贷款138.6万（商业贷款）房贷，还款10年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：138.6万
还款月数：10年
每月还款：13608.4元
利息总额：24.7万
本息合计：163.3万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 13608.40 | 3869.25 | 9739.15 | 1376260.85 |
| 2 | 2024-11 | 13608.40 | 3842.06 | 9766.34 | 1366494.50 |
| 3 | 2024-12 | 13608.40 | 3814.80 | 9793.61 | 1356700.89 |
| 4 | 2025-01 | 13608.40 | 3787.46 | 9820.95 | 1346879.95 |
| 5 | 2025-02 | 13608.40 | 3760.04 | 9848.36 | 1337031.58 |
| 6 | 2025-03 | 13608.40 | 3732.55 | 9875.86 | 1327155.72 |
| 7 | 2025-04 | 13608.40 | 3704.98 | 9903.43 | 1317252.29 |
| 8 | 2025-05 | 13608.40 | 3677.33 | 9931.08 | 1307321.22 |
| 9 | 2025-06 | 13608.40 | 3649.61 | 9958.80 | 1297362.42 |
| 10 | 2025-07 | 13608.40 | 3621.80 | 9986.60 | 1287375.82 |
| 11 | 2025-08 | 13608.40 | 3593.92 | 10014.48 | 1277361.34 |
| 12 | 2025-09 | 13608.40 | 3565.97 | 10042.44 | 1267318.90 |
| 13 | 2025-10 | 13608.40 | 3537.93 | 10070.47 | 1257248.43 |
| 14 | 2025-11 | 13608.40 | 3509.82 | 10098.59 | 1247149.84 |
| 15 | 2025-12 | 13608.40 | 3481.63 | 10126.78 | 1237023.06 |
| 16 | 2026-01 | 13608.40 | 3453.36 | 10155.05 | 1226868.01 |
| 17 | 2026-02 | 13608.40 | 3425.01 | 10183.40 | 1216684.62 |
| 18 | 2026-03 | 13608.40 | 3396.58 | 10211.83 | 1206472.79 |
| 19 | 2026-04 | 13608.40 | 3368.07 | 10240.33 | 1196232.45 |
| 20 | 2026-05 | 13608.40 | 3339.48 | 10268.92 | 1185963.53 |
| 21 | 2026-06 | 13608.40 | 3310.81 | 10297.59 | 1175665.94 |
| 22 | 2026-07 | 13608.40 | 3282.07 | 10326.34 | 1165339.60 |
| 23 | 2026-08 | 13608.40 | 3253.24 | 10355.17 | 1154984.44 |
| 24 | 2026-09 | 13608.40 | 3224.33 | 10384.07 | 1144600.37 |
| 25 | 2026-10 | 13608.40 | 3195.34 | 10413.06 | 1134187.30 |
| 26 | 2026-11 | 13608.40 | 3166.27 | 10442.13 | 1123745.17 |
| 27 | 2026-12 | 13608.40 | 3137.12 | 10471.28 | 1113273.89 |
| 28 | 2027-01 | 13608.40 | 3107.89 | 10500.52 | 1102773.37 |
| 29 | 2027-02 | 13608.40 | 3078.58 | 10529.83 | 1092243.54 |
| 30 | 2027-03 | 13608.40 | 3049.18 | 10559.22 | 1081684.32 |
| 31 | 2027-04 | 13608.40 | 3019.70 | 10588.70 | 1071095.62 |
| 32 | 2027-05 | 13608.40 | 2990.14 | 10618.26 | 1060477.35 |
| 33 | 2027-06 | 13608.40 | 2960.50 | 10647.91 | 1049829.45 |
| 34 | 2027-07 | 13608.40 | 2930.77 | 10677.63 | 1039151.82 |
| 35 | 2027-08 | 13608.40 | 2900.97 | 10707.44 | 1028444.38 |
| 36 | 2027-09 | 13608.40 | 2871.07 | 10737.33 | 1017707.05 |
| 37 | 2027-10 | 13608.40 | 2841.10 | 10767.31 | 1006939.74 |
| 38 | 2027-11 | 13608.40 | 2811.04 | 10797.36 | 996142.38 |
