贷款39万（商业贷款）的房贷，还款10年10个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：39万
还款月数：10年10个月
每月还款：3572.21元
利息总额：7.44万
本息合计：46.44万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 3572.21 | 1072.50 | 2499.71 | 387500.29 |
| 2 | 2025-02 | 3572.21 | 1065.63 | 2506.59 | 384993.70 |
| 3 | 2025-03 | 3572.21 | 1058.73 | 2513.48 | 382480.22 |
| 4 | 2025-04 | 3572.21 | 1051.82 | 2520.39 | 379959.83 |
| 5 | 2025-05 | 3572.21 | 1044.89 | 2527.32 | 377432.50 |
| 6 | 2025-06 | 3572.21 | 1037.94 | 2534.27 | 374898.23 |
| 7 | 2025-07 | 3572.21 | 1030.97 | 2541.24 | 372356.99 |
| 8 | 2025-08 | 3572.21 | 1023.98 | 2548.23 | 369808.75 |
| 9 | 2025-09 | 3572.21 | 1016.97 | 2555.24 | 367253.51 |
| 10 | 2025-10 | 3572.21 | 1009.95 | 2562.27 | 364691.25 |
| 11 | 2025-11 | 3572.21 | 1002.90 | 2569.31 | 362121.94 |
| 12 | 2025-12 | 3572.21 | 995.84 | 2576.38 | 359545.56 |
| 13 | 2026-01 | 3572.21 | 988.75 | 2583.46 | 356962.10 |
| 14 | 2026-02 | 3572.21 | 981.65 | 2590.57 | 354371.53 |
| 15 | 2026-03 | 3572.21 | 974.52 | 2597.69 | 351773.84 |
| 16 | 2026-04 | 3572.21 | 967.38 | 2604.84 | 349169.00 |
| 17 | 2026-05 | 3572.21 | 960.21 | 2612.00 | 346557.00 |
| 18 | 2026-06 | 3572.21 | 953.03 | 2619.18 | 343937.82 |
| 19 | 2026-07 | 3572.21 | 945.83 | 2626.38 | 341311.44 |
| 20 | 2026-08 | 3572.21 | 938.61 | 2633.61 | 338677.83 |
| 21 | 2026-09 | 3572.21 | 931.36 | 2640.85 | 336036.98 |
| 22 | 2026-10 | 3572.21 | 924.10 | 2648.11 | 333388.87 |
| 23 | 2026-11 | 3572.21 | 916.82 | 2655.39 | 330733.48 |
| 24 | 2026-12 | 3572.21 | 909.52 | 2662.70 | 328070.78 |
| 25 | 2027-01 | 3572.21 | 902.19 | 2670.02 | 325400.76 |
| 26 | 2027-02 | 3572.21 | 894.85 | 2677.36 | 322723.40 |
| 27 | 2027-03 | 3572.21 | 887.49 | 2684.72 | 320038.68 |
| 28 | 2027-04 | 3572.21 | 880.11 | 2692.11 | 317346.57 |
| 29 | 2027-05 | 3572.21 | 872.70 | 2699.51 | 314647.06 |
| 30 | 2027-06 | 3572.21 | 865.28 | 2706.93 | 311940.12 |
| 31 | 2027-07 | 3572.21 | 857.84 | 2714.38 | 309225.75 |
| 32 | 2027-08 | 3572.21 | 850.37 | 2721.84 | 306503.90 |
| 33 | 2027-09 | 3572.21 | 842.89 | 2729.33 | 303774.58 |
| 34 | 2027-10 | 3572.21 | 835.38 | 2736.83 | 301037.74 |
| 35 | 2027-11 | 3572.21 | 827.85 | 2744.36 | 298293.38 |
| 36 | 2027-12 | 3572.21 | 820.31 | 2751.91 | 295541.48 |
| 37 | 2028-01 | 3572.21 | 812.74 | 2759.47 | 292782.00 |
| 38 | 2028-02 | 3572.21 | 805.15 | 2767.06 | 290014.94 |
| 39 | 2028-03 | 3572.21 | 797.54 | 2774.67 | 287240.27 |
| 40 | 2028-04 | 3572.21 | 789.91 | 2782.30 | 284457.97 |
| 41 | 2028-05 | 3572.21 | 782.26 | 2789.95 | 281668.01 |
| 42 | 2028-06 | 3572.21 | 774.59 | 2797.63 | 278870.39 |
