贷款131万（商业贷款）房贷，还款10年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：131万
还款月数：10年
每月还款：12990.9元
利息总额：24.89万
本息合计：155.89万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 12990.90 | 3886.33 | 9104.57 | 1300895.43 |
| 2 | 2024-11 | 12990.90 | 3859.32 | 9131.58 | 1291763.86 |
| 3 | 2024-12 | 12990.90 | 3832.23 | 9158.67 | 1282605.19 |
| 4 | 2025-01 | 12990.90 | 3805.06 | 9185.84 | 1273419.35 |
| 5 | 2025-02 | 12990.90 | 3777.81 | 9213.09 | 1264206.26 |
| 6 | 2025-03 | 12990.90 | 3750.48 | 9240.42 | 1254965.84 |
| 7 | 2025-04 | 12990.90 | 3723.07 | 9267.84 | 1245698.00 |
| 8 | 2025-05 | 12990.90 | 3695.57 | 9295.33 | 1236402.67 |
| 9 | 2025-06 | 12990.90 | 3667.99 | 9322.91 | 1227079.77 |
| 10 | 2025-07 | 12990.90 | 3640.34 | 9350.56 | 1217729.20 |
| 11 | 2025-08 | 12990.90 | 3612.60 | 9378.30 | 1208350.90 |
| 12 | 2025-09 | 12990.90 | 3584.77 | 9406.13 | 1198944.77 |
| 13 | 2025-10 | 12990.90 | 3556.87 | 9434.03 | 1189510.74 |
| 14 | 2025-11 | 12990.90 | 3528.88 | 9462.02 | 1180048.72 |
| 15 | 2025-12 | 12990.90 | 3500.81 | 9490.09 | 1170558.63 |
| 16 | 2026-01 | 12990.90 | 3472.66 | 9518.24 | 1161040.39 |
| 17 | 2026-02 | 12990.90 | 3444.42 | 9546.48 | 1151493.91 |
| 18 | 2026-03 | 12990.90 | 3416.10 | 9574.80 | 1141919.11 |
| 19 | 2026-04 | 12990.90 | 3387.69 | 9603.21 | 1132315.90 |
| 20 | 2026-05 | 12990.90 | 3359.20 | 9631.70 | 1122684.20 |
| 21 | 2026-06 | 12990.90 | 3330.63 | 9660.27 | 1113023.93 |
| 22 | 2026-07 | 12990.90 | 3301.97 | 9688.93 | 1103335.00 |
| 23 | 2026-08 | 12990.90 | 3273.23 | 9717.67 | 1093617.33 |
| 24 | 2026-09 | 12990.90 | 3244.40 | 9746.50 | 1083870.83 |
| 25 | 2026-10 | 12990.90 | 3215.48 | 9775.42 | 1074095.41 |
| 26 | 2026-11 | 12990.90 | 3186.48 | 9804.42 | 1064290.99 |
| 27 | 2026-12 | 12990.90 | 3157.40 | 9833.50 | 1054457.49 |
| 28 | 2027-01 | 12990.90 | 3128.22 | 9862.68 | 1044594.81 |
| 29 | 2027-02 | 12990.90 | 3098.96 | 9891.94 | 1034702.88 |
| 30 | 2027-03 | 12990.90 | 3069.62 | 9921.28 | 1024781.59 |
| 31 | 2027-04 | 12990.90 | 3040.19 | 9950.72 | 1014830.88 |
| 32 | 2027-05 | 12990.90 | 3010.66 | 9980.24 | 1004850.64 |
| 33 | 2027-06 | 12990.90 | 2981.06 | 10009.84 | 994840.80 |
| 34 | 2027-07 | 12990.90 | 2951.36 | 10039.54 | 984801.26 |
| 35 | 2027-08 | 12990.90 | 2921.58 | 10069.32 | 974731.94 |
| 36 | 2027-09 | 12990.90 | 2891.70 | 10099.20 | 964632.74 |
| 37 | 2027-10 | 12990.90 | 2861.74 | 10129.16 | 954503.58 |
| 38 | 2027-11 | 12990.90 | 2831.69 | 10159.21 | 944344.38 |
| 39 | 2027-12 | 12990.90 | 2801.55 | 10189.35 | 934155.03 |
