贷款318万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：318万
还款月数：10年
每月还款：30632.98元
利息总额：49.6万
本息合计：367.6万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 30632.98 | 7817.50 | 22815.48 | 3157184.52 |
| 2 | 2024-12 | 30632.98 | 7761.41 | 22871.56 | 3134312.96 |
| 3 | 2025-01 | 30632.98 | 7705.19 | 22927.79 | 3111385.17 |
| 4 | 2025-02 | 30632.98 | 7648.82 | 22984.15 | 3088401.01 |
| 5 | 2025-03 | 30632.98 | 7592.32 | 23040.66 | 3065360.35 |
| 6 | 2025-04 | 30632.98 | 7535.68 | 23097.30 | 3042263.06 |
| 7 | 2025-05 | 30632.98 | 7478.90 | 23154.08 | 3019108.98 |
| 8 | 2025-06 | 30632.98 | 7421.98 | 23211.00 | 2995897.97 |
| 9 | 2025-07 | 30632.98 | 7364.92 | 23268.06 | 2972629.91 |
| 10 | 2025-08 | 30632.98 | 7307.72 | 23325.26 | 2949304.65 |
| 11 | 2025-09 | 30632.98 | 7250.37 | 23382.60 | 2925922.05 |
| 12 | 2025-10 | 30632.98 | 7192.89 | 23440.09 | 2902481.96 |
| 13 | 2025-11 | 30632.98 | 7135.27 | 23497.71 | 2878984.26 |
| 14 | 2025-12 | 30632.98 | 7077.50 | 23555.47 | 2855428.78 |
| 15 | 2026-01 | 30632.98 | 7019.60 | 23613.38 | 2831815.40 |
| 16 | 2026-02 | 30632.98 | 6961.55 | 23671.43 | 2808143.97 |
| 17 | 2026-03 | 30632.98 | 6903.35 | 23729.62 | 2784414.35 |
| 18 | 2026-04 | 30632.98 | 6845.02 | 23787.96 | 2760626.39 |
| 19 | 2026-05 | 30632.98 | 6786.54 | 23846.44 | 2736779.95 |
| 20 | 2026-06 | 30632.98 | 6727.92 | 23905.06 | 2712874.89 |
| 21 | 2026-07 | 30632.98 | 6669.15 | 23963.83 | 2688911.07 |
| 22 | 2026-08 | 30632.98 | 6610.24 | 24022.74 | 2664888.33 |
| 23 | 2026-09 | 30632.98 | 6551.18 | 24081.79 | 2640806.54 |
| 24 | 2026-10 | 30632.98 | 6491.98 | 24140.99 | 2616665.54 |
| 25 | 2026-11 | 30632.98 | 6432.64 | 24200.34 | 2592465.20 |
| 26 | 2026-12 | 30632.98 | 6373.14 | 24259.83 | 2568205.37 |
| 27 | 2027-01 | 30632.98 | 6313.50 | 24319.47 | 2543885.90 |
| 28 | 2027-02 | 30632.98 | 6253.72 | 24379.26 | 2519506.64 |
| 29 | 2027-03 | 30632.98 | 6193.79 | 24439.19 | 2495067.45 |
| 30 | 2027-04 | 30632.98 | 6133.71 | 24499.27 | 2470568.18 |
| 31 | 2027-05 | 30632.98 | 6073.48 | 24559.50 | 2446008.68 |
| 32 | 2027-06 | 30632.98 | 6013.10 | 24619.87 | 2421388.81 |
| 33 | 2027-07 | 30632.98 | 5952.58 | 24680.40 | 2396708.42 |
| 34 | 2027-08 | 30632.98 | 5891.91 | 24741.07 | 2371967.35 |
| 35 | 2027-09 | 30632.98 | 5831.09 | 24801.89 | 2347165.46 |
| 36 | 2027-10 | 30632.98 | 5770.12 | 24862.86 | 2322302.59 |
| 37 | 2027-11 | 30632.98 | 5708.99 | 24923.98 | 2297378.61 |
| 38 | 2027-12 | 30632.98 | 5647.72 | 24985.25 | 2272393.36 |
| 39 | 2028-01 | 30632.98 | 5586.30 | 25046.68 | 2247346.68 |
