贷款165万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：165万
还款月数：10年
每月还款：16085.3元
利息总额：28.02万
本息合计：193.02万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 16085.30 | 4400.00 | 11685.30 | 1638314.70 |
| 2 | 2024-12 | 16085.30 | 4368.84 | 11716.46 | 1626598.23 |
| 3 | 2025-01 | 16085.30 | 4337.60 | 11747.71 | 1614850.52 |
| 4 | 2025-02 | 16085.30 | 4306.27 | 11779.04 | 1603071.49 |
| 5 | 2025-03 | 16085.30 | 4274.86 | 11810.45 | 1591261.04 |
| 6 | 2025-04 | 16085.30 | 4243.36 | 11841.94 | 1579419.10 |
| 7 | 2025-05 | 16085.30 | 4211.78 | 11873.52 | 1567545.58 |
| 8 | 2025-06 | 16085.30 | 4180.12 | 11905.18 | 1555640.40 |
| 9 | 2025-07 | 16085.30 | 4148.37 | 11936.93 | 1543703.47 |
| 10 | 2025-08 | 16085.30 | 4116.54 | 11968.76 | 1531734.71 |
| 11 | 2025-09 | 16085.30 | 4084.63 | 12000.68 | 1519734.03 |
| 12 | 2025-10 | 16085.30 | 4052.62 | 12032.68 | 1507701.35 |
| 13 | 2025-11 | 16085.30 | 4020.54 | 12064.77 | 1495636.59 |
| 14 | 2025-12 | 16085.30 | 3988.36 | 12096.94 | 1483539.65 |
| 15 | 2026-01 | 16085.30 | 3956.11 | 12129.20 | 1471410.45 |
| 16 | 2026-02 | 16085.30 | 3923.76 | 12161.54 | 1459248.91 |
| 17 | 2026-03 | 16085.30 | 3891.33 | 12193.97 | 1447054.94 |
| 18 | 2026-04 | 16085.30 | 3858.81 | 12226.49 | 1434828.45 |
| 19 | 2026-05 | 16085.30 | 3826.21 | 12259.09 | 1422569.35 |
| 20 | 2026-06 | 16085.30 | 3793.52 | 12291.79 | 1410277.57 |
| 21 | 2026-07 | 16085.30 | 3760.74 | 12324.56 | 1397953.00 |
| 22 | 2026-08 | 16085.30 | 3727.87 | 12357.43 | 1385595.57 |
| 23 | 2026-09 | 16085.30 | 3694.92 | 12390.38 | 1373205.19 |
| 24 | 2026-10 | 16085.30 | 3661.88 | 12423.42 | 1360781.77 |
| 25 | 2026-11 | 16085.30 | 3628.75 | 12456.55 | 1348325.22 |
| 26 | 2026-12 | 16085.30 | 3595.53 | 12489.77 | 1335835.45 |
| 27 | 2027-01 | 16085.30 | 3562.23 | 12523.08 | 1323312.37 |
| 28 | 2027-02 | 16085.30 | 3528.83 | 12556.47 | 1310755.90 |
| 29 | 2027-03 | 16085.30 | 3495.35 | 12589.95 | 1298165.95 |
| 30 | 2027-04 | 16085.30 | 3461.78 | 12623.53 | 1285542.42 |
| 31 | 2027-05 | 16085.30 | 3428.11 | 12657.19 | 1272885.23 |
| 32 | 2027-06 | 16085.30 | 3394.36 | 12690.94 | 1260194.29 |
| 33 | 2027-07 | 16085.30 | 3360.52 | 12724.79 | 1247469.50 |
| 34 | 2027-08 | 16085.30 | 3326.59 | 12758.72 | 1234710.78 |
| 35 | 2027-09 | 16085.30 | 3292.56 | 12792.74 | 1221918.04 |
| 36 | 2027-10 | 16085.30 | 3258.45 | 12826.86 | 1209091.19 |
| 37 | 2027-11 | 16085.30 | 3224.24 | 12861.06 | 1196230.13 |
| 38 | 2027-12 | 16085.30 | 3189.95 | 12895.36 | 1183334.77 |
| 39 | 2028-01 | 16085.30 | 3155.56 | 12929.74 | 1170405.03 |