| 40 | 2028-01 | 12990.90 | 2771.33 | 10219.57 | 923935.46 |
| 41 | 2028-02 | 12990.90 | 2741.01 | 10249.89 | 913685.57 |
| 42 | 2028-03 | 12990.90 | 2710.60 | 10280.30 | 903405.27 |
| 43 | 2028-04 | 12990.90 | 2680.10 | 10310.80 | 893094.47 |
| 44 | 2028-05 | 12990.90 | 2649.51 | 10341.39 | 882753.08 |
| 45 | 2028-06 | 12990.90 | 2618.83 | 10372.07 | 872381.01 |
| 46 | 2028-07 | 12990.90 | 2588.06 | 10402.84 | 861978.18 |
| 47 | 2028-08 | 12990.90 | 2557.20 | 10433.70 | 851544.48 |
| 48 | 2028-09 | 12990.90 | 2526.25 | 10464.65 | 841079.83 |
| 49 | 2028-10 | 12990.90 | 2495.20 | 10495.70 | 830584.13 |
| 50 | 2028-11 | 12990.90 | 2464.07 | 10526.83 | 820057.30 |
| 51 | 2028-12 | 12990.90 | 2432.84 | 10558.06 | 809499.23 |
| 52 | 2029-01 | 12990.90 | 2401.51 | 10589.39 | 798909.85 |
| 53 | 2029-02 | 12990.90 | 2370.10 | 10620.80 | 788289.04 |
| 54 | 2029-03 | 12990.90 | 2338.59 | 10652.31 | 777636.73 |
| 55 | 2029-04 | 12990.90 | 2306.99 | 10683.91 | 766952.82 |
| 56 | 2029-05 | 12990.90 | 2275.29 | 10715.61 | 756237.22 |
| 57 | 2029-06 | 12990.90 | 2243.50 | 10747.40 | 745489.82 |
| 58 | 2029-07 | 12990.90 | 2211.62 | 10779.28 | 734710.54 |
| 59 | 2029-08 | 12990.90 | 2179.64 | 10811.26 | 723899.28 |
| 60 | 2029-09 | 12990.90 | 2147.57 | 10843.33 | 713055.95 |
| 61 | 2029-10 | 12990.90 | 2115.40 | 10875.50 | 702180.45 |
| 62 | 2029-11 | 12990.90 | 2083.14 | 10907.77 | 691272.68 |
| 63 | 2029-12 | 12990.90 | 2050.78 | 10940.12 | 680332.56 |
| 64 | 2030-01 | 12990.90 | 2018.32 | 10972.58 | 669359.97 |
| 65 | 2030-02 | 12990.90 | 1985.77 | 11005.13 | 658354.84 |
| 66 | 2030-03 | 12990.90 | 1953.12 | 11037.78 | 647317.06 |
| 67 | 2030-04 | 12990.90 | 1920.37 | 11070.53 | 636246.53 |
| 68 | 2030-05 | 12990.90 | 1887.53 | 11103.37 | 625143.17 |
| 69 | 2030-06 | 12990.90 | 1854.59 | 11136.31 | 614006.86 |
| 70 | 2030-07 | 12990.90 | 1821.55 | 11169.35 | 602837.51 |
| 71 | 2030-08 | 12990.90 | 1788.42 | 11202.48 | 591635.03 |
| 72 | 2030-09 | 12990.90 | 1755.18 | 11235.72 | 580399.31 |
| 73 | 2030-10 | 12990.90 | 1721.85 | 11269.05 | 569130.26 |
| 74 | 2030-11 | 12990.90 | 1688.42 | 11302.48 | 557827.78 |
| 75 | 2030-12 | 12990.90 | 1654.89 | 11336.01 | 546491.77 |
| 76 | 2031-01 | 12990.90 | 1621.26 | 11369.64 | 535122.13 |
| 77 | 2031-02 | 12990.90 | 1587.53 | 11403.37 | 523718.76 |
| 78 | 2031-03 | 12990.90 | 1553.70 | 11437.20 | 512281.55 |
| 79 | 2031-04 | 12990.90 | 1519.77 | 11471.13 | 500810.42 |
| 80 | 2031-05 | 12990.90 | 1485.74 | 11505.16 | 489305.26 |
