贷款149万（商业贷款）房贷，还款10年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：149万
还款月数：10年
每月还款：14979.53元
利息总额：30.75万
本息合计：179.75万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 14979.53 | 4780.42 | 10199.12 | 1479800.88 |
| 2 | 2024-11 | 14979.53 | 4747.69 | 10231.84 | 1469569.04 |
| 3 | 2024-12 | 14979.53 | 4714.87 | 10264.67 | 1459304.38 |
| 4 | 2025-01 | 14979.53 | 4681.93 | 10297.60 | 1449006.78 |
| 5 | 2025-02 | 14979.53 | 4648.90 | 10330.64 | 1438676.14 |
| 6 | 2025-03 | 14979.53 | 4615.75 | 10363.78 | 1428312.36 |
| 7 | 2025-04 | 14979.53 | 4582.50 | 10397.03 | 1417915.33 |
| 8 | 2025-05 | 14979.53 | 4549.15 | 10430.39 | 1407484.94 |
| 9 | 2025-06 | 14979.53 | 4515.68 | 10463.85 | 1397021.09 |
| 10 | 2025-07 | 14979.53 | 4482.11 | 10497.42 | 1386523.67 |
| 11 | 2025-08 | 14979.53 | 4448.43 | 10531.10 | 1375992.56 |
| 12 | 2025-09 | 14979.53 | 4414.64 | 10564.89 | 1365427.67 |
| 13 | 2025-10 | 14979.53 | 4380.75 | 10598.79 | 1354828.89 |
| 14 | 2025-11 | 14979.53 | 4346.74 | 10632.79 | 1344196.10 |
| 15 | 2025-12 | 14979.53 | 4312.63 | 10666.90 | 1333529.19 |
| 16 | 2026-01 | 14979.53 | 4278.41 | 10701.13 | 1322828.07 |
| 17 | 2026-02 | 14979.53 | 4244.07 | 10735.46 | 1312092.61 |
| 18 | 2026-03 | 14979.53 | 4209.63 | 10769.90 | 1301322.70 |
| 19 | 2026-04 | 14979.53 | 4175.08 | 10804.46 | 1290518.25 |
| 20 | 2026-05 | 14979.53 | 4140.41 | 10839.12 | 1279679.13 |
| 21 | 2026-06 | 14979.53 | 4105.64 | 10873.90 | 1268805.23 |
| 22 | 2026-07 | 14979.53 | 4070.75 | 10908.78 | 1257896.45 |
| 23 | 2026-08 | 14979.53 | 4035.75 | 10943.78 | 1246952.67 |
| 24 | 2026-09 | 14979.53 | 4000.64 | 10978.89 | 1235973.77 |
| 25 | 2026-10 | 14979.53 | 3965.42 | 11014.12 | 1224959.66 |
| 26 | 2026-11 | 14979.53 | 3930.08 | 11049.45 | 1213910.20 |
| 27 | 2026-12 | 14979.53 | 3894.63 | 11084.90 | 1202825.30 |
| 28 | 2027-01 | 14979.53 | 3859.06 | 11120.47 | 1191704.83 |
| 29 | 2027-02 | 14979.53 | 3823.39 | 11156.15 | 1180548.68 |
| 30 | 2027-03 | 14979.53 | 3787.59 | 11191.94 | 1169356.74 |
| 31 | 2027-04 | 14979.53 | 3751.69 | 11227.85 | 1158128.89 |
| 32 | 2027-05 | 14979.53 | 3715.66 | 11263.87 | 1146865.02 |
| 33 | 2027-06 | 14979.53 | 3679.53 | 11300.01 | 1135565.02 |
| 34 | 2027-07 | 14979.53 | 3643.27 | 11336.26 | 1124228.75 |
| 35 | 2027-08 | 14979.53 | 3606.90 | 11372.63 | 1112856.12 |
| 36 | 2027-09 | 14979.53 | 3570.41 | 11409.12 | 1101447.00 |
| 37 | 2027-10 | 14979.53 | 3533.81 | 11445.72 | 1090001.28 |
| 38 | 2027-11 | 14979.53 | 3497.09 | 11482.45 | 1078518.83 |
| 39 | 2027-12 | 14979.53 | 3460.25 | 11519.29 | 1066999.55 |
