贷款125万(商业贷款)的房贷,还款10年的等额本息和等额本金,有两种还款方式明细说明解析。
还款方式一:等额本息
贷款总额:125万
还款月数:10年
每月还款:12655.64元
利息总额:26.87万
本息合计:151.87万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 12655.64 | 4166.67 | 8488.98 | 1241511.02 |
| 2 | 2024-12 | 12655.64 | 4138.37 | 8517.27 | 1232993.75 |
| 3 | 2025-01 | 12655.64 | 4109.98 | 8545.66 | 1224448.09 |
| 4 | 2025-02 | 12655.64 | 4081.49 | 8574.15 | 1215873.94 |
| 5 | 2025-03 | 12655.64 | 4052.91 | 8602.73 | 1207271.21 |
| 6 | 2025-04 | 12655.64 | 4024.24 | 8631.40 | 1198639.81 |
| 7 | 2025-05 | 12655.64 | 3995.47 | 8660.18 | 1189979.63 |
| 8 | 2025-06 | 12655.64 | 3966.60 | 8689.04 | 1181290.59 |
| 9 | 2025-07 | 12655.64 | 3937.64 | 8718.01 | 1172572.58 |
| 10 | 2025-08 | 12655.64 | 3908.58 | 8747.07 | 1163825.51 |
| 11 | 2025-09 | 12655.64 | 3879.42 | 8776.22 | 1155049.29 |
| 12 | 2025-10 | 12655.64 | 3850.16 | 8805.48 | 1146243.81 |
| 13 | 2025-11 | 12655.64 | 3820.81 | 8834.83 | 1137408.98 |
| 14 | 2025-12 | 12655.64 | 3791.36 | 8864.28 | 1128544.70 |
| 15 | 2026-01 | 12655.64 | 3761.82 | 8893.83 | 1119650.88 |
| 16 | 2026-02 | 12655.64 | 3732.17 | 8923.47 | 1110727.40 |
| 17 | 2026-03 | 12655.64 | 3702.42 | 8953.22 | 1101774.19 |
| 18 | 2026-04 | 12655.64 | 3672.58 | 8983.06 | 1092791.12 |
| 19 | 2026-05 | 12655.64 | 3642.64 | 9013.01 | 1083778.12 |
| 20 | 2026-06 | 12655.64 | 3612.59 | 9043.05 | 1074735.07 |
| 21 | 2026-07 | 12655.64 | 3582.45 | 9073.19 | 1065661.88 |
| 22 | 2026-08 | 12655.64 | 3552.21 | 9103.44 | 1056558.44 |
| 23 | 2026-09 | 12655.64 | 3521.86 | 9133.78 | 1047424.66 |
| 24 | 2026-10 | 12655.64 | 3491.42 | 9164.23 | 1038260.43 |
| 25 | 2026-11 | 12655.64 | 3460.87 | 9194.77 | 1029065.66 |
| 26 | 2026-12 | 12655.64 | 3430.22 | 9225.42 | 1019840.24 |
| 27 | 2027-01 | 12655.64 | 3399.47 | 9256.17 | 1010584.06 |
| 28 | 2027-02 | 12655.64 | 3368.61 | 9287.03 | 1001297.03 |
| 29 | 2027-03 | 12655.64 | 3337.66 | 9317.99 | 991979.05 |
| 30 | 2027-04 | 12655.64 | 3306.60 | 9349.05 | 982630.00 |
| 31 | 2027-05 | 12655.64 | 3275.43 | 9380.21 | 973249.79 |
| 32 | 2027-06 | 12655.64 | 3244.17 | 9411.48 | 963838.32 |
| 33 | 2027-07 | 12655.64 | 3212.79 | 9442.85 | 954395.47 |
| 34 | 2027-08 | 12655.64 | 3181.32 | 9474.32 | 944921.15 |
| 35 | 2027-09 | 12655.64 | 3149.74 | 9505.91 | 935415.24 |
| 36 | 2027-10 | 12655.64 | 3118.05 | 9537.59 | 925877.65 |
| 37 | 2027-11 | 12655.64 | 3086.26 | 9569.38 | 916308.27 |
| 38 | 2027-12 | 12655.64 | 3054.36 | 9601.28 | 906706.98 |
| 39 | 2028-01 | 12655.64 | 3022.36 | 9633.29 | 897073.70 |