| 39 | 2027-12 | 13608.40 | 2780.90 | 10827.51 | 985314.87 |
| 40 | 2028-01 | 13608.40 | 2750.67 | 10857.73 | 974457.13 |
| 41 | 2028-02 | 13608.40 | 2720.36 | 10888.05 | 963569.09 |
| 42 | 2028-03 | 13608.40 | 2689.96 | 10918.44 | 952650.65 |
| 43 | 2028-04 | 13608.40 | 2659.48 | 10948.92 | 941701.73 |
| 44 | 2028-05 | 13608.40 | 2628.92 | 10979.49 | 930722.24 |
| 45 | 2028-06 | 13608.40 | 2598.27 | 11010.14 | 919712.10 |
| 46 | 2028-07 | 13608.40 | 2567.53 | 11040.88 | 908671.23 |
| 47 | 2028-08 | 13608.40 | 2536.71 | 11071.70 | 897599.53 |
| 48 | 2028-09 | 13608.40 | 2505.80 | 11102.61 | 886496.92 |
| 49 | 2028-10 | 13608.40 | 2474.80 | 11133.60 | 875363.32 |
| 50 | 2028-11 | 13608.40 | 2443.72 | 11164.68 | 864198.64 |
| 51 | 2028-12 | 13608.40 | 2412.55 | 11195.85 | 853002.79 |
| 52 | 2029-01 | 13608.40 | 2381.30 | 11227.11 | 841775.68 |
| 53 | 2029-02 | 13608.40 | 2349.96 | 11258.45 | 830517.24 |
| 54 | 2029-03 | 13608.40 | 2318.53 | 11289.88 | 819227.36 |
| 55 | 2029-04 | 13608.40 | 2287.01 | 11321.40 | 807905.96 |
| 56 | 2029-05 | 13608.40 | 2255.40 | 11353.00 | 796552.96 |
| 57 | 2029-06 | 13608.40 | 2223.71 | 11384.69 | 785168.27 |
| 58 | 2029-07 | 13608.40 | 2191.93 | 11416.48 | 773751.79 |
| 59 | 2029-08 | 13608.40 | 2160.06 | 11448.35 | 762303.44 |
| 60 | 2029-09 | 13608.40 | 2128.10 | 11480.31 | 750823.14 |
| 61 | 2029-10 | 13608.40 | 2096.05 | 11512.36 | 739310.78 |
| 62 | 2029-11 | 13608.40 | 2063.91 | 11544.50 | 727766.28 |
| 63 | 2029-12 | 13608.40 | 2031.68 | 11576.72 | 716189.56 |
| 64 | 2030-01 | 13608.40 | 1999.36 | 11609.04 | 704580.52 |
| 65 | 2030-02 | 13608.40 | 1966.95 | 11641.45 | 692939.07 |
| 66 | 2030-03 | 13608.40 | 1934.45 | 11673.95 | 681265.12 |
| 67 | 2030-04 | 13608.40 | 1901.87 | 11706.54 | 669558.58 |
| 68 | 2030-05 | 13608.40 | 1869.18 | 11739.22 | 657819.36 |
| 69 | 2030-06 | 13608.40 | 1836.41 | 11771.99 | 646047.36 |
| 70 | 2030-07 | 13608.40 | 1803.55 | 11804.86 | 634242.51 |
| 71 | 2030-08 | 13608.40 | 1770.59 | 11837.81 | 622404.70 |
| 72 | 2030-09 | 13608.40 | 1737.55 | 11870.86 | 610533.84 |
| 73 | 2030-10 | 13608.40 | 1704.41 | 11904.00 | 598629.84 |
| 74 | 2030-11 | 13608.40 | 1671.17 | 11937.23 | 586692.61 |
| 75 | 2030-12 | 13608.40 | 1637.85 | 11970.55 | 574722.06 |
| 76 | 2031-01 | 13608.40 | 1604.43 | 12003.97 | 562718.08 |
| 77 | 2031-02 | 13608.40 | 1570.92 | 12037.48 | 550680.60 |
| 78 | 2031-03 | 13608.40 | 1537.32 | 12071.09 | 538609.51 |
| 79 | 2031-04 | 13608.40 | 1503.62 | 12104.79 | 526504.73 |
| 80 | 2031-05 | 13608.40 | 1469.83 | 12138.58 | 514366.15 |