| 40 | 2028-01 | 14979.53 | 3423.29 | 11556.24 | 1055443.30 |
| 41 | 2028-02 | 14979.53 | 3386.21 | 11593.32 | 1043849.99 |
| 42 | 2028-03 | 14979.53 | 3349.02 | 11630.51 | 1032219.47 |
| 43 | 2028-04 | 14979.53 | 3311.70 | 11667.83 | 1020551.64 |
| 44 | 2028-05 | 14979.53 | 3274.27 | 11705.26 | 1008846.38 |
| 45 | 2028-06 | 14979.53 | 3236.72 | 11742.82 | 997103.56 |
| 46 | 2028-07 | 14979.53 | 3199.04 | 11780.49 | 985323.07 |
| 47 | 2028-08 | 14979.53 | 3161.24 | 11818.29 | 973504.78 |
| 48 | 2028-09 | 14979.53 | 3123.33 | 11856.21 | 961648.57 |
| 49 | 2028-10 | 14979.53 | 3085.29 | 11894.24 | 949754.33 |
| 50 | 2028-11 | 14979.53 | 3047.13 | 11932.40 | 937821.93 |
| 51 | 2028-12 | 14979.53 | 3008.85 | 11970.69 | 925851.24 |
| 52 | 2029-01 | 14979.53 | 2970.44 | 12009.09 | 913842.14 |
| 53 | 2029-02 | 14979.53 | 2931.91 | 12047.62 | 901794.52 |
| 54 | 2029-03 | 14979.53 | 2893.26 | 12086.28 | 889708.24 |
| 55 | 2029-04 | 14979.53 | 2854.48 | 12125.05 | 877583.19 |
| 56 | 2029-05 | 14979.53 | 2815.58 | 12163.95 | 865419.24 |
| 57 | 2029-06 | 14979.53 | 2776.55 | 12202.98 | 853216.26 |
| 58 | 2029-07 | 14979.53 | 2737.40 | 12242.13 | 840974.13 |
| 59 | 2029-08 | 14979.53 | 2698.13 | 12281.41 | 828692.72 |
| 60 | 2029-09 | 14979.53 | 2658.72 | 12320.81 | 816371.91 |
| 61 | 2029-10 | 14979.53 | 2619.19 | 12360.34 | 804011.57 |
| 62 | 2029-11 | 14979.53 | 2579.54 | 12400.00 | 791611.57 |
| 63 | 2029-12 | 14979.53 | 2539.75 | 12439.78 | 779171.79 |
| 64 | 2030-01 | 14979.53 | 2499.84 | 12479.69 | 766692.10 |
| 65 | 2030-02 | 14979.53 | 2459.80 | 12519.73 | 754172.37 |
| 66 | 2030-03 | 14979.53 | 2419.64 | 12559.90 | 741612.48 |
| 67 | 2030-04 | 14979.53 | 2379.34 | 12600.19 | 729012.28 |
| 68 | 2030-05 | 14979.53 | 2338.91 | 12640.62 | 716371.66 |
| 69 | 2030-06 | 14979.53 | 2298.36 | 12681.17 | 703690.49 |
| 70 | 2030-07 | 14979.53 | 2257.67 | 12721.86 | 690968.63 |
| 71 | 2030-08 | 14979.53 | 2216.86 | 12762.68 | 678205.96 |
| 72 | 2030-09 | 14979.53 | 2175.91 | 12803.62 | 665402.33 |
| 73 | 2030-10 | 14979.53 | 2134.83 | 12844.70 | 652557.63 |
| 74 | 2030-11 | 14979.53 | 2093.62 | 12885.91 | 639671.72 |
| 75 | 2030-12 | 14979.53 | 2052.28 | 12927.25 | 626744.47 |
| 76 | 2031-01 | 14979.53 | 2010.81 | 12968.73 | 613775.74 |
| 77 | 2031-02 | 14979.53 | 1969.20 | 13010.34 | 600765.40 |
| 78 | 2031-03 | 14979.53 | 1927.46 | 13052.08 | 587713.33 |
| 79 | 2031-04 | 14979.53 | 1885.58 | 13093.95 | 574619.37 |
| 80 | 2031-05 | 14979.53 | 1843.57 | 13135.96 | 561483.41 |
