贷款192万（商业贷款）房贷，还款10年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：192万
还款月数：10年
每月还款：18851.47元
利息总额：34.22万
本息合计：226.22万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 18851.47 | 5360.00 | 13491.47 | 1906508.53 |
| 2 | 2024-11 | 18851.47 | 5322.34 | 13529.13 | 1892979.40 |
| 3 | 2024-12 | 18851.47 | 5284.57 | 13566.90 | 1879412.49 |
| 4 | 2025-01 | 18851.47 | 5246.69 | 13604.78 | 1865807.72 |
| 5 | 2025-02 | 18851.47 | 5208.71 | 13642.76 | 1852164.96 |
| 6 | 2025-03 | 18851.47 | 5170.63 | 13680.84 | 1838484.12 |
| 7 | 2025-04 | 18851.47 | 5132.43 | 13719.04 | 1824765.08 |
| 8 | 2025-05 | 18851.47 | 5094.14 | 13757.33 | 1811007.75 |
| 9 | 2025-06 | 18851.47 | 5055.73 | 13795.74 | 1797212.01 |
| 10 | 2025-07 | 18851.47 | 5017.22 | 13834.25 | 1783377.76 |
| 11 | 2025-08 | 18851.47 | 4978.60 | 13872.87 | 1769504.88 |
| 12 | 2025-09 | 18851.47 | 4939.87 | 13911.60 | 1755593.28 |
| 13 | 2025-10 | 18851.47 | 4901.03 | 13950.44 | 1741642.84 |
| 14 | 2025-11 | 18851.47 | 4862.09 | 13989.38 | 1727653.46 |
| 15 | 2025-12 | 18851.47 | 4823.03 | 14028.44 | 1713625.02 |
| 16 | 2026-01 | 18851.47 | 4783.87 | 14067.60 | 1699557.42 |
| 17 | 2026-02 | 18851.47 | 4744.60 | 14106.87 | 1685450.55 |
| 18 | 2026-03 | 18851.47 | 4705.22 | 14146.25 | 1671304.30 |
| 19 | 2026-04 | 18851.47 | 4665.72 | 14185.75 | 1657118.55 |
| 20 | 2026-05 | 18851.47 | 4626.12 | 14225.35 | 1642893.20 |
| 21 | 2026-06 | 18851.47 | 4586.41 | 14265.06 | 1628628.14 |
| 22 | 2026-07 | 18851.47 | 4546.59 | 14304.88 | 1614323.26 |
| 23 | 2026-08 | 18851.47 | 4506.65 | 14344.82 | 1599978.44 |
| 24 | 2026-09 | 18851.47 | 4466.61 | 14384.86 | 1585593.58 |
| 25 | 2026-10 | 18851.47 | 4426.45 | 14425.02 | 1571168.56 |
| 26 | 2026-11 | 18851.47 | 4386.18 | 14465.29 | 1556703.27 |
| 27 | 2026-12 | 18851.47 | 4345.80 | 14505.67 | 1542197.59 |
| 28 | 2027-01 | 18851.47 | 4305.30 | 14546.17 | 1527651.43 |
| 29 | 2027-02 | 18851.47 | 4264.69 | 14586.78 | 1513064.65 |
| 30 | 2027-03 | 18851.47 | 4223.97 | 14627.50 | 1498437.15 |
| 31 | 2027-04 | 18851.47 | 4183.14 | 14668.33 | 1483768.82 |
| 32 | 2027-05 | 18851.47 | 4142.19 | 14709.28 | 1469059.54 |
| 33 | 2027-06 | 18851.47 | 4101.12 | 14750.35 | 1454309.19 |
| 34 | 2027-07 | 18851.47 | 4059.95 | 14791.52 | 1439517.67 |
| 35 | 2027-08 | 18851.47 | 4018.65 | 14832.82 | 1424684.85 |
| 36 | 2027-09 | 18851.47 | 3977.25 | 14874.22 | 1409810.63 |
| 37 | 2027-10 | 18851.47 | 3935.72 | 14915.75 | 1394894.88 |
| 38 | 2027-11 | 18851.47 | 3894.08 | 14957.39 | 1379937.49 |
