首页> 房产资讯 > 123万房贷(商业贷款)30年等额本息利息和等额本金一共是要还多少_房贷款计算器

123万房贷(商业贷款)30年等额本息利息和等额本金一共是要还多少_房贷款计算器

贷款123万(商业贷款)的房贷,还款30年的等额本息和等额本金,有两种还款方式明细说明解析。

还款方式一:等额本息

贷款总额:123万

还款月数:30年

每月还款:5119.63元

利息总额:61.31万

本息合计:184.31万

期次 还款日期 每月还款 偿还利息 偿还本金 剩余本金
12024-115119.632972.502147.131227852.87
22024-125119.632967.312152.321225700.55
32025-015119.632962.112157.521223543.03
42025-025119.632956.902162.731221380.30
52025-035119.632951.672167.961219212.34
62025-045119.632946.432173.201217039.14
72025-055119.632941.182178.451214860.69
82025-065119.632935.912183.721212676.98
92025-075119.632930.642188.991210487.98
102025-085119.632925.352194.281208293.70
112025-095119.632920.042199.591206094.12
122025-105119.632914.732204.901203889.21
132025-115119.632909.402210.231201678.98
142025-125119.632904.062215.571199463.41
152026-015119.632898.702220.931197242.49
162026-025119.632893.342226.291195016.19
172026-035119.632887.962231.671192784.52
182026-045119.632882.562237.071190547.46
192026-055119.632877.162242.471188304.98
202026-065119.632871.742247.891186057.09
212026-075119.632866.302253.321183803.77
222026-085119.632860.862258.771181545.00
232026-095119.632855.402264.231179280.77
242026-105119.632849.932269.701177011.07
252026-115119.632844.442275.191174735.88
262026-125119.632838.952280.681172455.20
272027-015119.632833.432286.201170169.00
282027-025119.632827.912291.721167877.28
292027-035119.632822.372297.261165580.03
302027-045119.632816.822302.811163277.22
312027-055119.632811.252308.381160968.84
322027-065119.632805.672313.951158654.89
332027-075119.632800.082319.551156335.34
342027-085119.632794.482325.151154010.19
352027-095119.632788.862330.771151679.42
362027-105119.632783.232336.401149343.01
372027-115119.632777.582342.051147000.96
382027-125119.632771.922347.711144653.25
392028-015119.632766.252353.381142299.87
402028-025119.632760.562359.071139940.80
412028-035119.632754.862364.771137576.03
422028-045119.632749.142370.491135205.54
432028-055119.632743.412376.221132829.33
442028-065119.632737.672381.961130447.37
452028-075119.632731.912387.711128059.65
462028-085119.632726.142393.481125666.17
472028-095119.632720.362399.271123266.90
482028-105119.632714.562405.071120861.83
492028-115119.632708.752410.881118450.95
502028-125119.632702.922416.711116034.25
512029-015119.632697.082422.551113611.70
522029-025119.632691.232428.401111183.30
532029-035119.632685.362434.271108749.03
542029-045119.632679.482440.151106308.88
552029-055119.632673.582446.051103862.83
562029-065119.632667.672451.961101410.87
572029-075119.632661.742457.891098952.99
582029-085119.632655.802463.831096489.16
592029-095119.632649.852469.781094019.38
602029-105119.632643.882475.751091543.63
612029-115119.632637.902481.731089061.90
622029-125119.632631.902487.731086574.17
632030-015119.632625.892493.741084080.43
642030-025119.632619.862499.771081580.66
652030-035119.632613.822505.811079074.85
662030-045119.632607.762511.861076562.99
672030-055119.632601.692517.931074045.05
682030-065119.632595.612524.021071521.03
692030-075119.632589.512530.121068990.91
702030-085119.632583.392536.231066454.68
712030-095119.632577.272542.361063912.32
722030-105119.632571.122548.511061363.81
732030-115119.632564.962554.671058809.14
742030-125119.632558.792560.841056248.30
752031-015119.632552.602567.031053681.27
762031-025119.632546.402573.231051108.04
772031-035119.632540.182579.451048528.59
782031-045119.632533.942585.681045942.91
792031-055119.632527.702591.931043350.97
802031-065119.632521.432598.201040752.78
812031-075119.632515.152604.481038148.30
822031-085119.632508.862610.771035537.53
832031-095119.632502.552617.081032920.45
842031-105119.632496.222623.401030297.05
852031-115119.632489.882629.741027667.30
