贷款85万（公积金贷款）的房贷，还款10年6个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：85万
还款月数：10年6个月
每月还款：8011.22元
利息总额：15.94万
本息合计：100.94万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 8011.22 | 2372.92 | 5638.30 | 844361.70 |
| 2 | 2024-12 | 8011.22 | 2357.18 | 5654.04 | 838707.66 |
| 3 | 2025-01 | 8011.22 | 2341.39 | 5669.83 | 833037.83 |
| 4 | 2025-02 | 8011.22 | 2325.56 | 5685.65 | 827352.17 |
| 5 | 2025-03 | 8011.22 | 2309.69 | 5701.53 | 821650.65 |
| 6 | 2025-04 | 8011.22 | 2293.77 | 5717.44 | 815933.20 |
| 7 | 2025-05 | 8011.22 | 2277.81 | 5733.41 | 810199.80 |
| 8 | 2025-06 | 8011.22 | 2261.81 | 5749.41 | 804450.39 |
| 9 | 2025-07 | 8011.22 | 2245.76 | 5765.46 | 798684.92 |
| 10 | 2025-08 | 8011.22 | 2229.66 | 5781.56 | 792903.37 |
| 11 | 2025-09 | 8011.22 | 2213.52 | 5797.70 | 787105.67 |
| 12 | 2025-10 | 8011.22 | 2197.34 | 5813.88 | 781291.79 |
| 13 | 2025-11 | 8011.22 | 2181.11 | 5830.11 | 775461.68 |
| 14 | 2025-12 | 8011.22 | 2164.83 | 5846.39 | 769615.29 |
| 15 | 2026-01 | 8011.22 | 2148.51 | 5862.71 | 763752.58 |
| 16 | 2026-02 | 8011.22 | 2132.14 | 5879.08 | 757873.50 |
| 17 | 2026-03 | 8011.22 | 2115.73 | 5895.49 | 751978.01 |
| 18 | 2026-04 | 8011.22 | 2099.27 | 5911.95 | 746066.07 |
| 19 | 2026-05 | 8011.22 | 2082.77 | 5928.45 | 740137.62 |
| 20 | 2026-06 | 8011.22 | 2066.22 | 5945.00 | 734192.61 |
| 21 | 2026-07 | 8011.22 | 2049.62 | 5961.60 | 728231.02 |
| 22 | 2026-08 | 8011.22 | 2032.98 | 5978.24 | 722252.78 |
| 23 | 2026-09 | 8011.22 | 2016.29 | 5994.93 | 716257.85 |
| 24 | 2026-10 | 8011.22 | 1999.55 | 6011.67 | 710246.18 |
| 25 | 2026-11 | 8011.22 | 1982.77 | 6028.45 | 704217.73 |
| 26 | 2026-12 | 8011.22 | 1965.94 | 6045.28 | 698172.45 |
| 27 | 2027-01 | 8011.22 | 1949.06 | 6062.15 | 692110.30 |
| 28 | 2027-02 | 8011.22 | 1932.14 | 6079.08 | 686031.22 |
| 29 | 2027-03 | 8011.22 | 1915.17 | 6096.05 | 679935.17 |
| 30 | 2027-04 | 8011.22 | 1898.15 | 6113.07 | 673822.11 |
| 31 | 2027-05 | 8011.22 | 1881.09 | 6130.13 | 667691.98 |
| 32 | 2027-06 | 8011.22 | 1863.97 | 6147.25 | 661544.73 |
| 33 | 2027-07 | 8011.22 | 1846.81 | 6164.41 | 655380.32 |
| 34 | 2027-08 | 8011.22 | 1829.60 | 6181.62 | 649198.71 |
| 35 | 2027-09 | 8011.22 | 1812.35 | 6198.87 | 642999.84 |
| 36 | 2027-10 | 8011.22 | 1795.04 | 6216.18 | 636783.66 |
| 37 | 2027-11 | 8011.22 | 1777.69 | 6233.53 | 630550.13 |
| 38 | 2027-12 | 8011.22 | 1760.29 | 6250.93 | 624299.19 |
| 39 | 2028-01 | 8011.22 | 1742.84 | 6268.38 | 618030.81 |
| 40 | 2028-02 | 8011.22 | 1725.34 | 6285.88 | 611744.93 |