| 40 | 2028-02 | 30632.98 | 5524.73 | 25108.25 | 2222238.43 |
| 41 | 2028-03 | 30632.98 | 5463.00 | 25169.97 | 2197068.46 |
| 42 | 2028-04 | 30632.98 | 5401.13 | 25231.85 | 2171836.61 |
| 43 | 2028-05 | 30632.98 | 5339.10 | 25293.88 | 2146542.73 |
| 44 | 2028-06 | 30632.98 | 5276.92 | 25356.06 | 2121186.67 |
| 45 | 2028-07 | 30632.98 | 5214.58 | 25418.39 | 2095768.28 |
| 46 | 2028-08 | 30632.98 | 5152.10 | 25480.88 | 2070287.40 |
| 47 | 2028-09 | 30632.98 | 5089.46 | 25543.52 | 2044743.88 |
| 48 | 2028-10 | 30632.98 | 5026.66 | 25606.31 | 2019137.56 |
| 49 | 2028-11 | 30632.98 | 4963.71 | 25669.26 | 1993468.30 |
| 50 | 2028-12 | 30632.98 | 4900.61 | 25732.37 | 1967735.93 |
| 51 | 2029-01 | 30632.98 | 4837.35 | 25795.63 | 1941940.30 |
| 52 | 2029-02 | 30632.98 | 4773.94 | 25859.04 | 1916081.26 |
| 53 | 2029-03 | 30632.98 | 4710.37 | 25922.61 | 1890158.65 |
| 54 | 2029-04 | 30632.98 | 4646.64 | 25986.34 | 1864172.32 |
| 55 | 2029-05 | 30632.98 | 4582.76 | 26050.22 | 1838122.10 |
| 56 | 2029-06 | 30632.98 | 4518.72 | 26114.26 | 1812007.84 |
| 57 | 2029-07 | 30632.98 | 4454.52 | 26178.46 | 1785829.38 |
| 58 | 2029-08 | 30632.98 | 4390.16 | 26242.81 | 1759586.57 |
| 59 | 2029-09 | 30632.98 | 4325.65 | 26307.33 | 1733279.24 |
| 60 | 2029-10 | 30632.98 | 4260.98 | 26372.00 | 1706907.24 |
| 61 | 2029-11 | 30632.98 | 4196.15 | 26436.83 | 1680470.41 |
| 62 | 2029-12 | 30632.98 | 4131.16 | 26501.82 | 1653968.59 |
| 63 | 2030-01 | 30632.98 | 4066.01 | 26566.97 | 1627401.62 |
| 64 | 2030-02 | 30632.98 | 4000.70 | 26632.28 | 1600769.34 |
| 65 | 2030-03 | 30632.98 | 3935.22 | 26697.75 | 1574071.59 |
| 66 | 2030-04 | 30632.98 | 3869.59 | 26763.38 | 1547308.20 |
| 67 | 2030-05 | 30632.98 | 3803.80 | 26829.18 | 1520479.03 |
| 68 | 2030-06 | 30632.98 | 3737.84 | 26895.13 | 1493583.89 |
| 69 | 2030-07 | 30632.98 | 3671.73 | 26961.25 | 1466622.64 |
| 70 | 2030-08 | 30632.98 | 3605.45 | 27027.53 | 1439595.11 |
| 71 | 2030-09 | 30632.98 | 3539.00 | 27093.97 | 1412501.14 |
| 72 | 2030-10 | 30632.98 | 3472.40 | 27160.58 | 1385340.56 |
| 73 | 2030-11 | 30632.98 | 3405.63 | 27227.35 | 1358113.22 |
| 74 | 2030-12 | 30632.98 | 3338.69 | 27294.28 | 1330818.93 |
| 75 | 2031-01 | 30632.98 | 3271.60 | 27361.38 | 1303457.55 |
| 76 | 2031-02 | 30632.98 | 3204.33 | 27428.64 | 1276028.91 |
| 77 | 2031-03 | 30632.98 | 3136.90 | 27496.07 | 1248532.84 |
| 78 | 2031-04 | 30632.98 | 3069.31 | 27563.67 | 1220969.17 |
| 79 | 2031-05 | 30632.98 | 3001.55 | 27631.43 | 1193337.74 |
| 80 | 2031-06 | 30632.98 | 2933.62 | 27699.35 | 1165638.39 |