862031-125119.632483.532636.101025031.20
872032-015119.632477.162642.471022388.73
882032-025119.632470.772648.861019739.88
892032-035119.632464.372655.261017084.62
902032-045119.632457.952661.671014422.94
912032-055119.632451.522668.111011754.84
922032-065119.632445.072674.551009080.28
932032-075119.632438.612681.021006399.27
942032-085119.632432.132687.501003711.77
952032-095119.632425.642693.991001017.78
962032-105119.632419.132700.50998317.27
972032-115119.632412.602707.03995610.24
982032-125119.632406.062713.57992896.67
992033-015119.632399.502720.13990176.55
1002033-025119.632392.932726.70987449.84
1012033-035119.632386.342733.29984716.55
1022033-045119.632379.732739.90981976.65
1032033-055119.632373.112746.52979230.14
1042033-065119.632366.472753.16976476.98
1052033-075119.632359.822759.81973717.17
1062033-085119.632353.152766.48970950.69
1072033-095119.632346.462773.16968177.53
1082033-105119.632339.762779.87965397.66
1092033-115119.632333.042786.58962611.08
1102033-125119.632326.312793.32959817.76
1112034-015119.632319.562800.07957017.69
1122034-025119.632312.792806.84954210.85
1132034-035119.632306.012813.62951397.23
1142034-045119.632299.212820.42948576.81
1152034-055119.632292.392827.23945749.58
1162034-065119.632285.562834.07942915.51
1172034-075119.632278.712840.92940074.60
1182034-085119.632271.852847.78937226.81
1192034-095119.632264.962854.66934372.15
1202034-105119.632258.072861.56931510.59
1212034-115119.632251.152868.48928642.11
1222034-125119.632244.222875.41925766.70
1232035-015119.632237.272882.36922884.34
1242035-025119.632230.302889.32919995.02
1252035-035119.632223.322896.31917098.71
1262035-045119.632216.322903.31914195.40
1272035-055119.632209.312910.32911285.08
1282035-065119.632202.272917.36908367.72
1292035-075119.632195.222924.41905443.31
1302035-085119.632188.152931.47902511.84
1312035-095119.632181.072938.56899573.28
1322035-105119.632173.972945.66896627.62
1332035-115119.632166.852952.78893674.84
1342035-125119.632159.712959.91890714.93
1352036-015119.632152.562967.07887747.86
1362036-025119.632145.392974.24884773.62
1372036-035119.632138.202981.43881792.20
1382036-045119.632131.002988.63878803.57
1392036-055119.632123.782995.85875807.71
1402036-065119.632116.543003.09872804.62
1412036-075119.632109.283010.35869794.27
1422036-085119.632102.003017.63866776.64
1432036-095119.632094.713024.92863751.72
1442036-105119.632087.403032.23860719.50
1452036-115119.632080.073039.56857679.94
1462036-125119.632072.733046.90854633.04
1472037-015119.632065.363054.27851578.77
1482037-025119.632057.983061.65848517.12
1492037-035119.632050.583069.05845448.08
1502037-045119.632043.173076.46842371.62
1512037-055119.632035.733083.90839287.72
1522037-065119.632028.283091.35836196.37
1532037-075119.632020.813098.82833097.55
1542037-085119.632013.323106.31829991.24
1552037-095119.632005.813113.82826877.42
1562037-105119.631998.293121.34823756.08
1572037-115119.631990.743128.88820627.19
1582037-125119.631983.183136.45817490.75
1592038-015119.631975.603144.03814346.72
1602038-025119.631968.003151.62811195.10
1612038-035119.631960.393159.24808035.86
1622038-045119.631952.753166.88804868.98
1632038-055119.631945.103174.53801694.45
1642038-065119.631937.433182.20798512.25
1652038-075119.631929.743189.89795322.36
1662038-085119.631922.033197.60792124.76
1672038-095119.631914.303205.33788919.43
1682038-105119.631906.563213.07785706.36
1692038-115119.631898.793220.84782485.52
1702038-125119.631891.013228.62779256.90
1712039-015119.631883.203236.42776020.48
1722039-025119.631875.383244.25772776.23
1732039-035119.631867.543252.09769524.14
1742039-045119.631859.683259.95766264.20
1752039-055119.631851.813267.82762996.38
1762039-065119.631843.913275.72759720.65
