解析：
贷款11.07万（商业贷款）的房贷，还款10年8个月的等额本息和等额本金，两种还款方式明细说明。
方式一：等额本息还款方式：
贷款总额：11.07万
还款月数：10年8个月
每月还款：1004.06元
利息总额：1.78万
本息合计：12.85万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 1004.06 | 262.94 | 741.13 | 109969.32 |
| 2 | 2024-12 | 1004.06 | 261.18 | 742.89 | 109226.44 |
| 3 | 2025-01 | 1004.06 | 259.41 | 744.65 | 108481.79 |
| 4 | 2025-02 | 1004.06 | 257.64 | 746.42 | 107735.37 |
| 5 | 2025-03 | 1004.06 | 255.87 | 748.19 | 106987.17 |
| 6 | 2025-04 | 1004.06 | 254.09 | 749.97 | 106237.21 |
| 7 | 2025-05 | 1004.06 | 252.31 | 751.75 | 105485.45 |
| 8 | 2025-06 | 1004.06 | 250.53 | 753.54 | 104731.92 |
| 9 | 2025-07 | 1004.06 | 248.74 | 755.33 | 103976.59 |
| 10 | 2025-08 | 1004.06 | 246.94 | 757.12 | 103219.47 |
| 11 | 2025-09 | 1004.06 | 245.15 | 758.92 | 102460.56 |
| 12 | 2025-10 | 1004.06 | 243.34 | 760.72 | 101699.84 |
| 13 | 2025-11 | 1004.06 | 241.54 | 762.53 | 100937.31 |
| 14 | 2025-12 | 1004.06 | 239.73 | 764.34 | 100172.97 |
| 15 | 2026-01 | 1004.06 | 237.91 | 766.15 | 99406.82 |
| 16 | 2026-02 | 1004.06 | 236.09 | 767.97 | 98638.85 |
| 17 | 2026-03 | 1004.06 | 234.27 | 769.80 | 97869.05 |
| 18 | 2026-04 | 1004.06 | 232.44 | 771.62 | 97097.43 |
| 19 | 2026-05 | 1004.06 | 230.61 | 773.46 | 96323.97 |
| 20 | 2026-06 | 1004.06 | 228.77 | 775.29 | 95548.67 |
| 21 | 2026-07 | 1004.06 | 226.93 | 777.14 | 94771.54 |
| 22 | 2026-08 | 1004.06 | 225.08 | 778.98 | 93992.56 |
| 23 | 2026-09 | 1004.06 | 223.23 | 780.83 | 93211.73 |
| 24 | 2026-10 | 1004.06 | 221.38 | 782.69 | 92429.04 |
| 25 | 2026-11 | 1004.06 | 219.52 | 784.54 | 91644.50 |
| 26 | 2026-12 | 1004.06 | 217.66 | 786.41 | 90858.09 |
| 27 | 2027-01 | 1004.06 | 215.79 | 788.28 | 90069.81 |
| 28 | 2027-02 | 1004.06 | 213.92 | 790.15 | 89279.66 |
| 29 | 2027-03 | 1004.06 | 212.04 | 792.02 | 88487.64 |
| 30 | 2027-04 | 1004.06 | 210.16 | 793.91 | 87693.73 |
| 31 | 2027-05 | 1004.06 | 208.27 | 795.79 | 86897.94 |
| 32 | 2027-06 | 1004.06 | 206.38 | 797.68 | 86100.26 |
| 33 | 2027-07 | 1004.06 | 204.49 | 799.58 | 85300.69 |
| 34 | 2027-08 | 1004.06 | 202.59 | 801.47 | 84499.21 |
| 35 | 2027-09 | 1004.06 | 200.69 | 803.38 | 83695.83 |
| 36 | 2027-10 | 1004.06 | 198.78 | 805.29 | 82890.55 |
| 37 | 2027-11 | 1004.06 | 196.87 | 807.20 | 82083.35 |
| 38 | 2027-12 | 1004.06 | 194.95 | 809.12 | 81274.23 |
| 39 | 2028-01 | 1004.06 | 193.03 | 811.04 | 80463.20 |
| 40 | 2028-02 | 1004.06 | 191.10 | 812.96 | 79650.23 |
| 41 | 2028-03 | 1004.06 | 189.17 | 814.89 | 78835.34 |
