贷款225万（商业贷款）房贷，还款12年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：225万
还款月数：12年
每月还款：18943.6元
利息总额：47.79万
本息合计：272.79万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-04 | 18943.60 | 6187.50 | 12756.10 | 2237243.90 |
| 2 | 2025-05 | 18943.60 | 6152.42 | 12791.18 | 2224452.72 |
| 3 | 2025-06 | 18943.60 | 6117.24 | 12826.36 | 2211626.36 |
| 4 | 2025-07 | 18943.60 | 6081.97 | 12861.63 | 2198764.73 |
| 5 | 2025-08 | 18943.60 | 6046.60 | 12897.00 | 2185867.73 |
| 6 | 2025-09 | 18943.60 | 6011.14 | 12932.47 | 2172935.26 |
| 7 | 2025-10 | 18943.60 | 5975.57 | 12968.03 | 2159967.23 |
| 8 | 2025-11 | 18943.60 | 5939.91 | 13003.69 | 2146963.54 |
| 9 | 2025-12 | 18943.60 | 5904.15 | 13039.45 | 2133924.09 |
| 10 | 2026-01 | 18943.60 | 5868.29 | 13075.31 | 2120848.78 |
| 11 | 2026-02 | 18943.60 | 5832.33 | 13111.27 | 2107737.51 |
| 12 | 2026-03 | 18943.60 | 5796.28 | 13147.32 | 2094590.18 |
| 13 | 2026-04 | 18943.60 | 5760.12 | 13183.48 | 2081406.71 |
| 14 | 2026-05 | 18943.60 | 5723.87 | 13219.73 | 2068186.97 |
| 15 | 2026-06 | 18943.60 | 5687.51 | 13256.09 | 2054930.88 |
| 16 | 2026-07 | 18943.60 | 5651.06 | 13292.54 | 2041638.34 |
| 17 | 2026-08 | 18943.60 | 5614.51 | 13329.10 | 2028309.24 |
| 18 | 2026-09 | 18943.60 | 5577.85 | 13365.75 | 2014943.49 |
| 19 | 2026-10 | 18943.60 | 5541.09 | 13402.51 | 2001540.98 |
| 20 | 2026-11 | 18943.60 | 5504.24 | 13439.36 | 1988101.62 |
| 21 | 2026-12 | 18943.60 | 5467.28 | 13476.32 | 1974625.30 |
| 22 | 2027-01 | 18943.60 | 5430.22 | 13513.38 | 1961111.91 |
| 23 | 2027-02 | 18943.60 | 5393.06 | 13550.54 | 1947561.37 |
| 24 | 2027-03 | 18943.60 | 5355.79 | 13587.81 | 1933973.56 |
| 25 | 2027-04 | 18943.60 | 5318.43 | 13625.18 | 1920348.39 |
| 26 | 2027-05 | 18943.60 | 5280.96 | 13662.64 | 1906685.74 |
| 27 | 2027-06 | 18943.60 | 5243.39 | 13700.22 | 1892985.53 |
| 28 | 2027-07 | 18943.60 | 5205.71 | 13737.89 | 1879247.63 |
| 29 | 2027-08 | 18943.60 | 5167.93 | 13775.67 | 1865471.96 |
| 30 | 2027-09 | 18943.60 | 5130.05 | 13813.55 | 1851658.41 |
| 31 | 2027-10 | 18943.60 | 5092.06 | 13851.54 | 1837806.87 |
| 32 | 2027-11 | 18943.60 | 5053.97 | 13889.63 | 1823917.23 |
| 33 | 2027-12 | 18943.60 | 5015.77 | 13927.83 | 1809989.40 |
| 34 | 2028-01 | 18943.60 | 4977.47 | 13966.13 | 1796023.27 |
| 35 | 2028-02 | 18943.60 | 4939.06 | 14004.54 | 1782018.73 |
| 36 | 2028-03 | 18943.60 | 4900.55 | 14043.05 | 1767975.68 |
| 37 | 2028-04 | 18943.60 | 4861.93 | 14081.67 | 1753894.01 |
| 38 | 2028-05 | 18943.60 | 4823.21 | 14120.39 | 1739773.62 |
| 39 | 2028-06 | 18943.60 | 4784.38 | 14159.22 | 1725614.39 |
| 40 | 2028-07 | 18943.60 | 4745.44 | 14198.16 | 1711416.23 |
