房贷计算器
首页> 房产资讯 > 42.45万房贷（商业贷款）22年等额本息和等额本金一年要还多少？_22年年利息是多少？_22年本金是多少？

42.45万房贷（商业贷款）22年等额本息和等额本金一年要还多少？_22年年利息是多少？_22年本金是多少？

解析：

贷款42.45万（商业贷款）的房贷，还款22年的等额本息和等额本金，两种还款方式明细说明。

方式一：等额本息还款方式：

贷款总额：42.45万

还款月数：22年

每月还款：2219.99元

利息总额：16.16万

本息合计：58.61万

期次 还款日期 每月还款 偿还利息 偿还本金 剩余本金
12024-102219.991096.561123.42423352.58
22024-112219.991093.661126.33422226.25
32024-122219.991090.751129.23421097.02
42025-012219.991087.831132.15419964.86
52025-022219.991084.911135.08418829.79
62025-032219.991081.981138.01417691.78
72025-042219.991079.041140.95416550.83
82025-052219.991076.091143.90415406.93
92025-062219.991073.131146.85414260.08
102025-072219.991070.171149.81413110.27
112025-082219.991067.201152.78411957.48
122025-092219.991064.221155.76410801.72
132025-102219.991061.241158.75409642.97
142025-112219.991058.241161.74408481.23
152025-122219.991055.241164.74407316.49
162026-012219.991052.231167.75406148.74
172026-022219.991049.221170.77404977.97
182026-032219.991046.191173.79403804.17
192026-042219.991043.161176.83402627.35
202026-052219.991040.121179.87401447.48
212026-062219.991037.071182.91400264.57
222026-072219.991034.021185.97399078.60
232026-082219.991030.951189.03397889.57
242026-092219.991027.881192.10396697.46
252026-102219.991024.801195.18395502.28
262026-112219.991021.711198.27394304.01
272026-122219.991018.621201.37393102.64
282027-012219.991015.521204.47391898.17
292027-022219.991012.401207.58390690.59
302027-032219.991009.281210.70389479.89
312027-042219.991006.161213.83388266.06
322027-052219.991003.021216.97387049.09
332027-062219.99999.881220.11385828.98
342027-072219.99996.721223.26384605.72
352027-082219.99993.561226.42383379.30
362027-092219.99990.401229.59382149.71
372027-102219.99987.221232.77380916.94
382027-112219.99984.041235.95379680.99
392027-122219.99980.841239.14378441.85
402028-012219.99977.641242.34377199.50
412028-022219.99974.431245.55375953.95
422028-032219.99971.211248.77374705.18
432028-042219.99967.991252.00373453.18
442028-052219.99964.751255.23372197.95
452028-062219.99961.511258.47370939.47
462028-072219.99958.261261.73369677.75
472028-082219.99955.001264.99368412.76
482028-092219.99951.731268.25367144.51
492028-102219.99948.461271.53365872.98
502028-112219.99945.171274.81364598.17
512028-122219.99941.881278.11363320.06
522029-012219.99938.581281.41362038.65
532029-022219.99935.271284.72360753.93
542029-032219.99931.951288.04359465.89
552029-042219.99928.621291.37358174.53
562029-052219.99925.281294.70356879.82
572029-062219.99921.941298.05355581.78
582029-072219.99918.591301.40354280.38
592029-082219.99915.221304.76352975.62
602029-092219.99911.851308.13351667.48
612029-102219.99908.471311.51350355.97
622029-112219.99905.091314.90349041.07
632029-122219.99901.691318.30347722.78
642030-012219.99898.281321.70346401.07
652030-022219.99894.871325.12345075.96
662030-032219.99891.451328.54343747.42
672030-042219.99888.011331.97342415.45
682030-052219.99884.571335.41341080.03
692030-062219.99881.121338.86339741.17
702030-072219.99877.661342.32338398.85
712030-082219.99874.201345.79337053.06
722030-092219.99870.721349.27335703.79
732030-102219.99867.231352.75334351.04
742030-112219.99863.741356.25332994.80
752030-122219.99860.241359.75331635.05
762031-012219.99856.721363.26330271.79
772031-022219.99853.201366.78328905.00
782031-032219.99849.671370.31327534.69
792031-042219.99846.131373.85326160.83
802031-052219.99842.581377.40324783.43
812031-062219.99839.021380.96323402.47
822031-072219.99835.461384.53322017.94
832031-082219.99831.881388.11320629.83