| 81 | 2031-06 | 12990.90 | 1451.61 | 11539.29 | 477765.96 |
| 82 | 2031-07 | 12990.90 | 1417.37 | 11573.53 | 466192.44 |
| 83 | 2031-08 | 12990.90 | 1383.04 | 11607.86 | 454584.57 |
| 84 | 2031-09 | 12990.90 | 1348.60 | 11642.30 | 442942.27 |
| 85 | 2031-10 | 12990.90 | 1314.06 | 11676.84 | 431265.43 |
| 86 | 2031-11 | 12990.90 | 1279.42 | 11711.48 | 419553.95 |
| 87 | 2031-12 | 12990.90 | 1244.68 | 11746.22 | 407807.73 |
| 88 | 2032-01 | 12990.90 | 1209.83 | 11781.07 | 396026.66 |
| 89 | 2032-02 | 12990.90 | 1174.88 | 11816.02 | 384210.64 |
| 90 | 2032-03 | 12990.90 | 1139.82 | 11851.08 | 372359.56 |
| 91 | 2032-04 | 12990.90 | 1104.67 | 11886.23 | 360473.33 |
| 92 | 2032-05 | 12990.90 | 1069.40 | 11921.50 | 348551.83 |
| 93 | 2032-06 | 12990.90 | 1034.04 | 11956.86 | 336594.97 |
| 94 | 2032-07 | 12990.90 | 998.57 | 11992.34 | 324602.63 |
| 95 | 2032-08 | 12990.90 | 962.99 | 12027.91 | 312574.72 |
| 96 | 2032-09 | 12990.90 | 927.31 | 12063.60 | 300511.13 |
| 97 | 2032-10 | 12990.90 | 891.52 | 12099.38 | 288411.74 |
| 98 | 2032-11 | 12990.90 | 855.62 | 12135.28 | 276276.46 |
| 99 | 2032-12 | 12990.90 | 819.62 | 12171.28 | 264105.18 |
| 100 | 2033-01 | 12990.90 | 783.51 | 12207.39 | 251897.79 |
| 101 | 2033-02 | 12990.90 | 747.30 | 12243.60 | 239654.19 |
| 102 | 2033-03 | 12990.90 | 710.97 | 12279.93 | 227374.26 |
| 103 | 2033-04 | 12990.90 | 674.54 | 12316.36 | 215057.91 |
| 104 | 2033-05 | 12990.90 | 638.01 | 12352.90 | 202705.01 |
| 105 | 2033-06 | 12990.90 | 601.36 | 12389.54 | 190315.47 |
| 106 | 2033-07 | 12990.90 | 564.60 | 12426.30 | 177889.17 |
| 107 | 2033-08 | 12990.90 | 527.74 | 12463.16 | 165426.01 |
| 108 | 2033-09 | 12990.90 | 490.76 | 12500.14 | 152925.87 |
| 109 | 2033-10 | 12990.90 | 453.68 | 12537.22 | 140388.65 |
| 110 | 2033-11 | 12990.90 | 416.49 | 12574.41 | 127814.24 |
| 111 | 2033-12 | 12990.90 | 379.18 | 12611.72 | 115202.52 |
| 112 | 2034-01 | 12990.90 | 341.77 | 12649.13 | 102553.39 |
| 113 | 2034-02 | 12990.90 | 304.24 | 12686.66 | 89866.73 |
| 114 | 2034-03 | 12990.90 | 266.60 | 12724.30 | 77142.43 |
| 115 | 2034-04 | 12990.90 | 228.86 | 12762.04 | 64380.39 |
| 116 | 2034-05 | 12990.90 | 191.00 | 12799.91 | 51580.48 |
| 117 | 2034-06 | 12990.90 | 153.02 | 12837.88 | 38742.60 |
| 118 | 2034-07 | 12990.90 | 114.94 | 12875.96 | 25866.64 |
| 119 | 2034-08 | 12990.90 | 76.74 | 12914.16 | 12952.47 |
| 120 | 2034-09 | 12990.90 | 38.43 | 12952.47 | 0.00 |
等额本金还款方式：
贷款总额：131万
还款月数：10年
首月还款：14803元
每月递减：32.39元
利息总额：23.51万
本息合计：154.51万
节省利息：13784.9元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 14803.00 | 3886.33 | 10916.67 | 1299083.33 |