| 41 | 2028-08 | 18943.60 | 4706.39 | 14237.21 | 1697179.02 |
| 42 | 2028-09 | 18943.60 | 4667.24 | 14276.36 | 1682902.66 |
| 43 | 2028-10 | 18943.60 | 4627.98 | 14315.62 | 1668587.04 |
| 44 | 2028-11 | 18943.60 | 4588.61 | 14354.99 | 1654232.06 |
| 45 | 2028-12 | 18943.60 | 4549.14 | 14394.46 | 1639837.59 |
| 46 | 2029-01 | 18943.60 | 4509.55 | 14434.05 | 1625403.54 |
| 47 | 2029-02 | 18943.60 | 4469.86 | 14473.74 | 1610929.80 |
| 48 | 2029-03 | 18943.60 | 4430.06 | 14513.55 | 1596416.26 |
| 49 | 2029-04 | 18943.60 | 4390.14 | 14553.46 | 1581862.80 |
| 50 | 2029-05 | 18943.60 | 4350.12 | 14593.48 | 1567269.32 |
| 51 | 2029-06 | 18943.60 | 4309.99 | 14633.61 | 1552635.71 |
| 52 | 2029-07 | 18943.60 | 4269.75 | 14673.85 | 1537961.85 |
| 53 | 2029-08 | 18943.60 | 4229.40 | 14714.21 | 1523247.65 |
| 54 | 2029-09 | 18943.60 | 4188.93 | 14754.67 | 1508492.97 |
| 55 | 2029-10 | 18943.60 | 4148.36 | 14795.25 | 1493697.73 |
| 56 | 2029-11 | 18943.60 | 4107.67 | 14835.93 | 1478861.79 |
| 57 | 2029-12 | 18943.60 | 4066.87 | 14876.73 | 1463985.06 |
| 58 | 2030-01 | 18943.60 | 4025.96 | 14917.64 | 1449067.42 |
| 59 | 2030-02 | 18943.60 | 3984.94 | 14958.67 | 1434108.75 |
| 60 | 2030-03 | 18943.60 | 3943.80 | 14999.80 | 1419108.95 |
| 61 | 2030-04 | 18943.60 | 3902.55 | 15041.05 | 1404067.90 |
| 62 | 2030-05 | 18943.60 | 3861.19 | 15082.42 | 1388985.48 |
| 63 | 2030-06 | 18943.60 | 3819.71 | 15123.89 | 1373861.59 |
| 64 | 2030-07 | 18943.60 | 3778.12 | 15165.48 | 1358696.10 |
| 65 | 2030-08 | 18943.60 | 3736.41 | 15207.19 | 1343488.92 |
| 66 | 2030-09 | 18943.60 | 3694.59 | 15249.01 | 1328239.91 |
| 67 | 2030-10 | 18943.60 | 3652.66 | 15290.94 | 1312948.97 |
| 68 | 2030-11 | 18943.60 | 3610.61 | 15332.99 | 1297615.97 |
| 69 | 2030-12 | 18943.60 | 3568.44 | 15375.16 | 1282240.82 |
| 70 | 2031-01 | 18943.60 | 3526.16 | 15417.44 | 1266823.38 |
| 71 | 2031-02 | 18943.60 | 3483.76 | 15459.84 | 1251363.54 |
| 72 | 2031-03 | 18943.60 | 3441.25 | 15502.35 | 1235861.18 |
| 73 | 2031-04 | 18943.60 | 3398.62 | 15544.98 | 1220316.20 |
| 74 | 2031-05 | 18943.60 | 3355.87 | 15587.73 | 1204728.47 |
| 75 | 2031-06 | 18943.60 | 3313.00 | 15630.60 | 1189097.87 |
| 76 | 2031-07 | 18943.60 | 3270.02 | 15673.58 | 1173424.29 |
| 77 | 2031-08 | 18943.60 | 3226.92 | 15716.69 | 1157707.60 |
| 78 | 2031-09 | 18943.60 | 3183.70 | 15759.91 | 1141947.69 |
| 79 | 2031-10 | 18943.60 | 3140.36 | 15803.25 | 1126144.45 |
| 80 | 2031-11 | 18943.60 | 3096.90 | 15846.71 | 1110297.74 |
| 81 | 2031-12 | 18943.60 | 3053.32 | 15890.28 | 1094407.46 |
| 82 | 2032-01 | 18943.60 | 3009.62 | 15933.98 | 1078473.48 |