| 81 | 2031-06 | 13608.40 | 1435.94 | 12172.47 | 502193.68 |
| 82 | 2031-07 | 13608.40 | 1401.96 | 12206.45 | 489987.23 |
| 83 | 2031-08 | 13608.40 | 1367.88 | 12240.52 | 477746.71 |
| 84 | 2031-09 | 13608.40 | 1333.71 | 12274.70 | 465472.01 |
| 85 | 2031-10 | 13608.40 | 1299.44 | 12308.96 | 453163.05 |
| 86 | 2031-11 | 13608.40 | 1265.08 | 12343.32 | 440819.73 |
| 87 | 2031-12 | 13608.40 | 1230.62 | 12377.78 | 428441.94 |
| 88 | 2032-01 | 13608.40 | 1196.07 | 12412.34 | 416029.61 |
| 89 | 2032-02 | 13608.40 | 1161.42 | 12446.99 | 403582.62 |
| 90 | 2032-03 | 13608.40 | 1126.67 | 12481.74 | 391100.88 |
| 91 | 2032-04 | 13608.40 | 1091.82 | 12516.58 | 378584.30 |
| 92 | 2032-05 | 13608.40 | 1056.88 | 12551.52 | 366032.78 |
| 93 | 2032-06 | 13608.40 | 1021.84 | 12586.56 | 353446.21 |
| 94 | 2032-07 | 13608.40 | 986.70 | 12621.70 | 340824.51 |
| 95 | 2032-08 | 13608.40 | 951.47 | 12656.94 | 328167.58 |
| 96 | 2032-09 | 13608.40 | 916.13 | 12692.27 | 315475.31 |
| 97 | 2032-10 | 13608.40 | 880.70 | 12727.70 | 302747.60 |
| 98 | 2032-11 | 13608.40 | 845.17 | 12763.23 | 289984.37 |
| 99 | 2032-12 | 13608.40 | 809.54 | 12798.87 | 277185.50 |
| 100 | 2033-01 | 13608.40 | 773.81 | 12834.60 | 264350.91 |
| 101 | 2033-02 | 13608.40 | 737.98 | 12870.43 | 251480.48 |
| 102 | 2033-03 | 13608.40 | 702.05 | 12906.36 | 238574.13 |
| 103 | 2033-04 | 13608.40 | 666.02 | 12942.39 | 225631.74 |
| 104 | 2033-05 | 13608.40 | 629.89 | 12978.52 | 212653.23 |
| 105 | 2033-06 | 13608.40 | 593.66 | 13014.75 | 199638.48 |
| 106 | 2033-07 | 13608.40 | 557.32 | 13051.08 | 186587.40 |
| 107 | 2033-08 | 13608.40 | 520.89 | 13087.51 | 173499.88 |
| 108 | 2033-09 | 13608.40 | 484.35 | 13124.05 | 160375.83 |
| 109 | 2033-10 | 13608.40 | 447.72 | 13160.69 | 147215.14 |
| 110 | 2033-11 | 13608.40 | 410.98 | 13197.43 | 134017.71 |
| 111 | 2033-12 | 13608.40 | 374.13 | 13234.27 | 120783.44 |
| 112 | 2034-01 | 13608.40 | 337.19 | 13271.22 | 107512.22 |
| 113 | 2034-02 | 13608.40 | 300.14 | 13308.27 | 94203.96 |
| 114 | 2034-03 | 13608.40 | 262.99 | 13345.42 | 80858.54 |
| 115 | 2034-04 | 13608.40 | 225.73 | 13382.67 | 67475.86 |
| 116 | 2034-05 | 13608.40 | 188.37 | 13420.03 | 54055.83 |
| 117 | 2034-06 | 13608.40 | 150.91 | 13457.50 | 40598.33 |
| 118 | 2034-07 | 13608.40 | 113.34 | 13495.07 | 27103.26 |
| 119 | 2034-08 | 13608.40 | 75.66 | 13532.74 | 13570.52 |
| 120 | 2034-09 | 13608.40 | 37.88 | 13570.52 | 0.00 |
等额本金还款方式：
贷款总额：138.6万
还款月数：10年
首月还款：15419.25元
每月递减：32.24元
利息总额：23.41万
本息合计：162.01万