| 41 | 2028-03 | 8011.22 | 1707.79 | 6303.43 | 605441.50 |
| 42 | 2028-04 | 8011.22 | 1690.19 | 6321.03 | 599120.47 |
| 43 | 2028-05 | 8011.22 | 1672.54 | 6338.67 | 592781.79 |
| 44 | 2028-06 | 8011.22 | 1654.85 | 6356.37 | 586425.43 |
| 45 | 2028-07 | 8011.22 | 1637.10 | 6374.11 | 580051.31 |
| 46 | 2028-08 | 8011.22 | 1619.31 | 6391.91 | 573659.40 |
| 47 | 2028-09 | 8011.22 | 1601.47 | 6409.75 | 567249.65 |
| 48 | 2028-10 | 8011.22 | 1583.57 | 6427.65 | 560822.00 |
| 49 | 2028-11 | 8011.22 | 1565.63 | 6445.59 | 554376.41 |
| 50 | 2028-12 | 8011.22 | 1547.63 | 6463.58 | 547912.83 |
| 51 | 2029-01 | 8011.22 | 1529.59 | 6481.63 | 541431.20 |
| 52 | 2029-02 | 8011.22 | 1511.50 | 6499.72 | 534931.47 |
| 53 | 2029-03 | 8011.22 | 1493.35 | 6517.87 | 528413.61 |
| 54 | 2029-04 | 8011.22 | 1475.15 | 6536.06 | 521877.54 |
| 55 | 2029-05 | 8011.22 | 1456.91 | 6554.31 | 515323.23 |
| 56 | 2029-06 | 8011.22 | 1438.61 | 6572.61 | 508750.62 |
| 57 | 2029-07 | 8011.22 | 1420.26 | 6590.96 | 502159.67 |
| 58 | 2029-08 | 8011.22 | 1401.86 | 6609.36 | 495550.31 |
| 59 | 2029-09 | 8011.22 | 1383.41 | 6627.81 | 488922.50 |
| 60 | 2029-10 | 8011.22 | 1364.91 | 6646.31 | 482276.19 |
| 61 | 2029-11 | 8011.22 | 1346.35 | 6664.86 | 475611.33 |
| 62 | 2029-12 | 8011.22 | 1327.75 | 6683.47 | 468927.86 |
| 63 | 2030-01 | 8011.22 | 1309.09 | 6702.13 | 462225.73 |
| 64 | 2030-02 | 8011.22 | 1290.38 | 6720.84 | 455504.89 |
| 65 | 2030-03 | 8011.22 | 1271.62 | 6739.60 | 448765.29 |
| 66 | 2030-04 | 8011.22 | 1252.80 | 6758.42 | 442006.87 |
| 67 | 2030-05 | 8011.22 | 1233.94 | 6777.28 | 435229.59 |
| 68 | 2030-06 | 8011.22 | 1215.02 | 6796.20 | 428433.39 |
| 69 | 2030-07 | 8011.22 | 1196.04 | 6815.18 | 421618.21 |
| 70 | 2030-08 | 8011.22 | 1177.02 | 6834.20 | 414784.01 |
| 71 | 2030-09 | 8011.22 | 1157.94 | 6853.28 | 407930.73 |
| 72 | 2030-10 | 8011.22 | 1138.81 | 6872.41 | 401058.32 |
| 73 | 2030-11 | 8011.22 | 1119.62 | 6891.60 | 394166.72 |
| 74 | 2030-12 | 8011.22 | 1100.38 | 6910.84 | 387255.88 |
| 75 | 2031-01 | 8011.22 | 1081.09 | 6930.13 | 380325.75 |
| 76 | 2031-02 | 8011.22 | 1061.74 | 6949.48 | 373376.28 |
| 77 | 2031-03 | 8011.22 | 1042.34 | 6968.88 | 366407.40 |
| 78 | 2031-04 | 8011.22 | 1022.89 | 6988.33 | 359419.07 |
| 79 | 2031-05 | 8011.22 | 1003.38 | 7007.84 | 352411.23 |
| 80 | 2031-06 | 8011.22 | 983.81 | 7027.40 | 345383.82 |
| 81 | 2031-07 | 8011.22 | 964.20 | 7047.02 | 338336.80 |
| 82 | 2031-08 | 8011.22 | 944.52 | 7066.70 | 331270.11 |
| 83 | 2031-09 | 8011.22 | 924.80 | 7086.42 | 324183.68 |
| 84 | 2031-10 | 8011.22 | 905.01 | 7106.21 | 317077.48 |