| 81 | 2031-07 | 30632.98 | 2865.53 | 27767.45 | 1137870.94 |
| 82 | 2031-08 | 30632.98 | 2797.27 | 27835.71 | 1110035.23 |
| 83 | 2031-09 | 30632.98 | 2728.84 | 27904.14 | 1082131.09 |
| 84 | 2031-10 | 30632.98 | 2660.24 | 27972.74 | 1054158.35 |
| 85 | 2031-11 | 30632.98 | 2591.47 | 28041.50 | 1026116.85 |
| 86 | 2031-12 | 30632.98 | 2522.54 | 28110.44 | 998006.41 |
| 87 | 2032-01 | 30632.98 | 2453.43 | 28179.54 | 969826.86 |
| 88 | 2032-02 | 30632.98 | 2384.16 | 28248.82 | 941578.04 |
| 89 | 2032-03 | 30632.98 | 2314.71 | 28318.26 | 913259.78 |
| 90 | 2032-04 | 30632.98 | 2245.10 | 28387.88 | 884871.90 |
| 91 | 2032-05 | 30632.98 | 2175.31 | 28457.67 | 856414.23 |
| 92 | 2032-06 | 30632.98 | 2105.35 | 28527.63 | 827886.61 |
| 93 | 2032-07 | 30632.98 | 2035.22 | 28597.76 | 799288.85 |
| 94 | 2032-08 | 30632.98 | 1964.92 | 28668.06 | 770620.79 |
| 95 | 2032-09 | 30632.98 | 1894.44 | 28738.53 | 741882.26 |
| 96 | 2032-10 | 30632.98 | 1823.79 | 28809.18 | 713073.08 |
| 97 | 2032-11 | 30632.98 | 1752.97 | 28880.01 | 684193.07 |
| 98 | 2032-12 | 30632.98 | 1681.97 | 28951.00 | 655242.07 |
| 99 | 2033-01 | 30632.98 | 1610.80 | 29022.17 | 626219.89 |
| 100 | 2033-02 | 30632.98 | 1539.46 | 29093.52 | 597126.38 |
| 101 | 2033-03 | 30632.98 | 1467.94 | 29165.04 | 567961.33 |
| 102 | 2033-04 | 30632.98 | 1396.24 | 29236.74 | 538724.60 |
| 103 | 2033-05 | 30632.98 | 1324.36 | 29308.61 | 509415.98 |
| 104 | 2033-06 | 30632.98 | 1252.31 | 29380.66 | 480035.32 |
| 105 | 2033-07 | 30632.98 | 1180.09 | 29452.89 | 450582.43 |
| 106 | 2033-08 | 30632.98 | 1107.68 | 29525.30 | 421057.14 |
| 107 | 2033-09 | 30632.98 | 1035.10 | 29597.88 | 391459.26 |
| 108 | 2033-10 | 30632.98 | 962.34 | 29670.64 | 361788.62 |
| 109 | 2033-11 | 30632.98 | 889.40 | 29743.58 | 332045.04 |
| 110 | 2033-12 | 30632.98 | 816.28 | 29816.70 | 302228.34 |
| 111 | 2034-01 | 30632.98 | 742.98 | 29890.00 | 272338.34 |
| 112 | 2034-02 | 30632.98 | 669.50 | 29963.48 | 242374.86 |
| 113 | 2034-03 | 30632.98 | 595.84 | 30037.14 | 212337.72 |
| 114 | 2034-04 | 30632.98 | 522.00 | 30110.98 | 182226.74 |
| 115 | 2034-05 | 30632.98 | 447.97 | 30185.00 | 152041.74 |
| 116 | 2034-06 | 30632.98 | 373.77 | 30259.21 | 121782.53 |
| 117 | 2034-07 | 30632.98 | 299.38 | 30333.59 | 91448.94 |
| 118 | 2034-08 | 30632.98 | 224.81 | 30408.16 | 61040.77 |
| 119 | 2034-09 | 30632.98 | 150.06 | 30482.92 | 30557.86 |
| 120 | 2034-10 | 30632.98 | 75.12 | 30557.86 | 0.00 |
还款方式二：等额本金
贷款总额：318万
还款月数：10年
首月还款：34317.5元
每月递减：65.15元
利息总额：47.3万
本息合计：365.3万
