贷款81.29万（商业贷款）的房贷，还款10年5个月的等额本息和等额本金，有两种还款方式明细说明解析。
还款方式一：等额本息
贷款总额：81.29万
还款月数：10年5个月
每月还款：7923.78元
利息总额：17.76万
本息合计：99.05万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 7923.78 | 2641.92 | 5281.85 | 807618.15 |
| 2 | 2025-02 | 7923.78 | 2624.76 | 5299.02 | 802319.13 |
| 3 | 2025-03 | 7923.78 | 2607.54 | 5316.24 | 797002.89 |
| 4 | 2025-04 | 7923.78 | 2590.26 | 5333.52 | 791669.38 |
| 5 | 2025-05 | 7923.78 | 2572.93 | 5350.85 | 786318.53 |
| 6 | 2025-06 | 7923.78 | 2555.54 | 5368.24 | 780950.29 |
| 7 | 2025-07 | 7923.78 | 2538.09 | 5385.69 | 775564.60 |
| 8 | 2025-08 | 7923.78 | 2520.58 | 5403.19 | 770161.41 |
| 9 | 2025-09 | 7923.78 | 2503.02 | 5420.75 | 764740.66 |
| 10 | 2025-10 | 7923.78 | 2485.41 | 5438.37 | 759302.29 |
| 11 | 2025-11 | 7923.78 | 2467.73 | 5456.04 | 753846.25 |
| 12 | 2025-12 | 7923.78 | 2450.00 | 5473.78 | 748372.47 |
| 13 | 2026-01 | 7923.78 | 2432.21 | 5491.57 | 742880.90 |
| 14 | 2026-02 | 7923.78 | 2414.36 | 5509.41 | 737371.49 |
| 15 | 2026-03 | 7923.78 | 2396.46 | 5527.32 | 731844.17 |
| 16 | 2026-04 | 7923.78 | 2378.49 | 5545.28 | 726298.89 |
| 17 | 2026-05 | 7923.78 | 2360.47 | 5563.30 | 720735.59 |
| 18 | 2026-06 | 7923.78 | 2342.39 | 5581.39 | 715154.20 |
| 19 | 2026-07 | 7923.78 | 2324.25 | 5599.52 | 709554.68 |
| 20 | 2026-08 | 7923.78 | 2306.05 | 5617.72 | 703936.95 |
| 21 | 2026-09 | 7923.78 | 2287.80 | 5635.98 | 698300.97 |
| 22 | 2026-10 | 7923.78 | 2269.48 | 5654.30 | 692646.68 |
| 23 | 2026-11 | 7923.78 | 2251.10 | 5672.67 | 686974.00 |
| 24 | 2026-12 | 7923.78 | 2232.67 | 5691.11 | 681282.89 |
| 25 | 2027-01 | 7923.78 | 2214.17 | 5709.61 | 675573.29 |
| 26 | 2027-02 | 7923.78 | 2195.61 | 5728.16 | 669845.12 |
| 27 | 2027-03 | 7923.78 | 2177.00 | 5746.78 | 664098.34 |
| 28 | 2027-04 | 7923.78 | 2158.32 | 5765.46 | 658332.89 |
| 29 | 2027-05 | 7923.78 | 2139.58 | 5784.19 | 652548.69 |
| 30 | 2027-06 | 7923.78 | 2120.78 | 5802.99 | 646745.70 |
| 31 | 2027-07 | 7923.78 | 2101.92 | 5821.85 | 640923.85 |
| 32 | 2027-08 | 7923.78 | 2083.00 | 5840.77 | 635083.08 |
| 33 | 2027-09 | 7923.78 | 2064.02 | 5859.76 | 629223.32 |
| 34 | 2027-10 | 7923.78 | 2044.98 | 5878.80 | 623344.52 |
| 35 | 2027-11 | 7923.78 | 2025.87 | 5897.91 | 617446.61 |
| 36 | 2027-12 | 7923.78 | 2006.70 | 5917.07 | 611529.54 |
| 37 | 2028-01 | 7923.78 | 1987.47 | 5936.30 | 605593.23 |
| 38 | 2028-02 | 7923.78 | 1968.18 | 5955.60 | 599637.64 |
| 39 | 2028-03 | 7923.78 | 1948.82 | 5974.95 | 593662.68 |
| 40 | 2028-04 | 7923.78 | 1929.40 | 5994.37 | 587668.31 |