| 81 | 2031-06 | 14979.53 | 1801.43 | 13178.11 | 548305.30 |
| 82 | 2031-07 | 14979.53 | 1759.15 | 13220.39 | 535084.92 |
| 83 | 2031-08 | 14979.53 | 1716.73 | 13262.80 | 521822.11 |
| 84 | 2031-09 | 14979.53 | 1674.18 | 13305.35 | 508516.76 |
| 85 | 2031-10 | 14979.53 | 1631.49 | 13348.04 | 495168.72 |
| 86 | 2031-11 | 14979.53 | 1588.67 | 13390.87 | 481777.85 |
| 87 | 2031-12 | 14979.53 | 1545.70 | 13433.83 | 468344.02 |
| 88 | 2032-01 | 14979.53 | 1502.60 | 13476.93 | 454867.09 |
| 89 | 2032-02 | 14979.53 | 1459.37 | 13520.17 | 441346.93 |
| 90 | 2032-03 | 14979.53 | 1415.99 | 13563.55 | 427783.38 |
| 91 | 2032-04 | 14979.53 | 1372.47 | 13607.06 | 414176.32 |
| 92 | 2032-05 | 14979.53 | 1328.82 | 13650.72 | 400525.60 |
| 93 | 2032-06 | 14979.53 | 1285.02 | 13694.51 | 386831.09 |
| 94 | 2032-07 | 14979.53 | 1241.08 | 13738.45 | 373092.64 |
| 95 | 2032-08 | 14979.53 | 1197.01 | 13782.53 | 359310.11 |
| 96 | 2032-09 | 14979.53 | 1152.79 | 13826.75 | 345483.36 |
| 97 | 2032-10 | 14979.53 | 1108.43 | 13871.11 | 331612.26 |
| 98 | 2032-11 | 14979.53 | 1063.92 | 13915.61 | 317696.64 |
| 99 | 2032-12 | 14979.53 | 1019.28 | 13960.26 | 303736.39 |
| 100 | 2033-01 | 14979.53 | 974.49 | 14005.05 | 289731.34 |
| 101 | 2033-02 | 14979.53 | 929.55 | 14049.98 | 275681.36 |
| 102 | 2033-03 | 14979.53 | 884.48 | 14095.06 | 261586.31 |
| 103 | 2033-04 | 14979.53 | 839.26 | 14140.28 | 247446.03 |
| 104 | 2033-05 | 14979.53 | 793.89 | 14185.64 | 233260.39 |
| 105 | 2033-06 | 14979.53 | 748.38 | 14231.16 | 219029.23 |
| 106 | 2033-07 | 14979.53 | 702.72 | 14276.81 | 204752.42 |
| 107 | 2033-08 | 14979.53 | 656.91 | 14322.62 | 190429.80 |
| 108 | 2033-09 | 14979.53 | 610.96 | 14368.57 | 176061.23 |
| 109 | 2033-10 | 14979.53 | 564.86 | 14414.67 | 161646.56 |
| 110 | 2033-11 | 14979.53 | 518.62 | 14460.92 | 147185.64 |
| 111 | 2033-12 | 14979.53 | 472.22 | 14507.31 | 132678.33 |
| 112 | 2034-01 | 14979.53 | 425.68 | 14553.86 | 118124.47 |
| 113 | 2034-02 | 14979.53 | 378.98 | 14600.55 | 103523.92 |
| 114 | 2034-03 | 14979.53 | 332.14 | 14647.39 | 88876.53 |
| 115 | 2034-04 | 14979.53 | 285.15 | 14694.39 | 74182.14 |
| 116 | 2034-05 | 14979.53 | 238.00 | 14741.53 | 59440.61 |
| 117 | 2034-06 | 14979.53 | 190.71 | 14788.83 | 44651.78 |
| 118 | 2034-07 | 14979.53 | 143.26 | 14836.28 | 29815.50 |
| 119 | 2034-08 | 14979.53 | 95.66 | 14883.88 | 14931.63 |
| 120 | 2034-09 | 14979.53 | 47.91 | 14931.63 | 0.00 |
等额本金还款方式：
贷款总额：149万
还款月数：10年
首月还款：17197.08元
每月递减：39.84元
利息总额：28.92万
本息合计：177.92万