| 40 | 2028-02 | 16085.30 | 3121.08 | 12964.22 | 1157440.80 |
| 41 | 2028-03 | 16085.30 | 3086.51 | 12998.79 | 1144442.01 |
| 42 | 2028-04 | 16085.30 | 3051.85 | 13033.46 | 1131408.55 |
| 43 | 2028-05 | 16085.30 | 3017.09 | 13068.21 | 1118340.34 |
| 44 | 2028-06 | 16085.30 | 2982.24 | 13103.06 | 1105237.27 |
| 45 | 2028-07 | 16085.30 | 2947.30 | 13138.00 | 1092099.27 |
| 46 | 2028-08 | 16085.30 | 2912.26 | 13173.04 | 1078926.23 |
| 47 | 2028-09 | 16085.30 | 2877.14 | 13208.17 | 1065718.07 |
| 48 | 2028-10 | 16085.30 | 2841.91 | 13243.39 | 1052474.68 |
| 49 | 2028-11 | 16085.30 | 2806.60 | 13278.70 | 1039195.97 |
| 50 | 2028-12 | 16085.30 | 2771.19 | 13314.11 | 1025881.86 |
| 51 | 2029-01 | 16085.30 | 2735.68 | 13349.62 | 1012532.24 |
| 52 | 2029-02 | 16085.30 | 2700.09 | 13385.22 | 999147.02 |
| 53 | 2029-03 | 16085.30 | 2664.39 | 13420.91 | 985726.11 |
| 54 | 2029-04 | 16085.30 | 2628.60 | 13456.70 | 972269.41 |
| 55 | 2029-05 | 16085.30 | 2592.72 | 13492.58 | 958776.83 |
| 56 | 2029-06 | 16085.30 | 2556.74 | 13528.57 | 945248.26 |
| 57 | 2029-07 | 16085.30 | 2520.66 | 13564.64 | 931683.62 |
| 58 | 2029-08 | 16085.30 | 2484.49 | 13600.81 | 918082.81 |
| 59 | 2029-09 | 16085.30 | 2448.22 | 13637.08 | 904445.72 |
| 60 | 2029-10 | 16085.30 | 2411.86 | 13673.45 | 890772.27 |
| 61 | 2029-11 | 16085.30 | 2375.39 | 13709.91 | 877062.36 |
| 62 | 2029-12 | 16085.30 | 2338.83 | 13746.47 | 863315.89 |
| 63 | 2030-01 | 16085.30 | 2302.18 | 13783.13 | 849532.77 |
| 64 | 2030-02 | 16085.30 | 2265.42 | 13819.88 | 835712.88 |
| 65 | 2030-03 | 16085.30 | 2228.57 | 13856.74 | 821856.15 |
| 66 | 2030-04 | 16085.30 | 2191.62 | 13893.69 | 807962.46 |
| 67 | 2030-05 | 16085.30 | 2154.57 | 13930.74 | 794031.72 |
| 68 | 2030-06 | 16085.30 | 2117.42 | 13967.89 | 780063.84 |
| 69 | 2030-07 | 16085.30 | 2080.17 | 14005.13 | 766058.71 |
| 70 | 2030-08 | 16085.30 | 2042.82 | 14042.48 | 752016.22 |
| 71 | 2030-09 | 16085.30 | 2005.38 | 14079.93 | 737936.30 |
| 72 | 2030-10 | 16085.30 | 1967.83 | 14117.47 | 723818.82 |
| 73 | 2030-11 | 16085.30 | 1930.18 | 14155.12 | 709663.70 |
| 74 | 2030-12 | 16085.30 | 1892.44 | 14192.87 | 695470.84 |
| 75 | 2031-01 | 16085.30 | 1854.59 | 14230.71 | 681240.12 |
| 76 | 2031-02 | 16085.30 | 1816.64 | 14268.66 | 666971.46 |
| 77 | 2031-03 | 16085.30 | 1778.59 | 14306.71 | 652664.75 |
| 78 | 2031-04 | 16085.30 | 1740.44 | 14344.86 | 638319.88 |
| 79 | 2031-05 | 16085.30 | 1702.19 | 14383.12 | 623936.77 |
| 80 | 2031-06 | 16085.30 | 1663.83 | 14421.47 | 609515.29 |
