解析：
贷款42.27万（商业贷款）的房贷，还款10年3个月的等额本息和等额本金，两种还款方式明细说明。
方式一：等额本息还款方式：
贷款总额：42.27万
还款月数：10年3个月
每月还款：4125.02元
利息总额：8.46万
本息合计：50.74万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 4125.02 | 1285.84 | 2839.17 | 419903.83 |
| 2 | 2024-11 | 4125.02 | 1277.21 | 2847.81 | 417056.02 |
| 3 | 2024-12 | 4125.02 | 1268.55 | 2856.47 | 414199.55 |
| 4 | 2025-01 | 4125.02 | 1259.86 | 2865.16 | 411334.39 |
| 5 | 2025-02 | 4125.02 | 1251.14 | 2873.87 | 408460.51 |
| 6 | 2025-03 | 4125.02 | 1242.40 | 2882.62 | 405577.90 |
| 7 | 2025-04 | 4125.02 | 1233.63 | 2891.38 | 402686.52 |
| 8 | 2025-05 | 4125.02 | 1224.84 | 2900.18 | 399786.34 |
| 9 | 2025-06 | 4125.02 | 1216.02 | 2909.00 | 396877.34 |
| 10 | 2025-07 | 4125.02 | 1207.17 | 2917.85 | 393959.49 |
| 11 | 2025-08 | 4125.02 | 1198.29 | 2926.72 | 391032.77 |
| 12 | 2025-09 | 4125.02 | 1189.39 | 2935.62 | 388097.14 |
| 13 | 2025-10 | 4125.02 | 1180.46 | 2944.55 | 385152.59 |
| 14 | 2025-11 | 4125.02 | 1171.51 | 2953.51 | 382199.08 |
| 15 | 2025-12 | 4125.02 | 1162.52 | 2962.49 | 379236.58 |
| 16 | 2026-01 | 4125.02 | 1153.51 | 2971.50 | 376265.08 |
| 17 | 2026-02 | 4125.02 | 1144.47 | 2980.54 | 373284.54 |
| 18 | 2026-03 | 4125.02 | 1135.41 | 2989.61 | 370294.93 |
| 19 | 2026-04 | 4125.02 | 1126.31 | 2998.70 | 367296.22 |
| 20 | 2026-05 | 4125.02 | 1117.19 | 3007.82 | 364288.40 |
| 21 | 2026-06 | 4125.02 | 1108.04 | 3016.97 | 361271.43 |
| 22 | 2026-07 | 4125.02 | 1098.87 | 3026.15 | 358245.28 |
| 23 | 2026-08 | 4125.02 | 1089.66 | 3035.35 | 355209.93 |
| 24 | 2026-09 | 4125.02 | 1080.43 | 3044.59 | 352165.34 |
| 25 | 2026-10 | 4125.02 | 1071.17 | 3053.85 | 349111.49 |
| 26 | 2026-11 | 4125.02 | 1061.88 | 3063.14 | 346048.36 |
| 27 | 2026-12 | 4125.02 | 1052.56 | 3072.45 | 342975.91 |
| 28 | 2027-01 | 4125.02 | 1043.22 | 3081.80 | 339894.11 |
| 29 | 2027-02 | 4125.02 | 1033.84 | 3091.17 | 336802.94 |
| 30 | 2027-03 | 4125.02 | 1024.44 | 3100.57 | 333702.36 |
| 31 | 2027-04 | 4125.02 | 1015.01 | 3110.00 | 330592.36 |
| 32 | 2027-05 | 4125.02 | 1005.55 | 3119.46 | 327472.89 |
| 33 | 2027-06 | 4125.02 | 996.06 | 3128.95 | 324343.94 |
| 34 | 2027-07 | 4125.02 | 986.55 | 3138.47 | 321205.47 |
| 35 | 2027-08 | 4125.02 | 977.00 | 3148.02 | 318057.45 |
| 36 | 2027-09 | 4125.02 | 967.42 | 3157.59 | 314899.86 |
| 37 | 2027-10 | 4125.02 | 957.82 | 3167.20 | 311732.67 |
| 38 | 2027-11 | 4125.02 | 948.19 | 3176.83 | 308555.84 |
| 39 | 2027-12 | 4125.02 | 938.52 | 3186.49 | 305369.35 |
