贷款163万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：163万
还款月数：10年
每月还款：15739.4元
利息总额：25.87万
本息合计：188.87万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 15739.40 | 4075.00 | 11664.40 | 1618335.60 |
| 2 | 2024-12 | 15739.40 | 4045.84 | 11693.56 | 1606642.04 |
| 3 | 2025-01 | 15739.40 | 4016.61 | 11722.80 | 1594919.24 |
| 4 | 2025-02 | 15739.40 | 3987.30 | 11752.10 | 1583167.14 |
| 5 | 2025-03 | 15739.40 | 3957.92 | 11781.48 | 1571385.65 |
| 6 | 2025-04 | 15739.40 | 3928.46 | 11810.94 | 1559574.72 |
| 7 | 2025-05 | 15739.40 | 3898.94 | 11840.46 | 1547734.25 |
| 8 | 2025-06 | 15739.40 | 3869.34 | 11870.07 | 1535864.19 |
| 9 | 2025-07 | 15739.40 | 3839.66 | 11899.74 | 1523964.44 |
| 10 | 2025-08 | 15739.40 | 3809.91 | 11929.49 | 1512034.95 |
| 11 | 2025-09 | 15739.40 | 3780.09 | 11959.31 | 1500075.64 |
| 12 | 2025-10 | 15739.40 | 3750.19 | 11989.21 | 1488086.43 |
| 13 | 2025-11 | 15739.40 | 3720.22 | 12019.19 | 1476067.24 |
| 14 | 2025-12 | 15739.40 | 3690.17 | 12049.23 | 1464018.01 |
| 15 | 2026-01 | 15739.40 | 3660.05 | 12079.36 | 1451938.65 |
| 16 | 2026-02 | 15739.40 | 3629.85 | 12109.55 | 1439829.10 |
| 17 | 2026-03 | 15739.40 | 3599.57 | 12139.83 | 1427689.27 |
| 18 | 2026-04 | 15739.40 | 3569.22 | 12170.18 | 1415519.09 |
| 19 | 2026-05 | 15739.40 | 3538.80 | 12200.60 | 1403318.49 |
| 20 | 2026-06 | 15739.40 | 3508.30 | 12231.11 | 1391087.38 |
| 21 | 2026-07 | 15739.40 | 3477.72 | 12261.68 | 1378825.70 |
| 22 | 2026-08 | 15739.40 | 3447.06 | 12292.34 | 1366533.36 |
| 23 | 2026-09 | 15739.40 | 3416.33 | 12323.07 | 1354210.29 |
| 24 | 2026-10 | 15739.40 | 3385.53 | 12353.88 | 1341856.42 |
| 25 | 2026-11 | 15739.40 | 3354.64 | 12384.76 | 1329471.66 |
| 26 | 2026-12 | 15739.40 | 3323.68 | 12415.72 | 1317055.94 |
| 27 | 2027-01 | 15739.40 | 3292.64 | 12446.76 | 1304609.17 |
| 28 | 2027-02 | 15739.40 | 3261.52 | 12477.88 | 1292131.30 |
| 29 | 2027-03 | 15739.40 | 3230.33 | 12509.07 | 1279622.22 |
| 30 | 2027-04 | 15739.40 | 3199.06 | 12540.35 | 1267081.88 |
| 31 | 2027-05 | 15739.40 | 3167.70 | 12571.70 | 1254510.18 |
| 32 | 2027-06 | 15739.40 | 3136.28 | 12603.13 | 1241907.05 |
| 33 | 2027-07 | 15739.40 | 3104.77 | 12634.63 | 1229272.42 |
| 34 | 2027-08 | 15739.40 | 3073.18 | 12666.22 | 1216606.20 |
| 35 | 2027-09 | 15739.40 | 3041.52 | 12697.89 | 1203908.31 |
| 36 | 2027-10 | 15739.40 | 3009.77 | 12729.63 | 1191178.68 |
| 37 | 2027-11 | 15739.40 | 2977.95 | 12761.45 | 1178417.23 |
| 38 | 2027-12 | 15739.40 | 2946.04 | 12793.36 | 1165623.87 |
| 39 | 2028-01 | 15739.40 | 2914.06 | 12825.34 | 1152798.53 |