| 40 | 2028-02 | 12655.64 | 2990.25 | 9665.40 | 887408.30 |
| 41 | 2028-03 | 12655.64 | 2958.03 | 9697.61 | 877710.69 |
| 42 | 2028-04 | 12655.64 | 2925.70 | 9729.94 | 867980.75 |
| 43 | 2028-05 | 12655.64 | 2893.27 | 9762.37 | 858218.37 |
| 44 | 2028-06 | 12655.64 | 2860.73 | 9794.91 | 848423.46 |
| 45 | 2028-07 | 12655.64 | 2828.08 | 9827.56 | 838595.90 |
| 46 | 2028-08 | 12655.64 | 2795.32 | 9860.32 | 828735.57 |
| 47 | 2028-09 | 12655.64 | 2762.45 | 9893.19 | 818842.38 |
| 48 | 2028-10 | 12655.64 | 2729.47 | 9926.17 | 808916.21 |
| 49 | 2028-11 | 12655.64 | 2696.39 | 9959.25 | 798956.96 |
| 50 | 2028-12 | 12655.64 | 2663.19 | 9992.45 | 788964.51 |
| 51 | 2029-01 | 12655.64 | 2629.88 | 10025.76 | 778938.75 |
| 52 | 2029-02 | 12655.64 | 2596.46 | 10059.18 | 768879.57 |
| 53 | 2029-03 | 12655.64 | 2562.93 | 10092.71 | 758786.86 |
| 54 | 2029-04 | 12655.64 | 2529.29 | 10126.35 | 748660.50 |
| 55 | 2029-05 | 12655.64 | 2495.54 | 10160.11 | 738500.40 |
| 56 | 2029-06 | 12655.64 | 2461.67 | 10193.97 | 728306.42 |
| 57 | 2029-07 | 12655.64 | 2427.69 | 10227.95 | 718078.47 |
| 58 | 2029-08 | 12655.64 | 2393.59 | 10262.05 | 707816.42 |
| 59 | 2029-09 | 12655.64 | 2359.39 | 10296.25 | 697520.17 |
| 60 | 2029-10 | 12655.64 | 2325.07 | 10330.58 | 687189.59 |
| 61 | 2029-11 | 12655.64 | 2290.63 | 10365.01 | 676824.58 |
| 62 | 2029-12 | 12655.64 | 2256.08 | 10399.56 | 666425.02 |
| 63 | 2030-01 | 12655.64 | 2221.42 | 10434.23 | 655990.80 |
| 64 | 2030-02 | 12655.64 | 2186.64 | 10469.01 | 645521.79 |
| 65 | 2030-03 | 12655.64 | 2151.74 | 10503.90 | 635017.89 |
| 66 | 2030-04 | 12655.64 | 2116.73 | 10538.92 | 624478.97 |
| 67 | 2030-05 | 12655.64 | 2081.60 | 10574.05 | 613904.92 |
| 68 | 2030-06 | 12655.64 | 2046.35 | 10609.29 | 603295.63 |
| 69 | 2030-07 | 12655.64 | 2010.99 | 10644.66 | 592650.98 |
| 70 | 2030-08 | 12655.64 | 1975.50 | 10680.14 | 581970.84 |
| 71 | 2030-09 | 12655.64 | 1939.90 | 10715.74 | 571255.10 |
| 72 | 2030-10 | 12655.64 | 1904.18 | 10751.46 | 560503.64 |
| 73 | 2030-11 | 12655.64 | 1868.35 | 10787.30 | 549716.34 |
| 74 | 2030-12 | 12655.64 | 1832.39 | 10823.25 | 538893.09 |
| 75 | 2031-01 | 12655.64 | 1796.31 | 10859.33 | 528033.75 |
| 76 | 2031-02 | 12655.64 | 1760.11 | 10895.53 | 517138.23 |
| 77 | 2031-03 | 12655.64 | 1723.79 | 10931.85 | 506206.38 |
| 78 | 2031-04 | 12655.64 | 1687.35 | 10968.29 | 495238.09 |
| 79 | 2031-05 | 12655.64 | 1650.79 | 11004.85 | 484233.24 |
| 80 | 2031-06 | 12655.64 | 1614.11 | 11041.53 | 473191.71 |
| 81 | 2031-07 | 12655.64 | 1577.31 | 11078.34 | 462113.37 |