| 43 | 2028-07 | 3572.21 | 766.89 | 2805.32 | 276065.07 |
| 44 | 2028-08 | 3572.21 | 759.18 | 2813.03 | 273252.03 |
| 45 | 2028-09 | 3572.21 | 751.44 | 2820.77 | 270431.26 |
| 46 | 2028-10 | 3572.21 | 743.69 | 2828.53 | 267602.73 |
| 47 | 2028-11 | 3572.21 | 735.91 | 2836.31 | 264766.43 |
| 48 | 2028-12 | 3572.21 | 728.11 | 2844.11 | 261922.32 |
| 49 | 2029-01 | 3572.21 | 720.29 | 2851.93 | 259070.40 |
| 50 | 2029-02 | 3572.21 | 712.44 | 2859.77 | 256210.63 |
| 51 | 2029-03 | 3572.21 | 704.58 | 2867.63 | 253342.99 |
| 52 | 2029-04 | 3572.21 | 696.69 | 2875.52 | 250467.47 |
| 53 | 2029-05 | 3572.21 | 688.79 | 2883.43 | 247584.05 |
| 54 | 2029-06 | 3572.21 | 680.86 | 2891.36 | 244692.69 |
| 55 | 2029-07 | 3572.21 | 672.90 | 2899.31 | 241793.38 |
| 56 | 2029-08 | 3572.21 | 664.93 | 2907.28 | 238886.10 |
| 57 | 2029-09 | 3572.21 | 656.94 | 2915.28 | 235970.82 |
| 58 | 2029-10 | 3572.21 | 648.92 | 2923.29 | 233047.53 |
| 59 | 2029-11 | 3572.21 | 640.88 | 2931.33 | 230116.20 |
| 60 | 2029-12 | 3572.21 | 632.82 | 2939.39 | 227176.80 |
| 61 | 2030-01 | 3572.21 | 624.74 | 2947.48 | 224229.33 |
| 62 | 2030-02 | 3572.21 | 616.63 | 2955.58 | 221273.74 |
| 63 | 2030-03 | 3572.21 | 608.50 | 2963.71 | 218310.03 |
| 64 | 2030-04 | 3572.21 | 600.35 | 2971.86 | 215338.17 |
| 65 | 2030-05 | 3572.21 | 592.18 | 2980.03 | 212358.14 |
| 66 | 2030-06 | 3572.21 | 583.98 | 2988.23 | 209369.91 |
| 67 | 2030-07 | 3572.21 | 575.77 | 2996.45 | 206373.46 |
| 68 | 2030-08 | 3572.21 | 567.53 | 3004.69 | 203368.78 |
| 69 | 2030-09 | 3572.21 | 559.26 | 3012.95 | 200355.83 |
| 70 | 2030-10 | 3572.21 | 550.98 | 3021.23 | 197334.59 |
| 71 | 2030-11 | 3572.21 | 542.67 | 3029.54 | 194305.05 |
| 72 | 2030-12 | 3572.21 | 534.34 | 3037.87 | 191267.18 |
| 73 | 2031-01 | 3572.21 | 525.98 | 3046.23 | 188220.95 |
| 74 | 2031-02 | 3572.21 | 517.61 | 3054.61 | 185166.34 |
| 75 | 2031-03 | 3572.21 | 509.21 | 3063.01 | 182103.34 |
| 76 | 2031-04 | 3572.21 | 500.78 | 3071.43 | 179031.91 |
| 77 | 2031-05 | 3572.21 | 492.34 | 3079.88 | 175952.03 |
| 78 | 2031-06 | 3572.21 | 483.87 | 3088.35 | 172863.69 |
| 79 | 2031-07 | 3572.21 | 475.38 | 3096.84 | 169766.85 |
| 80 | 2031-08 | 3572.21 | 466.86 | 3105.35 | 166661.49 |
| 81 | 2031-09 | 3572.21 | 458.32 | 3113.89 | 163547.60 |
| 82 | 2031-10 | 3572.21 | 449.76 | 3122.46 | 160425.14 |
| 83 | 2031-11 | 3572.21 | 441.17 | 3131.04 | 157294.10 |
| 84 | 2031-12 | 3572.21 | 432.56 | 3139.65 | 154154.44 |
| 85 | 2032-01 | 3572.21 | 423.92 | 3148.29 | 151006.16 |
| 86 | 2032-02 | 3572.21 | 415.27 | 3156.95 | 147849.21 |
| 87 | 2032-03 | 3572.21 | 406.59 | 3165.63 | 144683.58 |
