贷款139.48万（商业贷款）房贷，还款10年的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：139.48万
还款月数：10年
每月还款：13695元
利息总额：24.86万
本息合计：164.34万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 13695.00 | 3893.87 | 9801.13 | 1385018.87 |
| 2 | 2024-11 | 13695.00 | 3866.51 | 9828.49 | 1375190.38 |
| 3 | 2024-12 | 13695.00 | 3839.07 | 9855.93 | 1365334.45 |
| 4 | 2025-01 | 13695.00 | 3811.56 | 9883.45 | 1355451.00 |
| 5 | 2025-02 | 13695.00 | 3783.97 | 9911.04 | 1345539.96 |
| 6 | 2025-03 | 13695.00 | 3756.30 | 9938.70 | 1335601.26 |
| 7 | 2025-04 | 13695.00 | 3728.55 | 9966.45 | 1325634.81 |
| 8 | 2025-05 | 13695.00 | 3700.73 | 9994.27 | 1315640.54 |
| 9 | 2025-06 | 13695.00 | 3672.83 | 10022.17 | 1305618.36 |
| 10 | 2025-07 | 13695.00 | 3644.85 | 10050.15 | 1295568.21 |
| 11 | 2025-08 | 13695.00 | 3616.79 | 10078.21 | 1285490.00 |
| 12 | 2025-09 | 13695.00 | 3588.66 | 10106.34 | 1275383.66 |
| 13 | 2025-10 | 13695.00 | 3560.45 | 10134.56 | 1265249.10 |
| 14 | 2025-11 | 13695.00 | 3532.15 | 10162.85 | 1255086.25 |
| 15 | 2025-12 | 13695.00 | 3503.78 | 10191.22 | 1244895.03 |
| 16 | 2026-01 | 13695.00 | 3475.33 | 10219.67 | 1234675.36 |
| 17 | 2026-02 | 13695.00 | 3446.80 | 10248.20 | 1224427.15 |
| 18 | 2026-03 | 13695.00 | 3418.19 | 10276.81 | 1214150.34 |
| 19 | 2026-04 | 13695.00 | 3389.50 | 10305.50 | 1203844.84 |
| 20 | 2026-05 | 13695.00 | 3360.73 | 10334.27 | 1193510.57 |
| 21 | 2026-06 | 13695.00 | 3331.88 | 10363.12 | 1183147.45 |
| 22 | 2026-07 | 13695.00 | 3302.95 | 10392.05 | 1172755.40 |
| 23 | 2026-08 | 13695.00 | 3273.94 | 10421.06 | 1162334.34 |
| 24 | 2026-09 | 13695.00 | 3244.85 | 10450.15 | 1151884.19 |
| 25 | 2026-10 | 13695.00 | 3215.68 | 10479.33 | 1141404.86 |
| 26 | 2026-11 | 13695.00 | 3186.42 | 10508.58 | 1130896.28 |
| 27 | 2026-12 | 13695.00 | 3157.09 | 10537.92 | 1120358.36 |
| 28 | 2027-01 | 13695.00 | 3127.67 | 10567.34 | 1109791.02 |
| 29 | 2027-02 | 13695.00 | 3098.17 | 10596.84 | 1099194.18 |
| 30 | 2027-03 | 13695.00 | 3068.58 | 10626.42 | 1088567.76 |
| 31 | 2027-04 | 13695.00 | 3038.92 | 10656.09 | 1077911.68 |
| 32 | 2027-05 | 13695.00 | 3009.17 | 10685.83 | 1067225.85 |
| 33 | 2027-06 | 13695.00 | 2979.34 | 10715.66 | 1056510.18 |
| 34 | 2027-07 | 13695.00 | 2949.42 | 10745.58 | 1045764.60 |
| 35 | 2027-08 | 13695.00 | 2919.43 | 10775.58 | 1034989.02 |
| 36 | 2027-09 | 13695.00 | 2889.34 | 10805.66 | 1024183.36 |
| 37 | 2027-10 | 13695.00 | 2859.18 | 10835.83 | 1013347.54 |
| 38 | 2027-11 | 13695.00 | 2828.93 | 10866.08 | 1002481.46 |
| 39 | 2027-12 | 13695.00 | 2798.59 | 10896.41 | 991585.05 |