| 81 | 2031-07 | 16085.30 | 1625.37 | 14459.93 | 595055.37 |
| 82 | 2031-08 | 16085.30 | 1586.81 | 14498.49 | 580556.88 |
| 83 | 2031-09 | 16085.30 | 1548.15 | 14537.15 | 566019.72 |
| 84 | 2031-10 | 16085.30 | 1509.39 | 14575.92 | 551443.81 |
| 85 | 2031-11 | 16085.30 | 1470.52 | 14614.79 | 536829.02 |
| 86 | 2031-12 | 16085.30 | 1431.54 | 14653.76 | 522175.26 |
| 87 | 2032-01 | 16085.30 | 1392.47 | 14692.84 | 507482.43 |
| 88 | 2032-02 | 16085.30 | 1353.29 | 14732.02 | 492750.41 |
| 89 | 2032-03 | 16085.30 | 1314.00 | 14771.30 | 477979.11 |
| 90 | 2032-04 | 16085.30 | 1274.61 | 14810.69 | 463168.41 |
| 91 | 2032-05 | 16085.30 | 1235.12 | 14850.19 | 448318.23 |
| 92 | 2032-06 | 16085.30 | 1195.52 | 14889.79 | 433428.44 |
| 93 | 2032-07 | 16085.30 | 1155.81 | 14929.49 | 418498.94 |
| 94 | 2032-08 | 16085.30 | 1116.00 | 14969.31 | 403529.64 |
| 95 | 2032-09 | 16085.30 | 1076.08 | 15009.22 | 388520.41 |
| 96 | 2032-10 | 16085.30 | 1036.05 | 15049.25 | 373471.16 |
| 97 | 2032-11 | 16085.30 | 995.92 | 15089.38 | 358381.78 |
| 98 | 2032-12 | 16085.30 | 955.68 | 15129.62 | 343252.16 |
| 99 | 2033-01 | 16085.30 | 915.34 | 15169.96 | 328082.20 |
| 100 | 2033-02 | 16085.30 | 874.89 | 15210.42 | 312871.78 |
| 101 | 2033-03 | 16085.30 | 834.32 | 15250.98 | 297620.80 |
| 102 | 2033-04 | 16085.30 | 793.66 | 15291.65 | 282329.16 |
| 103 | 2033-05 | 16085.30 | 752.88 | 15332.43 | 266996.73 |
| 104 | 2033-06 | 16085.30 | 711.99 | 15373.31 | 251623.42 |
| 105 | 2033-07 | 16085.30 | 671.00 | 15414.31 | 236209.11 |
| 106 | 2033-08 | 16085.30 | 629.89 | 15455.41 | 220753.70 |
| 107 | 2033-09 | 16085.30 | 588.68 | 15496.63 | 205257.07 |
| 108 | 2033-10 | 16085.30 | 547.35 | 15537.95 | 189719.12 |
| 109 | 2033-11 | 16085.30 | 505.92 | 15579.39 | 174139.73 |
| 110 | 2033-12 | 16085.30 | 464.37 | 15620.93 | 158518.80 |
| 111 | 2034-01 | 16085.30 | 422.72 | 15662.59 | 142856.22 |
| 112 | 2034-02 | 16085.30 | 380.95 | 15704.35 | 127151.86 |
| 113 | 2034-03 | 16085.30 | 339.07 | 15746.23 | 111405.63 |
| 114 | 2034-04 | 16085.30 | 297.08 | 15788.22 | 95617.41 |
| 115 | 2034-05 | 16085.30 | 254.98 | 15830.32 | 79787.09 |
| 116 | 2034-06 | 16085.30 | 212.77 | 15872.54 | 63914.55 |
| 117 | 2034-07 | 16085.30 | 170.44 | 15914.86 | 47999.68 |
| 118 | 2034-08 | 16085.30 | 128.00 | 15957.30 | 32042.38 |
| 119 | 2034-09 | 16085.30 | 85.45 | 15999.86 | 16042.52 |
| 120 | 2034-10 | 16085.30 | 42.78 | 16042.52 | 0.00 |
还款方式二：等额本金
贷款总额：165万
还款月数：10年
首月还款：18150元
每月递减：36.67元
利息总额：26.62万
本息合计：191.62万
