贷款50万（商业贷款）房贷，还款10年3个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：50万
还款月数：10年3个月
每月还款：4862.38元
利息总额：9.81万
本息合计：59.81万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 4862.38 | 1491.67 | 3370.71 | 496629.29 |
| 2 | 2024-11 | 4862.38 | 1481.61 | 3380.77 | 493248.52 |
| 3 | 2024-12 | 4862.38 | 1471.52 | 3390.85 | 489857.66 |
| 4 | 2025-01 | 4862.38 | 1461.41 | 3400.97 | 486456.69 |
| 5 | 2025-02 | 4862.38 | 1451.26 | 3411.12 | 483045.58 |
| 6 | 2025-03 | 4862.38 | 1441.09 | 3421.29 | 479624.28 |
| 7 | 2025-04 | 4862.38 | 1430.88 | 3431.50 | 476192.78 |
| 8 | 2025-05 | 4862.38 | 1420.64 | 3441.74 | 472751.05 |
| 9 | 2025-06 | 4862.38 | 1410.37 | 3452.01 | 469299.04 |
| 10 | 2025-07 | 4862.38 | 1400.08 | 3462.30 | 465836.74 |
| 11 | 2025-08 | 4862.38 | 1389.75 | 3472.63 | 462364.11 |
| 12 | 2025-09 | 4862.38 | 1379.39 | 3482.99 | 458881.11 |
| 13 | 2025-10 | 4862.38 | 1369.00 | 3493.38 | 455387.73 |
| 14 | 2025-11 | 4862.38 | 1358.57 | 3503.81 | 451883.92 |
| 15 | 2025-12 | 4862.38 | 1348.12 | 3514.26 | 448369.66 |
| 16 | 2026-01 | 4862.38 | 1337.64 | 3524.74 | 444844.92 |
| 17 | 2026-02 | 4862.38 | 1327.12 | 3535.26 | 441309.66 |
| 18 | 2026-03 | 4862.38 | 1316.57 | 3545.81 | 437763.86 |
| 19 | 2026-04 | 4862.38 | 1306.00 | 3556.38 | 434207.47 |
| 20 | 2026-05 | 4862.38 | 1295.39 | 3566.99 | 430640.48 |
| 21 | 2026-06 | 4862.38 | 1284.74 | 3577.63 | 427062.85 |
| 22 | 2026-07 | 4862.38 | 1274.07 | 3588.31 | 423474.54 |
| 23 | 2026-08 | 4862.38 | 1263.37 | 3599.01 | 419875.52 |
| 24 | 2026-09 | 4862.38 | 1252.63 | 3609.75 | 416265.77 |
| 25 | 2026-10 | 4862.38 | 1241.86 | 3620.52 | 412645.25 |
| 26 | 2026-11 | 4862.38 | 1231.06 | 3631.32 | 409013.93 |
| 27 | 2026-12 | 4862.38 | 1220.22 | 3642.15 | 405371.78 |
| 28 | 2027-01 | 4862.38 | 1209.36 | 3653.02 | 401718.76 |
| 29 | 2027-02 | 4862.38 | 1198.46 | 3663.92 | 398054.84 |
| 30 | 2027-03 | 4862.38 | 1187.53 | 3674.85 | 394379.99 |
| 31 | 2027-04 | 4862.38 | 1176.57 | 3685.81 | 390694.18 |
| 32 | 2027-05 | 4862.38 | 1165.57 | 3696.81 | 386997.37 |
| 33 | 2027-06 | 4862.38 | 1154.54 | 3707.84 | 383289.54 |
| 34 | 2027-07 | 4862.38 | 1143.48 | 3718.90 | 379570.64 |
| 35 | 2027-08 | 4862.38 | 1132.39 | 3729.99 | 375840.64 |
| 36 | 2027-09 | 4862.38 | 1121.26 | 3741.12 | 372099.52 |
| 37 | 2027-10 | 4862.38 | 1110.10 | 3752.28 | 368347.24 |
| 38 | 2027-11 | 4862.38 | 1098.90 | 3763.48 | 364583.76 |
| 39 | 2027-12 | 4862.38 | 1087.67 | 3774.70 | 360809.06 |
