | 5609.21 | 19918.82 | 1989351.46 |
| 33 | 2027-07 | 25528.03 | 5553.61 | 19974.43 | 1969377.03 |
| 34 | 2027-08 | 25528.03 | 5497.84 | 20030.19 | 1949346.84 |
| 35 | 2027-09 | 25528.03 | 5441.93 | 20086.11 | 1929260.74 |
| 36 | 2027-10 | 25528.03 | 5385.85 | 20142.18 | 1909118.56 |
| 37 | 2027-11 | 25528.03 | 5329.62 | 20198.41 | 1888920.15 |
| 38 | 2027-12 | 25528.03 | 5273.24 | 20254.80 | 1868665.35 |
| 39 | 2028-01 | 25528.03 | 5216.69 | 20311.34 | 1848354.01 |
| 40 | 2028-02 | 25528.03 | 5159.99 | 20368.04 | 1827985.97 |
| 41 | 2028-03 | 25528.03 | 5103.13 | 20424.90 | 1807561.06 |
| 42 | 2028-04 | 25528.03 | 5046.11 | 20481.92 | 1787079.14 |
| 43 | 2028-05 | 25528.03 | 4988.93 | 20539.10 | 1766540.04 |
| 44 | 2028-06 | 25528.03 | 4931.59 | 20596.44 | 1745943.59 |
| 45 | 2028-07 | 25528.03 | 4874.09 | 20653.94 | 1725289.65 |
| 46 | 2028-08 | 25528.03 | 4816.43 | 20711.60 | 1704578.06 |
| 47 | 2028-09 | 25528.03 | 4758.61 | 20769.42 | 1683808.64 |
| 48 | 2028-10 | 25528.03 | 4700.63 | 20827.40 | 1662981.24 |
| 49 | 2028-11 | 25528.03 | 4642.49 | 20885.54 | 1642095.70 |
| 50 | 2028-12 | 25528.03 | 4584.18 | 20943.85 | 1621151.85 |
| 51 | 2029-01 | 25528.03 | 4525.72 | 21002.32 | 1600149.53 |
| 52 | 2029-02 | 25528.03 | 4467.08 | 21060.95 | 1579088.58 |
| 53 | 2029-03 | 25528.03 | 4408.29 | 21119.74 | 1557968.84 |
| 54 | 2029-04 | 25528.03 | 4349.33 | 21178.70 | 1536790.14 |
| 55 | 2029-05 | 25528.03 | 4290.21 | 21237.83 | 1515552.31 |
| 56 | 2029-06 | 25528.03 | 4230.92 | 21297.12 | 1494255.20 |
| 57 | 2029-07 | 25528.03 | 4171.46 | 21356.57 | 1472898.63 |
| 58 | 2029-08 | 25528.03 | 4111.84 | 21416.19 | 1451482.44 |
| 59 | 2029-09 | 25528.03 | 4052.06 | 21475.98 | 1430006.46 |
| 60 | 2029-10 | 25528.03 | 3992.10 | 21535.93 | 1408470.53 |
| 61 | 2029-11 | 25528.03 | 3931.98 | 21596.05 | 1386874.48 |
| 62 | 2029-12 | 25528.03 | 3871.69 | 21656.34 | 1365218.14 |
| 63 | 2030-01 | 25528.03 | 3811.23 | 21716.80 | 1343501.34 |
| 64 | 2030-02 | 25528.03 | 3750.61 | 21777.42 | 1321723.91 |
| 65 | 2030-03 | 25528.03 | 3689.81 | 21838.22 | 1299885.69 |
| 66 | 2030-04 | 25528.03 | 3628.85 | 21899.18 | 1277986.51 |
| 67 | 2030-05 | 25528.03 | 3567.71 | 21960.32 | 1256026.19 |
| 68 | 2030-06 | 25528.03 | 3506.41 | 22021.63 | 1234004.56 |
| 69 | 2030-07 | 25528.03 | 3444.93 | 22083.10 | 1211921.46 |
| 70 | 2030-08 | 25528.03 | 3383.28 | 22144.75 | 1189776.71 |
| 71 | 2030-09 | 25528.03 | 3321.46 | 22206.57 | 1167570.14 |
| 72 | 2030-10 | 25528.03 | 3259.47 | 22268.57 | 1145301.57 |
| 73 | 2030-11 | 25528.03 | 3197.30 | 22330.73 | 1122970.84 |
| 74 | 2030-12 | 25528.03 | 3134.96 | 22393.07 | 1100577.77 |
