贷款24万（商业贷款）房贷，还款10年4个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：24万
还款月数：10年4个月
每月还款：2349.01元
利息总额：5.13万
本息合计：29.13万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 2349.01 | 770.00 | 1579.01 | 238420.99 |
| 2 | 2024-11 | 2349.01 | 764.93 | 1584.07 | 236836.92 |
| 3 | 2024-12 | 2349.01 | 759.85 | 1589.16 | 235247.76 |
| 4 | 2025-01 | 2349.01 | 754.75 | 1594.25 | 233653.51 |
| 5 | 2025-02 | 2349.01 | 749.64 | 1599.37 | 232054.14 |
| 6 | 2025-03 | 2349.01 | 744.51 | 1604.50 | 230449.64 |
| 7 | 2025-04 | 2349.01 | 739.36 | 1609.65 | 228839.99 |
| 8 | 2025-05 | 2349.01 | 734.19 | 1614.81 | 227225.18 |
| 9 | 2025-06 | 2349.01 | 729.01 | 1619.99 | 225605.19 |
| 10 | 2025-07 | 2349.01 | 723.82 | 1625.19 | 223980.00 |
| 11 | 2025-08 | 2349.01 | 718.60 | 1630.40 | 222349.59 |
| 12 | 2025-09 | 2349.01 | 713.37 | 1635.64 | 220713.96 |
| 13 | 2025-10 | 2349.01 | 708.12 | 1640.88 | 219073.08 |
| 14 | 2025-11 | 2349.01 | 702.86 | 1646.15 | 217426.93 |
| 15 | 2025-12 | 2349.01 | 697.58 | 1651.43 | 215775.50 |
| 16 | 2026-01 | 2349.01 | 692.28 | 1656.73 | 214118.77 |
| 17 | 2026-02 | 2349.01 | 686.96 | 1662.04 | 212456.73 |
| 18 | 2026-03 | 2349.01 | 681.63 | 1667.38 | 210789.35 |
| 19 | 2026-04 | 2349.01 | 676.28 | 1672.72 | 209116.63 |
| 20 | 2026-05 | 2349.01 | 670.92 | 1678.09 | 207438.54 |
| 21 | 2026-06 | 2349.01 | 665.53 | 1683.48 | 205755.06 |
| 22 | 2026-07 | 2349.01 | 660.13 | 1688.88 | 204066.19 |
| 23 | 2026-08 | 2349.01 | 654.71 | 1694.29 | 202371.89 |
| 24 | 2026-09 | 2349.01 | 649.28 | 1699.73 | 200672.16 |
| 25 | 2026-10 | 2349.01 | 643.82 | 1705.18 | 198966.98 |
| 26 | 2026-11 | 2349.01 | 638.35 | 1710.65 | 197256.32 |
| 27 | 2026-12 | 2349.01 | 632.86 | 1716.14 | 195540.18 |
| 28 | 2027-01 | 2349.01 | 627.36 | 1721.65 | 193818.53 |
| 29 | 2027-02 | 2349.01 | 621.83 | 1727.17 | 192091.36 |
| 30 | 2027-03 | 2349.01 | 616.29 | 1732.71 | 190358.64 |
| 31 | 2027-04 | 2349.01 | 610.73 | 1738.27 | 188620.37 |
| 32 | 2027-05 | 2349.01 | 605.16 | 1743.85 | 186876.52 |
| 33 | 2027-06 | 2349.01 | 599.56 | 1749.44 | 185127.08 |
| 34 | 2027-07 | 2349.01 | 593.95 | 1755.06 | 183372.02 |
| 35 | 2027-08 | 2349.01 | 588.32 | 1760.69 | 181611.33 |
| 36 | 2027-09 | 2349.01 | 582.67 | 1766.34 | 179844.99 |
| 37 | 2027-10 | 2349.01 | 577.00 | 1772.00 | 178072.99 |
| 38 | 2027-11 | 2349.01 | 571.32 | 1777.69 | 176295.30 |
| 39 | 2027-12 | 2349.01 | 565.61 | 1783.39 | 174511.91 |
| 40 | 2028-01 | 2349.01 | 559.89 | 1789.11 | 172722.79 |