| 40 | 2028-01 | 13695.00 | 2768.17 | 10926.83 | 980658.23 |
| 41 | 2028-02 | 13695.00 | 2737.67 | 10957.33 | 969700.89 |
| 42 | 2028-03 | 13695.00 | 2707.08 | 10987.92 | 958712.97 |
| 43 | 2028-04 | 13695.00 | 2676.41 | 11018.60 | 947694.37 |
| 44 | 2028-05 | 13695.00 | 2645.65 | 11049.36 | 936645.02 |
| 45 | 2028-06 | 13695.00 | 2614.80 | 11080.20 | 925564.81 |
| 46 | 2028-07 | 13695.00 | 2583.87 | 11111.14 | 914453.68 |
| 47 | 2028-08 | 13695.00 | 2552.85 | 11142.15 | 903311.52 |
| 48 | 2028-09 | 13695.00 | 2521.74 | 11173.26 | 892138.27 |
| 49 | 2028-10 | 13695.00 | 2490.55 | 11204.45 | 880933.81 |
| 50 | 2028-11 | 13695.00 | 2459.27 | 11235.73 | 869698.08 |
| 51 | 2028-12 | 13695.00 | 2427.91 | 11267.10 | 858430.99 |
| 52 | 2029-01 | 13695.00 | 2396.45 | 11298.55 | 847132.44 |
| 53 | 2029-02 | 13695.00 | 2364.91 | 11330.09 | 835802.35 |
| 54 | 2029-03 | 13695.00 | 2333.28 | 11361.72 | 824440.62 |
| 55 | 2029-04 | 13695.00 | 2301.56 | 11393.44 | 813047.18 |
| 56 | 2029-05 | 13695.00 | 2269.76 | 11425.25 | 801621.94 |
| 57 | 2029-06 | 13695.00 | 2237.86 | 11457.14 | 790164.79 |
| 58 | 2029-07 | 13695.00 | 2205.88 | 11489.13 | 778675.67 |
| 59 | 2029-08 | 13695.00 | 2173.80 | 11521.20 | 767154.47 |
| 60 | 2029-09 | 13695.00 | 2141.64 | 11553.36 | 755601.10 |
| 61 | 2029-10 | 13695.00 | 2109.39 | 11585.62 | 744015.48 |
| 62 | 2029-11 | 13695.00 | 2077.04 | 11617.96 | 732397.52 |
| 63 | 2029-12 | 13695.00 | 2044.61 | 11650.39 | 720747.13 |
| 64 | 2030-01 | 13695.00 | 2012.09 | 11682.92 | 709064.21 |
| 65 | 2030-02 | 13695.00 | 1979.47 | 11715.53 | 697348.68 |
| 66 | 2030-03 | 13695.00 | 1946.77 | 11748.24 | 685600.44 |
| 67 | 2030-04 | 13695.00 | 1913.97 | 11781.04 | 673819.40 |
| 68 | 2030-05 | 13695.00 | 1881.08 | 11813.92 | 662005.48 |
| 69 | 2030-06 | 13695.00 | 1848.10 | 11846.91 | 650158.57 |
| 70 | 2030-07 | 13695.00 | 1815.03 | 11879.98 | 638278.60 |
| 71 | 2030-08 | 13695.00 | 1781.86 | 11913.14 | 626365.45 |
| 72 | 2030-09 | 13695.00 | 1748.60 | 11946.40 | 614419.05 |
| 73 | 2030-10 | 13695.00 | 1715.25 | 11979.75 | 602439.30 |
| 74 | 2030-11 | 13695.00 | 1681.81 | 12013.19 | 590426.11 |
| 75 | 2030-12 | 13695.00 | 1648.27 | 12046.73 | 578379.38 |
| 76 | 2031-01 | 13695.00 | 1614.64 | 12080.36 | 566299.02 |
| 77 | 2031-02 | 13695.00 | 1580.92 | 12114.09 | 554184.93 |
| 78 | 2031-03 | 13695.00 | 1547.10 | 12147.90 | 542037.03 |
| 79 | 2031-04 | 13695.00 | 1513.19 | 12181.82 | 529855.21 |
| 80 | 2031-05 | 13695.00 | 1479.18 | 12215.82 | 517639.39 |