| 75 | 2031-01 | 25528.03 | 3072.45 | 22455.59 | 1078122.18 |
| 76 | 2031-02 | 25528.03 | 3009.76 | 22518.27 | 1055603.91 |
| 77 | 2031-03 | 25528.03 | 2946.89 | 22581.14 | 1033022.77 |
| 78 | 2031-04 | 25528.03 | 2883.86 | 22644.18 | 1010378.59 |
| 79 | 2031-05 | 25528.03 | 2820.64 | 22707.39 | 987671.20 |
| 80 | 2031-06 | 25528.03 | 2757.25 | 22770.78 | 964900.42 |
| 81 | 2031-07 | 25528.03 | 2693.68 | 22834.35 | 942066.07 |
| 82 | 2031-08 | 25528.03 | 2629.93 | 22898.10 | 919167.97 |
| 83 | 2031-09 | 25528.03 | 2566.01 | 22962.02 | 896205.95 |
| 84 | 2031-10 | 25528.03 | 2501.91 | 23026.12 | 873179.82 |
| 85 | 2031-11 | 25528.03 | 2437.63 | 23090.41 | 850089.42 |
| 86 | 2031-12 | 25528.03 | 2373.17 | 23154.87 | 826934.55 |
| 87 | 2032-01 | 25528.03 | 2308.53 | 23219.51 | 803715.05 |
| 88 | 2032-02 | 25528.03 | 2243.70 | 23284.33 | 780430.72 |
| 89 | 2032-03 | 25528.03 | 2178.70 | 23349.33 | 757081.39 |
| 90 | 2032-04 | 25528.03 | 2113.52 | 23414.51 | 733666.88 |
| 91 | 2032-05 | 25528.03 | 2048.15 | 23479.88 | 710187.00 |
| 92 | 2032-06 | 25528.03 | 1982.61 | 23545.43 | 686641.57 |
| 93 | 2032-07 | 25528.03 | 1916.87 | 23611.16 | 663030.41 |
| 94 | 2032-08 | 25528.03 | 1850.96 | 23677.07 | 639353.34 |
| 95 | 2032-09 | 25528.03 | 1784.86 | 23743.17 | 615610.17 |
| 96 | 2032-10 | 25528.03 | 1718.58 | 23809.45 | 591800.72 |
| 97 | 2032-11 | 25528.03 | 1652.11 | 23875.92 | 567924.80 |
| 98 | 2032-12 | 25528.03 | 1585.46 | 23942.58 | 543982.22 |
| 99 | 2033-01 | 25528.03 | 1518.62 | 24009.42 | 519972.80 |
| 100 | 2033-02 | 25528.03 | 1451.59 | 24076.44 | 495896.36 |
| 101 | 2033-03 | 25528.03 | 1384.38 | 24143.65 | 471752.71 |
| 102 | 2033-04 | 25528.03 | 1316.98 | 24211.06 | 447541.65 |
| 103 | 2033-05 | 25528.03 | 1249.39 | 24278.64 | 423263.01 |
| 104 | 2033-06 | 25528.03 | 1181.61 | 24346.42 | 398916.58 |
| 105 | 2033-07 | 25528.03 | 1113.64 | 24414.39 | 374502.20 |
| 106 | 2033-08 | 25528.03 | 1045.49 | 24482.55 | 350019.65 |
| 107 | 2033-09 | 25528.03 | 977.14 | 24550.89 | 325468.75 |
| 108 | 2033-10 | 25528.03 | 908.60 | 24619.43 | 300849.32 |
| 109 | 2033-11 | 25528.03 | 839.87 | 24688.16 | 276161.16 |
| 110 | 2033-12 | 25528.03 | 770.95 | 24757.08 | 251404.08 |
| 111 | 2034-01 | 25528.03 | 701.84 | 24826.20 | 226577.88 |
| 112 | 2034-02 | 25528.03 | 632.53 | 24895.50 | 201682.38 |
| 113 | 2034-03 | 25528.03 | 563.03 | 24965.00 | 176717.38 |
| 114 | 2034-04 | 25528.03 | 493.34 | 25034.70 | 151682.68 |
| 115 | 2034-05 | 25528.03 | 423.45 | 25104.58 | 126578.10 |
| 116 | 2034-06 | 25528.03 | 353.36 | 25174.67 | 101403.43 |
| 117 | 2034-07 | 25528.03 | 283.08 | 25244.95 | 76158.48 |