| 82 | 2031-08 | 12655.64 | 1540.38 | 11115.26 | 450998.11 |
| 83 | 2031-09 | 12655.64 | 1503.33 | 11152.32 | 439845.79 |
| 84 | 2031-10 | 12655.64 | 1466.15 | 11189.49 | 428656.30 |
| 85 | 2031-11 | 12655.64 | 1428.85 | 11226.79 | 417429.52 |
| 86 | 2031-12 | 12655.64 | 1391.43 | 11264.21 | 406165.30 |
| 87 | 2032-01 | 12655.64 | 1353.88 | 11301.76 | 394863.55 |
| 88 | 2032-02 | 12655.64 | 1316.21 | 11339.43 | 383524.12 |
| 89 | 2032-03 | 12655.64 | 1278.41 | 11377.23 | 372146.89 |
| 90 | 2032-04 | 12655.64 | 1240.49 | 11415.15 | 360731.74 |
| 91 | 2032-05 | 12655.64 | 1202.44 | 11453.20 | 349278.53 |
| 92 | 2032-06 | 12655.64 | 1164.26 | 11491.38 | 337787.15 |
| 93 | 2032-07 | 12655.64 | 1125.96 | 11529.69 | 326257.47 |
| 94 | 2032-08 | 12655.64 | 1087.52 | 11568.12 | 314689.35 |
| 95 | 2032-09 | 12655.64 | 1048.96 | 11606.68 | 303082.67 |
| 96 | 2032-10 | 12655.64 | 1010.28 | 11645.37 | 291437.30 |
| 97 | 2032-11 | 12655.64 | 971.46 | 11684.18 | 279753.12 |
| 98 | 2032-12 | 12655.64 | 932.51 | 11723.13 | 268029.99 |
| 99 | 2033-01 | 12655.64 | 893.43 | 11762.21 | 256267.78 |
| 100 | 2033-02 | 12655.64 | 854.23 | 11801.42 | 244466.36 |
| 101 | 2033-03 | 12655.64 | 814.89 | 11840.75 | 232625.61 |
| 102 | 2033-04 | 12655.64 | 775.42 | 11880.22 | 220745.38 |
| 103 | 2033-05 | 12655.64 | 735.82 | 11919.82 | 208825.56 |
| 104 | 2033-06 | 12655.64 | 696.09 | 11959.56 | 196866.00 |
| 105 | 2033-07 | 12655.64 | 656.22 | 11999.42 | 184866.58 |
| 106 | 2033-08 | 12655.64 | 616.22 | 12039.42 | 172827.16 |
| 107 | 2033-09 | 12655.64 | 576.09 | 12079.55 | 160747.61 |
| 108 | 2033-10 | 12655.64 | 535.83 | 12119.82 | 148627.79 |
| 109 | 2033-11 | 12655.64 | 495.43 | 12160.22 | 136467.58 |
| 110 | 2033-12 | 12655.64 | 454.89 | 12200.75 | 124266.83 |
| 111 | 2034-01 | 12655.64 | 414.22 | 12241.42 | 112025.41 |
| 112 | 2034-02 | 12655.64 | 373.42 | 12282.22 | 99743.18 |
| 113 | 2034-03 | 12655.64 | 332.48 | 12323.16 | 87420.02 |
| 114 | 2034-04 | 12655.64 | 291.40 | 12364.24 | 75055.77 |
| 115 | 2034-05 | 12655.64 | 250.19 | 12405.46 | 62650.32 |
| 116 | 2034-06 | 12655.64 | 208.83 | 12446.81 | 50203.51 |
| 117 | 2034-07 | 12655.64 | 167.35 | 12488.30 | 37715.21 |
| 118 | 2034-08 | 12655.64 | 125.72 | 12529.92 | 25185.29 |
| 119 | 2034-09 | 12655.64 | 83.95 | 12571.69 | 12613.60 |
| 120 | 2034-10 | 12655.64 | 42.05 | 12613.60 | 0.00 |
还款方式二:等额本金
贷款总额:125万
还款月数:10年
首月还款:14583.33元
每月递减:34.72元
利息总额:25.21万
本息合计:150.21万
节省利息:16593.74元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 14583.33 | 4166.67 | 10416.67 | 1239583.33 |
