贷款245万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：245万
还款月数：10年
每月还款：24284.46元
利息总额：46.41万
本息合计：291.41万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2021-11 | 24284.46 | 7247.92 | 17036.55 | 2432963.45 |
| 2 | 2021-12 | 24284.46 | 7197.52 | 17086.95 | 2415876.51 |
| 3 | 2022-01 | 24284.46 | 7146.97 | 17137.50 | 2398739.01 |
| 4 | 2022-02 | 24284.46 | 7096.27 | 17188.19 | 2381550.82 |
| 5 | 2022-03 | 24284.46 | 7045.42 | 17239.04 | 2364311.77 |
| 6 | 2022-04 | 24284.46 | 6994.42 | 17290.04 | 2347021.73 |
| 7 | 2022-05 | 24284.46 | 6943.27 | 17341.19 | 2329680.54 |
| 8 | 2022-06 | 24284.46 | 6891.97 | 17392.49 | 2312288.05 |
| 9 | 2022-07 | 24284.46 | 6840.52 | 17443.94 | 2294844.10 |
| 10 | 2022-08 | 24284.46 | 6788.91 | 17495.55 | 2277348.55 |
| 11 | 2022-09 | 24284.46 | 6737.16 | 17547.31 | 2259801.25 |
| 12 | 2022-10 | 24284.46 | 6685.25 | 17599.22 | 2242202.03 |
| 13 | 2022-11 | 24284.46 | 6633.18 | 17651.28 | 2224550.75 |
| 14 | 2022-12 | 24284.46 | 6580.96 | 17703.50 | 2206847.24 |
| 15 | 2023-01 | 24284.46 | 6528.59 | 17755.87 | 2189091.37 |
| 16 | 2023-02 | 24284.46 | 6476.06 | 17808.40 | 2171282.97 |
| 17 | 2023-03 | 24284.46 | 6423.38 | 17861.08 | 2153421.88 |
| 18 | 2023-04 | 24284.46 | 6370.54 | 17913.92 | 2135507.96 |
| 19 | 2023-05 | 24284.46 | 6317.54 | 17966.92 | 2117541.04 |
| 20 | 2023-06 | 24284.46 | 6264.39 | 18020.07 | 2099520.97 |
| 21 | 2023-07 | 24284.46 | 6211.08 | 18073.38 | 2081447.59 |
| 22 | 2023-08 | 24284.46 | 6157.62 | 18126.85 | 2063320.74 |
| 23 | 2023-09 | 24284.46 | 6103.99 | 18180.47 | 2045140.27 |
| 24 | 2023-10 | 24284.46 | 6050.21 | 18234.26 | 2026906.01 |
| 25 | 2023-11 | 24284.46 | 5996.26 | 18288.20 | 2008617.81 |
| 26 | 2023-12 | 24284.46 | 5942.16 | 18342.30 | 1990275.51 |
| 27 | 2024-01 | 24284.46 | 5887.90 | 18396.57 | 1971878.94 |
| 28 | 2024-02 | 24284.46 | 5833.48 | 18450.99 | 1953427.95 |
| 29 | 2024-03 | 24284.46 | 5778.89 | 18505.57 | 1934922.38 |
| 30 | 2024-04 | 24284.46 | 5724.15 | 18560.32 | 1916362.06 |
| 31 | 2024-05 | 24284.46 | 5669.24 | 18615.23 | 1897746.84 |
| 32 | 2024-06 | 24284.46 | 5614.17 | 18670.30 | 1879076.54 |
| 33 | 2024-07 | 24284.46 | 5558.93 | 18725.53 | 1860351.01 |
| 34 | 2024-08 | 24284.46 | 5503.54 | 18780.93 | 1841570.09 |
| 35 | 2024-09 | 24284.46 | 5447.98 | 18836.49 | 1822733.60 |
| 36 | 2024-10 | 24284.46 | 5392.25 | 18892.21 | 1803841.39 |
| 37 | 2024-11 | 24284.46 | 5336.36 | 18948.10 | 1784893.29 |
| 38 | 2024-12 | 24284.46 | 5280.31 | 19004.15 | 1765889.14 |
| 39 | 2025-01 | 24284.46 | 5224.09 | 19060.38 | 1746828.76 |
