贷款30.05万（商业贷款）的房贷，还款10年8个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：30.05万
还款月数：10年8个月
每月还款：2788.02元
利息总额：5.64万
本息合计：35.69万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 2788.02 | 826.31 | 1961.71 | 298516.29 |
| 2 | 2025-02 | 2788.02 | 820.92 | 1967.10 | 296549.19 |
| 3 | 2025-03 | 2788.02 | 815.51 | 1972.51 | 294576.67 |
| 4 | 2025-04 | 2788.02 | 810.09 | 1977.94 | 292598.74 |
| 5 | 2025-05 | 2788.02 | 804.65 | 1983.38 | 290615.36 |
| 6 | 2025-06 | 2788.02 | 799.19 | 1988.83 | 288626.53 |
| 7 | 2025-07 | 2788.02 | 793.72 | 1994.30 | 286632.23 |
| 8 | 2025-08 | 2788.02 | 788.24 | 1999.78 | 284632.44 |
| 9 | 2025-09 | 2788.02 | 782.74 | 2005.28 | 282627.16 |
| 10 | 2025-10 | 2788.02 | 777.22 | 2010.80 | 280616.36 |
| 11 | 2025-11 | 2788.02 | 771.69 | 2016.33 | 278600.03 |
| 12 | 2025-12 | 2788.02 | 766.15 | 2021.87 | 276578.16 |
| 13 | 2026-01 | 2788.02 | 760.59 | 2027.43 | 274550.72 |
| 14 | 2026-02 | 2788.02 | 755.01 | 2033.01 | 272517.71 |
| 15 | 2026-03 | 2788.02 | 749.42 | 2038.60 | 270479.11 |
| 16 | 2026-04 | 2788.02 | 743.82 | 2044.21 | 268434.91 |
| 17 | 2026-05 | 2788.02 | 738.20 | 2049.83 | 266385.08 |
| 18 | 2026-06 | 2788.02 | 732.56 | 2055.46 | 264329.62 |
| 19 | 2026-07 | 2788.02 | 726.91 | 2061.12 | 262268.50 |
| 20 | 2026-08 | 2788.02 | 721.24 | 2066.79 | 260201.71 |
| 21 | 2026-09 | 2788.02 | 715.55 | 2072.47 | 258129.25 |
| 22 | 2026-10 | 2788.02 | 709.86 | 2078.17 | 256051.08 |
| 23 | 2026-11 | 2788.02 | 704.14 | 2083.88 | 253967.19 |
| 24 | 2026-12 | 2788.02 | 698.41 | 2089.61 | 251877.58 |
| 25 | 2027-01 | 2788.02 | 692.66 | 2095.36 | 249782.22 |
| 26 | 2027-02 | 2788.02 | 686.90 | 2101.12 | 247681.10 |
| 27 | 2027-03 | 2788.02 | 681.12 | 2106.90 | 245574.20 |
| 28 | 2027-04 | 2788.02 | 675.33 | 2112.69 | 243461.50 |
| 29 | 2027-05 | 2788.02 | 669.52 | 2118.50 | 241343.00 |
| 30 | 2027-06 | 2788.02 | 663.69 | 2124.33 | 239218.67 |
| 31 | 2027-07 | 2788.02 | 657.85 | 2130.17 | 237088.50 |
| 32 | 2027-08 | 2788.02 | 651.99 | 2136.03 | 234952.47 |
| 33 | 2027-09 | 2788.02 | 646.12 | 2141.90 | 232810.56 |
| 34 | 2027-10 | 2788.02 | 640.23 | 2147.79 | 230662.77 |
| 35 | 2027-11 | 2788.02 | 634.32 | 2153.70 | 228509.07 |
| 36 | 2027-12 | 2788.02 | 628.40 | 2159.62 | 226349.44 |
| 37 | 2028-01 | 2788.02 | 622.46 | 2165.56 | 224183.88 |
| 38 | 2028-02 | 2788.02 | 616.51 | 2171.52 | 222012.36 |
| 39 | 2028-03 | 2788.02 | 610.53 | 2177.49 | 219834.87 |
| 40 | 2028-04 | 2788.02 | 604.55 | 2183.48 | 217651.40 |
| 41 | 2028-05 | 2788.02 | 598.54 | 2189.48 | 215461.91 |