| 40 | 2028-01 | 4862.38 | 1076.41 | 3785.97 | 357023.09 |
| 41 | 2028-02 | 4862.38 | 1065.12 | 3797.26 | 353225.83 |
| 42 | 2028-03 | 4862.38 | 1053.79 | 3808.59 | 349417.25 |
| 43 | 2028-04 | 4862.38 | 1042.43 | 3819.95 | 345597.29 |
| 44 | 2028-05 | 4862.38 | 1031.03 | 3831.35 | 341765.95 |
| 45 | 2028-06 | 4862.38 | 1019.60 | 3842.78 | 337923.17 |
| 46 | 2028-07 | 4862.38 | 1008.14 | 3854.24 | 334068.93 |
| 47 | 2028-08 | 4862.38 | 996.64 | 3865.74 | 330203.19 |
| 48 | 2028-09 | 4862.38 | 985.11 | 3877.27 | 326325.92 |
| 49 | 2028-10 | 4862.38 | 973.54 | 3888.84 | 322437.08 |
| 50 | 2028-11 | 4862.38 | 961.94 | 3900.44 | 318536.63 |
| 51 | 2028-12 | 4862.38 | 950.30 | 3912.08 | 314624.56 |
| 52 | 2029-01 | 4862.38 | 938.63 | 3923.75 | 310700.81 |
| 53 | 2029-02 | 4862.38 | 926.92 | 3935.46 | 306765.35 |
| 54 | 2029-03 | 4862.38 | 915.18 | 3947.20 | 302818.16 |
| 55 | 2029-04 | 4862.38 | 903.41 | 3958.97 | 298859.18 |
| 56 | 2029-05 | 4862.38 | 891.60 | 3970.78 | 294888.40 |
| 57 | 2029-06 | 4862.38 | 879.75 | 3982.63 | 290905.77 |
| 58 | 2029-07 | 4862.38 | 867.87 | 3994.51 | 286911.26 |
| 59 | 2029-08 | 4862.38 | 855.95 | 4006.43 | 282904.83 |
| 60 | 2029-09 | 4862.38 | 844.00 | 4018.38 | 278886.46 |
| 61 | 2029-10 | 4862.38 | 832.01 | 4030.37 | 274856.09 |
| 62 | 2029-11 | 4862.38 | 819.99 | 4042.39 | 270813.70 |
| 63 | 2029-12 | 4862.38 | 807.93 | 4054.45 | 266759.24 |
| 64 | 2030-01 | 4862.38 | 795.83 | 4066.55 | 262692.70 |
| 65 | 2030-02 | 4862.38 | 783.70 | 4078.68 | 258614.02 |
| 66 | 2030-03 | 4862.38 | 771.53 | 4090.85 | 254523.17 |
| 67 | 2030-04 | 4862.38 | 759.33 | 4103.05 | 250420.12 |
| 68 | 2030-05 | 4862.38 | 747.09 | 4115.29 | 246304.83 |
| 69 | 2030-06 | 4862.38 | 734.81 | 4127.57 | 242177.26 |
| 70 | 2030-07 | 4862.38 | 722.50 | 4139.88 | 238037.37 |
| 71 | 2030-08 | 4862.38 | 710.14 | 4152.23 | 233885.14 |
| 72 | 2030-09 | 4862.38 | 697.76 | 4164.62 | 229720.52 |
| 73 | 2030-10 | 4862.38 | 685.33 | 4177.05 | 225543.47 |
| 74 | 2030-11 | 4862.38 | 672.87 | 4189.51 | 221353.96 |
| 75 | 2030-12 | 4862.38 | 660.37 | 4202.01 | 217151.96 |
| 76 | 2031-01 | 4862.38 | 647.84 | 4214.54 | 212937.41 |
| 77 | 2031-02 | 4862.38 | 635.26 | 4227.12 | 208710.30 |
| 78 | 2031-03 | 4862.38 | 622.65 | 4239.73 | 204470.57 |
| 79 | 2031-04 | 4862.38 | 610.00 | 4252.38 | 200218.20 |
| 80 | 2031-05 | 4862.38 | 597.32 | 4265.06 | 195953.13 |
| 81 | 2031-06 | 4862.38 | 584.59 | 4277.79 | 191675.35 |
| 82 | 2031-07 | 4862.38 | 571.83 | 4290.55 | 187384.80 |