| 40 | 2025-02 | 24284.46 | 5167.70 | 19116.76 | 1727712.00 |
| 41 | 2025-03 | 24284.46 | 5111.15 | 19173.32 | 1708538.68 |
| 42 | 2025-04 | 24284.46 | 5054.43 | 19230.04 | 1689308.65 |
| 43 | 2025-05 | 24284.46 | 4997.54 | 19286.93 | 1670021.72 |
| 44 | 2025-06 | 24284.46 | 4940.48 | 19343.98 | 1650677.74 |
| 45 | 2025-07 | 24284.46 | 4883.25 | 19401.21 | 1631276.53 |
| 46 | 2025-08 | 24284.46 | 4825.86 | 19458.60 | 1611817.92 |
| 47 | 2025-09 | 24284.46 | 4768.29 | 19516.17 | 1592301.76 |
| 48 | 2025-10 | 24284.46 | 4710.56 | 19573.90 | 1572727.85 |
| 49 | 2025-11 | 24284.46 | 4652.65 | 19631.81 | 1553096.04 |
| 50 | 2025-12 | 24284.46 | 4594.58 | 19689.89 | 1533406.15 |
| 51 | 2026-01 | 24284.46 | 4536.33 | 19748.14 | 1513658.02 |
| 52 | 2026-02 | 24284.46 | 4477.90 | 19806.56 | 1493851.46 |
| 53 | 2026-03 | 24284.46 | 4419.31 | 19865.15 | 1473986.30 |
| 54 | 2026-04 | 24284.46 | 4360.54 | 19923.92 | 1454062.38 |
| 55 | 2026-05 | 24284.46 | 4301.60 | 19982.86 | 1434079.52 |
| 56 | 2026-06 | 24284.46 | 4242.49 | 20041.98 | 1414037.54 |
| 57 | 2026-07 | 24284.46 | 4183.19 | 20101.27 | 1393936.27 |
| 58 | 2026-08 | 24284.46 | 4123.73 | 20160.74 | 1373775.54 |
| 59 | 2026-09 | 24284.46 | 4064.09 | 20220.38 | 1353555.16 |
| 60 | 2026-10 | 24284.46 | 4004.27 | 20280.20 | 1333274.96 |
| 61 | 2026-11 | 24284.46 | 3944.27 | 20340.19 | 1312934.77 |
| 62 | 2026-12 | 24284.46 | 3884.10 | 20400.37 | 1292534.41 |
| 63 | 2027-01 | 24284.46 | 3823.75 | 20460.72 | 1272073.69 |
| 64 | 2027-02 | 24284.46 | 3763.22 | 20521.25 | 1251552.44 |
| 65 | 2027-03 | 24284.46 | 3702.51 | 20581.95 | 1230970.49 |
| 66 | 2027-04 | 24284.46 | 3641.62 | 20642.84 | 1210327.65 |
| 67 | 2027-05 | 24284.46 | 3580.55 | 20703.91 | 1189623.73 |
| 68 | 2027-06 | 24284.46 | 3519.30 | 20765.16 | 1168858.57 |
| 69 | 2027-07 | 24284.46 | 3457.87 | 20826.59 | 1148031.98 |
| 70 | 2027-08 | 24284.46 | 3396.26 | 20888.20 | 1127143.78 |
| 71 | 2027-09 | 24284.46 | 3334.47 | 20950.00 | 1106193.79 |
| 72 | 2027-10 | 24284.46 | 3272.49 | 21011.97 | 1085181.81 |
| 73 | 2027-11 | 24284.46 | 3210.33 | 21074.13 | 1064107.68 |
| 74 | 2027-12 | 24284.46 | 3147.99 | 21136.48 | 1042971.20 |
| 75 | 2028-01 | 24284.46 | 3085.46 | 21199.01 | 1021772.19 |
| 76 | 2028-02 | 24284.46 | 3022.74 | 21261.72 | 1000510.47 |
| 77 | 2028-03 | 24284.46 | 2959.84 | 21324.62 | 979185.85 |
| 78 | 2028-04 | 24284.46 | 2896.76 | 21387.71 | 957798.14 |
| 79 | 2028-05 | 24284.46 | 2833.49 | 21450.98 | 936347.17 |
| 80 | 2028-06 | 24284.46 | 2770.03 | 21514.44 | 914832.73 |