| 2 | 2024-11 | 14770.61 | 3853.95 | 10916.67 | 1288166.67 |
| 3 | 2024-12 | 14738.23 | 3821.56 | 10916.67 | 1277250.00 |
| 4 | 2025-01 | 14705.84 | 3789.17 | 10916.67 | 1266333.33 |
| 5 | 2025-02 | 14673.46 | 3756.79 | 10916.67 | 1255416.67 |
| 6 | 2025-03 | 14641.07 | 3724.40 | 10916.67 | 1244500.00 |
| 7 | 2025-04 | 14608.68 | 3692.02 | 10916.67 | 1233583.33 |
| 8 | 2025-05 | 14576.30 | 3659.63 | 10916.67 | 1222666.67 |
| 9 | 2025-06 | 14543.91 | 3627.24 | 10916.67 | 1211750.00 |
| 10 | 2025-07 | 14511.52 | 3594.86 | 10916.67 | 1200833.33 |
| 11 | 2025-08 | 14479.14 | 3562.47 | 10916.67 | 1189916.67 |
| 12 | 2025-09 | 14446.75 | 3530.09 | 10916.67 | 1179000.00 |
| 13 | 2025-10 | 14414.37 | 3497.70 | 10916.67 | 1168083.33 |
| 14 | 2025-11 | 14381.98 | 3465.31 | 10916.67 | 1157166.67 |
| 15 | 2025-12 | 14349.59 | 3432.93 | 10916.67 | 1146250.00 |
| 16 | 2026-01 | 14317.21 | 3400.54 | 10916.67 | 1135333.33 |
| 17 | 2026-02 | 14284.82 | 3368.16 | 10916.67 | 1124416.67 |
| 18 | 2026-03 | 14252.44 | 3335.77 | 10916.67 | 1113500.00 |
| 19 | 2026-04 | 14220.05 | 3303.38 | 10916.67 | 1102583.33 |
| 20 | 2026-05 | 14187.66 | 3271.00 | 10916.67 | 1091666.67 |
| 21 | 2026-06 | 14155.28 | 3238.61 | 10916.67 | 1080750.00 |
| 22 | 2026-07 | 14122.89 | 3206.22 | 10916.67 | 1069833.33 |
| 23 | 2026-08 | 14090.51 | 3173.84 | 10916.67 | 1058916.67 |
| 24 | 2026-09 | 14058.12 | 3141.45 | 10916.67 | 1048000.00 |
| 25 | 2026-10 | 14025.73 | 3109.07 | 10916.67 | 1037083.33 |
| 26 | 2026-11 | 13993.35 | 3076.68 | 10916.67 | 1026166.67 |
| 27 | 2026-12 | 13960.96 | 3044.29 | 10916.67 | 1015250.00 |
| 28 | 2027-01 | 13928.57 | 3011.91 | 10916.67 | 1004333.33 |
| 29 | 2027-02 | 13896.19 | 2979.52 | 10916.67 | 993416.67 |
| 30 | 2027-03 | 13863.80 | 2947.14 | 10916.67 | 982500.00 |
| 31 | 2027-04 | 13831.42 | 2914.75 | 10916.67 | 971583.33 |
| 32 | 2027-05 | 13799.03 | 2882.36 | 10916.67 | 960666.67 |
| 33 | 2027-06 | 13766.64 | 2849.98 | 10916.67 | 949750.00 |
| 34 | 2027-07 | 13734.26 | 2817.59 | 10916.67 | 938833.33 |
| 35 | 2027-08 | 13701.87 | 2785.21 | 10916.67 | 927916.67 |
| 36 | 2027-09 | 13669.49 | 2752.82 | 10916.67 | 917000.00 |
| 37 | 2027-10 | 13637.10 | 2720.43 | 10916.67 | 906083.33 |
| 38 | 2027-11 | 13604.71 | 2688.05 | 10916.67 | 895166.67 |
| 39 | 2027-12 | 13572.33 | 2655.66 | 10916.67 | 884250.00 |
| 40 | 2028-01 | 13539.94 | 2623.27 | 10916.67 | 873333.33 |
| 41 | 2028-02 | 13507.56 | 2590.89 | 10916.67 | 862416.67 |
