贷款37.4万（商业贷款）房贷，还款15年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：37.4万
还款月数：15年
每月还款：2646.2元
利息总额：10.23万
本息合计：47.63万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 2646.20 | 1044.08 | 1602.11 | 372397.89 |
| 2 | 2024-11 | 2646.20 | 1039.61 | 1606.59 | 370791.30 |
| 3 | 2024-12 | 2646.20 | 1035.13 | 1611.07 | 369180.23 |
| 4 | 2025-01 | 2646.20 | 1030.63 | 1615.57 | 367564.66 |
| 5 | 2025-02 | 2646.20 | 1026.12 | 1620.08 | 365944.58 |
| 6 | 2025-03 | 2646.20 | 1021.60 | 1624.60 | 364319.98 |
| 7 | 2025-04 | 2646.20 | 1017.06 | 1629.14 | 362690.85 |
| 8 | 2025-05 | 2646.20 | 1012.51 | 1633.68 | 361057.16 |
| 9 | 2025-06 | 2646.20 | 1007.95 | 1638.25 | 359418.92 |
| 10 | 2025-07 | 2646.20 | 1003.38 | 1642.82 | 357776.10 |
| 11 | 2025-08 | 2646.20 | 998.79 | 1647.40 | 356128.69 |
| 12 | 2025-09 | 2646.20 | 994.19 | 1652.00 | 354476.69 |
| 13 | 2025-10 | 2646.20 | 989.58 | 1656.62 | 352820.08 |
| 14 | 2025-11 | 2646.20 | 984.96 | 1661.24 | 351158.84 |
| 15 | 2025-12 | 2646.20 | 980.32 | 1665.88 | 349492.96 |
| 16 | 2026-01 | 2646.20 | 975.67 | 1670.53 | 347822.43 |
| 17 | 2026-02 | 2646.20 | 971.00 | 1675.19 | 346147.24 |
| 18 | 2026-03 | 2646.20 | 966.33 | 1679.87 | 344467.37 |
| 19 | 2026-04 | 2646.20 | 961.64 | 1684.56 | 342782.81 |
| 20 | 2026-05 | 2646.20 | 956.94 | 1689.26 | 341093.55 |
| 21 | 2026-06 | 2646.20 | 952.22 | 1693.98 | 339399.57 |
| 22 | 2026-07 | 2646.20 | 947.49 | 1698.71 | 337700.87 |
| 23 | 2026-08 | 2646.20 | 942.75 | 1703.45 | 335997.42 |
| 24 | 2026-09 | 2646.20 | 937.99 | 1708.20 | 334289.22 |
| 25 | 2026-10 | 2646.20 | 933.22 | 1712.97 | 332576.24 |
| 26 | 2026-11 | 2646.20 | 928.44 | 1717.75 | 330858.49 |
| 27 | 2026-12 | 2646.20 | 923.65 | 1722.55 | 329135.94 |
| 28 | 2027-01 | 2646.20 | 918.84 | 1727.36 | 327408.58 |
| 29 | 2027-02 | 2646.20 | 914.02 | 1732.18 | 325676.40 |
| 30 | 2027-03 | 2646.20 | 909.18 | 1737.02 | 323939.38 |
| 31 | 2027-04 | 2646.20 | 904.33 | 1741.87 | 322197.52 |
| 32 | 2027-05 | 2646.20 | 899.47 | 1746.73 | 320450.79 |
| 33 | 2027-06 | 2646.20 | 894.59 | 1751.60 | 318699.19 |
| 34 | 2027-07 | 2646.20 | 889.70 | 1756.49 | 316942.69 |
| 35 | 2027-08 | 2646.20 | 884.80 | 1761.40 | 315181.29 |
| 36 | 2027-09 | 2646.20 | 879.88 | 1766.32 | 313414.98 |
| 37 | 2027-10 | 2646.20 | 874.95 | 1771.25 | 311643.73 |
| 38 | 2027-11 | 2646.20 | 870.01 | 1776.19 | 309867.54 |
| 39 | 2027-12 | 2646.20 | 865.05 | 1781.15 | 308086.39 |
| 40 | 2028-01 | 2646.20 | 860.07 | 1786.12 | 306300.27 |
| 41 | 2028-02 | 2646.20 | 855.09 | 1791.11 | 304509.16 |
| 42 | 2028-03 | 2646.20 | 850.09 | 1796.11 | 302713.05 |
| 43 | 2028-04 | 2646.20 | 845.07 | 1801.12 | 300911.93 |