| 88 | 2032-04 | 3572.21 | 397.88 | 3174.33 | 141509.25 |
| 89 | 2032-05 | 3572.21 | 389.15 | 3183.06 | 138326.18 |
| 90 | 2032-06 | 3572.21 | 380.40 | 3191.82 | 135134.37 |
| 91 | 2032-07 | 3572.21 | 371.62 | 3200.59 | 131933.78 |
| 92 | 2032-08 | 3572.21 | 362.82 | 3209.40 | 128724.38 |
| 93 | 2032-09 | 3572.21 | 353.99 | 3218.22 | 125506.16 |
| 94 | 2032-10 | 3572.21 | 345.14 | 3227.07 | 122279.09 |
| 95 | 2032-11 | 3572.21 | 336.27 | 3235.95 | 119043.14 |
| 96 | 2032-12 | 3572.21 | 327.37 | 3244.84 | 115798.30 |
| 97 | 2033-01 | 3572.21 | 318.45 | 3253.77 | 112544.53 |
| 98 | 2033-02 | 3572.21 | 309.50 | 3262.72 | 109281.81 |
| 99 | 2033-03 | 3572.21 | 300.52 | 3271.69 | 106010.12 |
| 100 | 2033-04 | 3572.21 | 291.53 | 3280.69 | 102729.44 |
| 101 | 2033-05 | 3572.21 | 282.51 | 3289.71 | 99439.73 |
| 102 | 2033-06 | 3572.21 | 273.46 | 3298.75 | 96140.98 |
| 103 | 2033-07 | 3572.21 | 264.39 | 3307.83 | 92833.15 |
| 104 | 2033-08 | 3572.21 | 255.29 | 3316.92 | 89516.23 |
| 105 | 2033-09 | 3572.21 | 246.17 | 3326.04 | 86190.19 |
| 106 | 2033-10 | 3572.21 | 237.02 | 3335.19 | 82855.00 |
| 107 | 2033-11 | 3572.21 | 227.85 | 3344.36 | 79510.63 |
| 108 | 2033-12 | 3572.21 | 218.65 | 3353.56 | 76157.08 |
| 109 | 2034-01 | 3572.21 | 209.43 | 3362.78 | 72794.29 |
| 110 | 2034-02 | 3572.21 | 200.18 | 3372.03 | 69422.27 |
| 111 | 2034-03 | 3572.21 | 190.91 | 3381.30 | 66040.96 |
| 112 | 2034-04 | 3572.21 | 181.61 | 3390.60 | 62650.36 |
| 113 | 2034-05 | 3572.21 | 172.29 | 3399.92 | 59250.44 |
| 114 | 2034-06 | 3572.21 | 162.94 | 3409.27 | 55841.16 |
| 115 | 2034-07 | 3572.21 | 153.56 | 3418.65 | 52422.51 |
| 116 | 2034-08 | 3572.21 | 144.16 | 3428.05 | 48994.46 |
| 117 | 2034-09 | 3572.21 | 134.73 | 3437.48 | 45556.98 |
| 118 | 2034-10 | 3572.21 | 125.28 | 3446.93 | 42110.05 |
| 119 | 2034-11 | 3572.21 | 115.80 | 3456.41 | 38653.64 |
| 120 | 2034-12 | 3572.21 | 106.30 | 3465.92 | 35187.73 |
| 121 | 2035-01 | 3572.21 | 96.77 | 3475.45 | 31712.28 |
| 122 | 2035-02 | 3572.21 | 87.21 | 3485.00 | 28227.27 |
| 123 | 2035-03 | 3572.21 | 77.63 | 3494.59 | 24732.69 |
| 124 | 2035-04 | 3572.21 | 68.01 | 3504.20 | 21228.49 |
| 125 | 2035-05 | 3572.21 | 58.38 | 3513.83 | 17714.65 |
| 126 | 2035-06 | 3572.21 | 48.72 | 3523.50 | 14191.15 |
| 127 | 2035-07 | 3572.21 | 39.03 | 3533.19 | 10657.97 |
| 128 | 2035-08 | 3572.21 | 29.31 | 3542.90 | 7115.06 |
| 129 | 2035-09 | 3572.21 | 19.57 | 3552.65 | 3562.42 |
| 130 | 2035-10 | 3572.21 | 9.80 | 3562.42 | 0.00 |
还款方式二：等额本金
贷款总额：39万
还款月数：10年10个月
首月还款：4072.5元
每月递减：8.25元
利息总额：7.02万
本息合计：46.02万