| 39 | 2027-12 | 18851.47 | 3852.33 | 14999.14 | 1364938.35 |
| 40 | 2028-01 | 18851.47 | 3810.45 | 15041.02 | 1349897.33 |
| 41 | 2028-02 | 18851.47 | 3768.46 | 15083.01 | 1334814.32 |
| 42 | 2028-03 | 18851.47 | 3726.36 | 15125.11 | 1319689.21 |
| 43 | 2028-04 | 18851.47 | 3684.13 | 15167.34 | 1304521.87 |
| 44 | 2028-05 | 18851.47 | 3641.79 | 15209.68 | 1289312.19 |
| 45 | 2028-06 | 18851.47 | 3599.33 | 15252.14 | 1274060.05 |
| 46 | 2028-07 | 18851.47 | 3556.75 | 15294.72 | 1258765.33 |
| 47 | 2028-08 | 18851.47 | 3514.05 | 15337.42 | 1243427.92 |
| 48 | 2028-09 | 18851.47 | 3471.24 | 15380.23 | 1228047.68 |
| 49 | 2028-10 | 18851.47 | 3428.30 | 15423.17 | 1212624.51 |
| 50 | 2028-11 | 18851.47 | 3385.24 | 15466.23 | 1197158.29 |
| 51 | 2028-12 | 18851.47 | 3342.07 | 15509.40 | 1181648.88 |
| 52 | 2029-01 | 18851.47 | 3298.77 | 15552.70 | 1166096.18 |
| 53 | 2029-02 | 18851.47 | 3255.35 | 15596.12 | 1150500.07 |
| 54 | 2029-03 | 18851.47 | 3211.81 | 15639.66 | 1134860.41 |
| 55 | 2029-04 | 18851.47 | 3168.15 | 15683.32 | 1119177.09 |
| 56 | 2029-05 | 18851.47 | 3124.37 | 15727.10 | 1103449.99 |
| 57 | 2029-06 | 18851.47 | 3080.46 | 15771.01 | 1087678.99 |
| 58 | 2029-07 | 18851.47 | 3036.44 | 15815.03 | 1071863.95 |
| 59 | 2029-08 | 18851.47 | 2992.29 | 15859.18 | 1056004.77 |
| 60 | 2029-09 | 18851.47 | 2948.01 | 15903.46 | 1040101.31 |
| 61 | 2029-10 | 18851.47 | 2903.62 | 15947.85 | 1024153.46 |
| 62 | 2029-11 | 18851.47 | 2859.10 | 15992.37 | 1008161.08 |
| 63 | 2029-12 | 18851.47 | 2814.45 | 16037.02 | 992124.06 |
| 64 | 2030-01 | 18851.47 | 2769.68 | 16081.79 | 976042.27 |
| 65 | 2030-02 | 18851.47 | 2724.78 | 16126.69 | 959915.59 |
| 66 | 2030-03 | 18851.47 | 2679.76 | 16171.71 | 943743.88 |
| 67 | 2030-04 | 18851.47 | 2634.62 | 16216.85 | 927527.03 |
| 68 | 2030-05 | 18851.47 | 2589.35 | 16262.12 | 911264.91 |
| 69 | 2030-06 | 18851.47 | 2543.95 | 16307.52 | 894957.39 |
| 70 | 2030-07 | 18851.47 | 2498.42 | 16353.05 | 878604.34 |
| 71 | 2030-08 | 18851.47 | 2452.77 | 16398.70 | 862205.64 |
| 72 | 2030-09 | 18851.47 | 2406.99 | 16444.48 | 845761.16 |
| 73 | 2030-10 | 18851.47 | 2361.08 | 16490.39 | 829270.77 |
| 74 | 2030-11 | 18851.47 | 2315.05 | 16536.42 | 812734.35 |
| 75 | 2030-12 | 18851.47 | 2268.88 | 16582.59 | 796151.77 |
| 76 | 2031-01 | 18851.47 | 2222.59 | 16628.88 | 779522.89 |
| 77 | 2031-02 | 18851.47 | 2176.17 | 16675.30 | 762847.58 |
| 78 | 2031-03 | 18851.47 | 2129.62 | 16721.85 | 746125.73 |
| 79 | 2031-04 | 18851.47 | 2082.93 | 16768.54 | 729357.20 |
| 80 | 2031-05 | 18851.47 | 2036.12 | 16815.35 | 712541.85 |