| 44 | 2028-05 | 2646.20 | 840.05 | 1806.15 | 299105.78 |
| 45 | 2028-06 | 2646.20 | 835.00 | 1811.19 | 297294.59 |
| 46 | 2028-07 | 2646.20 | 829.95 | 1816.25 | 295478.34 |
| 47 | 2028-08 | 2646.20 | 824.88 | 1821.32 | 293657.02 |
| 48 | 2028-09 | 2646.20 | 819.79 | 1826.40 | 291830.62 |
| 49 | 2028-10 | 2646.20 | 814.69 | 1831.50 | 289999.11 |
| 50 | 2028-11 | 2646.20 | 809.58 | 1836.62 | 288162.50 |
| 51 | 2028-12 | 2646.20 | 804.45 | 1841.74 | 286320.76 |
| 52 | 2029-01 | 2646.20 | 799.31 | 1846.88 | 284473.87 |
| 53 | 2029-02 | 2646.20 | 794.16 | 1852.04 | 282621.83 |
| 54 | 2029-03 | 2646.20 | 788.99 | 1857.21 | 280764.62 |
| 55 | 2029-04 | 2646.20 | 783.80 | 1862.40 | 278902.23 |
| 56 | 2029-05 | 2646.20 | 778.60 | 1867.59 | 277034.63 |
| 57 | 2029-06 | 2646.20 | 773.39 | 1872.81 | 275161.82 |
| 58 | 2029-07 | 2646.20 | 768.16 | 1878.04 | 273283.79 |
| 59 | 2029-08 | 2646.20 | 762.92 | 1883.28 | 271400.51 |
| 60 | 2029-09 | 2646.20 | 757.66 | 1888.54 | 269511.97 |
| 61 | 2029-10 | 2646.20 | 752.39 | 1893.81 | 267618.16 |
| 62 | 2029-11 | 2646.20 | 747.10 | 1899.10 | 265719.07 |
| 63 | 2029-12 | 2646.20 | 741.80 | 1904.40 | 263814.67 |
| 64 | 2030-01 | 2646.20 | 736.48 | 1909.71 | 261904.96 |
| 65 | 2030-02 | 2646.20 | 731.15 | 1915.04 | 259989.91 |
| 66 | 2030-03 | 2646.20 | 725.81 | 1920.39 | 258069.52 |
| 67 | 2030-04 | 2646.20 | 720.44 | 1925.75 | 256143.77 |
| 68 | 2030-05 | 2646.20 | 715.07 | 1931.13 | 254212.64 |
| 69 | 2030-06 | 2646.20 | 709.68 | 1936.52 | 252276.12 |
| 70 | 2030-07 | 2646.20 | 704.27 | 1941.93 | 250334.20 |
| 71 | 2030-08 | 2646.20 | 698.85 | 1947.35 | 248386.85 |
| 72 | 2030-09 | 2646.20 | 693.41 | 1952.78 | 246434.07 |
| 73 | 2030-10 | 2646.20 | 687.96 | 1958.23 | 244475.83 |
| 74 | 2030-11 | 2646.20 | 682.50 | 1963.70 | 242512.13 |
| 75 | 2030-12 | 2646.20 | 677.01 | 1969.18 | 240542.95 |
| 76 | 2031-01 | 2646.20 | 671.52 | 1974.68 | 238568.27 |
| 77 | 2031-02 | 2646.20 | 666.00 | 1980.19 | 236588.07 |
| 78 | 2031-03 | 2646.20 | 660.48 | 1985.72 | 234602.35 |
| 79 | 2031-04 | 2646.20 | 654.93 | 1991.26 | 232611.09 |
| 80 | 2031-05 | 2646.20 | 649.37 | 1996.82 | 230614.26 |
| 81 | 2031-06 | 2646.20 | 643.80 | 2002.40 | 228611.87 |
| 82 | 2031-07 | 2646.20 | 638.21 | 2007.99 | 226603.88 |
| 83 | 2031-08 | 2646.20 | 632.60 | 2013.59 | 224590.28 |
| 84 | 2031-09 | 2646.20 | 626.98 | 2019.22 | 222571.07 |
| 85 | 2031-10 | 2646.20 | 621.34 | 2024.85 | 220546.22 |
| 86 | 2031-11 | 2646.20 | 615.69 | 2030.50 | 218515.71 |
| 87 | 2031-12 | 2646.20 | 610.02 | 2036.17 | 216479.54 |
| 88 | 2032-01 | 2646.20 | 604.34 | 2041.86 | 214437.68 |
| 89 | 2032-02 | 2646.20 | 598.64 | 2047.56 | 212390.12 |
| 90 | 2032-03 | 2646.20 | 592.92 | 2053.27 | 210336.85 |
