贷款370万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：370万
还款月数：10年
每月还款：41562.34元
利息总额：128.75万
本息合计：498.75万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2020-01 | 41562.34 | 19301.67 | 22260.68 | 3677739.32 |
| 2 | 2020-02 | 41562.34 | 19185.54 | 22376.80 | 3655362.52 |
| 3 | 2020-03 | 41562.34 | 19068.81 | 22493.53 | 3632868.99 |
| 4 | 2020-04 | 41562.34 | 18951.47 | 22610.88 | 3610258.11 |
| 5 | 2020-05 | 41562.34 | 18833.51 | 22728.83 | 3587529.29 |
| 6 | 2020-06 | 41562.34 | 18714.94 | 22847.40 | 3564681.89 |
| 7 | 2020-07 | 41562.34 | 18595.76 | 22966.58 | 3541715.30 |
| 8 | 2020-08 | 41562.34 | 18475.95 | 23086.39 | 3518628.91 |
| 9 | 2020-09 | 41562.34 | 18355.51 | 23206.83 | 3495422.08 |
| 10 | 2020-10 | 41562.34 | 18234.45 | 23327.89 | 3472094.19 |
| 11 | 2020-11 | 41562.34 | 18112.76 | 23449.58 | 3448644.61 |
| 12 | 2020-12 | 41562.34 | 17990.43 | 23571.91 | 3425072.70 |
| 13 | 2021-01 | 41562.34 | 17867.46 | 23694.88 | 3401377.82 |
| 14 | 2021-02 | 41562.34 | 17743.85 | 23818.49 | 3377559.33 |
| 15 | 2021-03 | 41562.34 | 17619.60 | 23942.74 | 3353616.59 |
| 16 | 2021-04 | 41562.34 | 17494.70 | 24067.64 | 3329548.95 |
| 17 | 2021-05 | 41562.34 | 17369.15 | 24193.19 | 3305355.75 |
| 18 | 2021-06 | 41562.34 | 17242.94 | 24319.40 | 3281036.35 |
| 19 | 2021-07 | 41562.34 | 17116.07 | 24446.27 | 3256590.08 |
| 20 | 2021-08 | 41562.34 | 16988.54 | 24573.80 | 3232016.29 |
| 21 | 2021-09 | 41562.34 | 16860.35 | 24701.99 | 3207314.30 |
| 22 | 2021-10 | 41562.34 | 16731.49 | 24830.85 | 3182483.44 |
| 23 | 2021-11 | 41562.34 | 16601.96 | 24960.39 | 3157523.06 |
| 24 | 2021-12 | 41562.34 | 16471.75 | 25090.60 | 3132432.46 |
| 25 | 2022-01 | 41562.34 | 16340.86 | 25221.49 | 3107210.98 |
| 26 | 2022-02 | 41562.34 | 16209.28 | 25353.06 | 3081857.92 |
| 27 | 2022-03 | 41562.34 | 16077.03 | 25485.32 | 3056372.60 |
| 28 | 2022-04 | 41562.34 | 15944.08 | 25618.26 | 3030754.34 |
| 29 | 2022-05 | 41562.34 | 15810.44 | 25751.91 | 3005002.43 |
| 30 | 2022-06 | 41562.34 | 15676.10 | 25886.25 | 2979116.18 |
| 31 | 2022-07 | 41562.34 | 15541.06 | 26021.29 | 2953094.90 |
| 32 | 2022-08 | 41562.34 | 15405.31 | 26157.03 | 2926937.87 |
| 33 | 2022-09 | 41562.34 | 15268.86 | 26293.48 | 2900644.39 |
| 34 | 2022-10 | 41562.34 | 15131.69 | 26430.65 | 2874213.74 |
| 35 | 2022-11 | 41562.34 | 14993.82 | 26568.53 | 2847645.21 |
| 36 | 2022-12 | 41562.34 | 14855.22 | 26707.13 | 2820938.09 |
| 37 | 2023-01 | 41562.34 | 14715.89 | 26846.45 | 2794091.64 |
| 38 | 2023-02 | 41562.34 | 14575.84 | 26986.50 | 2767105.14 |
| 39 | 2023-03 | 41562.34 | 14435.07 | 27127.28 | 2739977.87 |