节省利息：12918.95元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 15419.25 | 3869.25 | 11550.00 | 1374450.00 |
| 2 | 2024-11 | 15387.01 | 3837.01 | 11550.00 | 1362900.00 |
| 3 | 2024-12 | 15354.76 | 3804.76 | 11550.00 | 1351350.00 |
| 4 | 2025-01 | 15322.52 | 3772.52 | 11550.00 | 1339800.00 |
| 5 | 2025-02 | 15290.27 | 3740.28 | 11550.00 | 1328250.00 |
| 6 | 2025-03 | 15258.03 | 3708.03 | 11550.00 | 1316700.00 |
| 7 | 2025-04 | 15225.79 | 3675.79 | 11550.00 | 1305150.00 |
| 8 | 2025-05 | 15193.54 | 3643.54 | 11550.00 | 1293600.00 |
| 9 | 2025-06 | 15161.30 | 3611.30 | 11550.00 | 1282050.00 |
| 10 | 2025-07 | 15129.06 | 3579.06 | 11550.00 | 1270500.00 |
| 11 | 2025-08 | 15096.81 | 3546.81 | 11550.00 | 1258950.00 |
| 12 | 2025-09 | 15064.57 | 3514.57 | 11550.00 | 1247400.00 |
| 13 | 2025-10 | 15032.33 | 3482.32 | 11550.00 | 1235850.00 |
| 14 | 2025-11 | 15000.08 | 3450.08 | 11550.00 | 1224300.00 |
| 15 | 2025-12 | 14967.84 | 3417.84 | 11550.00 | 1212750.00 |
| 16 | 2026-01 | 14935.59 | 3385.59 | 11550.00 | 1201200.00 |
| 17 | 2026-02 | 14903.35 | 3353.35 | 11550.00 | 1189650.00 |
| 18 | 2026-03 | 14871.11 | 3321.11 | 11550.00 | 1178100.00 |
| 19 | 2026-04 | 14838.86 | 3288.86 | 11550.00 | 1166550.00 |
| 20 | 2026-05 | 14806.62 | 3256.62 | 11550.00 | 1155000.00 |
| 21 | 2026-06 | 14774.38 | 3224.38 | 11550.00 | 1143450.00 |
| 22 | 2026-07 | 14742.13 | 3192.13 | 11550.00 | 1131900.00 |
| 23 | 2026-08 | 14709.89 | 3159.89 | 11550.00 | 1120350.00 |
| 24 | 2026-09 | 14677.64 | 3127.64 | 11550.00 | 1108800.00 |
| 25 | 2026-10 | 14645.40 | 3095.40 | 11550.00 | 1097250.00 |
| 26 | 2026-11 | 14613.16 | 3063.16 | 11550.00 | 1085700.00 |
| 27 | 2026-12 | 14580.91 | 3030.91 | 11550.00 | 1074150.00 |
| 28 | 2027-01 | 14548.67 | 2998.67 | 11550.00 | 1062600.00 |
| 29 | 2027-02 | 14516.42 | 2966.43 | 11550.00 | 1051050.00 |
| 30 | 2027-03 | 14484.18 | 2934.18 | 11550.00 | 1039500.00 |
| 31 | 2027-04 | 14451.94 | 2901.94 | 11550.00 | 1027950.00 |
| 32 | 2027-05 | 14419.69 | 2869.69 | 11550.00 | 1016400.00 |
| 33 | 2027-06 | 14387.45 | 2837.45 | 11550.00 | 1004850.00 |
| 34 | 2027-07 | 14355.21 | 2805.21 | 11550.00 | 993300.00 |
| 35 | 2027-08 | 14322.96 | 2772.96 | 11550.00 | 981750.00 |
| 36 | 2027-09 | 14290.72 | 2740.72 | 11550.00 | 970200.00 |
| 37 | 2027-10 | 14258.48 | 2708.47 | 11550.00 | 958650.00 |
| 38 | 2027-11 | 14226.23 | 2676.23 | 11550.00 | 947100.00 |
| 39 | 2027-12 | 14193.99 | 2643.99 | 11550.00 | 935550.00 |
| 40 | 2028-01 | 14161.74 | 2611.74 | 11550.00 | 924000.00 |