| 81 | 2031-06 | 13695.00 | 1445.08 | 12249.93 | 505389.46 |
| 82 | 2031-07 | 13695.00 | 1410.88 | 12284.12 | 493105.33 |
| 83 | 2031-08 | 13695.00 | 1376.59 | 12318.42 | 480786.92 |
| 84 | 2031-09 | 13695.00 | 1342.20 | 12352.81 | 468434.11 |
| 85 | 2031-10 | 13695.00 | 1307.71 | 12387.29 | 456046.82 |
| 86 | 2031-11 | 13695.00 | 1273.13 | 12421.87 | 443624.94 |
| 87 | 2031-12 | 13695.00 | 1238.45 | 12456.55 | 431168.39 |
| 88 | 2032-01 | 13695.00 | 1203.68 | 12491.33 | 418677.07 |
| 89 | 2032-02 | 13695.00 | 1168.81 | 12526.20 | 406150.87 |
| 90 | 2032-03 | 13695.00 | 1133.84 | 12561.17 | 393589.70 |
| 91 | 2032-04 | 13695.00 | 1098.77 | 12596.23 | 380993.47 |
| 92 | 2032-05 | 13695.00 | 1063.61 | 12631.40 | 368362.08 |
| 93 | 2032-06 | 13695.00 | 1028.34 | 12666.66 | 355695.42 |
| 94 | 2032-07 | 13695.00 | 992.98 | 12702.02 | 342993.40 |
| 95 | 2032-08 | 13695.00 | 957.52 | 12737.48 | 330255.91 |
| 96 | 2032-09 | 13695.00 | 921.96 | 12773.04 | 317482.88 |
| 97 | 2032-10 | 13695.00 | 886.31 | 12808.70 | 304674.18 |
| 98 | 2032-11 | 13695.00 | 850.55 | 12844.45 | 291829.72 |
| 99 | 2032-12 | 13695.00 | 814.69 | 12880.31 | 278949.41 |
| 100 | 2033-01 | 13695.00 | 778.73 | 12916.27 | 266033.14 |
| 101 | 2033-02 | 13695.00 | 742.68 | 12952.33 | 253080.81 |
| 102 | 2033-03 | 13695.00 | 706.52 | 12988.49 | 240092.33 |
| 103 | 2033-04 | 13695.00 | 670.26 | 13024.75 | 227067.58 |
| 104 | 2033-05 | 13695.00 | 633.90 | 13061.11 | 214006.47 |
| 105 | 2033-06 | 13695.00 | 597.43 | 13097.57 | 200908.90 |
| 106 | 2033-07 | 13695.00 | 560.87 | 13134.13 | 187774.77 |
| 107 | 2033-08 | 13695.00 | 524.20 | 13170.80 | 174603.97 |
| 108 | 2033-09 | 13695.00 | 487.44 | 13207.57 | 161396.40 |
| 109 | 2033-10 | 13695.00 | 450.56 | 13244.44 | 148151.97 |
| 110 | 2033-11 | 13695.00 | 413.59 | 13281.41 | 134870.55 |
| 111 | 2033-12 | 13695.00 | 376.51 | 13318.49 | 121552.06 |
| 112 | 2034-01 | 13695.00 | 339.33 | 13355.67 | 108196.39 |
| 113 | 2034-02 | 13695.00 | 302.05 | 13392.96 | 94803.44 |
| 114 | 2034-03 | 13695.00 | 264.66 | 13430.34 | 81373.09 |
| 115 | 2034-04 | 13695.00 | 227.17 | 13467.84 | 67905.26 |
| 116 | 2034-05 | 13695.00 | 189.57 | 13505.43 | 54399.82 |
| 117 | 2034-06 | 13695.00 | 151.87 | 13543.14 | 40856.68 |
| 118 | 2034-07 | 13695.00 | 114.06 | 13580.95 | 27275.74 |
| 119 | 2034-08 | 13695.00 | 76.14 | 13618.86 | 13656.88 |
| 120 | 2034-09 | 13695.00 | 38.13 | 13656.88 | 0.00 |
等额本金还款方式：
贷款总额：139.48万
还款月数：10年
首月还款：15517.37元
每月递减：32.45元
利息总额：23.56万
本息合计：163.04万