| 81 | 2031-06 | 18851.47 | 1989.18 | 16862.29 | 695679.56 |
| 82 | 2031-07 | 18851.47 | 1942.11 | 16909.36 | 678770.19 |
| 83 | 2031-08 | 18851.47 | 1894.90 | 16956.57 | 661813.62 |
| 84 | 2031-09 | 18851.47 | 1847.56 | 17003.91 | 644809.72 |
| 85 | 2031-10 | 18851.47 | 1800.09 | 17051.38 | 627758.34 |
| 86 | 2031-11 | 18851.47 | 1752.49 | 17098.98 | 610659.36 |
| 87 | 2031-12 | 18851.47 | 1704.76 | 17146.71 | 593512.65 |
| 88 | 2032-01 | 18851.47 | 1656.89 | 17194.58 | 576318.07 |
| 89 | 2032-02 | 18851.47 | 1608.89 | 17242.58 | 559075.49 |
| 90 | 2032-03 | 18851.47 | 1560.75 | 17290.72 | 541784.77 |
| 91 | 2032-04 | 18851.47 | 1512.48 | 17338.99 | 524445.78 |
| 92 | 2032-05 | 18851.47 | 1464.08 | 17387.39 | 507058.39 |
| 93 | 2032-06 | 18851.47 | 1415.54 | 17435.93 | 489622.46 |
| 94 | 2032-07 | 18851.47 | 1366.86 | 17484.61 | 472137.85 |
| 95 | 2032-08 | 18851.47 | 1318.05 | 17533.42 | 454604.43 |
| 96 | 2032-09 | 18851.47 | 1269.10 | 17582.37 | 437022.07 |
| 97 | 2032-10 | 18851.47 | 1220.02 | 17631.45 | 419390.62 |
| 98 | 2032-11 | 18851.47 | 1170.80 | 17680.67 | 401709.95 |
| 99 | 2032-12 | 18851.47 | 1121.44 | 17730.03 | 383979.92 |
| 100 | 2033-01 | 18851.47 | 1071.94 | 17779.53 | 366200.39 |
| 101 | 2033-02 | 18851.47 | 1022.31 | 17829.16 | 348371.23 |
| 102 | 2033-03 | 18851.47 | 972.54 | 17878.93 | 330492.30 |
| 103 | 2033-04 | 18851.47 | 922.62 | 17928.85 | 312563.45 |
| 104 | 2033-05 | 18851.47 | 872.57 | 17978.90 | 294584.56 |
| 105 | 2033-06 | 18851.47 | 822.38 | 18029.09 | 276555.47 |
| 106 | 2033-07 | 18851.47 | 772.05 | 18079.42 | 258476.05 |
| 107 | 2033-08 | 18851.47 | 721.58 | 18129.89 | 240346.16 |
| 108 | 2033-09 | 18851.47 | 670.97 | 18180.50 | 222165.65 |
| 109 | 2033-10 | 18851.47 | 620.21 | 18231.26 | 203934.40 |
| 110 | 2033-11 | 18851.47 | 569.32 | 18282.15 | 185652.24 |
| 111 | 2033-12 | 18851.47 | 518.28 | 18333.19 | 167319.05 |
| 112 | 2034-01 | 18851.47 | 467.10 | 18384.37 | 148934.68 |
| 113 | 2034-02 | 18851.47 | 415.78 | 18435.69 | 130498.99 |
| 114 | 2034-03 | 18851.47 | 364.31 | 18487.16 | 112011.83 |
| 115 | 2034-04 | 18851.47 | 312.70 | 18538.77 | 93473.06 |
| 116 | 2034-05 | 18851.47 | 260.95 | 18590.52 | 74882.53 |
| 117 | 2034-06 | 18851.47 | 209.05 | 18642.42 | 56240.11 |
| 118 | 2034-07 | 18851.47 | 157.00 | 18694.47 | 37545.64 |
| 119 | 2034-08 | 18851.47 | 104.81 | 18746.65 | 18798.99 |
| 120 | 2034-09 | 18851.47 | 52.48 | 18798.99 | 0.00 |
等额本金还款方式：
贷款总额：192万
还款月数：10年
首月还款：21360元
每月递减：44.67元
利息总额：32.43万
本息合计：224.43万