| 85 | 2031-11 | 8011.22 | 885.17 | 7126.04 | 309951.43 |
| 86 | 2031-12 | 8011.22 | 865.28 | 7145.94 | 302805.50 |
| 87 | 2032-01 | 8011.22 | 845.33 | 7165.89 | 295639.61 |
| 88 | 2032-02 | 8011.22 | 825.33 | 7185.89 | 288453.72 |
| 89 | 2032-03 | 8011.22 | 805.27 | 7205.95 | 281247.77 |
| 90 | 2032-04 | 8011.22 | 785.15 | 7226.07 | 274021.70 |
| 91 | 2032-05 | 8011.22 | 764.98 | 7246.24 | 266775.45 |
| 92 | 2032-06 | 8011.22 | 744.75 | 7266.47 | 259508.98 |
| 93 | 2032-07 | 8011.22 | 724.46 | 7286.76 | 252222.23 |
| 94 | 2032-08 | 8011.22 | 704.12 | 7307.10 | 244915.13 |
| 95 | 2032-09 | 8011.22 | 683.72 | 7327.50 | 237587.63 |
| 96 | 2032-10 | 8011.22 | 663.27 | 7347.95 | 230239.68 |
| 97 | 2032-11 | 8011.22 | 642.75 | 7368.47 | 222871.21 |
| 98 | 2032-12 | 8011.22 | 622.18 | 7389.04 | 215482.18 |
| 99 | 2033-01 | 8011.22 | 601.55 | 7409.66 | 208072.51 |
| 100 | 2033-02 | 8011.22 | 580.87 | 7430.35 | 200642.16 |
| 101 | 2033-03 | 8011.22 | 560.13 | 7451.09 | 193191.07 |
| 102 | 2033-04 | 8011.22 | 539.33 | 7471.89 | 185719.17 |
| 103 | 2033-05 | 8011.22 | 518.47 | 7492.75 | 178226.42 |
| 104 | 2033-06 | 8011.22 | 497.55 | 7513.67 | 170712.75 |
| 105 | 2033-07 | 8011.22 | 476.57 | 7534.65 | 163178.11 |
| 106 | 2033-08 | 8011.22 | 455.54 | 7555.68 | 155622.43 |
| 107 | 2033-09 | 8011.22 | 434.45 | 7576.77 | 148045.65 |
| 108 | 2033-10 | 8011.22 | 413.29 | 7597.92 | 140447.73 |
| 109 | 2033-11 | 8011.22 | 392.08 | 7619.14 | 132828.59 |
| 110 | 2033-12 | 8011.22 | 370.81 | 7640.41 | 125188.19 |
| 111 | 2034-01 | 8011.22 | 349.48 | 7661.74 | 117526.45 |
| 112 | 2034-02 | 8011.22 | 328.09 | 7683.12 | 109843.33 |
| 113 | 2034-03 | 8011.22 | 306.65 | 7704.57 | 102138.75 |
| 114 | 2034-04 | 8011.22 | 285.14 | 7726.08 | 94412.67 |
| 115 | 2034-05 | 8011.22 | 263.57 | 7747.65 | 86665.02 |
| 116 | 2034-06 | 8011.22 | 241.94 | 7769.28 | 78895.74 |
| 117 | 2034-07 | 8011.22 | 220.25 | 7790.97 | 71104.78 |
| 118 | 2034-08 | 8011.22 | 198.50 | 7812.72 | 63292.06 |
| 119 | 2034-09 | 8011.22 | 176.69 | 7834.53 | 55457.53 |
| 120 | 2034-10 | 8011.22 | 154.82 | 7856.40 | 47601.13 |
| 121 | 2034-11 | 8011.22 | 132.89 | 7878.33 | 39722.80 |
| 122 | 2034-12 | 8011.22 | 110.89 | 7900.33 | 31822.47 |
| 123 | 2035-01 | 8011.22 | 88.84 | 7922.38 | 23900.09 |
| 124 | 2035-02 | 8011.22 | 66.72 | 7944.50 | 15955.59 |
| 125 | 2035-03 | 8011.22 | 44.54 | 7966.68 | 7988.92 |
| 126 | 2035-04 | 8011.22 | 22.30 | 7988.92 | 0.00 |
还款方式二：等额本金
贷款总额：85万
还款月数：10年6个月
首月还款：9118.95元
每月递减：18.83元
利息总额：15.07万
本息合计：100.07万