| 81 | 2028-07 | 24284.46 | 2706.38 | 21578.08 | 893254.65 |
| 82 | 2028-08 | 24284.46 | 2642.54 | 21641.92 | 871612.73 |
| 83 | 2028-09 | 24284.46 | 2578.52 | 21705.94 | 849906.78 |
| 84 | 2028-10 | 24284.46 | 2514.31 | 21770.16 | 828136.63 |
| 85 | 2028-11 | 24284.46 | 2449.90 | 21834.56 | 806302.07 |
| 86 | 2028-12 | 24284.46 | 2385.31 | 21899.15 | 784402.92 |
| 87 | 2029-01 | 24284.46 | 2320.53 | 21963.94 | 762438.98 |
| 88 | 2029-02 | 24284.46 | 2255.55 | 22028.92 | 740410.06 |
| 89 | 2029-03 | 24284.46 | 2190.38 | 22094.08 | 718315.98 |
| 90 | 2029-04 | 24284.46 | 2125.02 | 22159.45 | 696156.53 |
| 91 | 2029-05 | 24284.46 | 2059.46 | 22225.00 | 673931.53 |
| 92 | 2029-06 | 24284.46 | 1993.71 | 22290.75 | 651640.78 |
| 93 | 2029-07 | 24284.46 | 1927.77 | 22356.69 | 629284.09 |
| 94 | 2029-08 | 24284.46 | 1861.63 | 22422.83 | 606861.26 |
| 95 | 2029-09 | 24284.46 | 1795.30 | 22489.17 | 584372.09 |
| 96 | 2029-10 | 24284.46 | 1728.77 | 22555.70 | 561816.40 |
| 97 | 2029-11 | 24284.46 | 1662.04 | 22622.42 | 539193.97 |
| 98 | 2029-12 | 24284.46 | 1595.12 | 22689.35 | 516504.62 |
| 99 | 2030-01 | 24284.46 | 1527.99 | 22756.47 | 493748.15 |
| 100 | 2030-02 | 24284.46 | 1460.67 | 22823.79 | 470924.36 |
| 101 | 2030-03 | 24284.46 | 1393.15 | 22891.31 | 448033.05 |
| 102 | 2030-04 | 24284.46 | 1325.43 | 22959.03 | 425074.02 |
| 103 | 2030-05 | 24284.46 | 1257.51 | 23026.95 | 402047.06 |
| 104 | 2030-06 | 24284.46 | 1189.39 | 23095.07 | 378951.99 |
| 105 | 2030-07 | 24284.46 | 1121.07 | 23163.40 | 355788.59 |
| 106 | 2030-08 | 24284.46 | 1052.54 | 23231.92 | 332556.67 |
| 107 | 2030-09 | 24284.46 | 983.81 | 23300.65 | 309256.02 |
| 108 | 2030-10 | 24284.46 | 914.88 | 23369.58 | 285886.44 |
| 109 | 2030-11 | 24284.46 | 845.75 | 23438.72 | 262447.72 |
| 110 | 2030-12 | 24284.46 | 776.41 | 23508.06 | 238939.66 |
| 111 | 2031-01 | 24284.46 | 706.86 | 23577.60 | 215362.06 |
| 112 | 2031-02 | 24284.46 | 637.11 | 23647.35 | 191714.71 |
| 113 | 2031-03 | 24284.46 | 567.16 | 23717.31 | 167997.40 |
| 114 | 2031-04 | 24284.46 | 496.99 | 23787.47 | 144209.93 |
| 115 | 2031-05 | 24284.46 | 426.62 | 23857.84 | 120352.09 |
| 116 | 2031-06 | 24284.46 | 356.04 | 23928.42 | 96423.67 |
| 117 | 2031-07 | 24284.46 | 285.25 | 23999.21 | 72424.46 |
| 118 | 2031-08 | 24284.46 | 214.26 | 24070.21 | 48354.25 |
| 119 | 2031-09 | 24284.46 | 143.05 | 24141.42 | 24212.83 |
| 120 | 2031-10 | 24284.46 | 71.63 | 24212.83 | 0.00 |
还款方式二：等额本金
贷款总额：245万
还款月数：10年
首月还款：27664.58元
每月递减：60.4元
利息总额：43.85万
本息合计：288.85万
