贷款50万（商业贷款）房贷，还款10年2个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：50万
还款月数：10年2个月
每月还款：4895.38元
利息总额：9.72万
本息合计：59.72万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 4895.38 | 1491.67 | 3403.71 | 496596.29 |
| 2 | 2024-11 | 4895.38 | 1481.51 | 3413.87 | 493182.42 |
| 3 | 2024-12 | 4895.38 | 1471.33 | 3424.05 | 489758.36 |
| 4 | 2025-01 | 4895.38 | 1461.11 | 3434.27 | 486324.10 |
| 5 | 2025-02 | 4895.38 | 1450.87 | 3444.51 | 482879.58 |
| 6 | 2025-03 | 4895.38 | 1440.59 | 3454.79 | 479424.79 |
| 7 | 2025-04 | 4895.38 | 1430.28 | 3465.10 | 475959.69 |
| 8 | 2025-05 | 4895.38 | 1419.95 | 3475.43 | 472484.26 |
| 9 | 2025-06 | 4895.38 | 1409.58 | 3485.80 | 468998.46 |
| 10 | 2025-07 | 4895.38 | 1399.18 | 3496.20 | 465502.25 |
| 11 | 2025-08 | 4895.38 | 1388.75 | 3506.63 | 461995.62 |
| 12 | 2025-09 | 4895.38 | 1378.29 | 3517.09 | 458478.53 |
| 13 | 2025-10 | 4895.38 | 1367.79 | 3527.59 | 454950.94 |
| 14 | 2025-11 | 4895.38 | 1357.27 | 3538.11 | 451412.83 |
| 15 | 2025-12 | 4895.38 | 1346.71 | 3548.67 | 447864.16 |
| 16 | 2026-01 | 4895.38 | 1336.13 | 3559.25 | 444304.91 |
| 17 | 2026-02 | 4895.38 | 1325.51 | 3569.87 | 440735.04 |
| 18 | 2026-03 | 4895.38 | 1314.86 | 3580.52 | 437154.52 |
| 19 | 2026-04 | 4895.38 | 1304.18 | 3591.20 | 433563.32 |
| 20 | 2026-05 | 4895.38 | 1293.46 | 3601.92 | 429961.40 |
| 21 | 2026-06 | 4895.38 | 1282.72 | 3612.66 | 426348.74 |
| 22 | 2026-07 | 4895.38 | 1271.94 | 3623.44 | 422725.30 |
| 23 | 2026-08 | 4895.38 | 1261.13 | 3634.25 | 419091.04 |
| 24 | 2026-09 | 4895.38 | 1250.29 | 3645.09 | 415445.95 |
| 25 | 2026-10 | 4895.38 | 1239.41 | 3655.97 | 411789.99 |
| 26 | 2026-11 | 4895.38 | 1228.51 | 3666.87 | 408123.11 |
| 27 | 2026-12 | 4895.38 | 1217.57 | 3677.81 | 404445.30 |
| 28 | 2027-01 | 4895.38 | 1206.60 | 3688.79 | 400756.51 |
| 29 | 2027-02 | 4895.38 | 1195.59 | 3699.79 | 397056.72 |
| 30 | 2027-03 | 4895.38 | 1184.55 | 3710.83 | 393345.89 |
| 31 | 2027-04 | 4895.38 | 1173.48 | 3721.90 | 389623.99 |
| 32 | 2027-05 | 4895.38 | 1162.38 | 3733.00 | 385890.99 |
| 33 | 2027-06 | 4895.38 | 1151.24 | 3744.14 | 382146.85 |
| 34 | 2027-07 | 4895.38 | 1140.07 | 3755.31 | 378391.54 |
| 35 | 2027-08 | 4895.38 | 1128.87 | 3766.51 | 374625.03 |
| 36 | 2027-09 | 4895.38 | 1117.63 | 3777.75 | 370847.28 |
| 37 | 2027-10 | 4895.38 | 1106.36 | 3789.02 | 367058.26 |
| 38 | 2027-11 | 4895.38 | 1095.06 | 3800.32 | 363257.94 |
| 39 | 2027-12 | 4895.38 | 1083.72 | 3811.66 | 359446.27 |
