贷款135万（商业贷款）的房贷，还款10年的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：135万
还款月数：10年
每月还款：12948.64元
利息总额：20.38万
本息合计：155.38万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 12948.64 | 3217.50 | 9731.14 | 1340268.86 |
| 2 | 2024-12 | 12948.64 | 3194.31 | 9754.33 | 1330514.53 |
| 3 | 2025-01 | 12948.64 | 3171.06 | 9777.58 | 1320736.95 |
| 4 | 2025-02 | 12948.64 | 3147.76 | 9800.88 | 1310936.07 |
| 5 | 2025-03 | 12948.64 | 3124.40 | 9824.24 | 1301111.82 |
| 6 | 2025-04 | 12948.64 | 3100.98 | 9847.66 | 1291264.17 |
| 7 | 2025-05 | 12948.64 | 3077.51 | 9871.13 | 1281393.04 |
| 8 | 2025-06 | 12948.64 | 3053.99 | 9894.65 | 1271498.39 |
| 9 | 2025-07 | 12948.64 | 3030.40 | 9918.23 | 1261580.15 |
| 10 | 2025-08 | 12948.64 | 3006.77 | 9941.87 | 1251638.28 |
| 11 | 2025-09 | 12948.64 | 2983.07 | 9965.57 | 1241672.71 |
| 12 | 2025-10 | 12948.64 | 2959.32 | 9989.32 | 1231683.39 |
| 13 | 2025-11 | 12948.64 | 2935.51 | 10013.13 | 1221670.26 |
| 14 | 2025-12 | 12948.64 | 2911.65 | 10036.99 | 1211633.27 |
| 15 | 2026-01 | 12948.64 | 2887.73 | 10060.91 | 1201572.36 |
| 16 | 2026-02 | 12948.64 | 2863.75 | 10084.89 | 1191487.47 |
| 17 | 2026-03 | 12948.64 | 2839.71 | 10108.93 | 1181378.54 |
| 18 | 2026-04 | 12948.64 | 2815.62 | 10133.02 | 1171245.52 |
| 19 | 2026-05 | 12948.64 | 2791.47 | 10157.17 | 1161088.35 |
| 20 | 2026-06 | 12948.64 | 2767.26 | 10181.38 | 1150906.97 |
| 21 | 2026-07 | 12948.64 | 2742.99 | 10205.64 | 1140701.32 |
| 22 | 2026-08 | 12948.64 | 2718.67 | 10229.97 | 1130471.36 |
| 23 | 2026-09 | 12948.64 | 2694.29 | 10254.35 | 1120217.01 |
| 24 | 2026-10 | 12948.64 | 2669.85 | 10278.79 | 1109938.22 |
| 25 | 2026-11 | 12948.64 | 2645.35 | 10303.29 | 1099634.93 |
| 26 | 2026-12 | 12948.64 | 2620.80 | 10327.84 | 1089307.09 |
| 27 | 2027-01 | 12948.64 | 2596.18 | 10352.46 | 1078954.63 |
| 28 | 2027-02 | 12948.64 | 2571.51 | 10377.13 | 1068577.50 |
| 29 | 2027-03 | 12948.64 | 2546.78 | 10401.86 | 1058175.64 |
| 30 | 2027-04 | 12948.64 | 2521.99 | 10426.65 | 1047748.98 |
| 31 | 2027-05 | 12948.64 | 2497.14 | 10451.50 | 1037297.48 |
| 32 | 2027-06 | 12948.64 | 2472.23 | 10476.41 | 1026821.06 |
| 33 | 2027-07 | 12948.64 | 2447.26 | 10501.38 | 1016319.68 |
| 34 | 2027-08 | 12948.64 | 2422.23 | 10526.41 | 1005793.27 |
| 35 | 2027-09 | 12948.64 | 2397.14 | 10551.50 | 995241.77 |
| 36 | 2027-10 | 12948.64 | 2371.99 | 10576.65 | 984665.13 |
| 37 | 2027-11 | 12948.64 | 2346.79 | 10601.85 | 974063.27 |
| 38 | 2027-12 | 12948.64 | 2321.52 | 10627.12 | 963436.15 |