节省利息：25636.69元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2021-11 | 27664.58 | 7247.92 | 20416.67 | 2429583.33 |
| 2 | 2021-12 | 27604.18 | 7187.52 | 20416.67 | 2409166.67 |
| 3 | 2022-01 | 27543.78 | 7127.12 | 20416.67 | 2388750.00 |
| 4 | 2022-02 | 27483.39 | 7066.72 | 20416.67 | 2368333.33 |
| 5 | 2022-03 | 27422.99 | 7006.32 | 20416.67 | 2347916.67 |
| 6 | 2022-04 | 27362.59 | 6945.92 | 20416.67 | 2327500.00 |
| 7 | 2022-05 | 27302.19 | 6885.52 | 20416.67 | 2307083.33 |
| 8 | 2022-06 | 27241.79 | 6825.12 | 20416.67 | 2286666.67 |
| 9 | 2022-07 | 27181.39 | 6764.72 | 20416.67 | 2266250.00 |
| 10 | 2022-08 | 27120.99 | 6704.32 | 20416.67 | 2245833.33 |
| 11 | 2022-09 | 27060.59 | 6643.92 | 20416.67 | 2225416.67 |
| 12 | 2022-10 | 27000.19 | 6583.52 | 20416.67 | 2205000.00 |
| 13 | 2022-11 | 26939.79 | 6523.13 | 20416.67 | 2184583.33 |
| 14 | 2022-12 | 26879.39 | 6462.73 | 20416.67 | 2164166.67 |
| 15 | 2023-01 | 26818.99 | 6402.33 | 20416.67 | 2143750.00 |
| 16 | 2023-02 | 26758.59 | 6341.93 | 20416.67 | 2123333.33 |
| 17 | 2023-03 | 26698.19 | 6281.53 | 20416.67 | 2102916.67 |
| 18 | 2023-04 | 26637.80 | 6221.13 | 20416.67 | 2082500.00 |
| 19 | 2023-05 | 26577.40 | 6160.73 | 20416.67 | 2062083.33 |
| 20 | 2023-06 | 26517.00 | 6100.33 | 20416.67 | 2041666.67 |
| 21 | 2023-07 | 26456.60 | 6039.93 | 20416.67 | 2021250.00 |
| 22 | 2023-08 | 26396.20 | 5979.53 | 20416.67 | 2000833.33 |
| 23 | 2023-09 | 26335.80 | 5919.13 | 20416.67 | 1980416.67 |
| 24 | 2023-10 | 26275.40 | 5858.73 | 20416.67 | 1960000.00 |
| 25 | 2023-11 | 26215.00 | 5798.33 | 20416.67 | 1939583.33 |
| 26 | 2023-12 | 26154.60 | 5737.93 | 20416.67 | 1919166.67 |
| 27 | 2024-01 | 26094.20 | 5677.53 | 20416.67 | 1898750.00 |
| 28 | 2024-02 | 26033.80 | 5617.14 | 20416.67 | 1878333.33 |
| 29 | 2024-03 | 25973.40 | 5556.74 | 20416.67 | 1857916.67 |
| 30 | 2024-04 | 25913.00 | 5496.34 | 20416.67 | 1837500.00 |
| 31 | 2024-05 | 25852.60 | 5435.94 | 20416.67 | 1817083.33 |
| 32 | 2024-06 | 25792.20 | 5375.54 | 20416.67 | 1796666.67 |
| 33 | 2024-07 | 25731.81 | 5315.14 | 20416.67 | 1776250.00 |
| 34 | 2024-08 | 25671.41 | 5254.74 | 20416.67 | 1755833.33 |
| 35 | 2024-09 | 25611.01 | 5194.34 | 20416.67 | 1735416.67 |
| 36 | 2024-10 | 25550.61 | 5133.94 | 20416.67 | 1715000.00 |
| 37 | 2024-11 | 25490.21 | 5073.54 | 20416.67 | 1694583.33 |
| 38 | 2024-12 | 25429.81 | 5013.14 | 20416.67 | 1674166.67 |
| 39 | 2025-01 | 25369.41 | 4952.74 | 20416.67 | 1653750.00 |
| 40 | 2025-02 | 25309.01 | 4892.34 | 20416.67 | 1633333.33 |
| 41 | 2025-03 | 25248.61 | 4831.94 | 20416.67 | 1612916.67 |