| 41 | 2028-02 | 2349.01 | 554.15 | 1794.85 | 170927.94 |
| 42 | 2028-03 | 2349.01 | 548.39 | 1800.61 | 169127.32 |
| 43 | 2028-04 | 2349.01 | 542.62 | 1806.39 | 167320.93 |
| 44 | 2028-05 | 2349.01 | 536.82 | 1812.19 | 165508.75 |
| 45 | 2028-06 | 2349.01 | 531.01 | 1818.00 | 163690.75 |
| 46 | 2028-07 | 2349.01 | 525.17 | 1823.83 | 161866.91 |
| 47 | 2028-08 | 2349.01 | 519.32 | 1829.68 | 160037.23 |
| 48 | 2028-09 | 2349.01 | 513.45 | 1835.55 | 158201.68 |
| 49 | 2028-10 | 2349.01 | 507.56 | 1841.44 | 156360.23 |
| 50 | 2028-11 | 2349.01 | 501.66 | 1847.35 | 154512.88 |
| 51 | 2028-12 | 2349.01 | 495.73 | 1853.28 | 152659.60 |
| 52 | 2029-01 | 2349.01 | 489.78 | 1859.22 | 150800.38 |
| 53 | 2029-02 | 2349.01 | 483.82 | 1865.19 | 148935.19 |
| 54 | 2029-03 | 2349.01 | 477.83 | 1871.17 | 147064.02 |
| 55 | 2029-04 | 2349.01 | 471.83 | 1877.18 | 145186.84 |
| 56 | 2029-05 | 2349.01 | 465.81 | 1883.20 | 143303.64 |
| 57 | 2029-06 | 2349.01 | 459.77 | 1889.24 | 141414.40 |
| 58 | 2029-07 | 2349.01 | 453.70 | 1895.30 | 139519.10 |
| 59 | 2029-08 | 2349.01 | 447.62 | 1901.38 | 137617.71 |
| 60 | 2029-09 | 2349.01 | 441.52 | 1907.48 | 135710.23 |
| 61 | 2029-10 | 2349.01 | 435.40 | 1913.60 | 133796.63 |
| 62 | 2029-11 | 2349.01 | 429.26 | 1919.74 | 131876.88 |
| 63 | 2029-12 | 2349.01 | 423.11 | 1925.90 | 129950.98 |
| 64 | 2030-01 | 2349.01 | 416.93 | 1932.08 | 128018.90 |
| 65 | 2030-02 | 2349.01 | 410.73 | 1938.28 | 126080.62 |
| 66 | 2030-03 | 2349.01 | 404.51 | 1944.50 | 124136.12 |
| 67 | 2030-04 | 2349.01 | 398.27 | 1950.74 | 122185.39 |
| 68 | 2030-05 | 2349.01 | 392.01 | 1957.00 | 120228.39 |
| 69 | 2030-06 | 2349.01 | 385.73 | 1963.27 | 118265.12 |
| 70 | 2030-07 | 2349.01 | 379.43 | 1969.57 | 116295.54 |
| 71 | 2030-08 | 2349.01 | 373.11 | 1975.89 | 114319.65 |
| 72 | 2030-09 | 2349.01 | 366.78 | 1982.23 | 112337.42 |
| 73 | 2030-10 | 2349.01 | 360.42 | 1988.59 | 110348.83 |
| 74 | 2030-11 | 2349.01 | 354.04 | 1994.97 | 108353.86 |
| 75 | 2030-12 | 2349.01 | 347.64 | 2001.37 | 106352.48 |
| 76 | 2031-01 | 2349.01 | 341.21 | 2007.79 | 104344.69 |
| 77 | 2031-02 | 2349.01 | 334.77 | 2014.23 | 102330.46 |
| 78 | 2031-03 | 2349.01 | 328.31 | 2020.70 | 100309.76 |
| 79 | 2031-04 | 2349.01 | 321.83 | 2027.18 | 98282.58 |
| 80 | 2031-05 | 2349.01 | 315.32 | 2033.68 | 96248.90 |
| 81 | 2031-06 | 2349.01 | 308.80 | 2040.21 | 94208.69 |
| 82 | 2031-07 | 2349.01 | 302.25 | 2046.75 | 92161.93 |