| 40 | 2028-01 | 4895.38 | 1072.35 | 3823.03 | 355623.24 |
| 41 | 2028-02 | 4895.38 | 1060.94 | 3834.44 | 351788.80 |
| 42 | 2028-03 | 4895.38 | 1049.50 | 3845.88 | 347942.93 |
| 43 | 2028-04 | 4895.38 | 1038.03 | 3857.35 | 344085.57 |
| 44 | 2028-05 | 4895.38 | 1026.52 | 3868.86 | 340216.72 |
| 45 | 2028-06 | 4895.38 | 1014.98 | 3880.40 | 336336.31 |
| 46 | 2028-07 | 4895.38 | 1003.40 | 3891.98 | 332444.34 |
| 47 | 2028-08 | 4895.38 | 991.79 | 3903.59 | 328540.75 |
| 48 | 2028-09 | 4895.38 | 980.15 | 3915.23 | 324625.51 |
| 49 | 2028-10 | 4895.38 | 968.47 | 3926.91 | 320698.60 |
| 50 | 2028-11 | 4895.38 | 956.75 | 3938.63 | 316759.97 |
| 51 | 2028-12 | 4895.38 | 945.00 | 3950.38 | 312809.59 |
| 52 | 2029-01 | 4895.38 | 933.22 | 3962.17 | 308847.42 |
| 53 | 2029-02 | 4895.38 | 921.39 | 3973.99 | 304873.44 |
| 54 | 2029-03 | 4895.38 | 909.54 | 3985.84 | 300887.59 |
| 55 | 2029-04 | 4895.38 | 897.65 | 3997.73 | 296889.86 |
| 56 | 2029-05 | 4895.38 | 885.72 | 4009.66 | 292880.20 |
| 57 | 2029-06 | 4895.38 | 873.76 | 4021.62 | 288858.58 |
| 58 | 2029-07 | 4895.38 | 861.76 | 4033.62 | 284824.96 |
| 59 | 2029-08 | 4895.38 | 849.73 | 4045.65 | 280779.31 |
| 60 | 2029-09 | 4895.38 | 837.66 | 4057.72 | 276721.59 |
| 61 | 2029-10 | 4895.38 | 825.55 | 4069.83 | 272651.76 |
| 62 | 2029-11 | 4895.38 | 813.41 | 4081.97 | 268569.79 |
| 63 | 2029-12 | 4895.38 | 801.23 | 4094.15 | 264475.64 |
| 64 | 2030-01 | 4895.38 | 789.02 | 4106.36 | 260369.28 |
| 65 | 2030-02 | 4895.38 | 776.77 | 4118.61 | 256250.66 |
| 66 | 2030-03 | 4895.38 | 764.48 | 4130.90 | 252119.77 |
| 67 | 2030-04 | 4895.38 | 752.16 | 4143.22 | 247976.54 |
| 68 | 2030-05 | 4895.38 | 739.80 | 4155.58 | 243820.96 |
| 69 | 2030-06 | 4895.38 | 727.40 | 4167.98 | 239652.98 |
| 70 | 2030-07 | 4895.38 | 714.96 | 4180.42 | 235472.56 |
| 71 | 2030-08 | 4895.38 | 702.49 | 4192.89 | 231279.67 |
| 72 | 2030-09 | 4895.38 | 689.98 | 4205.40 | 227074.27 |
| 73 | 2030-10 | 4895.38 | 677.44 | 4217.94 | 222856.33 |
| 74 | 2030-11 | 4895.38 | 664.85 | 4230.53 | 218625.81 |
| 75 | 2030-12 | 4895.38 | 652.23 | 4243.15 | 214382.66 |
| 76 | 2031-01 | 4895.38 | 639.57 | 4255.81 | 210126.85 |
| 77 | 2031-02 | 4895.38 | 626.88 | 4268.50 | 205858.35 |
| 78 | 2031-03 | 4895.38 | 614.14 | 4281.24 | 201577.11 |
| 79 | 2031-04 | 4895.38 | 601.37 | 4294.01 | 197283.10 |
| 80 | 2031-05 | 4895.38 | 588.56 | 4306.82 | 192976.28 |
| 81 | 2031-06 | 4895.38 | 575.71 | 4319.67 | 188656.62 |