| 83 | 2031-08 | 4862.38 | 559.03 | 4303.35 | 183081.45 |
| 84 | 2031-09 | 4862.38 | 546.19 | 4316.19 | 178765.27 |
| 85 | 2031-10 | 4862.38 | 533.32 | 4329.06 | 174436.21 |
| 86 | 2031-11 | 4862.38 | 520.40 | 4341.98 | 170094.23 |
| 87 | 2031-12 | 4862.38 | 507.45 | 4354.93 | 165739.30 |
| 88 | 2032-01 | 4862.38 | 494.46 | 4367.92 | 161371.37 |
| 89 | 2032-02 | 4862.38 | 481.42 | 4380.95 | 156990.42 |
| 90 | 2032-03 | 4862.38 | 468.35 | 4394.02 | 152596.39 |
| 91 | 2032-04 | 4862.38 | 455.25 | 4407.13 | 148189.26 |
| 92 | 2032-05 | 4862.38 | 442.10 | 4420.28 | 143768.98 |
| 93 | 2032-06 | 4862.38 | 428.91 | 4433.47 | 139335.51 |
| 94 | 2032-07 | 4862.38 | 415.68 | 4446.69 | 134888.82 |
| 95 | 2032-08 | 4862.38 | 402.42 | 4459.96 | 130428.86 |
| 96 | 2032-09 | 4862.38 | 389.11 | 4473.27 | 125955.59 |
| 97 | 2032-10 | 4862.38 | 375.77 | 4486.61 | 121468.98 |
| 98 | 2032-11 | 4862.38 | 362.38 | 4500.00 | 116968.98 |
| 99 | 2032-12 | 4862.38 | 348.96 | 4513.42 | 112455.56 |
| 100 | 2033-01 | 4862.38 | 335.49 | 4526.89 | 107928.67 |
| 101 | 2033-02 | 4862.38 | 321.99 | 4540.39 | 103388.28 |
| 102 | 2033-03 | 4862.38 | 308.44 | 4553.94 | 98834.34 |
| 103 | 2033-04 | 4862.38 | 294.86 | 4567.52 | 94266.82 |
| 104 | 2033-05 | 4862.38 | 281.23 | 4581.15 | 89685.67 |
| 105 | 2033-06 | 4862.38 | 267.56 | 4594.82 | 85090.85 |
| 106 | 2033-07 | 4862.38 | 253.85 | 4608.52 | 80482.33 |
| 107 | 2033-08 | 4862.38 | 240.11 | 4622.27 | 75860.06 |
| 108 | 2033-09 | 4862.38 | 226.32 | 4636.06 | 71223.99 |
| 109 | 2033-10 | 4862.38 | 212.48 | 4649.89 | 66574.10 |
| 110 | 2033-11 | 4862.38 | 198.61 | 4663.77 | 61910.33 |
| 111 | 2033-12 | 4862.38 | 184.70 | 4677.68 | 57232.65 |
| 112 | 2034-01 | 4862.38 | 170.74 | 4691.64 | 52541.02 |
| 113 | 2034-02 | 4862.38 | 156.75 | 4705.63 | 47835.38 |
| 114 | 2034-03 | 4862.38 | 142.71 | 4719.67 | 43115.71 |
| 115 | 2034-04 | 4862.38 | 128.63 | 4733.75 | 38381.96 |
| 116 | 2034-05 | 4862.38 | 114.51 | 4747.87 | 33634.09 |
| 117 | 2034-06 | 4862.38 | 100.34 | 4762.04 | 28872.05 |
| 118 | 2034-07 | 4862.38 | 86.13 | 4776.24 | 24095.81 |
| 119 | 2034-08 | 4862.38 | 71.89 | 4790.49 | 19305.32 |
| 120 | 2034-09 | 4862.38 | 57.59 | 4804.78 | 14500.53 |
| 121 | 2034-10 | 4862.38 | 43.26 | 4819.12 | 9681.41 |
| 122 | 2034-11 | 4862.38 | 28.88 | 4833.50 | 4847.92 |
| 123 | 2034-12 | 4862.38 | 14.46 | 4847.92 | 0.00 |
等额本金还款方式：
贷款总额：50万
还款月数：10年3个月
首月还款：5556.71元
每月递减：12.13元
利息总额：9.25万
本息合计：59.25万
