解析：
贷款4100万（商业贷款）的房贷，还款10年的等额本息和等额本金，两种还款方式明细说明。
方式一：等额本息还款方式：
贷款总额：4100万
还款月数：10年
每月还款：402557.43元
利息总额：730.69万
本息合计：4830.69万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 402557.43 | 114458.33 | 288099.10 | 40711900.90 |
| 2 | 2024-11 | 402557.43 | 113654.06 | 288903.37 | 40422997.53 |
| 3 | 2024-12 | 402557.43 | 112847.53 | 289709.89 | 40133287.64 |
| 4 | 2025-01 | 402557.43 | 112038.76 | 290518.67 | 39842768.97 |
| 5 | 2025-02 | 402557.43 | 111227.73 | 291329.70 | 39551439.27 |
| 6 | 2025-03 | 402557.43 | 110414.43 | 292142.99 | 39259296.28 |
| 7 | 2025-04 | 402557.43 | 109598.87 | 292958.56 | 38966337.72 |
| 8 | 2025-05 | 402557.43 | 108781.03 | 293776.40 | 38672561.31 |
| 9 | 2025-06 | 402557.43 | 107960.90 | 294596.53 | 38377964.78 |
| 10 | 2025-07 | 402557.43 | 107138.49 | 295418.94 | 38082545.84 |
| 11 | 2025-08 | 402557.43 | 106313.77 | 296243.66 | 37786302.19 |
| 12 | 2025-09 | 402557.43 | 105486.76 | 297070.67 | 37489231.52 |
| 13 | 2025-10 | 402557.43 | 104657.44 | 297899.99 | 37191331.53 |
| 14 | 2025-11 | 402557.43 | 103825.80 | 298731.63 | 36892599.90 |
| 15 | 2025-12 | 402557.43 | 102991.84 | 299565.59 | 36593034.31 |
| 16 | 2026-01 | 402557.43 | 102155.55 | 300401.87 | 36292632.43 |
| 17 | 2026-02 | 402557.43 | 101316.93 | 301240.50 | 35991391.94 |
| 18 | 2026-03 | 402557.43 | 100475.97 | 302081.46 | 35689310.48 |
| 19 | 2026-04 | 402557.43 | 99632.66 | 302924.77 | 35386385.71 |
| 20 | 2026-05 | 402557.43 | 98786.99 | 303770.44 | 35082615.27 |
| 21 | 2026-06 | 402557.43 | 97938.97 | 304618.46 | 34777996.81 |
| 22 | 2026-07 | 402557.43 | 97088.57 | 305468.85 | 34472527.96 |
| 23 | 2026-08 | 402557.43 | 96235.81 | 306321.62 | 34166206.33 |
| 24 | 2026-09 | 402557.43 | 95380.66 | 307176.77 | 33859029.56 |
| 25 | 2026-10 | 402557.43 | 94523.12 | 308034.30 | 33550995.26 |
| 26 | 2026-11 | 402557.43 | 93663.20 | 308894.23 | 33242101.03 |
| 27 | 2026-12 | 402557.43 | 92800.87 | 309756.56 | 32932344.46 |
| 28 | 2027-01 | 402557.43 | 91936.13 | 310621.30 | 32621723.16 |
| 29 | 2027-02 | 402557.43 | 91068.98 | 311488.45 | 32310234.71 |
| 30 | 2027-03 | 402557.43 | 90199.41 | 312358.02 | 31997876.69 |
| 31 | 2027-04 | 402557.43 | 89327.41 | 313230.02 | 31684646.66 |
| 32 | 2027-05 | 402557.43 | 88452.97 | 314104.46 | 31370542.21 |
| 33 | 2027-06 | 402557.43 | 87576.10 | 314981.33 | 31055560.87 |
| 34 | 2027-07 | 402557.43 | 86696.77 | 315860.65 | 30739700.22 |
| 35 | 2027-08 | 402557.43 | 85815.00 | 316742.43 | 30422957.79 |
| 36 | 2027-09 | 402557.43 | 84930.76 | 317626.67 | 30105331.11 |
| 37 | 2027-10 | 402557.43 | 84044.05 | 318513.38 | 29786817.73 |
| 38 | 2027-11 | 402557.43 | 83154.87 | 319402.56 | 29467415.17 |
| 39 | 2027-12 | 402557.43 | 82263.20 | 320294.23 | 29147120.94 |