| 83 | 2032-02 | 18943.60 | 2965.80 | 15977.80 | 1062495.68 |
| 84 | 2032-03 | 18943.60 | 2921.86 | 16021.74 | 1046473.94 |
| 85 | 2032-04 | 18943.60 | 2877.80 | 16065.80 | 1030408.14 |
| 86 | 2032-05 | 18943.60 | 2833.62 | 16109.98 | 1014298.16 |
| 87 | 2032-06 | 18943.60 | 2789.32 | 16154.28 | 998143.88 |
| 88 | 2032-07 | 18943.60 | 2744.90 | 16198.71 | 981945.17 |
| 89 | 2032-08 | 18943.60 | 2700.35 | 16243.25 | 965701.92 |
| 90 | 2032-09 | 18943.60 | 2655.68 | 16287.92 | 949413.99 |
| 91 | 2032-10 | 18943.60 | 2610.89 | 16332.71 | 933081.28 |
| 92 | 2032-11 | 18943.60 | 2565.97 | 16377.63 | 916703.65 |
| 93 | 2032-12 | 18943.60 | 2520.94 | 16422.67 | 900280.99 |
| 94 | 2033-01 | 18943.60 | 2475.77 | 16467.83 | 883813.16 |
| 95 | 2033-02 | 18943.60 | 2430.49 | 16513.12 | 867300.04 |
| 96 | 2033-03 | 18943.60 | 2385.08 | 16558.53 | 850741.51 |
| 97 | 2033-04 | 18943.60 | 2339.54 | 16604.06 | 834137.45 |
| 98 | 2033-05 | 18943.60 | 2293.88 | 16649.72 | 817487.72 |
| 99 | 2033-06 | 18943.60 | 2248.09 | 16695.51 | 800792.21 |
| 100 | 2033-07 | 18943.60 | 2202.18 | 16741.42 | 784050.79 |
| 101 | 2033-08 | 18943.60 | 2156.14 | 16787.46 | 767263.33 |
| 102 | 2033-09 | 18943.60 | 2109.97 | 16833.63 | 750429.70 |
| 103 | 2033-10 | 18943.60 | 2063.68 | 16879.92 | 733549.78 |
| 104 | 2033-11 | 18943.60 | 2017.26 | 16926.34 | 716623.44 |
| 105 | 2033-12 | 18943.60 | 1970.71 | 16972.89 | 699650.55 |
| 106 | 2034-01 | 18943.60 | 1924.04 | 17019.56 | 682630.99 |
| 107 | 2034-02 | 18943.60 | 1877.24 | 17066.37 | 665564.62 |
| 108 | 2034-03 | 18943.60 | 1830.30 | 17113.30 | 648451.32 |
| 109 | 2034-04 | 18943.60 | 1783.24 | 17160.36 | 631290.96 |
| 110 | 2034-05 | 18943.60 | 1736.05 | 17207.55 | 614083.41 |
| 111 | 2034-06 | 18943.60 | 1688.73 | 17254.87 | 596828.53 |
| 112 | 2034-07 | 18943.60 | 1641.28 | 17302.32 | 579526.21 |
| 113 | 2034-08 | 18943.60 | 1593.70 | 17349.91 | 562176.31 |
| 114 | 2034-09 | 18943.60 | 1545.98 | 17397.62 | 544778.69 |
| 115 | 2034-10 | 18943.60 | 1498.14 | 17445.46 | 527333.23 |
| 116 | 2034-11 | 18943.60 | 1450.17 | 17493.44 | 509839.79 |
| 117 | 2034-12 | 18943.60 | 1402.06 | 17541.54 | 492298.25 |
| 118 | 2035-01 | 18943.60 | 1353.82 | 17589.78 | 474708.47 |
| 119 | 2035-02 | 18943.60 | 1305.45 | 17638.15 | 457070.31 |
| 120 | 2035-03 | 18943.60 | 1256.94 | 17686.66 | 439383.65 |
| 121 | 2035-04 | 18943.60 | 1208.31 | 17735.30 | 421648.36 |
| 122 | 2035-05 | 18943.60 | 1159.53 | 17784.07 | 403864.29 |
| 123 | 2035-06 | 18943.60 | 1110.63 | 17832.98 | 386031.31 |
| 124 | 2035-07 | 18943.60 | 1061.59 | 17882.02 | 368149.29 |