| 83 | 2031-08 | 2349.01 | 295.69 | 2053.32 | 90108.61 |
| 84 | 2031-09 | 2349.01 | 289.10 | 2059.91 | 88048.70 |
| 85 | 2031-10 | 2349.01 | 282.49 | 2066.52 | 85982.19 |
| 86 | 2031-11 | 2349.01 | 275.86 | 2073.15 | 83909.04 |
| 87 | 2031-12 | 2349.01 | 269.21 | 2079.80 | 81829.24 |
| 88 | 2032-01 | 2349.01 | 262.54 | 2086.47 | 79742.77 |
| 89 | 2032-02 | 2349.01 | 255.84 | 2093.17 | 77649.60 |
| 90 | 2032-03 | 2349.01 | 249.13 | 2099.88 | 75549.72 |
| 91 | 2032-04 | 2349.01 | 242.39 | 2106.62 | 73443.10 |
| 92 | 2032-05 | 2349.01 | 235.63 | 2113.38 | 71329.73 |
| 93 | 2032-06 | 2349.01 | 228.85 | 2120.16 | 69209.57 |
| 94 | 2032-07 | 2349.01 | 222.05 | 2126.96 | 67082.61 |
| 95 | 2032-08 | 2349.01 | 215.22 | 2133.78 | 64948.83 |
| 96 | 2032-09 | 2349.01 | 208.38 | 2140.63 | 62808.20 |
| 97 | 2032-10 | 2349.01 | 201.51 | 2147.50 | 60660.70 |
| 98 | 2032-11 | 2349.01 | 194.62 | 2154.39 | 58506.31 |
| 99 | 2032-12 | 2349.01 | 187.71 | 2161.30 | 56345.01 |
| 100 | 2033-01 | 2349.01 | 180.77 | 2168.23 | 54176.78 |
| 101 | 2033-02 | 2349.01 | 173.82 | 2175.19 | 52001.59 |
| 102 | 2033-03 | 2349.01 | 166.84 | 2182.17 | 49819.42 |
| 103 | 2033-04 | 2349.01 | 159.84 | 2189.17 | 47630.25 |
| 104 | 2033-05 | 2349.01 | 152.81 | 2196.19 | 45434.06 |
| 105 | 2033-06 | 2349.01 | 145.77 | 2203.24 | 43230.82 |
| 106 | 2033-07 | 2349.01 | 138.70 | 2210.31 | 41020.51 |
| 107 | 2033-08 | 2349.01 | 131.61 | 2217.40 | 38803.11 |
| 108 | 2033-09 | 2349.01 | 124.49 | 2224.51 | 36578.60 |
| 109 | 2033-10 | 2349.01 | 117.36 | 2231.65 | 34346.95 |
| 110 | 2033-11 | 2349.01 | 110.20 | 2238.81 | 32108.14 |
| 111 | 2033-12 | 2349.01 | 103.01 | 2245.99 | 29862.14 |
| 112 | 2034-01 | 2349.01 | 95.81 | 2253.20 | 27608.94 |
| 113 | 2034-02 | 2349.01 | 88.58 | 2260.43 | 25348.51 |
| 114 | 2034-03 | 2349.01 | 81.33 | 2267.68 | 23080.83 |
| 115 | 2034-04 | 2349.01 | 74.05 | 2274.96 | 20805.88 |
| 116 | 2034-05 | 2349.01 | 66.75 | 2282.25 | 18523.62 |
| 117 | 2034-06 | 2349.01 | 59.43 | 2289.58 | 16234.05 |
| 118 | 2034-07 | 2349.01 | 52.08 | 2296.92 | 13937.12 |
| 119 | 2034-08 | 2349.01 | 44.71 | 2304.29 | 11632.83 |
| 120 | 2034-09 | 2349.01 | 37.32 | 2311.69 | 9321.15 |
| 121 | 2034-10 | 2349.01 | 29.91 | 2319.10 | 7002.04 |
| 122 | 2034-11 | 2349.01 | 22.46 | 2326.54 | 4675.50 |
| 123 | 2034-12 | 2349.01 | 15.00 | 2334.01 | 2341.49 |
| 124 | 2035-01 | 2349.01 | 7.51 | 2341.49 | 0.00 |
等额本金还款方式：
贷款总额：24万
还款月数：10年4个月
首月还款：2705.48元
每月递减：6.21元
利息总额：4.81万
本息合计：28.81万