| 41 | 2028-02 | 14129.50 | 2579.50 | 11550.00 | 912450.00 |
| 42 | 2028-03 | 14097.26 | 2547.26 | 11550.00 | 900900.00 |
| 43 | 2028-04 | 14065.01 | 2515.01 | 11550.00 | 889350.00 |
| 44 | 2028-05 | 14032.77 | 2482.77 | 11550.00 | 877800.00 |
| 45 | 2028-06 | 14000.52 | 2450.53 | 11550.00 | 866250.00 |
| 46 | 2028-07 | 13968.28 | 2418.28 | 11550.00 | 854700.00 |
| 47 | 2028-08 | 13936.04 | 2386.04 | 11550.00 | 843150.00 |
| 48 | 2028-09 | 13903.79 | 2353.79 | 11550.00 | 831600.00 |
| 49 | 2028-10 | 13871.55 | 2321.55 | 11550.00 | 820050.00 |
| 50 | 2028-11 | 13839.31 | 2289.31 | 11550.00 | 808500.00 |
| 51 | 2028-12 | 13807.06 | 2257.06 | 11550.00 | 796950.00 |
| 52 | 2029-01 | 13774.82 | 2224.82 | 11550.00 | 785400.00 |
| 53 | 2029-02 | 13742.58 | 2192.57 | 11550.00 | 773850.00 |
| 54 | 2029-03 | 13710.33 | 2160.33 | 11550.00 | 762300.00 |
| 55 | 2029-04 | 13678.09 | 2128.09 | 11550.00 | 750750.00 |
| 56 | 2029-05 | 13645.84 | 2095.84 | 11550.00 | 739200.00 |
| 57 | 2029-06 | 13613.60 | 2063.60 | 11550.00 | 727650.00 |
| 58 | 2029-07 | 13581.36 | 2031.36 | 11550.00 | 716100.00 |
| 59 | 2029-08 | 13549.11 | 1999.11 | 11550.00 | 704550.00 |
| 60 | 2029-09 | 13516.87 | 1966.87 | 11550.00 | 693000.00 |
| 61 | 2029-10 | 13484.63 | 1934.63 | 11550.00 | 681450.00 |
| 62 | 2029-11 | 13452.38 | 1902.38 | 11550.00 | 669900.00 |
| 63 | 2029-12 | 13420.14 | 1870.14 | 11550.00 | 658350.00 |
| 64 | 2030-01 | 13387.89 | 1837.89 | 11550.00 | 646800.00 |
| 65 | 2030-02 | 13355.65 | 1805.65 | 11550.00 | 635250.00 |
| 66 | 2030-03 | 13323.41 | 1773.41 | 11550.00 | 623700.00 |
| 67 | 2030-04 | 13291.16 | 1741.16 | 11550.00 | 612150.00 |
| 68 | 2030-05 | 13258.92 | 1708.92 | 11550.00 | 600600.00 |
| 69 | 2030-06 | 13226.67 | 1676.67 | 11550.00 | 589050.00 |
| 70 | 2030-07 | 13194.43 | 1644.43 | 11550.00 | 577500.00 |
| 71 | 2030-08 | 13162.19 | 1612.19 | 11550.00 | 565950.00 |
| 72 | 2030-09 | 13129.94 | 1579.94 | 11550.00 | 554400.00 |
| 73 | 2030-10 | 13097.70 | 1547.70 | 11550.00 | 542850.00 |
| 74 | 2030-11 | 13065.46 | 1515.46 | 11550.00 | 531300.00 |
| 75 | 2030-12 | 13033.21 | 1483.21 | 11550.00 | 519750.00 |
| 76 | 2031-01 | 13000.97 | 1450.97 | 11550.00 | 508200.00 |
| 77 | 2031-02 | 12968.73 | 1418.72 | 11550.00 | 496650.00 |
| 78 | 2031-03 | 12936.48 | 1386.48 | 11550.00 | 485100.00 |
| 79 | 2031-04 | 12904.24 | 1354.24 | 11550.00 | 473550.00 |
| 80 | 2031-05 | 12871.99 | 1321.99 | 11550.00 | 462000.00 |
| 81 | 2031-06 | 12839.75 | 1289.75 | 11550.00 | 450450.00 |
| 82 | 2031-07 | 12807.51 | 1257.51 | 11550.00 | 438900.00 |