节省利息：4138.97元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 4072.50 | 1072.50 | 3000.00 | 387000.00 |
| 2 | 2025-02 | 4064.25 | 1064.25 | 3000.00 | 384000.00 |
| 3 | 2025-03 | 4056.00 | 1056.00 | 3000.00 | 381000.00 |
| 4 | 2025-04 | 4047.75 | 1047.75 | 3000.00 | 378000.00 |
| 5 | 2025-05 | 4039.50 | 1039.50 | 3000.00 | 375000.00 |
| 6 | 2025-06 | 4031.25 | 1031.25 | 3000.00 | 372000.00 |
| 7 | 2025-07 | 4023.00 | 1023.00 | 3000.00 | 369000.00 |
| 8 | 2025-08 | 4014.75 | 1014.75 | 3000.00 | 366000.00 |
| 9 | 2025-09 | 4006.50 | 1006.50 | 3000.00 | 363000.00 |
| 10 | 2025-10 | 3998.25 | 998.25 | 3000.00 | 360000.00 |
| 11 | 2025-11 | 3990.00 | 990.00 | 3000.00 | 357000.00 |
| 12 | 2025-12 | 3981.75 | 981.75 | 3000.00 | 354000.00 |
| 13 | 2026-01 | 3973.50 | 973.50 | 3000.00 | 351000.00 |
| 14 | 2026-02 | 3965.25 | 965.25 | 3000.00 | 348000.00 |
| 15 | 2026-03 | 3957.00 | 957.00 | 3000.00 | 345000.00 |
| 16 | 2026-04 | 3948.75 | 948.75 | 3000.00 | 342000.00 |
| 17 | 2026-05 | 3940.50 | 940.50 | 3000.00 | 339000.00 |
| 18 | 2026-06 | 3932.25 | 932.25 | 3000.00 | 336000.00 |
| 19 | 2026-07 | 3924.00 | 924.00 | 3000.00 | 333000.00 |
| 20 | 2026-08 | 3915.75 | 915.75 | 3000.00 | 330000.00 |
| 21 | 2026-09 | 3907.50 | 907.50 | 3000.00 | 327000.00 |
| 22 | 2026-10 | 3899.25 | 899.25 | 3000.00 | 324000.00 |
| 23 | 2026-11 | 3891.00 | 891.00 | 3000.00 | 321000.00 |
| 24 | 2026-12 | 3882.75 | 882.75 | 3000.00 | 318000.00 |
| 25 | 2027-01 | 3874.50 | 874.50 | 3000.00 | 315000.00 |
| 26 | 2027-02 | 3866.25 | 866.25 | 3000.00 | 312000.00 |
| 27 | 2027-03 | 3858.00 | 858.00 | 3000.00 | 309000.00 |
| 28 | 2027-04 | 3849.75 | 849.75 | 3000.00 | 306000.00 |
| 29 | 2027-05 | 3841.50 | 841.50 | 3000.00 | 303000.00 |
| 30 | 2027-06 | 3833.25 | 833.25 | 3000.00 | 300000.00 |
| 31 | 2027-07 | 3825.00 | 825.00 | 3000.00 | 297000.00 |
| 32 | 2027-08 | 3816.75 | 816.75 | 3000.00 | 294000.00 |
| 33 | 2027-09 | 3808.50 | 808.50 | 3000.00 | 291000.00 |
| 34 | 2027-10 | 3800.25 | 800.25 | 3000.00 | 288000.00 |
| 35 | 2027-11 | 3792.00 | 792.00 | 3000.00 | 285000.00 |
| 36 | 2027-12 | 3783.75 | 783.75 | 3000.00 | 282000.00 |
| 37 | 2028-01 | 3775.50 | 775.50 | 3000.00 | 279000.00 |
| 38 | 2028-02 | 3767.25 | 767.25 | 3000.00 | 276000.00 |
| 39 | 2028-03 | 3759.00 | 759.00 | 3000.00 | 273000.00 |
| 40 | 2028-04 | 3750.75 | 750.75 | 3000.00 | 270000.00 |
| 41 | 2028-05 | 3742.50 | 742.50 | 3000.00 | 267000.00 |
| 42 | 2028-06 | 3734.25 | 734.25 | 3000.00 | 264000.00 |
| 43 | 2028-07 | 3726.00 | 726.00 | 3000.00 | 261000.00 |
| 44 | 2028-08 | 3717.75 | 717.75 | 3000.00 | 258000.00 |