| 42 | 2028-04 | 1004.06 | 187.23 | 816.83 | 78018.51 |
| 43 | 2028-05 | 1004.06 | 185.29 | 818.77 | 77199.74 |
| 44 | 2028-06 | 1004.06 | 183.35 | 820.71 | 76379.02 |
| 45 | 2028-07 | 1004.06 | 181.40 | 822.66 | 75556.36 |
| 46 | 2028-08 | 1004.06 | 179.45 | 824.62 | 74731.74 |
| 47 | 2028-09 | 1004.06 | 177.49 | 826.58 | 73905.17 |
| 48 | 2028-10 | 1004.06 | 175.52 | 828.54 | 73076.63 |
| 49 | 2028-11 | 1004.06 | 173.56 | 830.51 | 72246.12 |
| 50 | 2028-12 | 1004.06 | 171.58 | 832.48 | 71413.64 |
| 51 | 2029-01 | 1004.06 | 169.61 | 834.46 | 70579.19 |
| 52 | 2029-02 | 1004.06 | 167.63 | 836.44 | 69742.75 |
| 53 | 2029-03 | 1004.06 | 165.64 | 838.42 | 68904.32 |
| 54 | 2029-04 | 1004.06 | 163.65 | 840.42 | 68063.91 |
| 55 | 2029-05 | 1004.06 | 161.65 | 842.41 | 67221.49 |
| 56 | 2029-06 | 1004.06 | 159.65 | 844.41 | 66377.08 |
| 57 | 2029-07 | 1004.06 | 157.65 | 846.42 | 65530.66 |
| 58 | 2029-08 | 1004.06 | 155.64 | 848.43 | 64682.24 |
| 59 | 2029-09 | 1004.06 | 153.62 | 850.44 | 63831.79 |
| 60 | 2029-10 | 1004.06 | 151.60 | 852.46 | 62979.33 |
| 61 | 2029-11 | 1004.06 | 149.58 | 854.49 | 62124.84 |
| 62 | 2029-12 | 1004.06 | 147.55 | 856.52 | 61268.32 |
| 63 | 2030-01 | 1004.06 | 145.51 | 858.55 | 60409.77 |
| 64 | 2030-02 | 1004.06 | 143.47 | 860.59 | 59549.18 |
| 65 | 2030-03 | 1004.06 | 141.43 | 862.63 | 58686.55 |
| 66 | 2030-04 | 1004.06 | 139.38 | 864.68 | 57821.86 |
| 67 | 2030-05 | 1004.06 | 137.33 | 866.74 | 56955.13 |
| 68 | 2030-06 | 1004.06 | 135.27 | 868.80 | 56086.33 |
| 69 | 2030-07 | 1004.06 | 133.21 | 870.86 | 55215.47 |
| 70 | 2030-08 | 1004.06 | 131.14 | 872.93 | 54342.55 |
| 71 | 2030-09 | 1004.06 | 129.06 | 875.00 | 53467.55 |
| 72 | 2030-10 | 1004.06 | 126.99 | 877.08 | 52590.47 |
| 73 | 2030-11 | 1004.06 | 124.90 | 879.16 | 51711.31 |
| 74 | 2030-12 | 1004.06 | 122.81 | 881.25 | 50830.06 |
| 75 | 2031-01 | 1004.06 | 120.72 | 883.34 | 49946.71 |
| 76 | 2031-02 | 1004.06 | 118.62 | 885.44 | 49061.27 |
| 77 | 2031-03 | 1004.06 | 116.52 | 887.54 | 48173.73 |
| 78 | 2031-04 | 1004.06 | 114.41 | 889.65 | 47284.08 |
| 79 | 2031-05 | 1004.06 | 112.30 | 891.76 | 46392.32 |
| 80 | 2031-06 | 1004.06 | 110.18 | 893.88 | 45498.43 |
| 81 | 2031-07 | 1004.06 | 108.06 | 896.00 | 44602.43 |
| 82 | 2031-08 | 1004.06 | 105.93 | 898.13 | 43704.30 |
| 83 | 2031-09 | 1004.06 | 103.80 | 900.27 | 42804.03 |
| 84 | 2031-10 | 1004.06 | 101.66 | 902.40 | 41901.63 |
| 85 | 2031-11 | 1004.06 | 99.52 | 904.55 | 40997.08 |