| 125 | 2035-08 | 18943.60 | 1012.41 | 17931.19 | 350218.10 |
| 126 | 2035-09 | 18943.60 | 963.10 | 17980.50 | 332237.60 |
| 127 | 2035-10 | 18943.60 | 913.65 | 18029.95 | 314207.65 |
| 128 | 2035-11 | 18943.60 | 864.07 | 18079.53 | 296128.12 |
| 129 | 2035-12 | 18943.60 | 814.35 | 18129.25 | 277998.87 |
| 130 | 2036-01 | 18943.60 | 764.50 | 18179.11 | 259819.76 |
| 131 | 2036-02 | 18943.60 | 714.50 | 18229.10 | 241590.67 |
| 132 | 2036-03 | 18943.60 | 664.37 | 18279.23 | 223311.44 |
| 133 | 2036-04 | 18943.60 | 614.11 | 18329.50 | 204981.94 |
| 134 | 2036-05 | 18943.60 | 563.70 | 18379.90 | 186602.04 |
| 135 | 2036-06 | 18943.60 | 513.16 | 18430.45 | 168171.59 |
| 136 | 2036-07 | 18943.60 | 462.47 | 18481.13 | 149690.46 |
| 137 | 2036-08 | 18943.60 | 411.65 | 18531.95 | 131158.51 |
| 138 | 2036-09 | 18943.60 | 360.69 | 18582.92 | 112575.59 |
| 139 | 2036-10 | 18943.60 | 309.58 | 18634.02 | 93941.57 |
| 140 | 2036-11 | 18943.60 | 258.34 | 18685.26 | 75256.31 |
| 141 | 2036-12 | 18943.60 | 206.95 | 18736.65 | 56519.66 |
| 142 | 2037-01 | 18943.60 | 155.43 | 18788.17 | 37731.49 |
| 143 | 2037-02 | 18943.60 | 103.76 | 18839.84 | 18891.65 |
| 144 | 2037-03 | 18943.60 | 51.95 | 18891.65 | 0.00 |
等额本金还款方式：
贷款总额：225万
还款月数：12年
首月还款：21812.5元
每月递减：42.97元
利息总额：44.86万
本息合计：269.86万
节省利息：29284.98元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-04 | 21812.50 | 6187.50 | 15625.00 | 2234375.00 |
| 2 | 2025-05 | 21769.53 | 6144.53 | 15625.00 | 2218750.00 |
| 3 | 2025-06 | 21726.56 | 6101.56 | 15625.00 | 2203125.00 |
| 4 | 2025-07 | 21683.59 | 6058.59 | 15625.00 | 2187500.00 |
| 5 | 2025-08 | 21640.63 | 6015.63 | 15625.00 | 2171875.00 |
| 6 | 2025-09 | 21597.66 | 5972.66 | 15625.00 | 2156250.00 |
| 7 | 2025-10 | 21554.69 | 5929.69 | 15625.00 | 2140625.00 |
| 8 | 2025-11 | 21511.72 | 5886.72 | 15625.00 | 2125000.00 |
| 9 | 2025-12 | 21468.75 | 5843.75 | 15625.00 | 2109375.00 |
| 10 | 2026-01 | 21425.78 | 5800.78 | 15625.00 | 2093750.00 |
| 11 | 2026-02 | 21382.81 | 5757.81 | 15625.00 | 2078125.00 |
| 12 | 2026-03 | 21339.84 | 5714.84 | 15625.00 | 2062500.00 |
| 13 | 2026-04 | 21296.88 | 5671.88 | 15625.00 | 2046875.00 |
| 14 | 2026-05 | 21253.91 | 5628.91 | 15625.00 | 2031250.00 |
| 15 | 2026-06 | 21210.94 | 5585.94 | 15625.00 | 2015625.00 |
| 16 | 2026-07 | 21167.97 | 5542.97 | 15625.00 | 2000000.00 |
| 17 | 2026-08 | 21125.00 | 5500.00 | 15625.00 | 1984375.00 |
| 18 | 2026-09 | 21082.03 | 5457.03 | 15625.00 | 1968750.00 |
| 19 | 2026-10 | 21039.06 | 5414.06 | 15625.00 | 1953125.00 |
| 20 | 2026-11 | 20996.09 | 5371.09 | 15625.00 | 1937500.00 |