| 39 | 2028-01 | 12948.64 | 2296.19 | 10652.45 | 952783.70 |
| 40 | 2028-02 | 12948.64 | 2270.80 | 10677.84 | 942105.86 |
| 41 | 2028-03 | 12948.64 | 2245.35 | 10703.29 | 931402.57 |
| 42 | 2028-04 | 12948.64 | 2219.84 | 10728.80 | 920673.78 |
| 43 | 2028-05 | 12948.64 | 2194.27 | 10754.37 | 909919.41 |
| 44 | 2028-06 | 12948.64 | 2168.64 | 10780.00 | 899139.41 |
| 45 | 2028-07 | 12948.64 | 2142.95 | 10805.69 | 888333.72 |
| 46 | 2028-08 | 12948.64 | 2117.20 | 10831.44 | 877502.28 |
| 47 | 2028-09 | 12948.64 | 2091.38 | 10857.26 | 866645.02 |
| 48 | 2028-10 | 12948.64 | 2065.50 | 10883.14 | 855761.88 |
| 49 | 2028-11 | 12948.64 | 2039.57 | 10909.07 | 844852.81 |
| 50 | 2028-12 | 12948.64 | 2013.57 | 10935.07 | 833917.74 |
| 51 | 2029-01 | 12948.64 | 1987.50 | 10961.14 | 822956.60 |
| 52 | 2029-02 | 12948.64 | 1961.38 | 10987.26 | 811969.34 |
| 53 | 2029-03 | 12948.64 | 1935.19 | 11013.45 | 800955.89 |
| 54 | 2029-04 | 12948.64 | 1908.94 | 11039.69 | 789916.20 |
| 55 | 2029-05 | 12948.64 | 1882.63 | 11066.01 | 778850.19 |
| 56 | 2029-06 | 12948.64 | 1856.26 | 11092.38 | 767757.81 |
| 57 | 2029-07 | 12948.64 | 1829.82 | 11118.82 | 756639.00 |
| 58 | 2029-08 | 12948.64 | 1803.32 | 11145.32 | 745493.68 |
| 59 | 2029-09 | 12948.64 | 1776.76 | 11171.88 | 734321.80 |
| 60 | 2029-10 | 12948.64 | 1750.13 | 11198.51 | 723123.30 |
| 61 | 2029-11 | 12948.64 | 1723.44 | 11225.20 | 711898.10 |
| 62 | 2029-12 | 12948.64 | 1696.69 | 11251.95 | 700646.15 |
| 63 | 2030-01 | 12948.64 | 1669.87 | 11278.77 | 689367.38 |
| 64 | 2030-02 | 12948.64 | 1642.99 | 11305.65 | 678061.74 |
| 65 | 2030-03 | 12948.64 | 1616.05 | 11332.59 | 666729.14 |
| 66 | 2030-04 | 12948.64 | 1589.04 | 11359.60 | 655369.54 |
| 67 | 2030-05 | 12948.64 | 1561.96 | 11386.68 | 643982.87 |
| 68 | 2030-06 | 12948.64 | 1534.83 | 11413.81 | 632569.05 |
| 69 | 2030-07 | 12948.64 | 1507.62 | 11441.02 | 621128.04 |
| 70 | 2030-08 | 12948.64 | 1480.36 | 11468.28 | 609659.75 |
| 71 | 2030-09 | 12948.64 | 1453.02 | 11495.62 | 598164.14 |
| 72 | 2030-10 | 12948.64 | 1425.62 | 11523.01 | 586641.12 |
| 73 | 2030-11 | 12948.64 | 1398.16 | 11550.48 | 575090.64 |
| 74 | 2030-12 | 12948.64 | 1370.63 | 11578.01 | 563512.64 |
| 75 | 2031-01 | 12948.64 | 1343.04 | 11605.60 | 551907.04 |
| 76 | 2031-02 | 12948.64 | 1315.38 | 11633.26 | 540273.77 |
| 77 | 2031-03 | 12948.64 | 1287.65 | 11660.99 | 528612.79 |
| 78 | 2031-04 | 12948.64 | 1259.86 | 11688.78 | 516924.01 |
| 79 | 2031-05 | 12948.64 | 1232.00 | 11716.64 | 505207.37 |
| 80 | 2031-06 | 12948.64 | 1204.08 | 11744.56 | 493462.81 |