| 91 | 2032-04 | 2646.20 | 587.19 | 2059.01 | 208277.84 |
| 92 | 2032-05 | 2646.20 | 581.44 | 2064.75 | 206213.09 |
| 93 | 2032-06 | 2646.20 | 575.68 | 2070.52 | 204142.57 |
| 94 | 2032-07 | 2646.20 | 569.90 | 2076.30 | 202066.27 |
| 95 | 2032-08 | 2646.20 | 564.10 | 2082.09 | 199984.18 |
| 96 | 2032-09 | 2646.20 | 558.29 | 2087.91 | 197896.27 |
| 97 | 2032-10 | 2646.20 | 552.46 | 2093.74 | 195802.54 |
| 98 | 2032-11 | 2646.20 | 546.62 | 2099.58 | 193702.96 |
| 99 | 2032-12 | 2646.20 | 540.75 | 2105.44 | 191597.51 |
| 100 | 2033-01 | 2646.20 | 534.88 | 2111.32 | 189486.19 |
| 101 | 2033-02 | 2646.20 | 528.98 | 2117.21 | 187368.98 |
| 102 | 2033-03 | 2646.20 | 523.07 | 2123.12 | 185245.86 |
| 103 | 2033-04 | 2646.20 | 517.14 | 2129.05 | 183116.80 |
| 104 | 2033-05 | 2646.20 | 511.20 | 2135.00 | 180981.81 |
| 105 | 2033-06 | 2646.20 | 505.24 | 2140.96 | 178840.85 |
| 106 | 2033-07 | 2646.20 | 499.26 | 2146.93 | 176693.92 |
| 107 | 2033-08 | 2646.20 | 493.27 | 2152.93 | 174541.00 |
| 108 | 2033-09 | 2646.20 | 487.26 | 2158.94 | 172382.06 |
| 109 | 2033-10 | 2646.20 | 481.23 | 2164.96 | 170217.10 |
| 110 | 2033-11 | 2646.20 | 475.19 | 2171.01 | 168046.09 |
| 111 | 2033-12 | 2646.20 | 469.13 | 2177.07 | 165869.02 |
| 112 | 2034-01 | 2646.20 | 463.05 | 2183.15 | 163685.88 |
| 113 | 2034-02 | 2646.20 | 456.96 | 2189.24 | 161496.64 |
| 114 | 2034-03 | 2646.20 | 450.84 | 2195.35 | 159301.29 |
| 115 | 2034-04 | 2646.20 | 444.72 | 2201.48 | 157099.81 |
| 116 | 2034-05 | 2646.20 | 438.57 | 2207.63 | 154892.18 |
| 117 | 2034-06 | 2646.20 | 432.41 | 2213.79 | 152678.39 |
| 118 | 2034-07 | 2646.20 | 426.23 | 2219.97 | 150458.42 |
| 119 | 2034-08 | 2646.20 | 420.03 | 2226.17 | 148232.25 |
| 120 | 2034-09 | 2646.20 | 413.82 | 2232.38 | 145999.87 |
| 121 | 2034-10 | 2646.20 | 407.58 | 2238.61 | 143761.26 |
| 122 | 2034-11 | 2646.20 | 401.33 | 2244.86 | 141516.40 |
| 123 | 2034-12 | 2646.20 | 395.07 | 2251.13 | 139265.27 |
| 124 | 2035-01 | 2646.20 | 388.78 | 2257.41 | 137007.85 |
| 125 | 2035-02 | 2646.20 | 382.48 | 2263.72 | 134744.14 |
| 126 | 2035-03 | 2646.20 | 376.16 | 2270.04 | 132474.10 |
| 127 | 2035-04 | 2646.20 | 369.82 | 2276.37 | 130197.73 |
| 128 | 2035-05 | 2646.20 | 363.47 | 2282.73 | 127915.00 |
| 129 | 2035-06 | 2646.20 | 357.10 | 2289.10 | 125625.90 |
| 130 | 2035-07 | 2646.20 | 350.71 | 2295.49 | 123330.41 |
| 131 | 2035-08 | 2646.20 | 344.30 | 2301.90 | 121028.51 |
| 132 | 2035-09 | 2646.20 | 337.87 | 2308.33 | 118720.19 |
| 133 | 2035-10 | 2646.20 | 331.43 | 2314.77 | 116405.42 |
| 134 | 2035-11 | 2646.20 | 324.97 | 2321.23 | 114084.19 |
| 135 | 2035-12 | 2646.20 | 318.49 | 2327.71 | 111756.48 |