节省利息：17896.38元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 21360.00 | 5360.00 | 16000.00 | 1904000.00 |
| 2 | 2024-11 | 21315.33 | 5315.33 | 16000.00 | 1888000.00 |
| 3 | 2024-12 | 21270.67 | 5270.67 | 16000.00 | 1872000.00 |
| 4 | 2025-01 | 21226.00 | 5226.00 | 16000.00 | 1856000.00 |
| 5 | 2025-02 | 21181.33 | 5181.33 | 16000.00 | 1840000.00 |
| 6 | 2025-03 | 21136.67 | 5136.67 | 16000.00 | 1824000.00 |
| 7 | 2025-04 | 21092.00 | 5092.00 | 16000.00 | 1808000.00 |
| 8 | 2025-05 | 21047.33 | 5047.33 | 16000.00 | 1792000.00 |
| 9 | 2025-06 | 21002.67 | 5002.67 | 16000.00 | 1776000.00 |
| 10 | 2025-07 | 20958.00 | 4958.00 | 16000.00 | 1760000.00 |
| 11 | 2025-08 | 20913.33 | 4913.33 | 16000.00 | 1744000.00 |
| 12 | 2025-09 | 20868.67 | 4868.67 | 16000.00 | 1728000.00 |
| 13 | 2025-10 | 20824.00 | 4824.00 | 16000.00 | 1712000.00 |
| 14 | 2025-11 | 20779.33 | 4779.33 | 16000.00 | 1696000.00 |
| 15 | 2025-12 | 20734.67 | 4734.67 | 16000.00 | 1680000.00 |
| 16 | 2026-01 | 20690.00 | 4690.00 | 16000.00 | 1664000.00 |
| 17 | 2026-02 | 20645.33 | 4645.33 | 16000.00 | 1648000.00 |
| 18 | 2026-03 | 20600.67 | 4600.67 | 16000.00 | 1632000.00 |
| 19 | 2026-04 | 20556.00 | 4556.00 | 16000.00 | 1616000.00 |
| 20 | 2026-05 | 20511.33 | 4511.33 | 16000.00 | 1600000.00 |
| 21 | 2026-06 | 20466.67 | 4466.67 | 16000.00 | 1584000.00 |
| 22 | 2026-07 | 20422.00 | 4422.00 | 16000.00 | 1568000.00 |
| 23 | 2026-08 | 20377.33 | 4377.33 | 16000.00 | 1552000.00 |
| 24 | 2026-09 | 20332.67 | 4332.67 | 16000.00 | 1536000.00 |
| 25 | 2026-10 | 20288.00 | 4288.00 | 16000.00 | 1520000.00 |
| 26 | 2026-11 | 20243.33 | 4243.33 | 16000.00 | 1504000.00 |
| 27 | 2026-12 | 20198.67 | 4198.67 | 16000.00 | 1488000.00 |
| 28 | 2027-01 | 20154.00 | 4154.00 | 16000.00 | 1472000.00 |
| 29 | 2027-02 | 20109.33 | 4109.33 | 16000.00 | 1456000.00 |
| 30 | 2027-03 | 20064.67 | 4064.67 | 16000.00 | 1440000.00 |
| 31 | 2027-04 | 20020.00 | 4020.00 | 16000.00 | 1424000.00 |
| 32 | 2027-05 | 19975.33 | 3975.33 | 16000.00 | 1408000.00 |
| 33 | 2027-06 | 19930.67 | 3930.67 | 16000.00 | 1392000.00 |
| 34 | 2027-07 | 19886.00 | 3886.00 | 16000.00 | 1376000.00 |
| 35 | 2027-08 | 19841.33 | 3841.33 | 16000.00 | 1360000.00 |
| 36 | 2027-09 | 19796.67 | 3796.67 | 16000.00 | 1344000.00 |
| 37 | 2027-10 | 19752.00 | 3752.00 | 16000.00 | 1328000.00 |
| 38 | 2027-11 | 19707.33 | 3707.33 | 16000.00 | 1312000.00 |
| 39 | 2027-12 | 19662.67 | 3662.67 | 16000.00 | 1296000.00 |
| 40 | 2028-01 | 19618.00 | 3618.00 | 16000.00 | 1280000.00 |
| 41 | 2028-02 | 19573.33 | 3573.33 | 16000.00 | 1264000.00 |