| 42 | 2025-04 | 25188.21 | 4771.55 | 20416.67 | 1592500.00 |
| 43 | 2025-05 | 25127.81 | 4711.15 | 20416.67 | 1572083.33 |
| 44 | 2025-06 | 25067.41 | 4650.75 | 20416.67 | 1551666.67 |
| 45 | 2025-07 | 25007.01 | 4590.35 | 20416.67 | 1531250.00 |
| 46 | 2025-08 | 24946.61 | 4529.95 | 20416.67 | 1510833.33 |
| 47 | 2025-09 | 24886.22 | 4469.55 | 20416.67 | 1490416.67 |
| 48 | 2025-10 | 24825.82 | 4409.15 | 20416.67 | 1470000.00 |
| 49 | 2025-11 | 24765.42 | 4348.75 | 20416.67 | 1449583.33 |
| 50 | 2025-12 | 24705.02 | 4288.35 | 20416.67 | 1429166.67 |
| 51 | 2026-01 | 24644.62 | 4227.95 | 20416.67 | 1408750.00 |
| 52 | 2026-02 | 24584.22 | 4167.55 | 20416.67 | 1388333.33 |
| 53 | 2026-03 | 24523.82 | 4107.15 | 20416.67 | 1367916.67 |
| 54 | 2026-04 | 24463.42 | 4046.75 | 20416.67 | 1347500.00 |
| 55 | 2026-05 | 24403.02 | 3986.35 | 20416.67 | 1327083.33 |
| 56 | 2026-06 | 24342.62 | 3925.95 | 20416.67 | 1306666.67 |
| 57 | 2026-07 | 24282.22 | 3865.56 | 20416.67 | 1286250.00 |
| 58 | 2026-08 | 24221.82 | 3805.16 | 20416.67 | 1265833.33 |
| 59 | 2026-09 | 24161.42 | 3744.76 | 20416.67 | 1245416.67 |
| 60 | 2026-10 | 24101.02 | 3684.36 | 20416.67 | 1225000.00 |
| 61 | 2026-11 | 24040.63 | 3623.96 | 20416.67 | 1204583.33 |
| 62 | 2026-12 | 23980.23 | 3563.56 | 20416.67 | 1184166.67 |
| 63 | 2027-01 | 23919.83 | 3503.16 | 20416.67 | 1163750.00 |
| 64 | 2027-02 | 23859.43 | 3442.76 | 20416.67 | 1143333.33 |
| 65 | 2027-03 | 23799.03 | 3382.36 | 20416.67 | 1122916.67 |
| 66 | 2027-04 | 23738.63 | 3321.96 | 20416.67 | 1102500.00 |
| 67 | 2027-05 | 23678.23 | 3261.56 | 20416.67 | 1082083.33 |
| 68 | 2027-06 | 23617.83 | 3201.16 | 20416.67 | 1061666.67 |
| 69 | 2027-07 | 23557.43 | 3140.76 | 20416.67 | 1041250.00 |
| 70 | 2027-08 | 23497.03 | 3080.36 | 20416.67 | 1020833.33 |
| 71 | 2027-09 | 23436.63 | 3019.97 | 20416.67 | 1000416.67 |
| 72 | 2027-10 | 23376.23 | 2959.57 | 20416.67 | 980000.00 |
| 73 | 2027-11 | 23315.83 | 2899.17 | 20416.67 | 959583.33 |
| 74 | 2027-12 | 23255.43 | 2838.77 | 20416.67 | 939166.67 |
| 75 | 2028-01 | 23195.03 | 2778.37 | 20416.67 | 918750.00 |
| 76 | 2028-02 | 23134.64 | 2717.97 | 20416.67 | 898333.33 |
| 77 | 2028-03 | 23074.24 | 2657.57 | 20416.67 | 877916.67 |
| 78 | 2028-04 | 23013.84 | 2597.17 | 20416.67 | 857500.00 |
| 79 | 2028-05 | 22953.44 | 2536.77 | 20416.67 | 837083.33 |
| 80 | 2028-06 | 22893.04 | 2476.37 | 20416.67 | 816666.67 |
| 81 | 2028-07 | 22832.64 | 2415.97 | 20416.67 | 796250.00 |
| 82 | 2028-08 | 22772.24 | 2355.57 | 20416.67 | 775833.33 |
