贷款122万(商业贷款)的房贷,还款10年的等额本息和等额本金,有两种还款方式明细说明解析。
还款方式一:等额本息
贷款总额:122万
还款月数:10年
每月还款:13452.79元
利息总额:39.43万
本息合计:161.43万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 13452.79 | 5947.50 | 7505.29 | 1212494.71 |
| 2 | 2024-12 | 13452.79 | 5910.91 | 7541.87 | 1204952.84 |
| 3 | 2025-01 | 13452.79 | 5874.15 | 7578.64 | 1197374.20 |
| 4 | 2025-02 | 13452.79 | 5837.20 | 7615.59 | 1189758.61 |
| 5 | 2025-03 | 13452.79 | 5800.07 | 7652.71 | 1182105.90 |
| 6 | 2025-04 | 13452.79 | 5762.77 | 7690.02 | 1174415.88 |
| 7 | 2025-05 | 13452.79 | 5725.28 | 7727.51 | 1166688.37 |
| 8 | 2025-06 | 13452.79 | 5687.61 | 7765.18 | 1158923.19 |
| 9 | 2025-07 | 13452.79 | 5649.75 | 7803.03 | 1151120.16 |
| 10 | 2025-08 | 13452.79 | 5611.71 | 7841.07 | 1143279.09 |
| 11 | 2025-09 | 13452.79 | 5573.49 | 7879.30 | 1135399.79 |
| 12 | 2025-10 | 13452.79 | 5535.07 | 7917.71 | 1127482.07 |
| 13 | 2025-11 | 13452.79 | 5496.48 | 7956.31 | 1119525.76 |
| 14 | 2025-12 | 13452.79 | 5457.69 | 7995.10 | 1111530.67 |
| 15 | 2026-01 | 13452.79 | 5418.71 | 8034.07 | 1103496.59 |
| 16 | 2026-02 | 13452.79 | 5379.55 | 8073.24 | 1095423.35 |
| 17 | 2026-03 | 13452.79 | 5340.19 | 8112.60 | 1087310.76 |
| 18 | 2026-04 | 13452.79 | 5300.64 | 8152.15 | 1079158.61 |
| 19 | 2026-05 | 13452.79 | 5260.90 | 8191.89 | 1070966.72 |
| 20 | 2026-06 | 13452.79 | 5220.96 | 8231.82 | 1062734.90 |
| 21 | 2026-07 | 13452.79 | 5180.83 | 8271.95 | 1054462.95 |
| 22 | 2026-08 | 13452.79 | 5140.51 | 8312.28 | 1046150.67 |
| 23 | 2026-09 | 13452.79 | 5099.98 | 8352.80 | 1037797.87 |
| 24 | 2026-10 | 13452.79 | 5059.26 | 8393.52 | 1029404.35 |
| 25 | 2026-11 | 13452.79 | 5018.35 | 8434.44 | 1020969.91 |
| 26 | 2026-12 | 13452.79 | 4977.23 | 8475.56 | 1012494.35 |
| 27 | 2027-01 | 13452.79 | 4935.91 | 8516.88 | 1003977.48 |
| 28 | 2027-02 | 13452.79 | 4894.39 | 8558.40 | 995419.08 |
| 29 | 2027-03 | 13452.79 | 4852.67 | 8600.12 | 986818.96 |
| 30 | 2027-04 | 13452.79 | 4810.74 | 8642.04 | 978176.92 |
| 31 | 2027-05 | 13452.79 | 4768.61 | 8684.17 | 969492.75 |
| 32 | 2027-06 | 13452.79 | 4726.28 | 8726.51 | 960766.24 |
| 33 | 2027-07 | 13452.79 | 4683.74 | 8769.05 | 951997.19 |
| 34 | 2027-08 | 13452.79 | 4640.99 | 8811.80 | 943185.39 |
| 35 | 2027-09 | 13452.79 | 4598.03 | 8854.76 | 934330.63 |
| 36 | 2027-10 | 13452.79 | 4554.86 | 8897.92 | 925432.71 |
| 37 | 2027-11 | 13452.79 | 4511.48 | 8941.30 | 916491.41 |
| 38 | 2027-12 | 13452.79 | 4467.90 | 8984.89 | 907506.52 |
| 39 | 2028-01 | 13452.79 | 4424.09 | 9028.69 | 898477.83 |