1772039-075119.631835.993283.64756437.02
1782039-085119.631828.063291.57753145.44
1792039-095119.631820.103299.53749845.92
1802039-105119.631812.133307.50746538.42
1812039-115119.631804.133315.49743222.92
1822039-125119.631796.123323.51739899.42
1832040-015119.631788.093331.54736567.88
1842040-025119.631780.043339.59733228.29
1852040-035119.631771.973347.66729880.63
1862040-045119.631763.883355.75726524.88
1872040-055119.631755.773363.86723161.02
1882040-065119.631747.643371.99719789.03
1892040-075119.631739.493380.14716408.89
1902040-085119.631731.323388.31713020.58
1912040-095119.631723.133396.50709624.08
1922040-105119.631714.923404.70706219.38
1932040-115119.631706.703412.93702806.45
1942040-125119.631698.453421.18699385.27
1952041-015119.631690.183429.45695955.82
1962041-025119.631681.893437.74692518.09
1972041-035119.631673.593446.04689072.04
1982041-045119.631665.263454.37685617.67
1992041-055119.631656.913462.72682154.95
2002041-065119.631648.543471.09678683.86
2012041-075119.631640.153479.48675204.39
2022041-085119.631631.743487.88671716.50
2032041-095119.631623.313496.31668220.19
2042041-105119.631614.873504.76664715.43
2052041-115119.631606.403513.23661202.19
2062041-125119.631597.913521.72657680.47
2072042-015119.631589.393530.23654150.24
2082042-025119.631580.863538.77650611.47
2092042-035119.631572.313547.32647064.15
2102042-045119.631563.743555.89643508.26
2112042-055119.631555.143564.48639943.78
2122042-065119.631546.533573.10636370.68
2132042-075119.631537.903581.73632788.95
2142042-085119.631529.243590.39629198.56
2152042-095119.631520.563599.07625599.49
2162042-105119.631511.873607.76621991.73
2172042-115119.631503.153616.48618375.25
2182042-125119.631494.413625.22614750.02
2192043-015119.631485.653633.98611116.04
2202043-025119.631476.863642.76607473.28
2212043-035119.631468.063651.57603821.71
2222043-045119.631459.243660.39600161.32
2232043-055119.631450.393669.24596492.08
2242043-065119.631441.523678.11592813.97
2252043-075119.631432.633686.99589126.98
2262043-085119.631423.723695.91585431.07
2272043-095119.631414.793704.84581726.23
2282043-105119.631405.843713.79578012.44
2292043-115119.631396.863722.77574289.68
2302043-125119.631387.873731.76570557.92
2312044-015119.631378.853740.78566817.14
2322044-025119.631369.813749.82563067.31
2332044-035119.631360.753758.88559308.43
2342044-045119.631351.663767.97555540.47
2352044-055119.631342.563777.07551763.39
2362044-065119.631333.433786.20547977.19
2372044-075119.631324.283795.35544181.84
2382044-085119.631315.113804.52540377.32
2392044-095119.631305.913813.72536563.60
2402044-105119.631296.703822.93532740.67
2412044-115119.631287.463832.17528908.50
2422044-125119.631278.203841.43525067.06
2432045-015119.631268.913850.72521216.35
2442045-025119.631259.613860.02517356.32
2452045-035119.631250.283869.35513486.97
2462045-045119.631240.933878.70509608.27
2472045-055119.631231.553888.08505720.20
2482045-065119.631222.163897.47501822.72
2492045-075119.631212.743906.89497915.83
2502045-085119.631203.303916.33493999.50
2512045-095119.631193.833925.80490073.70
2522045-105119.631184.343935.28486138.42
2532045-115119.631174.833944.79482193.63
2542045-125119.631165.303954.33478239.30
2552046-015119.631155.743963.88474275.42
2562046-025119.631146.173973.46470301.95
2572046-035119.631136.563983.07466318.89
2582046-045119.631126.943992.69462326.19
2592046-055119.631117.294002.34458323.85
2602046-065119.631107.624012.01454311.84
2612046-075119.631097.924021.71450290.13
2622046-085119.631088.204031.43446258.71
2632046-095119.631078.464041.17442217.54
2642046-105119.631068.694050.94438166.60
2652046-115119.631058.904060.73434105.87
2662046-125119.631049.094070.54430035.33