| 82 | 2031-07 | 4895.38 | 562.83 | 4332.56 | 184324.06 |
| 83 | 2031-08 | 4895.38 | 549.90 | 4345.48 | 179978.58 |
| 84 | 2031-09 | 4895.38 | 536.94 | 4358.44 | 175620.14 |
| 85 | 2031-10 | 4895.38 | 523.93 | 4371.45 | 171248.69 |
| 86 | 2031-11 | 4895.38 | 510.89 | 4384.49 | 166864.20 |
| 87 | 2031-12 | 4895.38 | 497.81 | 4397.57 | 162466.63 |
| 88 | 2032-01 | 4895.38 | 484.69 | 4410.69 | 158055.94 |
| 89 | 2032-02 | 4895.38 | 471.53 | 4423.85 | 153632.09 |
| 90 | 2032-03 | 4895.38 | 458.34 | 4437.05 | 149195.05 |
| 91 | 2032-04 | 4895.38 | 445.10 | 4450.28 | 144744.77 |
| 92 | 2032-05 | 4895.38 | 431.82 | 4463.56 | 140281.21 |
| 93 | 2032-06 | 4895.38 | 418.51 | 4476.88 | 135804.33 |
| 94 | 2032-07 | 4895.38 | 405.15 | 4490.23 | 131314.10 |
| 95 | 2032-08 | 4895.38 | 391.75 | 4503.63 | 126810.47 |
| 96 | 2032-09 | 4895.38 | 378.32 | 4517.06 | 122293.41 |
| 97 | 2032-10 | 4895.38 | 364.84 | 4530.54 | 117762.87 |
| 98 | 2032-11 | 4895.38 | 351.33 | 4544.06 | 113218.82 |
| 99 | 2032-12 | 4895.38 | 337.77 | 4557.61 | 108661.20 |
| 100 | 2033-01 | 4895.38 | 324.17 | 4571.21 | 104090.00 |
| 101 | 2033-02 | 4895.38 | 310.54 | 4584.85 | 99505.15 |
| 102 | 2033-03 | 4895.38 | 296.86 | 4598.52 | 94906.63 |
| 103 | 2033-04 | 4895.38 | 283.14 | 4612.24 | 90294.38 |
| 104 | 2033-05 | 4895.38 | 269.38 | 4626.00 | 85668.38 |
| 105 | 2033-06 | 4895.38 | 255.58 | 4639.80 | 81028.58 |
| 106 | 2033-07 | 4895.38 | 241.74 | 4653.65 | 76374.93 |
| 107 | 2033-08 | 4895.38 | 227.85 | 4667.53 | 71707.40 |
| 108 | 2033-09 | 4895.38 | 213.93 | 4681.45 | 67025.95 |
| 109 | 2033-10 | 4895.38 | 199.96 | 4695.42 | 62330.53 |
| 110 | 2033-11 | 4895.38 | 185.95 | 4709.43 | 57621.10 |
| 111 | 2033-12 | 4895.38 | 171.90 | 4723.48 | 52897.62 |
| 112 | 2034-01 | 4895.38 | 157.81 | 4737.57 | 48160.05 |
| 113 | 2034-02 | 4895.38 | 143.68 | 4751.70 | 43408.35 |
| 114 | 2034-03 | 4895.38 | 129.50 | 4765.88 | 38642.47 |
| 115 | 2034-04 | 4895.38 | 115.28 | 4780.10 | 33862.37 |
| 116 | 2034-05 | 4895.38 | 101.02 | 4794.36 | 29068.01 |
| 117 | 2034-06 | 4895.38 | 86.72 | 4808.66 | 24259.35 |
| 118 | 2034-07 | 4895.38 | 72.37 | 4823.01 | 19436.35 |
| 119 | 2034-08 | 4895.38 | 57.99 | 4837.40 | 14598.95 |
| 120 | 2034-09 | 4895.38 | 43.55 | 4851.83 | 9747.12 |
| 121 | 2034-10 | 4895.38 | 29.08 | 4866.30 | 4880.82 |
| 122 | 2034-11 | 4895.38 | 14.56 | 4880.82 | 0.00 |
等额本金还款方式：
贷款总额：50万
还款月数：10年2个月
首月还款：5590.03元
每月递减：12.23元
利息总额：9.17万
本息合计：59.17万