| 41 | 2028-05 | 7923.78 | 1909.92 | 6013.85 | 581654.46 |
| 42 | 2028-06 | 7923.78 | 1890.38 | 6033.40 | 575621.06 |
| 43 | 2028-07 | 7923.78 | 1870.77 | 6053.01 | 569568.05 |
| 44 | 2028-08 | 7923.78 | 1851.10 | 6072.68 | 563495.37 |
| 45 | 2028-09 | 7923.78 | 1831.36 | 6092.42 | 557402.96 |
| 46 | 2028-10 | 7923.78 | 1811.56 | 6112.22 | 551290.74 |
| 47 | 2028-11 | 7923.78 | 1791.69 | 6132.08 | 545158.66 |
| 48 | 2028-12 | 7923.78 | 1771.77 | 6152.01 | 539006.65 |
| 49 | 2029-01 | 7923.78 | 1751.77 | 6172.00 | 532834.65 |
| 50 | 2029-02 | 7923.78 | 1731.71 | 6192.06 | 526642.58 |
| 51 | 2029-03 | 7923.78 | 1711.59 | 6212.19 | 520430.39 |
| 52 | 2029-04 | 7923.78 | 1691.40 | 6232.38 | 514198.02 |
| 53 | 2029-05 | 7923.78 | 1671.14 | 6252.63 | 507945.39 |
| 54 | 2029-06 | 7923.78 | 1650.82 | 6272.95 | 501672.43 |
| 55 | 2029-07 | 7923.78 | 1630.44 | 6293.34 | 495379.09 |
| 56 | 2029-08 | 7923.78 | 1609.98 | 6313.79 | 489065.30 |
| 57 | 2029-09 | 7923.78 | 1589.46 | 6334.31 | 482730.98 |
| 58 | 2029-10 | 7923.78 | 1568.88 | 6354.90 | 476376.08 |
| 59 | 2029-11 | 7923.78 | 1548.22 | 6375.55 | 470000.53 |
| 60 | 2029-12 | 7923.78 | 1527.50 | 6396.27 | 463604.26 |
| 61 | 2030-01 | 7923.78 | 1506.71 | 6417.06 | 457187.19 |
| 62 | 2030-02 | 7923.78 | 1485.86 | 6437.92 | 450749.28 |
| 63 | 2030-03 | 7923.78 | 1464.94 | 6458.84 | 444290.44 |
| 64 | 2030-04 | 7923.78 | 1443.94 | 6479.83 | 437810.61 |
| 65 | 2030-05 | 7923.78 | 1422.88 | 6500.89 | 431309.71 |
| 66 | 2030-06 | 7923.78 | 1401.76 | 6522.02 | 424787.69 |
| 67 | 2030-07 | 7923.78 | 1380.56 | 6543.22 | 418244.48 |
| 68 | 2030-08 | 7923.78 | 1359.29 | 6564.48 | 411680.00 |
| 69 | 2030-09 | 7923.78 | 1337.96 | 6585.82 | 405094.18 |
| 70 | 2030-10 | 7923.78 | 1316.56 | 6607.22 | 398486.96 |
| 71 | 2030-11 | 7923.78 | 1295.08 | 6628.69 | 391858.27 |
| 72 | 2030-12 | 7923.78 | 1273.54 | 6650.24 | 385208.03 |
| 73 | 2031-01 | 7923.78 | 1251.93 | 6671.85 | 378536.18 |
| 74 | 2031-02 | 7923.78 | 1230.24 | 6693.53 | 371842.65 |
| 75 | 2031-03 | 7923.78 | 1208.49 | 6715.29 | 365127.36 |
| 76 | 2031-04 | 7923.78 | 1186.66 | 6737.11 | 358390.25 |
| 77 | 2031-05 | 7923.78 | 1164.77 | 6759.01 | 351631.24 |
| 78 | 2031-06 | 7923.78 | 1142.80 | 6780.97 | 344850.27 |
| 79 | 2031-07 | 7923.78 | 1120.76 | 6803.01 | 338047.26 |
| 80 | 2031-08 | 7923.78 | 1098.65 | 6825.12 | 331222.13 |
| 81 | 2031-09 | 7923.78 | 1076.47 | 6847.30 | 324374.83 |
| 82 | 2031-10 | 7923.78 | 1054.22 | 6869.56 | 317505.27 |
| 83 | 2031-11 | 7923.78 | 1031.89 | 6891.88 | 310613.39 |