| 40 | 2023-04 | 41562.34 | 14293.55 | 27268.79 | 2712709.08 |
| 41 | 2023-05 | 41562.34 | 14151.30 | 27411.04 | 2685298.03 |
| 42 | 2023-06 | 41562.34 | 14008.30 | 27554.04 | 2657744.00 |
| 43 | 2023-07 | 41562.34 | 13864.56 | 27697.78 | 2630046.22 |
| 44 | 2023-08 | 41562.34 | 13720.07 | 27842.27 | 2602203.95 |
| 45 | 2023-09 | 41562.34 | 13574.83 | 27987.51 | 2574216.44 |
| 46 | 2023-10 | 41562.34 | 13428.83 | 28133.51 | 2546082.93 |
| 47 | 2023-11 | 41562.34 | 13282.07 | 28280.28 | 2517802.65 |
| 48 | 2023-12 | 41562.34 | 13134.54 | 28427.80 | 2489374.85 |
| 49 | 2024-01 | 41562.34 | 12986.24 | 28576.10 | 2460798.74 |
| 50 | 2024-02 | 41562.34 | 12837.17 | 28725.17 | 2432073.57 |
| 51 | 2024-03 | 41562.34 | 12687.32 | 28875.02 | 2403198.55 |
| 52 | 2024-04 | 41562.34 | 12536.69 | 29025.66 | 2374172.89 |
| 53 | 2024-05 | 41562.34 | 12385.27 | 29177.07 | 2344995.82 |
| 54 | 2024-06 | 41562.34 | 12233.06 | 29329.28 | 2315666.54 |
| 55 | 2024-07 | 41562.34 | 12080.06 | 29482.28 | 2286184.25 |
| 56 | 2024-08 | 41562.34 | 11926.26 | 29636.08 | 2256548.17 |
| 57 | 2024-09 | 41562.34 | 11771.66 | 29790.68 | 2226757.49 |
| 58 | 2024-10 | 41562.34 | 11616.25 | 29946.09 | 2196811.40 |
| 59 | 2024-11 | 41562.34 | 11460.03 | 30102.31 | 2166709.09 |
| 60 | 2024-12 | 41562.34 | 11303.00 | 30259.34 | 2136449.75 |
| 61 | 2025-01 | 41562.34 | 11145.15 | 30417.20 | 2106032.56 |
| 62 | 2025-02 | 41562.34 | 10986.47 | 30575.87 | 2075456.68 |
| 63 | 2025-03 | 41562.34 | 10826.97 | 30735.38 | 2044721.31 |
| 64 | 2025-04 | 41562.34 | 10666.63 | 30895.71 | 2013825.60 |
| 65 | 2025-05 | 41562.34 | 10505.46 | 31056.88 | 1982768.71 |
| 66 | 2025-06 | 41562.34 | 10343.44 | 31218.90 | 1951549.81 |
| 67 | 2025-07 | 41562.34 | 10180.58 | 31381.76 | 1920168.06 |
| 68 | 2025-08 | 41562.34 | 10016.88 | 31545.46 | 1888622.59 |
| 69 | 2025-09 | 41562.34 | 9852.31 | 31710.03 | 1856912.56 |
| 70 | 2025-10 | 41562.34 | 9686.89 | 31875.45 | 1825037.12 |
| 71 | 2025-11 | 41562.34 | 9520.61 | 32041.73 | 1792995.38 |
| 72 | 2025-12 | 41562.34 | 9353.46 | 32208.88 | 1760786.50 |
| 73 | 2026-01 | 41562.34 | 9185.44 | 32376.91 | 1728409.60 |
| 74 | 2026-02 | 41562.34 | 9016.54 | 32545.80 | 1695863.79 |
| 75 | 2026-03 | 41562.34 | 8846.76 | 32715.59 | 1663148.21 |
| 76 | 2026-04 | 41562.34 | 8676.09 | 32886.25 | 1630261.95 |
| 77 | 2026-05 | 41562.34 | 8504.53 | 33057.81 | 1597204.15 |
| 78 | 2026-06 | 41562.34 | 8332.08 | 33230.26 | 1563973.89 |
| 79 | 2026-07 | 41562.34 | 8158.73 | 33403.61 | 1530570.27 |
| 80 | 2026-08 | 41562.34 | 7984.47 | 33577.87 | 1496992.41 |