| 40 | 2028-02 | 13452.79 | 4380.08 | 9072.71 | 889405.12 |
| 41 | 2028-03 | 13452.79 | 4335.85 | 9116.94 | 880288.18 |
| 42 | 2028-04 | 13452.79 | 4291.40 | 9161.38 | 871126.80 |
| 43 | 2028-05 | 13452.79 | 4246.74 | 9206.04 | 861920.76 |
| 44 | 2028-06 | 13452.79 | 4201.86 | 9250.92 | 852669.84 |
| 45 | 2028-07 | 13452.79 | 4156.77 | 9296.02 | 843373.82 |
| 46 | 2028-08 | 13452.79 | 4111.45 | 9341.34 | 834032.48 |
| 47 | 2028-09 | 13452.79 | 4065.91 | 9386.88 | 824645.60 |
| 48 | 2028-10 | 13452.79 | 4020.15 | 9432.64 | 815212.97 |
| 49 | 2028-11 | 13452.79 | 3974.16 | 9478.62 | 805734.34 |
| 50 | 2028-12 | 13452.79 | 3927.95 | 9524.83 | 796209.51 |
| 51 | 2029-01 | 13452.79 | 3881.52 | 9571.26 | 786638.25 |
| 52 | 2029-02 | 13452.79 | 3834.86 | 9617.92 | 777020.33 |
| 53 | 2029-03 | 13452.79 | 3787.97 | 9664.81 | 767355.51 |
| 54 | 2029-04 | 13452.79 | 3740.86 | 9711.93 | 757643.59 |
| 55 | 2029-05 | 13452.79 | 3693.51 | 9759.27 | 747884.31 |
| 56 | 2029-06 | 13452.79 | 3645.94 | 9806.85 | 738077.46 |
| 57 | 2029-07 | 13452.79 | 3598.13 | 9854.66 | 728222.81 |
| 58 | 2029-08 | 13452.79 | 3550.09 | 9902.70 | 718320.11 |
| 59 | 2029-09 | 13452.79 | 3501.81 | 9950.97 | 708369.13 |
| 60 | 2029-10 | 13452.79 | 3453.30 | 9999.49 | 698369.65 |
| 61 | 2029-11 | 13452.79 | 3404.55 | 10048.23 | 688321.41 |
| 62 | 2029-12 | 13452.79 | 3355.57 | 10097.22 | 678224.19 |
| 63 | 2030-01 | 13452.79 | 3306.34 | 10146.44 | 668077.75 |
| 64 | 2030-02 | 13452.79 | 3256.88 | 10195.91 | 657881.85 |
| 65 | 2030-03 | 13452.79 | 3207.17 | 10245.61 | 647636.23 |
| 66 | 2030-04 | 13452.79 | 3157.23 | 10295.56 | 637340.68 |
| 67 | 2030-05 | 13452.79 | 3107.04 | 10345.75 | 626994.93 |
| 68 | 2030-06 | 13452.79 | 3056.60 | 10396.19 | 616598.74 |
| 69 | 2030-07 | 13452.79 | 3005.92 | 10446.87 | 606151.87 |
| 70 | 2030-08 | 13452.79 | 2954.99 | 10497.80 | 595654.08 |
| 71 | 2030-09 | 13452.79 | 2903.81 | 10548.97 | 585105.11 |
| 72 | 2030-10 | 13452.79 | 2852.39 | 10600.40 | 574504.71 |
| 73 | 2030-11 | 13452.79 | 2800.71 | 10652.08 | 563852.63 |
| 74 | 2030-12 | 13452.79 | 2748.78 | 10704.00 | 553148.63 |
| 75 | 2031-01 | 13452.79 | 2696.60 | 10756.19 | 542392.44 |
| 76 | 2031-02 | 13452.79 | 2644.16 | 10808.62 | 531583.82 |
| 77 | 2031-03 | 13452.79 | 2591.47 | 10861.31 | 520722.51 |
| 78 | 2031-04 | 13452.79 | 2538.52 | 10914.26 | 509808.24 |
| 79 | 2031-05 | 13452.79 | 2485.32 | 10967.47 | 498840.77 |
| 80 | 2031-06 | 13452.79 | 2431.85 | 11020.94 | 487819.84 |
| 81 | 2031-07 | 13452.79 | 2378.12 | 11074.66 | 476745.17 |