| 40 | 2028-01 | 4125.02 | 928.83 | 3196.18 | 302173.16 |
| 41 | 2028-02 | 4125.02 | 919.11 | 3205.91 | 298967.26 |
| 42 | 2028-03 | 4125.02 | 909.36 | 3215.66 | 295751.60 |
| 43 | 2028-04 | 4125.02 | 899.58 | 3225.44 | 292526.16 |
| 44 | 2028-05 | 4125.02 | 889.77 | 3235.25 | 289290.91 |
| 45 | 2028-06 | 4125.02 | 879.93 | 3245.09 | 286045.82 |
| 46 | 2028-07 | 4125.02 | 870.06 | 3254.96 | 282790.86 |
| 47 | 2028-08 | 4125.02 | 860.16 | 3264.86 | 279526.00 |
| 48 | 2028-09 | 4125.02 | 850.22 | 3274.79 | 276251.21 |
| 49 | 2028-10 | 4125.02 | 840.26 | 3284.75 | 272966.46 |
| 50 | 2028-11 | 4125.02 | 830.27 | 3294.74 | 269671.71 |
| 51 | 2028-12 | 4125.02 | 820.25 | 3304.76 | 266366.95 |
| 52 | 2029-01 | 4125.02 | 810.20 | 3314.82 | 263052.13 |
| 53 | 2029-02 | 4125.02 | 800.12 | 3324.90 | 259727.23 |
| 54 | 2029-03 | 4125.02 | 790.00 | 3335.01 | 256392.22 |
| 55 | 2029-04 | 4125.02 | 779.86 | 3345.16 | 253047.06 |
| 56 | 2029-05 | 4125.02 | 769.68 | 3355.33 | 249691.73 |
| 57 | 2029-06 | 4125.02 | 759.48 | 3365.54 | 246326.20 |
| 58 | 2029-07 | 4125.02 | 749.24 | 3375.77 | 242950.42 |
| 59 | 2029-08 | 4125.02 | 738.97 | 3386.04 | 239564.38 |
| 60 | 2029-09 | 4125.02 | 728.67 | 3396.34 | 236168.04 |
| 61 | 2029-10 | 4125.02 | 718.34 | 3406.67 | 232761.37 |
| 62 | 2029-11 | 4125.02 | 707.98 | 3417.03 | 229344.33 |
| 63 | 2029-12 | 4125.02 | 697.59 | 3427.43 | 225916.91 |
| 64 | 2030-01 | 4125.02 | 687.16 | 3437.85 | 222479.05 |
| 65 | 2030-02 | 4125.02 | 676.71 | 3448.31 | 219030.74 |
| 66 | 2030-03 | 4125.02 | 666.22 | 3458.80 | 215571.95 |
| 67 | 2030-04 | 4125.02 | 655.70 | 3469.32 | 212102.63 |
| 68 | 2030-05 | 4125.02 | 645.15 | 3479.87 | 208622.76 |
| 69 | 2030-06 | 4125.02 | 634.56 | 3490.46 | 205132.30 |
| 70 | 2030-07 | 4125.02 | 623.94 | 3501.07 | 201631.23 |
| 71 | 2030-08 | 4125.02 | 613.29 | 3511.72 | 198119.51 |
| 72 | 2030-09 | 4125.02 | 602.61 | 3522.40 | 194597.11 |
| 73 | 2030-10 | 4125.02 | 591.90 | 3533.12 | 191063.99 |
| 74 | 2030-11 | 4125.02 | 581.15 | 3543.86 | 187520.13 |
| 75 | 2030-12 | 4125.02 | 570.37 | 3554.64 | 183965.48 |
| 76 | 2031-01 | 4125.02 | 559.56 | 3565.45 | 180400.03 |
| 77 | 2031-02 | 4125.02 | 548.72 | 3576.30 | 176823.73 |
| 78 | 2031-03 | 4125.02 | 537.84 | 3587.18 | 173236.55 |
| 79 | 2031-04 | 4125.02 | 526.93 | 3598.09 | 169638.46 |
| 80 | 2031-05 | 4125.02 | 515.98 | 3609.03 | 166029.43 |
| 81 | 2031-06 | 4125.02 | 505.01 | 3620.01 | 162409.42 |
| 82 | 2031-07 | 4125.02 | 494.00 | 3631.02 | 158778.40 |