节省利息：8733.36元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 9118.95 | 2372.92 | 6746.03 | 843253.97 |
| 2 | 2024-12 | 9100.12 | 2354.08 | 6746.03 | 836507.94 |
| 3 | 2025-01 | 9081.28 | 2335.25 | 6746.03 | 829761.90 |
| 4 | 2025-02 | 9062.45 | 2316.42 | 6746.03 | 823015.87 |
| 5 | 2025-03 | 9043.62 | 2297.59 | 6746.03 | 816269.84 |
| 6 | 2025-04 | 9024.79 | 2278.75 | 6746.03 | 809523.81 |
| 7 | 2025-05 | 9005.95 | 2259.92 | 6746.03 | 802777.78 |
| 8 | 2025-06 | 8987.12 | 2241.09 | 6746.03 | 796031.75 |
| 9 | 2025-07 | 8968.29 | 2222.26 | 6746.03 | 789285.71 |
| 10 | 2025-08 | 8949.45 | 2203.42 | 6746.03 | 782539.68 |
| 11 | 2025-09 | 8930.62 | 2184.59 | 6746.03 | 775793.65 |
| 12 | 2025-10 | 8911.79 | 2165.76 | 6746.03 | 769047.62 |
| 13 | 2025-11 | 8892.96 | 2146.92 | 6746.03 | 762301.59 |
| 14 | 2025-12 | 8874.12 | 2128.09 | 6746.03 | 755555.56 |
| 15 | 2026-01 | 8855.29 | 2109.26 | 6746.03 | 748809.52 |
| 16 | 2026-02 | 8836.46 | 2090.43 | 6746.03 | 742063.49 |
| 17 | 2026-03 | 8817.63 | 2071.59 | 6746.03 | 735317.46 |
| 18 | 2026-04 | 8798.79 | 2052.76 | 6746.03 | 728571.43 |
| 19 | 2026-05 | 8779.96 | 2033.93 | 6746.03 | 721825.40 |
| 20 | 2026-06 | 8761.13 | 2015.10 | 6746.03 | 715079.37 |
| 21 | 2026-07 | 8742.29 | 1996.26 | 6746.03 | 708333.33 |
| 22 | 2026-08 | 8723.46 | 1977.43 | 6746.03 | 701587.30 |
| 23 | 2026-09 | 8704.63 | 1958.60 | 6746.03 | 694841.27 |
| 24 | 2026-10 | 8685.80 | 1939.77 | 6746.03 | 688095.24 |
| 25 | 2026-11 | 8666.96 | 1920.93 | 6746.03 | 681349.21 |
| 26 | 2026-12 | 8648.13 | 1902.10 | 6746.03 | 674603.17 |
| 27 | 2027-01 | 8629.30 | 1883.27 | 6746.03 | 667857.14 |
| 28 | 2027-02 | 8610.47 | 1864.43 | 6746.03 | 661111.11 |
| 29 | 2027-03 | 8591.63 | 1845.60 | 6746.03 | 654365.08 |
| 30 | 2027-04 | 8572.80 | 1826.77 | 6746.03 | 647619.05 |
| 31 | 2027-05 | 8553.97 | 1807.94 | 6746.03 | 640873.02 |
| 32 | 2027-06 | 8535.14 | 1789.10 | 6746.03 | 634126.98 |
| 33 | 2027-07 | 8516.30 | 1770.27 | 6746.03 | 627380.95 |
| 34 | 2027-08 | 8497.47 | 1751.44 | 6746.03 | 620634.92 |
| 35 | 2027-09 | 8478.64 | 1732.61 | 6746.03 | 613888.89 |
| 36 | 2027-10 | 8459.80 | 1713.77 | 6746.03 | 607142.86 |
| 37 | 2027-11 | 8440.97 | 1694.94 | 6746.03 | 600396.83 |
| 38 | 2027-12 | 8422.14 | 1676.11 | 6746.03 | 593650.79 |
| 39 | 2028-01 | 8403.31 | 1657.28 | 6746.03 | 586904.76 |
| 40 | 2028-02 | 8384.47 | 1638.44 | 6746.03 | 580158.73 |
| 41 | 2028-03 | 8365.64 | 1619.61 | 6746.03 | 573412.70 |
| 42 | 2028-04 | 8346.81 | 1600.78 | 6746.03 | 566666.67 |
| 43 | 2028-05 | 8327.98 | 1581.94 | 6746.03 | 559920.63 |