| 84 | 2031-12 | 7923.78 | 1009.49 | 6914.28 | 303699.11 |
| 85 | 2032-01 | 7923.78 | 987.02 | 6936.75 | 296762.35 |
| 86 | 2032-02 | 7923.78 | 964.48 | 6959.30 | 289803.06 |
| 87 | 2032-03 | 7923.78 | 941.86 | 6981.92 | 282821.14 |
| 88 | 2032-04 | 7923.78 | 919.17 | 7004.61 | 275816.53 |
| 89 | 2032-05 | 7923.78 | 896.40 | 7027.37 | 268789.16 |
| 90 | 2032-06 | 7923.78 | 873.56 | 7050.21 | 261738.95 |
| 91 | 2032-07 | 7923.78 | 850.65 | 7073.12 | 254665.83 |
| 92 | 2032-08 | 7923.78 | 827.66 | 7096.11 | 247569.71 |
| 93 | 2032-09 | 7923.78 | 804.60 | 7119.17 | 240450.54 |
| 94 | 2032-10 | 7923.78 | 781.46 | 7142.31 | 233308.23 |
| 95 | 2032-11 | 7923.78 | 758.25 | 7165.52 | 226142.70 |
| 96 | 2032-12 | 7923.78 | 734.96 | 7188.81 | 218953.89 |
| 97 | 2033-01 | 7923.78 | 711.60 | 7212.18 | 211741.72 |
| 98 | 2033-02 | 7923.78 | 688.16 | 7235.62 | 204506.10 |
| 99 | 2033-03 | 7923.78 | 664.64 | 7259.13 | 197246.97 |
| 100 | 2033-04 | 7923.78 | 641.05 | 7282.72 | 189964.25 |
| 101 | 2033-05 | 7923.78 | 617.38 | 7306.39 | 182657.86 |
| 102 | 2033-06 | 7923.78 | 593.64 | 7330.14 | 175327.72 |
| 103 | 2033-07 | 7923.78 | 569.82 | 7353.96 | 167973.76 |
| 104 | 2033-08 | 7923.78 | 545.91 | 7377.86 | 160595.90 |
| 105 | 2033-09 | 7923.78 | 521.94 | 7401.84 | 153194.06 |
| 106 | 2033-10 | 7923.78 | 497.88 | 7425.90 | 145768.16 |
| 107 | 2033-11 | 7923.78 | 473.75 | 7450.03 | 138318.13 |
| 108 | 2033-12 | 7923.78 | 449.53 | 7474.24 | 130843.89 |
| 109 | 2034-01 | 7923.78 | 425.24 | 7498.53 | 123345.36 |
| 110 | 2034-02 | 7923.78 | 400.87 | 7522.90 | 115822.45 |
| 111 | 2034-03 | 7923.78 | 376.42 | 7547.35 | 108275.10 |
| 112 | 2034-04 | 7923.78 | 351.89 | 7571.88 | 100703.22 |
| 113 | 2034-05 | 7923.78 | 327.29 | 7596.49 | 93106.73 |
| 114 | 2034-06 | 7923.78 | 302.60 | 7621.18 | 85485.55 |
| 115 | 2034-07 | 7923.78 | 277.83 | 7645.95 | 77839.60 |
| 116 | 2034-08 | 7923.78 | 252.98 | 7670.80 | 70168.81 |
| 117 | 2034-09 | 7923.78 | 228.05 | 7695.73 | 62473.08 |
| 118 | 2034-10 | 7923.78 | 203.04 | 7720.74 | 54752.34 |
| 119 | 2034-11 | 7923.78 | 177.95 | 7745.83 | 47006.51 |
| 120 | 2034-12 | 7923.78 | 152.77 | 7771.00 | 39235.51 |
| 121 | 2035-01 | 7923.78 | 127.52 | 7796.26 | 31439.24 |
| 122 | 2035-02 | 7923.78 | 102.18 | 7821.60 | 23617.65 |
| 123 | 2035-03 | 7923.78 | 76.76 | 7847.02 | 15770.63 |
| 124 | 2035-04 | 7923.78 | 51.25 | 7872.52 | 7898.11 |
| 125 | 2035-05 | 7923.78 | 25.67 | 7898.11 | 0.00 |
还款方式二：等额本金
贷款总额：81.29万
还款月数：10年5个月
首月还款：9145.13元
每月递减：21.14元
利息总额：16.64万
本息合计：97.93万