节省利息：5498.97元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 5590.03 | 1491.67 | 4098.36 | 495901.64 |
| 2 | 2024-11 | 5577.80 | 1479.44 | 4098.36 | 491803.28 |
| 3 | 2024-12 | 5565.57 | 1467.21 | 4098.36 | 487704.92 |
| 4 | 2025-01 | 5553.35 | 1454.99 | 4098.36 | 483606.56 |
| 5 | 2025-02 | 5541.12 | 1442.76 | 4098.36 | 479508.20 |
| 6 | 2025-03 | 5528.89 | 1430.53 | 4098.36 | 475409.84 |
| 7 | 2025-04 | 5516.67 | 1418.31 | 4098.36 | 471311.48 |
| 8 | 2025-05 | 5504.44 | 1406.08 | 4098.36 | 467213.11 |
| 9 | 2025-06 | 5492.21 | 1393.85 | 4098.36 | 463114.75 |
| 10 | 2025-07 | 5479.99 | 1381.63 | 4098.36 | 459016.39 |
| 11 | 2025-08 | 5467.76 | 1369.40 | 4098.36 | 454918.03 |
| 12 | 2025-09 | 5455.53 | 1357.17 | 4098.36 | 450819.67 |
| 13 | 2025-10 | 5443.31 | 1344.95 | 4098.36 | 446721.31 |
| 14 | 2025-11 | 5431.08 | 1332.72 | 4098.36 | 442622.95 |
| 15 | 2025-12 | 5418.85 | 1320.49 | 4098.36 | 438524.59 |
| 16 | 2026-01 | 5406.63 | 1308.27 | 4098.36 | 434426.23 |
| 17 | 2026-02 | 5394.40 | 1296.04 | 4098.36 | 430327.87 |
| 18 | 2026-03 | 5382.17 | 1283.81 | 4098.36 | 426229.51 |
| 19 | 2026-04 | 5369.95 | 1271.58 | 4098.36 | 422131.15 |
| 20 | 2026-05 | 5357.72 | 1259.36 | 4098.36 | 418032.79 |
| 21 | 2026-06 | 5345.49 | 1247.13 | 4098.36 | 413934.43 |
| 22 | 2026-07 | 5333.27 | 1234.90 | 4098.36 | 409836.07 |
| 23 | 2026-08 | 5321.04 | 1222.68 | 4098.36 | 405737.70 |
| 24 | 2026-09 | 5308.81 | 1210.45 | 4098.36 | 401639.34 |
| 25 | 2026-10 | 5296.58 | 1198.22 | 4098.36 | 397540.98 |
| 26 | 2026-11 | 5284.36 | 1186.00 | 4098.36 | 393442.62 |
| 27 | 2026-12 | 5272.13 | 1173.77 | 4098.36 | 389344.26 |
| 28 | 2027-01 | 5259.90 | 1161.54 | 4098.36 | 385245.90 |
| 29 | 2027-02 | 5247.68 | 1149.32 | 4098.36 | 381147.54 |
| 30 | 2027-03 | 5235.45 | 1137.09 | 4098.36 | 377049.18 |
| 31 | 2027-04 | 5223.22 | 1124.86 | 4098.36 | 372950.82 |
| 32 | 2027-05 | 5211.00 | 1112.64 | 4098.36 | 368852.46 |
| 33 | 2027-06 | 5198.77 | 1100.41 | 4098.36 | 364754.10 |
| 34 | 2027-07 | 5186.54 | 1088.18 | 4098.36 | 360655.74 |
| 35 | 2027-08 | 5174.32 | 1075.96 | 4098.36 | 356557.38 |
| 36 | 2027-09 | 5162.09 | 1063.73 | 4098.36 | 352459.02 |
| 37 | 2027-10 | 5149.86 | 1051.50 | 4098.36 | 348360.66 |
| 38 | 2027-11 | 5137.64 | 1039.28 | 4098.36 | 344262.30 |
| 39 | 2027-12 | 5125.41 | 1027.05 | 4098.36 | 340163.93 |
| 40 | 2028-01 | 5113.18 | 1014.82 | 4098.36 | 336065.57 |
| 41 | 2028-02 | 5100.96 | 1002.60 | 4098.36 | 331967.21 |