| 44 | 2028-06 | 8309.14 | 1563.11 | 6746.03 | 553174.60 |
| 45 | 2028-07 | 8290.31 | 1544.28 | 6746.03 | 546428.57 |
| 46 | 2028-08 | 8271.48 | 1525.45 | 6746.03 | 539682.54 |
| 47 | 2028-09 | 8252.65 | 1506.61 | 6746.03 | 532936.51 |
| 48 | 2028-10 | 8233.81 | 1487.78 | 6746.03 | 526190.48 |
| 49 | 2028-11 | 8214.98 | 1468.95 | 6746.03 | 519444.44 |
| 50 | 2028-12 | 8196.15 | 1450.12 | 6746.03 | 512698.41 |
| 51 | 2029-01 | 8177.31 | 1431.28 | 6746.03 | 505952.38 |
| 52 | 2029-02 | 8158.48 | 1412.45 | 6746.03 | 499206.35 |
| 53 | 2029-03 | 8139.65 | 1393.62 | 6746.03 | 492460.32 |
| 54 | 2029-04 | 8120.82 | 1374.79 | 6746.03 | 485714.29 |
| 55 | 2029-05 | 8101.98 | 1355.95 | 6746.03 | 478968.25 |
| 56 | 2029-06 | 8083.15 | 1337.12 | 6746.03 | 472222.22 |
| 57 | 2029-07 | 8064.32 | 1318.29 | 6746.03 | 465476.19 |
| 58 | 2029-08 | 8045.49 | 1299.45 | 6746.03 | 458730.16 |
| 59 | 2029-09 | 8026.65 | 1280.62 | 6746.03 | 451984.13 |
| 60 | 2029-10 | 8007.82 | 1261.79 | 6746.03 | 445238.10 |
| 61 | 2029-11 | 7988.99 | 1242.96 | 6746.03 | 438492.06 |
| 62 | 2029-12 | 7970.16 | 1224.12 | 6746.03 | 431746.03 |
| 63 | 2030-01 | 7951.32 | 1205.29 | 6746.03 | 425000.00 |
| 64 | 2030-02 | 7932.49 | 1186.46 | 6746.03 | 418253.97 |
| 65 | 2030-03 | 7913.66 | 1167.63 | 6746.03 | 411507.94 |
| 66 | 2030-04 | 7894.82 | 1148.79 | 6746.03 | 404761.90 |
| 67 | 2030-05 | 7875.99 | 1129.96 | 6746.03 | 398015.87 |
| 68 | 2030-06 | 7857.16 | 1111.13 | 6746.03 | 391269.84 |
| 69 | 2030-07 | 7838.33 | 1092.29 | 6746.03 | 384523.81 |
| 70 | 2030-08 | 7819.49 | 1073.46 | 6746.03 | 377777.78 |
| 71 | 2030-09 | 7800.66 | 1054.63 | 6746.03 | 371031.75 |
| 72 | 2030-10 | 7781.83 | 1035.80 | 6746.03 | 364285.71 |
| 73 | 2030-11 | 7763.00 | 1016.96 | 6746.03 | 357539.68 |
| 74 | 2030-12 | 7744.16 | 998.13 | 6746.03 | 350793.65 |
| 75 | 2031-01 | 7725.33 | 979.30 | 6746.03 | 344047.62 |
| 76 | 2031-02 | 7706.50 | 960.47 | 6746.03 | 337301.59 |
| 77 | 2031-03 | 7687.67 | 941.63 | 6746.03 | 330555.56 |
| 78 | 2031-04 | 7668.83 | 922.80 | 6746.03 | 323809.52 |
| 79 | 2031-05 | 7650.00 | 903.97 | 6746.03 | 317063.49 |
| 80 | 2031-06 | 7631.17 | 885.14 | 6746.03 | 310317.46 |
| 81 | 2031-07 | 7612.33 | 866.30 | 6746.03 | 303571.43 |
| 82 | 2031-08 | 7593.50 | 847.47 | 6746.03 | 296825.40 |
| 83 | 2031-09 | 7574.67 | 828.64 | 6746.03 | 290079.37 |
| 84 | 2031-10 | 7555.84 | 809.80 | 6746.03 | 283333.33 |
| 85 | 2031-11 | 7537.00 | 790.97 | 6746.03 | 276587.30 |
| 86 | 2031-12 | 7518.17 | 772.14 | 6746.03 | 269841.27 |