| 21 | 2026-12 | 20953.13 | 5328.13 | 15625.00 | 1921875.00 |
| 22 | 2027-01 | 20910.16 | 5285.16 | 15625.00 | 1906250.00 |
| 23 | 2027-02 | 20867.19 | 5242.19 | 15625.00 | 1890625.00 |
| 24 | 2027-03 | 20824.22 | 5199.22 | 15625.00 | 1875000.00 |
| 25 | 2027-04 | 20781.25 | 5156.25 | 15625.00 | 1859375.00 |
| 26 | 2027-05 | 20738.28 | 5113.28 | 15625.00 | 1843750.00 |
| 27 | 2027-06 | 20695.31 | 5070.31 | 15625.00 | 1828125.00 |
| 28 | 2027-07 | 20652.34 | 5027.34 | 15625.00 | 1812500.00 |
| 29 | 2027-08 | 20609.38 | 4984.38 | 15625.00 | 1796875.00 |
| 30 | 2027-09 | 20566.41 | 4941.41 | 15625.00 | 1781250.00 |
| 31 | 2027-10 | 20523.44 | 4898.44 | 15625.00 | 1765625.00 |
| 32 | 2027-11 | 20480.47 | 4855.47 | 15625.00 | 1750000.00 |
| 33 | 2027-12 | 20437.50 | 4812.50 | 15625.00 | 1734375.00 |
| 34 | 2028-01 | 20394.53 | 4769.53 | 15625.00 | 1718750.00 |
| 35 | 2028-02 | 20351.56 | 4726.56 | 15625.00 | 1703125.00 |
| 36 | 2028-03 | 20308.59 | 4683.59 | 15625.00 | 1687500.00 |
| 37 | 2028-04 | 20265.63 | 4640.63 | 15625.00 | 1671875.00 |
| 38 | 2028-05 | 20222.66 | 4597.66 | 15625.00 | 1656250.00 |
| 39 | 2028-06 | 20179.69 | 4554.69 | 15625.00 | 1640625.00 |
| 40 | 2028-07 | 20136.72 | 4511.72 | 15625.00 | 1625000.00 |
| 41 | 2028-08 | 20093.75 | 4468.75 | 15625.00 | 1609375.00 |
| 42 | 2028-09 | 20050.78 | 4425.78 | 15625.00 | 1593750.00 |
| 43 | 2028-10 | 20007.81 | 4382.81 | 15625.00 | 1578125.00 |
| 44 | 2028-11 | 19964.84 | 4339.84 | 15625.00 | 1562500.00 |
| 45 | 2028-12 | 19921.88 | 4296.88 | 15625.00 | 1546875.00 |
| 46 | 2029-01 | 19878.91 | 4253.91 | 15625.00 | 1531250.00 |
| 47 | 2029-02 | 19835.94 | 4210.94 | 15625.00 | 1515625.00 |
| 48 | 2029-03 | 19792.97 | 4167.97 | 15625.00 | 1500000.00 |
| 49 | 2029-04 | 19750.00 | 4125.00 | 15625.00 | 1484375.00 |
| 50 | 2029-05 | 19707.03 | 4082.03 | 15625.00 | 1468750.00 |
| 51 | 2029-06 | 19664.06 | 4039.06 | 15625.00 | 1453125.00 |
| 52 | 2029-07 | 19621.09 | 3996.09 | 15625.00 | 1437500.00 |
| 53 | 2029-08 | 19578.13 | 3953.13 | 15625.00 | 1421875.00 |
| 54 | 2029-09 | 19535.16 | 3910.16 | 15625.00 | 1406250.00 |
| 55 | 2029-10 | 19492.19 | 3867.19 | 15625.00 | 1390625.00 |
| 56 | 2029-11 | 19449.22 | 3824.22 | 15625.00 | 1375000.00 |
| 57 | 2029-12 | 19406.25 | 3781.25 | 15625.00 | 1359375.00 |
| 58 | 2030-01 | 19363.28 | 3738.28 | 15625.00 | 1343750.00 |
| 59 | 2030-02 | 19320.31 | 3695.31 | 15625.00 | 1328125.00 |
| 60 | 2030-03 | 19277.34 | 3652.34 | 15625.00 | 1312500.00 |
| 61 | 2030-04 | 19234.38 | 3609.38 | 15625.00 | 1296875.00 |
| 62 | 2030-05 | 19191.41 | 3566.41 | 15625.00 | 1281250.00 |
| 63 | 2030-06 | 19148.44 | 3523.44 | 15625.00 | 1265625.00 |