2672047-015119.631039.254080.38425954.96
2682047-025119.631029.394090.24421864.72
2692047-035119.631019.514100.12417764.60
2702047-045119.631009.604110.03413654.57
2712047-055119.63999.674119.96409534.60
2722047-065119.63989.714129.92405404.68
2732047-075119.63979.734139.90401264.78
2742047-085119.63969.724149.91397114.88
2752047-095119.63959.694159.93392954.94
2762047-105119.63949.644169.99388784.95
2772047-115119.63939.564180.07384604.89
2782047-125119.63929.464190.17380414.72
2792048-015119.63919.344200.29376214.43
2802048-025119.63909.184210.44372003.98
2812048-035119.63899.014220.62367783.37
2822048-045119.63888.814230.82363552.55
2832048-055119.63878.594241.04359311.50
2842048-065119.63868.344251.29355060.21
2852048-075119.63858.064261.57350798.64
2862048-085119.63847.764271.87346526.78
2872048-095119.63837.444282.19342244.59
2882048-105119.63827.094292.54337952.05
2892048-115119.63816.724302.91333649.14
2902048-125119.63806.324313.31329335.83
2912049-015119.63795.894323.73325012.10
2922049-025119.63785.454334.18320677.91
2932049-035119.63774.974344.66316333.26
2942049-045119.63764.474355.16311978.10
2952049-055119.63753.954365.68307612.42
2962049-065119.63743.404376.23303236.19
2972049-075119.63732.824386.81298849.38
2982049-085119.63722.224397.41294451.97
2992049-095119.63711.594408.04290043.93
3002049-105119.63700.944418.69285625.24
3012049-115119.63690.264429.37281195.87
3022049-125119.63679.564440.07276755.80
3032050-015119.63668.834450.80272305.00
3042050-025119.63658.074461.56267843.44
3052050-035119.63647.294472.34263371.10
3062050-045119.63636.484483.15258887.95
3072050-055119.63625.654493.98254393.97
3082050-065119.63614.794504.84249889.13
3092050-075119.63603.904515.73245373.40
3102050-085119.63592.994526.64240846.75
3112050-095119.63582.054537.58236309.17
3122050-105119.63571.084548.55231760.62
3132050-115119.63560.094559.54227201.08
3142050-125119.63549.074570.56222630.52
3152051-015119.63538.024581.60218048.92
3162051-025119.63526.954592.68213456.24
3172051-035119.63515.854603.78208852.46
3182051-045119.63504.734614.90204237.56
3192051-055119.63493.574626.05199611.51
3202051-065119.63482.394637.23194974.27
3212051-075119.63471.194648.44190325.83
3222051-085119.63459.954659.67185666.16
3232051-095119.63448.694670.94180995.22
3242051-105119.63437.414682.22176313.00
3252051-115119.63426.094693.54171619.46
3262051-125119.63414.754704.88166914.58
3272052-015119.63403.384716.25162198.33
3282052-025119.63391.984727.65157470.68
3292052-035119.63380.554739.07152731.60
3302052-045119.63369.104750.53147981.08
3312052-055119.63357.624762.01143219.07
3322052-065119.63346.114773.52138445.55
3332052-075119.63334.584785.05133660.50
3342052-085119.63323.014796.62128863.88
3352052-095119.63311.424808.21124055.68
3362052-105119.63299.804819.83119235.85
3372052-115119.63288.154831.48114404.37
3382052-125119.63276.484843.15109561.22
3392053-015119.63264.774854.86104706.37
3402053-025119.63253.044866.5999839.78
3412053-035119.63241.284878.3594961.43
3422053-045119.63229.494890.1490071.29
3432053-055119.63217.674901.9685169.33
3442053-065119.63205.834913.8080255.53
3452053-075119.63193.954925.6875329.85
3462053-085119.63182.054937.5870392.27
3472053-095119.63170.114949.5165442.76
3482053-105119.63158.154961.4860481.28
3492053-115119.63146.164973.4755507.82
3502053-125119.63134.144985.4850522.33
3512054-015119.63122.104997.5345524.80
3522054-025119.63110.025009.6140515.19
3532054-035119.6397.915021.7235493.47
3542054-045119.6385.785033.8530459.62
3552054-055119.6373.615046.0225413.60
3562054-065119.6361.425058.2120355.39
3572054-075119.6349.195070.4415284.95
3582054-085119.6336.945082.6910202.26
3592054-095119.6324.665094.975107.29
3602054-105119.6312.345107.290.00