| 2 | 2024-12 | 14548.61 | 4131.94 | 10416.67 | 1229166.67 |
| 3 | 2025-01 | 14513.89 | 4097.22 | 10416.67 | 1218750.00 |
| 4 | 2025-02 | 14479.17 | 4062.50 | 10416.67 | 1208333.33 |
| 5 | 2025-03 | 14444.44 | 4027.78 | 10416.67 | 1197916.67 |
| 6 | 2025-04 | 14409.72 | 3993.06 | 10416.67 | 1187500.00 |
| 7 | 2025-05 | 14375.00 | 3958.33 | 10416.67 | 1177083.33 |
| 8 | 2025-06 | 14340.28 | 3923.61 | 10416.67 | 1166666.67 |
| 9 | 2025-07 | 14305.56 | 3888.89 | 10416.67 | 1156250.00 |
| 10 | 2025-08 | 14270.83 | 3854.17 | 10416.67 | 1145833.33 |
| 11 | 2025-09 | 14236.11 | 3819.44 | 10416.67 | 1135416.67 |
| 12 | 2025-10 | 14201.39 | 3784.72 | 10416.67 | 1125000.00 |
| 13 | 2025-11 | 14166.67 | 3750.00 | 10416.67 | 1114583.33 |
| 14 | 2025-12 | 14131.94 | 3715.28 | 10416.67 | 1104166.67 |
| 15 | 2026-01 | 14097.22 | 3680.56 | 10416.67 | 1093750.00 |
| 16 | 2026-02 | 14062.50 | 3645.83 | 10416.67 | 1083333.33 |
| 17 | 2026-03 | 14027.78 | 3611.11 | 10416.67 | 1072916.67 |
| 18 | 2026-04 | 13993.06 | 3576.39 | 10416.67 | 1062500.00 |
| 19 | 2026-05 | 13958.33 | 3541.67 | 10416.67 | 1052083.33 |
| 20 | 2026-06 | 13923.61 | 3506.94 | 10416.67 | 1041666.67 |
| 21 | 2026-07 | 13888.89 | 3472.22 | 10416.67 | 1031250.00 |
| 22 | 2026-08 | 13854.17 | 3437.50 | 10416.67 | 1020833.33 |
| 23 | 2026-09 | 13819.44 | 3402.78 | 10416.67 | 1010416.67 |
| 24 | 2026-10 | 13784.72 | 3368.06 | 10416.67 | 1000000.00 |
| 25 | 2026-11 | 13750.00 | 3333.33 | 10416.67 | 989583.33 |
| 26 | 2026-12 | 13715.28 | 3298.61 | 10416.67 | 979166.67 |
| 27 | 2027-01 | 13680.56 | 3263.89 | 10416.67 | 968750.00 |
| 28 | 2027-02 | 13645.83 | 3229.17 | 10416.67 | 958333.33 |
| 29 | 2027-03 | 13611.11 | 3194.44 | 10416.67 | 947916.67 |
| 30 | 2027-04 | 13576.39 | 3159.72 | 10416.67 | 937500.00 |
| 31 | 2027-05 | 13541.67 | 3125.00 | 10416.67 | 927083.33 |
| 32 | 2027-06 | 13506.94 | 3090.28 | 10416.67 | 916666.67 |
| 33 | 2027-07 | 13472.22 | 3055.56 | 10416.67 | 906250.00 |
| 34 | 2027-08 | 13437.50 | 3020.83 | 10416.67 | 895833.33 |
| 35 | 2027-09 | 13402.78 | 2986.11 | 10416.67 | 885416.67 |
| 36 | 2027-10 | 13368.06 | 2951.39 | 10416.67 | 875000.00 |
| 37 | 2027-11 | 13333.33 | 2916.67 | 10416.67 | 864583.33 |
| 38 | 2027-12 | 13298.61 | 2881.94 | 10416.67 | 854166.67 |
| 39 | 2028-01 | 13263.89 | 2847.22 | 10416.67 | 843750.00 |
| 40 | 2028-02 | 13229.17 | 2812.50 | 10416.67 | 833333.33 |
| 41 | 2028-03 | 13194.44 | 2777.78 | 10416.67 | 822916.67 |