| 64 | 2030-07 | 19105.47 | 3480.47 | 15625.00 | 1250000.00 |
| 65 | 2030-08 | 19062.50 | 3437.50 | 15625.00 | 1234375.00 |
| 66 | 2030-09 | 19019.53 | 3394.53 | 15625.00 | 1218750.00 |
| 67 | 2030-10 | 18976.56 | 3351.56 | 15625.00 | 1203125.00 |
| 68 | 2030-11 | 18933.59 | 3308.59 | 15625.00 | 1187500.00 |
| 69 | 2030-12 | 18890.63 | 3265.63 | 15625.00 | 1171875.00 |
| 70 | 2031-01 | 18847.66 | 3222.66 | 15625.00 | 1156250.00 |
| 71 | 2031-02 | 18804.69 | 3179.69 | 15625.00 | 1140625.00 |
| 72 | 2031-03 | 18761.72 | 3136.72 | 15625.00 | 1125000.00 |
| 73 | 2031-04 | 18718.75 | 3093.75 | 15625.00 | 1109375.00 |
| 74 | 2031-05 | 18675.78 | 3050.78 | 15625.00 | 1093750.00 |
| 75 | 2031-06 | 18632.81 | 3007.81 | 15625.00 | 1078125.00 |
| 76 | 2031-07 | 18589.84 | 2964.84 | 15625.00 | 1062500.00 |
| 77 | 2031-08 | 18546.88 | 2921.88 | 15625.00 | 1046875.00 |
| 78 | 2031-09 | 18503.91 | 2878.91 | 15625.00 | 1031250.00 |
| 79 | 2031-10 | 18460.94 | 2835.94 | 15625.00 | 1015625.00 |
| 80 | 2031-11 | 18417.97 | 2792.97 | 15625.00 | 1000000.00 |
| 81 | 2031-12 | 18375.00 | 2750.00 | 15625.00 | 984375.00 |
| 82 | 2032-01 | 18332.03 | 2707.03 | 15625.00 | 968750.00 |
| 83 | 2032-02 | 18289.06 | 2664.06 | 15625.00 | 953125.00 |
| 84 | 2032-03 | 18246.09 | 2621.09 | 15625.00 | 937500.00 |
| 85 | 2032-04 | 18203.13 | 2578.13 | 15625.00 | 921875.00 |
| 86 | 2032-05 | 18160.16 | 2535.16 | 15625.00 | 906250.00 |
| 87 | 2032-06 | 18117.19 | 2492.19 | 15625.00 | 890625.00 |
| 88 | 2032-07 | 18074.22 | 2449.22 | 15625.00 | 875000.00 |
| 89 | 2032-08 | 18031.25 | 2406.25 | 15625.00 | 859375.00 |
| 90 | 2032-09 | 17988.28 | 2363.28 | 15625.00 | 843750.00 |
| 91 | 2032-10 | 17945.31 | 2320.31 | 15625.00 | 828125.00 |
| 92 | 2032-11 | 17902.34 | 2277.34 | 15625.00 | 812500.00 |
| 93 | 2032-12 | 17859.38 | 2234.38 | 15625.00 | 796875.00 |
| 94 | 2033-01 | 17816.41 | 2191.41 | 15625.00 | 781250.00 |
| 95 | 2033-02 | 17773.44 | 2148.44 | 15625.00 | 765625.00 |
| 96 | 2033-03 | 17730.47 | 2105.47 | 15625.00 | 750000.00 |
| 97 | 2033-04 | 17687.50 | 2062.50 | 15625.00 | 734375.00 |
| 98 | 2033-05 | 17644.53 | 2019.53 | 15625.00 | 718750.00 |
| 99 | 2033-06 | 17601.56 | 1976.56 | 15625.00 | 703125.00 |
| 100 | 2033-07 | 17558.59 | 1933.59 | 15625.00 | 687500.00 |
| 101 | 2033-08 | 17515.63 | 1890.63 | 15625.00 | 671875.00 |
| 102 | 2033-09 | 17472.66 | 1847.66 | 15625.00 | 656250.00 |
| 103 | 2033-10 | 17429.69 | 1804.69 | 15625.00 | 640625.00 |
| 104 | 2033-11 | 17386.72 | 1761.72 | 15625.00 | 625000.00 |
| 105 | 2033-12 | 17343.75 | 1718.75 | 15625.00 | 609375.00 |