节省利息：18328.78元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 17197.08 | 4780.42 | 12416.67 | 1477583.33 |
| 2 | 2024-11 | 17157.25 | 4740.58 | 12416.67 | 1465166.67 |
| 3 | 2024-12 | 17117.41 | 4700.74 | 12416.67 | 1452750.00 |
| 4 | 2025-01 | 17077.57 | 4660.91 | 12416.67 | 1440333.33 |
| 5 | 2025-02 | 17037.74 | 4621.07 | 12416.67 | 1427916.67 |
| 6 | 2025-03 | 16997.90 | 4581.23 | 12416.67 | 1415500.00 |
| 7 | 2025-04 | 16958.06 | 4541.40 | 12416.67 | 1403083.33 |
| 8 | 2025-05 | 16918.23 | 4501.56 | 12416.67 | 1390666.67 |
| 9 | 2025-06 | 16878.39 | 4461.72 | 12416.67 | 1378250.00 |
| 10 | 2025-07 | 16838.55 | 4421.89 | 12416.67 | 1365833.33 |
| 11 | 2025-08 | 16798.72 | 4382.05 | 12416.67 | 1353416.67 |
| 12 | 2025-09 | 16758.88 | 4342.21 | 12416.67 | 1341000.00 |
| 13 | 2025-10 | 16719.04 | 4302.38 | 12416.67 | 1328583.33 |
| 14 | 2025-11 | 16679.20 | 4262.54 | 12416.67 | 1316166.67 |
| 15 | 2025-12 | 16639.37 | 4222.70 | 12416.67 | 1303750.00 |
| 16 | 2026-01 | 16599.53 | 4182.86 | 12416.67 | 1291333.33 |
| 17 | 2026-02 | 16559.69 | 4143.03 | 12416.67 | 1278916.67 |
| 18 | 2026-03 | 16519.86 | 4103.19 | 12416.67 | 1266500.00 |
| 19 | 2026-04 | 16480.02 | 4063.35 | 12416.67 | 1254083.33 |
| 20 | 2026-05 | 16440.18 | 4023.52 | 12416.67 | 1241666.67 |
| 21 | 2026-06 | 16400.35 | 3983.68 | 12416.67 | 1229250.00 |
| 22 | 2026-07 | 16360.51 | 3943.84 | 12416.67 | 1216833.33 |
| 23 | 2026-08 | 16320.67 | 3904.01 | 12416.67 | 1204416.67 |
| 24 | 2026-09 | 16280.84 | 3864.17 | 12416.67 | 1192000.00 |
| 25 | 2026-10 | 16241.00 | 3824.33 | 12416.67 | 1179583.33 |
| 26 | 2026-11 | 16201.16 | 3784.50 | 12416.67 | 1167166.67 |
| 27 | 2026-12 | 16161.33 | 3744.66 | 12416.67 | 1154750.00 |
| 28 | 2027-01 | 16121.49 | 3704.82 | 12416.67 | 1142333.33 |
| 29 | 2027-02 | 16081.65 | 3664.99 | 12416.67 | 1129916.67 |
| 30 | 2027-03 | 16041.82 | 3625.15 | 12416.67 | 1117500.00 |
| 31 | 2027-04 | 16001.98 | 3585.31 | 12416.67 | 1105083.33 |
| 32 | 2027-05 | 15962.14 | 3545.48 | 12416.67 | 1092666.67 |
| 33 | 2027-06 | 15922.31 | 3505.64 | 12416.67 | 1080250.00 |
| 34 | 2027-07 | 15882.47 | 3465.80 | 12416.67 | 1067833.33 |
| 35 | 2027-08 | 15842.63 | 3425.97 | 12416.67 | 1055416.67 |
| 36 | 2027-09 | 15802.80 | 3386.13 | 12416.67 | 1043000.00 |
| 37 | 2027-10 | 15762.96 | 3346.29 | 12416.67 | 1030583.33 |
| 38 | 2027-11 | 15723.12 | 3306.45 | 12416.67 | 1018166.67 |
| 39 | 2027-12 | 15683.28 | 3266.62 | 12416.67 | 1005750.00 |
| 40 | 2028-01 | 15643.45 | 3226.78 | 12416.67 | 993333.33 |
| 41 | 2028-02 | 15603.61 | 3186.94 | 12416.67 | 980916.67 |