节省利息：14036.41元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 18150.00 | 4400.00 | 13750.00 | 1636250.00 |
| 2 | 2024-12 | 18113.33 | 4363.33 | 13750.00 | 1622500.00 |
| 3 | 2025-01 | 18076.67 | 4326.67 | 13750.00 | 1608750.00 |
| 4 | 2025-02 | 18040.00 | 4290.00 | 13750.00 | 1595000.00 |
| 5 | 2025-03 | 18003.33 | 4253.33 | 13750.00 | 1581250.00 |
| 6 | 2025-04 | 17966.67 | 4216.67 | 13750.00 | 1567500.00 |
| 7 | 2025-05 | 17930.00 | 4180.00 | 13750.00 | 1553750.00 |
| 8 | 2025-06 | 17893.33 | 4143.33 | 13750.00 | 1540000.00 |
| 9 | 2025-07 | 17856.67 | 4106.67 | 13750.00 | 1526250.00 |
| 10 | 2025-08 | 17820.00 | 4070.00 | 13750.00 | 1512500.00 |
| 11 | 2025-09 | 17783.33 | 4033.33 | 13750.00 | 1498750.00 |
| 12 | 2025-10 | 17746.67 | 3996.67 | 13750.00 | 1485000.00 |
| 13 | 2025-11 | 17710.00 | 3960.00 | 13750.00 | 1471250.00 |
| 14 | 2025-12 | 17673.33 | 3923.33 | 13750.00 | 1457500.00 |
| 15 | 2026-01 | 17636.67 | 3886.67 | 13750.00 | 1443750.00 |
| 16 | 2026-02 | 17600.00 | 3850.00 | 13750.00 | 1430000.00 |
| 17 | 2026-03 | 17563.33 | 3813.33 | 13750.00 | 1416250.00 |
| 18 | 2026-04 | 17526.67 | 3776.67 | 13750.00 | 1402500.00 |
| 19 | 2026-05 | 17490.00 | 3740.00 | 13750.00 | 1388750.00 |
| 20 | 2026-06 | 17453.33 | 3703.33 | 13750.00 | 1375000.00 |
| 21 | 2026-07 | 17416.67 | 3666.67 | 13750.00 | 1361250.00 |
| 22 | 2026-08 | 17380.00 | 3630.00 | 13750.00 | 1347500.00 |
| 23 | 2026-09 | 17343.33 | 3593.33 | 13750.00 | 1333750.00 |
| 24 | 2026-10 | 17306.67 | 3556.67 | 13750.00 | 1320000.00 |
| 25 | 2026-11 | 17270.00 | 3520.00 | 13750.00 | 1306250.00 |
| 26 | 2026-12 | 17233.33 | 3483.33 | 13750.00 | 1292500.00 |
| 27 | 2027-01 | 17196.67 | 3446.67 | 13750.00 | 1278750.00 |
| 28 | 2027-02 | 17160.00 | 3410.00 | 13750.00 | 1265000.00 |
| 29 | 2027-03 | 17123.33 | 3373.33 | 13750.00 | 1251250.00 |
| 30 | 2027-04 | 17086.67 | 3336.67 | 13750.00 | 1237500.00 |
| 31 | 2027-05 | 17050.00 | 3300.00 | 13750.00 | 1223750.00 |
| 32 | 2027-06 | 17013.33 | 3263.33 | 13750.00 | 1210000.00 |
| 33 | 2027-07 | 16976.67 | 3226.67 | 13750.00 | 1196250.00 |
| 34 | 2027-08 | 16940.00 | 3190.00 | 13750.00 | 1182500.00 |
| 35 | 2027-09 | 16903.33 | 3153.33 | 13750.00 | 1168750.00 |
| 36 | 2027-10 | 16866.67 | 3116.67 | 13750.00 | 1155000.00 |
| 37 | 2027-11 | 16830.00 | 3080.00 | 13750.00 | 1141250.00 |
| 38 | 2027-12 | 16793.33 | 3043.33 | 13750.00 | 1127500.00 |
| 39 | 2028-01 | 16756.67 | 3006.67 | 13750.00 | 1113750.00 |
| 40 | 2028-02 | 16720.00 | 2970.00 | 13750.00 | 1100000.00 |
| 41 | 2028-03 | 16683.33 | 2933.33 | 13750.00 | 1086250.00 |