还款方式二:等额本金

贷款总额:123万

还款月数:30年

首月还款:6389.17元

每月递减:8.26元

利息总额:53.65万

本息合计:176.65万

节省利息:76530.1元

期次 还款日期 每月还款 偿还利息 偿还本金 剩余本金
12024-116389.172972.503416.671226583.33
22024-126380.912964.243416.671223166.67
32025-016372.652955.993416.671219750.00
42025-026364.402947.733416.671216333.33
52025-036356.142939.473416.671212916.67
62025-046347.882931.223416.671209500.00
72025-056339.632922.963416.671206083.33
82025-066331.372914.703416.671202666.67
92025-076323.112906.443416.671199250.00
102025-086314.852898.193416.671195833.33
112025-096306.602889.933416.671192416.67
122025-106298.342881.673416.671189000.00
132025-116290.082873.423416.671185583.33
142025-126281.832865.163416.671182166.67
152026-016273.572856.903416.671178750.00
162026-026265.312848.653416.671175333.33
172026-036257.062840.393416.671171916.67
182026-046248.802832.133416.671168500.00
192026-056240.542823.873416.671165083.33
202026-066232.282815.623416.671161666.67
212026-076224.032807.363416.671158250.00
222026-086215.772799.103416.671154833.33
232026-096207.512790.853416.671151416.67
242026-106199.262782.593416.671148000.00
252026-116191.002774.333416.671144583.33
262026-126182.742766.083416.671141166.67
272027-016174.492757.823416.671137750.00
282027-026166.232749.563416.671134333.33
292027-036157.972741.313416.671130916.67
302027-046149.722733.053416.671127500.00
312027-056141.462724.793416.671124083.33
322027-066133.202716.533416.671120666.67
332027-076124.942708.283416.671117250.00
342027-086116.692700.023416.671113833.33
352027-096108.432691.763416.671110416.67
362027-106100.172683.513416.671107000.00
372027-116091.922675.253416.671103583.33
382027-126083.662666.993416.671100166.67
392028-016075.402658.743416.671096750.00
402028-026067.152650.483416.671093333.33
412028-036058.892642.223416.671089916.67
422028-046050.632633.973416.671086500.00
432028-056042.382625.713416.671083083.33
442028-066034.122617.453416.671079666.67
452028-076025.862609.193416.671076250.00
462028-086017.602600.943416.671072833.33
472028-096009.352592.683416.671069416.67
482028-106001.092584.423416.671066000.00
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502028-125984.582567.913416.671059166.67
512029-015976.322559.653416.671055750.00
522029-025968.062551.403416.671052333.33
532029-035959.812543.143416.671048916.67
542029-045951.552534.883416.671045500.00
552029-055943.292526.623416.671042083.33
562029-065935.032518.373416.671038666.67
572029-075926.782510.113416.671035250.00
582029-085918.522501.853416.671031833.33
592029-095910.262493.603416.671028416.67
602029-105902.012485.343416.671025000.00
612029-115893.752477.083416.671021583.33
622029-125885.492468.833416.671018166.67
632030-015877.242460.573416.671014750.00
642030-025868.982452.313416.671011333.33
652030-035860.722444.063416.671007916.67
662030-045852.472435.803416.671004500.00
672030-055844.212427.543416.671001083.33
682030-065835.952419.283416.67997666.67
692030-075827.692411.033416.67994250.00
702030-085819.442402.773416.67990833.33
712030-095811.182394.513416.67987416.67
722030-105802.922386.263416.67984000.00
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752031-015778.152361.493416.67973750.00
762031-025769.902353.233416.67970333.33
772031-035761.642344.973416.67966916.67
782031-045753.382336.723416.67963500.00
792031-055745.132328.463416.67960083.33
802031-065736.872320.203416.67956666.67
812031-075728.612311.943416.67953250.00