842031-092219.99828.291391.69319238.14
852031-102219.99824.701395.29317842.85
862031-112219.99821.091398.89316443.96
872031-122219.99817.481402.51315041.45
882032-012219.99813.861406.13313635.32
892032-022219.99810.221409.76312225.56
902032-032219.99806.581413.40310812.16
912032-042219.99802.931417.05309395.10
922032-052219.99799.271420.72307974.39
932032-062219.99795.601424.39306550.00
942032-072219.99791.921428.07305121.94
952032-082219.99788.231431.75303690.18
962032-092219.99784.531435.45302254.73
972032-102219.99780.821439.16300815.57
982032-112219.99777.111442.88299372.69
992032-122219.99773.381446.61297926.08
1002033-012219.99769.641450.34296475.74
1012033-022219.99765.901454.09295021.65
1022033-032219.99762.141457.85293563.80
1032033-042219.99758.371461.61292102.19
1042033-052219.99754.601465.39290636.80
1052033-062219.99750.811469.17289167.63
1062033-072219.99747.021472.97287694.66
1072033-082219.99743.211476.77286217.88
1082033-092219.99739.401480.59284737.29
1092033-102219.99735.571484.41283252.88
1102033-112219.99731.741488.25281764.63
1112033-122219.99727.891492.09280272.53
1122034-012219.99724.041495.95278776.59
1132034-022219.99720.171499.81277276.77
1142034-032219.99716.301503.69275773.08
1152034-042219.99712.411507.57274265.51
1162034-052219.99708.521511.47272754.05
1172034-062219.99704.611515.37271238.67
1182034-072219.99700.701519.29269719.39
1192034-082219.99696.781523.21268196.18
1202034-092219.99692.841527.15266669.03
1212034-102219.99688.891531.09265137.94
1222034-112219.99684.941535.05263602.89
1232034-122219.99680.971539.01262063.88
1242035-012219.99677.001542.99260520.89
1252035-022219.99673.011546.97258973.92
1262035-032219.99669.021550.97257422.95
1272035-042219.99665.011554.98255867.97
1282035-052219.99660.991558.99254308.98
1292035-062219.99656.961563.02252745.96
1302035-072219.99652.931567.06251178.90
1312035-082219.99648.881571.11249607.79
1322035-092219.99644.821575.17248032.63
1332035-102219.99640.751579.24246453.39
1342035-112219.99636.671583.31244870.08
1352035-122219.99632.581587.41243282.67
1362036-012219.99628.481591.51241691.17
1372036-022219.99624.371595.62240095.55
1382036-032219.99620.251599.74238495.81
1392036-042219.99616.111603.87236891.94
1402036-052219.99611.971608.02235283.92
1412036-062219.99607.821612.17233671.75
1422036-072219.99603.651616.33232055.42
1432036-082219.99599.481620.51230434.91
1442036-092219.99595.291624.70228810.21
1452036-102219.99591.091628.89227181.32
1462036-112219.99586.891633.10225548.22
1472036-122219.99582.671637.32223910.90
1482037-012219.99578.441641.55222269.35
1492037-022219.99574.201645.79220623.56
1502037-032219.99569.941650.04218973.52
1512037-042219.99565.681654.30217319.21
1522037-052219.99561.411658.58215660.64
1532037-062219.99557.121662.86213997.77
1542037-072219.99552.831667.16212330.61
1552037-082219.99548.521671.47210659.15
1562037-092219.99544.201675.78208983.37
1572037-102219.99539.871680.11207303.25
1582037-112219.99535.531684.45205618.80
1592037-122219.99531.181688.80203930.00
1602038-012219.99526.821693.17202236.83
1612038-022219.99522.451697.54200539.29
1622038-032219.99518.061701.93198837.36
1632038-042219.99513.661706.32197131.04
1642038-052219.99509.261710.73195420.31
1652038-062219.99504.841715.15193705.16
1662038-072219.99500.401719.58191985.58
1672038-082219.99495.961724.02190261.55
1682038-092219.99491.511728.48188533.08
1692038-102219.99487.041732.94186800.14
1702038-112219.99482.571737.42185062.72
1712038-122219.99478.081741.91183320.81
1722039-012219.99473.581746.41181574.40
1732039-022219.99469.071750.92179823.48