| 42 | 2028-03 | 15563.77 | 3147.11 | 12416.67 | 968500.00 |
| 43 | 2028-04 | 15523.94 | 3107.27 | 12416.67 | 956083.33 |
| 44 | 2028-05 | 15484.10 | 3067.43 | 12416.67 | 943666.67 |
| 45 | 2028-06 | 15444.26 | 3027.60 | 12416.67 | 931250.00 |
| 46 | 2028-07 | 15404.43 | 2987.76 | 12416.67 | 918833.33 |
| 47 | 2028-08 | 15364.59 | 2947.92 | 12416.67 | 906416.67 |
| 48 | 2028-09 | 15324.75 | 2908.09 | 12416.67 | 894000.00 |
| 49 | 2028-10 | 15284.92 | 2868.25 | 12416.67 | 881583.33 |
| 50 | 2028-11 | 15245.08 | 2828.41 | 12416.67 | 869166.67 |
| 51 | 2028-12 | 15205.24 | 2788.58 | 12416.67 | 856750.00 |
| 52 | 2029-01 | 15165.41 | 2748.74 | 12416.67 | 844333.33 |
| 53 | 2029-02 | 15125.57 | 2708.90 | 12416.67 | 831916.67 |
| 54 | 2029-03 | 15085.73 | 2669.07 | 12416.67 | 819500.00 |
| 55 | 2029-04 | 15045.90 | 2629.23 | 12416.67 | 807083.33 |
| 56 | 2029-05 | 15006.06 | 2589.39 | 12416.67 | 794666.67 |
| 57 | 2029-06 | 14966.22 | 2549.56 | 12416.67 | 782250.00 |
| 58 | 2029-07 | 14926.39 | 2509.72 | 12416.67 | 769833.33 |
| 59 | 2029-08 | 14886.55 | 2469.88 | 12416.67 | 757416.67 |
| 60 | 2029-09 | 14846.71 | 2430.05 | 12416.67 | 745000.00 |
| 61 | 2029-10 | 14806.88 | 2390.21 | 12416.67 | 732583.33 |
| 62 | 2029-11 | 14767.04 | 2350.37 | 12416.67 | 720166.67 |
| 63 | 2029-12 | 14727.20 | 2310.53 | 12416.67 | 707750.00 |
| 64 | 2030-01 | 14687.36 | 2270.70 | 12416.67 | 695333.33 |
| 65 | 2030-02 | 14647.53 | 2230.86 | 12416.67 | 682916.67 |
| 66 | 2030-03 | 14607.69 | 2191.02 | 12416.67 | 670500.00 |
| 67 | 2030-04 | 14567.85 | 2151.19 | 12416.67 | 658083.33 |
| 68 | 2030-05 | 14528.02 | 2111.35 | 12416.67 | 645666.67 |
| 69 | 2030-06 | 14488.18 | 2071.51 | 12416.67 | 633250.00 |
| 70 | 2030-07 | 14448.34 | 2031.68 | 12416.67 | 620833.33 |
| 71 | 2030-08 | 14408.51 | 1991.84 | 12416.67 | 608416.67 |
| 72 | 2030-09 | 14368.67 | 1952.00 | 12416.67 | 596000.00 |
| 73 | 2030-10 | 14328.83 | 1912.17 | 12416.67 | 583583.33 |
| 74 | 2030-11 | 14289.00 | 1872.33 | 12416.67 | 571166.67 |
| 75 | 2030-12 | 14249.16 | 1832.49 | 12416.67 | 558750.00 |
| 76 | 2031-01 | 14209.32 | 1792.66 | 12416.67 | 546333.33 |
| 77 | 2031-02 | 14169.49 | 1752.82 | 12416.67 | 533916.67 |
| 78 | 2031-03 | 14129.65 | 1712.98 | 12416.67 | 521500.00 |
| 79 | 2031-04 | 14089.81 | 1673.15 | 12416.67 | 509083.33 |
| 80 | 2031-05 | 14049.98 | 1633.31 | 12416.67 | 496666.67 |
| 81 | 2031-06 | 14010.14 | 1593.47 | 12416.67 | 484250.00 |
| 82 | 2031-07 | 13970.30 | 1553.64 | 12416.67 | 471833.33 |
| 83 | 2031-08 | 13930.47 | 1513.80 | 12416.67 | 459416.67 |