| 42 | 2028-06 | 2788.02 | 592.52 | 2195.50 | 213266.41 |
| 43 | 2028-07 | 2788.02 | 586.48 | 2201.54 | 211064.87 |
| 44 | 2028-08 | 2788.02 | 580.43 | 2207.60 | 208857.27 |
| 45 | 2028-09 | 2788.02 | 574.36 | 2213.67 | 206643.61 |
| 46 | 2028-10 | 2788.02 | 568.27 | 2219.75 | 204423.85 |
| 47 | 2028-11 | 2788.02 | 562.17 | 2225.86 | 202198.00 |
| 48 | 2028-12 | 2788.02 | 556.04 | 2231.98 | 199966.02 |
| 49 | 2029-01 | 2788.02 | 549.91 | 2238.12 | 197727.90 |
| 50 | 2029-02 | 2788.02 | 543.75 | 2244.27 | 195483.63 |
| 51 | 2029-03 | 2788.02 | 537.58 | 2250.44 | 193233.19 |
| 52 | 2029-04 | 2788.02 | 531.39 | 2256.63 | 190976.55 |
| 53 | 2029-05 | 2788.02 | 525.19 | 2262.84 | 188713.71 |
| 54 | 2029-06 | 2788.02 | 518.96 | 2269.06 | 186444.65 |
| 55 | 2029-07 | 2788.02 | 512.72 | 2275.30 | 184169.35 |
| 56 | 2029-08 | 2788.02 | 506.47 | 2281.56 | 181887.80 |
| 57 | 2029-09 | 2788.02 | 500.19 | 2287.83 | 179599.96 |
| 58 | 2029-10 | 2788.02 | 493.90 | 2294.12 | 177305.84 |
| 59 | 2029-11 | 2788.02 | 487.59 | 2300.43 | 175005.41 |
| 60 | 2029-12 | 2788.02 | 481.26 | 2306.76 | 172698.65 |
| 61 | 2030-01 | 2788.02 | 474.92 | 2313.10 | 170385.55 |
| 62 | 2030-02 | 2788.02 | 468.56 | 2319.46 | 168066.08 |
| 63 | 2030-03 | 2788.02 | 462.18 | 2325.84 | 165740.24 |
| 64 | 2030-04 | 2788.02 | 455.79 | 2332.24 | 163408.00 |
| 65 | 2030-05 | 2788.02 | 449.37 | 2338.65 | 161069.35 |
| 66 | 2030-06 | 2788.02 | 442.94 | 2345.08 | 158724.27 |
| 67 | 2030-07 | 2788.02 | 436.49 | 2351.53 | 156372.74 |
| 68 | 2030-08 | 2788.02 | 430.03 | 2358.00 | 154014.74 |
| 69 | 2030-09 | 2788.02 | 423.54 | 2364.48 | 151650.26 |
| 70 | 2030-10 | 2788.02 | 417.04 | 2370.99 | 149279.27 |
| 71 | 2030-11 | 2788.02 | 410.52 | 2377.51 | 146901.76 |
| 72 | 2030-12 | 2788.02 | 403.98 | 2384.04 | 144517.72 |
| 73 | 2031-01 | 2788.02 | 397.42 | 2390.60 | 142127.12 |
| 74 | 2031-02 | 2788.02 | 390.85 | 2397.17 | 139729.95 |
| 75 | 2031-03 | 2788.02 | 384.26 | 2403.77 | 137326.18 |
| 76 | 2031-04 | 2788.02 | 377.65 | 2410.38 | 134915.80 |
| 77 | 2031-05 | 2788.02 | 371.02 | 2417.01 | 132498.80 |
| 78 | 2031-06 | 2788.02 | 364.37 | 2423.65 | 130075.15 |
| 79 | 2031-07 | 2788.02 | 357.71 | 2430.32 | 127644.83 |
| 80 | 2031-08 | 2788.02 | 351.02 | 2437.00 | 125207.83 |
| 81 | 2031-09 | 2788.02 | 344.32 | 2443.70 | 122764.13 |
| 82 | 2031-10 | 2788.02 | 337.60 | 2450.42 | 120313.71 |
| 83 | 2031-11 | 2788.02 | 330.86 | 2457.16 | 117856.55 |
| 84 | 2031-12 | 2788.02 | 324.11 | 2463.92 | 115392.63 |
| 85 | 2032-01 | 2788.02 | 317.33 | 2470.69 | 112921.93 |