| 40 | 2028-02 | 15739.40 | 2882.00 | 12857.41 | 1139941.12 |
| 41 | 2028-03 | 15739.40 | 2849.85 | 12889.55 | 1127051.58 |
| 42 | 2028-04 | 15739.40 | 2817.63 | 12921.77 | 1114129.80 |
| 43 | 2028-05 | 15739.40 | 2785.32 | 12954.08 | 1101175.73 |
| 44 | 2028-06 | 15739.40 | 2752.94 | 12986.46 | 1088189.26 |
| 45 | 2028-07 | 15739.40 | 2720.47 | 13018.93 | 1075170.34 |
| 46 | 2028-08 | 15739.40 | 2687.93 | 13051.48 | 1062118.86 |
| 47 | 2028-09 | 15739.40 | 2655.30 | 13084.10 | 1049034.76 |
| 48 | 2028-10 | 15739.40 | 2622.59 | 13116.81 | 1035917.94 |
| 49 | 2028-11 | 15739.40 | 2589.79 | 13149.61 | 1022768.34 |
| 50 | 2028-12 | 15739.40 | 2556.92 | 13182.48 | 1009585.85 |
| 51 | 2029-01 | 15739.40 | 2523.96 | 13215.44 | 996370.42 |
| 52 | 2029-02 | 15739.40 | 2490.93 | 13248.48 | 983121.94 |
| 53 | 2029-03 | 15739.40 | 2457.80 | 13281.60 | 969840.35 |
| 54 | 2029-04 | 15739.40 | 2424.60 | 13314.80 | 956525.55 |
| 55 | 2029-05 | 15739.40 | 2391.31 | 13348.09 | 943177.46 |
| 56 | 2029-06 | 15739.40 | 2357.94 | 13381.46 | 929796.00 |
| 57 | 2029-07 | 15739.40 | 2324.49 | 13414.91 | 916381.09 |
| 58 | 2029-08 | 15739.40 | 2290.95 | 13448.45 | 902932.64 |
| 59 | 2029-09 | 15739.40 | 2257.33 | 13482.07 | 889450.57 |
| 60 | 2029-10 | 15739.40 | 2223.63 | 13515.77 | 875934.80 |
| 61 | 2029-11 | 15739.40 | 2189.84 | 13549.56 | 862385.23 |
| 62 | 2029-12 | 15739.40 | 2155.96 | 13583.44 | 848801.79 |
| 63 | 2030-01 | 15739.40 | 2122.00 | 13617.40 | 835184.40 |
| 64 | 2030-02 | 15739.40 | 2087.96 | 13651.44 | 821532.96 |
| 65 | 2030-03 | 15739.40 | 2053.83 | 13685.57 | 807847.39 |
| 66 | 2030-04 | 15739.40 | 2019.62 | 13719.78 | 794127.60 |
| 67 | 2030-05 | 15739.40 | 1985.32 | 13754.08 | 780373.52 |
| 68 | 2030-06 | 15739.40 | 1950.93 | 13788.47 | 766585.05 |
| 69 | 2030-07 | 15739.40 | 1916.46 | 13822.94 | 752762.12 |
| 70 | 2030-08 | 15739.40 | 1881.91 | 13857.50 | 738904.62 |
| 71 | 2030-09 | 15739.40 | 1847.26 | 13892.14 | 725012.48 |
| 72 | 2030-10 | 15739.40 | 1812.53 | 13926.87 | 711085.61 |
| 73 | 2030-11 | 15739.40 | 1777.71 | 13961.69 | 697123.92 |
| 74 | 2030-12 | 15739.40 | 1742.81 | 13996.59 | 683127.33 |
| 75 | 2031-01 | 15739.40 | 1707.82 | 14031.58 | 669095.75 |
| 76 | 2031-02 | 15739.40 | 1672.74 | 14066.66 | 655029.08 |
| 77 | 2031-03 | 15739.40 | 1637.57 | 14101.83 | 640927.26 |
| 78 | 2031-04 | 15739.40 | 1602.32 | 14137.08 | 626790.17 |
| 79 | 2031-05 | 15739.40 | 1566.98 | 14172.43 | 612617.75 |
| 80 | 2031-06 | 15739.40 | 1531.54 | 14207.86 | 598409.89 |
