贷款38.12万（商业贷款）的房贷，还款10年7个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：38.12万
还款月数：10年7个月
每月还款：3668.02元
利息总额：8.47万
本息合计：46.58万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 3668.02 | 1238.80 | 2429.22 | 378739.11 |
| 2 | 2024-12 | 3668.02 | 1230.90 | 2437.12 | 376301.99 |
| 3 | 2025-01 | 3668.02 | 1222.98 | 2445.04 | 373856.95 |
| 4 | 2025-02 | 3668.02 | 1215.04 | 2452.98 | 371403.97 |
| 5 | 2025-03 | 3668.02 | 1207.06 | 2460.96 | 368943.01 |
| 6 | 2025-04 | 3668.02 | 1199.06 | 2468.95 | 366474.06 |
| 7 | 2025-05 | 3668.02 | 1191.04 | 2476.98 | 363997.08 |
| 8 | 2025-06 | 3668.02 | 1182.99 | 2485.03 | 361512.05 |
| 9 | 2025-07 | 3668.02 | 1174.91 | 2493.10 | 359018.95 |
| 10 | 2025-08 | 3668.02 | 1166.81 | 2501.21 | 356517.74 |
| 11 | 2025-09 | 3668.02 | 1158.68 | 2509.34 | 354008.40 |
| 12 | 2025-10 | 3668.02 | 1150.53 | 2517.49 | 351490.91 |
| 13 | 2025-11 | 3668.02 | 1142.35 | 2525.67 | 348965.24 |
| 14 | 2025-12 | 3668.02 | 1134.14 | 2533.88 | 346431.36 |
| 15 | 2026-01 | 3668.02 | 1125.90 | 2542.12 | 343889.24 |
| 16 | 2026-02 | 3668.02 | 1117.64 | 2550.38 | 341338.86 |
| 17 | 2026-03 | 3668.02 | 1109.35 | 2558.67 | 338780.19 |
| 18 | 2026-04 | 3668.02 | 1101.04 | 2566.98 | 336213.21 |
| 19 | 2026-05 | 3668.02 | 1092.69 | 2575.33 | 333637.88 |
| 20 | 2026-06 | 3668.02 | 1084.32 | 2583.70 | 331054.19 |
| 21 | 2026-07 | 3668.02 | 1075.93 | 2592.09 | 328462.10 |
| 22 | 2026-08 | 3668.02 | 1067.50 | 2600.52 | 325861.58 |
| 23 | 2026-09 | 3668.02 | 1059.05 | 2608.97 | 323252.61 |
| 24 | 2026-10 | 3668.02 | 1050.57 | 2617.45 | 320635.16 |
| 25 | 2026-11 | 3668.02 | 1042.06 | 2625.95 | 318009.21 |
| 26 | 2026-12 | 3668.02 | 1033.53 | 2634.49 | 315374.72 |
| 27 | 2027-01 | 3668.02 | 1024.97 | 2643.05 | 312731.67 |
| 28 | 2027-02 | 3668.02 | 1016.38 | 2651.64 | 310080.03 |
| 29 | 2027-03 | 3668.02 | 1007.76 | 2660.26 | 307419.77 |
| 30 | 2027-04 | 3668.02 | 999.11 | 2668.90 | 304750.86 |
| 31 | 2027-05 | 3668.02 | 990.44 | 2677.58 | 302073.28 |
| 32 | 2027-06 | 3668.02 | 981.74 | 2686.28 | 299387.00 |
| 33 | 2027-07 | 3668.02 | 973.01 | 2695.01 | 296691.99 |
| 34 | 2027-08 | 3668.02 | 964.25 | 2703.77 | 293988.22 |
| 35 | 2027-09 | 3668.02 | 955.46 | 2712.56 | 291275.67 |
| 36 | 2027-10 | 3668.02 | 946.65 | 2721.37 | 288554.29 |
| 37 | 2027-11 | 3668.02 | 937.80 | 2730.22 | 285824.07 |
| 38 | 2027-12 | 3668.02 | 928.93 | 2739.09 | 283084.98 |
| 39 | 2028-01 | 3668.02 | 920.03 | 2747.99 | 280336.99 |
| 40 | 2028-02 | 3668.02 | 911.10 | 2756.92 | 277580.07 |
| 41 | 2028-03 | 3668.02 | 902.14 | 2765.88 | 274814.18 |