节省利息：22998.47元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 34317.50 | 7817.50 | 26500.00 | 3153500.00 |
| 2 | 2024-12 | 34252.35 | 7752.35 | 26500.00 | 3127000.00 |
| 3 | 2025-01 | 34187.21 | 7687.21 | 26500.00 | 3100500.00 |
| 4 | 2025-02 | 34122.06 | 7622.06 | 26500.00 | 3074000.00 |
| 5 | 2025-03 | 34056.92 | 7556.92 | 26500.00 | 3047500.00 |
| 6 | 2025-04 | 33991.77 | 7491.77 | 26500.00 | 3021000.00 |
| 7 | 2025-05 | 33926.63 | 7426.63 | 26500.00 | 2994500.00 |
| 8 | 2025-06 | 33861.48 | 7361.48 | 26500.00 | 2968000.00 |
| 9 | 2025-07 | 33796.33 | 7296.33 | 26500.00 | 2941500.00 |
| 10 | 2025-08 | 33731.19 | 7231.19 | 26500.00 | 2915000.00 |
| 11 | 2025-09 | 33666.04 | 7166.04 | 26500.00 | 2888500.00 |
| 12 | 2025-10 | 33600.90 | 7100.90 | 26500.00 | 2862000.00 |
| 13 | 2025-11 | 33535.75 | 7035.75 | 26500.00 | 2835500.00 |
| 14 | 2025-12 | 33470.60 | 6970.60 | 26500.00 | 2809000.00 |
| 15 | 2026-01 | 33405.46 | 6905.46 | 26500.00 | 2782500.00 |
| 16 | 2026-02 | 33340.31 | 6840.31 | 26500.00 | 2756000.00 |
| 17 | 2026-03 | 33275.17 | 6775.17 | 26500.00 | 2729500.00 |
| 18 | 2026-04 | 33210.02 | 6710.02 | 26500.00 | 2703000.00 |
| 19 | 2026-05 | 33144.88 | 6644.88 | 26500.00 | 2676500.00 |
| 20 | 2026-06 | 33079.73 | 6579.73 | 26500.00 | 2650000.00 |
| 21 | 2026-07 | 33014.58 | 6514.58 | 26500.00 | 2623500.00 |
| 22 | 2026-08 | 32949.44 | 6449.44 | 26500.00 | 2597000.00 |
| 23 | 2026-09 | 32884.29 | 6384.29 | 26500.00 | 2570500.00 |
| 24 | 2026-10 | 32819.15 | 6319.15 | 26500.00 | 2544000.00 |
| 25 | 2026-11 | 32754.00 | 6254.00 | 26500.00 | 2517500.00 |
| 26 | 2026-12 | 32688.85 | 6188.85 | 26500.00 | 2491000.00 |
| 27 | 2027-01 | 32623.71 | 6123.71 | 26500.00 | 2464500.00 |
| 28 | 2027-02 | 32558.56 | 6058.56 | 26500.00 | 2438000.00 |
| 29 | 2027-03 | 32493.42 | 5993.42 | 26500.00 | 2411500.00 |
| 30 | 2027-04 | 32428.27 | 5928.27 | 26500.00 | 2385000.00 |
| 31 | 2027-05 | 32363.13 | 5863.13 | 26500.00 | 2358500.00 |
| 32 | 2027-06 | 32297.98 | 5797.98 | 26500.00 | 2332000.00 |
| 33 | 2027-07 | 32232.83 | 5732.83 | 26500.00 | 2305500.00 |
| 34 | 2027-08 | 32167.69 | 5667.69 | 26500.00 | 2279000.00 |
| 35 | 2027-09 | 32102.54 | 5602.54 | 26500.00 | 2252500.00 |
| 36 | 2027-10 | 32037.40 | 5537.40 | 26500.00 | 2226000.00 |
| 37 | 2027-11 | 31972.25 | 5472.25 | 26500.00 | 2199500.00 |
| 38 | 2027-12 | 31907.10 | 5407.10 | 26500.00 | 2173000.00 |
| 39 | 2028-01 | 31841.96 | 5341.96 | 26500.00 | 2146500.00 |
| 40 | 2028-02 | 31776.81 | 5276.81 | 26500.00 | 2120000.00 |
| 41 | 2028-03 | 31711.67 | 5211.67 | 26500.00 | 2093500.00 |