| 42 | 2028-03 | 19528.67 | 3528.67 | 16000.00 | 1248000.00 |
| 43 | 2028-04 | 19484.00 | 3484.00 | 16000.00 | 1232000.00 |
| 44 | 2028-05 | 19439.33 | 3439.33 | 16000.00 | 1216000.00 |
| 45 | 2028-06 | 19394.67 | 3394.67 | 16000.00 | 1200000.00 |
| 46 | 2028-07 | 19350.00 | 3350.00 | 16000.00 | 1184000.00 |
| 47 | 2028-08 | 19305.33 | 3305.33 | 16000.00 | 1168000.00 |
| 48 | 2028-09 | 19260.67 | 3260.67 | 16000.00 | 1152000.00 |
| 49 | 2028-10 | 19216.00 | 3216.00 | 16000.00 | 1136000.00 |
| 50 | 2028-11 | 19171.33 | 3171.33 | 16000.00 | 1120000.00 |
| 51 | 2028-12 | 19126.67 | 3126.67 | 16000.00 | 1104000.00 |
| 52 | 2029-01 | 19082.00 | 3082.00 | 16000.00 | 1088000.00 |
| 53 | 2029-02 | 19037.33 | 3037.33 | 16000.00 | 1072000.00 |
| 54 | 2029-03 | 18992.67 | 2992.67 | 16000.00 | 1056000.00 |
| 55 | 2029-04 | 18948.00 | 2948.00 | 16000.00 | 1040000.00 |
| 56 | 2029-05 | 18903.33 | 2903.33 | 16000.00 | 1024000.00 |
| 57 | 2029-06 | 18858.67 | 2858.67 | 16000.00 | 1008000.00 |
| 58 | 2029-07 | 18814.00 | 2814.00 | 16000.00 | 992000.00 |
| 59 | 2029-08 | 18769.33 | 2769.33 | 16000.00 | 976000.00 |
| 60 | 2029-09 | 18724.67 | 2724.67 | 16000.00 | 960000.00 |
| 61 | 2029-10 | 18680.00 | 2680.00 | 16000.00 | 944000.00 |
| 62 | 2029-11 | 18635.33 | 2635.33 | 16000.00 | 928000.00 |
| 63 | 2029-12 | 18590.67 | 2590.67 | 16000.00 | 912000.00 |
| 64 | 2030-01 | 18546.00 | 2546.00 | 16000.00 | 896000.00 |
| 65 | 2030-02 | 18501.33 | 2501.33 | 16000.00 | 880000.00 |
| 66 | 2030-03 | 18456.67 | 2456.67 | 16000.00 | 864000.00 |
| 67 | 2030-04 | 18412.00 | 2412.00 | 16000.00 | 848000.00 |
| 68 | 2030-05 | 18367.33 | 2367.33 | 16000.00 | 832000.00 |
| 69 | 2030-06 | 18322.67 | 2322.67 | 16000.00 | 816000.00 |
| 70 | 2030-07 | 18278.00 | 2278.00 | 16000.00 | 800000.00 |
| 71 | 2030-08 | 18233.33 | 2233.33 | 16000.00 | 784000.00 |
| 72 | 2030-09 | 18188.67 | 2188.67 | 16000.00 | 768000.00 |
| 73 | 2030-10 | 18144.00 | 2144.00 | 16000.00 | 752000.00 |
| 74 | 2030-11 | 18099.33 | 2099.33 | 16000.00 | 736000.00 |
| 75 | 2030-12 | 18054.67 | 2054.67 | 16000.00 | 720000.00 |
| 76 | 2031-01 | 18010.00 | 2010.00 | 16000.00 | 704000.00 |
| 77 | 2031-02 | 17965.33 | 1965.33 | 16000.00 | 688000.00 |
| 78 | 2031-03 | 17920.67 | 1920.67 | 16000.00 | 672000.00 |
| 79 | 2031-04 | 17876.00 | 1876.00 | 16000.00 | 656000.00 |
| 80 | 2031-05 | 17831.33 | 1831.33 | 16000.00 | 640000.00 |
| 81 | 2031-06 | 17786.67 | 1786.67 | 16000.00 | 624000.00 |
| 82 | 2031-07 | 17742.00 | 1742.00 | 16000.00 | 608000.00 |