| 136 | 2036-01 | 2646.20 | 311.99 | 2334.21 | 109422.27 |
| 137 | 2036-02 | 2646.20 | 305.47 | 2340.73 | 107081.54 |
| 138 | 2036-03 | 2646.20 | 298.94 | 2347.26 | 104734.28 |
| 139 | 2036-04 | 2646.20 | 292.38 | 2353.81 | 102380.47 |
| 140 | 2036-05 | 2646.20 | 285.81 | 2360.38 | 100020.08 |
| 141 | 2036-06 | 2646.20 | 279.22 | 2366.97 | 97653.11 |
| 142 | 2036-07 | 2646.20 | 272.61 | 2373.58 | 95279.53 |
| 143 | 2036-08 | 2646.20 | 265.99 | 2380.21 | 92899.32 |
| 144 | 2036-09 | 2646.20 | 259.34 | 2386.85 | 90512.47 |
| 145 | 2036-10 | 2646.20 | 252.68 | 2393.52 | 88118.95 |
| 146 | 2036-11 | 2646.20 | 246.00 | 2400.20 | 85718.76 |
| 147 | 2036-12 | 2646.20 | 239.30 | 2406.90 | 83311.86 |
| 148 | 2037-01 | 2646.20 | 232.58 | 2413.62 | 80898.24 |
| 149 | 2037-02 | 2646.20 | 225.84 | 2420.36 | 78477.88 |
| 150 | 2037-03 | 2646.20 | 219.08 | 2427.11 | 76050.77 |
| 151 | 2037-04 | 2646.20 | 212.31 | 2433.89 | 73616.88 |
| 152 | 2037-05 | 2646.20 | 205.51 | 2440.68 | 71176.20 |
| 153 | 2037-06 | 2646.20 | 198.70 | 2447.50 | 68728.71 |
| 154 | 2037-07 | 2646.20 | 191.87 | 2454.33 | 66274.38 |
| 155 | 2037-08 | 2646.20 | 185.02 | 2461.18 | 63813.20 |
| 156 | 2037-09 | 2646.20 | 178.15 | 2468.05 | 61345.15 |
| 157 | 2037-10 | 2646.20 | 171.26 | 2474.94 | 58870.20 |
| 158 | 2037-11 | 2646.20 | 164.35 | 2481.85 | 56388.35 |
| 159 | 2037-12 | 2646.20 | 157.42 | 2488.78 | 53899.58 |
| 160 | 2038-01 | 2646.20 | 150.47 | 2495.73 | 51403.85 |
| 161 | 2038-02 | 2646.20 | 143.50 | 2502.69 | 48901.16 |
| 162 | 2038-03 | 2646.20 | 136.52 | 2509.68 | 46391.47 |
| 163 | 2038-04 | 2646.20 | 129.51 | 2516.69 | 43874.79 |
| 164 | 2038-05 | 2646.20 | 122.48 | 2523.71 | 41351.08 |
| 165 | 2038-06 | 2646.20 | 115.44 | 2530.76 | 38820.32 |
| 166 | 2038-07 | 2646.20 | 108.37 | 2537.82 | 36282.49 |
| 167 | 2038-08 | 2646.20 | 101.29 | 2544.91 | 33737.59 |
| 168 | 2038-09 | 2646.20 | 94.18 | 2552.01 | 31185.57 |
| 169 | 2038-10 | 2646.20 | 87.06 | 2559.14 | 28626.44 |
| 170 | 2038-11 | 2646.20 | 79.92 | 2566.28 | 26060.16 |
| 171 | 2038-12 | 2646.20 | 72.75 | 2573.44 | 23486.71 |
| 172 | 2039-01 | 2646.20 | 65.57 | 2580.63 | 20906.08 |
| 173 | 2039-02 | 2646.20 | 58.36 | 2587.83 | 18318.25 |
| 174 | 2039-03 | 2646.20 | 51.14 | 2595.06 | 15723.19 |
| 175 | 2039-04 | 2646.20 | 43.89 | 2602.30 | 13120.89 |
| 176 | 2039-05 | 2646.20 | 36.63 | 2609.57 | 10511.32 |
| 177 | 2039-06 | 2646.20 | 29.34 | 2616.85 | 7894.47 |
| 178 | 2039-07 | 2646.20 | 22.04 | 2624.16 | 5270.31 |
| 179 | 2039-08 | 2646.20 | 14.71 | 2631.48 | 2638.83 |
| 180 | 2039-09 | 2646.20 | 7.37 | 2638.83 | 0.00 |
等额本金还款方式：
贷款总额：37.4万
还款月数：15年
首月还款：3121.86元
每月递减：5.8元
利息总额：9.45万
本息合计：46.85万
