贷款175万(商业贷款)的房贷,还款10年的等额本息和等额本金,有两种还款方式明细说明解析。
还款方式一:等额本息
贷款总额:175万
还款月数:10年
每月还款:16938.55元
利息总额:28.26万
本息合计:203.26万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 16938.55 | 4447.92 | 12490.63 | 1737509.37 |
| 2 | 2024-12 | 16938.55 | 4416.17 | 12522.38 | 1724986.99 |
| 3 | 2025-01 | 16938.55 | 4384.34 | 12554.21 | 1712432.78 |
| 4 | 2025-02 | 16938.55 | 4352.43 | 12586.12 | 1699846.66 |
| 5 | 2025-03 | 16938.55 | 4320.44 | 12618.11 | 1687228.55 |
| 6 | 2025-04 | 16938.55 | 4288.37 | 12650.18 | 1674578.38 |
| 7 | 2025-05 | 16938.55 | 4256.22 | 12682.33 | 1661896.05 |
| 8 | 2025-06 | 16938.55 | 4223.99 | 12714.56 | 1649181.48 |
| 9 | 2025-07 | 16938.55 | 4191.67 | 12746.88 | 1636434.60 |
| 10 | 2025-08 | 16938.55 | 4159.27 | 12779.28 | 1623655.32 |
| 11 | 2025-09 | 16938.55 | 4126.79 | 12811.76 | 1610843.56 |
| 12 | 2025-10 | 16938.55 | 4094.23 | 12844.32 | 1597999.24 |
| 13 | 2025-11 | 16938.55 | 4061.58 | 12876.97 | 1585122.27 |
| 14 | 2025-12 | 16938.55 | 4028.85 | 12909.70 | 1572212.57 |
| 15 | 2026-01 | 16938.55 | 3996.04 | 12942.51 | 1559270.06 |
| 16 | 2026-02 | 16938.55 | 3963.14 | 12975.41 | 1546294.66 |
| 17 | 2026-03 | 16938.55 | 3930.17 | 13008.38 | 1533286.27 |
| 18 | 2026-04 | 16938.55 | 3897.10 | 13041.45 | 1520244.82 |
| 19 | 2026-05 | 16938.55 | 3863.96 | 13074.59 | 1507170.23 |
| 20 | 2026-06 | 16938.55 | 3830.72 | 13107.83 | 1494062.40 |
| 21 | 2026-07 | 16938.55 | 3797.41 | 13141.14 | 1480921.26 |
| 22 | 2026-08 | 16938.55 | 3764.01 | 13174.54 | 1467746.72 |
| 23 | 2026-09 | 16938.55 | 3730.52 | 13208.03 | 1454538.69 |
| 24 | 2026-10 | 16938.55 | 3696.95 | 13241.60 | 1441297.09 |
| 25 | 2026-11 | 16938.55 | 3663.30 | 13275.25 | 1428021.84 |
| 26 | 2026-12 | 16938.55 | 3629.56 | 13308.99 | 1414712.84 |
| 27 | 2027-01 | 16938.55 | 3595.73 | 13342.82 | 1401370.02 |
| 28 | 2027-02 | 16938.55 | 3561.82 | 13376.73 | 1387993.29 |
| 29 | 2027-03 | 16938.55 | 3527.82 | 13410.73 | 1374582.55 |
| 30 | 2027-04 | 16938.55 | 3493.73 | 13444.82 | 1361137.73 |
| 31 | 2027-05 | 16938.55 | 3459.56 | 13478.99 | 1347658.74 |
| 32 | 2027-06 | 16938.55 | 3425.30 | 13513.25 | 1334145.49 |
| 33 | 2027-07 | 16938.55 | 3390.95 | 13547.60 | 1320597.89 |
| 34 | 2027-08 | 16938.55 | 3356.52 | 13582.03 | 1307015.86 |
| 35 | 2027-09 | 16938.55 | 3322.00 | 13616.55 | 1293399.31 |
| 36 | 2027-10 | 16938.55 | 3287.39 | 13651.16 | 1279748.15 |
| 37 | 2027-11 | 16938.55 | 3252.69 | 13685.86 | 1266062.29 |
| 38 | 2027-12 | 16938.55 | 3217.91 | 13720.64 | 1252341.65 |
| 39 | 2028-01 | 16938.55 | 3183.04 | 13755.52 | 1238586.14 |