| 81 | 2031-07 | 12948.64 | 1176.09 | 11772.55 | 481690.26 |
| 82 | 2031-08 | 12948.64 | 1148.03 | 11800.61 | 469889.64 |
| 83 | 2031-09 | 12948.64 | 1119.90 | 11828.74 | 458060.91 |
| 84 | 2031-10 | 12948.64 | 1091.71 | 11856.93 | 446203.98 |
| 85 | 2031-11 | 12948.64 | 1063.45 | 11885.19 | 434318.79 |
| 86 | 2031-12 | 12948.64 | 1035.13 | 11913.51 | 422405.28 |
| 87 | 2032-01 | 12948.64 | 1006.73 | 11941.91 | 410463.37 |
| 88 | 2032-02 | 12948.64 | 978.27 | 11970.37 | 398493.01 |
| 89 | 2032-03 | 12948.64 | 949.74 | 11998.90 | 386494.11 |
| 90 | 2032-04 | 12948.64 | 921.14 | 12027.50 | 374466.61 |
| 91 | 2032-05 | 12948.64 | 892.48 | 12056.16 | 362410.45 |
| 92 | 2032-06 | 12948.64 | 863.74 | 12084.89 | 350325.56 |
| 93 | 2032-07 | 12948.64 | 834.94 | 12113.70 | 338211.86 |
| 94 | 2032-08 | 12948.64 | 806.07 | 12142.57 | 326069.29 |
| 95 | 2032-09 | 12948.64 | 777.13 | 12171.51 | 313897.79 |
| 96 | 2032-10 | 12948.64 | 748.12 | 12200.52 | 301697.27 |
| 97 | 2032-11 | 12948.64 | 719.05 | 12229.59 | 289467.67 |
| 98 | 2032-12 | 12948.64 | 689.90 | 12258.74 | 277208.93 |
| 99 | 2033-01 | 12948.64 | 660.68 | 12287.96 | 264920.98 |
| 100 | 2033-02 | 12948.64 | 631.39 | 12317.24 | 252603.73 |
| 101 | 2033-03 | 12948.64 | 602.04 | 12346.60 | 240257.13 |
| 102 | 2033-04 | 12948.64 | 572.61 | 12376.03 | 227881.10 |
| 103 | 2033-05 | 12948.64 | 543.12 | 12405.52 | 215475.58 |
| 104 | 2033-06 | 12948.64 | 513.55 | 12435.09 | 203040.49 |
| 105 | 2033-07 | 12948.64 | 483.91 | 12464.73 | 190575.76 |
| 106 | 2033-08 | 12948.64 | 454.21 | 12494.43 | 178081.33 |
| 107 | 2033-09 | 12948.64 | 424.43 | 12524.21 | 165557.12 |
| 108 | 2033-10 | 12948.64 | 394.58 | 12554.06 | 153003.06 |
| 109 | 2033-11 | 12948.64 | 364.66 | 12583.98 | 140419.07 |
| 110 | 2033-12 | 12948.64 | 334.67 | 12613.97 | 127805.10 |
| 111 | 2034-01 | 12948.64 | 304.60 | 12644.04 | 115161.06 |
| 112 | 2034-02 | 12948.64 | 274.47 | 12674.17 | 102486.89 |
| 113 | 2034-03 | 12948.64 | 244.26 | 12704.38 | 89782.51 |
| 114 | 2034-04 | 12948.64 | 213.98 | 12734.66 | 77047.85 |
| 115 | 2034-05 | 12948.64 | 183.63 | 12765.01 | 64282.85 |
| 116 | 2034-06 | 12948.64 | 153.21 | 12795.43 | 51487.41 |
| 117 | 2034-07 | 12948.64 | 122.71 | 12825.93 | 38661.49 |
| 118 | 2034-08 | 12948.64 | 92.14 | 12856.50 | 25804.99 |
| 119 | 2034-09 | 12948.64 | 61.50 | 12887.14 | 12917.85 |
| 120 | 2034-10 | 12948.64 | 30.79 | 12917.85 | 0.00 |
还款方式二：等额本金
贷款总额：135万
还款月数：10年
首月还款：14467.5元
每月递减：26.81元
利息总额：19.47万
本息合计：154.47万