节省利息：7825.79元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 3121.86 | 1044.08 | 2077.78 | 371922.22 |
| 2 | 2024-11 | 3116.06 | 1038.28 | 2077.78 | 369844.44 |
| 3 | 2024-12 | 3110.26 | 1032.48 | 2077.78 | 367766.67 |
| 4 | 2025-01 | 3104.46 | 1026.68 | 2077.78 | 365688.89 |
| 5 | 2025-02 | 3098.66 | 1020.88 | 2077.78 | 363611.11 |
| 6 | 2025-03 | 3092.86 | 1015.08 | 2077.78 | 361533.33 |
| 7 | 2025-04 | 3087.06 | 1009.28 | 2077.78 | 359455.56 |
| 8 | 2025-05 | 3081.26 | 1003.48 | 2077.78 | 357377.78 |
| 9 | 2025-06 | 3075.46 | 997.68 | 2077.78 | 355300.00 |
| 10 | 2025-07 | 3069.66 | 991.88 | 2077.78 | 353222.22 |
| 11 | 2025-08 | 3063.86 | 986.08 | 2077.78 | 351144.44 |
| 12 | 2025-09 | 3058.06 | 980.28 | 2077.78 | 349066.67 |
| 13 | 2025-10 | 3052.26 | 974.48 | 2077.78 | 346988.89 |
| 14 | 2025-11 | 3046.46 | 968.68 | 2077.78 | 344911.11 |
| 15 | 2025-12 | 3040.65 | 962.88 | 2077.78 | 342833.33 |
| 16 | 2026-01 | 3034.85 | 957.08 | 2077.78 | 340755.56 |
| 17 | 2026-02 | 3029.05 | 951.28 | 2077.78 | 338677.78 |
| 18 | 2026-03 | 3023.25 | 945.48 | 2077.78 | 336600.00 |
| 19 | 2026-04 | 3017.45 | 939.67 | 2077.78 | 334522.22 |
| 20 | 2026-05 | 3011.65 | 933.87 | 2077.78 | 332444.44 |
| 21 | 2026-06 | 3005.85 | 928.07 | 2077.78 | 330366.67 |
| 22 | 2026-07 | 3000.05 | 922.27 | 2077.78 | 328288.89 |
| 23 | 2026-08 | 2994.25 | 916.47 | 2077.78 | 326211.11 |
| 24 | 2026-09 | 2988.45 | 910.67 | 2077.78 | 324133.33 |
| 25 | 2026-10 | 2982.65 | 904.87 | 2077.78 | 322055.56 |
| 26 | 2026-11 | 2976.85 | 899.07 | 2077.78 | 319977.78 |
| 27 | 2026-12 | 2971.05 | 893.27 | 2077.78 | 317900.00 |
| 28 | 2027-01 | 2965.25 | 887.47 | 2077.78 | 315822.22 |
| 29 | 2027-02 | 2959.45 | 881.67 | 2077.78 | 313744.44 |
| 30 | 2027-03 | 2953.65 | 875.87 | 2077.78 | 311666.67 |
| 31 | 2027-04 | 2947.85 | 870.07 | 2077.78 | 309588.89 |
| 32 | 2027-05 | 2942.05 | 864.27 | 2077.78 | 307511.11 |
| 33 | 2027-06 | 2936.25 | 858.47 | 2077.78 | 305433.33 |
| 34 | 2027-07 | 2930.45 | 852.67 | 2077.78 | 303355.56 |
| 35 | 2027-08 | 2924.65 | 846.87 | 2077.78 | 301277.78 |
| 36 | 2027-09 | 2918.84 | 841.07 | 2077.78 | 299200.00 |
| 37 | 2027-10 | 2913.04 | 835.27 | 2077.78 | 297122.22 |
| 38 | 2027-11 | 2907.24 | 829.47 | 2077.78 | 295044.44 |
| 39 | 2027-12 | 2901.44 | 823.67 | 2077.78 | 292966.67 |
| 40 | 2028-01 | 2895.64 | 817.87 | 2077.78 | 290888.89 |
| 41 | 2028-02 | 2889.84 | 812.06 | 2077.78 | 288811.11 |
| 42 | 2028-03 | 2884.04 | 806.26 | 2077.78 | 286733.33 |
| 43 | 2028-04 | 2878.24 | 800.46 | 2077.78 | 284655.56 |
| 44 | 2028-05 | 2872.44 | 794.66 | 2077.78 | 282577.78 |
| 45 | 2028-06 | 2866.64 | 788.86 | 2077.78 | 280500.00 |
| 46 | 2028-07 | 2860.84 | 783.06 | 2077.78 | 278422.22 |