节省利息：11130.69元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-01 | 9145.13 | 2641.92 | 6503.20 | 806396.80 |
| 2 | 2025-02 | 9123.99 | 2620.79 | 6503.20 | 799893.60 |
| 3 | 2025-03 | 9102.85 | 2599.65 | 6503.20 | 793390.40 |
| 4 | 2025-04 | 9081.72 | 2578.52 | 6503.20 | 786887.20 |
| 5 | 2025-05 | 9060.58 | 2557.38 | 6503.20 | 780384.00 |
| 6 | 2025-06 | 9039.45 | 2536.25 | 6503.20 | 773880.80 |
| 7 | 2025-07 | 9018.31 | 2515.11 | 6503.20 | 767377.60 |
| 8 | 2025-08 | 8997.18 | 2493.98 | 6503.20 | 760874.40 |
| 9 | 2025-09 | 8976.04 | 2472.84 | 6503.20 | 754371.20 |
| 10 | 2025-10 | 8954.91 | 2451.71 | 6503.20 | 747868.00 |
| 11 | 2025-11 | 8933.77 | 2430.57 | 6503.20 | 741364.80 |
| 12 | 2025-12 | 8912.64 | 2409.44 | 6503.20 | 734861.60 |
| 13 | 2026-01 | 8891.50 | 2388.30 | 6503.20 | 728358.40 |
| 14 | 2026-02 | 8870.36 | 2367.16 | 6503.20 | 721855.20 |
| 15 | 2026-03 | 8849.23 | 2346.03 | 6503.20 | 715352.00 |
| 16 | 2026-04 | 8828.09 | 2324.89 | 6503.20 | 708848.80 |
| 17 | 2026-05 | 8806.96 | 2303.76 | 6503.20 | 702345.60 |
| 18 | 2026-06 | 8785.82 | 2282.62 | 6503.20 | 695842.40 |
| 19 | 2026-07 | 8764.69 | 2261.49 | 6503.20 | 689339.20 |
| 20 | 2026-08 | 8743.55 | 2240.35 | 6503.20 | 682836.00 |
| 21 | 2026-09 | 8722.42 | 2219.22 | 6503.20 | 676332.80 |
| 22 | 2026-10 | 8701.28 | 2198.08 | 6503.20 | 669829.60 |
| 23 | 2026-11 | 8680.15 | 2176.95 | 6503.20 | 663326.40 |
| 24 | 2026-12 | 8659.01 | 2155.81 | 6503.20 | 656823.20 |
| 25 | 2027-01 | 8637.88 | 2134.68 | 6503.20 | 650320.00 |
| 26 | 2027-02 | 8616.74 | 2113.54 | 6503.20 | 643816.80 |
| 27 | 2027-03 | 8595.60 | 2092.40 | 6503.20 | 637313.60 |
| 28 | 2027-04 | 8574.47 | 2071.27 | 6503.20 | 630810.40 |
| 29 | 2027-05 | 8553.33 | 2050.13 | 6503.20 | 624307.20 |
| 30 | 2027-06 | 8532.20 | 2029.00 | 6503.20 | 617804.00 |
| 31 | 2027-07 | 8511.06 | 2007.86 | 6503.20 | 611300.80 |
| 32 | 2027-08 | 8489.93 | 1986.73 | 6503.20 | 604797.60 |
| 33 | 2027-09 | 8468.79 | 1965.59 | 6503.20 | 598294.40 |
| 34 | 2027-10 | 8447.66 | 1944.46 | 6503.20 | 591791.20 |
| 35 | 2027-11 | 8426.52 | 1923.32 | 6503.20 | 585288.00 |
| 36 | 2027-12 | 8405.39 | 1902.19 | 6503.20 | 578784.80 |
| 37 | 2028-01 | 8384.25 | 1881.05 | 6503.20 | 572281.60 |
| 38 | 2028-02 | 8363.12 | 1859.92 | 6503.20 | 565778.40 |
| 39 | 2028-03 | 8341.98 | 1838.78 | 6503.20 | 559275.20 |
| 40 | 2028-04 | 8320.84 | 1817.64 | 6503.20 | 552772.00 |
| 41 | 2028-05 | 8299.71 | 1796.51 | 6503.20 | 546268.80 |
| 42 | 2028-06 | 8278.57 | 1775.37 | 6503.20 | 539765.60 |
| 43 | 2028-07 | 8257.44 | 1754.24 | 6503.20 | 533262.40 |