| 40 | 2028-02 | 16938.55 | 3148.07 | 13790.48 | 1224795.66 |
| 41 | 2028-03 | 16938.55 | 3113.02 | 13825.53 | 1210970.13 |
| 42 | 2028-04 | 16938.55 | 3077.88 | 13860.67 | 1197109.46 |
| 43 | 2028-05 | 16938.55 | 3042.65 | 13895.90 | 1183213.57 |
| 44 | 2028-06 | 16938.55 | 3007.33 | 13931.22 | 1169282.35 |
| 45 | 2028-07 | 16938.55 | 2971.93 | 13966.62 | 1155315.72 |
| 46 | 2028-08 | 16938.55 | 2936.43 | 14002.12 | 1141313.60 |
| 47 | 2028-09 | 16938.55 | 2900.84 | 14037.71 | 1127275.89 |
| 48 | 2028-10 | 16938.55 | 2865.16 | 14073.39 | 1113202.50 |
| 49 | 2028-11 | 16938.55 | 2829.39 | 14109.16 | 1099093.34 |
| 50 | 2028-12 | 16938.55 | 2793.53 | 14145.02 | 1084948.32 |
| 51 | 2029-01 | 16938.55 | 2757.58 | 14180.97 | 1070767.34 |
| 52 | 2029-02 | 16938.55 | 2721.53 | 14217.02 | 1056550.33 |
| 53 | 2029-03 | 16938.55 | 2685.40 | 14253.15 | 1042297.18 |
| 54 | 2029-04 | 16938.55 | 2649.17 | 14289.38 | 1028007.80 |
| 55 | 2029-05 | 16938.55 | 2612.85 | 14325.70 | 1013682.10 |
| 56 | 2029-06 | 16938.55 | 2576.44 | 14362.11 | 999319.99 |
| 57 | 2029-07 | 16938.55 | 2539.94 | 14398.61 | 984921.38 |
| 58 | 2029-08 | 16938.55 | 2503.34 | 14435.21 | 970486.17 |
| 59 | 2029-09 | 16938.55 | 2466.65 | 14471.90 | 956014.27 |
| 60 | 2029-10 | 16938.55 | 2429.87 | 14508.68 | 941505.59 |
| 61 | 2029-11 | 16938.55 | 2392.99 | 14545.56 | 926960.04 |
| 62 | 2029-12 | 16938.55 | 2356.02 | 14582.53 | 912377.51 |
| 63 | 2030-01 | 16938.55 | 2318.96 | 14619.59 | 897757.92 |
| 64 | 2030-02 | 16938.55 | 2281.80 | 14656.75 | 883101.17 |
| 65 | 2030-03 | 16938.55 | 2244.55 | 14694.00 | 868407.17 |
| 66 | 2030-04 | 16938.55 | 2207.20 | 14731.35 | 853675.82 |
| 67 | 2030-05 | 16938.55 | 2169.76 | 14768.79 | 838907.03 |
| 68 | 2030-06 | 16938.55 | 2132.22 | 14806.33 | 824100.70 |
| 69 | 2030-07 | 16938.55 | 2094.59 | 14843.96 | 809256.74 |
| 70 | 2030-08 | 16938.55 | 2056.86 | 14881.69 | 794375.05 |
| 71 | 2030-09 | 16938.55 | 2019.04 | 14919.51 | 779455.53 |
| 72 | 2030-10 | 16938.55 | 1981.12 | 14957.43 | 764498.10 |
| 73 | 2030-11 | 16938.55 | 1943.10 | 14995.45 | 749502.65 |
| 74 | 2030-12 | 16938.55 | 1904.99 | 15033.56 | 734469.08 |
| 75 | 2031-01 | 16938.55 | 1866.78 | 15071.77 | 719397.31 |
| 76 | 2031-02 | 16938.55 | 1828.47 | 15110.08 | 704287.23 |
| 77 | 2031-03 | 16938.55 | 1790.06 | 15148.49 | 689138.74 |
| 78 | 2031-04 | 16938.55 | 1751.56 | 15186.99 | 673951.75 |
| 79 | 2031-05 | 16938.55 | 1712.96 | 15225.59 | 658726.16 |
| 80 | 2031-06 | 16938.55 | 1674.26 | 15264.29 | 643461.87 |