1742039-032219.99464.541755.44178068.04
1752039-042219.99460.011759.98176308.06
1762039-052219.99455.461764.52174543.54
1772039-062219.99450.901769.08172774.46
1782039-072219.99446.331773.65171000.81
1792039-082219.99441.751778.23169222.57
1802039-092219.99437.161782.83167439.74
1812039-102219.99432.551787.43165652.31
1822039-112219.99427.941792.05163860.26
1832039-122219.99423.311796.68162063.58
1842040-012219.99418.661801.32160262.26
1852040-022219.99414.011805.98158456.28
1862040-032219.99409.351810.64156645.64
1872040-042219.99404.671815.32154830.32
1882040-052219.99399.981820.01153010.32
1892040-062219.99395.281824.71151185.61
1902040-072219.99390.561829.42149356.18
1912040-082219.99385.841834.15147522.03
1922040-092219.99381.101838.89145683.15
1932040-102219.99376.351843.64143839.51
1942040-112219.99371.591848.40141991.11
1952040-122219.99366.811853.18140137.93
1962041-012219.99362.021857.96138279.97
1972041-022219.99357.221862.76136417.21
1982041-032219.99352.411867.57134549.63
1992041-042219.99347.591872.40132677.23
2002041-052219.99342.751877.24130800.00
2012041-062219.99337.901882.09128917.91
2022041-072219.99333.041886.95127030.96
2032041-082219.99328.161891.82125139.14
2042041-092219.99323.281896.71123242.43
2052041-102219.99318.381901.61121340.82
2062041-112219.99313.461906.52119434.30
2072041-122219.99308.541911.45117522.85
2082042-012219.99303.601916.39115606.46
2092042-022219.99298.651921.34113685.13
2102042-032219.99293.691926.30111758.83
2112042-042219.99288.711931.28109827.55
2122042-052219.99283.721936.26107891.29
2132042-062219.99278.721941.27105950.02
2142042-072219.99273.701946.28104003.74
2152042-082219.99268.681951.31102052.43
2162042-092219.99263.641956.35100096.08
2172042-102219.99258.581961.4098134.67
2182042-112219.99253.511966.4796168.20
2192042-122219.99248.431971.5594196.65
2202043-012219.99243.341976.6492220.01
2212043-022219.99238.241981.7590238.26
2222043-032219.99233.121986.8788251.39
2232043-042219.99227.981992.0086259.38
2242043-052219.99222.841997.1584262.23
2252043-062219.99217.682002.3182259.92
2262043-072219.99212.502007.4880252.44
2272043-082219.99207.322012.6778239.78
2282043-092219.99202.122017.8776221.91
2292043-102219.99196.912023.0874198.83
2302043-112219.99191.682028.3172170.52
2312043-122219.99186.442033.5570136.98
2322044-012219.99181.192038.8068098.18
2332044-022219.99175.922044.0766054.11
2342044-032219.99170.642049.3564004.77
2352044-042219.99165.352054.6461950.13
2362044-052219.99160.042059.9559890.18
2372044-062219.99154.722065.2757824.91
2382044-072219.99149.382070.6155754.30
2392044-082219.99144.032075.9553678.35
2402044-092219.99138.672081.3251597.03
2412044-102219.99133.292086.6949510.34
2422044-112219.99127.902092.0847418.26
2432044-122219.99122.502097.4945320.77
2442045-012219.99117.082102.9143217.86
2452045-022219.99111.652108.3441109.52
2462045-032219.99106.202113.7938995.73
2472045-042219.99100.742119.2536876.49
2482045-052219.9995.262124.7234751.76
2492045-062219.9989.782130.2132621.55
2502045-072219.9984.272135.7130485.84
2512045-082219.9978.762141.2328344.61
2522045-092219.9973.222146.7626197.85
2532045-102219.9967.682152.3124045.54
2542045-112219.9962.122157.8721887.67
2552045-122219.9956.542163.4419724.23
2562046-012219.9950.952169.0317555.19
2572046-022219.9945.352174.6415380.56
2582046-032219.9939.732180.2513200.31
2592046-042219.9934.102185.8911014.42
2602046-052219.9928.452191.538822.89
2612046-062219.9922.792197.196625.70
2622046-072219.9917.122202.874422.83
2632046-082219.9911.432208.562214.27
2642046-092219.995.722214.270.00