| 118 | 2034-08 | 25528.03 | 212.61 | 25315.42 | 50843.06 |
| 119 | 2034-09 | 25528.03 | 141.94 | 25386.10 | 25456.96 |
| 120 | 2034-10 | 25528.03 | 71.07 | 25456.96 | 0.00 |
还款方式二：等额本金
贷款总额：260万
还款月数：10年
首月还款：28925元
每月递减：60.49元
利息总额：43.91万
本息合计：303.91万
节省利息：24234.68元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 28925.00 | 7258.33 | 21666.67 | 2578333.33 |
| 2 | 2024-12 | 28864.51 | 7197.85 | 21666.67 | 2556666.67 |
| 3 | 2025-01 | 28804.03 | 7137.36 | 21666.67 | 2535000.00 |
| 4 | 2025-02 | 28743.54 | 7076.88 | 21666.67 | 2513333.33 |
| 5 | 2025-03 | 28683.06 | 7016.39 | 21666.67 | 2491666.67 |
| 6 | 2025-04 | 28622.57 | 6955.90 | 21666.67 | 2470000.00 |
| 7 | 2025-05 | 28562.08 | 6895.42 | 21666.67 | 2448333.33 |
| 8 | 2025-06 | 28501.60 | 6834.93 | 21666.67 | 2426666.67 |
| 9 | 2025-07 | 28441.11 | 6774.44 | 21666.67 | 2405000.00 |
| 10 | 2025-08 | 28380.63 | 6713.96 | 21666.67 | 2383333.33 |
| 11 | 2025-09 | 28320.14 | 6653.47 | 21666.67 | 2361666.67 |
| 12 | 2025-10 | 28259.65 | 6592.99 | 21666.67 | 2340000.00 |
| 13 | 2025-11 | 28199.17 | 6532.50 | 21666.67 | 2318333.33 |
| 14 | 2025-12 | 28138.68 | 6472.01 | 21666.67 | 2296666.67 |
| 15 | 2026-01 | 28078.19 | 6411.53 | 21666.67 | 2275000.00 |
| 16 | 2026-02 | 28017.71 | 6351.04 | 21666.67 | 2253333.33 |
| 17 | 2026-03 | 27957.22 | 6290.56 | 21666.67 | 2231666.67 |
| 18 | 2026-04 | 27896.74 | 6230.07 | 21666.67 | 2210000.00 |
| 19 | 2026-05 | 27836.25 | 6169.58 | 21666.67 | 2188333.33 |
| 20 | 2026-06 | 27775.76 | 6109.10 | 21666.67 | 2166666.67 |
| 21 | 2026-07 | 27715.28 | 6048.61 | 21666.67 | 2145000.00 |
| 22 | 2026-08 | 27654.79 | 5988.13 | 21666.67 | 2123333.33 |
| 23 | 2026-09 | 27594.31 | 5927.64 | 21666.67 | 2101666.67 |
| 24 | 2026-10 | 27533.82 | 5867.15 | 21666.67 | 2080000.00 |
| 25 | 2026-11 | 27473.33 | 5806.67 | 21666.67 | 2058333.33 |
| 26 | 2026-12 | 27412.85 | 5746.18 | 21666.67 | 2036666.67 |
| 27 | 2027-01 | 27352.36 | 5685.69 | 21666.67 | 2015000.00 |
| 28 | 2027-02 | 27291.88 | 5625.21 | 21666.67 | 1993333.33 |
| 29 | 2027-03 | 27231.39 | 5564.72 | 21666.67 | 1971666.67 |
| 30 | 2027-04 | 27170.90 | 5504.24 | 21666.67 | 1950000.00 |
| 31 | 2027-05 | 27110.42 | 5443.75 | 21666.67 | 1928333.33 |
| 32 | 2027-06 | 27049.93 | 5383.26 | 21666.67 | 1906666.67 |
| 33 | 2027-07 | 26989.44 | 5322.78 | 21666.67 | 1885000.00 |
| 34 | 2027-08 | 26928.96 | 5262.29 | 21666.67 | 1863333.33 |
| 35 | 2027-09 | 26868.47 | 5201.81 | 21666.67 | 1841666.67 |
| 36 | 2027-10 | 26807.99 | 5141.32 | 21666.67 | 1820000.00 |
| 37 | 2027-11 | 26747.50 | 5080.83 | 21666.67 | 1798333.33 |
| 38 | 2027-12 | 26687.01 | 5020.35 | 21666.67 | 1776666.67 |