| 45 | 2028-09 | 3709.50 | 709.50 | 3000.00 | 255000.00 |
| 46 | 2028-10 | 3701.25 | 701.25 | 3000.00 | 252000.00 |
| 47 | 2028-11 | 3693.00 | 693.00 | 3000.00 | 249000.00 |
| 48 | 2028-12 | 3684.75 | 684.75 | 3000.00 | 246000.00 |
| 49 | 2029-01 | 3676.50 | 676.50 | 3000.00 | 243000.00 |
| 50 | 2029-02 | 3668.25 | 668.25 | 3000.00 | 240000.00 |
| 51 | 2029-03 | 3660.00 | 660.00 | 3000.00 | 237000.00 |
| 52 | 2029-04 | 3651.75 | 651.75 | 3000.00 | 234000.00 |
| 53 | 2029-05 | 3643.50 | 643.50 | 3000.00 | 231000.00 |
| 54 | 2029-06 | 3635.25 | 635.25 | 3000.00 | 228000.00 |
| 55 | 2029-07 | 3627.00 | 627.00 | 3000.00 | 225000.00 |
| 56 | 2029-08 | 3618.75 | 618.75 | 3000.00 | 222000.00 |
| 57 | 2029-09 | 3610.50 | 610.50 | 3000.00 | 219000.00 |
| 58 | 2029-10 | 3602.25 | 602.25 | 3000.00 | 216000.00 |
| 59 | 2029-11 | 3594.00 | 594.00 | 3000.00 | 213000.00 |
| 60 | 2029-12 | 3585.75 | 585.75 | 3000.00 | 210000.00 |
| 61 | 2030-01 | 3577.50 | 577.50 | 3000.00 | 207000.00 |
| 62 | 2030-02 | 3569.25 | 569.25 | 3000.00 | 204000.00 |
| 63 | 2030-03 | 3561.00 | 561.00 | 3000.00 | 201000.00 |
| 64 | 2030-04 | 3552.75 | 552.75 | 3000.00 | 198000.00 |
| 65 | 2030-05 | 3544.50 | 544.50 | 3000.00 | 195000.00 |
| 66 | 2030-06 | 3536.25 | 536.25 | 3000.00 | 192000.00 |
| 67 | 2030-07 | 3528.00 | 528.00 | 3000.00 | 189000.00 |
| 68 | 2030-08 | 3519.75 | 519.75 | 3000.00 | 186000.00 |
| 69 | 2030-09 | 3511.50 | 511.50 | 3000.00 | 183000.00 |
| 70 | 2030-10 | 3503.25 | 503.25 | 3000.00 | 180000.00 |
| 71 | 2030-11 | 3495.00 | 495.00 | 3000.00 | 177000.00 |
| 72 | 2030-12 | 3486.75 | 486.75 | 3000.00 | 174000.00 |
| 73 | 2031-01 | 3478.50 | 478.50 | 3000.00 | 171000.00 |
| 74 | 2031-02 | 3470.25 | 470.25 | 3000.00 | 168000.00 |
| 75 | 2031-03 | 3462.00 | 462.00 | 3000.00 | 165000.00 |
| 76 | 2031-04 | 3453.75 | 453.75 | 3000.00 | 162000.00 |
| 77 | 2031-05 | 3445.50 | 445.50 | 3000.00 | 159000.00 |
| 78 | 2031-06 | 3437.25 | 437.25 | 3000.00 | 156000.00 |
| 79 | 2031-07 | 3429.00 | 429.00 | 3000.00 | 153000.00 |
| 80 | 2031-08 | 3420.75 | 420.75 | 3000.00 | 150000.00 |
| 81 | 2031-09 | 3412.50 | 412.50 | 3000.00 | 147000.00 |
| 82 | 2031-10 | 3404.25 | 404.25 | 3000.00 | 144000.00 |
| 83 | 2031-11 | 3396.00 | 396.00 | 3000.00 | 141000.00 |
| 84 | 2031-12 | 3387.75 | 387.75 | 3000.00 | 138000.00 |
| 85 | 2032-01 | 3379.50 | 379.50 | 3000.00 | 135000.00 |
| 86 | 2032-02 | 3371.25 | 371.25 | 3000.00 | 132000.00 |
| 87 | 2032-03 | 3363.00 | 363.00 | 3000.00 | 129000.00 |
| 88 | 2032-04 | 3354.75 | 354.75 | 3000.00 | 126000.00 |
| 89 | 2032-05 | 3346.50 | 346.50 | 3000.00 | 123000.00 |