| 84 | 2031-09 | 13890.63 | 1473.96 | 12416.67 | 447000.00 |
| 85 | 2031-10 | 13850.79 | 1434.13 | 12416.67 | 434583.33 |
| 86 | 2031-11 | 13810.95 | 1394.29 | 12416.67 | 422166.67 |
| 87 | 2031-12 | 13771.12 | 1354.45 | 12416.67 | 409750.00 |
| 88 | 2032-01 | 13731.28 | 1314.61 | 12416.67 | 397333.33 |
| 89 | 2032-02 | 13691.44 | 1274.78 | 12416.67 | 384916.67 |
| 90 | 2032-03 | 13651.61 | 1234.94 | 12416.67 | 372500.00 |
| 91 | 2032-04 | 13611.77 | 1195.10 | 12416.67 | 360083.33 |
| 92 | 2032-05 | 13571.93 | 1155.27 | 12416.67 | 347666.67 |
| 93 | 2032-06 | 13532.10 | 1115.43 | 12416.67 | 335250.00 |
| 94 | 2032-07 | 13492.26 | 1075.59 | 12416.67 | 322833.33 |
| 95 | 2032-08 | 13452.42 | 1035.76 | 12416.67 | 310416.67 |
| 96 | 2032-09 | 13412.59 | 995.92 | 12416.67 | 298000.00 |
| 97 | 2032-10 | 13372.75 | 956.08 | 12416.67 | 285583.33 |
| 98 | 2032-11 | 13332.91 | 916.25 | 12416.67 | 273166.67 |
| 99 | 2032-12 | 13293.08 | 876.41 | 12416.67 | 260750.00 |
| 100 | 2033-01 | 13253.24 | 836.57 | 12416.67 | 248333.33 |
| 101 | 2033-02 | 13213.40 | 796.74 | 12416.67 | 235916.67 |
| 102 | 2033-03 | 13173.57 | 756.90 | 12416.67 | 223500.00 |
| 103 | 2033-04 | 13133.73 | 717.06 | 12416.67 | 211083.33 |
| 104 | 2033-05 | 13093.89 | 677.23 | 12416.67 | 198666.67 |
| 105 | 2033-06 | 13054.06 | 637.39 | 12416.67 | 186250.00 |
| 106 | 2033-07 | 13014.22 | 597.55 | 12416.67 | 173833.33 |
| 107 | 2033-08 | 12974.38 | 557.72 | 12416.67 | 161416.67 |
| 108 | 2033-09 | 12934.55 | 517.88 | 12416.67 | 149000.00 |
| 109 | 2033-10 | 12894.71 | 478.04 | 12416.67 | 136583.33 |
| 110 | 2033-11 | 12854.87 | 438.20 | 12416.67 | 124166.67 |
| 111 | 2033-12 | 12815.03 | 398.37 | 12416.67 | 111750.00 |
| 112 | 2034-01 | 12775.20 | 358.53 | 12416.67 | 99333.33 |
| 113 | 2034-02 | 12735.36 | 318.69 | 12416.67 | 86916.67 |
| 114 | 2034-03 | 12695.52 | 278.86 | 12416.67 | 74500.00 |
| 115 | 2034-04 | 12655.69 | 239.02 | 12416.67 | 62083.33 |
| 116 | 2034-05 | 12615.85 | 199.18 | 12416.67 | 49666.67 |
| 117 | 2034-06 | 12576.01 | 159.35 | 12416.67 | 37250.00 |
| 118 | 2034-07 | 12536.18 | 119.51 | 12416.67 | 24833.33 |
| 119 | 2034-08 | 12496.34 | 79.67 | 12416.67 | 12416.67 |
| 120 | 2034-09 | 12456.50 | 39.84 | 12416.67 | 0.00 |
友情链接:
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采用2025年12月06日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月06日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
2025年12月06日最新贷款计算器计算最新房贷基准利率，房贷利率表，提供贷款、商业贷款、公积金买房、个人按揭月供购房等银行房贷利率计算公式在线使用，2025年12月06日年最好用的房贷计算器,房贷利息计算专家。