| 83 | 2031-08 | 17697.33 | 1697.33 | 16000.00 | 592000.00 |
| 84 | 2031-09 | 17652.67 | 1652.67 | 16000.00 | 576000.00 |
| 85 | 2031-10 | 17608.00 | 1608.00 | 16000.00 | 560000.00 |
| 86 | 2031-11 | 17563.33 | 1563.33 | 16000.00 | 544000.00 |
| 87 | 2031-12 | 17518.67 | 1518.67 | 16000.00 | 528000.00 |
| 88 | 2032-01 | 17474.00 | 1474.00 | 16000.00 | 512000.00 |
| 89 | 2032-02 | 17429.33 | 1429.33 | 16000.00 | 496000.00 |
| 90 | 2032-03 | 17384.67 | 1384.67 | 16000.00 | 480000.00 |
| 91 | 2032-04 | 17340.00 | 1340.00 | 16000.00 | 464000.00 |
| 92 | 2032-05 | 17295.33 | 1295.33 | 16000.00 | 448000.00 |
| 93 | 2032-06 | 17250.67 | 1250.67 | 16000.00 | 432000.00 |
| 94 | 2032-07 | 17206.00 | 1206.00 | 16000.00 | 416000.00 |
| 95 | 2032-08 | 17161.33 | 1161.33 | 16000.00 | 400000.00 |
| 96 | 2032-09 | 17116.67 | 1116.67 | 16000.00 | 384000.00 |
| 97 | 2032-10 | 17072.00 | 1072.00 | 16000.00 | 368000.00 |
| 98 | 2032-11 | 17027.33 | 1027.33 | 16000.00 | 352000.00 |
| 99 | 2032-12 | 16982.67 | 982.67 | 16000.00 | 336000.00 |
| 100 | 2033-01 | 16938.00 | 938.00 | 16000.00 | 320000.00 |
| 101 | 2033-02 | 16893.33 | 893.33 | 16000.00 | 304000.00 |
| 102 | 2033-03 | 16848.67 | 848.67 | 16000.00 | 288000.00 |
| 103 | 2033-04 | 16804.00 | 804.00 | 16000.00 | 272000.00 |
| 104 | 2033-05 | 16759.33 | 759.33 | 16000.00 | 256000.00 |
| 105 | 2033-06 | 16714.67 | 714.67 | 16000.00 | 240000.00 |
| 106 | 2033-07 | 16670.00 | 670.00 | 16000.00 | 224000.00 |
| 107 | 2033-08 | 16625.33 | 625.33 | 16000.00 | 208000.00 |
| 108 | 2033-09 | 16580.67 | 580.67 | 16000.00 | 192000.00 |
| 109 | 2033-10 | 16536.00 | 536.00 | 16000.00 | 176000.00 |
| 110 | 2033-11 | 16491.33 | 491.33 | 16000.00 | 160000.00 |
| 111 | 2033-12 | 16446.67 | 446.67 | 16000.00 | 144000.00 |
| 112 | 2034-01 | 16402.00 | 402.00 | 16000.00 | 128000.00 |
| 113 | 2034-02 | 16357.33 | 357.33 | 16000.00 | 112000.00 |
| 114 | 2034-03 | 16312.67 | 312.67 | 16000.00 | 96000.00 |
| 115 | 2034-04 | 16268.00 | 268.00 | 16000.00 | 80000.00 |
| 116 | 2034-05 | 16223.33 | 223.33 | 16000.00 | 64000.00 |
| 117 | 2034-06 | 16178.67 | 178.67 | 16000.00 | 48000.00 |
| 118 | 2034-07 | 16134.00 | 134.00 | 16000.00 | 32000.00 |
| 119 | 2034-08 | 16089.33 | 89.33 | 16000.00 | 16000.00 |
| 120 | 2034-09 | 16044.67 | 44.67 | 16000.00 | 0.00 |
友情链接:
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采用2025年12月04日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月04日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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