节省利息：3151.88元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 2705.48 | 770.00 | 1935.48 | 238064.52 |
| 2 | 2024-11 | 2699.27 | 763.79 | 1935.48 | 236129.03 |
| 3 | 2024-12 | 2693.06 | 757.58 | 1935.48 | 234193.55 |
| 4 | 2025-01 | 2686.85 | 751.37 | 1935.48 | 232258.06 |
| 5 | 2025-02 | 2680.65 | 745.16 | 1935.48 | 230322.58 |
| 6 | 2025-03 | 2674.44 | 738.95 | 1935.48 | 228387.10 |
| 7 | 2025-04 | 2668.23 | 732.74 | 1935.48 | 226451.61 |
| 8 | 2025-05 | 2662.02 | 726.53 | 1935.48 | 224516.13 |
| 9 | 2025-06 | 2655.81 | 720.32 | 1935.48 | 222580.65 |
| 10 | 2025-07 | 2649.60 | 714.11 | 1935.48 | 220645.16 |
| 11 | 2025-08 | 2643.39 | 707.90 | 1935.48 | 218709.68 |
| 12 | 2025-09 | 2637.18 | 701.69 | 1935.48 | 216774.19 |
| 13 | 2025-10 | 2630.97 | 695.48 | 1935.48 | 214838.71 |
| 14 | 2025-11 | 2624.76 | 689.27 | 1935.48 | 212903.23 |
| 15 | 2025-12 | 2618.55 | 683.06 | 1935.48 | 210967.74 |
| 16 | 2026-01 | 2612.34 | 676.85 | 1935.48 | 209032.26 |
| 17 | 2026-02 | 2606.13 | 670.65 | 1935.48 | 207096.77 |
| 18 | 2026-03 | 2599.92 | 664.44 | 1935.48 | 205161.29 |
| 19 | 2026-04 | 2593.71 | 658.23 | 1935.48 | 203225.81 |
| 20 | 2026-05 | 2587.50 | 652.02 | 1935.48 | 201290.32 |
| 21 | 2026-06 | 2581.29 | 645.81 | 1935.48 | 199354.84 |
| 22 | 2026-07 | 2575.08 | 639.60 | 1935.48 | 197419.35 |
| 23 | 2026-08 | 2568.87 | 633.39 | 1935.48 | 195483.87 |
| 24 | 2026-09 | 2562.66 | 627.18 | 1935.48 | 193548.39 |
| 25 | 2026-10 | 2556.45 | 620.97 | 1935.48 | 191612.90 |
| 26 | 2026-11 | 2550.24 | 614.76 | 1935.48 | 189677.42 |
| 27 | 2026-12 | 2544.03 | 608.55 | 1935.48 | 187741.94 |
| 28 | 2027-01 | 2537.82 | 602.34 | 1935.48 | 185806.45 |
| 29 | 2027-02 | 2531.61 | 596.13 | 1935.48 | 183870.97 |
| 30 | 2027-03 | 2525.40 | 589.92 | 1935.48 | 181935.48 |
| 31 | 2027-04 | 2519.19 | 583.71 | 1935.48 | 180000.00 |
| 32 | 2027-05 | 2512.98 | 577.50 | 1935.48 | 178064.52 |
| 33 | 2027-06 | 2506.77 | 571.29 | 1935.48 | 176129.03 |
| 34 | 2027-07 | 2500.56 | 565.08 | 1935.48 | 174193.55 |
| 35 | 2027-08 | 2494.35 | 558.87 | 1935.48 | 172258.06 |
| 36 | 2027-09 | 2488.15 | 552.66 | 1935.48 | 170322.58 |
| 37 | 2027-10 | 2481.94 | 546.45 | 1935.48 | 168387.10 |
| 38 | 2027-11 | 2475.73 | 540.24 | 1935.48 | 166451.61 |
| 39 | 2027-12 | 2469.52 | 534.03 | 1935.48 | 164516.13 |
| 40 | 2028-01 | 2463.31 | 527.82 | 1935.48 | 162580.65 |
| 41 | 2028-02 | 2457.10 | 521.61 | 1935.48 | 160645.16 |
| 42 | 2028-03 | 2450.89 | 515.40 | 1935.48 | 158709.68 |