| 81 | 2031-07 | 16938.55 | 1635.47 | 15303.08 | 628158.79 |
| 82 | 2031-08 | 16938.55 | 1596.57 | 15341.98 | 612816.81 |
| 83 | 2031-09 | 16938.55 | 1557.58 | 15380.97 | 597435.83 |
| 84 | 2031-10 | 16938.55 | 1518.48 | 15420.07 | 582015.77 |
| 85 | 2031-11 | 16938.55 | 1479.29 | 15459.26 | 566556.51 |
| 86 | 2031-12 | 16938.55 | 1440.00 | 15498.55 | 551057.95 |
| 87 | 2032-01 | 16938.55 | 1400.61 | 15537.94 | 535520.01 |
| 88 | 2032-02 | 16938.55 | 1361.11 | 15577.44 | 519942.57 |
| 89 | 2032-03 | 16938.55 | 1321.52 | 15617.03 | 504325.54 |
| 90 | 2032-04 | 16938.55 | 1281.83 | 15656.72 | 488668.82 |
| 91 | 2032-05 | 16938.55 | 1242.03 | 15696.52 | 472972.30 |
| 92 | 2032-06 | 16938.55 | 1202.14 | 15736.41 | 457235.89 |
| 93 | 2032-07 | 16938.55 | 1162.14 | 15776.41 | 441459.48 |
| 94 | 2032-08 | 16938.55 | 1122.04 | 15816.51 | 425642.97 |
| 95 | 2032-09 | 16938.55 | 1081.84 | 15856.71 | 409786.27 |
| 96 | 2032-10 | 16938.55 | 1041.54 | 15897.01 | 393889.25 |
| 97 | 2032-11 | 16938.55 | 1001.14 | 15937.42 | 377951.84 |
| 98 | 2032-12 | 16938.55 | 960.63 | 15977.92 | 361973.92 |
| 99 | 2033-01 | 16938.55 | 920.02 | 16018.53 | 345955.38 |
| 100 | 2033-02 | 16938.55 | 879.30 | 16059.25 | 329896.14 |
| 101 | 2033-03 | 16938.55 | 838.49 | 16100.06 | 313796.07 |
| 102 | 2033-04 | 16938.55 | 797.57 | 16140.99 | 297655.09 |
| 103 | 2033-05 | 16938.55 | 756.54 | 16182.01 | 281473.08 |
| 104 | 2033-06 | 16938.55 | 715.41 | 16223.14 | 265249.94 |
| 105 | 2033-07 | 16938.55 | 674.18 | 16264.37 | 248985.56 |
| 106 | 2033-08 | 16938.55 | 632.84 | 16305.71 | 232679.85 |
| 107 | 2033-09 | 16938.55 | 591.39 | 16347.16 | 216332.70 |
| 108 | 2033-10 | 16938.55 | 549.85 | 16388.70 | 199943.99 |
| 109 | 2033-11 | 16938.55 | 508.19 | 16430.36 | 183513.63 |
| 110 | 2033-12 | 16938.55 | 466.43 | 16472.12 | 167041.51 |
| 111 | 2034-01 | 16938.55 | 424.56 | 16513.99 | 150527.52 |
| 112 | 2034-02 | 16938.55 | 382.59 | 16555.96 | 133971.57 |
| 113 | 2034-03 | 16938.55 | 340.51 | 16598.04 | 117373.53 |
| 114 | 2034-04 | 16938.55 | 298.32 | 16640.23 | 100733.30 |
| 115 | 2034-05 | 16938.55 | 256.03 | 16682.52 | 84050.78 |
| 116 | 2034-06 | 16938.55 | 213.63 | 16724.92 | 67325.86 |
| 117 | 2034-07 | 16938.55 | 171.12 | 16767.43 | 50558.43 |
| 118 | 2034-08 | 16938.55 | 128.50 | 16810.05 | 33748.38 |
| 119 | 2034-09 | 16938.55 | 85.78 | 16852.77 | 16895.61 |
| 120 | 2034-10 | 16938.55 | 42.94 | 16895.61 | 0.00 |
还款方式二:等额本金
贷款总额:175万
还款月数:10年
首月还款:19031.25元
每月递减:37.07元
利息总额:26.91万
本息合计:201.91万