| 81 | 2026-09 | 41562.34 | 7809.31 | 33753.03 | 1463239.38 |
| 82 | 2026-10 | 41562.34 | 7633.23 | 33929.11 | 1429310.27 |
| 83 | 2026-11 | 41562.34 | 7456.24 | 34106.11 | 1395204.16 |
| 84 | 2026-12 | 41562.34 | 7278.32 | 34284.03 | 1360920.13 |
| 85 | 2027-01 | 41562.34 | 7099.47 | 34462.87 | 1326457.26 |
| 86 | 2027-02 | 41562.34 | 6919.69 | 34642.66 | 1291814.60 |
| 87 | 2027-03 | 41562.34 | 6738.97 | 34823.38 | 1256991.23 |
| 88 | 2027-04 | 41562.34 | 6557.30 | 35005.04 | 1221986.19 |
| 89 | 2027-05 | 41562.34 | 6374.69 | 35187.65 | 1186798.54 |
| 90 | 2027-06 | 41562.34 | 6191.13 | 35371.21 | 1151427.33 |
| 91 | 2027-07 | 41562.34 | 6006.61 | 35555.73 | 1115871.60 |
| 92 | 2027-08 | 41562.34 | 5821.13 | 35741.21 | 1080130.39 |
| 93 | 2027-09 | 41562.34 | 5634.68 | 35927.66 | 1044202.73 |
| 94 | 2027-10 | 41562.34 | 5447.26 | 36115.08 | 1008087.65 |
| 95 | 2027-11 | 41562.34 | 5258.86 | 36303.48 | 971784.16 |
| 96 | 2027-12 | 41562.34 | 5069.47 | 36492.87 | 935291.29 |
| 97 | 2028-01 | 41562.34 | 4879.10 | 36683.24 | 898608.06 |
| 98 | 2028-02 | 41562.34 | 4687.74 | 36874.60 | 861733.45 |
| 99 | 2028-03 | 41562.34 | 4495.38 | 37066.97 | 824666.49 |
| 100 | 2028-04 | 41562.34 | 4302.01 | 37260.33 | 787406.16 |
| 101 | 2028-05 | 41562.34 | 4107.64 | 37454.71 | 749951.45 |
| 102 | 2028-06 | 41562.34 | 3912.25 | 37650.09 | 712301.35 |
| 103 | 2028-07 | 41562.34 | 3715.84 | 37846.50 | 674454.85 |
| 104 | 2028-08 | 41562.34 | 3518.41 | 38043.94 | 636410.92 |
| 105 | 2028-09 | 41562.34 | 3319.94 | 38242.40 | 598168.52 |
| 106 | 2028-10 | 41562.34 | 3120.45 | 38441.90 | 559726.62 |
| 107 | 2028-11 | 41562.34 | 2919.91 | 38642.43 | 521084.19 |
| 108 | 2028-12 | 41562.34 | 2718.32 | 38844.02 | 482240.17 |
| 109 | 2029-01 | 41562.34 | 2515.69 | 39046.66 | 443193.51 |
| 110 | 2029-02 | 41562.34 | 2311.99 | 39250.35 | 403943.16 |
| 111 | 2029-03 | 41562.34 | 2107.24 | 39455.10 | 364488.06 |
| 112 | 2029-04 | 41562.34 | 1901.41 | 39660.93 | 324827.13 |
| 113 | 2029-05 | 41562.34 | 1694.51 | 39867.83 | 284959.30 |
| 114 | 2029-06 | 41562.34 | 1486.54 | 40075.80 | 244883.50 |
| 115 | 2029-07 | 41562.34 | 1277.48 | 40284.87 | 204598.63 |
| 116 | 2029-08 | 41562.34 | 1067.32 | 40495.02 | 164103.61 |
| 117 | 2029-09 | 41562.34 | 856.07 | 40706.27 | 123397.35 |
| 118 | 2029-10 | 41562.34 | 643.72 | 40918.62 | 82478.73 |
| 119 | 2029-11 | 41562.34 | 430.26 | 41132.08 | 41346.65 |
| 120 | 2029-12 | 41562.34 | 215.69 | 41346.65 | 0.00 |
还款方式二：等额本金
贷款总额：370万
还款月数：10年
首月还款：50135元
每月递减：160.85元
利息总额：116.78万
本息合计：486.78万