节省利息：5589.29元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 5556.71 | 1491.67 | 4065.04 | 495934.96 |
| 2 | 2024-11 | 5544.58 | 1479.54 | 4065.04 | 491869.92 |
| 3 | 2024-12 | 5532.45 | 1467.41 | 4065.04 | 487804.88 |
| 4 | 2025-01 | 5520.33 | 1455.28 | 4065.04 | 483739.84 |
| 5 | 2025-02 | 5508.20 | 1443.16 | 4065.04 | 479674.80 |
| 6 | 2025-03 | 5496.07 | 1431.03 | 4065.04 | 475609.76 |
| 7 | 2025-04 | 5483.94 | 1418.90 | 4065.04 | 471544.72 |
| 8 | 2025-05 | 5471.82 | 1406.78 | 4065.04 | 467479.67 |
| 9 | 2025-06 | 5459.69 | 1394.65 | 4065.04 | 463414.63 |
| 10 | 2025-07 | 5447.56 | 1382.52 | 4065.04 | 459349.59 |
| 11 | 2025-08 | 5435.43 | 1370.39 | 4065.04 | 455284.55 |
| 12 | 2025-09 | 5423.31 | 1358.27 | 4065.04 | 451219.51 |
| 13 | 2025-10 | 5411.18 | 1346.14 | 4065.04 | 447154.47 |
| 14 | 2025-11 | 5399.05 | 1334.01 | 4065.04 | 443089.43 |
| 15 | 2025-12 | 5386.92 | 1321.88 | 4065.04 | 439024.39 |
| 16 | 2026-01 | 5374.80 | 1309.76 | 4065.04 | 434959.35 |
| 17 | 2026-02 | 5362.67 | 1297.63 | 4065.04 | 430894.31 |
| 18 | 2026-03 | 5350.54 | 1285.50 | 4065.04 | 426829.27 |
| 19 | 2026-04 | 5338.41 | 1273.37 | 4065.04 | 422764.23 |
| 20 | 2026-05 | 5326.29 | 1261.25 | 4065.04 | 418699.19 |
| 21 | 2026-06 | 5314.16 | 1249.12 | 4065.04 | 414634.15 |
| 22 | 2026-07 | 5302.03 | 1236.99 | 4065.04 | 410569.11 |
| 23 | 2026-08 | 5289.91 | 1224.86 | 4065.04 | 406504.07 |
| 24 | 2026-09 | 5277.78 | 1212.74 | 4065.04 | 402439.02 |
| 25 | 2026-10 | 5265.65 | 1200.61 | 4065.04 | 398373.98 |
| 26 | 2026-11 | 5253.52 | 1188.48 | 4065.04 | 394308.94 |
| 27 | 2026-12 | 5241.40 | 1176.36 | 4065.04 | 390243.90 |
| 28 | 2027-01 | 5229.27 | 1164.23 | 4065.04 | 386178.86 |
| 29 | 2027-02 | 5217.14 | 1152.10 | 4065.04 | 382113.82 |
| 30 | 2027-03 | 5205.01 | 1139.97 | 4065.04 | 378048.78 |
| 31 | 2027-04 | 5192.89 | 1127.85 | 4065.04 | 373983.74 |
| 32 | 2027-05 | 5180.76 | 1115.72 | 4065.04 | 369918.70 |
| 33 | 2027-06 | 5168.63 | 1103.59 | 4065.04 | 365853.66 |
| 34 | 2027-07 | 5156.50 | 1091.46 | 4065.04 | 361788.62 |
| 35 | 2027-08 | 5144.38 | 1079.34 | 4065.04 | 357723.58 |
| 36 | 2027-09 | 5132.25 | 1067.21 | 4065.04 | 353658.54 |
| 37 | 2027-10 | 5120.12 | 1055.08 | 4065.04 | 349593.50 |
| 38 | 2027-11 | 5107.99 | 1042.95 | 4065.04 | 345528.46 |
| 39 | 2027-12 | 5095.87 | 1030.83 | 4065.04 | 341463.41 |
| 40 | 2028-01 | 5083.74 | 1018.70 | 4065.04 | 337398.37 |
| 41 | 2028-02 | 5071.61 | 1006.57 | 4065.04 | 333333.33 |