| 42 | 2028-03 | 5088.73 | 990.37 | 4098.36 | 327868.85 |
| 43 | 2028-04 | 5076.50 | 978.14 | 4098.36 | 323770.49 |
| 44 | 2028-05 | 5064.28 | 965.92 | 4098.36 | 319672.13 |
| 45 | 2028-06 | 5052.05 | 953.69 | 4098.36 | 315573.77 |
| 46 | 2028-07 | 5039.82 | 941.46 | 4098.36 | 311475.41 |
| 47 | 2028-08 | 5027.60 | 929.23 | 4098.36 | 307377.05 |
| 48 | 2028-09 | 5015.37 | 917.01 | 4098.36 | 303278.69 |
| 49 | 2028-10 | 5003.14 | 904.78 | 4098.36 | 299180.33 |
| 50 | 2028-11 | 4990.92 | 892.55 | 4098.36 | 295081.97 |
| 51 | 2028-12 | 4978.69 | 880.33 | 4098.36 | 290983.61 |
| 52 | 2029-01 | 4966.46 | 868.10 | 4098.36 | 286885.25 |
| 53 | 2029-02 | 4954.23 | 855.87 | 4098.36 | 282786.89 |
| 54 | 2029-03 | 4942.01 | 843.65 | 4098.36 | 278688.52 |
| 55 | 2029-04 | 4929.78 | 831.42 | 4098.36 | 274590.16 |
| 56 | 2029-05 | 4917.55 | 819.19 | 4098.36 | 270491.80 |
| 57 | 2029-06 | 4905.33 | 806.97 | 4098.36 | 266393.44 |
| 58 | 2029-07 | 4893.10 | 794.74 | 4098.36 | 262295.08 |
| 59 | 2029-08 | 4880.87 | 782.51 | 4098.36 | 258196.72 |
| 60 | 2029-09 | 4868.65 | 770.29 | 4098.36 | 254098.36 |
| 61 | 2029-10 | 4856.42 | 758.06 | 4098.36 | 250000.00 |
| 62 | 2029-11 | 4844.19 | 745.83 | 4098.36 | 245901.64 |
| 63 | 2029-12 | 4831.97 | 733.61 | 4098.36 | 241803.28 |
| 64 | 2030-01 | 4819.74 | 721.38 | 4098.36 | 237704.92 |
| 65 | 2030-02 | 4807.51 | 709.15 | 4098.36 | 233606.56 |
| 66 | 2030-03 | 4795.29 | 696.93 | 4098.36 | 229508.20 |
| 67 | 2030-04 | 4783.06 | 684.70 | 4098.36 | 225409.84 |
| 68 | 2030-05 | 4770.83 | 672.47 | 4098.36 | 221311.48 |
| 69 | 2030-06 | 4758.61 | 660.25 | 4098.36 | 217213.11 |
| 70 | 2030-07 | 4746.38 | 648.02 | 4098.36 | 213114.75 |
| 71 | 2030-08 | 4734.15 | 635.79 | 4098.36 | 209016.39 |
| 72 | 2030-09 | 4721.93 | 623.57 | 4098.36 | 204918.03 |
| 73 | 2030-10 | 4709.70 | 611.34 | 4098.36 | 200819.67 |
| 74 | 2030-11 | 4697.47 | 599.11 | 4098.36 | 196721.31 |
| 75 | 2030-12 | 4685.25 | 586.89 | 4098.36 | 192622.95 |
| 76 | 2031-01 | 4673.02 | 574.66 | 4098.36 | 188524.59 |
| 77 | 2031-02 | 4660.79 | 562.43 | 4098.36 | 184426.23 |
| 78 | 2031-03 | 4648.57 | 550.20 | 4098.36 | 180327.87 |
| 79 | 2031-04 | 4636.34 | 537.98 | 4098.36 | 176229.51 |
| 80 | 2031-05 | 4624.11 | 525.75 | 4098.36 | 172131.15 |
| 81 | 2031-06 | 4611.89 | 513.52 | 4098.36 | 168032.79 |
| 82 | 2031-07 | 4599.66 | 501.30 | 4098.36 | 163934.43 |
| 83 | 2031-08 | 4587.43 | 489.07 | 4098.36 | 159836.07 |