| 87 | 2032-01 | 7499.34 | 753.31 | 6746.03 | 263095.24 |
| 88 | 2032-02 | 7480.51 | 734.47 | 6746.03 | 256349.21 |
| 89 | 2032-03 | 7461.67 | 715.64 | 6746.03 | 249603.17 |
| 90 | 2032-04 | 7442.84 | 696.81 | 6746.03 | 242857.14 |
| 91 | 2032-05 | 7424.01 | 677.98 | 6746.03 | 236111.11 |
| 92 | 2032-06 | 7405.18 | 659.14 | 6746.03 | 229365.08 |
| 93 | 2032-07 | 7386.34 | 640.31 | 6746.03 | 222619.05 |
| 94 | 2032-08 | 7367.51 | 621.48 | 6746.03 | 215873.02 |
| 95 | 2032-09 | 7348.68 | 602.65 | 6746.03 | 209126.98 |
| 96 | 2032-10 | 7329.84 | 583.81 | 6746.03 | 202380.95 |
| 97 | 2032-11 | 7311.01 | 564.98 | 6746.03 | 195634.92 |
| 98 | 2032-12 | 7292.18 | 546.15 | 6746.03 | 188888.89 |
| 99 | 2033-01 | 7273.35 | 527.31 | 6746.03 | 182142.86 |
| 100 | 2033-02 | 7254.51 | 508.48 | 6746.03 | 175396.83 |
| 101 | 2033-03 | 7235.68 | 489.65 | 6746.03 | 168650.79 |
| 102 | 2033-04 | 7216.85 | 470.82 | 6746.03 | 161904.76 |
| 103 | 2033-05 | 7198.02 | 451.98 | 6746.03 | 155158.73 |
| 104 | 2033-06 | 7179.18 | 433.15 | 6746.03 | 148412.70 |
| 105 | 2033-07 | 7160.35 | 414.32 | 6746.03 | 141666.67 |
| 106 | 2033-08 | 7141.52 | 395.49 | 6746.03 | 134920.63 |
| 107 | 2033-09 | 7122.69 | 376.65 | 6746.03 | 128174.60 |
| 108 | 2033-10 | 7103.85 | 357.82 | 6746.03 | 121428.57 |
| 109 | 2033-11 | 7085.02 | 338.99 | 6746.03 | 114682.54 |
| 110 | 2033-12 | 7066.19 | 320.16 | 6746.03 | 107936.51 |
| 111 | 2034-01 | 7047.35 | 301.32 | 6746.03 | 101190.48 |
| 112 | 2034-02 | 7028.52 | 282.49 | 6746.03 | 94444.44 |
| 113 | 2034-03 | 7009.69 | 263.66 | 6746.03 | 87698.41 |
| 114 | 2034-04 | 6990.86 | 244.82 | 6746.03 | 80952.38 |
| 115 | 2034-05 | 6972.02 | 225.99 | 6746.03 | 74206.35 |
| 116 | 2034-06 | 6953.19 | 207.16 | 6746.03 | 67460.32 |
| 117 | 2034-07 | 6934.36 | 188.33 | 6746.03 | 60714.29 |
| 118 | 2034-08 | 6915.53 | 169.49 | 6746.03 | 53968.25 |
| 119 | 2034-09 | 6896.69 | 150.66 | 6746.03 | 47222.22 |
| 120 | 2034-10 | 6877.86 | 131.83 | 6746.03 | 40476.19 |
| 121 | 2034-11 | 6859.03 | 113.00 | 6746.03 | 33730.16 |
| 122 | 2034-12 | 6840.20 | 94.16 | 6746.03 | 26984.13 |
| 123 | 2035-01 | 6821.36 | 75.33 | 6746.03 | 20238.10 |
| 124 | 2035-02 | 6802.53 | 56.50 | 6746.03 | 13492.06 |
| 125 | 2035-03 | 6783.70 | 37.67 | 6746.03 | 6746.03 |
| 126 | 2035-04 | 6764.86 | 18.83 | 6746.03 | 0.00 |
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采用2025年12月01日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月01日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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