| 40 | 2028-01 | 402557.43 | 81369.05 | 321188.38 | 28825932.56 |
| 41 | 2028-02 | 402557.43 | 80472.40 | 322085.03 | 28503847.53 |
| 42 | 2028-03 | 402557.43 | 79573.24 | 322984.19 | 28180863.34 |
| 43 | 2028-04 | 402557.43 | 78671.58 | 323885.85 | 27856977.49 |
| 44 | 2028-05 | 402557.43 | 77767.40 | 324790.03 | 27532187.45 |
| 45 | 2028-06 | 402557.43 | 76860.69 | 325696.74 | 27206490.71 |
| 46 | 2028-07 | 402557.43 | 75951.45 | 326605.98 | 26879884.74 |
| 47 | 2028-08 | 402557.43 | 75039.68 | 327517.75 | 26552366.99 |
| 48 | 2028-09 | 402557.43 | 74125.36 | 328432.07 | 26223934.92 |
| 49 | 2028-10 | 402557.43 | 73208.48 | 329348.94 | 25894585.97 |
| 50 | 2028-11 | 402557.43 | 72289.05 | 330268.38 | 25564317.60 |
| 51 | 2028-12 | 402557.43 | 71367.05 | 331190.38 | 25233127.22 |
| 52 | 2029-01 | 402557.43 | 70442.48 | 332114.95 | 24901012.27 |
| 53 | 2029-02 | 402557.43 | 69515.33 | 333042.10 | 24567970.17 |
| 54 | 2029-03 | 402557.43 | 68585.58 | 333971.85 | 24233998.32 |
| 55 | 2029-04 | 402557.43 | 67653.25 | 334904.18 | 23899094.14 |
| 56 | 2029-05 | 402557.43 | 66718.30 | 335839.12 | 23563255.01 |
| 57 | 2029-06 | 402557.43 | 65780.75 | 336776.68 | 23226478.34 |
| 58 | 2029-07 | 402557.43 | 64840.59 | 337716.84 | 22888761.49 |
| 59 | 2029-08 | 402557.43 | 63897.79 | 338659.64 | 22550101.86 |
| 60 | 2029-09 | 402557.43 | 62952.37 | 339605.06 | 22210496.80 |
| 61 | 2029-10 | 402557.43 | 62004.30 | 340553.13 | 21869943.67 |
| 62 | 2029-11 | 402557.43 | 61053.59 | 341503.84 | 21528439.83 |
| 63 | 2029-12 | 402557.43 | 60100.23 | 342457.20 | 21185982.63 |
| 64 | 2030-01 | 402557.43 | 59144.20 | 343413.23 | 20842569.41 |
| 65 | 2030-02 | 402557.43 | 58185.51 | 344371.92 | 20498197.48 |
| 66 | 2030-03 | 402557.43 | 57224.13 | 345333.29 | 20152864.19 |
| 67 | 2030-04 | 402557.43 | 56260.08 | 346297.35 | 19806566.84 |
| 68 | 2030-05 | 402557.43 | 55293.33 | 347264.10 | 19459302.74 |
| 69 | 2030-06 | 402557.43 | 54323.89 | 348233.54 | 19111069.20 |
| 70 | 2030-07 | 402557.43 | 53351.73 | 349205.69 | 18761863.51 |
| 71 | 2030-08 | 402557.43 | 52376.87 | 350180.56 | 18411682.95 |
| 72 | 2030-09 | 402557.43 | 51399.28 | 351158.15 | 18060524.80 |
| 73 | 2030-10 | 402557.43 | 50418.97 | 352138.46 | 17708386.33 |
| 74 | 2030-11 | 402557.43 | 49435.91 | 353121.52 | 17355264.82 |
| 75 | 2030-12 | 402557.43 | 48450.11 | 354107.31 | 17001157.50 |
| 76 | 2031-01 | 402557.43 | 47461.56 | 355095.86 | 16646061.64 |
| 77 | 2031-02 | 402557.43 | 46470.26 | 356087.17 | 16289974.46 |
| 78 | 2031-03 | 402557.43 | 45476.18 | 357081.25 | 15932893.21 |
| 79 | 2031-04 | 402557.43 | 44479.33 | 358078.10 | 15574815.11 |
| 80 | 2031-05 | 402557.43 | 43479.69 | 359077.74 | 15215737.38 |