| 83 | 2031-08 | 4125.02 | 482.95 | 3642.07 | 155136.34 |
| 84 | 2031-09 | 4125.02 | 471.87 | 3653.14 | 151483.19 |
| 85 | 2031-10 | 4125.02 | 460.76 | 3664.25 | 147818.94 |
| 86 | 2031-11 | 4125.02 | 449.62 | 3675.40 | 144143.54 |
| 87 | 2031-12 | 4125.02 | 438.44 | 3686.58 | 140456.96 |
| 88 | 2032-01 | 4125.02 | 427.22 | 3697.79 | 136759.17 |
| 89 | 2032-02 | 4125.02 | 415.98 | 3709.04 | 133050.13 |
| 90 | 2032-03 | 4125.02 | 404.69 | 3720.32 | 129329.80 |
| 91 | 2032-04 | 4125.02 | 393.38 | 3731.64 | 125598.17 |
| 92 | 2032-05 | 4125.02 | 382.03 | 3742.99 | 121855.18 |
| 93 | 2032-06 | 4125.02 | 370.64 | 3754.37 | 118100.80 |
| 94 | 2032-07 | 4125.02 | 359.22 | 3765.79 | 114335.01 |
| 95 | 2032-08 | 4125.02 | 347.77 | 3777.25 | 110557.76 |
| 96 | 2032-09 | 4125.02 | 336.28 | 3788.74 | 106769.03 |
| 97 | 2032-10 | 4125.02 | 324.76 | 3800.26 | 102968.77 |
| 98 | 2032-11 | 4125.02 | 313.20 | 3811.82 | 99156.95 |
| 99 | 2032-12 | 4125.02 | 301.60 | 3823.41 | 95333.53 |
| 100 | 2033-01 | 4125.02 | 289.97 | 3835.04 | 91498.49 |
| 101 | 2033-02 | 4125.02 | 278.31 | 3846.71 | 87651.78 |
| 102 | 2033-03 | 4125.02 | 266.61 | 3858.41 | 83793.37 |
| 103 | 2033-04 | 4125.02 | 254.87 | 3870.14 | 79923.23 |
| 104 | 2033-05 | 4125.02 | 243.10 | 3881.92 | 76041.31 |
| 105 | 2033-06 | 4125.02 | 231.29 | 3893.72 | 72147.59 |
| 106 | 2033-07 | 4125.02 | 219.45 | 3905.57 | 68242.02 |
| 107 | 2033-08 | 4125.02 | 207.57 | 3917.45 | 64324.57 |
| 108 | 2033-09 | 4125.02 | 195.65 | 3929.36 | 60395.21 |
| 109 | 2033-10 | 4125.02 | 183.70 | 3941.31 | 56453.90 |
| 110 | 2033-11 | 4125.02 | 171.71 | 3953.30 | 52500.60 |
| 111 | 2033-12 | 4125.02 | 159.69 | 3965.33 | 48535.27 |
| 112 | 2034-01 | 4125.02 | 147.63 | 3977.39 | 44557.88 |
| 113 | 2034-02 | 4125.02 | 135.53 | 3989.49 | 40568.39 |
| 114 | 2034-03 | 4125.02 | 123.40 | 4001.62 | 36566.77 |
| 115 | 2034-04 | 4125.02 | 111.22 | 4013.79 | 32552.98 |
| 116 | 2034-05 | 4125.02 | 99.02 | 4026.00 | 28526.98 |
| 117 | 2034-06 | 4125.02 | 86.77 | 4038.25 | 24488.73 |
| 118 | 2034-07 | 4125.02 | 74.49 | 4050.53 | 20438.20 |
| 119 | 2034-08 | 4125.02 | 62.17 | 4062.85 | 16375.35 |
| 120 | 2034-09 | 4125.02 | 49.81 | 4075.21 | 12300.15 |
| 121 | 2034-10 | 4125.02 | 37.41 | 4087.60 | 8212.54 |
| 122 | 2034-11 | 4125.02 | 24.98 | 4100.04 | 4112.51 |
| 123 | 2034-12 | 4125.02 | 12.51 | 4112.51 | 0.00 |
方式尓：等额本金还款方式：
贷款总额：42.27万
还款月数：10年3个月
首月还款：4722.78元
每月递减：10.45元
利息总额：7.97万
本息合计：50.25万