| 42 | 2028-03 | 13475.17 | 2558.50 | 10916.67 | 851500.00 |
| 43 | 2028-04 | 13442.78 | 2526.12 | 10916.67 | 840583.33 |
| 44 | 2028-05 | 13410.40 | 2493.73 | 10916.67 | 829666.67 |
| 45 | 2028-06 | 13378.01 | 2461.34 | 10916.67 | 818750.00 |
| 46 | 2028-07 | 13345.63 | 2428.96 | 10916.67 | 807833.33 |
| 47 | 2028-08 | 13313.24 | 2396.57 | 10916.67 | 796916.67 |
| 48 | 2028-09 | 13280.85 | 2364.19 | 10916.67 | 786000.00 |
| 49 | 2028-10 | 13248.47 | 2331.80 | 10916.67 | 775083.33 |
| 50 | 2028-11 | 13216.08 | 2299.41 | 10916.67 | 764166.67 |
| 51 | 2028-12 | 13183.69 | 2267.03 | 10916.67 | 753250.00 |
| 52 | 2029-01 | 13151.31 | 2234.64 | 10916.67 | 742333.33 |
| 53 | 2029-02 | 13118.92 | 2202.26 | 10916.67 | 731416.67 |
| 54 | 2029-03 | 13086.54 | 2169.87 | 10916.67 | 720500.00 |
| 55 | 2029-04 | 13054.15 | 2137.48 | 10916.67 | 709583.33 |
| 56 | 2029-05 | 13021.76 | 2105.10 | 10916.67 | 698666.67 |
| 57 | 2029-06 | 12989.38 | 2072.71 | 10916.67 | 687750.00 |
| 58 | 2029-07 | 12956.99 | 2040.32 | 10916.67 | 676833.33 |
| 59 | 2029-08 | 12924.61 | 2007.94 | 10916.67 | 665916.67 |
| 60 | 2029-09 | 12892.22 | 1975.55 | 10916.67 | 655000.00 |
| 61 | 2029-10 | 12859.83 | 1943.17 | 10916.67 | 644083.33 |
| 62 | 2029-11 | 12827.45 | 1910.78 | 10916.67 | 633166.67 |
| 63 | 2029-12 | 12795.06 | 1878.39 | 10916.67 | 622250.00 |
| 64 | 2030-01 | 12762.67 | 1846.01 | 10916.67 | 611333.33 |
| 65 | 2030-02 | 12730.29 | 1813.62 | 10916.67 | 600416.67 |
| 66 | 2030-03 | 12697.90 | 1781.24 | 10916.67 | 589500.00 |
| 67 | 2030-04 | 12665.52 | 1748.85 | 10916.67 | 578583.33 |
| 68 | 2030-05 | 12633.13 | 1716.46 | 10916.67 | 567666.67 |
| 69 | 2030-06 | 12600.74 | 1684.08 | 10916.67 | 556750.00 |
| 70 | 2030-07 | 12568.36 | 1651.69 | 10916.67 | 545833.33 |
| 71 | 2030-08 | 12535.97 | 1619.31 | 10916.67 | 534916.67 |
| 72 | 2030-09 | 12503.59 | 1586.92 | 10916.67 | 524000.00 |
| 73 | 2030-10 | 12471.20 | 1554.53 | 10916.67 | 513083.33 |
| 74 | 2030-11 | 12438.81 | 1522.15 | 10916.67 | 502166.67 |
| 75 | 2030-12 | 12406.43 | 1489.76 | 10916.67 | 491250.00 |
| 76 | 2031-01 | 12374.04 | 1457.38 | 10916.67 | 480333.33 |
| 77 | 2031-02 | 12341.66 | 1424.99 | 10916.67 | 469416.67 |
| 78 | 2031-03 | 12309.27 | 1392.60 | 10916.67 | 458500.00 |
| 79 | 2031-04 | 12276.88 | 1360.22 | 10916.67 | 447583.33 |
| 80 | 2031-05 | 12244.50 | 1327.83 | 10916.67 | 436666.67 |
| 81 | 2031-06 | 12212.11 | 1295.44 | 10916.67 | 425750.00 |
| 82 | 2031-07 | 12179.72 | 1263.06 | 10916.67 | 414833.33 |
| 83 | 2031-08 | 12147.34 | 1230.67 | 10916.67 | 403916.67 |