| 86 | 2032-02 | 2788.02 | 310.54 | 2477.49 | 110444.45 |
| 87 | 2032-03 | 2788.02 | 303.72 | 2484.30 | 107960.14 |
| 88 | 2032-04 | 2788.02 | 296.89 | 2491.13 | 105469.01 |
| 89 | 2032-05 | 2788.02 | 290.04 | 2497.98 | 102971.03 |
| 90 | 2032-06 | 2788.02 | 283.17 | 2504.85 | 100466.17 |
| 91 | 2032-07 | 2788.02 | 276.28 | 2511.74 | 97954.43 |
| 92 | 2032-08 | 2788.02 | 269.37 | 2518.65 | 95435.78 |
| 93 | 2032-09 | 2788.02 | 262.45 | 2525.58 | 92910.21 |
| 94 | 2032-10 | 2788.02 | 255.50 | 2532.52 | 90377.69 |
| 95 | 2032-11 | 2788.02 | 248.54 | 2539.48 | 87838.20 |
| 96 | 2032-12 | 2788.02 | 241.56 | 2546.47 | 85291.74 |
| 97 | 2033-01 | 2788.02 | 234.55 | 2553.47 | 82738.26 |
| 98 | 2033-02 | 2788.02 | 227.53 | 2560.49 | 80177.77 |
| 99 | 2033-03 | 2788.02 | 220.49 | 2567.53 | 77610.24 |
| 100 | 2033-04 | 2788.02 | 213.43 | 2574.60 | 75035.64 |
| 101 | 2033-05 | 2788.02 | 206.35 | 2581.68 | 72453.96 |
| 102 | 2033-06 | 2788.02 | 199.25 | 2588.78 | 69865.19 |
| 103 | 2033-07 | 2788.02 | 192.13 | 2595.89 | 67269.30 |
| 104 | 2033-08 | 2788.02 | 184.99 | 2603.03 | 64666.26 |
| 105 | 2033-09 | 2788.02 | 177.83 | 2610.19 | 62056.07 |
| 106 | 2033-10 | 2788.02 | 170.65 | 2617.37 | 59438.70 |
| 107 | 2033-11 | 2788.02 | 163.46 | 2624.57 | 56814.13 |
| 108 | 2033-12 | 2788.02 | 156.24 | 2631.78 | 54182.35 |
| 109 | 2034-01 | 2788.02 | 149.00 | 2639.02 | 51543.33 |
| 110 | 2034-02 | 2788.02 | 141.74 | 2646.28 | 48897.05 |
| 111 | 2034-03 | 2788.02 | 134.47 | 2653.56 | 46243.49 |
| 112 | 2034-04 | 2788.02 | 127.17 | 2660.85 | 43582.64 |
| 113 | 2034-05 | 2788.02 | 119.85 | 2668.17 | 40914.47 |
| 114 | 2034-06 | 2788.02 | 112.51 | 2675.51 | 38238.96 |
| 115 | 2034-07 | 2788.02 | 105.16 | 2682.87 | 35556.09 |
| 116 | 2034-08 | 2788.02 | 97.78 | 2690.24 | 32865.85 |
| 117 | 2034-09 | 2788.02 | 90.38 | 2697.64 | 30168.21 |
| 118 | 2034-10 | 2788.02 | 82.96 | 2705.06 | 27463.14 |
| 119 | 2034-11 | 2788.02 | 75.52 | 2712.50 | 24750.64 |
| 120 | 2034-12 | 2788.02 | 68.06 | 2719.96 | 22030.69 |
| 121 | 2035-01 | 2788.02 | 60.58 | 2727.44 | 19303.25 |
| 122 | 2035-02 | 2788.02 | 53.08 | 2734.94 | 16568.31 |
| 123 | 2035-03 | 2788.02 | 45.56 | 2742.46 | 13825.85 |
| 124 | 2035-04 | 2788.02 | 38.02 | 2750.00 | 11075.84 |
| 125 | 2035-05 | 2788.02 | 30.46 | 2757.56 | 8318.28 |
| 126 | 2035-06 | 2788.02 | 22.88 | 2765.15 | 5553.13 |
| 127 | 2035-07 | 2788.02 | 15.27 | 2772.75 | 2780.38 |
| 128 | 2035-08 | 2788.02 | 7.65 | 2780.38 | 0.00 |
还款方式二：等额本金
贷款总额：30.05万
还款月数：10年8个月
首月还款：3173.8元
每月递减：6.46元
利息总额：5.33万
本息合计：35.38万