节省利息：13001.16元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-10 | 15517.37 | 3893.87 | 11623.50 | 1383196.50 |
| 2 | 2024-11 | 15484.92 | 3861.42 | 11623.50 | 1371573.00 |
| 3 | 2024-12 | 15452.47 | 3828.97 | 11623.50 | 1359949.50 |
| 4 | 2025-01 | 15420.03 | 3796.53 | 11623.50 | 1348326.00 |
| 5 | 2025-02 | 15387.58 | 3764.08 | 11623.50 | 1336702.50 |
| 6 | 2025-03 | 15355.13 | 3731.63 | 11623.50 | 1325079.00 |
| 7 | 2025-04 | 15322.68 | 3699.18 | 11623.50 | 1313455.50 |
| 8 | 2025-05 | 15290.23 | 3666.73 | 11623.50 | 1301832.00 |
| 9 | 2025-06 | 15257.78 | 3634.28 | 11623.50 | 1290208.50 |
| 10 | 2025-07 | 15225.33 | 3601.83 | 11623.50 | 1278585.00 |
| 11 | 2025-08 | 15192.88 | 3569.38 | 11623.50 | 1266961.50 |
| 12 | 2025-09 | 15160.43 | 3536.93 | 11623.50 | 1255338.00 |
| 13 | 2025-10 | 15127.99 | 3504.49 | 11623.50 | 1243714.50 |
| 14 | 2025-11 | 15095.54 | 3472.04 | 11623.50 | 1232091.00 |
| 15 | 2025-12 | 15063.09 | 3439.59 | 11623.50 | 1220467.50 |
| 16 | 2026-01 | 15030.64 | 3407.14 | 11623.50 | 1208844.00 |
| 17 | 2026-02 | 14998.19 | 3374.69 | 11623.50 | 1197220.50 |
| 18 | 2026-03 | 14965.74 | 3342.24 | 11623.50 | 1185597.00 |
| 19 | 2026-04 | 14933.29 | 3309.79 | 11623.50 | 1173973.50 |
| 20 | 2026-05 | 14900.84 | 3277.34 | 11623.50 | 1162350.00 |
| 21 | 2026-06 | 14868.39 | 3244.89 | 11623.50 | 1150726.50 |
| 22 | 2026-07 | 14835.94 | 3212.44 | 11623.50 | 1139103.00 |
| 23 | 2026-08 | 14803.50 | 3180.00 | 11623.50 | 1127479.50 |
| 24 | 2026-09 | 14771.05 | 3147.55 | 11623.50 | 1115856.00 |
| 25 | 2026-10 | 14738.60 | 3115.10 | 11623.50 | 1104232.50 |
| 26 | 2026-11 | 14706.15 | 3082.65 | 11623.50 | 1092609.00 |
| 27 | 2026-12 | 14673.70 | 3050.20 | 11623.50 | 1080985.50 |
| 28 | 2027-01 | 14641.25 | 3017.75 | 11623.50 | 1069362.00 |
| 29 | 2027-02 | 14608.80 | 2985.30 | 11623.50 | 1057738.50 |
| 30 | 2027-03 | 14576.35 | 2952.85 | 11623.50 | 1046115.00 |
| 31 | 2027-04 | 14543.90 | 2920.40 | 11623.50 | 1034491.50 |
| 32 | 2027-05 | 14511.46 | 2887.96 | 11623.50 | 1022868.00 |
| 33 | 2027-06 | 14479.01 | 2855.51 | 11623.50 | 1011244.50 |
| 34 | 2027-07 | 14446.56 | 2823.06 | 11623.50 | 999621.00 |
| 35 | 2027-08 | 14414.11 | 2790.61 | 11623.50 | 987997.50 |
| 36 | 2027-09 | 14381.66 | 2758.16 | 11623.50 | 976374.00 |
| 37 | 2027-10 | 14349.21 | 2725.71 | 11623.50 | 964750.50 |
| 38 | 2027-11 | 14316.76 | 2693.26 | 11623.50 | 953127.00 |
| 39 | 2027-12 | 14284.31 | 2660.81 | 11623.50 | 941503.50 |
| 40 | 2028-01 | 14251.86 | 2628.36 | 11623.50 | 929880.00 |
| 41 | 2028-02 | 14219.42 | 2595.91 | 11623.50 | 918256.50 |