| 44 | 2028-08 | 8236.30 | 1733.10 | 6503.20 | 526759.20 |
| 45 | 2028-09 | 8215.17 | 1711.97 | 6503.20 | 520256.00 |
| 46 | 2028-10 | 8194.03 | 1690.83 | 6503.20 | 513752.80 |
| 47 | 2028-11 | 8172.90 | 1669.70 | 6503.20 | 507249.60 |
| 48 | 2028-12 | 8151.76 | 1648.56 | 6503.20 | 500746.40 |
| 49 | 2029-01 | 8130.63 | 1627.43 | 6503.20 | 494243.20 |
| 50 | 2029-02 | 8109.49 | 1606.29 | 6503.20 | 487740.00 |
| 51 | 2029-03 | 8088.35 | 1585.15 | 6503.20 | 481236.80 |
| 52 | 2029-04 | 8067.22 | 1564.02 | 6503.20 | 474733.60 |
| 53 | 2029-05 | 8046.08 | 1542.88 | 6503.20 | 468230.40 |
| 54 | 2029-06 | 8024.95 | 1521.75 | 6503.20 | 461727.20 |
| 55 | 2029-07 | 8003.81 | 1500.61 | 6503.20 | 455224.00 |
| 56 | 2029-08 | 7982.68 | 1479.48 | 6503.20 | 448720.80 |
| 57 | 2029-09 | 7961.54 | 1458.34 | 6503.20 | 442217.60 |
| 58 | 2029-10 | 7940.41 | 1437.21 | 6503.20 | 435714.40 |
| 59 | 2029-11 | 7919.27 | 1416.07 | 6503.20 | 429211.20 |
| 60 | 2029-12 | 7898.14 | 1394.94 | 6503.20 | 422708.00 |
| 61 | 2030-01 | 7877.00 | 1373.80 | 6503.20 | 416204.80 |
| 62 | 2030-02 | 7855.87 | 1352.67 | 6503.20 | 409701.60 |
| 63 | 2030-03 | 7834.73 | 1331.53 | 6503.20 | 403198.40 |
| 64 | 2030-04 | 7813.59 | 1310.39 | 6503.20 | 396695.20 |
| 65 | 2030-05 | 7792.46 | 1289.26 | 6503.20 | 390192.00 |
| 66 | 2030-06 | 7771.32 | 1268.12 | 6503.20 | 383688.80 |
| 67 | 2030-07 | 7750.19 | 1246.99 | 6503.20 | 377185.60 |
| 68 | 2030-08 | 7729.05 | 1225.85 | 6503.20 | 370682.40 |
| 69 | 2030-09 | 7707.92 | 1204.72 | 6503.20 | 364179.20 |
| 70 | 2030-10 | 7686.78 | 1183.58 | 6503.20 | 357676.00 |
| 71 | 2030-11 | 7665.65 | 1162.45 | 6503.20 | 351172.80 |
| 72 | 2030-12 | 7644.51 | 1141.31 | 6503.20 | 344669.60 |
| 73 | 2031-01 | 7623.38 | 1120.18 | 6503.20 | 338166.40 |
| 74 | 2031-02 | 7602.24 | 1099.04 | 6503.20 | 331663.20 |
| 75 | 2031-03 | 7581.11 | 1077.91 | 6503.20 | 325160.00 |
| 76 | 2031-04 | 7559.97 | 1056.77 | 6503.20 | 318656.80 |
| 77 | 2031-05 | 7538.83 | 1035.63 | 6503.20 | 312153.60 |
| 78 | 2031-06 | 7517.70 | 1014.50 | 6503.20 | 305650.40 |
| 79 | 2031-07 | 7496.56 | 993.36 | 6503.20 | 299147.20 |
| 80 | 2031-08 | 7475.43 | 972.23 | 6503.20 | 292644.00 |
| 81 | 2031-09 | 7454.29 | 951.09 | 6503.20 | 286140.80 |
| 82 | 2031-10 | 7433.16 | 929.96 | 6503.20 | 279637.60 |
| 83 | 2031-11 | 7412.02 | 908.82 | 6503.20 | 273134.40 |
| 84 | 2031-12 | 7390.89 | 887.69 | 6503.20 | 266631.20 |
| 85 | 2032-01 | 7369.75 | 866.55 | 6503.20 | 260128.00 |
| 86 | 2032-02 | 7348.62 | 845.42 | 6503.20 | 253624.80 |