| 42 | 2028-04 | 31646.52 | 5146.52 | 26500.00 | 2067000.00 |
| 43 | 2028-05 | 31581.38 | 5081.38 | 26500.00 | 2040500.00 |
| 44 | 2028-06 | 31516.23 | 5016.23 | 26500.00 | 2014000.00 |
| 45 | 2028-07 | 31451.08 | 4951.08 | 26500.00 | 1987500.00 |
| 46 | 2028-08 | 31385.94 | 4885.94 | 26500.00 | 1961000.00 |
| 47 | 2028-09 | 31320.79 | 4820.79 | 26500.00 | 1934500.00 |
| 48 | 2028-10 | 31255.65 | 4755.65 | 26500.00 | 1908000.00 |
| 49 | 2028-11 | 31190.50 | 4690.50 | 26500.00 | 1881500.00 |
| 50 | 2028-12 | 31125.35 | 4625.35 | 26500.00 | 1855000.00 |
| 51 | 2029-01 | 31060.21 | 4560.21 | 26500.00 | 1828500.00 |
| 52 | 2029-02 | 30995.06 | 4495.06 | 26500.00 | 1802000.00 |
| 53 | 2029-03 | 30929.92 | 4429.92 | 26500.00 | 1775500.00 |
| 54 | 2029-04 | 30864.77 | 4364.77 | 26500.00 | 1749000.00 |
| 55 | 2029-05 | 30799.63 | 4299.63 | 26500.00 | 1722500.00 |
| 56 | 2029-06 | 30734.48 | 4234.48 | 26500.00 | 1696000.00 |
| 57 | 2029-07 | 30669.33 | 4169.33 | 26500.00 | 1669500.00 |
| 58 | 2029-08 | 30604.19 | 4104.19 | 26500.00 | 1643000.00 |
| 59 | 2029-09 | 30539.04 | 4039.04 | 26500.00 | 1616500.00 |
| 60 | 2029-10 | 30473.90 | 3973.90 | 26500.00 | 1590000.00 |
| 61 | 2029-11 | 30408.75 | 3908.75 | 26500.00 | 1563500.00 |
| 62 | 2029-12 | 30343.60 | 3843.60 | 26500.00 | 1537000.00 |
| 63 | 2030-01 | 30278.46 | 3778.46 | 26500.00 | 1510500.00 |
| 64 | 2030-02 | 30213.31 | 3713.31 | 26500.00 | 1484000.00 |
| 65 | 2030-03 | 30148.17 | 3648.17 | 26500.00 | 1457500.00 |
| 66 | 2030-04 | 30083.02 | 3583.02 | 26500.00 | 1431000.00 |
| 67 | 2030-05 | 30017.88 | 3517.88 | 26500.00 | 1404500.00 |
| 68 | 2030-06 | 29952.73 | 3452.73 | 26500.00 | 1378000.00 |
| 69 | 2030-07 | 29887.58 | 3387.58 | 26500.00 | 1351500.00 |
| 70 | 2030-08 | 29822.44 | 3322.44 | 26500.00 | 1325000.00 |
| 71 | 2030-09 | 29757.29 | 3257.29 | 26500.00 | 1298500.00 |
| 72 | 2030-10 | 29692.15 | 3192.15 | 26500.00 | 1272000.00 |
| 73 | 2030-11 | 29627.00 | 3127.00 | 26500.00 | 1245500.00 |
| 74 | 2030-12 | 29561.85 | 3061.85 | 26500.00 | 1219000.00 |
| 75 | 2031-01 | 29496.71 | 2996.71 | 26500.00 | 1192500.00 |
| 76 | 2031-02 | 29431.56 | 2931.56 | 26500.00 | 1166000.00 |
| 77 | 2031-03 | 29366.42 | 2866.42 | 26500.00 | 1139500.00 |
| 78 | 2031-04 | 29301.27 | 2801.27 | 26500.00 | 1113000.00 |
| 79 | 2031-05 | 29236.13 | 2736.13 | 26500.00 | 1086500.00 |
| 80 | 2031-06 | 29170.98 | 2670.98 | 26500.00 | 1060000.00 |
| 81 | 2031-07 | 29105.83 | 2605.83 | 26500.00 | 1033500.00 |
| 82 | 2031-08 | 29040.69 | 2540.69 | 26500.00 | 1007000.00 |