方式尓：等额本金还款方式：

贷款总额：42.45万

还款月数：22年

首月还款：2704.43元

每月递减：4.15元

利息总额：14.53万

本息合计：56.98万

节省利息：16305.72元

期次 还款日期 每月还款 偿还利息 偿还本金 剩余本金
12024-102704.431096.561607.86422868.14
22024-112700.271092.411607.86421260.27
32024-122696.121088.261607.86419652.41
42025-012691.971084.101607.86418044.55
52025-022687.811079.951607.86416436.68
62025-032683.661075.791607.86414828.82
72025-042679.501071.641607.86413220.95
82025-052675.351067.491607.86411613.09
92025-062671.201063.331607.86410005.23
102025-072667.041059.181607.86408397.36
112025-082662.891055.031607.86406789.50
122025-092658.741050.871607.86405181.64
132025-102654.581046.721607.86403573.77
142025-112650.431042.571607.86401965.91
152025-122646.281038.411607.86400358.05
162026-012642.121034.261607.86398750.18
172026-022637.971030.101607.86397142.32
182026-032633.811025.951607.86395534.45
192026-042629.661021.801607.86393926.59
202026-052625.511017.641607.86392318.73
212026-062621.351013.491607.86390710.86
222026-072617.201009.341607.86389103.00
232026-082613.051005.181607.86387495.14
242026-092608.891001.031607.86385887.27
252026-102604.74996.881607.86384279.41
262026-112600.59992.721607.86382671.55
272026-122596.43988.571607.86381063.68
282027-012592.28984.411607.86379455.82
292027-022588.12980.261607.86377847.95
302027-032583.97976.111607.86376240.09
312027-042579.82971.951607.86374632.23
322027-052575.66967.801607.86373024.36
332027-062571.51963.651607.86371416.50
342027-072567.36959.491607.86369808.64
352027-082563.20955.341607.86368200.77
362027-092559.05951.191607.86366592.91
372027-102554.90947.031607.86364985.05
382027-112550.74942.881607.86363377.18
392027-122546.59938.721607.86361769.32
402028-012542.43934.571607.86360161.45
412028-022538.28930.421607.86358553.59
422028-032534.13926.261607.86356945.73
432028-042529.97922.111607.86355337.86
442028-052525.82917.961607.86353730.00
452028-062521.67913.801607.86352122.14
462028-072517.51909.651607.86350514.27
472028-082513.36905.501607.86348906.41
482028-092509.21901.341607.86347298.55
492028-102505.05897.191607.86345690.68
502028-112500.90893.031607.86344082.82
512028-122496.74888.881607.86342474.95
522029-012492.59884.731607.86340867.09
532029-022488.44880.571607.86339259.23
542029-032484.28876.421607.86337651.36
552029-042480.13872.271607.86336043.50
562029-052475.98868.111607.86334435.64
572029-062471.82863.961607.86332827.77
582029-072467.67859.811607.86331219.91
592029-082463.52855.651607.86329612.05
602029-092459.36851.501607.86328004.18
612029-102455.21847.341607.86326396.32
622029-112451.05843.191607.86324788.45
632029-122446.90839.041607.86323180.59
642030-012442.75834.881607.86321572.73
652030-022438.59830.731607.86319964.86
662030-032434.44826.581607.86318357.00
672030-042430.29822.421607.86316749.14
682030-052426.13818.271607.86315141.27
692030-062421.98814.111607.86313533.41
702030-072417.82809.961607.86311925.55
712030-082413.67805.811607.86310317.68
722030-092409.52801.651607.86308709.82
732030-102405.36797.501607.86307101.95
742030-112401.21793.351607.86305494.09
752030-122397.06789.191607.86303886.23
762031-012392.90785.041607.86302278.36
772031-022388.75780.891607.86300670.50
782031-032384.60776.731607.86299062.64
792031-042380.44772.581607.86297454.77
802031-052376.29768.421607.86295846.91
812031-062372.13764.271607.86294239.05
822031-072367.98760.121607.86292631.18
832031-082363.83755.961607.86291023.32
842031-092359.67751.811607.86289415.45
852031-102355.52747.661607.86287807.59