| 42 | 2028-04 | 3668.02 | 893.15 | 2774.87 | 272039.31 |
| 43 | 2028-05 | 3668.02 | 884.13 | 2783.89 | 269255.42 |
| 44 | 2028-06 | 3668.02 | 875.08 | 2792.94 | 266462.48 |
| 45 | 2028-07 | 3668.02 | 866.00 | 2802.02 | 263660.47 |
| 46 | 2028-08 | 3668.02 | 856.90 | 2811.12 | 260849.34 |
| 47 | 2028-09 | 3668.02 | 847.76 | 2820.26 | 258029.08 |
| 48 | 2028-10 | 3668.02 | 838.59 | 2829.42 | 255199.66 |
| 49 | 2028-11 | 3668.02 | 829.40 | 2838.62 | 252361.04 |
| 50 | 2028-12 | 3668.02 | 820.17 | 2847.85 | 249513.19 |
| 51 | 2029-01 | 3668.02 | 810.92 | 2857.10 | 246656.09 |
| 52 | 2029-02 | 3668.02 | 801.63 | 2866.39 | 243789.71 |
| 53 | 2029-03 | 3668.02 | 792.32 | 2875.70 | 240914.00 |
| 54 | 2029-04 | 3668.02 | 782.97 | 2885.05 | 238028.96 |
| 55 | 2029-05 | 3668.02 | 773.59 | 2894.42 | 235134.53 |
| 56 | 2029-06 | 3668.02 | 764.19 | 2903.83 | 232230.70 |
| 57 | 2029-07 | 3668.02 | 754.75 | 2913.27 | 229317.43 |
| 58 | 2029-08 | 3668.02 | 745.28 | 2922.74 | 226394.69 |
| 59 | 2029-09 | 3668.02 | 735.78 | 2932.24 | 223462.46 |
| 60 | 2029-10 | 3668.02 | 726.25 | 2941.77 | 220520.69 |
| 61 | 2029-11 | 3668.02 | 716.69 | 2951.33 | 217569.36 |
| 62 | 2029-12 | 3668.02 | 707.10 | 2960.92 | 214608.45 |
| 63 | 2030-01 | 3668.02 | 697.48 | 2970.54 | 211637.90 |
| 64 | 2030-02 | 3668.02 | 687.82 | 2980.20 | 208657.71 |
| 65 | 2030-03 | 3668.02 | 678.14 | 2989.88 | 205667.83 |
| 66 | 2030-04 | 3668.02 | 668.42 | 2999.60 | 202668.23 |
| 67 | 2030-05 | 3668.02 | 658.67 | 3009.35 | 199658.88 |
| 68 | 2030-06 | 3668.02 | 648.89 | 3019.13 | 196639.75 |
| 69 | 2030-07 | 3668.02 | 639.08 | 3028.94 | 193610.81 |
| 70 | 2030-08 | 3668.02 | 629.24 | 3038.78 | 190572.03 |
| 71 | 2030-09 | 3668.02 | 619.36 | 3048.66 | 187523.37 |
| 72 | 2030-10 | 3668.02 | 609.45 | 3058.57 | 184464.80 |
| 73 | 2030-11 | 3668.02 | 599.51 | 3068.51 | 181396.29 |
| 74 | 2030-12 | 3668.02 | 589.54 | 3078.48 | 178317.81 |
| 75 | 2031-01 | 3668.02 | 579.53 | 3088.49 | 175229.33 |
| 76 | 2031-02 | 3668.02 | 569.50 | 3098.52 | 172130.80 |
| 77 | 2031-03 | 3668.02 | 559.43 | 3108.59 | 169022.21 |
| 78 | 2031-04 | 3668.02 | 549.32 | 3118.70 | 165903.51 |
| 79 | 2031-05 | 3668.02 | 539.19 | 3128.83 | 162774.68 |
| 80 | 2031-06 | 3668.02 | 529.02 | 3139.00 | 159635.68 |
| 81 | 2031-07 | 3668.02 | 518.82 | 3149.20 | 156486.48 |
| 82 | 2031-08 | 3668.02 | 508.58 | 3159.44 | 153327.04 |
| 83 | 2031-09 | 3668.02 | 498.31 | 3169.71 | 150157.33 |
| 84 | 2031-10 | 3668.02 | 488.01 | 3180.01 | 146977.32 |