节省利息：119730.17元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2020-01 | 50135.00 | 19301.67 | 30833.33 | 3669166.67 |
| 2 | 2020-02 | 49974.15 | 19140.82 | 30833.33 | 3638333.33 |
| 3 | 2020-03 | 49813.31 | 18979.97 | 30833.33 | 3607500.00 |
| 4 | 2020-04 | 49652.46 | 18819.13 | 30833.33 | 3576666.67 |
| 5 | 2020-05 | 49491.61 | 18658.28 | 30833.33 | 3545833.33 |
| 6 | 2020-06 | 49330.76 | 18497.43 | 30833.33 | 3515000.00 |
| 7 | 2020-07 | 49169.92 | 18336.58 | 30833.33 | 3484166.67 |
| 8 | 2020-08 | 49009.07 | 18175.74 | 30833.33 | 3453333.33 |
| 9 | 2020-09 | 48848.22 | 18014.89 | 30833.33 | 3422500.00 |
| 10 | 2020-10 | 48687.38 | 17854.04 | 30833.33 | 3391666.67 |
| 11 | 2020-11 | 48526.53 | 17693.19 | 30833.33 | 3360833.33 |
| 12 | 2020-12 | 48365.68 | 17532.35 | 30833.33 | 3330000.00 |
| 13 | 2021-01 | 48204.83 | 17371.50 | 30833.33 | 3299166.67 |
| 14 | 2021-02 | 48043.99 | 17210.65 | 30833.33 | 3268333.33 |
| 15 | 2021-03 | 47883.14 | 17049.81 | 30833.33 | 3237500.00 |
| 16 | 2021-04 | 47722.29 | 16888.96 | 30833.33 | 3206666.67 |
| 17 | 2021-05 | 47561.44 | 16728.11 | 30833.33 | 3175833.33 |
| 18 | 2021-06 | 47400.60 | 16567.26 | 30833.33 | 3145000.00 |
| 19 | 2021-07 | 47239.75 | 16406.42 | 30833.33 | 3114166.67 |
| 20 | 2021-08 | 47078.90 | 16245.57 | 30833.33 | 3083333.33 |
| 21 | 2021-09 | 46918.06 | 16084.72 | 30833.33 | 3052500.00 |
| 22 | 2021-10 | 46757.21 | 15923.88 | 30833.33 | 3021666.67 |
| 23 | 2021-11 | 46596.36 | 15763.03 | 30833.33 | 2990833.33 |
| 24 | 2021-12 | 46435.51 | 15602.18 | 30833.33 | 2960000.00 |
| 25 | 2022-01 | 46274.67 | 15441.33 | 30833.33 | 2929166.67 |
| 26 | 2022-02 | 46113.82 | 15280.49 | 30833.33 | 2898333.33 |
| 27 | 2022-03 | 45952.97 | 15119.64 | 30833.33 | 2867500.00 |
| 28 | 2022-04 | 45792.13 | 14958.79 | 30833.33 | 2836666.67 |
| 29 | 2022-05 | 45631.28 | 14797.94 | 30833.33 | 2805833.33 |
| 30 | 2022-06 | 45470.43 | 14637.10 | 30833.33 | 2775000.00 |
| 31 | 2022-07 | 45309.58 | 14476.25 | 30833.33 | 2744166.67 |
| 32 | 2022-08 | 45148.74 | 14315.40 | 30833.33 | 2713333.33 |
| 33 | 2022-09 | 44987.89 | 14154.56 | 30833.33 | 2682500.00 |
| 34 | 2022-10 | 44827.04 | 13993.71 | 30833.33 | 2651666.67 |
| 35 | 2022-11 | 44666.19 | 13832.86 | 30833.33 | 2620833.33 |
| 36 | 2022-12 | 44505.35 | 13672.01 | 30833.33 | 2590000.00 |
| 37 | 2023-01 | 44344.50 | 13511.17 | 30833.33 | 2559166.67 |
| 38 | 2023-02 | 44183.65 | 13350.32 | 30833.33 | 2528333.33 |
| 39 | 2023-03 | 44022.81 | 13189.47 | 30833.33 | 2497500.00 |
| 40 | 2023-04 | 43861.96 | 13028.63 | 30833.33 | 2466666.67 |