| 81 | 2031-07 | 15739.40 | 1496.02 | 14243.38 | 584166.51 |
| 82 | 2031-08 | 15739.40 | 1460.42 | 14278.99 | 569887.53 |
| 83 | 2031-09 | 15739.40 | 1424.72 | 14314.68 | 555572.85 |
| 84 | 2031-10 | 15739.40 | 1388.93 | 14350.47 | 541222.38 |
| 85 | 2031-11 | 15739.40 | 1353.06 | 14386.35 | 526836.03 |
| 86 | 2031-12 | 15739.40 | 1317.09 | 14422.31 | 512413.72 |
| 87 | 2032-01 | 15739.40 | 1281.03 | 14458.37 | 497955.35 |
| 88 | 2032-02 | 15739.40 | 1244.89 | 14494.51 | 483460.84 |
| 89 | 2032-03 | 15739.40 | 1208.65 | 14530.75 | 468930.09 |
| 90 | 2032-04 | 15739.40 | 1172.33 | 14567.08 | 454363.01 |
| 91 | 2032-05 | 15739.40 | 1135.91 | 14603.49 | 439759.52 |
| 92 | 2032-06 | 15739.40 | 1099.40 | 14640.00 | 425119.52 |
| 93 | 2032-07 | 15739.40 | 1062.80 | 14676.60 | 410442.92 |
| 94 | 2032-08 | 15739.40 | 1026.11 | 14713.29 | 395729.62 |
| 95 | 2032-09 | 15739.40 | 989.32 | 14750.08 | 380979.54 |
| 96 | 2032-10 | 15739.40 | 952.45 | 14786.95 | 366192.59 |
| 97 | 2032-11 | 15739.40 | 915.48 | 14823.92 | 351368.67 |
| 98 | 2032-12 | 15739.40 | 878.42 | 14860.98 | 336507.69 |
| 99 | 2033-01 | 15739.40 | 841.27 | 14898.13 | 321609.56 |
| 100 | 2033-02 | 15739.40 | 804.02 | 14935.38 | 306674.18 |
| 101 | 2033-03 | 15739.40 | 766.69 | 14972.72 | 291701.47 |
| 102 | 2033-04 | 15739.40 | 729.25 | 15010.15 | 276691.32 |
| 103 | 2033-05 | 15739.40 | 691.73 | 15047.67 | 261643.65 |
| 104 | 2033-06 | 15739.40 | 654.11 | 15085.29 | 246558.35 |
| 105 | 2033-07 | 15739.40 | 616.40 | 15123.01 | 231435.35 |
| 106 | 2033-08 | 15739.40 | 578.59 | 15160.81 | 216274.53 |
| 107 | 2033-09 | 15739.40 | 540.69 | 15198.72 | 201075.82 |
| 108 | 2033-10 | 15739.40 | 502.69 | 15236.71 | 185839.11 |
| 109 | 2033-11 | 15739.40 | 464.60 | 15274.80 | 170564.30 |
| 110 | 2033-12 | 15739.40 | 426.41 | 15312.99 | 155251.31 |
| 111 | 2034-01 | 15739.40 | 388.13 | 15351.27 | 139900.04 |
| 112 | 2034-02 | 15739.40 | 349.75 | 15389.65 | 124510.39 |
| 113 | 2034-03 | 15739.40 | 311.28 | 15428.13 | 109082.26 |
| 114 | 2034-04 | 15739.40 | 272.71 | 15466.70 | 93615.57 |
| 115 | 2034-05 | 15739.40 | 234.04 | 15505.36 | 78110.21 |
| 116 | 2034-06 | 15739.40 | 195.28 | 15544.13 | 62566.08 |
| 117 | 2034-07 | 15739.40 | 156.42 | 15582.99 | 46983.09 |
| 118 | 2034-08 | 15739.40 | 117.46 | 15621.94 | 31361.15 |
| 119 | 2034-09 | 15739.40 | 78.40 | 15661.00 | 15700.15 |
| 120 | 2034-10 | 15739.40 | 39.25 | 15700.15 | 0.00 |
还款方式二：等额本金
贷款总额：163万
还款月数：10年
首月还款：17658.33元
每月递减：33.96元
利息总额：24.65万
本息合计：187.65万