| 85 | 2031-11 | 3668.02 | 477.68 | 3190.34 | 143786.98 |
| 86 | 2031-12 | 3668.02 | 467.31 | 3200.71 | 140586.27 |
| 87 | 2032-01 | 3668.02 | 456.91 | 3211.11 | 137375.16 |
| 88 | 2032-02 | 3668.02 | 446.47 | 3221.55 | 134153.61 |
| 89 | 2032-03 | 3668.02 | 436.00 | 3232.02 | 130921.59 |
| 90 | 2032-04 | 3668.02 | 425.50 | 3242.52 | 127679.06 |
| 91 | 2032-05 | 3668.02 | 414.96 | 3253.06 | 124426.00 |
| 92 | 2032-06 | 3668.02 | 404.38 | 3263.63 | 121162.37 |
| 93 | 2032-07 | 3668.02 | 393.78 | 3274.24 | 117888.13 |
| 94 | 2032-08 | 3668.02 | 383.14 | 3284.88 | 114603.24 |
| 95 | 2032-09 | 3668.02 | 372.46 | 3295.56 | 111307.68 |
| 96 | 2032-10 | 3668.02 | 361.75 | 3306.27 | 108001.42 |
| 97 | 2032-11 | 3668.02 | 351.00 | 3317.01 | 104684.40 |
| 98 | 2032-12 | 3668.02 | 340.22 | 3327.79 | 101356.61 |
| 99 | 2033-01 | 3668.02 | 329.41 | 3338.61 | 98018.00 |
| 100 | 2033-02 | 3668.02 | 318.56 | 3349.46 | 94668.54 |
| 101 | 2033-03 | 3668.02 | 307.67 | 3360.35 | 91308.19 |
| 102 | 2033-04 | 3668.02 | 296.75 | 3371.27 | 87936.92 |
| 103 | 2033-05 | 3668.02 | 285.79 | 3382.22 | 84554.70 |
| 104 | 2033-06 | 3668.02 | 274.80 | 3393.22 | 81161.48 |
| 105 | 2033-07 | 3668.02 | 263.77 | 3404.24 | 77757.24 |
| 106 | 2033-08 | 3668.02 | 252.71 | 3415.31 | 74341.93 |
| 107 | 2033-09 | 3668.02 | 241.61 | 3426.41 | 70915.52 |
| 108 | 2033-10 | 3668.02 | 230.48 | 3437.54 | 67477.98 |
| 109 | 2033-11 | 3668.02 | 219.30 | 3448.72 | 64029.26 |
| 110 | 2033-12 | 3668.02 | 208.10 | 3459.92 | 60569.34 |
| 111 | 2034-01 | 3668.02 | 196.85 | 3471.17 | 57098.17 |
| 112 | 2034-02 | 3668.02 | 185.57 | 3482.45 | 53615.72 |
| 113 | 2034-03 | 3668.02 | 174.25 | 3493.77 | 50121.95 |
| 114 | 2034-04 | 3668.02 | 162.90 | 3505.12 | 46616.83 |
| 115 | 2034-05 | 3668.02 | 151.50 | 3516.51 | 43100.32 |
| 116 | 2034-06 | 3668.02 | 140.08 | 3527.94 | 39572.37 |
| 117 | 2034-07 | 3668.02 | 128.61 | 3539.41 | 36032.97 |
| 118 | 2034-08 | 3668.02 | 117.11 | 3550.91 | 32482.05 |
| 119 | 2034-09 | 3668.02 | 105.57 | 3562.45 | 28919.60 |
| 120 | 2034-10 | 3668.02 | 93.99 | 3574.03 | 25345.57 |
| 121 | 2034-11 | 3668.02 | 82.37 | 3585.65 | 21759.93 |
| 122 | 2034-12 | 3668.02 | 70.72 | 3597.30 | 18162.63 |
| 123 | 2035-01 | 3668.02 | 59.03 | 3608.99 | 14553.64 |
| 124 | 2035-02 | 3668.02 | 47.30 | 3620.72 | 10932.92 |
| 125 | 2035-03 | 3668.02 | 35.53 | 3632.49 | 7300.43 |
| 126 | 2035-04 | 3668.02 | 23.73 | 3644.29 | 3656.14 |
| 127 | 2035-05 | 3668.02 | 11.88 | 3656.14 | 0.00 |
还款方式二：等额本金
贷款总额：38.12万
还款月数：10年7个月
首月还款：4240.12元
每月递减：9.75元
利息总额：7.93万
本息合计：46.05万