| 81 | 2031-06 | 402557.43 | 42477.27 | 360080.16 | 14855657.21 |
| 82 | 2031-07 | 402557.43 | 41472.04 | 361085.39 | 14494571.83 |
| 83 | 2031-08 | 402557.43 | 40464.01 | 362093.42 | 14132478.41 |
| 84 | 2031-09 | 402557.43 | 39453.17 | 363104.26 | 13769374.15 |
| 85 | 2031-10 | 402557.43 | 38439.50 | 364117.93 | 13405256.23 |
| 86 | 2031-11 | 402557.43 | 37423.01 | 365134.42 | 13040121.80 |
| 87 | 2031-12 | 402557.43 | 36403.67 | 366153.76 | 12673968.05 |
| 88 | 2032-01 | 402557.43 | 35381.49 | 367175.93 | 12306792.11 |
| 89 | 2032-02 | 402557.43 | 34356.46 | 368200.97 | 11938591.14 |
| 90 | 2032-03 | 402557.43 | 33328.57 | 369228.86 | 11569362.28 |
| 91 | 2032-04 | 402557.43 | 32297.80 | 370259.63 | 11199102.66 |
| 92 | 2032-05 | 402557.43 | 31264.16 | 371293.27 | 10827809.39 |
| 93 | 2032-06 | 402557.43 | 30227.63 | 372329.79 | 10455479.59 |
| 94 | 2032-07 | 402557.43 | 29188.21 | 373369.22 | 10082110.38 |
| 95 | 2032-08 | 402557.43 | 28145.89 | 374411.54 | 9707698.84 |
| 96 | 2032-09 | 402557.43 | 27100.66 | 375456.77 | 9332242.07 |
| 97 | 2032-10 | 402557.43 | 26052.51 | 376504.92 | 8955737.15 |
| 98 | 2032-11 | 402557.43 | 25001.43 | 377556.00 | 8578181.16 |
| 99 | 2032-12 | 402557.43 | 23947.42 | 378610.01 | 8199571.15 |
| 100 | 2033-01 | 402557.43 | 22890.47 | 379666.96 | 7819904.19 |
| 101 | 2033-02 | 402557.43 | 21830.57 | 380726.86 | 7439177.33 |
| 102 | 2033-03 | 402557.43 | 20767.70 | 381789.73 | 7057387.60 |
| 103 | 2033-04 | 402557.43 | 19701.87 | 382855.56 | 6674532.05 |
| 104 | 2033-05 | 402557.43 | 18633.07 | 383924.36 | 6290607.69 |
| 105 | 2033-06 | 402557.43 | 17561.28 | 384996.15 | 5905611.54 |
| 106 | 2033-07 | 402557.43 | 16486.50 | 386070.93 | 5519540.61 |
| 107 | 2033-08 | 402557.43 | 15408.72 | 387148.71 | 5132391.89 |
| 108 | 2033-09 | 402557.43 | 14327.93 | 388229.50 | 4744162.39 |
| 109 | 2033-10 | 402557.43 | 13244.12 | 389313.31 | 4354849.08 |
| 110 | 2033-11 | 402557.43 | 12157.29 | 390400.14 | 3964448.94 |
| 111 | 2033-12 | 402557.43 | 11067.42 | 391490.01 | 3572958.93 |
| 112 | 2034-01 | 402557.43 | 9974.51 | 392582.92 | 3180376.01 |
| 113 | 2034-02 | 402557.43 | 8878.55 | 393678.88 | 2786697.14 |
| 114 | 2034-03 | 402557.43 | 7779.53 | 394777.90 | 2391919.24 |
| 115 | 2034-04 | 402557.43 | 6677.44 | 395879.99 | 1996039.25 |
| 116 | 2034-05 | 402557.43 | 5572.28 | 396985.15 | 1599054.10 |
| 117 | 2034-06 | 402557.43 | 4464.03 | 398093.40 | 1200960.69 |
| 118 | 2034-07 | 402557.43 | 3352.68 | 399204.75 | 801755.95 |
| 119 | 2034-08 | 402557.43 | 2238.24 | 400319.19 | 401436.75 |
| 120 | 2034-09 | 402557.43 | 1120.68 | 401436.75 | 0.00 |
方式尓：等额本金还款方式：
贷款总额：4100万
还款月数：10年
首月还款：456125元
每月递减：953.82元
利息总额：692.47万
本息合计：4792.47万