节省利息：12190.67元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 17658.33 | 4075.00 | 13583.33 | 1616416.67 |
| 2 | 2024-12 | 17624.38 | 4041.04 | 13583.33 | 1602833.33 |
| 3 | 2025-01 | 17590.42 | 4007.08 | 13583.33 | 1589250.00 |
| 4 | 2025-02 | 17556.46 | 3973.13 | 13583.33 | 1575666.67 |
| 5 | 2025-03 | 17522.50 | 3939.17 | 13583.33 | 1562083.33 |
| 6 | 2025-04 | 17488.54 | 3905.21 | 13583.33 | 1548500.00 |
| 7 | 2025-05 | 17454.58 | 3871.25 | 13583.33 | 1534916.67 |
| 8 | 2025-06 | 17420.63 | 3837.29 | 13583.33 | 1521333.33 |
| 9 | 2025-07 | 17386.67 | 3803.33 | 13583.33 | 1507750.00 |
| 10 | 2025-08 | 17352.71 | 3769.38 | 13583.33 | 1494166.67 |
| 11 | 2025-09 | 17318.75 | 3735.42 | 13583.33 | 1480583.33 |
| 12 | 2025-10 | 17284.79 | 3701.46 | 13583.33 | 1467000.00 |
| 13 | 2025-11 | 17250.83 | 3667.50 | 13583.33 | 1453416.67 |
| 14 | 2025-12 | 17216.88 | 3633.54 | 13583.33 | 1439833.33 |
| 15 | 2026-01 | 17182.92 | 3599.58 | 13583.33 | 1426250.00 |
| 16 | 2026-02 | 17148.96 | 3565.63 | 13583.33 | 1412666.67 |
| 17 | 2026-03 | 17115.00 | 3531.67 | 13583.33 | 1399083.33 |
| 18 | 2026-04 | 17081.04 | 3497.71 | 13583.33 | 1385500.00 |
| 19 | 2026-05 | 17047.08 | 3463.75 | 13583.33 | 1371916.67 |
| 20 | 2026-06 | 17013.13 | 3429.79 | 13583.33 | 1358333.33 |
| 21 | 2026-07 | 16979.17 | 3395.83 | 13583.33 | 1344750.00 |
| 22 | 2026-08 | 16945.21 | 3361.88 | 13583.33 | 1331166.67 |
| 23 | 2026-09 | 16911.25 | 3327.92 | 13583.33 | 1317583.33 |
| 24 | 2026-10 | 16877.29 | 3293.96 | 13583.33 | 1304000.00 |
| 25 | 2026-11 | 16843.33 | 3260.00 | 13583.33 | 1290416.67 |
| 26 | 2026-12 | 16809.38 | 3226.04 | 13583.33 | 1276833.33 |
| 27 | 2027-01 | 16775.42 | 3192.08 | 13583.33 | 1263250.00 |
| 28 | 2027-02 | 16741.46 | 3158.13 | 13583.33 | 1249666.67 |
| 29 | 2027-03 | 16707.50 | 3124.17 | 13583.33 | 1236083.33 |
| 30 | 2027-04 | 16673.54 | 3090.21 | 13583.33 | 1222500.00 |
| 31 | 2027-05 | 16639.58 | 3056.25 | 13583.33 | 1208916.67 |
| 32 | 2027-06 | 16605.63 | 3022.29 | 13583.33 | 1195333.33 |
| 33 | 2027-07 | 16571.67 | 2988.33 | 13583.33 | 1181750.00 |
| 34 | 2027-08 | 16537.71 | 2954.38 | 13583.33 | 1168166.67 |
| 35 | 2027-09 | 16503.75 | 2920.42 | 13583.33 | 1154583.33 |
| 36 | 2027-10 | 16469.79 | 2886.46 | 13583.33 | 1141000.00 |
| 37 | 2027-11 | 16435.83 | 2852.50 | 13583.33 | 1127416.67 |
| 38 | 2027-12 | 16401.88 | 2818.54 | 13583.33 | 1113833.33 |
| 39 | 2028-01 | 16367.92 | 2784.58 | 13583.33 | 1100250.00 |
| 40 | 2028-02 | 16333.96 | 2750.63 | 13583.33 | 1086666.67 |
| 41 | 2028-03 | 16300.00 | 2716.67 | 13583.33 | 1073083.33 |