| 86 | 2031-12 | 1004.06 | 97.37 | 906.70 | 40090.38 |
| 87 | 2032-01 | 1004.06 | 95.21 | 908.85 | 39181.53 |
| 88 | 2032-02 | 1004.06 | 93.06 | 911.01 | 38270.53 |
| 89 | 2032-03 | 1004.06 | 90.89 | 913.17 | 37357.36 |
| 90 | 2032-04 | 1004.06 | 88.72 | 915.34 | 36442.02 |
| 91 | 2032-05 | 1004.06 | 86.55 | 917.51 | 35524.50 |
| 92 | 2032-06 | 1004.06 | 84.37 | 919.69 | 34604.81 |
| 93 | 2032-07 | 1004.06 | 82.19 | 921.88 | 33682.93 |
| 94 | 2032-08 | 1004.06 | 80.00 | 924.07 | 32758.86 |
| 95 | 2032-09 | 1004.06 | 77.80 | 926.26 | 31832.60 |
| 96 | 2032-10 | 1004.06 | 75.60 | 928.46 | 30904.14 |
| 97 | 2032-11 | 1004.06 | 73.40 | 930.67 | 29973.48 |
| 98 | 2032-12 | 1004.06 | 71.19 | 932.88 | 29040.60 |
| 99 | 2033-01 | 1004.06 | 68.97 | 935.09 | 28105.51 |
| 100 | 2033-02 | 1004.06 | 66.75 | 937.31 | 27168.19 |
| 101 | 2033-03 | 1004.06 | 64.52 | 939.54 | 26228.65 |
| 102 | 2033-04 | 1004.06 | 62.29 | 941.77 | 25286.88 |
| 103 | 2033-05 | 1004.06 | 60.06 | 944.01 | 24342.88 |
| 104 | 2033-06 | 1004.06 | 57.81 | 946.25 | 23396.63 |
| 105 | 2033-07 | 1004.06 | 55.57 | 948.50 | 22448.13 |
| 106 | 2033-08 | 1004.06 | 53.31 | 950.75 | 21497.38 |
| 107 | 2033-09 | 1004.06 | 51.06 | 953.01 | 20544.37 |
| 108 | 2033-10 | 1004.06 | 48.79 | 955.27 | 19589.10 |
| 109 | 2033-11 | 1004.06 | 46.52 | 957.54 | 18631.56 |
| 110 | 2033-12 | 1004.06 | 44.25 | 959.81 | 17671.75 |
| 111 | 2034-01 | 1004.06 | 41.97 | 962.09 | 16709.66 |
| 112 | 2034-02 | 1004.06 | 39.69 | 964.38 | 15745.28 |
| 113 | 2034-03 | 1004.06 | 37.40 | 966.67 | 14778.61 |
| 114 | 2034-04 | 1004.06 | 35.10 | 968.96 | 13809.64 |
| 115 | 2034-05 | 1004.06 | 32.80 | 971.27 | 12838.38 |
| 116 | 2034-06 | 1004.06 | 30.49 | 973.57 | 11864.81 |
| 117 | 2034-07 | 1004.06 | 28.18 | 975.88 | 10888.92 |
| 118 | 2034-08 | 1004.06 | 25.86 | 978.20 | 9910.72 |
| 119 | 2034-09 | 1004.06 | 23.54 | 980.53 | 8930.19 |
| 120 | 2034-10 | 1004.06 | 21.21 | 982.85 | 7947.34 |
| 121 | 2034-11 | 1004.06 | 18.87 | 985.19 | 6962.15 |
| 122 | 2034-12 | 1004.06 | 16.54 | 987.53 | 5974.62 |
| 123 | 2035-01 | 1004.06 | 14.19 | 989.87 | 4984.75 |
| 124 | 2035-02 | 1004.06 | 11.84 | 992.22 | 3992.52 |
| 125 | 2035-03 | 1004.06 | 9.48 | 994.58 | 2997.94 |
| 126 | 2035-04 | 1004.06 | 7.12 | 996.94 | 2001.00 |
| 127 | 2035-05 | 1004.06 | 4.75 | 999.31 | 1001.68 |
| 128 | 2035-06 | 1004.06 | 2.38 | 1001.68 | 0.00 |
方式尓：等额本金还款方式：
贷款总额：11.07万
还款月数：10年8个月
首月还款：1127.86元
每月递减：2.05元