| 47 | 2028-08 | 2855.04 | 777.26 | 2077.78 | 276344.44 |
| 48 | 2028-09 | 2849.24 | 771.46 | 2077.78 | 274266.67 |
| 49 | 2028-10 | 2843.44 | 765.66 | 2077.78 | 272188.89 |
| 50 | 2028-11 | 2837.64 | 759.86 | 2077.78 | 270111.11 |
| 51 | 2028-12 | 2831.84 | 754.06 | 2077.78 | 268033.33 |
| 52 | 2029-01 | 2826.04 | 748.26 | 2077.78 | 265955.56 |
| 53 | 2029-02 | 2820.24 | 742.46 | 2077.78 | 263877.78 |
| 54 | 2029-03 | 2814.44 | 736.66 | 2077.78 | 261800.00 |
| 55 | 2029-04 | 2808.64 | 730.86 | 2077.78 | 259722.22 |
| 56 | 2029-05 | 2802.84 | 725.06 | 2077.78 | 257644.44 |
| 57 | 2029-06 | 2797.04 | 719.26 | 2077.78 | 255566.67 |
| 58 | 2029-07 | 2791.23 | 713.46 | 2077.78 | 253488.89 |
| 59 | 2029-08 | 2785.43 | 707.66 | 2077.78 | 251411.11 |
| 60 | 2029-09 | 2779.63 | 701.86 | 2077.78 | 249333.33 |
| 61 | 2029-10 | 2773.83 | 696.06 | 2077.78 | 247255.56 |
| 62 | 2029-11 | 2768.03 | 690.26 | 2077.78 | 245177.78 |
| 63 | 2029-12 | 2762.23 | 684.45 | 2077.78 | 243100.00 |
| 64 | 2030-01 | 2756.43 | 678.65 | 2077.78 | 241022.22 |
| 65 | 2030-02 | 2750.63 | 672.85 | 2077.78 | 238944.44 |
| 66 | 2030-03 | 2744.83 | 667.05 | 2077.78 | 236866.67 |
| 67 | 2030-04 | 2739.03 | 661.25 | 2077.78 | 234788.89 |
| 68 | 2030-05 | 2733.23 | 655.45 | 2077.78 | 232711.11 |
| 69 | 2030-06 | 2727.43 | 649.65 | 2077.78 | 230633.33 |
| 70 | 2030-07 | 2721.63 | 643.85 | 2077.78 | 228555.56 |
| 71 | 2030-08 | 2715.83 | 638.05 | 2077.78 | 226477.78 |
| 72 | 2030-09 | 2710.03 | 632.25 | 2077.78 | 224400.00 |
| 73 | 2030-10 | 2704.23 | 626.45 | 2077.78 | 222322.22 |
| 74 | 2030-11 | 2698.43 | 620.65 | 2077.78 | 220244.44 |
| 75 | 2030-12 | 2692.63 | 614.85 | 2077.78 | 218166.67 |
| 76 | 2031-01 | 2686.83 | 609.05 | 2077.78 | 216088.89 |
| 77 | 2031-02 | 2681.03 | 603.25 | 2077.78 | 214011.11 |
| 78 | 2031-03 | 2675.23 | 597.45 | 2077.78 | 211933.33 |
| 79 | 2031-04 | 2669.43 | 591.65 | 2077.78 | 209855.56 |
| 80 | 2031-05 | 2663.62 | 585.85 | 2077.78 | 207777.78 |
| 81 | 2031-06 | 2657.82 | 580.05 | 2077.78 | 205700.00 |
| 82 | 2031-07 | 2652.02 | 574.25 | 2077.78 | 203622.22 |
| 83 | 2031-08 | 2646.22 | 568.45 | 2077.78 | 201544.44 |
| 84 | 2031-09 | 2640.42 | 562.64 | 2077.78 | 199466.67 |
| 85 | 2031-10 | 2634.62 | 556.84 | 2077.78 | 197388.89 |
| 86 | 2031-11 | 2628.82 | 551.04 | 2077.78 | 195311.11 |
| 87 | 2031-12 | 2623.02 | 545.24 | 2077.78 | 193233.33 |
| 88 | 2032-01 | 2617.22 | 539.44 | 2077.78 | 191155.56 |
| 89 | 2032-02 | 2611.42 | 533.64 | 2077.78 | 189077.78 |
| 90 | 2032-03 | 2605.62 | 527.84 | 2077.78 | 187000.00 |
| 91 | 2032-04 | 2599.82 | 522.04 | 2077.78 | 184922.22 |
| 92 | 2032-05 | 2594.02 | 516.24 | 2077.78 | 182844.44 |