| 82 | 2031-08 | 13452.79 | 2324.13 | 11128.65 | 465616.52 |
| 83 | 2031-09 | 13452.79 | 2269.88 | 11182.90 | 454433.62 |
| 84 | 2031-10 | 13452.79 | 2215.36 | 11237.42 | 443196.19 |
| 85 | 2031-11 | 13452.79 | 2160.58 | 11292.20 | 431903.99 |
| 86 | 2031-12 | 13452.79 | 2105.53 | 11347.25 | 420556.74 |
| 87 | 2032-01 | 13452.79 | 2050.21 | 11402.57 | 409154.16 |
| 88 | 2032-02 | 13452.79 | 1994.63 | 11458.16 | 397696.01 |
| 89 | 2032-03 | 13452.79 | 1938.77 | 11514.02 | 386181.99 |
| 90 | 2032-04 | 13452.79 | 1882.64 | 11570.15 | 374611.84 |
| 91 | 2032-05 | 13452.79 | 1826.23 | 11626.55 | 362985.29 |
| 92 | 2032-06 | 13452.79 | 1769.55 | 11683.23 | 351302.05 |
| 93 | 2032-07 | 13452.79 | 1712.60 | 11740.19 | 339561.87 |
| 94 | 2032-08 | 13452.79 | 1655.36 | 11797.42 | 327764.45 |
| 95 | 2032-09 | 13452.79 | 1597.85 | 11854.93 | 315909.51 |
| 96 | 2032-10 | 13452.79 | 1540.06 | 11912.73 | 303996.78 |
| 97 | 2032-11 | 13452.79 | 1481.98 | 11970.80 | 292025.98 |
| 98 | 2032-12 | 13452.79 | 1423.63 | 12029.16 | 279996.83 |
| 99 | 2033-01 | 13452.79 | 1364.98 | 12087.80 | 267909.02 |
| 100 | 2033-02 | 13452.79 | 1306.06 | 12146.73 | 255762.30 |
| 101 | 2033-03 | 13452.79 | 1246.84 | 12205.94 | 243556.35 |
| 102 | 2033-04 | 13452.79 | 1187.34 | 12265.45 | 231290.90 |
| 103 | 2033-05 | 13452.79 | 1127.54 | 12325.24 | 218965.66 |
| 104 | 2033-06 | 13452.79 | 1067.46 | 12385.33 | 206580.33 |
| 105 | 2033-07 | 13452.79 | 1007.08 | 12445.71 | 194134.63 |
| 106 | 2033-08 | 13452.79 | 946.41 | 12506.38 | 181628.25 |
| 107 | 2033-09 | 13452.79 | 885.44 | 12567.35 | 169060.90 |
| 108 | 2033-10 | 13452.79 | 824.17 | 12628.61 | 156432.29 |
| 109 | 2033-11 | 13452.79 | 762.61 | 12690.18 | 143742.11 |
| 110 | 2033-12 | 13452.79 | 700.74 | 12752.04 | 130990.06 |
| 111 | 2034-01 | 13452.79 | 638.58 | 12814.21 | 118175.86 |
| 112 | 2034-02 | 13452.79 | 576.11 | 12876.68 | 105299.18 |
| 113 | 2034-03 | 13452.79 | 513.33 | 12939.45 | 92359.73 |
| 114 | 2034-04 | 13452.79 | 450.25 | 13002.53 | 79357.19 |
| 115 | 2034-05 | 13452.79 | 386.87 | 13065.92 | 66291.27 |
| 116 | 2034-06 | 13452.79 | 323.17 | 13129.62 | 53161.66 |
| 117 | 2034-07 | 13452.79 | 259.16 | 13193.62 | 39968.04 |
| 118 | 2034-08 | 13452.79 | 194.84 | 13257.94 | 26710.10 |
| 119 | 2034-09 | 13452.79 | 130.21 | 13322.57 | 13387.52 |
| 120 | 2034-10 | 13452.79 | 65.26 | 13387.52 | 0.00 |
还款方式二:等额本金
贷款总额:122万
还款月数:10年
首月还款:16114.17元
每月递减:49.56元
利息总额:35.98万
本息合计:157.98万
节省利息:34510.51元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-11 | 16114.17 | 5947.50 | 10166.67 | 1209833.33 |