节省利息：3091.73元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 3173.80 | 826.31 | 2347.48 | 298130.52 |
| 2 | 2025-02 | 3167.34 | 819.86 | 2347.48 | 295783.03 |
| 3 | 2025-03 | 3160.89 | 813.40 | 2347.48 | 293435.55 |
| 4 | 2025-04 | 3154.43 | 806.95 | 2347.48 | 291088.06 |
| 5 | 2025-05 | 3147.98 | 800.49 | 2347.48 | 288740.58 |
| 6 | 2025-06 | 3141.52 | 794.04 | 2347.48 | 286393.09 |
| 7 | 2025-07 | 3135.07 | 787.58 | 2347.48 | 284045.61 |
| 8 | 2025-08 | 3128.61 | 781.13 | 2347.48 | 281698.13 |
| 9 | 2025-09 | 3122.15 | 774.67 | 2347.48 | 279350.64 |
| 10 | 2025-10 | 3115.70 | 768.21 | 2347.48 | 277003.16 |
| 11 | 2025-11 | 3109.24 | 761.76 | 2347.48 | 274655.67 |
| 12 | 2025-12 | 3102.79 | 755.30 | 2347.48 | 272308.19 |
| 13 | 2026-01 | 3096.33 | 748.85 | 2347.48 | 269960.70 |
| 14 | 2026-02 | 3089.88 | 742.39 | 2347.48 | 267613.22 |
| 15 | 2026-03 | 3083.42 | 735.94 | 2347.48 | 265265.73 |
| 16 | 2026-04 | 3076.97 | 729.48 | 2347.48 | 262918.25 |
| 17 | 2026-05 | 3070.51 | 723.03 | 2347.48 | 260570.77 |
| 18 | 2026-06 | 3064.05 | 716.57 | 2347.48 | 258223.28 |
| 19 | 2026-07 | 3057.60 | 710.11 | 2347.48 | 255875.80 |
| 20 | 2026-08 | 3051.14 | 703.66 | 2347.48 | 253528.31 |
| 21 | 2026-09 | 3044.69 | 697.20 | 2347.48 | 251180.83 |
| 22 | 2026-10 | 3038.23 | 690.75 | 2347.48 | 248833.34 |
| 23 | 2026-11 | 3031.78 | 684.29 | 2347.48 | 246485.86 |
| 24 | 2026-12 | 3025.32 | 677.84 | 2347.48 | 244138.38 |
| 25 | 2027-01 | 3018.86 | 671.38 | 2347.48 | 241790.89 |
| 26 | 2027-02 | 3012.41 | 664.92 | 2347.48 | 239443.41 |
| 27 | 2027-03 | 3005.95 | 658.47 | 2347.48 | 237095.92 |
| 28 | 2027-04 | 2999.50 | 652.01 | 2347.48 | 234748.44 |
| 29 | 2027-05 | 2993.04 | 645.56 | 2347.48 | 232400.95 |
| 30 | 2027-06 | 2986.59 | 639.10 | 2347.48 | 230053.47 |
| 31 | 2027-07 | 2980.13 | 632.65 | 2347.48 | 227705.98 |
| 32 | 2027-08 | 2973.68 | 626.19 | 2347.48 | 225358.50 |
| 33 | 2027-09 | 2967.22 | 619.74 | 2347.48 | 223011.02 |
| 34 | 2027-10 | 2960.76 | 613.28 | 2347.48 | 220663.53 |
| 35 | 2027-11 | 2954.31 | 606.82 | 2347.48 | 218316.05 |
| 36 | 2027-12 | 2947.85 | 600.37 | 2347.48 | 215968.56 |
| 37 | 2028-01 | 2941.40 | 593.91 | 2347.48 | 213621.08 |
| 38 | 2028-02 | 2934.94 | 587.46 | 2347.48 | 211273.59 |
| 39 | 2028-03 | 2928.49 | 581.00 | 2347.48 | 208926.11 |
| 40 | 2028-04 | 2922.03 | 574.55 | 2347.48 | 206578.63 |
| 41 | 2028-05 | 2915.58 | 568.09 | 2347.48 | 204231.14 |
| 42 | 2028-06 | 2909.12 | 561.64 | 2347.48 | 201883.66 |
| 43 | 2028-07 | 2902.66 | 555.18 | 2347.48 | 199536.17 |