利息总额：1.7万
本息合计：12.77万
节省利息：850.25元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 1127.86 | 262.94 | 864.93 | 109845.52 |
| 2 | 2024-12 | 1125.81 | 260.88 | 864.93 | 108980.60 |
| 3 | 2025-01 | 1123.75 | 258.83 | 864.93 | 108115.67 |
| 4 | 2025-02 | 1121.70 | 256.77 | 864.93 | 107250.75 |
| 5 | 2025-03 | 1119.65 | 254.72 | 864.93 | 106385.82 |
| 6 | 2025-04 | 1117.59 | 252.67 | 864.93 | 105520.90 |
| 7 | 2025-05 | 1115.54 | 250.61 | 864.93 | 104655.97 |
| 8 | 2025-06 | 1113.48 | 248.56 | 864.93 | 103791.05 |
| 9 | 2025-07 | 1111.43 | 246.50 | 864.93 | 102926.12 |
| 10 | 2025-08 | 1109.37 | 244.45 | 864.93 | 102061.20 |
| 11 | 2025-09 | 1107.32 | 242.40 | 864.93 | 101196.27 |
| 12 | 2025-10 | 1105.27 | 240.34 | 864.93 | 100331.35 |
| 13 | 2025-11 | 1103.21 | 238.29 | 864.93 | 99466.42 |
| 14 | 2025-12 | 1101.16 | 236.23 | 864.93 | 98601.49 |
| 15 | 2026-01 | 1099.10 | 234.18 | 864.93 | 97736.57 |
| 16 | 2026-02 | 1097.05 | 232.12 | 864.93 | 96871.64 |
| 17 | 2026-03 | 1095.00 | 230.07 | 864.93 | 96006.72 |
| 18 | 2026-04 | 1092.94 | 228.02 | 864.93 | 95141.79 |
| 19 | 2026-05 | 1090.89 | 225.96 | 864.93 | 94276.87 |
| 20 | 2026-06 | 1088.83 | 223.91 | 864.93 | 93411.94 |
| 21 | 2026-07 | 1086.78 | 221.85 | 864.93 | 92547.02 |
| 22 | 2026-08 | 1084.72 | 219.80 | 864.93 | 91682.09 |
| 23 | 2026-09 | 1082.67 | 217.74 | 864.93 | 90817.17 |
| 24 | 2026-10 | 1080.62 | 215.69 | 864.93 | 89952.24 |
| 25 | 2026-11 | 1078.56 | 213.64 | 864.93 | 89087.32 |
| 26 | 2026-12 | 1076.51 | 211.58 | 864.93 | 88222.39 |
| 27 | 2027-01 | 1074.45 | 209.53 | 864.93 | 87357.46 |
| 28 | 2027-02 | 1072.40 | 207.47 | 864.93 | 86492.54 |
| 29 | 2027-03 | 1070.35 | 205.42 | 864.93 | 85627.61 |
| 30 | 2027-04 | 1068.29 | 203.37 | 864.93 | 84762.69 |
| 31 | 2027-05 | 1066.24 | 201.31 | 864.93 | 83897.76 |
| 32 | 2027-06 | 1064.18 | 199.26 | 864.93 | 83032.84 |
| 33 | 2027-07 | 1062.13 | 197.20 | 864.93 | 82167.91 |
| 34 | 2027-08 | 1060.07 | 195.15 | 864.93 | 81302.99 |
| 35 | 2027-09 | 1058.02 | 193.09 | 864.93 | 80438.06 |
| 36 | 2027-10 | 1055.97 | 191.04 | 864.93 | 79573.14 |
| 37 | 2027-11 | 1053.91 | 188.99 | 864.93 | 78708.21 |
| 38 | 2027-12 | 1051.86 | 186.93 | 864.93 | 77843.29 |
| 39 | 2028-01 | 1049.80 | 184.88 | 864.93 | 76978.36 |
| 40 | 2028-02 | 1047.75 | 182.82 | 864.93 | 76113.43 |
| 41 | 2028-03 | 1045.69 | 180.77 | 864.93 | 75248.51 |
| 42 | 2028-04 | 1043.64 | 178.72 | 864.93 | 74383.58 |
| 43 | 2028-05 | 1041.59 | 176.66 | 864.93 | 73518.66 |