| 84 | 2031-09 | 12114.95 | 1198.29 | 10916.67 | 393000.00 |
| 85 | 2031-10 | 12082.57 | 1165.90 | 10916.67 | 382083.33 |
| 86 | 2031-11 | 12050.18 | 1133.51 | 10916.67 | 371166.67 |
| 87 | 2031-12 | 12017.79 | 1101.13 | 10916.67 | 360250.00 |
| 88 | 2032-01 | 11985.41 | 1068.74 | 10916.67 | 349333.33 |
| 89 | 2032-02 | 11953.02 | 1036.36 | 10916.67 | 338416.67 |
| 90 | 2032-03 | 11920.64 | 1003.97 | 10916.67 | 327500.00 |
| 91 | 2032-04 | 11888.25 | 971.58 | 10916.67 | 316583.33 |
| 92 | 2032-05 | 11855.86 | 939.20 | 10916.67 | 305666.67 |
| 93 | 2032-06 | 11823.48 | 906.81 | 10916.67 | 294750.00 |
| 94 | 2032-07 | 11791.09 | 874.42 | 10916.67 | 283833.33 |
| 95 | 2032-08 | 11758.71 | 842.04 | 10916.67 | 272916.67 |
| 96 | 2032-09 | 11726.32 | 809.65 | 10916.67 | 262000.00 |
| 97 | 2032-10 | 11693.93 | 777.27 | 10916.67 | 251083.33 |
| 98 | 2032-11 | 11661.55 | 744.88 | 10916.67 | 240166.67 |
| 99 | 2032-12 | 11629.16 | 712.49 | 10916.67 | 229250.00 |
| 100 | 2033-01 | 11596.77 | 680.11 | 10916.67 | 218333.33 |
| 101 | 2033-02 | 11564.39 | 647.72 | 10916.67 | 207416.67 |
| 102 | 2033-03 | 11532.00 | 615.34 | 10916.67 | 196500.00 |
| 103 | 2033-04 | 11499.62 | 582.95 | 10916.67 | 185583.33 |
| 104 | 2033-05 | 11467.23 | 550.56 | 10916.67 | 174666.67 |
| 105 | 2033-06 | 11434.84 | 518.18 | 10916.67 | 163750.00 |
| 106 | 2033-07 | 11402.46 | 485.79 | 10916.67 | 152833.33 |
| 107 | 2033-08 | 11370.07 | 453.41 | 10916.67 | 141916.67 |
| 108 | 2033-09 | 11337.69 | 421.02 | 10916.67 | 131000.00 |
| 109 | 2033-10 | 11305.30 | 388.63 | 10916.67 | 120083.33 |
| 110 | 2033-11 | 11272.91 | 356.25 | 10916.67 | 109166.67 |
| 111 | 2033-12 | 11240.53 | 323.86 | 10916.67 | 98250.00 |
| 112 | 2034-01 | 11208.14 | 291.47 | 10916.67 | 87333.33 |
| 113 | 2034-02 | 11175.76 | 259.09 | 10916.67 | 76416.67 |
| 114 | 2034-03 | 11143.37 | 226.70 | 10916.67 | 65500.00 |
| 115 | 2034-04 | 11110.98 | 194.32 | 10916.67 | 54583.33 |
| 116 | 2034-05 | 11078.60 | 161.93 | 10916.67 | 43666.67 |
| 117 | 2034-06 | 11046.21 | 129.54 | 10916.67 | 32750.00 |
| 118 | 2034-07 | 11013.82 | 97.16 | 10916.67 | 21833.33 |
| 119 | 2034-08 | 10981.44 | 64.77 | 10916.67 | 10916.67 |
| 120 | 2034-09 | 10949.05 | 32.39 | 10916.67 | 0.00 |
友情链接:
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采用2025年12月06日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月06日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
2025年12月06日最新贷款计算器计算最新房贷基准利率，房贷利率表，提供贷款、商业贷款、公积金买房、个人按揭月供购房等银行房贷利率计算公式在线使用，2025年12月06日年最好用的房贷计算器,房贷利息计算专家。