| 44 | 2028-08 | 2896.21 | 548.72 | 2347.48 | 197188.69 |
| 45 | 2028-09 | 2889.75 | 542.27 | 2347.48 | 194841.20 |
| 46 | 2028-10 | 2883.30 | 535.81 | 2347.48 | 192493.72 |
| 47 | 2028-11 | 2876.84 | 529.36 | 2347.48 | 190146.23 |
| 48 | 2028-12 | 2870.39 | 522.90 | 2347.48 | 187798.75 |
| 49 | 2029-01 | 2863.93 | 516.45 | 2347.48 | 185451.27 |
| 50 | 2029-02 | 2857.48 | 509.99 | 2347.48 | 183103.78 |
| 51 | 2029-03 | 2851.02 | 503.54 | 2347.48 | 180756.30 |
| 52 | 2029-04 | 2844.56 | 497.08 | 2347.48 | 178408.81 |
| 53 | 2029-05 | 2838.11 | 490.62 | 2347.48 | 176061.33 |
| 54 | 2029-06 | 2831.65 | 484.17 | 2347.48 | 173713.84 |
| 55 | 2029-07 | 2825.20 | 477.71 | 2347.48 | 171366.36 |
| 56 | 2029-08 | 2818.74 | 471.26 | 2347.48 | 169018.88 |
| 57 | 2029-09 | 2812.29 | 464.80 | 2347.48 | 166671.39 |
| 58 | 2029-10 | 2805.83 | 458.35 | 2347.48 | 164323.91 |
| 59 | 2029-11 | 2799.38 | 451.89 | 2347.48 | 161976.42 |
| 60 | 2029-12 | 2792.92 | 445.44 | 2347.48 | 159628.94 |
| 61 | 2030-01 | 2786.46 | 438.98 | 2347.48 | 157281.45 |
| 62 | 2030-02 | 2780.01 | 432.52 | 2347.48 | 154933.97 |
| 63 | 2030-03 | 2773.55 | 426.07 | 2347.48 | 152586.48 |
| 64 | 2030-04 | 2767.10 | 419.61 | 2347.48 | 150239.00 |
| 65 | 2030-05 | 2760.64 | 413.16 | 2347.48 | 147891.52 |
| 66 | 2030-06 | 2754.19 | 406.70 | 2347.48 | 145544.03 |
| 67 | 2030-07 | 2747.73 | 400.25 | 2347.48 | 143196.55 |
| 68 | 2030-08 | 2741.27 | 393.79 | 2347.48 | 140849.06 |
| 69 | 2030-09 | 2734.82 | 387.33 | 2347.48 | 138501.58 |
| 70 | 2030-10 | 2728.36 | 380.88 | 2347.48 | 136154.09 |
| 71 | 2030-11 | 2721.91 | 374.42 | 2347.48 | 133806.61 |
| 72 | 2030-12 | 2715.45 | 367.97 | 2347.48 | 131459.13 |
| 73 | 2031-01 | 2709.00 | 361.51 | 2347.48 | 129111.64 |
| 74 | 2031-02 | 2702.54 | 355.06 | 2347.48 | 126764.16 |
| 75 | 2031-03 | 2696.09 | 348.60 | 2347.48 | 124416.67 |
| 76 | 2031-04 | 2689.63 | 342.15 | 2347.48 | 122069.19 |
| 77 | 2031-05 | 2683.17 | 335.69 | 2347.48 | 119721.70 |
| 78 | 2031-06 | 2676.72 | 329.23 | 2347.48 | 117374.22 |
| 79 | 2031-07 | 2670.26 | 322.78 | 2347.48 | 115026.73 |
| 80 | 2031-08 | 2663.81 | 316.32 | 2347.48 | 112679.25 |
| 81 | 2031-09 | 2657.35 | 309.87 | 2347.48 | 110331.77 |
| 82 | 2031-10 | 2650.90 | 303.41 | 2347.48 | 107984.28 |
| 83 | 2031-11 | 2644.44 | 296.96 | 2347.48 | 105636.80 |
| 84 | 2031-12 | 2637.99 | 290.50 | 2347.48 | 103289.31 |
| 85 | 2032-01 | 2631.53 | 284.05 | 2347.48 | 100941.83 |
| 86 | 2032-02 | 2625.07 | 277.59 | 2347.48 | 98594.34 |
| 87 | 2032-03 | 2618.62 | 271.13 | 2347.48 | 96246.86 |