节省利息：4911.71元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 4722.78 | 1285.84 | 3436.93 | 419306.07 |
| 2 | 2024-11 | 4712.32 | 1275.39 | 3436.93 | 415869.13 |
| 3 | 2024-12 | 4701.87 | 1264.94 | 3436.93 | 412432.20 |
| 4 | 2025-01 | 4691.42 | 1254.48 | 3436.93 | 408995.26 |
| 5 | 2025-02 | 4680.96 | 1244.03 | 3436.93 | 405558.33 |
| 6 | 2025-03 | 4670.51 | 1233.57 | 3436.93 | 402121.39 |
| 7 | 2025-04 | 4660.05 | 1223.12 | 3436.93 | 398684.46 |
| 8 | 2025-05 | 4649.60 | 1212.67 | 3436.93 | 395247.52 |
| 9 | 2025-06 | 4639.15 | 1202.21 | 3436.93 | 391810.59 |
| 10 | 2025-07 | 4628.69 | 1191.76 | 3436.93 | 388373.65 |
| 11 | 2025-08 | 4618.24 | 1181.30 | 3436.93 | 384936.72 |
| 12 | 2025-09 | 4607.78 | 1170.85 | 3436.93 | 381499.78 |
| 13 | 2025-10 | 4597.33 | 1160.40 | 3436.93 | 378062.85 |
| 14 | 2025-11 | 4586.88 | 1149.94 | 3436.93 | 374625.91 |
| 15 | 2025-12 | 4576.42 | 1139.49 | 3436.93 | 371188.98 |
| 16 | 2026-01 | 4565.97 | 1129.03 | 3436.93 | 367752.04 |
| 17 | 2026-02 | 4555.51 | 1118.58 | 3436.93 | 364315.11 |
| 18 | 2026-03 | 4545.06 | 1108.13 | 3436.93 | 360878.17 |
| 19 | 2026-04 | 4534.61 | 1097.67 | 3436.93 | 357441.24 |
| 20 | 2026-05 | 4524.15 | 1087.22 | 3436.93 | 354004.30 |
| 21 | 2026-06 | 4513.70 | 1076.76 | 3436.93 | 350567.37 |
| 22 | 2026-07 | 4503.24 | 1066.31 | 3436.93 | 347130.43 |
| 23 | 2026-08 | 4492.79 | 1055.86 | 3436.93 | 343693.50 |
| 24 | 2026-09 | 4482.34 | 1045.40 | 3436.93 | 340256.56 |
| 25 | 2026-10 | 4471.88 | 1034.95 | 3436.93 | 336819.63 |
| 26 | 2026-11 | 4461.43 | 1024.49 | 3436.93 | 333382.69 |
| 27 | 2026-12 | 4450.97 | 1014.04 | 3436.93 | 329945.76 |
| 28 | 2027-01 | 4440.52 | 1003.59 | 3436.93 | 326508.82 |
| 29 | 2027-02 | 4430.07 | 993.13 | 3436.93 | 323071.89 |
| 30 | 2027-03 | 4419.61 | 982.68 | 3436.93 | 319634.95 |
| 31 | 2027-04 | 4409.16 | 972.22 | 3436.93 | 316198.02 |
| 32 | 2027-05 | 4398.70 | 961.77 | 3436.93 | 312761.08 |
| 33 | 2027-06 | 4388.25 | 951.31 | 3436.93 | 309324.15 |
| 34 | 2027-07 | 4377.80 | 940.86 | 3436.93 | 305887.21 |
| 35 | 2027-08 | 4367.34 | 930.41 | 3436.93 | 302450.28 |
| 36 | 2027-09 | 4356.89 | 919.95 | 3436.93 | 299013.34 |
| 37 | 2027-10 | 4346.43 | 909.50 | 3436.93 | 295576.41 |
| 38 | 2027-11 | 4335.98 | 899.04 | 3436.93 | 292139.47 |
| 39 | 2027-12 | 4325.53 | 888.59 | 3436.93 | 288702.54 |
| 40 | 2028-01 | 4315.07 | 878.14 | 3436.93 | 285265.60 |
| 41 | 2028-02 | 4304.62 | 867.68 | 3436.93 | 281828.67 |
| 42 | 2028-03 | 4294.16 | 857.23 | 3436.93 | 278391.73 |