节省利息：382162.32元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 456125.00 | 114458.33 | 341666.67 | 40658333.33 |
| 2 | 2024-11 | 455171.18 | 113504.51 | 341666.67 | 40316666.67 |
| 3 | 2024-12 | 454217.36 | 112550.69 | 341666.67 | 39975000.00 |
| 4 | 2025-01 | 453263.54 | 111596.88 | 341666.67 | 39633333.33 |
| 5 | 2025-02 | 452309.72 | 110643.06 | 341666.67 | 39291666.67 |
| 6 | 2025-03 | 451355.90 | 109689.24 | 341666.67 | 38950000.00 |
| 7 | 2025-04 | 450402.08 | 108735.42 | 341666.67 | 38608333.33 |
| 8 | 2025-05 | 449448.26 | 107781.60 | 341666.67 | 38266666.67 |
| 9 | 2025-06 | 448494.44 | 106827.78 | 341666.67 | 37925000.00 |
| 10 | 2025-07 | 447540.63 | 105873.96 | 341666.67 | 37583333.33 |
| 11 | 2025-08 | 446586.81 | 104920.14 | 341666.67 | 37241666.67 |
| 12 | 2025-09 | 445632.99 | 103966.32 | 341666.67 | 36900000.00 |
| 13 | 2025-10 | 444679.17 | 103012.50 | 341666.67 | 36558333.33 |
| 14 | 2025-11 | 443725.35 | 102058.68 | 341666.67 | 36216666.67 |
| 15 | 2025-12 | 442771.53 | 101104.86 | 341666.67 | 35875000.00 |
| 16 | 2026-01 | 441817.71 | 100151.04 | 341666.67 | 35533333.33 |
| 17 | 2026-02 | 440863.89 | 99197.22 | 341666.67 | 35191666.67 |
| 18 | 2026-03 | 439910.07 | 98243.40 | 341666.67 | 34850000.00 |
| 19 | 2026-04 | 438956.25 | 97289.58 | 341666.67 | 34508333.33 |
| 20 | 2026-05 | 438002.43 | 96335.76 | 341666.67 | 34166666.67 |
| 21 | 2026-06 | 437048.61 | 95381.94 | 341666.67 | 33825000.00 |
| 22 | 2026-07 | 436094.79 | 94428.13 | 341666.67 | 33483333.33 |
| 23 | 2026-08 | 435140.97 | 93474.31 | 341666.67 | 33141666.67 |
| 24 | 2026-09 | 434187.15 | 92520.49 | 341666.67 | 32800000.00 |
| 25 | 2026-10 | 433233.33 | 91566.67 | 341666.67 | 32458333.33 |
| 26 | 2026-11 | 432279.51 | 90612.85 | 341666.67 | 32116666.67 |
| 27 | 2026-12 | 431325.69 | 89659.03 | 341666.67 | 31775000.00 |
| 28 | 2027-01 | 430371.88 | 88705.21 | 341666.67 | 31433333.33 |
| 29 | 2027-02 | 429418.06 | 87751.39 | 341666.67 | 31091666.67 |
| 30 | 2027-03 | 428464.24 | 86797.57 | 341666.67 | 30750000.00 |
| 31 | 2027-04 | 427510.42 | 85843.75 | 341666.67 | 30408333.33 |
| 32 | 2027-05 | 426556.60 | 84889.93 | 341666.67 | 30066666.67 |
| 33 | 2027-06 | 425602.78 | 83936.11 | 341666.67 | 29725000.00 |
| 34 | 2027-07 | 424648.96 | 82982.29 | 341666.67 | 29383333.33 |
| 35 | 2027-08 | 423695.14 | 82028.47 | 341666.67 | 29041666.67 |
| 36 | 2027-09 | 422741.32 | 81074.65 | 341666.67 | 28700000.00 |
| 37 | 2027-10 | 421787.50 | 80120.83 | 341666.67 | 28358333.33 |
| 38 | 2027-11 | 420833.68 | 79167.01 | 341666.67 | 28016666.67 |
| 39 | 2027-12 | 419879.86 | 78213.19 | 341666.67 | 27675000.00 |
| 40 | 2028-01 | 418926.04 | 77259.38 | 341666.67 | 27333333.33 |
| 41 | 2028-02 | 417972.22 | 76305.56 | 341666.67 | 26991666.67 |