| 2 | 2024-12 | 16064.60 | 5897.94 | 10166.67 | 1199666.67 |
| 3 | 2025-01 | 16015.04 | 5848.38 | 10166.67 | 1189500.00 |
| 4 | 2025-02 | 15965.48 | 5798.81 | 10166.67 | 1179333.33 |
| 5 | 2025-03 | 15915.92 | 5749.25 | 10166.67 | 1169166.67 |
| 6 | 2025-04 | 15866.35 | 5699.69 | 10166.67 | 1159000.00 |
| 7 | 2025-05 | 15816.79 | 5650.13 | 10166.67 | 1148833.33 |
| 8 | 2025-06 | 15767.23 | 5600.56 | 10166.67 | 1138666.67 |
| 9 | 2025-07 | 15717.67 | 5551.00 | 10166.67 | 1128500.00 |
| 10 | 2025-08 | 15668.10 | 5501.44 | 10166.67 | 1118333.33 |
| 11 | 2025-09 | 15618.54 | 5451.88 | 10166.67 | 1108166.67 |
| 12 | 2025-10 | 15568.98 | 5402.31 | 10166.67 | 1098000.00 |
| 13 | 2025-11 | 15519.42 | 5352.75 | 10166.67 | 1087833.33 |
| 14 | 2025-12 | 15469.85 | 5303.19 | 10166.67 | 1077666.67 |
| 15 | 2026-01 | 15420.29 | 5253.63 | 10166.67 | 1067500.00 |
| 16 | 2026-02 | 15370.73 | 5204.06 | 10166.67 | 1057333.33 |
| 17 | 2026-03 | 15321.17 | 5154.50 | 10166.67 | 1047166.67 |
| 18 | 2026-04 | 15271.60 | 5104.94 | 10166.67 | 1037000.00 |
| 19 | 2026-05 | 15222.04 | 5055.38 | 10166.67 | 1026833.33 |
| 20 | 2026-06 | 15172.48 | 5005.81 | 10166.67 | 1016666.67 |
| 21 | 2026-07 | 15122.92 | 4956.25 | 10166.67 | 1006500.00 |
| 22 | 2026-08 | 15073.35 | 4906.69 | 10166.67 | 996333.33 |
| 23 | 2026-09 | 15023.79 | 4857.13 | 10166.67 | 986166.67 |
| 24 | 2026-10 | 14974.23 | 4807.56 | 10166.67 | 976000.00 |
| 25 | 2026-11 | 14924.67 | 4758.00 | 10166.67 | 965833.33 |
| 26 | 2026-12 | 14875.10 | 4708.44 | 10166.67 | 955666.67 |
| 27 | 2027-01 | 14825.54 | 4658.88 | 10166.67 | 945500.00 |
| 28 | 2027-02 | 14775.98 | 4609.31 | 10166.67 | 935333.33 |
| 29 | 2027-03 | 14726.42 | 4559.75 | 10166.67 | 925166.67 |
| 30 | 2027-04 | 14676.85 | 4510.19 | 10166.67 | 915000.00 |
| 31 | 2027-05 | 14627.29 | 4460.63 | 10166.67 | 904833.33 |
| 32 | 2027-06 | 14577.73 | 4411.06 | 10166.67 | 894666.67 |
| 33 | 2027-07 | 14528.17 | 4361.50 | 10166.67 | 884500.00 |
| 34 | 2027-08 | 14478.60 | 4311.94 | 10166.67 | 874333.33 |
| 35 | 2027-09 | 14429.04 | 4262.38 | 10166.67 | 864166.67 |
| 36 | 2027-10 | 14379.48 | 4212.81 | 10166.67 | 854000.00 |
| 37 | 2027-11 | 14329.92 | 4163.25 | 10166.67 | 843833.33 |
| 38 | 2027-12 | 14280.35 | 4113.69 | 10166.67 | 833666.67 |
| 39 | 2028-01 | 14230.79 | 4064.13 | 10166.67 | 823500.00 |
| 40 | 2028-02 | 14181.23 | 4014.56 | 10166.67 | 813333.33 |
| 41 | 2028-03 | 14131.67 | 3965.00 | 10166.67 | 803166.67 |