| 43 | 2028-04 | 4283.71 | 846.77 | 3436.93 | 274954.80 |
| 44 | 2028-05 | 4273.26 | 836.32 | 3436.93 | 271517.86 |
| 45 | 2028-06 | 4262.80 | 825.87 | 3436.93 | 268080.93 |
| 46 | 2028-07 | 4252.35 | 815.41 | 3436.93 | 264643.99 |
| 47 | 2028-08 | 4241.89 | 804.96 | 3436.93 | 261207.06 |
| 48 | 2028-09 | 4231.44 | 794.50 | 3436.93 | 257770.12 |
| 49 | 2028-10 | 4220.99 | 784.05 | 3436.93 | 254333.19 |
| 50 | 2028-11 | 4210.53 | 773.60 | 3436.93 | 250896.25 |
| 51 | 2028-12 | 4200.08 | 763.14 | 3436.93 | 247459.32 |
| 52 | 2029-01 | 4189.62 | 752.69 | 3436.93 | 244022.38 |
| 53 | 2029-02 | 4179.17 | 742.23 | 3436.93 | 240585.45 |
| 54 | 2029-03 | 4168.72 | 731.78 | 3436.93 | 237148.51 |
| 55 | 2029-04 | 4158.26 | 721.33 | 3436.93 | 233711.58 |
| 56 | 2029-05 | 4147.81 | 710.87 | 3436.93 | 230274.64 |
| 57 | 2029-06 | 4137.35 | 700.42 | 3436.93 | 226837.71 |
| 58 | 2029-07 | 4126.90 | 689.96 | 3436.93 | 223400.77 |
| 59 | 2029-08 | 4116.45 | 679.51 | 3436.93 | 219963.84 |
| 60 | 2029-09 | 4105.99 | 669.06 | 3436.93 | 216526.90 |
| 61 | 2029-10 | 4095.54 | 658.60 | 3436.93 | 213089.97 |
| 62 | 2029-11 | 4085.08 | 648.15 | 3436.93 | 209653.03 |
| 63 | 2029-12 | 4074.63 | 637.69 | 3436.93 | 206216.10 |
| 64 | 2030-01 | 4064.18 | 627.24 | 3436.93 | 202779.16 |
| 65 | 2030-02 | 4053.72 | 616.79 | 3436.93 | 199342.23 |
| 66 | 2030-03 | 4043.27 | 606.33 | 3436.93 | 195905.29 |
| 67 | 2030-04 | 4032.81 | 595.88 | 3436.93 | 192468.36 |
| 68 | 2030-05 | 4022.36 | 585.42 | 3436.93 | 189031.42 |
| 69 | 2030-06 | 4011.91 | 574.97 | 3436.93 | 185594.49 |
| 70 | 2030-07 | 4001.45 | 564.52 | 3436.93 | 182157.55 |
| 71 | 2030-08 | 3991.00 | 554.06 | 3436.93 | 178720.62 |
| 72 | 2030-09 | 3980.54 | 543.61 | 3436.93 | 175283.68 |
| 73 | 2030-10 | 3970.09 | 533.15 | 3436.93 | 171846.75 |
| 74 | 2030-11 | 3959.64 | 522.70 | 3436.93 | 168409.81 |
| 75 | 2030-12 | 3949.18 | 512.25 | 3436.93 | 164972.88 |
| 76 | 2031-01 | 3938.73 | 501.79 | 3436.93 | 161535.94 |
| 77 | 2031-02 | 3928.27 | 491.34 | 3436.93 | 158099.01 |
| 78 | 2031-03 | 3917.82 | 480.88 | 3436.93 | 154662.07 |
| 79 | 2031-04 | 3907.37 | 470.43 | 3436.93 | 151225.14 |
| 80 | 2031-05 | 3896.91 | 459.98 | 3436.93 | 147788.20 |
| 81 | 2031-06 | 3886.46 | 449.52 | 3436.93 | 144351.27 |
| 82 | 2031-07 | 3876.00 | 439.07 | 3436.93 | 140914.33 |
| 83 | 2031-08 | 3865.55 | 428.61 | 3436.93 | 137477.40 |
| 84 | 2031-09 | 3855.10 | 418.16 | 3436.93 | 134040.46 |