| 83 | 2031-08 | 12775.26 | 1225.26 | 11550.00 | 427350.00 |
| 84 | 2031-09 | 12743.02 | 1193.02 | 11550.00 | 415800.00 |
| 85 | 2031-10 | 12710.77 | 1160.78 | 11550.00 | 404250.00 |
| 86 | 2031-11 | 12678.53 | 1128.53 | 11550.00 | 392700.00 |
| 87 | 2031-12 | 12646.29 | 1096.29 | 11550.00 | 381150.00 |
| 88 | 2032-01 | 12614.04 | 1064.04 | 11550.00 | 369600.00 |
| 89 | 2032-02 | 12581.80 | 1031.80 | 11550.00 | 358050.00 |
| 90 | 2032-03 | 12549.56 | 999.56 | 11550.00 | 346500.00 |
| 91 | 2032-04 | 12517.31 | 967.31 | 11550.00 | 334950.00 |
| 92 | 2032-05 | 12485.07 | 935.07 | 11550.00 | 323400.00 |
| 93 | 2032-06 | 12452.83 | 902.83 | 11550.00 | 311850.00 |
| 94 | 2032-07 | 12420.58 | 870.58 | 11550.00 | 300300.00 |
| 95 | 2032-08 | 12388.34 | 838.34 | 11550.00 | 288750.00 |
| 96 | 2032-09 | 12356.09 | 806.09 | 11550.00 | 277200.00 |
| 97 | 2032-10 | 12323.85 | 773.85 | 11550.00 | 265650.00 |
| 98 | 2032-11 | 12291.61 | 741.61 | 11550.00 | 254100.00 |
| 99 | 2032-12 | 12259.36 | 709.36 | 11550.00 | 242550.00 |
| 100 | 2033-01 | 12227.12 | 677.12 | 11550.00 | 231000.00 |
| 101 | 2033-02 | 12194.88 | 644.88 | 11550.00 | 219450.00 |
| 102 | 2033-03 | 12162.63 | 612.63 | 11550.00 | 207900.00 |
| 103 | 2033-04 | 12130.39 | 580.39 | 11550.00 | 196350.00 |
| 104 | 2033-05 | 12098.14 | 548.14 | 11550.00 | 184800.00 |
| 105 | 2033-06 | 12065.90 | 515.90 | 11550.00 | 173250.00 |
| 106 | 2033-07 | 12033.66 | 483.66 | 11550.00 | 161700.00 |
| 107 | 2033-08 | 12001.41 | 451.41 | 11550.00 | 150150.00 |
| 108 | 2033-09 | 11969.17 | 419.17 | 11550.00 | 138600.00 |
| 109 | 2033-10 | 11936.92 | 386.93 | 11550.00 | 127050.00 |
| 110 | 2033-11 | 11904.68 | 354.68 | 11550.00 | 115500.00 |
| 111 | 2033-12 | 11872.44 | 322.44 | 11550.00 | 103950.00 |
| 112 | 2034-01 | 11840.19 | 290.19 | 11550.00 | 92400.00 |
| 113 | 2034-02 | 11807.95 | 257.95 | 11550.00 | 80850.00 |
| 114 | 2034-03 | 11775.71 | 225.71 | 11550.00 | 69300.00 |
| 115 | 2034-04 | 11743.46 | 193.46 | 11550.00 | 57750.00 |
| 116 | 2034-05 | 11711.22 | 161.22 | 11550.00 | 46200.00 |
| 117 | 2034-06 | 11678.98 | 128.97 | 11550.00 | 34650.00 |
| 118 | 2034-07 | 11646.73 | 96.73 | 11550.00 | 23100.00 |
| 119 | 2034-08 | 11614.49 | 64.49 | 11550.00 | 11550.00 |
| 120 | 2034-09 | 11582.24 | 32.24 | 11550.00 | 0.00 |
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采用2025年12月07日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月07日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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