| 39 | 2028-01 | 26626.53 | 4959.86 | 21666.67 | 1755000.00 |
| 40 | 2028-02 | 26566.04 | 4899.38 | 21666.67 | 1733333.33 |
| 41 | 2028-03 | 26505.56 | 4838.89 | 21666.67 | 1711666.67 |
| 42 | 2028-04 | 26445.07 | 4778.40 | 21666.67 | 1690000.00 |
| 43 | 2028-05 | 26384.58 | 4717.92 | 21666.67 | 1668333.33 |
| 44 | 2028-06 | 26324.10 | 4657.43 | 21666.67 | 1646666.67 |
| 45 | 2028-07 | 26263.61 | 4596.94 | 21666.67 | 1625000.00 |
| 46 | 2028-08 | 26203.13 | 4536.46 | 21666.67 | 1603333.33 |
| 47 | 2028-09 | 26142.64 | 4475.97 | 21666.67 | 1581666.67 |
| 48 | 2028-10 | 26082.15 | 4415.49 | 21666.67 | 1560000.00 |
| 49 | 2028-11 | 26021.67 | 4355.00 | 21666.67 | 1538333.33 |
| 50 | 2028-12 | 25961.18 | 4294.51 | 21666.67 | 1516666.67 |
| 51 | 2029-01 | 25900.69 | 4234.03 | 21666.67 | 1495000.00 |
| 52 | 2029-02 | 25840.21 | 4173.54 | 21666.67 | 1473333.33 |
| 53 | 2029-03 | 25779.72 | 4113.06 | 21666.67 | 1451666.67 |
| 54 | 2029-04 | 25719.24 | 4052.57 | 21666.67 | 1430000.00 |
| 55 | 2029-05 | 25658.75 | 3992.08 | 21666.67 | 1408333.33 |
| 56 | 2029-06 | 25598.26 | 3931.60 | 21666.67 | 1386666.67 |
| 57 | 2029-07 | 25537.78 | 3871.11 | 21666.67 | 1365000.00 |
| 58 | 2029-08 | 25477.29 | 3810.63 | 21666.67 | 1343333.33 |
| 59 | 2029-09 | 25416.81 | 3750.14 | 21666.67 | 1321666.67 |
| 60 | 2029-10 | 25356.32 | 3689.65 | 21666.67 | 1300000.00 |
| 61 | 2029-11 | 25295.83 | 3629.17 | 21666.67 | 1278333.33 |
| 62 | 2029-12 | 25235.35 | 3568.68 | 21666.67 | 1256666.67 |
| 63 | 2030-01 | 25174.86 | 3508.19 | 21666.67 | 1235000.00 |
| 64 | 2030-02 | 25114.38 | 3447.71 | 21666.67 | 1213333.33 |
| 65 | 2030-03 | 25053.89 | 3387.22 | 21666.67 | 1191666.67 |
| 66 | 2030-04 | 24993.40 | 3326.74 | 21666.67 | 1170000.00 |
| 67 | 2030-05 | 24932.92 | 3266.25 | 21666.67 | 1148333.33 |
| 68 | 2030-06 | 24872.43 | 3205.76 | 21666.67 | 1126666.67 |
| 69 | 2030-07 | 24811.94 | 3145.28 | 21666.67 | 1105000.00 |
| 70 | 2030-08 | 24751.46 | 3084.79 | 21666.67 | 1083333.33 |
| 71 | 2030-09 | 24690.97 | 3024.31 | 21666.67 | 1061666.67 |
| 72 | 2030-10 | 24630.49 | 2963.82 | 21666.67 | 1040000.00 |
| 73 | 2030-11 | 24570.00 | 2903.33 | 21666.67 | 1018333.33 |
| 74 | 2030-12 | 24509.51 | 2842.85 | 21666.67 | 996666.67 |
| 75 | 2031-01 | 24449.03 | 2782.36 | 21666.67 | 975000.00 |
| 76 | 2031-02 | 24388.54 | 2721.88 | 21666.67 | 953333.33 |
| 77 | 2031-03 | 24328.06 | 2661.39 | 21666.67 | 931666.67 |
| 78 | 2031-04 | 24267.57 | 2600.90 | 21666.67 | 910000.00 |
| 79 | 2031-05 | 24207.08 | 2540.42 | 21666.67 | 888333.33 |
| 80 | 2031-06 | 24146.60 | 2479.93 | 21666.67 | 866666.67 |