| 42 | 2028-04 | 14082.10 | 3915.44 | 10166.67 | 793000.00 |
| 43 | 2028-05 | 14032.54 | 3865.88 | 10166.67 | 782833.33 |
| 44 | 2028-06 | 13982.98 | 3816.31 | 10166.67 | 772666.67 |
| 45 | 2028-07 | 13933.42 | 3766.75 | 10166.67 | 762500.00 |
| 46 | 2028-08 | 13883.85 | 3717.19 | 10166.67 | 752333.33 |
| 47 | 2028-09 | 13834.29 | 3667.63 | 10166.67 | 742166.67 |
| 48 | 2028-10 | 13784.73 | 3618.06 | 10166.67 | 732000.00 |
| 49 | 2028-11 | 13735.17 | 3568.50 | 10166.67 | 721833.33 |
| 50 | 2028-12 | 13685.60 | 3518.94 | 10166.67 | 711666.67 |
| 51 | 2029-01 | 13636.04 | 3469.38 | 10166.67 | 701500.00 |
| 52 | 2029-02 | 13586.48 | 3419.81 | 10166.67 | 691333.33 |
| 53 | 2029-03 | 13536.92 | 3370.25 | 10166.67 | 681166.67 |
| 54 | 2029-04 | 13487.35 | 3320.69 | 10166.67 | 671000.00 |
| 55 | 2029-05 | 13437.79 | 3271.13 | 10166.67 | 660833.33 |
| 56 | 2029-06 | 13388.23 | 3221.56 | 10166.67 | 650666.67 |
| 57 | 2029-07 | 13338.67 | 3172.00 | 10166.67 | 640500.00 |
| 58 | 2029-08 | 13289.10 | 3122.44 | 10166.67 | 630333.33 |
| 59 | 2029-09 | 13239.54 | 3072.88 | 10166.67 | 620166.67 |
| 60 | 2029-10 | 13189.98 | 3023.31 | 10166.67 | 610000.00 |
| 61 | 2029-11 | 13140.42 | 2973.75 | 10166.67 | 599833.33 |
| 62 | 2029-12 | 13090.85 | 2924.19 | 10166.67 | 589666.67 |
| 63 | 2030-01 | 13041.29 | 2874.63 | 10166.67 | 579500.00 |
| 64 | 2030-02 | 12991.73 | 2825.06 | 10166.67 | 569333.33 |
| 65 | 2030-03 | 12942.17 | 2775.50 | 10166.67 | 559166.67 |
| 66 | 2030-04 | 12892.60 | 2725.94 | 10166.67 | 549000.00 |
| 67 | 2030-05 | 12843.04 | 2676.38 | 10166.67 | 538833.33 |
| 68 | 2030-06 | 12793.48 | 2626.81 | 10166.67 | 528666.67 |
| 69 | 2030-07 | 12743.92 | 2577.25 | 10166.67 | 518500.00 |
| 70 | 2030-08 | 12694.35 | 2527.69 | 10166.67 | 508333.33 |
| 71 | 2030-09 | 12644.79 | 2478.13 | 10166.67 | 498166.67 |
| 72 | 2030-10 | 12595.23 | 2428.56 | 10166.67 | 488000.00 |
| 73 | 2030-11 | 12545.67 | 2379.00 | 10166.67 | 477833.33 |
| 74 | 2030-12 | 12496.10 | 2329.44 | 10166.67 | 467666.67 |
| 75 | 2031-01 | 12446.54 | 2279.88 | 10166.67 | 457500.00 |
| 76 | 2031-02 | 12396.98 | 2230.31 | 10166.67 | 447333.33 |
| 77 | 2031-03 | 12347.42 | 2180.75 | 10166.67 | 437166.67 |
| 78 | 2031-04 | 12297.85 | 2131.19 | 10166.67 | 427000.00 |
| 79 | 2031-05 | 12248.29 | 2081.63 | 10166.67 | 416833.33 |
| 80 | 2031-06 | 12198.73 | 2032.06 | 10166.67 | 406666.67 |
| 81 | 2031-07 | 12149.17 | 1982.50 | 10166.67 | 396500.00 |
| 82 | 2031-08 | 12099.60 | 1932.94 | 10166.67 | 386333.33 |
| 83 | 2031-09 | 12050.04 | 1883.38 | 10166.67 | 376166.67 |