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882032-012343.06735.201607.86282984.00
892032-022338.91731.041607.86281376.14
902032-032334.75726.891607.86279768.27
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922032-052326.44718.581607.86276552.55
932032-062322.29714.431607.86274944.68
942032-072318.14710.271607.86273336.82
952032-082313.98706.121607.86271728.95
962032-092309.83701.971607.86270121.09
972032-102305.68697.811607.86268513.23
982032-112301.52693.661607.86266905.36
992032-122297.37689.511607.86265297.50
1002033-012293.22685.351607.86263689.64
1012033-022289.06681.201607.86262081.77
1022033-032284.91677.041607.86260473.91
1032033-042280.75672.891607.86258866.05
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1052033-062272.45664.581607.86255650.32
1062033-072268.29660.431607.86254042.45
1072033-082264.14656.281607.86252434.59
1082033-092259.99652.121607.86250826.73
1092033-102255.83647.971607.86249218.86
1102033-112251.68643.821607.86247611.00
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1122034-012243.37635.511607.86244395.27
1132034-022239.22631.351607.86242787.41
1142034-032235.06627.201607.86241179.55
1152034-042230.91623.051607.86239571.68
1162034-052226.76618.891607.86237963.82
1172034-062222.60614.741607.86236355.95
1182034-072218.45610.591607.86234748.09
1192034-082214.30606.431607.86233140.23
1202034-092210.14602.281607.86231532.36
1212034-102205.99598.131607.86229924.50
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1232034-122197.68589.821607.86226708.77
1242035-012193.53585.661607.86225100.91
1252035-022189.37581.511607.86223493.05
1262035-032185.22577.361607.86221885.18
1272035-042181.07573.201607.86220277.32
1282035-052176.91569.051607.86218669.45
1292035-062172.76564.901607.86217061.59
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1322035-092160.30552.441607.86212238.00
1332035-102156.15548.281607.86210630.14
1342035-112151.99544.131607.86209022.27
1352035-122147.84539.971607.86207414.41
1362036-012143.68535.821607.86205806.55
1372036-022139.53531.671607.86204198.68
1382036-032135.38527.511607.86202590.82
1392036-042131.22523.361607.86200982.95
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1412036-062122.92515.051607.86197767.23
1422036-072118.76510.901607.86196159.36
1432036-082114.61506.751607.86194551.50
1442036-092110.46502.591607.86192943.64
1452036-102106.30498.441607.86191335.77
1462036-112102.15494.281607.86189727.91
1472036-122097.99490.131607.86188120.05
1482037-012093.84485.981607.86186512.18
1492037-022089.69481.821607.86184904.32
1502037-032085.53477.671607.86183296.45
1512037-042081.38473.521607.86181688.59
1522037-052077.23469.361607.86180080.73
1532037-062073.07465.211607.86178472.86
1542037-072068.92461.051607.86176865.00
1552037-082064.76456.901607.86175257.14
1562037-092060.61452.751607.86173649.27
1572037-102056.46448.591607.86172041.41
1582037-112052.30444.441607.86170433.55
1592037-122048.15440.291607.86168825.68
1602038-012044.00436.131607.86167217.82
1612038-022039.84431.981607.86165609.95
1622038-032035.69427.831607.86164002.09
1632038-042031.54423.671607.86162394.23
1642038-052027.38419.521607.86160786.36
1652038-062023.23415.361607.86159178.50
1662038-072019.07411.211607.86157570.64
1672038-082014.92407.061607.86155962.77
1682038-092010.77402.901607.86154354.91
1692038-102006.61398.751607.86152747.05
1702038-112002.46394.601607.86151139.18
1712038-121998.31390.441607.86149531.32