| 42 | 2028-03 | 5059.49 | 994.44 | 4065.04 | 329268.29 |
| 43 | 2028-04 | 5047.36 | 982.32 | 4065.04 | 325203.25 |
| 44 | 2028-05 | 5035.23 | 970.19 | 4065.04 | 321138.21 |
| 45 | 2028-06 | 5023.10 | 958.06 | 4065.04 | 317073.17 |
| 46 | 2028-07 | 5010.98 | 945.93 | 4065.04 | 313008.13 |
| 47 | 2028-08 | 4998.85 | 933.81 | 4065.04 | 308943.09 |
| 48 | 2028-09 | 4986.72 | 921.68 | 4065.04 | 304878.05 |
| 49 | 2028-10 | 4974.59 | 909.55 | 4065.04 | 300813.01 |
| 50 | 2028-11 | 4962.47 | 897.43 | 4065.04 | 296747.97 |
| 51 | 2028-12 | 4950.34 | 885.30 | 4065.04 | 292682.93 |
| 52 | 2029-01 | 4938.21 | 873.17 | 4065.04 | 288617.89 |
| 53 | 2029-02 | 4926.08 | 861.04 | 4065.04 | 284552.85 |
| 54 | 2029-03 | 4913.96 | 848.92 | 4065.04 | 280487.80 |
| 55 | 2029-04 | 4901.83 | 836.79 | 4065.04 | 276422.76 |
| 56 | 2029-05 | 4889.70 | 824.66 | 4065.04 | 272357.72 |
| 57 | 2029-06 | 4877.57 | 812.53 | 4065.04 | 268292.68 |
| 58 | 2029-07 | 4865.45 | 800.41 | 4065.04 | 264227.64 |
| 59 | 2029-08 | 4853.32 | 788.28 | 4065.04 | 260162.60 |
| 60 | 2029-09 | 4841.19 | 776.15 | 4065.04 | 256097.56 |
| 61 | 2029-10 | 4829.07 | 764.02 | 4065.04 | 252032.52 |
| 62 | 2029-11 | 4816.94 | 751.90 | 4065.04 | 247967.48 |
| 63 | 2029-12 | 4804.81 | 739.77 | 4065.04 | 243902.44 |
| 64 | 2030-01 | 4792.68 | 727.64 | 4065.04 | 239837.40 |
| 65 | 2030-02 | 4780.56 | 715.51 | 4065.04 | 235772.36 |
| 66 | 2030-03 | 4768.43 | 703.39 | 4065.04 | 231707.32 |
| 67 | 2030-04 | 4756.30 | 691.26 | 4065.04 | 227642.28 |
| 68 | 2030-05 | 4744.17 | 679.13 | 4065.04 | 223577.24 |
| 69 | 2030-06 | 4732.05 | 667.01 | 4065.04 | 219512.20 |
| 70 | 2030-07 | 4719.92 | 654.88 | 4065.04 | 215447.15 |
| 71 | 2030-08 | 4707.79 | 642.75 | 4065.04 | 211382.11 |
| 72 | 2030-09 | 4695.66 | 630.62 | 4065.04 | 207317.07 |
| 73 | 2030-10 | 4683.54 | 618.50 | 4065.04 | 203252.03 |
| 74 | 2030-11 | 4671.41 | 606.37 | 4065.04 | 199186.99 |
| 75 | 2030-12 | 4659.28 | 594.24 | 4065.04 | 195121.95 |
| 76 | 2031-01 | 4647.15 | 582.11 | 4065.04 | 191056.91 |
| 77 | 2031-02 | 4635.03 | 569.99 | 4065.04 | 186991.87 |
| 78 | 2031-03 | 4622.90 | 557.86 | 4065.04 | 182926.83 |
| 79 | 2031-04 | 4610.77 | 545.73 | 4065.04 | 178861.79 |
| 80 | 2031-05 | 4598.64 | 533.60 | 4065.04 | 174796.75 |
| 81 | 2031-06 | 4586.52 | 521.48 | 4065.04 | 170731.71 |
| 82 | 2031-07 | 4574.39 | 509.35 | 4065.04 | 166666.67 |
| 83 | 2031-08 | 4562.26 | 497.22 | 4065.04 | 162601.63 |
| 84 | 2031-09 | 4550.14 | 485.09 | 4065.04 | 158536.59 |