| 42 | 2028-04 | 16266.04 | 2682.71 | 13583.33 | 1059500.00 |
| 43 | 2028-05 | 16232.08 | 2648.75 | 13583.33 | 1045916.67 |
| 44 | 2028-06 | 16198.13 | 2614.79 | 13583.33 | 1032333.33 |
| 45 | 2028-07 | 16164.17 | 2580.83 | 13583.33 | 1018750.00 |
| 46 | 2028-08 | 16130.21 | 2546.88 | 13583.33 | 1005166.67 |
| 47 | 2028-09 | 16096.25 | 2512.92 | 13583.33 | 991583.33 |
| 48 | 2028-10 | 16062.29 | 2478.96 | 13583.33 | 978000.00 |
| 49 | 2028-11 | 16028.33 | 2445.00 | 13583.33 | 964416.67 |
| 50 | 2028-12 | 15994.38 | 2411.04 | 13583.33 | 950833.33 |
| 51 | 2029-01 | 15960.42 | 2377.08 | 13583.33 | 937250.00 |
| 52 | 2029-02 | 15926.46 | 2343.13 | 13583.33 | 923666.67 |
| 53 | 2029-03 | 15892.50 | 2309.17 | 13583.33 | 910083.33 |
| 54 | 2029-04 | 15858.54 | 2275.21 | 13583.33 | 896500.00 |
| 55 | 2029-05 | 15824.58 | 2241.25 | 13583.33 | 882916.67 |
| 56 | 2029-06 | 15790.63 | 2207.29 | 13583.33 | 869333.33 |
| 57 | 2029-07 | 15756.67 | 2173.33 | 13583.33 | 855750.00 |
| 58 | 2029-08 | 15722.71 | 2139.38 | 13583.33 | 842166.67 |
| 59 | 2029-09 | 15688.75 | 2105.42 | 13583.33 | 828583.33 |
| 60 | 2029-10 | 15654.79 | 2071.46 | 13583.33 | 815000.00 |
| 61 | 2029-11 | 15620.83 | 2037.50 | 13583.33 | 801416.67 |
| 62 | 2029-12 | 15586.88 | 2003.54 | 13583.33 | 787833.33 |
| 63 | 2030-01 | 15552.92 | 1969.58 | 13583.33 | 774250.00 |
| 64 | 2030-02 | 15518.96 | 1935.63 | 13583.33 | 760666.67 |
| 65 | 2030-03 | 15485.00 | 1901.67 | 13583.33 | 747083.33 |
| 66 | 2030-04 | 15451.04 | 1867.71 | 13583.33 | 733500.00 |
| 67 | 2030-05 | 15417.08 | 1833.75 | 13583.33 | 719916.67 |
| 68 | 2030-06 | 15383.13 | 1799.79 | 13583.33 | 706333.33 |
| 69 | 2030-07 | 15349.17 | 1765.83 | 13583.33 | 692750.00 |
| 70 | 2030-08 | 15315.21 | 1731.88 | 13583.33 | 679166.67 |
| 71 | 2030-09 | 15281.25 | 1697.92 | 13583.33 | 665583.33 |
| 72 | 2030-10 | 15247.29 | 1663.96 | 13583.33 | 652000.00 |
| 73 | 2030-11 | 15213.33 | 1630.00 | 13583.33 | 638416.67 |
| 74 | 2030-12 | 15179.38 | 1596.04 | 13583.33 | 624833.33 |
| 75 | 2031-01 | 15145.42 | 1562.08 | 13583.33 | 611250.00 |
| 76 | 2031-02 | 15111.46 | 1528.13 | 13583.33 | 597666.67 |
| 77 | 2031-03 | 15077.50 | 1494.17 | 13583.33 | 584083.33 |
| 78 | 2031-04 | 15043.54 | 1460.21 | 13583.33 | 570500.00 |
| 79 | 2031-05 | 15009.58 | 1426.25 | 13583.33 | 556916.67 |
| 80 | 2031-06 | 14975.63 | 1392.29 | 13583.33 | 543333.33 |
| 81 | 2031-07 | 14941.67 | 1358.33 | 13583.33 | 529750.00 |
| 82 | 2031-08 | 14907.71 | 1324.38 | 13583.33 | 516166.67 |