| 83 | 2031-09 | 28975.54 | 2475.54 | 26500.00 | 980500.00 |
| 84 | 2031-10 | 28910.40 | 2410.40 | 26500.00 | 954000.00 |
| 85 | 2031-11 | 28845.25 | 2345.25 | 26500.00 | 927500.00 |
| 86 | 2031-12 | 28780.10 | 2280.10 | 26500.00 | 901000.00 |
| 87 | 2032-01 | 28714.96 | 2214.96 | 26500.00 | 874500.00 |
| 88 | 2032-02 | 28649.81 | 2149.81 | 26500.00 | 848000.00 |
| 89 | 2032-03 | 28584.67 | 2084.67 | 26500.00 | 821500.00 |
| 90 | 2032-04 | 28519.52 | 2019.52 | 26500.00 | 795000.00 |
| 91 | 2032-05 | 28454.38 | 1954.38 | 26500.00 | 768500.00 |
| 92 | 2032-06 | 28389.23 | 1889.23 | 26500.00 | 742000.00 |
| 93 | 2032-07 | 28324.08 | 1824.08 | 26500.00 | 715500.00 |
| 94 | 2032-08 | 28258.94 | 1758.94 | 26500.00 | 689000.00 |
| 95 | 2032-09 | 28193.79 | 1693.79 | 26500.00 | 662500.00 |
| 96 | 2032-10 | 28128.65 | 1628.65 | 26500.00 | 636000.00 |
| 97 | 2032-11 | 28063.50 | 1563.50 | 26500.00 | 609500.00 |
| 98 | 2032-12 | 27998.35 | 1498.35 | 26500.00 | 583000.00 |
| 99 | 2033-01 | 27933.21 | 1433.21 | 26500.00 | 556500.00 |
| 100 | 2033-02 | 27868.06 | 1368.06 | 26500.00 | 530000.00 |
| 101 | 2033-03 | 27802.92 | 1302.92 | 26500.00 | 503500.00 |
| 102 | 2033-04 | 27737.77 | 1237.77 | 26500.00 | 477000.00 |
| 103 | 2033-05 | 27672.63 | 1172.63 | 26500.00 | 450500.00 |
| 104 | 2033-06 | 27607.48 | 1107.48 | 26500.00 | 424000.00 |
| 105 | 2033-07 | 27542.33 | 1042.33 | 26500.00 | 397500.00 |
| 106 | 2033-08 | 27477.19 | 977.19 | 26500.00 | 371000.00 |
| 107 | 2033-09 | 27412.04 | 912.04 | 26500.00 | 344500.00 |
| 108 | 2033-10 | 27346.90 | 846.90 | 26500.00 | 318000.00 |
| 109 | 2033-11 | 27281.75 | 781.75 | 26500.00 | 291500.00 |
| 110 | 2033-12 | 27216.60 | 716.60 | 26500.00 | 265000.00 |
| 111 | 2034-01 | 27151.46 | 651.46 | 26500.00 | 238500.00 |
| 112 | 2034-02 | 27086.31 | 586.31 | 26500.00 | 212000.00 |
| 113 | 2034-03 | 27021.17 | 521.17 | 26500.00 | 185500.00 |
| 114 | 2034-04 | 26956.02 | 456.02 | 26500.00 | 159000.00 |
| 115 | 2034-05 | 26890.88 | 390.88 | 26500.00 | 132500.00 |
| 116 | 2034-06 | 26825.73 | 325.73 | 26500.00 | 106000.00 |
| 117 | 2034-07 | 26760.58 | 260.58 | 26500.00 | 79500.00 |
| 118 | 2034-08 | 26695.44 | 195.44 | 26500.00 | 53000.00 |
| 119 | 2034-09 | 26630.29 | 130.29 | 26500.00 | 26500.00 |
| 120 | 2034-10 | 26565.15 | 65.15 | 26500.00 | 0.00 |
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采用2025年11月30日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年11月30日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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