| 93 | 2032-06 | 2588.22 | 510.44 | 2077.78 | 180766.67 |
| 94 | 2032-07 | 2582.42 | 504.64 | 2077.78 | 178688.89 |
| 95 | 2032-08 | 2576.62 | 498.84 | 2077.78 | 176611.11 |
| 96 | 2032-09 | 2570.82 | 493.04 | 2077.78 | 174533.33 |
| 97 | 2032-10 | 2565.02 | 487.24 | 2077.78 | 172455.56 |
| 98 | 2032-11 | 2559.22 | 481.44 | 2077.78 | 170377.78 |
| 99 | 2032-12 | 2553.42 | 475.64 | 2077.78 | 168300.00 |
| 100 | 2033-01 | 2547.62 | 469.84 | 2077.78 | 166222.22 |
| 101 | 2033-02 | 2541.81 | 464.04 | 2077.78 | 164144.44 |
| 102 | 2033-03 | 2536.01 | 458.24 | 2077.78 | 162066.67 |
| 103 | 2033-04 | 2530.21 | 452.44 | 2077.78 | 159988.89 |
| 104 | 2033-05 | 2524.41 | 446.64 | 2077.78 | 157911.11 |
| 105 | 2033-06 | 2518.61 | 440.84 | 2077.78 | 155833.33 |
| 106 | 2033-07 | 2512.81 | 435.03 | 2077.78 | 153755.56 |
| 107 | 2033-08 | 2507.01 | 429.23 | 2077.78 | 151677.78 |
| 108 | 2033-09 | 2501.21 | 423.43 | 2077.78 | 149600.00 |
| 109 | 2033-10 | 2495.41 | 417.63 | 2077.78 | 147522.22 |
| 110 | 2033-11 | 2489.61 | 411.83 | 2077.78 | 145444.44 |
| 111 | 2033-12 | 2483.81 | 406.03 | 2077.78 | 143366.67 |
| 112 | 2034-01 | 2478.01 | 400.23 | 2077.78 | 141288.89 |
| 113 | 2034-02 | 2472.21 | 394.43 | 2077.78 | 139211.11 |
| 114 | 2034-03 | 2466.41 | 388.63 | 2077.78 | 137133.33 |
| 115 | 2034-04 | 2460.61 | 382.83 | 2077.78 | 135055.56 |
| 116 | 2034-05 | 2454.81 | 377.03 | 2077.78 | 132977.78 |
| 117 | 2034-06 | 2449.01 | 371.23 | 2077.78 | 130900.00 |
| 118 | 2034-07 | 2443.21 | 365.43 | 2077.78 | 128822.22 |
| 119 | 2034-08 | 2437.41 | 359.63 | 2077.78 | 126744.44 |
| 120 | 2034-09 | 2431.61 | 353.83 | 2077.78 | 124666.67 |
| 121 | 2034-10 | 2425.81 | 348.03 | 2077.78 | 122588.89 |
| 122 | 2034-11 | 2420.01 | 342.23 | 2077.78 | 120511.11 |
| 123 | 2034-12 | 2414.20 | 336.43 | 2077.78 | 118433.33 |
| 124 | 2035-01 | 2408.40 | 330.63 | 2077.78 | 116355.56 |
| 125 | 2035-02 | 2402.60 | 324.83 | 2077.78 | 114277.78 |
| 126 | 2035-03 | 2396.80 | 319.03 | 2077.78 | 112200.00 |
| 127 | 2035-04 | 2391.00 | 313.23 | 2077.78 | 110122.22 |
| 128 | 2035-05 | 2385.20 | 307.42 | 2077.78 | 108044.44 |
| 129 | 2035-06 | 2379.40 | 301.62 | 2077.78 | 105966.67 |
| 130 | 2035-07 | 2373.60 | 295.82 | 2077.78 | 103888.89 |
| 131 | 2035-08 | 2367.80 | 290.02 | 2077.78 | 101811.11 |
| 132 | 2035-09 | 2362.00 | 284.22 | 2077.78 | 99733.33 |
| 133 | 2035-10 | 2356.20 | 278.42 | 2077.78 | 97655.56 |
| 134 | 2035-11 | 2350.40 | 272.62 | 2077.78 | 95577.78 |
| 135 | 2035-12 | 2344.60 | 266.82 | 2077.78 | 93500.00 |
| 136 | 2036-01 | 2338.80 | 261.02 | 2077.78 | 91422.22 |
| 137 | 2036-02 | 2333.00 | 255.22 | 2077.78 | 89344.44 |