节省利息：5387.06元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 4240.12 | 1238.80 | 3001.33 | 378167.00 |
| 2 | 2024-12 | 4230.37 | 1229.04 | 3001.33 | 375165.68 |
| 3 | 2025-01 | 4220.61 | 1219.29 | 3001.33 | 372164.35 |
| 4 | 2025-02 | 4210.86 | 1209.53 | 3001.33 | 369163.03 |
| 5 | 2025-03 | 4201.11 | 1199.78 | 3001.33 | 366161.70 |
| 6 | 2025-04 | 4191.35 | 1190.03 | 3001.33 | 363160.38 |
| 7 | 2025-05 | 4181.60 | 1180.27 | 3001.33 | 360159.05 |
| 8 | 2025-06 | 4171.84 | 1170.52 | 3001.33 | 357157.73 |
| 9 | 2025-07 | 4162.09 | 1160.76 | 3001.33 | 354156.40 |
| 10 | 2025-08 | 4152.33 | 1151.01 | 3001.33 | 351155.08 |
| 11 | 2025-09 | 4142.58 | 1141.25 | 3001.33 | 348153.75 |
| 12 | 2025-10 | 4132.83 | 1131.50 | 3001.33 | 345152.42 |
| 13 | 2025-11 | 4123.07 | 1121.75 | 3001.33 | 342151.10 |
| 14 | 2025-12 | 4113.32 | 1111.99 | 3001.33 | 339149.77 |
| 15 | 2026-01 | 4103.56 | 1102.24 | 3001.33 | 336148.45 |
| 16 | 2026-02 | 4093.81 | 1092.48 | 3001.33 | 333147.12 |
| 17 | 2026-03 | 4084.05 | 1082.73 | 3001.33 | 330145.80 |
| 18 | 2026-04 | 4074.30 | 1072.97 | 3001.33 | 327144.47 |
| 19 | 2026-05 | 4064.54 | 1063.22 | 3001.33 | 324143.15 |
| 20 | 2026-06 | 4054.79 | 1053.47 | 3001.33 | 321141.82 |
| 21 | 2026-07 | 4045.04 | 1043.71 | 3001.33 | 318140.50 |
| 22 | 2026-08 | 4035.28 | 1033.96 | 3001.33 | 315139.17 |
| 23 | 2026-09 | 4025.53 | 1024.20 | 3001.33 | 312137.85 |
| 24 | 2026-10 | 4015.77 | 1014.45 | 3001.33 | 309136.52 |
| 25 | 2026-11 | 4006.02 | 1004.69 | 3001.33 | 306135.19 |
| 26 | 2026-12 | 3996.26 | 994.94 | 3001.33 | 303133.87 |
| 27 | 2027-01 | 3986.51 | 985.19 | 3001.33 | 300132.54 |
| 28 | 2027-02 | 3976.76 | 975.43 | 3001.33 | 297131.22 |
| 29 | 2027-03 | 3967.00 | 965.68 | 3001.33 | 294129.89 |
| 30 | 2027-04 | 3957.25 | 955.92 | 3001.33 | 291128.57 |
| 31 | 2027-05 | 3947.49 | 946.17 | 3001.33 | 288127.24 |
| 32 | 2027-06 | 3937.74 | 936.41 | 3001.33 | 285125.92 |
| 33 | 2027-07 | 3927.98 | 926.66 | 3001.33 | 282124.59 |
| 34 | 2027-08 | 3918.23 | 916.90 | 3001.33 | 279123.27 |
| 35 | 2027-09 | 3908.48 | 907.15 | 3001.33 | 276121.94 |
| 36 | 2027-10 | 3898.72 | 897.40 | 3001.33 | 273120.61 |
| 37 | 2027-11 | 3888.97 | 887.64 | 3001.33 | 270119.29 |
| 38 | 2027-12 | 3879.21 | 877.89 | 3001.33 | 267117.96 |
| 39 | 2028-01 | 3869.46 | 868.13 | 3001.33 | 264116.64 |
| 40 | 2028-02 | 3859.70 | 858.38 | 3001.33 | 261115.31 |
| 41 | 2028-03 | 3849.95 | 848.62 | 3001.33 | 258113.99 |
| 42 | 2028-04 | 3840.20 | 838.87 | 3001.33 | 255112.66 |
| 43 | 2028-05 | 3830.44 | 829.12 | 3001.33 | 252111.34 |