节省利息：9177.99元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 14467.50 | 3217.50 | 11250.00 | 1338750.00 |
| 2 | 2024-12 | 14440.69 | 3190.69 | 11250.00 | 1327500.00 |
| 3 | 2025-01 | 14413.88 | 3163.88 | 11250.00 | 1316250.00 |
| 4 | 2025-02 | 14387.06 | 3137.06 | 11250.00 | 1305000.00 |
| 5 | 2025-03 | 14360.25 | 3110.25 | 11250.00 | 1293750.00 |
| 6 | 2025-04 | 14333.44 | 3083.44 | 11250.00 | 1282500.00 |
| 7 | 2025-05 | 14306.63 | 3056.63 | 11250.00 | 1271250.00 |
| 8 | 2025-06 | 14279.81 | 3029.81 | 11250.00 | 1260000.00 |
| 9 | 2025-07 | 14253.00 | 3003.00 | 11250.00 | 1248750.00 |
| 10 | 2025-08 | 14226.19 | 2976.19 | 11250.00 | 1237500.00 |
| 11 | 2025-09 | 14199.38 | 2949.38 | 11250.00 | 1226250.00 |
| 12 | 2025-10 | 14172.56 | 2922.56 | 11250.00 | 1215000.00 |
| 13 | 2025-11 | 14145.75 | 2895.75 | 11250.00 | 1203750.00 |
| 14 | 2025-12 | 14118.94 | 2868.94 | 11250.00 | 1192500.00 |
| 15 | 2026-01 | 14092.13 | 2842.13 | 11250.00 | 1181250.00 |
| 16 | 2026-02 | 14065.31 | 2815.31 | 11250.00 | 1170000.00 |
| 17 | 2026-03 | 14038.50 | 2788.50 | 11250.00 | 1158750.00 |
| 18 | 2026-04 | 14011.69 | 2761.69 | 11250.00 | 1147500.00 |
| 19 | 2026-05 | 13984.88 | 2734.88 | 11250.00 | 1136250.00 |
| 20 | 2026-06 | 13958.06 | 2708.06 | 11250.00 | 1125000.00 |
| 21 | 2026-07 | 13931.25 | 2681.25 | 11250.00 | 1113750.00 |
| 22 | 2026-08 | 13904.44 | 2654.44 | 11250.00 | 1102500.00 |
| 23 | 2026-09 | 13877.63 | 2627.63 | 11250.00 | 1091250.00 |
| 24 | 2026-10 | 13850.81 | 2600.81 | 11250.00 | 1080000.00 |
| 25 | 2026-11 | 13824.00 | 2574.00 | 11250.00 | 1068750.00 |
| 26 | 2026-12 | 13797.19 | 2547.19 | 11250.00 | 1057500.00 |
| 27 | 2027-01 | 13770.38 | 2520.38 | 11250.00 | 1046250.00 |
| 28 | 2027-02 | 13743.56 | 2493.56 | 11250.00 | 1035000.00 |
| 29 | 2027-03 | 13716.75 | 2466.75 | 11250.00 | 1023750.00 |
| 30 | 2027-04 | 13689.94 | 2439.94 | 11250.00 | 1012500.00 |
| 31 | 2027-05 | 13663.13 | 2413.13 | 11250.00 | 1001250.00 |
| 32 | 2027-06 | 13636.31 | 2386.31 | 11250.00 | 990000.00 |
| 33 | 2027-07 | 13609.50 | 2359.50 | 11250.00 | 978750.00 |
| 34 | 2027-08 | 13582.69 | 2332.69 | 11250.00 | 967500.00 |
| 35 | 2027-09 | 13555.88 | 2305.88 | 11250.00 | 956250.00 |
| 36 | 2027-10 | 13529.06 | 2279.06 | 11250.00 | 945000.00 |
| 37 | 2027-11 | 13502.25 | 2252.25 | 11250.00 | 933750.00 |
| 38 | 2027-12 | 13475.44 | 2225.44 | 11250.00 | 922500.00 |
| 39 | 2028-01 | 13448.63 | 2198.63 | 11250.00 | 911250.00 |
| 40 | 2028-02 | 13421.81 | 2171.81 | 11250.00 | 900000.00 |