| 90 | 2032-06 | 3338.25 | 338.25 | 3000.00 | 120000.00 |
| 91 | 2032-07 | 3330.00 | 330.00 | 3000.00 | 117000.00 |
| 92 | 2032-08 | 3321.75 | 321.75 | 3000.00 | 114000.00 |
| 93 | 2032-09 | 3313.50 | 313.50 | 3000.00 | 111000.00 |
| 94 | 2032-10 | 3305.25 | 305.25 | 3000.00 | 108000.00 |
| 95 | 2032-11 | 3297.00 | 297.00 | 3000.00 | 105000.00 |
| 96 | 2032-12 | 3288.75 | 288.75 | 3000.00 | 102000.00 |
| 97 | 2033-01 | 3280.50 | 280.50 | 3000.00 | 99000.00 |
| 98 | 2033-02 | 3272.25 | 272.25 | 3000.00 | 96000.00 |
| 99 | 2033-03 | 3264.00 | 264.00 | 3000.00 | 93000.00 |
| 100 | 2033-04 | 3255.75 | 255.75 | 3000.00 | 90000.00 |
| 101 | 2033-05 | 3247.50 | 247.50 | 3000.00 | 87000.00 |
| 102 | 2033-06 | 3239.25 | 239.25 | 3000.00 | 84000.00 |
| 103 | 2033-07 | 3231.00 | 231.00 | 3000.00 | 81000.00 |
| 104 | 2033-08 | 3222.75 | 222.75 | 3000.00 | 78000.00 |
| 105 | 2033-09 | 3214.50 | 214.50 | 3000.00 | 75000.00 |
| 106 | 2033-10 | 3206.25 | 206.25 | 3000.00 | 72000.00 |
| 107 | 2033-11 | 3198.00 | 198.00 | 3000.00 | 69000.00 |
| 108 | 2033-12 | 3189.75 | 189.75 | 3000.00 | 66000.00 |
| 109 | 2034-01 | 3181.50 | 181.50 | 3000.00 | 63000.00 |
| 110 | 2034-02 | 3173.25 | 173.25 | 3000.00 | 60000.00 |
| 111 | 2034-03 | 3165.00 | 165.00 | 3000.00 | 57000.00 |
| 112 | 2034-04 | 3156.75 | 156.75 | 3000.00 | 54000.00 |
| 113 | 2034-05 | 3148.50 | 148.50 | 3000.00 | 51000.00 |
| 114 | 2034-06 | 3140.25 | 140.25 | 3000.00 | 48000.00 |
| 115 | 2034-07 | 3132.00 | 132.00 | 3000.00 | 45000.00 |
| 116 | 2034-08 | 3123.75 | 123.75 | 3000.00 | 42000.00 |
| 117 | 2034-09 | 3115.50 | 115.50 | 3000.00 | 39000.00 |
| 118 | 2034-10 | 3107.25 | 107.25 | 3000.00 | 36000.00 |
| 119 | 2034-11 | 3099.00 | 99.00 | 3000.00 | 33000.00 |
| 120 | 2034-12 | 3090.75 | 90.75 | 3000.00 | 30000.00 |
| 121 | 2035-01 | 3082.50 | 82.50 | 3000.00 | 27000.00 |
| 122 | 2035-02 | 3074.25 | 74.25 | 3000.00 | 24000.00 |
| 123 | 2035-03 | 3066.00 | 66.00 | 3000.00 | 21000.00 |
| 124 | 2035-04 | 3057.75 | 57.75 | 3000.00 | 18000.00 |
| 125 | 2035-05 | 3049.50 | 49.50 | 3000.00 | 15000.00 |
| 126 | 2035-06 | 3041.25 | 41.25 | 3000.00 | 12000.00 |
| 127 | 2035-07 | 3033.00 | 33.00 | 3000.00 | 9000.00 |
| 128 | 2035-08 | 3024.75 | 24.75 | 3000.00 | 6000.00 |
| 129 | 2035-09 | 3016.50 | 16.50 | 3000.00 | 3000.00 |
| 130 | 2035-10 | 3008.25 | 8.25 | 3000.00 | 0.00 |
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采用2025年12月01日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月01日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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