| 41 | 2023-05 | 43701.11 | 12867.78 | 30833.33 | 2435833.33 |
| 42 | 2023-06 | 43540.26 | 12706.93 | 30833.33 | 2405000.00 |
| 43 | 2023-07 | 43379.42 | 12546.08 | 30833.33 | 2374166.67 |
| 44 | 2023-08 | 43218.57 | 12385.24 | 30833.33 | 2343333.33 |
| 45 | 2023-09 | 43057.72 | 12224.39 | 30833.33 | 2312500.00 |
| 46 | 2023-10 | 42896.88 | 12063.54 | 30833.33 | 2281666.67 |
| 47 | 2023-11 | 42736.03 | 11902.69 | 30833.33 | 2250833.33 |
| 48 | 2023-12 | 42575.18 | 11741.85 | 30833.33 | 2220000.00 |
| 49 | 2024-01 | 42414.33 | 11581.00 | 30833.33 | 2189166.67 |
| 50 | 2024-02 | 42253.49 | 11420.15 | 30833.33 | 2158333.33 |
| 51 | 2024-03 | 42092.64 | 11259.31 | 30833.33 | 2127500.00 |
| 52 | 2024-04 | 41931.79 | 11098.46 | 30833.33 | 2096666.67 |
| 53 | 2024-05 | 41770.94 | 10937.61 | 30833.33 | 2065833.33 |
| 54 | 2024-06 | 41610.10 | 10776.76 | 30833.33 | 2035000.00 |
| 55 | 2024-07 | 41449.25 | 10615.92 | 30833.33 | 2004166.67 |
| 56 | 2024-08 | 41288.40 | 10455.07 | 30833.33 | 1973333.33 |
| 57 | 2024-09 | 41127.56 | 10294.22 | 30833.33 | 1942500.00 |
| 58 | 2024-10 | 40966.71 | 10133.38 | 30833.33 | 1911666.67 |
| 59 | 2024-11 | 40805.86 | 9972.53 | 30833.33 | 1880833.33 |
| 60 | 2024-12 | 40645.01 | 9811.68 | 30833.33 | 1850000.00 |
| 61 | 2025-01 | 40484.17 | 9650.83 | 30833.33 | 1819166.67 |
| 62 | 2025-02 | 40323.32 | 9489.99 | 30833.33 | 1788333.33 |
| 63 | 2025-03 | 40162.47 | 9329.14 | 30833.33 | 1757500.00 |
| 64 | 2025-04 | 40001.63 | 9168.29 | 30833.33 | 1726666.67 |
| 65 | 2025-05 | 39840.78 | 9007.44 | 30833.33 | 1695833.33 |
| 66 | 2025-06 | 39679.93 | 8846.60 | 30833.33 | 1665000.00 |
| 67 | 2025-07 | 39519.08 | 8685.75 | 30833.33 | 1634166.67 |
| 68 | 2025-08 | 39358.24 | 8524.90 | 30833.33 | 1603333.33 |
| 69 | 2025-09 | 39197.39 | 8364.06 | 30833.33 | 1572500.00 |
| 70 | 2025-10 | 39036.54 | 8203.21 | 30833.33 | 1541666.67 |
| 71 | 2025-11 | 38875.69 | 8042.36 | 30833.33 | 1510833.33 |
| 72 | 2025-12 | 38714.85 | 7881.51 | 30833.33 | 1480000.00 |
| 73 | 2026-01 | 38554.00 | 7720.67 | 30833.33 | 1449166.67 |
| 74 | 2026-02 | 38393.15 | 7559.82 | 30833.33 | 1418333.33 |
| 75 | 2026-03 | 38232.31 | 7398.97 | 30833.33 | 1387500.00 |
| 76 | 2026-04 | 38071.46 | 7238.13 | 30833.33 | 1356666.67 |
| 77 | 2026-05 | 37910.61 | 7077.28 | 30833.33 | 1325833.33 |
| 78 | 2026-06 | 37749.76 | 6916.43 | 30833.33 | 1295000.00 |
| 79 | 2026-07 | 37588.92 | 6755.58 | 30833.33 | 1264166.67 |
| 80 | 2026-08 | 37428.07 | 6594.74 | 30833.33 | 1233333.33 |
| 81 | 2026-09 | 37267.22 | 6433.89 | 30833.33 | 1202500.00 |
| 82 | 2026-10 | 37106.38 | 6273.04 | 30833.33 | 1171666.67 |