| 42 | 2028-03 | 14186.97 | 2563.47 | 11623.50 | 906633.00 |
| 43 | 2028-04 | 14154.52 | 2531.02 | 11623.50 | 895009.50 |
| 44 | 2028-05 | 14122.07 | 2498.57 | 11623.50 | 883386.00 |
| 45 | 2028-06 | 14089.62 | 2466.12 | 11623.50 | 871762.50 |
| 46 | 2028-07 | 14057.17 | 2433.67 | 11623.50 | 860139.00 |
| 47 | 2028-08 | 14024.72 | 2401.22 | 11623.50 | 848515.50 |
| 48 | 2028-09 | 13992.27 | 2368.77 | 11623.50 | 836892.00 |
| 49 | 2028-10 | 13959.82 | 2336.32 | 11623.50 | 825268.50 |
| 50 | 2028-11 | 13927.37 | 2303.87 | 11623.50 | 813645.00 |
| 51 | 2028-12 | 13894.93 | 2271.43 | 11623.50 | 802021.50 |
| 52 | 2029-01 | 13862.48 | 2238.98 | 11623.50 | 790398.00 |
| 53 | 2029-02 | 13830.03 | 2206.53 | 11623.50 | 778774.50 |
| 54 | 2029-03 | 13797.58 | 2174.08 | 11623.50 | 767151.00 |
| 55 | 2029-04 | 13765.13 | 2141.63 | 11623.50 | 755527.50 |
| 56 | 2029-05 | 13732.68 | 2109.18 | 11623.50 | 743904.00 |
| 57 | 2029-06 | 13700.23 | 2076.73 | 11623.50 | 732280.50 |
| 58 | 2029-07 | 13667.78 | 2044.28 | 11623.50 | 720657.00 |
| 59 | 2029-08 | 13635.33 | 2011.83 | 11623.50 | 709033.50 |
| 60 | 2029-09 | 13602.89 | 1979.39 | 11623.50 | 697410.00 |
| 61 | 2029-10 | 13570.44 | 1946.94 | 11623.50 | 685786.50 |
| 62 | 2029-11 | 13537.99 | 1914.49 | 11623.50 | 674163.00 |
| 63 | 2029-12 | 13505.54 | 1882.04 | 11623.50 | 662539.50 |
| 64 | 2030-01 | 13473.09 | 1849.59 | 11623.50 | 650916.00 |
| 65 | 2030-02 | 13440.64 | 1817.14 | 11623.50 | 639292.50 |
| 66 | 2030-03 | 13408.19 | 1784.69 | 11623.50 | 627669.00 |
| 67 | 2030-04 | 13375.74 | 1752.24 | 11623.50 | 616045.50 |
| 68 | 2030-05 | 13343.29 | 1719.79 | 11623.50 | 604422.00 |
| 69 | 2030-06 | 13310.84 | 1687.34 | 11623.50 | 592798.50 |
| 70 | 2030-07 | 13278.40 | 1654.90 | 11623.50 | 581175.00 |
| 71 | 2030-08 | 13245.95 | 1622.45 | 11623.50 | 569551.50 |
| 72 | 2030-09 | 13213.50 | 1590.00 | 11623.50 | 557928.00 |
| 73 | 2030-10 | 13181.05 | 1557.55 | 11623.50 | 546304.50 |
| 74 | 2030-11 | 13148.60 | 1525.10 | 11623.50 | 534681.00 |
| 75 | 2030-12 | 13116.15 | 1492.65 | 11623.50 | 523057.50 |
| 76 | 2031-01 | 13083.70 | 1460.20 | 11623.50 | 511434.00 |
| 77 | 2031-02 | 13051.25 | 1427.75 | 11623.50 | 499810.50 |
| 78 | 2031-03 | 13018.80 | 1395.30 | 11623.50 | 488187.00 |
| 79 | 2031-04 | 12986.36 | 1362.86 | 11623.50 | 476563.50 |
| 80 | 2031-05 | 12953.91 | 1330.41 | 11623.50 | 464940.00 |
| 81 | 2031-06 | 12921.46 | 1297.96 | 11623.50 | 453316.50 |
| 82 | 2031-07 | 12889.01 | 1265.51 | 11623.50 | 441693.00 |
| 83 | 2031-08 | 12856.56 | 1233.06 | 11623.50 | 430069.50 |