| 83 | 2031-09 | 14873.75 | 1290.42 | 13583.33 | 502583.33 |
| 84 | 2031-10 | 14839.79 | 1256.46 | 13583.33 | 489000.00 |
| 85 | 2031-11 | 14805.83 | 1222.50 | 13583.33 | 475416.67 |
| 86 | 2031-12 | 14771.88 | 1188.54 | 13583.33 | 461833.33 |
| 87 | 2032-01 | 14737.92 | 1154.58 | 13583.33 | 448250.00 |
| 88 | 2032-02 | 14703.96 | 1120.63 | 13583.33 | 434666.67 |
| 89 | 2032-03 | 14670.00 | 1086.67 | 13583.33 | 421083.33 |
| 90 | 2032-04 | 14636.04 | 1052.71 | 13583.33 | 407500.00 |
| 91 | 2032-05 | 14602.08 | 1018.75 | 13583.33 | 393916.67 |
| 92 | 2032-06 | 14568.13 | 984.79 | 13583.33 | 380333.33 |
| 93 | 2032-07 | 14534.17 | 950.83 | 13583.33 | 366750.00 |
| 94 | 2032-08 | 14500.21 | 916.88 | 13583.33 | 353166.67 |
| 95 | 2032-09 | 14466.25 | 882.92 | 13583.33 | 339583.33 |
| 96 | 2032-10 | 14432.29 | 848.96 | 13583.33 | 326000.00 |
| 97 | 2032-11 | 14398.33 | 815.00 | 13583.33 | 312416.67 |
| 98 | 2032-12 | 14364.38 | 781.04 | 13583.33 | 298833.33 |
| 99 | 2033-01 | 14330.42 | 747.08 | 13583.33 | 285250.00 |
| 100 | 2033-02 | 14296.46 | 713.13 | 13583.33 | 271666.67 |
| 101 | 2033-03 | 14262.50 | 679.17 | 13583.33 | 258083.33 |
| 102 | 2033-04 | 14228.54 | 645.21 | 13583.33 | 244500.00 |
| 103 | 2033-05 | 14194.58 | 611.25 | 13583.33 | 230916.67 |
| 104 | 2033-06 | 14160.63 | 577.29 | 13583.33 | 217333.33 |
| 105 | 2033-07 | 14126.67 | 543.33 | 13583.33 | 203750.00 |
| 106 | 2033-08 | 14092.71 | 509.38 | 13583.33 | 190166.67 |
| 107 | 2033-09 | 14058.75 | 475.42 | 13583.33 | 176583.33 |
| 108 | 2033-10 | 14024.79 | 441.46 | 13583.33 | 163000.00 |
| 109 | 2033-11 | 13990.83 | 407.50 | 13583.33 | 149416.67 |
| 110 | 2033-12 | 13956.88 | 373.54 | 13583.33 | 135833.33 |
| 111 | 2034-01 | 13922.92 | 339.58 | 13583.33 | 122250.00 |
| 112 | 2034-02 | 13888.96 | 305.63 | 13583.33 | 108666.67 |
| 113 | 2034-03 | 13855.00 | 271.67 | 13583.33 | 95083.33 |
| 114 | 2034-04 | 13821.04 | 237.71 | 13583.33 | 81500.00 |
| 115 | 2034-05 | 13787.08 | 203.75 | 13583.33 | 67916.67 |
| 116 | 2034-06 | 13753.13 | 169.79 | 13583.33 | 54333.33 |
| 117 | 2034-07 | 13719.17 | 135.83 | 13583.33 | 40750.00 |
| 118 | 2034-08 | 13685.21 | 101.88 | 13583.33 | 27166.67 |
| 119 | 2034-09 | 13651.25 | 67.92 | 13583.33 | 13583.33 |
| 120 | 2034-10 | 13617.29 | 33.96 | 13583.33 | 0.00 |
友情链接:
广告合作商务QQ: 81849964
采用2025年11月30日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年11月30日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
2025年11月30日最新贷款计算器计算最新房贷基准利率，房贷利率表，提供贷款、商业贷款、公积金买房、个人按揭月供购房等银行房贷利率计算公式在线使用，2025年11月30日年最好用的房贷计算器,房贷利息计算专家。