| 85 | 2031-10 | 4538.01 | 472.97 | 4065.04 | 154471.54 |
| 86 | 2031-11 | 4525.88 | 460.84 | 4065.04 | 150406.50 |
| 87 | 2031-12 | 4513.75 | 448.71 | 4065.04 | 146341.46 |
| 88 | 2032-01 | 4501.63 | 436.59 | 4065.04 | 142276.42 |
| 89 | 2032-02 | 4489.50 | 424.46 | 4065.04 | 138211.38 |
| 90 | 2032-03 | 4477.37 | 412.33 | 4065.04 | 134146.34 |
| 91 | 2032-04 | 4465.24 | 400.20 | 4065.04 | 130081.30 |
| 92 | 2032-05 | 4453.12 | 388.08 | 4065.04 | 126016.26 |
| 93 | 2032-06 | 4440.99 | 375.95 | 4065.04 | 121951.22 |
| 94 | 2032-07 | 4428.86 | 363.82 | 4065.04 | 117886.18 |
| 95 | 2032-08 | 4416.73 | 351.69 | 4065.04 | 113821.14 |
| 96 | 2032-09 | 4404.61 | 339.57 | 4065.04 | 109756.10 |
| 97 | 2032-10 | 4392.48 | 327.44 | 4065.04 | 105691.06 |
| 98 | 2032-11 | 4380.35 | 315.31 | 4065.04 | 101626.02 |
| 99 | 2032-12 | 4368.22 | 303.18 | 4065.04 | 97560.98 |
| 100 | 2033-01 | 4356.10 | 291.06 | 4065.04 | 93495.93 |
| 101 | 2033-02 | 4343.97 | 278.93 | 4065.04 | 89430.89 |
| 102 | 2033-03 | 4331.84 | 266.80 | 4065.04 | 85365.85 |
| 103 | 2033-04 | 4319.72 | 254.67 | 4065.04 | 81300.81 |
| 104 | 2033-05 | 4307.59 | 242.55 | 4065.04 | 77235.77 |
| 105 | 2033-06 | 4295.46 | 230.42 | 4065.04 | 73170.73 |
| 106 | 2033-07 | 4283.33 | 218.29 | 4065.04 | 69105.69 |
| 107 | 2033-08 | 4271.21 | 206.17 | 4065.04 | 65040.65 |
| 108 | 2033-09 | 4259.08 | 194.04 | 4065.04 | 60975.61 |
| 109 | 2033-10 | 4246.95 | 181.91 | 4065.04 | 56910.57 |
| 110 | 2033-11 | 4234.82 | 169.78 | 4065.04 | 52845.53 |
| 111 | 2033-12 | 4222.70 | 157.66 | 4065.04 | 48780.49 |
| 112 | 2034-01 | 4210.57 | 145.53 | 4065.04 | 44715.45 |
| 113 | 2034-02 | 4198.44 | 133.40 | 4065.04 | 40650.41 |
| 114 | 2034-03 | 4186.31 | 121.27 | 4065.04 | 36585.37 |
| 115 | 2034-04 | 4174.19 | 109.15 | 4065.04 | 32520.33 |
| 116 | 2034-05 | 4162.06 | 97.02 | 4065.04 | 28455.28 |
| 117 | 2034-06 | 4149.93 | 84.89 | 4065.04 | 24390.24 |
| 118 | 2034-07 | 4137.80 | 72.76 | 4065.04 | 20325.20 |
| 119 | 2034-08 | 4125.68 | 60.64 | 4065.04 | 16260.16 |
| 120 | 2034-09 | 4113.55 | 48.51 | 4065.04 | 12195.12 |
| 121 | 2034-10 | 4101.42 | 36.38 | 4065.04 | 8130.08 |
| 122 | 2034-11 | 4089.30 | 24.25 | 4065.04 | 4065.04 |
| 123 | 2034-12 | 4077.17 | 12.13 | 4065.04 | 0.00 |
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采用2025年12月05日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月05日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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