| 44 | 2028-06 | 3820.69 | 819.36 | 3001.33 | 249110.01 |
| 45 | 2028-07 | 3810.93 | 809.61 | 3001.33 | 246108.69 |
| 46 | 2028-08 | 3801.18 | 799.85 | 3001.33 | 243107.36 |
| 47 | 2028-09 | 3791.42 | 790.10 | 3001.33 | 240106.03 |
| 48 | 2028-10 | 3781.67 | 780.34 | 3001.33 | 237104.71 |
| 49 | 2028-11 | 3771.92 | 770.59 | 3001.33 | 234103.38 |
| 50 | 2028-12 | 3762.16 | 760.84 | 3001.33 | 231102.06 |
| 51 | 2029-01 | 3752.41 | 751.08 | 3001.33 | 228100.73 |
| 52 | 2029-02 | 3742.65 | 741.33 | 3001.33 | 225099.41 |
| 53 | 2029-03 | 3732.90 | 731.57 | 3001.33 | 222098.08 |
| 54 | 2029-04 | 3723.14 | 721.82 | 3001.33 | 219096.76 |
| 55 | 2029-05 | 3713.39 | 712.06 | 3001.33 | 216095.43 |
| 56 | 2029-06 | 3703.64 | 702.31 | 3001.33 | 213094.11 |
| 57 | 2029-07 | 3693.88 | 692.56 | 3001.33 | 210092.78 |
| 58 | 2029-08 | 3684.13 | 682.80 | 3001.33 | 207091.45 |
| 59 | 2029-09 | 3674.37 | 673.05 | 3001.33 | 204090.13 |
| 60 | 2029-10 | 3664.62 | 663.29 | 3001.33 | 201088.80 |
| 61 | 2029-11 | 3654.86 | 653.54 | 3001.33 | 198087.48 |
| 62 | 2029-12 | 3645.11 | 643.78 | 3001.33 | 195086.15 |
| 63 | 2030-01 | 3635.36 | 634.03 | 3001.33 | 192084.83 |
| 64 | 2030-02 | 3625.60 | 624.28 | 3001.33 | 189083.50 |
| 65 | 2030-03 | 3615.85 | 614.52 | 3001.33 | 186082.18 |
| 66 | 2030-04 | 3606.09 | 604.77 | 3001.33 | 183080.85 |
| 67 | 2030-05 | 3596.34 | 595.01 | 3001.33 | 180079.53 |
| 68 | 2030-06 | 3586.58 | 585.26 | 3001.33 | 177078.20 |
| 69 | 2030-07 | 3576.83 | 575.50 | 3001.33 | 174076.88 |
| 70 | 2030-08 | 3567.08 | 565.75 | 3001.33 | 171075.55 |
| 71 | 2030-09 | 3557.32 | 556.00 | 3001.33 | 168074.22 |
| 72 | 2030-10 | 3547.57 | 546.24 | 3001.33 | 165072.90 |
| 73 | 2030-11 | 3537.81 | 536.49 | 3001.33 | 162071.57 |
| 74 | 2030-12 | 3528.06 | 526.73 | 3001.33 | 159070.25 |
| 75 | 2031-01 | 3518.30 | 516.98 | 3001.33 | 156068.92 |
| 76 | 2031-02 | 3508.55 | 507.22 | 3001.33 | 153067.60 |
| 77 | 2031-03 | 3498.80 | 497.47 | 3001.33 | 150066.27 |
| 78 | 2031-04 | 3489.04 | 487.72 | 3001.33 | 147064.95 |
| 79 | 2031-05 | 3479.29 | 477.96 | 3001.33 | 144063.62 |
| 80 | 2031-06 | 3469.53 | 468.21 | 3001.33 | 141062.30 |
| 81 | 2031-07 | 3459.78 | 458.45 | 3001.33 | 138060.97 |
| 82 | 2031-08 | 3450.02 | 448.70 | 3001.33 | 135059.64 |
| 83 | 2031-09 | 3440.27 | 438.94 | 3001.33 | 132058.32 |
| 84 | 2031-10 | 3430.51 | 429.19 | 3001.33 | 129056.99 |
| 85 | 2031-11 | 3420.76 | 419.44 | 3001.33 | 126055.67 |
| 86 | 2031-12 | 3411.01 | 409.68 | 3001.33 | 123054.34 |
| 87 | 2032-01 | 3401.25 | 399.93 | 3001.33 | 120053.02 |