| 85 | 2031-10 | 3844.64 | 407.71 | 3436.93 | 130603.53 |
| 86 | 2031-11 | 3834.19 | 397.25 | 3436.93 | 127166.59 |
| 87 | 2031-12 | 3823.73 | 386.80 | 3436.93 | 123729.66 |
| 88 | 2032-01 | 3813.28 | 376.34 | 3436.93 | 120292.72 |
| 89 | 2032-02 | 3802.83 | 365.89 | 3436.93 | 116855.79 |
| 90 | 2032-03 | 3792.37 | 355.44 | 3436.93 | 113418.85 |
| 91 | 2032-04 | 3781.92 | 344.98 | 3436.93 | 109981.92 |
| 92 | 2032-05 | 3771.46 | 334.53 | 3436.93 | 106544.98 |
| 93 | 2032-06 | 3761.01 | 324.07 | 3436.93 | 103108.05 |
| 94 | 2032-07 | 3750.56 | 313.62 | 3436.93 | 99671.11 |
| 95 | 2032-08 | 3740.10 | 303.17 | 3436.93 | 96234.18 |
| 96 | 2032-09 | 3729.65 | 292.71 | 3436.93 | 92797.24 |
| 97 | 2032-10 | 3719.19 | 282.26 | 3436.93 | 89360.31 |
| 98 | 2032-11 | 3708.74 | 271.80 | 3436.93 | 85923.37 |
| 99 | 2032-12 | 3698.29 | 261.35 | 3436.93 | 82486.44 |
| 100 | 2033-01 | 3687.83 | 250.90 | 3436.93 | 79049.50 |
| 101 | 2033-02 | 3677.38 | 240.44 | 3436.93 | 75612.57 |
| 102 | 2033-03 | 3666.92 | 229.99 | 3436.93 | 72175.63 |
| 103 | 2033-04 | 3656.47 | 219.53 | 3436.93 | 68738.70 |
| 104 | 2033-05 | 3646.02 | 209.08 | 3436.93 | 65301.76 |
| 105 | 2033-06 | 3635.56 | 198.63 | 3436.93 | 61864.83 |
| 106 | 2033-07 | 3625.11 | 188.17 | 3436.93 | 58427.89 |
| 107 | 2033-08 | 3614.65 | 177.72 | 3436.93 | 54990.96 |
| 108 | 2033-09 | 3604.20 | 167.26 | 3436.93 | 51554.02 |
| 109 | 2033-10 | 3593.75 | 156.81 | 3436.93 | 48117.09 |
| 110 | 2033-11 | 3583.29 | 146.36 | 3436.93 | 44680.15 |
| 111 | 2033-12 | 3572.84 | 135.90 | 3436.93 | 41243.22 |
| 112 | 2034-01 | 3562.38 | 125.45 | 3436.93 | 37806.28 |
| 113 | 2034-02 | 3551.93 | 114.99 | 3436.93 | 34369.35 |
| 114 | 2034-03 | 3541.48 | 104.54 | 3436.93 | 30932.41 |
| 115 | 2034-04 | 3531.02 | 94.09 | 3436.93 | 27495.48 |
| 116 | 2034-05 | 3520.57 | 83.63 | 3436.93 | 24058.54 |
| 117 | 2034-06 | 3510.11 | 73.18 | 3436.93 | 20621.61 |
| 118 | 2034-07 | 3499.66 | 62.72 | 3436.93 | 17184.67 |
| 119 | 2034-08 | 3489.21 | 52.27 | 3436.93 | 13747.74 |
| 120 | 2034-09 | 3478.75 | 41.82 | 3436.93 | 10310.80 |
| 121 | 2034-10 | 3468.30 | 31.36 | 3436.93 | 6873.87 |
| 122 | 2034-11 | 3457.84 | 20.91 | 3436.93 | 3436.93 |
| 123 | 2034-12 | 3447.39 | 10.45 | 3436.93 | 0.00 |
友情链接:
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采用2025年12月03日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月03日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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