| 84 | 2031-10 | 12000.48 | 1833.81 | 10166.67 | 366000.00 |
| 85 | 2031-11 | 11950.92 | 1784.25 | 10166.67 | 355833.33 |
| 86 | 2031-12 | 11901.35 | 1734.69 | 10166.67 | 345666.67 |
| 87 | 2032-01 | 11851.79 | 1685.13 | 10166.67 | 335500.00 |
| 88 | 2032-02 | 11802.23 | 1635.56 | 10166.67 | 325333.33 |
| 89 | 2032-03 | 11752.67 | 1586.00 | 10166.67 | 315166.67 |
| 90 | 2032-04 | 11703.10 | 1536.44 | 10166.67 | 305000.00 |
| 91 | 2032-05 | 11653.54 | 1486.88 | 10166.67 | 294833.33 |
| 92 | 2032-06 | 11603.98 | 1437.31 | 10166.67 | 284666.67 |
| 93 | 2032-07 | 11554.42 | 1387.75 | 10166.67 | 274500.00 |
| 94 | 2032-08 | 11504.85 | 1338.19 | 10166.67 | 264333.33 |
| 95 | 2032-09 | 11455.29 | 1288.63 | 10166.67 | 254166.67 |
| 96 | 2032-10 | 11405.73 | 1239.06 | 10166.67 | 244000.00 |
| 97 | 2032-11 | 11356.17 | 1189.50 | 10166.67 | 233833.33 |
| 98 | 2032-12 | 11306.60 | 1139.94 | 10166.67 | 223666.67 |
| 99 | 2033-01 | 11257.04 | 1090.38 | 10166.67 | 213500.00 |
| 100 | 2033-02 | 11207.48 | 1040.81 | 10166.67 | 203333.33 |
| 101 | 2033-03 | 11157.92 | 991.25 | 10166.67 | 193166.67 |
| 102 | 2033-04 | 11108.35 | 941.69 | 10166.67 | 183000.00 |
| 103 | 2033-05 | 11058.79 | 892.13 | 10166.67 | 172833.33 |
| 104 | 2033-06 | 11009.23 | 842.56 | 10166.67 | 162666.67 |
| 105 | 2033-07 | 10959.67 | 793.00 | 10166.67 | 152500.00 |
| 106 | 2033-08 | 10910.10 | 743.44 | 10166.67 | 142333.33 |
| 107 | 2033-09 | 10860.54 | 693.88 | 10166.67 | 132166.67 |
| 108 | 2033-10 | 10810.98 | 644.31 | 10166.67 | 122000.00 |
| 109 | 2033-11 | 10761.42 | 594.75 | 10166.67 | 111833.33 |
| 110 | 2033-12 | 10711.85 | 545.19 | 10166.67 | 101666.67 |
| 111 | 2034-01 | 10662.29 | 495.63 | 10166.67 | 91500.00 |
| 112 | 2034-02 | 10612.73 | 446.06 | 10166.67 | 81333.33 |
| 113 | 2034-03 | 10563.17 | 396.50 | 10166.67 | 71166.67 |
| 114 | 2034-04 | 10513.60 | 346.94 | 10166.67 | 61000.00 |
| 115 | 2034-05 | 10464.04 | 297.38 | 10166.67 | 50833.33 |
| 116 | 2034-06 | 10414.48 | 247.81 | 10166.67 | 40666.67 |
| 117 | 2034-07 | 10364.92 | 198.25 | 10166.67 | 30500.00 |
| 118 | 2034-08 | 10315.35 | 148.69 | 10166.67 | 20333.33 |
| 119 | 2034-09 | 10265.79 | 99.13 | 10166.67 | 10166.67 |
| 120 | 2034-10 | 10216.23 | 49.56 | 10166.67 | 0.00 |
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采用2025年11月29日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布,采用2025年11月29日贷款市场报价利率(LPR)为:1年期LPR为3.35%,5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。
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