| 87 | 2032-03 | 7327.48 | 824.28 | 6503.20 | 247121.60 |
| 88 | 2032-04 | 7306.35 | 803.15 | 6503.20 | 240618.40 |
| 89 | 2032-05 | 7285.21 | 782.01 | 6503.20 | 234115.20 |
| 90 | 2032-06 | 7264.07 | 760.87 | 6503.20 | 227612.00 |
| 91 | 2032-07 | 7242.94 | 739.74 | 6503.20 | 221108.80 |
| 92 | 2032-08 | 7221.80 | 718.60 | 6503.20 | 214605.60 |
| 93 | 2032-09 | 7200.67 | 697.47 | 6503.20 | 208102.40 |
| 94 | 2032-10 | 7179.53 | 676.33 | 6503.20 | 201599.20 |
| 95 | 2032-11 | 7158.40 | 655.20 | 6503.20 | 195096.00 |
| 96 | 2032-12 | 7137.26 | 634.06 | 6503.20 | 188592.80 |
| 97 | 2033-01 | 7116.13 | 612.93 | 6503.20 | 182089.60 |
| 98 | 2033-02 | 7094.99 | 591.79 | 6503.20 | 175586.40 |
| 99 | 2033-03 | 7073.86 | 570.66 | 6503.20 | 169083.20 |
| 100 | 2033-04 | 7052.72 | 549.52 | 6503.20 | 162580.00 |
| 101 | 2033-05 | 7031.59 | 528.38 | 6503.20 | 156076.80 |
| 102 | 2033-06 | 7010.45 | 507.25 | 6503.20 | 149573.60 |
| 103 | 2033-07 | 6989.31 | 486.11 | 6503.20 | 143070.40 |
| 104 | 2033-08 | 6968.18 | 464.98 | 6503.20 | 136567.20 |
| 105 | 2033-09 | 6947.04 | 443.84 | 6503.20 | 130064.00 |
| 106 | 2033-10 | 6925.91 | 422.71 | 6503.20 | 123560.80 |
| 107 | 2033-11 | 6904.77 | 401.57 | 6503.20 | 117057.60 |
| 108 | 2033-12 | 6883.64 | 380.44 | 6503.20 | 110554.40 |
| 109 | 2034-01 | 6862.50 | 359.30 | 6503.20 | 104051.20 |
| 110 | 2034-02 | 6841.37 | 338.17 | 6503.20 | 97548.00 |
| 111 | 2034-03 | 6820.23 | 317.03 | 6503.20 | 91044.80 |
| 112 | 2034-04 | 6799.10 | 295.90 | 6503.20 | 84541.60 |
| 113 | 2034-05 | 6777.96 | 274.76 | 6503.20 | 78038.40 |
| 114 | 2034-06 | 6756.82 | 253.62 | 6503.20 | 71535.20 |
| 115 | 2034-07 | 6735.69 | 232.49 | 6503.20 | 65032.00 |
| 116 | 2034-08 | 6714.55 | 211.35 | 6503.20 | 58528.80 |
| 117 | 2034-09 | 6693.42 | 190.22 | 6503.20 | 52025.60 |
| 118 | 2034-10 | 6672.28 | 169.08 | 6503.20 | 45522.40 |
| 119 | 2034-11 | 6651.15 | 147.95 | 6503.20 | 39019.20 |
| 120 | 2034-12 | 6630.01 | 126.81 | 6503.20 | 32516.00 |
| 121 | 2035-01 | 6608.88 | 105.68 | 6503.20 | 26012.80 |
| 122 | 2035-02 | 6587.74 | 84.54 | 6503.20 | 19509.60 |
| 123 | 2035-03 | 6566.61 | 63.41 | 6503.20 | 13006.40 |
| 124 | 2035-04 | 6545.47 | 42.27 | 6503.20 | 6503.20 |
| 125 | 2035-05 | 6524.34 | 21.14 | 6503.20 | 0.00 |
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采用2025年11月29日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布，采用2025年11月29日贷款市场报价利率(LPR)为：1年期LPR为3.35%，5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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