| 42 | 2028-03 | 417018.40 | 75351.74 | 341666.67 | 26650000.00 |
| 43 | 2028-04 | 416064.58 | 74397.92 | 341666.67 | 26308333.33 |
| 44 | 2028-05 | 415110.76 | 73444.10 | 341666.67 | 25966666.67 |
| 45 | 2028-06 | 414156.94 | 72490.28 | 341666.67 | 25625000.00 |
| 46 | 2028-07 | 413203.13 | 71536.46 | 341666.67 | 25283333.33 |
| 47 | 2028-08 | 412249.31 | 70582.64 | 341666.67 | 24941666.67 |
| 48 | 2028-09 | 411295.49 | 69628.82 | 341666.67 | 24600000.00 |
| 49 | 2028-10 | 410341.67 | 68675.00 | 341666.67 | 24258333.33 |
| 50 | 2028-11 | 409387.85 | 67721.18 | 341666.67 | 23916666.67 |
| 51 | 2028-12 | 408434.03 | 66767.36 | 341666.67 | 23575000.00 |
| 52 | 2029-01 | 407480.21 | 65813.54 | 341666.67 | 23233333.33 |
| 53 | 2029-02 | 406526.39 | 64859.72 | 341666.67 | 22891666.67 |
| 54 | 2029-03 | 405572.57 | 63905.90 | 341666.67 | 22550000.00 |
| 55 | 2029-04 | 404618.75 | 62952.08 | 341666.67 | 22208333.33 |
| 56 | 2029-05 | 403664.93 | 61998.26 | 341666.67 | 21866666.67 |
| 57 | 2029-06 | 402711.11 | 61044.44 | 341666.67 | 21525000.00 |
| 58 | 2029-07 | 401757.29 | 60090.63 | 341666.67 | 21183333.33 |
| 59 | 2029-08 | 400803.47 | 59136.81 | 341666.67 | 20841666.67 |
| 60 | 2029-09 | 399849.65 | 58182.99 | 341666.67 | 20500000.00 |
| 61 | 2029-10 | 398895.83 | 57229.17 | 341666.67 | 20158333.33 |
| 62 | 2029-11 | 397942.01 | 56275.35 | 341666.67 | 19816666.67 |
| 63 | 2029-12 | 396988.19 | 55321.53 | 341666.67 | 19475000.00 |
| 64 | 2030-01 | 396034.38 | 54367.71 | 341666.67 | 19133333.33 |
| 65 | 2030-02 | 395080.56 | 53413.89 | 341666.67 | 18791666.67 |
| 66 | 2030-03 | 394126.74 | 52460.07 | 341666.67 | 18450000.00 |
| 67 | 2030-04 | 393172.92 | 51506.25 | 341666.67 | 18108333.33 |
| 68 | 2030-05 | 392219.10 | 50552.43 | 341666.67 | 17766666.67 |
| 69 | 2030-06 | 391265.28 | 49598.61 | 341666.67 | 17425000.00 |
| 70 | 2030-07 | 390311.46 | 48644.79 | 341666.67 | 17083333.33 |
| 71 | 2030-08 | 389357.64 | 47690.97 | 341666.67 | 16741666.67 |
| 72 | 2030-09 | 388403.82 | 46737.15 | 341666.67 | 16400000.00 |
| 73 | 2030-10 | 387450.00 | 45783.33 | 341666.67 | 16058333.33 |
| 74 | 2030-11 | 386496.18 | 44829.51 | 341666.67 | 15716666.67 |
| 75 | 2030-12 | 385542.36 | 43875.69 | 341666.67 | 15375000.00 |
| 76 | 2031-01 | 384588.54 | 42921.88 | 341666.67 | 15033333.33 |
| 77 | 2031-02 | 383634.72 | 41968.06 | 341666.67 | 14691666.67 |
| 78 | 2031-03 | 382680.90 | 41014.24 | 341666.67 | 14350000.00 |
| 79 | 2031-04 | 381727.08 | 40060.42 | 341666.67 | 14008333.33 |
| 80 | 2031-05 | 380773.26 | 39106.60 | 341666.67 | 13666666.67 |
| 81 | 2031-06 | 379819.44 | 38152.78 | 341666.67 | 13325000.00 |
| 82 | 2031-07 | 378865.63 | 37198.96 | 341666.67 | 12983333.33 |