822031-085720.352303.693416.67949833.33
832031-095712.102295.433416.67946416.67
842031-105703.842287.173416.67943000.00
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862031-125687.332270.663416.67936166.67
872032-015679.072262.403416.67932750.00
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892032-035662.562245.893416.67925916.67
902032-045654.302237.633416.67922500.00
912032-055646.042229.373416.67919083.33
922032-065637.782221.123416.67915666.67
932032-075629.532212.863416.67912250.00
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952032-095613.012196.353416.67905416.67
962032-105604.762188.093416.67902000.00
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982032-125588.242171.583416.67895166.67
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1002033-025571.732155.063416.67888333.33
1012033-035563.472146.813416.67884916.67
1022033-045555.222138.553416.67881500.00
1032033-055546.962130.293416.67878083.33
1042033-065538.702122.033416.67874666.67
1052033-075530.442113.783416.67871250.00
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1082033-105505.672089.013416.67861000.00
1092033-115497.422080.753416.67857583.33
1102033-125489.162072.493416.67854166.67
1112034-015480.902064.243416.67850750.00
1122034-025472.652055.983416.67847333.33
1132034-035464.392047.723416.67843916.67
1142034-045456.132039.473416.67840500.00
1152034-055447.882031.213416.67837083.33
1162034-065439.622022.953416.67833666.67
1172034-075431.362014.693416.67830250.00
1182034-085423.102006.443416.67826833.33
1192034-095414.851998.183416.67823416.67
1202034-105406.591989.923416.67820000.00
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1222034-125390.081973.413416.67813166.67
1232035-015381.821965.153416.67809750.00
1242035-025373.561956.903416.67806333.33
1252035-035365.311948.643416.67802916.67
1262035-045357.051940.383416.67799500.00
1272035-055348.791932.123416.67796083.33
1282035-065340.531923.873416.67792666.67
1292035-075332.281915.613416.67789250.00
1302035-085324.021907.353416.67785833.33
1312035-095315.761899.103416.67782416.67
1322035-105307.511890.843416.67779000.00
1332035-115299.251882.583416.67775583.33
1342035-125290.991874.333416.67772166.67
1352036-015282.741866.073416.67768750.00
1362036-025274.481857.813416.67765333.33
1372036-035266.221849.563416.67761916.67
1382036-045257.971841.303416.67758500.00
1392036-055249.711833.043416.67755083.33
1402036-065241.451824.783416.67751666.67
1412036-075233.191816.533416.67748250.00
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1432036-095216.681800.013416.67741416.67
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1522037-065142.371725.703416.67710666.67
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1612038-035068.061651.393416.67679916.67
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3512054-013499.2482.573416.6730750.00
3522054-023490.9874.313416.6727333.33
3532054-033482.7266.063416.6723916.67
3542054-043474.4757.803416.6720500.00
3552054-053466.2149.543416.6717083.33
3562054-063457.9541.283416.6713666.67
3572054-073449.6933.033416.6710250.00
3582054-083441.4424.773416.676833.33
3592054-093433.1816.513416.673416.67
3602054-103424.928.263416.670.00

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采用2025年11月30日贷款市场报价利率(LPR)中国人民银行授权全国银行间同业拆借中心公布,采用2025年11月30日贷款市场报价利率(LPR)为:1年期LPR为3.35%,5年期以上LPR为3.85%。以上LPR在下一次发布LPR之前有效。

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