| 43 | 2028-04 | 2444.68 | 509.19 | 1935.48 | 156774.19 |
| 44 | 2028-05 | 2438.47 | 502.98 | 1935.48 | 154838.71 |
| 45 | 2028-06 | 2432.26 | 496.77 | 1935.48 | 152903.23 |
| 46 | 2028-07 | 2426.05 | 490.56 | 1935.48 | 150967.74 |
| 47 | 2028-08 | 2419.84 | 484.35 | 1935.48 | 149032.26 |
| 48 | 2028-09 | 2413.63 | 478.15 | 1935.48 | 147096.77 |
| 49 | 2028-10 | 2407.42 | 471.94 | 1935.48 | 145161.29 |
| 50 | 2028-11 | 2401.21 | 465.73 | 1935.48 | 143225.81 |
| 51 | 2028-12 | 2395.00 | 459.52 | 1935.48 | 141290.32 |
| 52 | 2029-01 | 2388.79 | 453.31 | 1935.48 | 139354.84 |
| 53 | 2029-02 | 2382.58 | 447.10 | 1935.48 | 137419.35 |
| 54 | 2029-03 | 2376.37 | 440.89 | 1935.48 | 135483.87 |
| 55 | 2029-04 | 2370.16 | 434.68 | 1935.48 | 133548.39 |
| 56 | 2029-05 | 2363.95 | 428.47 | 1935.48 | 131612.90 |
| 57 | 2029-06 | 2357.74 | 422.26 | 1935.48 | 129677.42 |
| 58 | 2029-07 | 2351.53 | 416.05 | 1935.48 | 127741.94 |
| 59 | 2029-08 | 2345.32 | 409.84 | 1935.48 | 125806.45 |
| 60 | 2029-09 | 2339.11 | 403.63 | 1935.48 | 123870.97 |
| 61 | 2029-10 | 2332.90 | 397.42 | 1935.48 | 121935.48 |
| 62 | 2029-11 | 2326.69 | 391.21 | 1935.48 | 120000.00 |
| 63 | 2029-12 | 2320.48 | 385.00 | 1935.48 | 118064.52 |
| 64 | 2030-01 | 2314.27 | 378.79 | 1935.48 | 116129.03 |
| 65 | 2030-02 | 2308.06 | 372.58 | 1935.48 | 114193.55 |
| 66 | 2030-03 | 2301.85 | 366.37 | 1935.48 | 112258.06 |
| 67 | 2030-04 | 2295.65 | 360.16 | 1935.48 | 110322.58 |
| 68 | 2030-05 | 2289.44 | 353.95 | 1935.48 | 108387.10 |
| 69 | 2030-06 | 2283.23 | 347.74 | 1935.48 | 106451.61 |
| 70 | 2030-07 | 2277.02 | 341.53 | 1935.48 | 104516.13 |
| 71 | 2030-08 | 2270.81 | 335.32 | 1935.48 | 102580.65 |
| 72 | 2030-09 | 2264.60 | 329.11 | 1935.48 | 100645.16 |
| 73 | 2030-10 | 2258.39 | 322.90 | 1935.48 | 98709.68 |
| 74 | 2030-11 | 2252.18 | 316.69 | 1935.48 | 96774.19 |
| 75 | 2030-12 | 2245.97 | 310.48 | 1935.48 | 94838.71 |
| 76 | 2031-01 | 2239.76 | 304.27 | 1935.48 | 92903.23 |
| 77 | 2031-02 | 2233.55 | 298.06 | 1935.48 | 90967.74 |
| 78 | 2031-03 | 2227.34 | 291.85 | 1935.48 | 89032.26 |
| 79 | 2031-04 | 2221.13 | 285.65 | 1935.48 | 87096.77 |
| 80 | 2031-05 | 2214.92 | 279.44 | 1935.48 | 85161.29 |
| 81 | 2031-06 | 2208.71 | 273.23 | 1935.48 | 83225.81 |
| 82 | 2031-07 | 2202.50 | 267.02 | 1935.48 | 81290.32 |
| 83 | 2031-08 | 2196.29 | 260.81 | 1935.48 | 79354.84 |
| 84 | 2031-09 | 2190.08 | 254.60 | 1935.48 | 77419.35 |
| 85 | 2031-10 | 2183.87 | 248.39 | 1935.48 | 75483.87 |