| 83 | 2031-08 | 377911.81 | 36245.14 | 341666.67 | 12641666.67 |
| 84 | 2031-09 | 376957.99 | 35291.32 | 341666.67 | 12300000.00 |
| 85 | 2031-10 | 376004.17 | 34337.50 | 341666.67 | 11958333.33 |
| 86 | 2031-11 | 375050.35 | 33383.68 | 341666.67 | 11616666.67 |
| 87 | 2031-12 | 374096.53 | 32429.86 | 341666.67 | 11275000.00 |
| 88 | 2032-01 | 373142.71 | 31476.04 | 341666.67 | 10933333.33 |
| 89 | 2032-02 | 372188.89 | 30522.22 | 341666.67 | 10591666.67 |
| 90 | 2032-03 | 371235.07 | 29568.40 | 341666.67 | 10250000.00 |
| 91 | 2032-04 | 370281.25 | 28614.58 | 341666.67 | 9908333.33 |
| 92 | 2032-05 | 369327.43 | 27660.76 | 341666.67 | 9566666.67 |
| 93 | 2032-06 | 368373.61 | 26706.94 | 341666.67 | 9225000.00 |
| 94 | 2032-07 | 367419.79 | 25753.13 | 341666.67 | 8883333.33 |
| 95 | 2032-08 | 366465.97 | 24799.31 | 341666.67 | 8541666.67 |
| 96 | 2032-09 | 365512.15 | 23845.49 | 341666.67 | 8200000.00 |
| 97 | 2032-10 | 364558.33 | 22891.67 | 341666.67 | 7858333.33 |
| 98 | 2032-11 | 363604.51 | 21937.85 | 341666.67 | 7516666.67 |
| 99 | 2032-12 | 362650.69 | 20984.03 | 341666.67 | 7175000.00 |
| 100 | 2033-01 | 361696.88 | 20030.21 | 341666.67 | 6833333.33 |
| 101 | 2033-02 | 360743.06 | 19076.39 | 341666.67 | 6491666.67 |
| 102 | 2033-03 | 359789.24 | 18122.57 | 341666.67 | 6150000.00 |
| 103 | 2033-04 | 358835.42 | 17168.75 | 341666.67 | 5808333.33 |
| 104 | 2033-05 | 357881.60 | 16214.93 | 341666.67 | 5466666.67 |
| 105 | 2033-06 | 356927.78 | 15261.11 | 341666.67 | 5125000.00 |
| 106 | 2033-07 | 355973.96 | 14307.29 | 341666.67 | 4783333.33 |
| 107 | 2033-08 | 355020.14 | 13353.47 | 341666.67 | 4441666.67 |
| 108 | 2033-09 | 354066.32 | 12399.65 | 341666.67 | 4100000.00 |
| 109 | 2033-10 | 353112.50 | 11445.83 | 341666.67 | 3758333.33 |
| 110 | 2033-11 | 352158.68 | 10492.01 | 341666.67 | 3416666.67 |
| 111 | 2033-12 | 351204.86 | 9538.19 | 341666.67 | 3075000.00 |
| 112 | 2034-01 | 350251.04 | 8584.38 | 341666.67 | 2733333.33 |
| 113 | 2034-02 | 349297.22 | 7630.56 | 341666.67 | 2391666.67 |
| 114 | 2034-03 | 348343.40 | 6676.74 | 341666.67 | 2050000.00 |
| 115 | 2034-04 | 347389.58 | 5722.92 | 341666.67 | 1708333.33 |
| 116 | 2034-05 | 346435.76 | 4769.10 | 341666.67 | 1366666.67 |
| 117 | 2034-06 | 345481.94 | 3815.28 | 341666.67 | 1025000.00 |
| 118 | 2034-07 | 344528.13 | 2861.46 | 341666.67 | 683333.33 |
| 119 | 2034-08 | 343574.31 | 1907.64 | 341666.67 | 341666.67 |
| 120 | 2034-09 | 342620.49 | 953.82 | 341666.67 | 0.00 |
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采用2025年12月04日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月04日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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