节省利息:13527.09元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 19031.25 | 4447.92 | 14583.33 | 1735416.67 |
| 2 | 2024-12 | 18994.18 | 4410.85 | 14583.33 | 1720833.33 |
| 3 | 2025-01 | 18957.12 | 4373.78 | 14583.33 | 1706250.00 |
| 4 | 2025-02 | 18920.05 | 4336.72 | 14583.33 | 1691666.67 |
| 5 | 2025-03 | 18882.99 | 4299.65 | 14583.33 | 1677083.33 |
| 6 | 2025-04 | 18845.92 | 4262.59 | 14583.33 | 1662500.00 |
| 7 | 2025-05 | 18808.85 | 4225.52 | 14583.33 | 1647916.67 |
| 8 | 2025-06 | 18771.79 | 4188.45 | 14583.33 | 1633333.33 |
| 9 | 2025-07 | 18734.72 | 4151.39 | 14583.33 | 1618750.00 |
| 10 | 2025-08 | 18697.66 | 4114.32 | 14583.33 | 1604166.67 |
| 11 | 2025-09 | 18660.59 | 4077.26 | 14583.33 | 1589583.33 |
| 12 | 2025-10 | 18623.52 | 4040.19 | 14583.33 | 1575000.00 |
| 13 | 2025-11 | 18586.46 | 4003.12 | 14583.33 | 1560416.67 |
| 14 | 2025-12 | 18549.39 | 3966.06 | 14583.33 | 1545833.33 |
| 15 | 2026-01 | 18512.33 | 3928.99 | 14583.33 | 1531250.00 |
| 16 | 2026-02 | 18475.26 | 3891.93 | 14583.33 | 1516666.67 |
| 17 | 2026-03 | 18438.19 | 3854.86 | 14583.33 | 1502083.33 |
| 18 | 2026-04 | 18401.13 | 3817.80 | 14583.33 | 1487500.00 |
| 19 | 2026-05 | 18364.06 | 3780.73 | 14583.33 | 1472916.67 |
| 20 | 2026-06 | 18327.00 | 3743.66 | 14583.33 | 1458333.33 |
| 21 | 2026-07 | 18289.93 | 3706.60 | 14583.33 | 1443750.00 |
| 22 | 2026-08 | 18252.86 | 3669.53 | 14583.33 | 1429166.67 |
| 23 | 2026-09 | 18215.80 | 3632.47 | 14583.33 | 1414583.33 |
| 24 | 2026-10 | 18178.73 | 3595.40 | 14583.33 | 1400000.00 |
| 25 | 2026-11 | 18141.67 | 3558.33 | 14583.33 | 1385416.67 |
| 26 | 2026-12 | 18104.60 | 3521.27 | 14583.33 | 1370833.33 |
| 27 | 2027-01 | 18067.53 | 3484.20 | 14583.33 | 1356250.00 |
| 28 | 2027-02 | 18030.47 | 3447.14 | 14583.33 | 1341666.67 |
| 29 | 2027-03 | 17993.40 | 3410.07 | 14583.33 | 1327083.33 |
| 30 | 2027-04 | 17956.34 | 3373.00 | 14583.33 | 1312500.00 |
| 31 | 2027-05 | 17919.27 | 3335.94 | 14583.33 | 1297916.67 |
| 32 | 2027-06 | 17882.20 | 3298.87 | 14583.33 | 1283333.33 |
| 33 | 2027-07 | 17845.14 | 3261.81 | 14583.33 | 1268750.00 |
| 34 | 2027-08 | 17808.07 | 3224.74 | 14583.33 | 1254166.67 |
| 35 | 2027-09 | 17771.01 | 3187.67 | 14583.33 | 1239583.33 |
| 36 | 2027-10 | 17733.94 | 3150.61 | 14583.33 | 1225000.00 |
| 37 | 2027-11 | 17696.88 | 3113.54 | 14583.33 | 1210416.67 |
| 38 | 2027-12 | 17659.81 | 3076.48 | 14583.33 | 1195833.33 |
| 39 | 2028-01 | 17622.74 | 3039.41 | 14583.33 | 1181250.00 |
| 40 | 2028-02 | 17585.68 | 3002.34 | 14583.33 | 1166666.67 |
| 41 | 2028-03 | 17548.61 | 2965.28 | 14583.33 | 1152083.33 |