| 84 | 2031-09 | 12824.11 | 1200.61 | 11623.50 | 418446.00 |
| 85 | 2031-10 | 12791.66 | 1168.16 | 11623.50 | 406822.50 |
| 86 | 2031-11 | 12759.21 | 1135.71 | 11623.50 | 395199.00 |
| 87 | 2031-12 | 12726.76 | 1103.26 | 11623.50 | 383575.50 |
| 88 | 2032-01 | 12694.31 | 1070.81 | 11623.50 | 371952.00 |
| 89 | 2032-02 | 12661.87 | 1038.37 | 11623.50 | 360328.50 |
| 90 | 2032-03 | 12629.42 | 1005.92 | 11623.50 | 348705.00 |
| 91 | 2032-04 | 12596.97 | 973.47 | 11623.50 | 337081.50 |
| 92 | 2032-05 | 12564.52 | 941.02 | 11623.50 | 325458.00 |
| 93 | 2032-06 | 12532.07 | 908.57 | 11623.50 | 313834.50 |
| 94 | 2032-07 | 12499.62 | 876.12 | 11623.50 | 302211.00 |
| 95 | 2032-08 | 12467.17 | 843.67 | 11623.50 | 290587.50 |
| 96 | 2032-09 | 12434.72 | 811.22 | 11623.50 | 278964.00 |
| 97 | 2032-10 | 12402.27 | 778.77 | 11623.50 | 267340.50 |
| 98 | 2032-11 | 12369.83 | 746.33 | 11623.50 | 255717.00 |
| 99 | 2032-12 | 12337.38 | 713.88 | 11623.50 | 244093.50 |
| 100 | 2033-01 | 12304.93 | 681.43 | 11623.50 | 232470.00 |
| 101 | 2033-02 | 12272.48 | 648.98 | 11623.50 | 220846.50 |
| 102 | 2033-03 | 12240.03 | 616.53 | 11623.50 | 209223.00 |
| 103 | 2033-04 | 12207.58 | 584.08 | 11623.50 | 197599.50 |
| 104 | 2033-05 | 12175.13 | 551.63 | 11623.50 | 185976.00 |
| 105 | 2033-06 | 12142.68 | 519.18 | 11623.50 | 174352.50 |
| 106 | 2033-07 | 12110.23 | 486.73 | 11623.50 | 162729.00 |
| 107 | 2033-08 | 12077.79 | 454.29 | 11623.50 | 151105.50 |
| 108 | 2033-09 | 12045.34 | 421.84 | 11623.50 | 139482.00 |
| 109 | 2033-10 | 12012.89 | 389.39 | 11623.50 | 127858.50 |
| 110 | 2033-11 | 11980.44 | 356.94 | 11623.50 | 116235.00 |
| 111 | 2033-12 | 11947.99 | 324.49 | 11623.50 | 104611.50 |
| 112 | 2034-01 | 11915.54 | 292.04 | 11623.50 | 92988.00 |
| 113 | 2034-02 | 11883.09 | 259.59 | 11623.50 | 81364.50 |
| 114 | 2034-03 | 11850.64 | 227.14 | 11623.50 | 69741.00 |
| 115 | 2034-04 | 11818.19 | 194.69 | 11623.50 | 58117.50 |
| 116 | 2034-05 | 11785.74 | 162.24 | 11623.50 | 46494.00 |
| 117 | 2034-06 | 11753.30 | 129.80 | 11623.50 | 34870.50 |
| 118 | 2034-07 | 11720.85 | 97.35 | 11623.50 | 23247.00 |
| 119 | 2034-08 | 11688.40 | 64.90 | 11623.50 | 11623.50 |
| 120 | 2034-09 | 11655.95 | 32.45 | 11623.50 | 0.00 |
友情链接:
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采用2025年12月07日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年12月07日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
2025年12月07日最新贷款计算器计算最新房贷基准利率，房贷利率表，提供贷款、商业贷款、公积金买房、个人按揭月供购房等银行房贷利率计算公式在线使用，2025年12月07日年最好用的房贷计算器,房贷利息计算专家。