| 88 | 2032-02 | 3391.50 | 390.17 | 3001.33 | 117051.69 |
| 89 | 2032-03 | 3381.74 | 380.42 | 3001.33 | 114050.37 |
| 90 | 2032-04 | 3371.99 | 370.66 | 3001.33 | 111049.04 |
| 91 | 2032-05 | 3362.23 | 360.91 | 3001.33 | 108047.72 |
| 92 | 2032-06 | 3352.48 | 351.16 | 3001.33 | 105046.39 |
| 93 | 2032-07 | 3342.73 | 341.40 | 3001.33 | 102045.06 |
| 94 | 2032-08 | 3332.97 | 331.65 | 3001.33 | 99043.74 |
| 95 | 2032-09 | 3323.22 | 321.89 | 3001.33 | 96042.41 |
| 96 | 2032-10 | 3313.46 | 312.14 | 3001.33 | 93041.09 |
| 97 | 2032-11 | 3303.71 | 302.38 | 3001.33 | 90039.76 |
| 98 | 2032-12 | 3293.95 | 292.63 | 3001.33 | 87038.44 |
| 99 | 2033-01 | 3284.20 | 282.87 | 3001.33 | 84037.11 |
| 100 | 2033-02 | 3274.45 | 273.12 | 3001.33 | 81035.79 |
| 101 | 2033-03 | 3264.69 | 263.37 | 3001.33 | 78034.46 |
| 102 | 2033-04 | 3254.94 | 253.61 | 3001.33 | 75033.14 |
| 103 | 2033-05 | 3245.18 | 243.86 | 3001.33 | 72031.81 |
| 104 | 2033-06 | 3235.43 | 234.10 | 3001.33 | 69030.48 |
| 105 | 2033-07 | 3225.67 | 224.35 | 3001.33 | 66029.16 |
| 106 | 2033-08 | 3215.92 | 214.59 | 3001.33 | 63027.83 |
| 107 | 2033-09 | 3206.17 | 204.84 | 3001.33 | 60026.51 |
| 108 | 2033-10 | 3196.41 | 195.09 | 3001.33 | 57025.18 |
| 109 | 2033-11 | 3186.66 | 185.33 | 3001.33 | 54023.86 |
| 110 | 2033-12 | 3176.90 | 175.58 | 3001.33 | 51022.53 |
| 111 | 2034-01 | 3167.15 | 165.82 | 3001.33 | 48021.21 |
| 112 | 2034-02 | 3157.39 | 156.07 | 3001.33 | 45019.88 |
| 113 | 2034-03 | 3147.64 | 146.31 | 3001.33 | 42018.56 |
| 114 | 2034-04 | 3137.89 | 136.56 | 3001.33 | 39017.23 |
| 115 | 2034-05 | 3128.13 | 126.81 | 3001.33 | 36015.91 |
| 116 | 2034-06 | 3118.38 | 117.05 | 3001.33 | 33014.58 |
| 117 | 2034-07 | 3108.62 | 107.30 | 3001.33 | 30013.25 |
| 118 | 2034-08 | 3098.87 | 97.54 | 3001.33 | 27011.93 |
| 119 | 2034-09 | 3089.11 | 87.79 | 3001.33 | 24010.60 |
| 120 | 2034-10 | 3079.36 | 78.03 | 3001.33 | 21009.28 |
| 121 | 2034-11 | 3069.61 | 68.28 | 3001.33 | 18007.95 |
| 122 | 2034-12 | 3059.85 | 58.53 | 3001.33 | 15006.63 |
| 123 | 2035-01 | 3050.10 | 48.77 | 3001.33 | 12005.30 |
| 124 | 2035-02 | 3040.34 | 39.02 | 3001.33 | 9003.98 |
| 125 | 2035-03 | 3030.59 | 29.26 | 3001.33 | 6002.65 |
| 126 | 2035-04 | 3020.83 | 19.51 | 3001.33 | 3001.33 |
| 127 | 2035-05 | 3011.08 | 9.75 | 3001.33 | 0.00 |
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采用2025年12月01日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月01日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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