| 41 | 2028-03 | 13395.00 | 2145.00 | 11250.00 | 888750.00 |
| 42 | 2028-04 | 13368.19 | 2118.19 | 11250.00 | 877500.00 |
| 43 | 2028-05 | 13341.38 | 2091.38 | 11250.00 | 866250.00 |
| 44 | 2028-06 | 13314.56 | 2064.56 | 11250.00 | 855000.00 |
| 45 | 2028-07 | 13287.75 | 2037.75 | 11250.00 | 843750.00 |
| 46 | 2028-08 | 13260.94 | 2010.94 | 11250.00 | 832500.00 |
| 47 | 2028-09 | 13234.13 | 1984.13 | 11250.00 | 821250.00 |
| 48 | 2028-10 | 13207.31 | 1957.31 | 11250.00 | 810000.00 |
| 49 | 2028-11 | 13180.50 | 1930.50 | 11250.00 | 798750.00 |
| 50 | 2028-12 | 13153.69 | 1903.69 | 11250.00 | 787500.00 |
| 51 | 2029-01 | 13126.88 | 1876.88 | 11250.00 | 776250.00 |
| 52 | 2029-02 | 13100.06 | 1850.06 | 11250.00 | 765000.00 |
| 53 | 2029-03 | 13073.25 | 1823.25 | 11250.00 | 753750.00 |
| 54 | 2029-04 | 13046.44 | 1796.44 | 11250.00 | 742500.00 |
| 55 | 2029-05 | 13019.63 | 1769.63 | 11250.00 | 731250.00 |
| 56 | 2029-06 | 12992.81 | 1742.81 | 11250.00 | 720000.00 |
| 57 | 2029-07 | 12966.00 | 1716.00 | 11250.00 | 708750.00 |
| 58 | 2029-08 | 12939.19 | 1689.19 | 11250.00 | 697500.00 |
| 59 | 2029-09 | 12912.38 | 1662.38 | 11250.00 | 686250.00 |
| 60 | 2029-10 | 12885.56 | 1635.56 | 11250.00 | 675000.00 |
| 61 | 2029-11 | 12858.75 | 1608.75 | 11250.00 | 663750.00 |
| 62 | 2029-12 | 12831.94 | 1581.94 | 11250.00 | 652500.00 |
| 63 | 2030-01 | 12805.13 | 1555.13 | 11250.00 | 641250.00 |
| 64 | 2030-02 | 12778.31 | 1528.31 | 11250.00 | 630000.00 |
| 65 | 2030-03 | 12751.50 | 1501.50 | 11250.00 | 618750.00 |
| 66 | 2030-04 | 12724.69 | 1474.69 | 11250.00 | 607500.00 |
| 67 | 2030-05 | 12697.88 | 1447.88 | 11250.00 | 596250.00 |
| 68 | 2030-06 | 12671.06 | 1421.06 | 11250.00 | 585000.00 |
| 69 | 2030-07 | 12644.25 | 1394.25 | 11250.00 | 573750.00 |
| 70 | 2030-08 | 12617.44 | 1367.44 | 11250.00 | 562500.00 |
| 71 | 2030-09 | 12590.63 | 1340.63 | 11250.00 | 551250.00 |
| 72 | 2030-10 | 12563.81 | 1313.81 | 11250.00 | 540000.00 |
| 73 | 2030-11 | 12537.00 | 1287.00 | 11250.00 | 528750.00 |
| 74 | 2030-12 | 12510.19 | 1260.19 | 11250.00 | 517500.00 |
| 75 | 2031-01 | 12483.38 | 1233.38 | 11250.00 | 506250.00 |
| 76 | 2031-02 | 12456.56 | 1206.56 | 11250.00 | 495000.00 |
| 77 | 2031-03 | 12429.75 | 1179.75 | 11250.00 | 483750.00 |
| 78 | 2031-04 | 12402.94 | 1152.94 | 11250.00 | 472500.00 |
| 79 | 2031-05 | 12376.13 | 1126.13 | 11250.00 | 461250.00 |
| 80 | 2031-06 | 12349.31 | 1099.31 | 11250.00 | 450000.00 |
| 81 | 2031-07 | 12322.50 | 1072.50 | 11250.00 | 438750.00 |
| 82 | 2031-08 | 12295.69 | 1045.69 | 11250.00 | 427500.00 |