| 84 | 2031-09 | 4575.20 | 476.84 | 4098.36 | 155737.70 |
| 85 | 2031-10 | 4562.98 | 464.62 | 4098.36 | 151639.34 |
| 86 | 2031-11 | 4550.75 | 452.39 | 4098.36 | 147540.98 |
| 87 | 2031-12 | 4538.52 | 440.16 | 4098.36 | 143442.62 |
| 88 | 2032-01 | 4526.30 | 427.94 | 4098.36 | 139344.26 |
| 89 | 2032-02 | 4514.07 | 415.71 | 4098.36 | 135245.90 |
| 90 | 2032-03 | 4501.84 | 403.48 | 4098.36 | 131147.54 |
| 91 | 2032-04 | 4489.62 | 391.26 | 4098.36 | 127049.18 |
| 92 | 2032-05 | 4477.39 | 379.03 | 4098.36 | 122950.82 |
| 93 | 2032-06 | 4465.16 | 366.80 | 4098.36 | 118852.46 |
| 94 | 2032-07 | 4452.94 | 354.58 | 4098.36 | 114754.10 |
| 95 | 2032-08 | 4440.71 | 342.35 | 4098.36 | 110655.74 |
| 96 | 2032-09 | 4428.48 | 330.12 | 4098.36 | 106557.38 |
| 97 | 2032-10 | 4416.26 | 317.90 | 4098.36 | 102459.02 |
| 98 | 2032-11 | 4404.03 | 305.67 | 4098.36 | 98360.66 |
| 99 | 2032-12 | 4391.80 | 293.44 | 4098.36 | 94262.30 |
| 100 | 2033-01 | 4379.58 | 281.22 | 4098.36 | 90163.93 |
| 101 | 2033-02 | 4367.35 | 268.99 | 4098.36 | 86065.57 |
| 102 | 2033-03 | 4355.12 | 256.76 | 4098.36 | 81967.21 |
| 103 | 2033-04 | 4342.90 | 244.54 | 4098.36 | 77868.85 |
| 104 | 2033-05 | 4330.67 | 232.31 | 4098.36 | 73770.49 |
| 105 | 2033-06 | 4318.44 | 220.08 | 4098.36 | 69672.13 |
| 106 | 2033-07 | 4306.22 | 207.86 | 4098.36 | 65573.77 |
| 107 | 2033-08 | 4293.99 | 195.63 | 4098.36 | 61475.41 |
| 108 | 2033-09 | 4281.76 | 183.40 | 4098.36 | 57377.05 |
| 109 | 2033-10 | 4269.54 | 171.17 | 4098.36 | 53278.69 |
| 110 | 2033-11 | 4257.31 | 158.95 | 4098.36 | 49180.33 |
| 111 | 2033-12 | 4245.08 | 146.72 | 4098.36 | 45081.97 |
| 112 | 2034-01 | 4232.86 | 134.49 | 4098.36 | 40983.61 |
| 113 | 2034-02 | 4220.63 | 122.27 | 4098.36 | 36885.25 |
| 114 | 2034-03 | 4208.40 | 110.04 | 4098.36 | 32786.89 |
| 115 | 2034-04 | 4196.17 | 97.81 | 4098.36 | 28688.52 |
| 116 | 2034-05 | 4183.95 | 85.59 | 4098.36 | 24590.16 |
| 117 | 2034-06 | 4171.72 | 73.36 | 4098.36 | 20491.80 |
| 118 | 2034-07 | 4159.49 | 61.13 | 4098.36 | 16393.44 |
| 119 | 2034-08 | 4147.27 | 48.91 | 4098.36 | 12295.08 |
| 120 | 2034-09 | 4135.04 | 36.68 | 4098.36 | 8196.72 |
| 121 | 2034-10 | 4122.81 | 24.45 | 4098.36 | 4098.36 |
| 122 | 2034-11 | 4110.59 | 12.23 | 4098.36 | 0.00 |
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采用2025年12月05日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月05日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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