| 42 | 2028-04 | 13159.72 | 2743.06 | 10416.67 | 812500.00 |
| 43 | 2028-05 | 13125.00 | 2708.33 | 10416.67 | 802083.33 |
| 44 | 2028-06 | 13090.28 | 2673.61 | 10416.67 | 791666.67 |
| 45 | 2028-07 | 13055.56 | 2638.89 | 10416.67 | 781250.00 |
| 46 | 2028-08 | 13020.83 | 2604.17 | 10416.67 | 770833.33 |
| 47 | 2028-09 | 12986.11 | 2569.44 | 10416.67 | 760416.67 |
| 48 | 2028-10 | 12951.39 | 2534.72 | 10416.67 | 750000.00 |
| 49 | 2028-11 | 12916.67 | 2500.00 | 10416.67 | 739583.33 |
| 50 | 2028-12 | 12881.94 | 2465.28 | 10416.67 | 729166.67 |
| 51 | 2029-01 | 12847.22 | 2430.56 | 10416.67 | 718750.00 |
| 52 | 2029-02 | 12812.50 | 2395.83 | 10416.67 | 708333.33 |
| 53 | 2029-03 | 12777.78 | 2361.11 | 10416.67 | 697916.67 |
| 54 | 2029-04 | 12743.06 | 2326.39 | 10416.67 | 687500.00 |
| 55 | 2029-05 | 12708.33 | 2291.67 | 10416.67 | 677083.33 |
| 56 | 2029-06 | 12673.61 | 2256.94 | 10416.67 | 666666.67 |
| 57 | 2029-07 | 12638.89 | 2222.22 | 10416.67 | 656250.00 |
| 58 | 2029-08 | 12604.17 | 2187.50 | 10416.67 | 645833.33 |
| 59 | 2029-09 | 12569.44 | 2152.78 | 10416.67 | 635416.67 |
| 60 | 2029-10 | 12534.72 | 2118.06 | 10416.67 | 625000.00 |
| 61 | 2029-11 | 12500.00 | 2083.33 | 10416.67 | 614583.33 |
| 62 | 2029-12 | 12465.28 | 2048.61 | 10416.67 | 604166.67 |
| 63 | 2030-01 | 12430.56 | 2013.89 | 10416.67 | 593750.00 |
| 64 | 2030-02 | 12395.83 | 1979.17 | 10416.67 | 583333.33 |
| 65 | 2030-03 | 12361.11 | 1944.44 | 10416.67 | 572916.67 |
| 66 | 2030-04 | 12326.39 | 1909.72 | 10416.67 | 562500.00 |
| 67 | 2030-05 | 12291.67 | 1875.00 | 10416.67 | 552083.33 |
| 68 | 2030-06 | 12256.94 | 1840.28 | 10416.67 | 541666.67 |
| 69 | 2030-07 | 12222.22 | 1805.56 | 10416.67 | 531250.00 |
| 70 | 2030-08 | 12187.50 | 1770.83 | 10416.67 | 520833.33 |
| 71 | 2030-09 | 12152.78 | 1736.11 | 10416.67 | 510416.67 |
| 72 | 2030-10 | 12118.06 | 1701.39 | 10416.67 | 500000.00 |
| 73 | 2030-11 | 12083.33 | 1666.67 | 10416.67 | 489583.33 |
| 74 | 2030-12 | 12048.61 | 1631.94 | 10416.67 | 479166.67 |
| 75 | 2031-01 | 12013.89 | 1597.22 | 10416.67 | 468750.00 |
| 76 | 2031-02 | 11979.17 | 1562.50 | 10416.67 | 458333.33 |
| 77 | 2031-03 | 11944.44 | 1527.78 | 10416.67 | 447916.67 |
| 78 | 2031-04 | 11909.72 | 1493.06 | 10416.67 | 437500.00 |
| 79 | 2031-05 | 11875.00 | 1458.33 | 10416.67 | 427083.33 |
| 80 | 2031-06 | 11840.28 | 1423.61 | 10416.67 | 416666.67 |
| 81 | 2031-07 | 11805.56 | 1388.89 | 10416.67 | 406250.00 |
| 82 | 2031-08 | 11770.83 | 1354.17 | 10416.67 | 395833.33 |
| 83 | 2031-09 | 11736.11 | 1319.44 | 10416.67 | 385416.67 |