| 83 | 2028-09 | 22711.84 | 2295.17 | 20416.67 | 755416.67 |
| 84 | 2028-10 | 22651.44 | 2234.77 | 20416.67 | 735000.00 |
| 85 | 2028-11 | 22591.04 | 2174.38 | 20416.67 | 714583.33 |
| 86 | 2028-12 | 22530.64 | 2113.98 | 20416.67 | 694166.67 |
| 87 | 2029-01 | 22470.24 | 2053.58 | 20416.67 | 673750.00 |
| 88 | 2029-02 | 22409.84 | 1993.18 | 20416.67 | 653333.33 |
| 89 | 2029-03 | 22349.44 | 1932.78 | 20416.67 | 632916.67 |
| 90 | 2029-04 | 22289.05 | 1872.38 | 20416.67 | 612500.00 |
| 91 | 2029-05 | 22228.65 | 1811.98 | 20416.67 | 592083.33 |
| 92 | 2029-06 | 22168.25 | 1751.58 | 20416.67 | 571666.67 |
| 93 | 2029-07 | 22107.85 | 1691.18 | 20416.67 | 551250.00 |
| 94 | 2029-08 | 22047.45 | 1630.78 | 20416.67 | 530833.33 |
| 95 | 2029-09 | 21987.05 | 1570.38 | 20416.67 | 510416.67 |
| 96 | 2029-10 | 21926.65 | 1509.98 | 20416.67 | 490000.00 |
| 97 | 2029-11 | 21866.25 | 1449.58 | 20416.67 | 469583.33 |
| 98 | 2029-12 | 21805.85 | 1389.18 | 20416.67 | 449166.67 |
| 99 | 2030-01 | 21745.45 | 1328.78 | 20416.67 | 428750.00 |
| 100 | 2030-02 | 21685.05 | 1268.39 | 20416.67 | 408333.33 |
| 101 | 2030-03 | 21624.65 | 1207.99 | 20416.67 | 387916.67 |
| 102 | 2030-04 | 21564.25 | 1147.59 | 20416.67 | 367500.00 |
| 103 | 2030-05 | 21503.85 | 1087.19 | 20416.67 | 347083.33 |
| 104 | 2030-06 | 21443.45 | 1026.79 | 20416.67 | 326666.67 |
| 105 | 2030-07 | 21383.06 | 966.39 | 20416.67 | 306250.00 |
| 106 | 2030-08 | 21322.66 | 905.99 | 20416.67 | 285833.33 |
| 107 | 2030-09 | 21262.26 | 845.59 | 20416.67 | 265416.67 |
| 108 | 2030-10 | 21201.86 | 785.19 | 20416.67 | 245000.00 |
| 109 | 2030-11 | 21141.46 | 724.79 | 20416.67 | 224583.33 |
| 110 | 2030-12 | 21081.06 | 664.39 | 20416.67 | 204166.67 |
| 111 | 2031-01 | 21020.66 | 603.99 | 20416.67 | 183750.00 |
| 112 | 2031-02 | 20960.26 | 543.59 | 20416.67 | 163333.33 |
| 113 | 2031-03 | 20899.86 | 483.19 | 20416.67 | 142916.67 |
| 114 | 2031-04 | 20839.46 | 422.80 | 20416.67 | 122500.00 |
| 115 | 2031-05 | 20779.06 | 362.40 | 20416.67 | 102083.33 |
| 116 | 2031-06 | 20718.66 | 302.00 | 20416.67 | 81666.67 |
| 117 | 2031-07 | 20658.26 | 241.60 | 20416.67 | 61250.00 |
| 118 | 2031-08 | 20597.86 | 181.20 | 20416.67 | 40833.33 |
| 119 | 2031-09 | 20537.47 | 120.80 | 20416.67 | 20416.67 |
| 120 | 2031-10 | 20477.07 | 60.40 | 20416.67 | 0.00 |
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采用2025年12月02日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月02日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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