| 88 | 2032-04 | 2612.16 | 264.68 | 2347.48 | 93899.38 |
| 89 | 2032-05 | 2605.71 | 258.22 | 2347.48 | 91551.89 |
| 90 | 2032-06 | 2599.25 | 251.77 | 2347.48 | 89204.41 |
| 91 | 2032-07 | 2592.80 | 245.31 | 2347.48 | 86856.92 |
| 92 | 2032-08 | 2586.34 | 238.86 | 2347.48 | 84509.44 |
| 93 | 2032-09 | 2579.89 | 232.40 | 2347.48 | 82161.95 |
| 94 | 2032-10 | 2573.43 | 225.95 | 2347.48 | 79814.47 |
| 95 | 2032-11 | 2566.97 | 219.49 | 2347.48 | 77466.98 |
| 96 | 2032-12 | 2560.52 | 213.03 | 2347.48 | 75119.50 |
| 97 | 2033-01 | 2554.06 | 206.58 | 2347.48 | 72772.02 |
| 98 | 2033-02 | 2547.61 | 200.12 | 2347.48 | 70424.53 |
| 99 | 2033-03 | 2541.15 | 193.67 | 2347.48 | 68077.05 |
| 100 | 2033-04 | 2534.70 | 187.21 | 2347.48 | 65729.56 |
| 101 | 2033-05 | 2528.24 | 180.76 | 2347.48 | 63382.08 |
| 102 | 2033-06 | 2521.79 | 174.30 | 2347.48 | 61034.59 |
| 103 | 2033-07 | 2515.33 | 167.85 | 2347.48 | 58687.11 |
| 104 | 2033-08 | 2508.87 | 161.39 | 2347.48 | 56339.63 |
| 105 | 2033-09 | 2502.42 | 154.93 | 2347.48 | 53992.14 |
| 106 | 2033-10 | 2495.96 | 148.48 | 2347.48 | 51644.66 |
| 107 | 2033-11 | 2489.51 | 142.02 | 2347.48 | 49297.17 |
| 108 | 2033-12 | 2483.05 | 135.57 | 2347.48 | 46949.69 |
| 109 | 2034-01 | 2476.60 | 129.11 | 2347.48 | 44602.20 |
| 110 | 2034-02 | 2470.14 | 122.66 | 2347.48 | 42254.72 |
| 111 | 2034-03 | 2463.68 | 116.20 | 2347.48 | 39907.23 |
| 112 | 2034-04 | 2457.23 | 109.74 | 2347.48 | 37559.75 |
| 113 | 2034-05 | 2450.77 | 103.29 | 2347.48 | 35212.27 |
| 114 | 2034-06 | 2444.32 | 96.83 | 2347.48 | 32864.78 |
| 115 | 2034-07 | 2437.86 | 90.38 | 2347.48 | 30517.30 |
| 116 | 2034-08 | 2431.41 | 83.92 | 2347.48 | 28169.81 |
| 117 | 2034-09 | 2424.95 | 77.47 | 2347.48 | 25822.33 |
| 118 | 2034-10 | 2418.50 | 71.01 | 2347.48 | 23474.84 |
| 119 | 2034-11 | 2412.04 | 64.56 | 2347.48 | 21127.36 |
| 120 | 2034-12 | 2405.58 | 58.10 | 2347.48 | 18779.88 |
| 121 | 2035-01 | 2399.13 | 51.64 | 2347.48 | 16432.39 |
| 122 | 2035-02 | 2392.67 | 45.19 | 2347.48 | 14084.91 |
| 123 | 2035-03 | 2386.22 | 38.73 | 2347.48 | 11737.42 |
| 124 | 2035-04 | 2379.76 | 32.28 | 2347.48 | 9389.94 |
| 125 | 2035-05 | 2373.31 | 25.82 | 2347.48 | 7042.45 |
| 126 | 2035-06 | 2366.85 | 19.37 | 2347.48 | 4694.97 |
| 127 | 2035-07 | 2360.40 | 12.91 | 2347.48 | 2347.48 |
| 128 | 2035-08 | 2353.94 | 6.46 | 2347.48 | 0.00 |
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采用2025年12月02日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月02日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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