| 42 | 2028-04 | 17511.55 | 2928.21 | 14583.33 | 1137500.00 |
| 43 | 2028-05 | 17474.48 | 2891.15 | 14583.33 | 1122916.67 |
| 44 | 2028-06 | 17437.41 | 2854.08 | 14583.33 | 1108333.33 |
| 45 | 2028-07 | 17400.35 | 2817.01 | 14583.33 | 1093750.00 |
| 46 | 2028-08 | 17363.28 | 2779.95 | 14583.33 | 1079166.67 |
| 47 | 2028-09 | 17326.22 | 2742.88 | 14583.33 | 1064583.33 |
| 48 | 2028-10 | 17289.15 | 2705.82 | 14583.33 | 1050000.00 |
| 49 | 2028-11 | 17252.08 | 2668.75 | 14583.33 | 1035416.67 |
| 50 | 2028-12 | 17215.02 | 2631.68 | 14583.33 | 1020833.33 |
| 51 | 2029-01 | 17177.95 | 2594.62 | 14583.33 | 1006250.00 |
| 52 | 2029-02 | 17140.89 | 2557.55 | 14583.33 | 991666.67 |
| 53 | 2029-03 | 17103.82 | 2520.49 | 14583.33 | 977083.33 |
| 54 | 2029-04 | 17066.75 | 2483.42 | 14583.33 | 962500.00 |
| 55 | 2029-05 | 17029.69 | 2446.35 | 14583.33 | 947916.67 |
| 56 | 2029-06 | 16992.62 | 2409.29 | 14583.33 | 933333.33 |
| 57 | 2029-07 | 16955.56 | 2372.22 | 14583.33 | 918750.00 |
| 58 | 2029-08 | 16918.49 | 2335.16 | 14583.33 | 904166.67 |
| 59 | 2029-09 | 16881.42 | 2298.09 | 14583.33 | 889583.33 |
| 60 | 2029-10 | 16844.36 | 2261.02 | 14583.33 | 875000.00 |
| 61 | 2029-11 | 16807.29 | 2223.96 | 14583.33 | 860416.67 |
| 62 | 2029-12 | 16770.23 | 2186.89 | 14583.33 | 845833.33 |
| 63 | 2030-01 | 16733.16 | 2149.83 | 14583.33 | 831250.00 |
| 64 | 2030-02 | 16696.09 | 2112.76 | 14583.33 | 816666.67 |
| 65 | 2030-03 | 16659.03 | 2075.69 | 14583.33 | 802083.33 |
| 66 | 2030-04 | 16621.96 | 2038.63 | 14583.33 | 787500.00 |
| 67 | 2030-05 | 16584.90 | 2001.56 | 14583.33 | 772916.67 |
| 68 | 2030-06 | 16547.83 | 1964.50 | 14583.33 | 758333.33 |
| 69 | 2030-07 | 16510.76 | 1927.43 | 14583.33 | 743750.00 |
| 70 | 2030-08 | 16473.70 | 1890.36 | 14583.33 | 729166.67 |
| 71 | 2030-09 | 16436.63 | 1853.30 | 14583.33 | 714583.33 |
| 72 | 2030-10 | 16399.57 | 1816.23 | 14583.33 | 700000.00 |
| 73 | 2030-11 | 16362.50 | 1779.17 | 14583.33 | 685416.67 |
| 74 | 2030-12 | 16325.43 | 1742.10 | 14583.33 | 670833.33 |
| 75 | 2031-01 | 16288.37 | 1705.03 | 14583.33 | 656250.00 |
| 76 | 2031-02 | 16251.30 | 1667.97 | 14583.33 | 641666.67 |
| 77 | 2031-03 | 16214.24 | 1630.90 | 14583.33 | 627083.33 |
| 78 | 2031-04 | 16177.17 | 1593.84 | 14583.33 | 612500.00 |
| 79 | 2031-05 | 16140.10 | 1556.77 | 14583.33 | 597916.67 |
| 80 | 2031-06 | 16103.04 | 1519.70 | 14583.33 | 583333.33 |
| 81 | 2031-07 | 16065.97 | 1482.64 | 14583.33 | 568750.00 |
| 82 | 2031-08 | 16028.91 | 1445.57 | 14583.33 | 554166.67 |