| 86 | 2031-11 | 2177.66 | 242.18 | 1935.48 | 73548.39 |
| 87 | 2031-12 | 2171.45 | 235.97 | 1935.48 | 71612.90 |
| 88 | 2032-01 | 2165.24 | 229.76 | 1935.48 | 69677.42 |
| 89 | 2032-02 | 2159.03 | 223.55 | 1935.48 | 67741.94 |
| 90 | 2032-03 | 2152.82 | 217.34 | 1935.48 | 65806.45 |
| 91 | 2032-04 | 2146.61 | 211.13 | 1935.48 | 63870.97 |
| 92 | 2032-05 | 2140.40 | 204.92 | 1935.48 | 61935.48 |
| 93 | 2032-06 | 2134.19 | 198.71 | 1935.48 | 60000.00 |
| 94 | 2032-07 | 2127.98 | 192.50 | 1935.48 | 58064.52 |
| 95 | 2032-08 | 2121.77 | 186.29 | 1935.48 | 56129.03 |
| 96 | 2032-09 | 2115.56 | 180.08 | 1935.48 | 54193.55 |
| 97 | 2032-10 | 2109.35 | 173.87 | 1935.48 | 52258.06 |
| 98 | 2032-11 | 2103.15 | 167.66 | 1935.48 | 50322.58 |
| 99 | 2032-12 | 2096.94 | 161.45 | 1935.48 | 48387.10 |
| 100 | 2033-01 | 2090.73 | 155.24 | 1935.48 | 46451.61 |
| 101 | 2033-02 | 2084.52 | 149.03 | 1935.48 | 44516.13 |
| 102 | 2033-03 | 2078.31 | 142.82 | 1935.48 | 42580.65 |
| 103 | 2033-04 | 2072.10 | 136.61 | 1935.48 | 40645.16 |
| 104 | 2033-05 | 2065.89 | 130.40 | 1935.48 | 38709.68 |
| 105 | 2033-06 | 2059.68 | 124.19 | 1935.48 | 36774.19 |
| 106 | 2033-07 | 2053.47 | 117.98 | 1935.48 | 34838.71 |
| 107 | 2033-08 | 2047.26 | 111.77 | 1935.48 | 32903.23 |
| 108 | 2033-09 | 2041.05 | 105.56 | 1935.48 | 30967.74 |
| 109 | 2033-10 | 2034.84 | 99.35 | 1935.48 | 29032.26 |
| 110 | 2033-11 | 2028.63 | 93.15 | 1935.48 | 27096.77 |
| 111 | 2033-12 | 2022.42 | 86.94 | 1935.48 | 25161.29 |
| 112 | 2034-01 | 2016.21 | 80.73 | 1935.48 | 23225.81 |
| 113 | 2034-02 | 2010.00 | 74.52 | 1935.48 | 21290.32 |
| 114 | 2034-03 | 2003.79 | 68.31 | 1935.48 | 19354.84 |
| 115 | 2034-04 | 1997.58 | 62.10 | 1935.48 | 17419.35 |
| 116 | 2034-05 | 1991.37 | 55.89 | 1935.48 | 15483.87 |
| 117 | 2034-06 | 1985.16 | 49.68 | 1935.48 | 13548.39 |
| 118 | 2034-07 | 1978.95 | 43.47 | 1935.48 | 11612.90 |
| 119 | 2034-08 | 1972.74 | 37.26 | 1935.48 | 9677.42 |
| 120 | 2034-09 | 1966.53 | 31.05 | 1935.48 | 7741.94 |
| 121 | 2034-10 | 1960.32 | 24.84 | 1935.48 | 5806.45 |
| 122 | 2034-11 | 1954.11 | 18.63 | 1935.48 | 3870.97 |
| 123 | 2034-12 | 1947.90 | 12.42 | 1935.48 | 1935.48 |
| 124 | 2035-01 | 1941.69 | 6.21 | 1935.48 | 0.00 |
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采用2025年12月05日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月05日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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