| 42 | 2028-04 | 16646.67 | 2896.67 | 13750.00 | 1072500.00 |
| 43 | 2028-05 | 16610.00 | 2860.00 | 13750.00 | 1058750.00 |
| 44 | 2028-06 | 16573.33 | 2823.33 | 13750.00 | 1045000.00 |
| 45 | 2028-07 | 16536.67 | 2786.67 | 13750.00 | 1031250.00 |
| 46 | 2028-08 | 16500.00 | 2750.00 | 13750.00 | 1017500.00 |
| 47 | 2028-09 | 16463.33 | 2713.33 | 13750.00 | 1003750.00 |
| 48 | 2028-10 | 16426.67 | 2676.67 | 13750.00 | 990000.00 |
| 49 | 2028-11 | 16390.00 | 2640.00 | 13750.00 | 976250.00 |
| 50 | 2028-12 | 16353.33 | 2603.33 | 13750.00 | 962500.00 |
| 51 | 2029-01 | 16316.67 | 2566.67 | 13750.00 | 948750.00 |
| 52 | 2029-02 | 16280.00 | 2530.00 | 13750.00 | 935000.00 |
| 53 | 2029-03 | 16243.33 | 2493.33 | 13750.00 | 921250.00 |
| 54 | 2029-04 | 16206.67 | 2456.67 | 13750.00 | 907500.00 |
| 55 | 2029-05 | 16170.00 | 2420.00 | 13750.00 | 893750.00 |
| 56 | 2029-06 | 16133.33 | 2383.33 | 13750.00 | 880000.00 |
| 57 | 2029-07 | 16096.67 | 2346.67 | 13750.00 | 866250.00 |
| 58 | 2029-08 | 16060.00 | 2310.00 | 13750.00 | 852500.00 |
| 59 | 2029-09 | 16023.33 | 2273.33 | 13750.00 | 838750.00 |
| 60 | 2029-10 | 15986.67 | 2236.67 | 13750.00 | 825000.00 |
| 61 | 2029-11 | 15950.00 | 2200.00 | 13750.00 | 811250.00 |
| 62 | 2029-12 | 15913.33 | 2163.33 | 13750.00 | 797500.00 |
| 63 | 2030-01 | 15876.67 | 2126.67 | 13750.00 | 783750.00 |
| 64 | 2030-02 | 15840.00 | 2090.00 | 13750.00 | 770000.00 |
| 65 | 2030-03 | 15803.33 | 2053.33 | 13750.00 | 756250.00 |
| 66 | 2030-04 | 15766.67 | 2016.67 | 13750.00 | 742500.00 |
| 67 | 2030-05 | 15730.00 | 1980.00 | 13750.00 | 728750.00 |
| 68 | 2030-06 | 15693.33 | 1943.33 | 13750.00 | 715000.00 |
| 69 | 2030-07 | 15656.67 | 1906.67 | 13750.00 | 701250.00 |
| 70 | 2030-08 | 15620.00 | 1870.00 | 13750.00 | 687500.00 |
| 71 | 2030-09 | 15583.33 | 1833.33 | 13750.00 | 673750.00 |
| 72 | 2030-10 | 15546.67 | 1796.67 | 13750.00 | 660000.00 |
| 73 | 2030-11 | 15510.00 | 1760.00 | 13750.00 | 646250.00 |
| 74 | 2030-12 | 15473.33 | 1723.33 | 13750.00 | 632500.00 |
| 75 | 2031-01 | 15436.67 | 1686.67 | 13750.00 | 618750.00 |
| 76 | 2031-02 | 15400.00 | 1650.00 | 13750.00 | 605000.00 |
| 77 | 2031-03 | 15363.33 | 1613.33 | 13750.00 | 591250.00 |
| 78 | 2031-04 | 15326.67 | 1576.67 | 13750.00 | 577500.00 |
| 79 | 2031-05 | 15290.00 | 1540.00 | 13750.00 | 563750.00 |
| 80 | 2031-06 | 15253.33 | 1503.33 | 13750.00 | 550000.00 |
| 81 | 2031-07 | 15216.67 | 1466.67 | 13750.00 | 536250.00 |
| 82 | 2031-08 | 15180.00 | 1430.00 | 13750.00 | 522500.00 |