| 83 | 2031-09 | 15991.84 | 1408.51 | 14583.33 | 539583.33 |
| 84 | 2031-10 | 15954.77 | 1371.44 | 14583.33 | 525000.00 |
| 85 | 2031-11 | 15917.71 | 1334.38 | 14583.33 | 510416.67 |
| 86 | 2031-12 | 15880.64 | 1297.31 | 14583.33 | 495833.33 |
| 87 | 2032-01 | 15843.58 | 1260.24 | 14583.33 | 481250.00 |
| 88 | 2032-02 | 15806.51 | 1223.18 | 14583.33 | 466666.67 |
| 89 | 2032-03 | 15769.44 | 1186.11 | 14583.33 | 452083.33 |
| 90 | 2032-04 | 15732.38 | 1149.05 | 14583.33 | 437500.00 |
| 91 | 2032-05 | 15695.31 | 1111.98 | 14583.33 | 422916.67 |
| 92 | 2032-06 | 15658.25 | 1074.91 | 14583.33 | 408333.33 |
| 93 | 2032-07 | 15621.18 | 1037.85 | 14583.33 | 393750.00 |
| 94 | 2032-08 | 15584.11 | 1000.78 | 14583.33 | 379166.67 |
| 95 | 2032-09 | 15547.05 | 963.72 | 14583.33 | 364583.33 |
| 96 | 2032-10 | 15509.98 | 926.65 | 14583.33 | 350000.00 |
| 97 | 2032-11 | 15472.92 | 889.58 | 14583.33 | 335416.67 |
| 98 | 2032-12 | 15435.85 | 852.52 | 14583.33 | 320833.33 |
| 99 | 2033-01 | 15398.78 | 815.45 | 14583.33 | 306250.00 |
| 100 | 2033-02 | 15361.72 | 778.39 | 14583.33 | 291666.67 |
| 101 | 2033-03 | 15324.65 | 741.32 | 14583.33 | 277083.33 |
| 102 | 2033-04 | 15287.59 | 704.25 | 14583.33 | 262500.00 |
| 103 | 2033-05 | 15250.52 | 667.19 | 14583.33 | 247916.67 |
| 104 | 2033-06 | 15213.45 | 630.12 | 14583.33 | 233333.33 |
| 105 | 2033-07 | 15176.39 | 593.06 | 14583.33 | 218750.00 |
| 106 | 2033-08 | 15139.32 | 555.99 | 14583.33 | 204166.67 |
| 107 | 2033-09 | 15102.26 | 518.92 | 14583.33 | 189583.33 |
| 108 | 2033-10 | 15065.19 | 481.86 | 14583.33 | 175000.00 |
| 109 | 2033-11 | 15028.13 | 444.79 | 14583.33 | 160416.67 |
| 110 | 2033-12 | 14991.06 | 407.73 | 14583.33 | 145833.33 |
| 111 | 2034-01 | 14953.99 | 370.66 | 14583.33 | 131250.00 |
| 112 | 2034-02 | 14916.93 | 333.59 | 14583.33 | 116666.67 |
| 113 | 2034-03 | 14879.86 | 296.53 | 14583.33 | 102083.33 |
| 114 | 2034-04 | 14842.80 | 259.46 | 14583.33 | 87500.00 |
| 115 | 2034-05 | 14805.73 | 222.40 | 14583.33 | 72916.67 |
| 116 | 2034-06 | 14768.66 | 185.33 | 14583.33 | 58333.33 |
| 117 | 2034-07 | 14731.60 | 148.26 | 14583.33 | 43750.00 |
| 118 | 2034-08 | 14694.53 | 111.20 | 14583.33 | 29166.67 |
| 119 | 2034-09 | 14657.47 | 74.13 | 14583.33 | 14583.33 |
| 120 | 2034-10 | 14620.40 | 37.07 | 14583.33 | 0.00 |
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采用2025年12月02日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布,采用2025年12月02日贷款市场报价利率(LPR)为:1年期LPR为3.35%,5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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