| 83 | 2026-11 | 36945.53 | 6112.19 | 30833.33 | 1140833.33 |
| 84 | 2026-12 | 36784.68 | 5951.35 | 30833.33 | 1110000.00 |
| 85 | 2027-01 | 36623.83 | 5790.50 | 30833.33 | 1079166.67 |
| 86 | 2027-02 | 36462.99 | 5629.65 | 30833.33 | 1048333.33 |
| 87 | 2027-03 | 36302.14 | 5468.81 | 30833.33 | 1017500.00 |
| 88 | 2027-04 | 36141.29 | 5307.96 | 30833.33 | 986666.67 |
| 89 | 2027-05 | 35980.44 | 5147.11 | 30833.33 | 955833.33 |
| 90 | 2027-06 | 35819.60 | 4986.26 | 30833.33 | 925000.00 |
| 91 | 2027-07 | 35658.75 | 4825.42 | 30833.33 | 894166.67 |
| 92 | 2027-08 | 35497.90 | 4664.57 | 30833.33 | 863333.33 |
| 93 | 2027-09 | 35337.06 | 4503.72 | 30833.33 | 832500.00 |
| 94 | 2027-10 | 35176.21 | 4342.88 | 30833.33 | 801666.67 |
| 95 | 2027-11 | 35015.36 | 4182.03 | 30833.33 | 770833.33 |
| 96 | 2027-12 | 34854.51 | 4021.18 | 30833.33 | 740000.00 |
| 97 | 2028-01 | 34693.67 | 3860.33 | 30833.33 | 709166.67 |
| 98 | 2028-02 | 34532.82 | 3699.49 | 30833.33 | 678333.33 |
| 99 | 2028-03 | 34371.97 | 3538.64 | 30833.33 | 647500.00 |
| 100 | 2028-04 | 34211.13 | 3377.79 | 30833.33 | 616666.67 |
| 101 | 2028-05 | 34050.28 | 3216.94 | 30833.33 | 585833.33 |
| 102 | 2028-06 | 33889.43 | 3056.10 | 30833.33 | 555000.00 |
| 103 | 2028-07 | 33728.58 | 2895.25 | 30833.33 | 524166.67 |
| 104 | 2028-08 | 33567.74 | 2734.40 | 30833.33 | 493333.33 |
| 105 | 2028-09 | 33406.89 | 2573.56 | 30833.33 | 462500.00 |
| 106 | 2028-10 | 33246.04 | 2412.71 | 30833.33 | 431666.67 |
| 107 | 2028-11 | 33085.19 | 2251.86 | 30833.33 | 400833.33 |
| 108 | 2028-12 | 32924.35 | 2091.01 | 30833.33 | 370000.00 |
| 109 | 2029-01 | 32763.50 | 1930.17 | 30833.33 | 339166.67 |
| 110 | 2029-02 | 32602.65 | 1769.32 | 30833.33 | 308333.33 |
| 111 | 2029-03 | 32441.81 | 1608.47 | 30833.33 | 277500.00 |
| 112 | 2029-04 | 32280.96 | 1447.63 | 30833.33 | 246666.67 |
| 113 | 2029-05 | 32120.11 | 1286.78 | 30833.33 | 215833.33 |
| 114 | 2029-06 | 31959.26 | 1125.93 | 30833.33 | 185000.00 |
| 115 | 2029-07 | 31798.42 | 965.08 | 30833.33 | 154166.67 |
| 116 | 2029-08 | 31637.57 | 804.24 | 30833.33 | 123333.33 |
| 117 | 2029-09 | 31476.72 | 643.39 | 30833.33 | 92500.00 |
| 118 | 2029-10 | 31315.88 | 482.54 | 30833.33 | 61666.67 |
| 119 | 2029-11 | 31155.03 | 321.69 | 30833.33 | 30833.33 |
| 120 | 2029-12 | 30994.18 | 160.85 | 30833.33 | 0.00 |
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采用2025年12月01日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月01日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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