| 138 | 2036-03 | 2327.20 | 249.42 | 2077.78 | 87266.67 |
| 139 | 2036-04 | 2321.40 | 243.62 | 2077.78 | 85188.89 |
| 140 | 2036-05 | 2315.60 | 237.82 | 2077.78 | 83111.11 |
| 141 | 2036-06 | 2309.80 | 232.02 | 2077.78 | 81033.33 |
| 142 | 2036-07 | 2304.00 | 226.22 | 2077.78 | 78955.56 |
| 143 | 2036-08 | 2298.20 | 220.42 | 2077.78 | 76877.78 |
| 144 | 2036-09 | 2292.39 | 214.62 | 2077.78 | 74800.00 |
| 145 | 2036-10 | 2286.59 | 208.82 | 2077.78 | 72722.22 |
| 146 | 2036-11 | 2280.79 | 203.02 | 2077.78 | 70644.44 |
| 147 | 2036-12 | 2274.99 | 197.22 | 2077.78 | 68566.67 |
| 148 | 2037-01 | 2269.19 | 191.42 | 2077.78 | 66488.89 |
| 149 | 2037-02 | 2263.39 | 185.61 | 2077.78 | 64411.11 |
| 150 | 2037-03 | 2257.59 | 179.81 | 2077.78 | 62333.33 |
| 151 | 2037-04 | 2251.79 | 174.01 | 2077.78 | 60255.56 |
| 152 | 2037-05 | 2245.99 | 168.21 | 2077.78 | 58177.78 |
| 153 | 2037-06 | 2240.19 | 162.41 | 2077.78 | 56100.00 |
| 154 | 2037-07 | 2234.39 | 156.61 | 2077.78 | 54022.22 |
| 155 | 2037-08 | 2228.59 | 150.81 | 2077.78 | 51944.44 |
| 156 | 2037-09 | 2222.79 | 145.01 | 2077.78 | 49866.67 |
| 157 | 2037-10 | 2216.99 | 139.21 | 2077.78 | 47788.89 |
| 158 | 2037-11 | 2211.19 | 133.41 | 2077.78 | 45711.11 |
| 159 | 2037-12 | 2205.39 | 127.61 | 2077.78 | 43633.33 |
| 160 | 2038-01 | 2199.59 | 121.81 | 2077.78 | 41555.56 |
| 161 | 2038-02 | 2193.79 | 116.01 | 2077.78 | 39477.78 |
| 162 | 2038-03 | 2187.99 | 110.21 | 2077.78 | 37400.00 |
| 163 | 2038-04 | 2182.19 | 104.41 | 2077.78 | 35322.22 |
| 164 | 2038-05 | 2176.39 | 98.61 | 2077.78 | 33244.44 |
| 165 | 2038-06 | 2170.59 | 92.81 | 2077.78 | 31166.67 |
| 166 | 2038-07 | 2164.78 | 87.01 | 2077.78 | 29088.89 |
| 167 | 2038-08 | 2158.98 | 81.21 | 2077.78 | 27011.11 |
| 168 | 2038-09 | 2153.18 | 75.41 | 2077.78 | 24933.33 |
| 169 | 2038-10 | 2147.38 | 69.61 | 2077.78 | 22855.56 |
| 170 | 2038-11 | 2141.58 | 63.81 | 2077.78 | 20777.78 |
| 171 | 2038-12 | 2135.78 | 58.00 | 2077.78 | 18700.00 |
| 172 | 2039-01 | 2129.98 | 52.20 | 2077.78 | 16622.22 |
| 173 | 2039-02 | 2124.18 | 46.40 | 2077.78 | 14544.44 |
| 174 | 2039-03 | 2118.38 | 40.60 | 2077.78 | 12466.67 |
| 175 | 2039-04 | 2112.58 | 34.80 | 2077.78 | 10388.89 |
| 176 | 2039-05 | 2106.78 | 29.00 | 2077.78 | 8311.11 |
| 177 | 2039-06 | 2100.98 | 23.20 | 2077.78 | 6233.33 |
| 178 | 2039-07 | 2095.18 | 17.40 | 2077.78 | 4155.56 |
| 179 | 2039-08 | 2089.38 | 11.60 | 2077.78 | 2077.78 |
| 180 | 2039-09 | 2083.58 | 5.80 | 2077.78 | 0.00 |
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采用2025年12月06日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月06日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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