1722039-011994.15386.291607.86147923.45
1732039-021990.00382.141607.86146315.59
1742039-031985.85377.981607.86144707.73
1752039-041981.69373.831607.86143099.86
1762039-051977.54369.671607.86141492.00
1772039-061973.38365.521607.86139884.14
1782039-071969.23361.371607.86138276.27
1792039-081965.08357.211607.86136668.41
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1812039-101956.77348.911607.86133452.68
1822039-111952.62344.751607.86131844.82
1832039-121948.46340.601607.86130236.95
1842040-011944.31336.451607.86128629.09
1852040-021940.16332.291607.86127021.23
1862040-031936.00328.141607.86125413.36
1872040-041931.85323.981607.86123805.50
1882040-051927.69319.831607.86122197.64
1892040-061923.54315.681607.86120589.77
1902040-071919.39311.521607.86118981.91
1912040-081915.23307.371607.86117374.05
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1932040-101906.93299.061607.86114158.32
1942040-111902.77294.911607.86112550.45
1952040-121898.62290.761607.86110942.59
1962041-011894.47286.601607.86109334.73
1972041-021890.31282.451607.86107726.86
1982041-031886.16278.291607.86106119.00
1992041-041882.00274.141607.86104511.14
2002041-051877.85269.991607.86102903.27
2012041-061873.70265.831607.86101295.41
2022041-071869.54261.681607.8699687.55
2032041-081865.39257.531607.8698079.68
2042041-091861.24253.371607.8696471.82
2052041-101857.08249.221607.8694863.95
2062041-111852.93245.071607.8693256.09
2072041-121848.78240.911607.8691648.23
2082042-011844.62236.761607.8690040.36
2092042-021840.47232.601607.8688432.50
2102042-031836.31228.451607.8686824.64
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2122042-051828.01220.141607.8683608.91
2132042-061823.85215.991607.8682001.05
2142042-071819.70211.841607.8680393.18
2152042-081815.55207.681607.8678785.32
2162042-091811.39203.531607.8677177.45
2172042-101807.24199.381607.8675569.59
2182042-111803.09195.221607.8673961.73
2192042-121798.93191.071607.8672353.86
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2242043-051778.16170.301607.8664314.55
2252043-061774.01166.151607.8662706.68
2262043-071769.86161.991607.8661098.82
2272043-081765.70157.841607.8659490.95
2282043-091761.55153.681607.8657883.09
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2302043-111753.24145.381607.8654667.36
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2342044-031736.63128.761607.8648235.91
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2372044-061724.17116.301607.8643412.32
2382044-071720.01112.151607.8641804.45
2392044-081715.86107.991607.8640196.59
2402044-091711.70103.841607.8638588.73
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2442045-011695.0987.231607.8632157.27
2452045-021690.9483.071607.8630549.41
2462045-031686.7878.921607.8628941.55
2472045-041682.6374.771607.8627333.68
2482045-051678.4870.611607.8625725.82
2492045-061674.3266.461607.8624117.95
2502045-071670.1762.301607.8622510.09
2512045-081666.0158.151607.8620902.23
2522045-091661.8654.001607.8619294.36
2532045-101657.7149.841607.8617686.50
2542045-111653.5545.691607.8616078.64
2552045-121649.4041.541607.8614470.77
2562046-011645.2537.381607.8612862.91
2572046-021641.0933.231607.8611255.05
2582046-031636.9429.081607.869647.18
2592046-041632.7924.921607.868039.32
2602046-051628.6320.771607.866431.45
2612046-061624.4816.611607.864823.59
2622046-071620.3212.461607.863215.73
2632046-081616.178.311607.861607.86
2642046-091612.024.151607.860.00

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