| 83 | 2031-09 | 12268.88 | 1018.88 | 11250.00 | 416250.00 |
| 84 | 2031-10 | 12242.06 | 992.06 | 11250.00 | 405000.00 |
| 85 | 2031-11 | 12215.25 | 965.25 | 11250.00 | 393750.00 |
| 86 | 2031-12 | 12188.44 | 938.44 | 11250.00 | 382500.00 |
| 87 | 2032-01 | 12161.63 | 911.63 | 11250.00 | 371250.00 |
| 88 | 2032-02 | 12134.81 | 884.81 | 11250.00 | 360000.00 |
| 89 | 2032-03 | 12108.00 | 858.00 | 11250.00 | 348750.00 |
| 90 | 2032-04 | 12081.19 | 831.19 | 11250.00 | 337500.00 |
| 91 | 2032-05 | 12054.38 | 804.38 | 11250.00 | 326250.00 |
| 92 | 2032-06 | 12027.56 | 777.56 | 11250.00 | 315000.00 |
| 93 | 2032-07 | 12000.75 | 750.75 | 11250.00 | 303750.00 |
| 94 | 2032-08 | 11973.94 | 723.94 | 11250.00 | 292500.00 |
| 95 | 2032-09 | 11947.13 | 697.13 | 11250.00 | 281250.00 |
| 96 | 2032-10 | 11920.31 | 670.31 | 11250.00 | 270000.00 |
| 97 | 2032-11 | 11893.50 | 643.50 | 11250.00 | 258750.00 |
| 98 | 2032-12 | 11866.69 | 616.69 | 11250.00 | 247500.00 |
| 99 | 2033-01 | 11839.88 | 589.88 | 11250.00 | 236250.00 |
| 100 | 2033-02 | 11813.06 | 563.06 | 11250.00 | 225000.00 |
| 101 | 2033-03 | 11786.25 | 536.25 | 11250.00 | 213750.00 |
| 102 | 2033-04 | 11759.44 | 509.44 | 11250.00 | 202500.00 |
| 103 | 2033-05 | 11732.63 | 482.63 | 11250.00 | 191250.00 |
| 104 | 2033-06 | 11705.81 | 455.81 | 11250.00 | 180000.00 |
| 105 | 2033-07 | 11679.00 | 429.00 | 11250.00 | 168750.00 |
| 106 | 2033-08 | 11652.19 | 402.19 | 11250.00 | 157500.00 |
| 107 | 2033-09 | 11625.38 | 375.38 | 11250.00 | 146250.00 |
| 108 | 2033-10 | 11598.56 | 348.56 | 11250.00 | 135000.00 |
| 109 | 2033-11 | 11571.75 | 321.75 | 11250.00 | 123750.00 |
| 110 | 2033-12 | 11544.94 | 294.94 | 11250.00 | 112500.00 |
| 111 | 2034-01 | 11518.13 | 268.13 | 11250.00 | 101250.00 |
| 112 | 2034-02 | 11491.31 | 241.31 | 11250.00 | 90000.00 |
| 113 | 2034-03 | 11464.50 | 214.50 | 11250.00 | 78750.00 |
| 114 | 2034-04 | 11437.69 | 187.69 | 11250.00 | 67500.00 |
| 115 | 2034-05 | 11410.88 | 160.88 | 11250.00 | 56250.00 |
| 116 | 2034-06 | 11384.06 | 134.06 | 11250.00 | 45000.00 |
| 117 | 2034-07 | 11357.25 | 107.25 | 11250.00 | 33750.00 |
| 118 | 2034-08 | 11330.44 | 80.44 | 11250.00 | 22500.00 |
| 119 | 2034-09 | 11303.63 | 53.63 | 11250.00 | 11250.00 |
| 120 | 2034-10 | 11276.81 | 26.81 | 11250.00 | 0.00 |
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采用2025年12月03日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月03日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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