| 44 | 2028-06 | 1039.53 | 174.61 | 864.93 | 72653.73 |
| 45 | 2028-07 | 1037.48 | 172.55 | 864.93 | 71788.81 |
| 46 | 2028-08 | 1035.42 | 170.50 | 864.93 | 70923.88 |
| 47 | 2028-09 | 1033.37 | 168.44 | 864.93 | 70058.96 |
| 48 | 2028-10 | 1031.32 | 166.39 | 864.93 | 69194.03 |
| 49 | 2028-11 | 1029.26 | 164.34 | 864.93 | 68329.11 |
| 50 | 2028-12 | 1027.21 | 162.28 | 864.93 | 67464.18 |
| 51 | 2029-01 | 1025.15 | 160.23 | 864.93 | 66599.26 |
| 52 | 2029-02 | 1023.10 | 158.17 | 864.93 | 65734.33 |
| 53 | 2029-03 | 1021.04 | 156.12 | 864.93 | 64869.40 |
| 54 | 2029-04 | 1018.99 | 154.06 | 864.93 | 64004.48 |
| 55 | 2029-05 | 1016.94 | 152.01 | 864.93 | 63139.55 |
| 56 | 2029-06 | 1014.88 | 149.96 | 864.93 | 62274.63 |
| 57 | 2029-07 | 1012.83 | 147.90 | 864.93 | 61409.70 |
| 58 | 2029-08 | 1010.77 | 145.85 | 864.93 | 60544.78 |
| 59 | 2029-09 | 1008.72 | 143.79 | 864.93 | 59679.85 |
| 60 | 2029-10 | 1006.67 | 141.74 | 864.93 | 58814.93 |
| 61 | 2029-11 | 1004.61 | 139.69 | 864.93 | 57950.00 |
| 62 | 2029-12 | 1002.56 | 137.63 | 864.93 | 57085.08 |
| 63 | 2030-01 | 1000.50 | 135.58 | 864.93 | 56220.15 |
| 64 | 2030-02 | 998.45 | 133.52 | 864.93 | 55355.22 |
| 65 | 2030-03 | 996.39 | 131.47 | 864.93 | 54490.30 |
| 66 | 2030-04 | 994.34 | 129.41 | 864.93 | 53625.37 |
| 67 | 2030-05 | 992.29 | 127.36 | 864.93 | 52760.45 |
| 68 | 2030-06 | 990.23 | 125.31 | 864.93 | 51895.52 |
| 69 | 2030-07 | 988.18 | 123.25 | 864.93 | 51030.60 |
| 70 | 2030-08 | 986.12 | 121.20 | 864.93 | 50165.67 |
| 71 | 2030-09 | 984.07 | 119.14 | 864.93 | 49300.75 |
| 72 | 2030-10 | 982.01 | 117.09 | 864.93 | 48435.82 |
| 73 | 2030-11 | 979.96 | 115.04 | 864.93 | 47570.90 |
| 74 | 2030-12 | 977.91 | 112.98 | 864.93 | 46705.97 |
| 75 | 2031-01 | 975.85 | 110.93 | 864.93 | 45841.05 |
| 76 | 2031-02 | 973.80 | 108.87 | 864.93 | 44976.12 |
| 77 | 2031-03 | 971.74 | 106.82 | 864.93 | 44111.19 |
| 78 | 2031-04 | 969.69 | 104.76 | 864.93 | 43246.27 |
| 79 | 2031-05 | 967.64 | 102.71 | 864.93 | 42381.34 |
| 80 | 2031-06 | 965.58 | 100.66 | 864.93 | 41516.42 |
| 81 | 2031-07 | 963.53 | 98.60 | 864.93 | 40651.49 |
| 82 | 2031-08 | 961.47 | 96.55 | 864.93 | 39786.57 |
| 83 | 2031-09 | 959.42 | 94.49 | 864.93 | 38921.64 |
| 84 | 2031-10 | 957.36 | 92.44 | 864.93 | 38056.72 |
| 85 | 2031-11 | 955.31 | 90.38 | 864.93 | 37191.79 |
| 86 | 2031-12 | 953.26 | 88.33 | 864.93 | 36326.87 |
| 87 | 2032-01 | 951.20 | 86.28 | 864.93 | 35461.94 |