| 81 | 2031-07 | 24086.11 | 2419.44 | 21666.67 | 845000.00 |
| 82 | 2031-08 | 24025.63 | 2358.96 | 21666.67 | 823333.33 |
| 83 | 2031-09 | 23965.14 | 2298.47 | 21666.67 | 801666.67 |
| 84 | 2031-10 | 23904.65 | 2237.99 | 21666.67 | 780000.00 |
| 85 | 2031-11 | 23844.17 | 2177.50 | 21666.67 | 758333.33 |
| 86 | 2031-12 | 23783.68 | 2117.01 | 21666.67 | 736666.67 |
| 87 | 2032-01 | 23723.19 | 2056.53 | 21666.67 | 715000.00 |
| 88 | 2032-02 | 23662.71 | 1996.04 | 21666.67 | 693333.33 |
| 89 | 2032-03 | 23602.22 | 1935.56 | 21666.67 | 671666.67 |
| 90 | 2032-04 | 23541.74 | 1875.07 | 21666.67 | 650000.00 |
| 91 | 2032-05 | 23481.25 | 1814.58 | 21666.67 | 628333.33 |
| 92 | 2032-06 | 23420.76 | 1754.10 | 21666.67 | 606666.67 |
| 93 | 2032-07 | 23360.28 | 1693.61 | 21666.67 | 585000.00 |
| 94 | 2032-08 | 23299.79 | 1633.13 | 21666.67 | 563333.33 |
| 95 | 2032-09 | 23239.31 | 1572.64 | 21666.67 | 541666.67 |
| 96 | 2032-10 | 23178.82 | 1512.15 | 21666.67 | 520000.00 |
| 97 | 2032-11 | 23118.33 | 1451.67 | 21666.67 | 498333.33 |
| 98 | 2032-12 | 23057.85 | 1391.18 | 21666.67 | 476666.67 |
| 99 | 2033-01 | 22997.36 | 1330.69 | 21666.67 | 455000.00 |
| 100 | 2033-02 | 22936.88 | 1270.21 | 21666.67 | 433333.33 |
| 101 | 2033-03 | 22876.39 | 1209.72 | 21666.67 | 411666.67 |
| 102 | 2033-04 | 22815.90 | 1149.24 | 21666.67 | 390000.00 |
| 103 | 2033-05 | 22755.42 | 1088.75 | 21666.67 | 368333.33 |
| 104 | 2033-06 | 22694.93 | 1028.26 | 21666.67 | 346666.67 |
| 105 | 2033-07 | 22634.44 | 967.78 | 21666.67 | 325000.00 |
| 106 | 2033-08 | 22573.96 | 907.29 | 21666.67 | 303333.33 |
| 107 | 2033-09 | 22513.47 | 846.81 | 21666.67 | 281666.67 |
| 108 | 2033-10 | 22452.99 | 786.32 | 21666.67 | 260000.00 |
| 109 | 2033-11 | 22392.50 | 725.83 | 21666.67 | 238333.33 |
| 110 | 2033-12 | 22332.01 | 665.35 | 21666.67 | 216666.67 |
| 111 | 2034-01 | 22271.53 | 604.86 | 21666.67 | 195000.00 |
| 112 | 2034-02 | 22211.04 | 544.38 | 21666.67 | 173333.33 |
| 113 | 2034-03 | 22150.56 | 483.89 | 21666.67 | 151666.67 |
| 114 | 2034-04 | 22090.07 | 423.40 | 21666.67 | 130000.00 |
| 115 | 2034-05 | 22029.58 | 362.92 | 21666.67 | 108333.33 |
| 116 | 2034-06 | 21969.10 | 302.43 | 21666.67 | 86666.67 |
| 117 | 2034-07 | 21908.61 | 241.94 | 21666.67 | 65000.00 |
| 118 | 2034-08 | 21848.13 | 181.46 | 21666.67 | 43333.33 |
| 119 | 2034-09 | 21787.64 | 120.97 | 21666.67 | 21666.67 |
| 120 | 2034-10 | 21727.15 | 60.49 | 21666.67 | 0.00 |
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采用2025年11月30日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年11月30日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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