| 106 | 2034-01 | 17300.78 | 1675.78 | 15625.00 | 593750.00 |
| 107 | 2034-02 | 17257.81 | 1632.81 | 15625.00 | 578125.00 |
| 108 | 2034-03 | 17214.84 | 1589.84 | 15625.00 | 562500.00 |
| 109 | 2034-04 | 17171.88 | 1546.88 | 15625.00 | 546875.00 |
| 110 | 2034-05 | 17128.91 | 1503.91 | 15625.00 | 531250.00 |
| 111 | 2034-06 | 17085.94 | 1460.94 | 15625.00 | 515625.00 |
| 112 | 2034-07 | 17042.97 | 1417.97 | 15625.00 | 500000.00 |
| 113 | 2034-08 | 17000.00 | 1375.00 | 15625.00 | 484375.00 |
| 114 | 2034-09 | 16957.03 | 1332.03 | 15625.00 | 468750.00 |
| 115 | 2034-10 | 16914.06 | 1289.06 | 15625.00 | 453125.00 |
| 116 | 2034-11 | 16871.09 | 1246.09 | 15625.00 | 437500.00 |
| 117 | 2034-12 | 16828.13 | 1203.13 | 15625.00 | 421875.00 |
| 118 | 2035-01 | 16785.16 | 1160.16 | 15625.00 | 406250.00 |
| 119 | 2035-02 | 16742.19 | 1117.19 | 15625.00 | 390625.00 |
| 120 | 2035-03 | 16699.22 | 1074.22 | 15625.00 | 375000.00 |
| 121 | 2035-04 | 16656.25 | 1031.25 | 15625.00 | 359375.00 |
| 122 | 2035-05 | 16613.28 | 988.28 | 15625.00 | 343750.00 |
| 123 | 2035-06 | 16570.31 | 945.31 | 15625.00 | 328125.00 |
| 124 | 2035-07 | 16527.34 | 902.34 | 15625.00 | 312500.00 |
| 125 | 2035-08 | 16484.38 | 859.38 | 15625.00 | 296875.00 |
| 126 | 2035-09 | 16441.41 | 816.41 | 15625.00 | 281250.00 |
| 127 | 2035-10 | 16398.44 | 773.44 | 15625.00 | 265625.00 |
| 128 | 2035-11 | 16355.47 | 730.47 | 15625.00 | 250000.00 |
| 129 | 2035-12 | 16312.50 | 687.50 | 15625.00 | 234375.00 |
| 130 | 2036-01 | 16269.53 | 644.53 | 15625.00 | 218750.00 |
| 131 | 2036-02 | 16226.56 | 601.56 | 15625.00 | 203125.00 |
| 132 | 2036-03 | 16183.59 | 558.59 | 15625.00 | 187500.00 |
| 133 | 2036-04 | 16140.63 | 515.63 | 15625.00 | 171875.00 |
| 134 | 2036-05 | 16097.66 | 472.66 | 15625.00 | 156250.00 |
| 135 | 2036-06 | 16054.69 | 429.69 | 15625.00 | 140625.00 |
| 136 | 2036-07 | 16011.72 | 386.72 | 15625.00 | 125000.00 |
| 137 | 2036-08 | 15968.75 | 343.75 | 15625.00 | 109375.00 |
| 138 | 2036-09 | 15925.78 | 300.78 | 15625.00 | 93750.00 |
| 139 | 2036-10 | 15882.81 | 257.81 | 15625.00 | 78125.00 |
| 140 | 2036-11 | 15839.84 | 214.84 | 15625.00 | 62500.00 |
| 141 | 2036-12 | 15796.88 | 171.88 | 15625.00 | 46875.00 |
| 142 | 2037-01 | 15753.91 | 128.91 | 15625.00 | 31250.00 |
| 143 | 2037-02 | 15710.94 | 85.94 | 15625.00 | 15625.00 |
| 144 | 2037-03 | 15667.97 | 42.97 | 15625.00 | 0.00 |
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采用2025年12月05日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月05日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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