| 88 | 2032-02 | 949.15 | 84.22 | 864.93 | 34597.02 |
| 89 | 2032-03 | 947.09 | 82.17 | 864.93 | 33732.09 |
| 90 | 2032-04 | 945.04 | 80.11 | 864.93 | 32867.16 |
| 91 | 2032-05 | 942.98 | 78.06 | 864.93 | 32002.24 |
| 92 | 2032-06 | 940.93 | 76.01 | 864.93 | 31137.31 |
| 93 | 2032-07 | 938.88 | 73.95 | 864.93 | 30272.39 |
| 94 | 2032-08 | 936.82 | 71.90 | 864.93 | 29407.46 |
| 95 | 2032-09 | 934.77 | 69.84 | 864.93 | 28542.54 |
| 96 | 2032-10 | 932.71 | 67.79 | 864.93 | 27677.61 |
| 97 | 2032-11 | 930.66 | 65.73 | 864.93 | 26812.69 |
| 98 | 2032-12 | 928.61 | 63.68 | 864.93 | 25947.76 |
| 99 | 2033-01 | 926.55 | 61.63 | 864.93 | 25082.84 |
| 100 | 2033-02 | 924.50 | 59.57 | 864.93 | 24217.91 |
| 101 | 2033-03 | 922.44 | 57.52 | 864.93 | 23352.99 |
| 102 | 2033-04 | 920.39 | 55.46 | 864.93 | 22488.06 |
| 103 | 2033-05 | 918.33 | 53.41 | 864.93 | 21623.13 |
| 104 | 2033-06 | 916.28 | 51.35 | 864.93 | 20758.21 |
| 105 | 2033-07 | 914.23 | 49.30 | 864.93 | 19893.28 |
| 106 | 2033-08 | 912.17 | 47.25 | 864.93 | 19028.36 |
| 107 | 2033-09 | 910.12 | 45.19 | 864.93 | 18163.43 |
| 108 | 2033-10 | 908.06 | 43.14 | 864.93 | 17298.51 |
| 109 | 2033-11 | 906.01 | 41.08 | 864.93 | 16433.58 |
| 110 | 2033-12 | 903.96 | 39.03 | 864.93 | 15568.66 |
| 111 | 2034-01 | 901.90 | 36.98 | 864.93 | 14703.73 |
| 112 | 2034-02 | 899.85 | 34.92 | 864.93 | 13838.81 |
| 113 | 2034-03 | 897.79 | 32.87 | 864.93 | 12973.88 |
| 114 | 2034-04 | 895.74 | 30.81 | 864.93 | 12108.96 |
| 115 | 2034-05 | 893.68 | 28.76 | 864.93 | 11244.03 |
| 116 | 2034-06 | 891.63 | 26.70 | 864.93 | 10379.10 |
| 117 | 2034-07 | 889.58 | 24.65 | 864.93 | 9514.18 |
| 118 | 2034-08 | 887.52 | 22.60 | 864.93 | 8649.25 |
| 119 | 2034-09 | 885.47 | 20.54 | 864.93 | 7784.33 |
| 120 | 2034-10 | 883.41 | 18.49 | 864.93 | 6919.40 |
| 121 | 2034-11 | 881.36 | 16.43 | 864.93 | 6054.48 |
| 122 | 2034-12 | 879.30 | 14.38 | 864.93 | 5189.55 |
| 123 | 2035-01 | 877.25 | 12.33 | 864.93 | 4324.63 |
| 124 | 2035-02 | 875.20 | 10.27 | 864.93 | 3459.70 |
| 125 | 2035-03 | 873.14 | 8.22 | 864.93 | 2594.78 |
| 126 | 2035-04 | 871.09 | 6.16 | 864.93 | 1729.85 |
| 127 | 2035-05 | 869.03 | 4.11 | 864.93 | 864.93 |
| 128 | 2035-06 | 866.98 | 2.05 | 864.93 | 0.00 |
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采用2025年12月03日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月03日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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