| 83 | 2031-09 | 15143.33 | 1393.33 | 13750.00 | 508750.00 |
| 84 | 2031-10 | 15106.67 | 1356.67 | 13750.00 | 495000.00 |
| 85 | 2031-11 | 15070.00 | 1320.00 | 13750.00 | 481250.00 |
| 86 | 2031-12 | 15033.33 | 1283.33 | 13750.00 | 467500.00 |
| 87 | 2032-01 | 14996.67 | 1246.67 | 13750.00 | 453750.00 |
| 88 | 2032-02 | 14960.00 | 1210.00 | 13750.00 | 440000.00 |
| 89 | 2032-03 | 14923.33 | 1173.33 | 13750.00 | 426250.00 |
| 90 | 2032-04 | 14886.67 | 1136.67 | 13750.00 | 412500.00 |
| 91 | 2032-05 | 14850.00 | 1100.00 | 13750.00 | 398750.00 |
| 92 | 2032-06 | 14813.33 | 1063.33 | 13750.00 | 385000.00 |
| 93 | 2032-07 | 14776.67 | 1026.67 | 13750.00 | 371250.00 |
| 94 | 2032-08 | 14740.00 | 990.00 | 13750.00 | 357500.00 |
| 95 | 2032-09 | 14703.33 | 953.33 | 13750.00 | 343750.00 |
| 96 | 2032-10 | 14666.67 | 916.67 | 13750.00 | 330000.00 |
| 97 | 2032-11 | 14630.00 | 880.00 | 13750.00 | 316250.00 |
| 98 | 2032-12 | 14593.33 | 843.33 | 13750.00 | 302500.00 |
| 99 | 2033-01 | 14556.67 | 806.67 | 13750.00 | 288750.00 |
| 100 | 2033-02 | 14520.00 | 770.00 | 13750.00 | 275000.00 |
| 101 | 2033-03 | 14483.33 | 733.33 | 13750.00 | 261250.00 |
| 102 | 2033-04 | 14446.67 | 696.67 | 13750.00 | 247500.00 |
| 103 | 2033-05 | 14410.00 | 660.00 | 13750.00 | 233750.00 |
| 104 | 2033-06 | 14373.33 | 623.33 | 13750.00 | 220000.00 |
| 105 | 2033-07 | 14336.67 | 586.67 | 13750.00 | 206250.00 |
| 106 | 2033-08 | 14300.00 | 550.00 | 13750.00 | 192500.00 |
| 107 | 2033-09 | 14263.33 | 513.33 | 13750.00 | 178750.00 |
| 108 | 2033-10 | 14226.67 | 476.67 | 13750.00 | 165000.00 |
| 109 | 2033-11 | 14190.00 | 440.00 | 13750.00 | 151250.00 |
| 110 | 2033-12 | 14153.33 | 403.33 | 13750.00 | 137500.00 |
| 111 | 2034-01 | 14116.67 | 366.67 | 13750.00 | 123750.00 |
| 112 | 2034-02 | 14080.00 | 330.00 | 13750.00 | 110000.00 |
| 113 | 2034-03 | 14043.33 | 293.33 | 13750.00 | 96250.00 |
| 114 | 2034-04 | 14006.67 | 256.67 | 13750.00 | 82500.00 |
| 115 | 2034-05 | 13970.00 | 220.00 | 13750.00 | 68750.00 |
| 116 | 2034-06 | 13933.33 | 183.33 | 13750.00 | 55000.00 |
| 117 | 2034-07 | 13896.67 | 146.67 | 13750.00 | 41250.00 |
| 118 | 2034-08 | 13860.00 | 110.00 | 13750.00 | 27500.00 |
| 119 | 2034-09 | 13823.33 | 73.33 | 13750.00 | 13750.00 |
| 120 | 2034-10 | 13786.67 | 36.67 | 13750.00 | 0.00 |
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采用2025年12月01日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月01日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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