| 84 | 2031-10 | 11701.39 | 1284.72 | 10416.67 | 375000.00 |
| 85 | 2031-11 | 11666.67 | 1250.00 | 10416.67 | 364583.33 |
| 86 | 2031-12 | 11631.94 | 1215.28 | 10416.67 | 354166.67 |
| 87 | 2032-01 | 11597.22 | 1180.56 | 10416.67 | 343750.00 |
| 88 | 2032-02 | 11562.50 | 1145.83 | 10416.67 | 333333.33 |
| 89 | 2032-03 | 11527.78 | 1111.11 | 10416.67 | 322916.67 |
| 90 | 2032-04 | 11493.06 | 1076.39 | 10416.67 | 312500.00 |
| 91 | 2032-05 | 11458.33 | 1041.67 | 10416.67 | 302083.33 |
| 92 | 2032-06 | 11423.61 | 1006.94 | 10416.67 | 291666.67 |
| 93 | 2032-07 | 11388.89 | 972.22 | 10416.67 | 281250.00 |
| 94 | 2032-08 | 11354.17 | 937.50 | 10416.67 | 270833.33 |
| 95 | 2032-09 | 11319.44 | 902.78 | 10416.67 | 260416.67 |
| 96 | 2032-10 | 11284.72 | 868.06 | 10416.67 | 250000.00 |
| 97 | 2032-11 | 11250.00 | 833.33 | 10416.67 | 239583.33 |
| 98 | 2032-12 | 11215.28 | 798.61 | 10416.67 | 229166.67 |
| 99 | 2033-01 | 11180.56 | 763.89 | 10416.67 | 218750.00 |
| 100 | 2033-02 | 11145.83 | 729.17 | 10416.67 | 208333.33 |
| 101 | 2033-03 | 11111.11 | 694.44 | 10416.67 | 197916.67 |
| 102 | 2033-04 | 11076.39 | 659.72 | 10416.67 | 187500.00 |
| 103 | 2033-05 | 11041.67 | 625.00 | 10416.67 | 177083.33 |
| 104 | 2033-06 | 11006.94 | 590.28 | 10416.67 | 166666.67 |
| 105 | 2033-07 | 10972.22 | 555.56 | 10416.67 | 156250.00 |
| 106 | 2033-08 | 10937.50 | 520.83 | 10416.67 | 145833.33 |
| 107 | 2033-09 | 10902.78 | 486.11 | 10416.67 | 135416.67 |
| 108 | 2033-10 | 10868.06 | 451.39 | 10416.67 | 125000.00 |
| 109 | 2033-11 | 10833.33 | 416.67 | 10416.67 | 114583.33 |
| 110 | 2033-12 | 10798.61 | 381.94 | 10416.67 | 104166.67 |
| 111 | 2034-01 | 10763.89 | 347.22 | 10416.67 | 93750.00 |
| 112 | 2034-02 | 10729.17 | 312.50 | 10416.67 | 83333.33 |
| 113 | 2034-03 | 10694.44 | 277.78 | 10416.67 | 72916.67 |
| 114 | 2034-04 | 10659.72 | 243.06 | 10416.67 | 62500.00 |
| 115 | 2034-05 | 10625.00 | 208.33 | 10416.67 | 52083.33 |
| 116 | 2034-06 | 10590.28 | 173.61 | 10416.67 | 41666.67 |
| 117 | 2034-07 | 10555.56 | 138.89 | 10416.67 | 31250.00 |
| 118 | 2034-08 | 10520.83 | 104.17 | 10416.67 | 20833.33 |
| 119 | 2034-09 | 10486.11 | 69.44 | 10416.67 | 10416.67 |
| 120 | 2034-10 | 10451.39 | 34.72 | 10416.67 | 0.00 |
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采用2025年12月01日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布,采用2025年12月01日贷款市场报价利率(LPR)为:1年期LPR为3.35%,5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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